10 ਸਰਬੋਤਮ ਐਲਆਈਸੀ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ 2022

Updated on August 2, 2026 , 43974 views

ਭਾਰਤ ਦੇ ਪ੍ਰਮੁੱਖ ਬ੍ਰਾਂਡ ਦੀ ਇੱਕ ਐਸੋਸੀਏਟ ਕੰਪਨੀ ਹੋਣ ਦੇ ਨਾਤੇ,LIC ਮਿਉਚੁਅਲ ਫੰਡ ਸੰਪਤੀ ਪ੍ਰਬੰਧਨ ਖੇਤਰ ਵਿੱਚ ਮਾਨਤਾ ਪ੍ਰਾਪਤ ਖਿਡਾਰੀਆਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ। ਫੰਡ ਹਾਊਸ ਇੱਕ ਵਿਆਪਕ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈਰੇਂਜ ਵਿੱਚ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦਾਬਜ਼ਾਰ. ਨਿਵੇਸ਼ਕ ਵਰਗੇ ਵਿਕਲਪਾਂ ਵਿੱਚੋਂ ਚੋਣ ਕਰ ਸਕਦੇ ਹਨਇਕੁਇਟੀ ਫੰਡ,ਕਰਜ਼ਾ ਫੰਡ,ਤਰਲ ਫੰਡ,ਹਾਈਬ੍ਰਿਡ ਫੰਡ, ਆਦਿ

ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਤੁਹਾਨੂੰ ਇੱਕ ਫੰਡ ਚੁਣਨਾ ਚਾਹੀਦਾ ਹੈ ਜੋ ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਟੀਚਿਆਂ ਨਾਲ ਸਬੰਧਤ ਤੁਹਾਡੀਆਂ ਜ਼ਰੂਰਤਾਂ ਦੇ ਅਨੁਕੂਲ ਹੋਵੇ। ਲੰਬੇ ਸਮੇਂ ਲਈ -ਮਿਆਦ ਦੀ ਯੋਜਨਾ, ਇਕੁਇਟੀ ਸਭ ਤੋਂ ਵਧੀਆ ਹੈ, ਜਦੋਂ ਕਿ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ ਤੁਸੀਂ ਤਰਜੀਹ ਦੇ ਸਕਦੇ ਹੋਨਿਵੇਸ਼ ਕਰਜ਼ੇ ਦੇ ਵਿੱਚਮਿਉਚੁਅਲ ਫੰਡ. ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਸਭ ਤੋਂ ਵਧੀਆ ਹਿੱਸਿਆਂ ਵਿੱਚੋਂ ਇੱਕਐਲ.ਆਈ.ਸੀ ਮਿਉਚੁਅਲ ਫੰਡ ਇਹ ਹੈ ਕਿ ਇਸ ਕੋਲ ਇੱਕ ਮਜ਼ਬੂਤ ਜੋਖਮ ਪ੍ਰਬੰਧਨ ਟੀਮ ਹੈ ਜੋ ਮਾਰਕੀਟ ਦੇ ਰੁਝਾਨਾਂ ਦੀ ਭਵਿੱਖਬਾਣੀ ਕਰਦੀ ਹੈ ਅਤੇ ਉਸ ਅਨੁਸਾਰ ਤੁਹਾਡੇ ਪੋਰਟਫੋਲੀਓ ਨੂੰ ਸੰਤੁਲਿਤ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦੀ ਹੈ। ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਨਿਵੇਸ਼ਕ ਹੇਠਾਂ ਸੂਚੀਬੱਧ ਚੋਟੀ ਦੀਆਂ 10 ਸਭ ਤੋਂ ਵਧੀਆ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਵਿੱਚੋਂ ਇੱਕ ਫੰਡ ਚੁਣ ਸਕਦੇ ਹਨ।

ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ ਕੁਝ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ.ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਆਦਿ।

LIC ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?

Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।

ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ

ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!

ਸ਼ੁਰੂਆਤ ਕਰੋ

ਵਧੀਆ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2025 (%)
LIC MF Infrastructure Fund Growth	₹55.1248 ↓ -0.06	₹1,137	5,000	1,000	5.6	10.6	11.7	24.8	22.3	9.7	-3.7
LIC MF Large and Midcap Fund Growth	₹39.7168 ↑ 0.08	₹3,093	5,000	1,000	7.1	2.8	3.5	14.9	12.2	12.8	0.2
LIC MF Multi Cap Fund Growth	₹106.659 ↑ 0.19	₹1,053	5,000	1,000	11.7	6.8	10.2	12.4	10.7	10	2
LIC MF Tax Plan Growth	₹151.267 ↓ -0.25	₹1,013	500	500	5.6	-0.3	-0.3	11	10.2	10.7	0.8
LIC MF Equity Hybrid Fund Growth	₹200.63 ↑ 0.48	₹528	5,000	1,000	4	1.7	2.9	10.7	8.5	8.5	5.6
LIC MF Childrens Fund Growth	₹34.4001 ↓ -0.02	₹16	5,000	1,000	8	8.1	6.7	9.6	8.5	5.1	-4.9
LIC MF Large Cap Fund Growth	₹54.7934 ↓ -0.19	₹1,362	5,000	1,000	4.6	-2.6	-1	8.7	7.5	10.1	6
LIC MF Index Fund Nifty Growth	₹136.162 ↓ -0.88	₹361	5,000	1,000	2.5	-4.2	-0.4	8.1	8.7	12.1	10.7
LIC MF Banking & Financial Services Fund Growth	₹21.8654 ↓ -0.15	₹269	5,000	1,000	4.5	-2.3	5.2	8	10	7.1	16.5
LIC MF Banking and PSU Debt Fund Growth	₹36.8419 ↑ 0.01	₹1,866	5,000	1,000	2.1	2.9	4.7	6.9	5.8	7	7.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Aug 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	LIC MF Infrastructure Fund	LIC MF Large and Midcap Fund	LIC MF Multi Cap Fund	LIC MF Tax Plan	LIC MF Equity Hybrid Fund	LIC MF Childrens Fund	LIC MF Large Cap Fund	LIC MF Index Fund Nifty	LIC MF Banking & Financial Services Fund	LIC MF Banking and PSU Debt Fund
Point 1	Upper mid AUM (₹1,137 Cr).	Highest AUM (₹3,093 Cr).	Upper mid AUM (₹1,053 Cr).	Lower mid AUM (₹1,013 Cr).	Lower mid AUM (₹528 Cr).	Bottom quartile AUM (₹16 Cr).	Upper mid AUM (₹1,362 Cr).	Bottom quartile AUM (₹361 Cr).	Bottom quartile AUM (₹269 Cr).	Top quartile AUM (₹1,866 Cr).
Point 2	Established history (18+ yrs).	Established history (11+ yrs).	Oldest track record among peers (27 yrs).	Established history (27+ yrs).	Established history (27+ yrs).	Established history (24+ yrs).	Established history (27+ yrs).	Established history (23+ yrs).	Established history (11+ yrs).	Established history (19+ yrs).
Point 3	Not Rated.	Not Rated.	Top rated.	Rating: 1★ (upper mid).	Rating: 2★ (top quartile).	Not Rated.	Rating: 2★ (upper mid).	Rating: 1★ (upper mid).	Not Rated.	Rating: 1★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately Low.
Point 5	5Y return: 22.28% (top quartile).	5Y return: 12.23% (top quartile).	5Y return: 10.73% (upper mid).	5Y return: 10.22% (upper mid).	5Y return: 8.48% (lower mid).	5Y return: 8.46% (bottom quartile).	5Y return: 7.53% (bottom quartile).	5Y return: 8.74% (lower mid).	5Y return: 10.02% (upper mid).	1Y return: 4.68% (upper mid).
Point 6	3Y return: 24.83% (top quartile).	3Y return: 14.88% (top quartile).	3Y return: 12.38% (upper mid).	3Y return: 10.96% (upper mid).	3Y return: 10.66% (upper mid).	3Y return: 9.60% (lower mid).	3Y return: 8.66% (lower mid).	3Y return: 8.13% (bottom quartile).	3Y return: 7.97% (bottom quartile).	1M return: 0.11% (bottom quartile).
Point 7	1Y return: 11.67% (top quartile).	1Y return: 3.47% (lower mid).	1Y return: 10.24% (top quartile).	1Y return: -0.28% (bottom quartile).	1Y return: 2.87% (lower mid).	1Y return: 6.71% (upper mid).	1Y return: -1.04% (bottom quartile).	1Y return: -0.36% (bottom quartile).	1Y return: 5.17% (upper mid).	Sharpe: -0.20 (upper mid).
Point 8	Alpha: 8.41 (top quartile).	Alpha: -3.54 (bottom quartile).	Alpha: 6.59 (top quartile).	Alpha: -4.68 (bottom quartile).	1M return: 1.08% (lower mid).	1M return: 3.48% (top quartile).	Alpha: -3.88 (bottom quartile).	1M return: 1.54% (lower mid).	Alpha: 1.42 (upper mid).	Information ratio: 0.00 (upper mid).
Point 9	Sharpe: 0.22 (top quartile).	Sharpe: -0.41 (lower mid).	Sharpe: 0.08 (top quartile).	Sharpe: -0.59 (bottom quartile).	Alpha: -0.36 (lower mid).	Alpha: 3.09 (upper mid).	Sharpe: -0.70 (bottom quartile).	Alpha: -1.12 (lower mid).	Sharpe: -0.15 (upper mid).	Yield to maturity (debt): 7.58% (top quartile).
Point 10	Information ratio: 0.58 (top quartile).	Information ratio: -0.09 (upper mid).	Information ratio: -0.13 (upper mid).	Information ratio: -0.63 (bottom quartile).	Sharpe: -0.42 (lower mid).	Sharpe: -0.19 (upper mid).	Information ratio: -1.03 (bottom quartile).	Sharpe: -0.69 (bottom quartile).	Information ratio: -0.52 (lower mid).	Modified duration: 2.15 yrs (bottom quartile).

LIC MF Infrastructure Fund

Upper mid AUM (₹1,137 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.28% (top quartile).
3Y return: 24.83% (top quartile).
1Y return: 11.67% (top quartile).
Alpha: 8.41 (top quartile).
Sharpe: 0.22 (top quartile).
Information ratio: 0.58 (top quartile).

LIC MF Large and Midcap Fund

Highest AUM (₹3,093 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.23% (top quartile).
3Y return: 14.88% (top quartile).
1Y return: 3.47% (lower mid).
Alpha: -3.54 (bottom quartile).
Sharpe: -0.41 (lower mid).
Information ratio: -0.09 (upper mid).

LIC MF Multi Cap Fund

Upper mid AUM (₹1,053 Cr).
Oldest track record among peers (27 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.73% (upper mid).
3Y return: 12.38% (upper mid).
1Y return: 10.24% (top quartile).
Alpha: 6.59 (top quartile).
Sharpe: 0.08 (top quartile).
Information ratio: -0.13 (upper mid).

LIC MF Tax Plan

Lower mid AUM (₹1,013 Cr).
Established history (27+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.22% (upper mid).
3Y return: 10.96% (upper mid).
1Y return: -0.28% (bottom quartile).
Alpha: -4.68 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: -0.63 (bottom quartile).

LIC MF Equity Hybrid Fund

Lower mid AUM (₹528 Cr).
Established history (27+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 8.48% (lower mid).
3Y return: 10.66% (upper mid).
1Y return: 2.87% (lower mid).
1M return: 1.08% (lower mid).
Alpha: -0.36 (lower mid).
Sharpe: -0.42 (lower mid).

LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.46% (bottom quartile).
3Y return: 9.60% (lower mid).
1Y return: 6.71% (upper mid).
1M return: 3.48% (top quartile).
Alpha: 3.09 (upper mid).
Sharpe: -0.19 (upper mid).

LIC MF Large Cap Fund

Upper mid AUM (₹1,362 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 7.53% (bottom quartile).
3Y return: 8.66% (lower mid).
1Y return: -1.04% (bottom quartile).
Alpha: -3.88 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: -1.03 (bottom quartile).

LIC MF Index Fund Nifty

Bottom quartile AUM (₹361 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.74% (lower mid).
3Y return: 8.13% (bottom quartile).
1Y return: -0.36% (bottom quartile).
1M return: 1.54% (lower mid).
Alpha: -1.12 (lower mid).
Sharpe: -0.69 (bottom quartile).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹269 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.02% (upper mid).
3Y return: 7.97% (bottom quartile).
1Y return: 5.17% (upper mid).
Alpha: 1.42 (upper mid).
Sharpe: -0.15 (upper mid).
Information ratio: -0.52 (lower mid).

LIC MF Banking and PSU Debt Fund

Top quartile AUM (₹1,866 Cr).
Established history (19+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.68% (upper mid).
1M return: 0.11% (bottom quartile).
Sharpe: -0.20 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.58% (top quartile).
Modified duration: 2.15 yrs (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Upper mid AUM (₹1,137 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.28% (top quartile).
3Y return: 24.83% (top quartile).
1Y return: 11.67% (top quartile).
Alpha: 8.41 (top quartile).
Sharpe: 0.22 (top quartile).
Information ratio: 0.58 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Tata Motors Passenger Vehicles Ltd (~3.8%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (04 Aug 26)	₹55.1248 ↓ -0.06 (-0.11 %)
Net Assets (Cr)	₹1,137 on 30 Jun 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.22
Information Ratio	0.58
Alpha Ratio	8.41
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,519
31 Jul 23	₹14,236
31 Jul 24	₹26,350
31 Jul 25	₹25,021
31 Jul 26	₹27,470

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	0%
3 Month	5.6%
6 Month	10.6%
1 Year	11.7%
3 Year	24.8%
5 Year	22.3%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Mahesh Bendre	1 Jul 24	2.08 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	35.52%
Consumer Cyclical	19.57%
Basic Materials	12.18%
Utility	10.33%
Financial Services	9.93%
Communication Services	3.66%
Real Estate	2.1%
Health Care	1.74%
Technology	0.93%

Asset Allocation

Asset Class	Value
Cash	4.04%
Equity	95.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	4%	₹43 Cr	1,224,915 ↑ 242,024
JSW Infrastructure Ltd (Industrials) Equity, Since 30 Apr 26 \| JSWINFRA	4%	₹41 Cr	1,266,481 ↑ 132,623
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹40 Cr	944,348 ↓ -71,585
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹40 Cr	96,023 ↓ -10,945
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹38 Cr	57,317 ↓ -8,008
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹33 Cr	861,040
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹32 Cr	367,501 ↓ -65,315
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jan 26 \| BDL	3%	₹30 Cr	222,408 ↓ -20,546
Carraro India Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| CARRARO	3%	₹30 Cr	565,917 ↓ -7,074
NTPC Ltd (Utilities) Equity, Since 31 Mar 23 \| 532555	3%	₹30 Cr	834,071 ↑ 125,282

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

Highest AUM (₹3,093 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.23% (top quartile).
3Y return: 14.88% (top quartile).
1Y return: 3.47% (lower mid).
Alpha: -3.54 (bottom quartile).
Sharpe: -0.41 (lower mid).
Information ratio: -0.09 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding AU Small Finance Bank Ltd (~4.1%).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund Growth
Launch Date	25 Feb 15
NAV (04 Aug 26)	₹39.7168 ↑ 0.08 (0.20 %)
Net Assets (Cr)	₹3,093 on 30 Jun 26
Category	Equity - Large & Mid Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.41
Information Ratio	-0.09
Alpha Ratio	-3.54
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,914
31 Jul 23	₹12,022
31 Jul 24	₹18,062
31 Jul 25	₹17,596
31 Jul 26	₹17,851

LIC MF Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	1.9%
3 Month	7.1%
6 Month	2.8%
1 Year	3.5%
3 Year	14.9%
5 Year	12.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.2%
2024	27.9%
2023	26.7%
2022	-2.3%
2021	33.3%
2020	14.1%
2019	10.9%
2018	-5%
2017	40.1%
2016	13.2%

Fund Manager information for LIC MF Large and Midcap Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.32 Yr.

Data below for LIC MF Large and Midcap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	27%
Financial Services	24.5%
Consumer Cyclical	16.23%
Health Care	9.7%
Technology	5.48%
Consumer Defensive	5.2%
Communication Services	4.47%
Basic Materials	3.69%
Real Estate	2.26%

Asset Allocation

Asset Class	Value
Cash	1.46%
Equity	98.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 May 26 \| 540611	4%	₹126 Cr	1,214,500 ↑ 148,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 26 \| INDIGO	4%	₹109 Cr	202,115
Axis Bank Ltd (Financial Services) Equity, Since 31 May 21 \| 532215	3%	₹105 Cr	778,610
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 29 Feb 24 \| SCHNEIDER	3%	₹103 Cr	758,051 ↑ 65,000
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 31 May 21 \| SCHAEFFLER	3%	₹103 Cr	245,209
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| 500493	3%	₹101 Cr	469,866
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 May 26 \| 500093	3%	₹99 Cr	1,037,500 ↑ 162,500
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Apr 26 \| 500034	3%	₹98 Cr	975,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 25 \| APOLLOHOSP	3%	₹95 Cr	109,314
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 25 \| LT	3%	₹94 Cr	226,897

3. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

Upper mid AUM (₹1,053 Cr).
Oldest track record among peers (27 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.73% (upper mid).
3Y return: 12.38% (upper mid).
1Y return: 10.24% (top quartile).
Alpha: 6.59 (top quartile).
Sharpe: 0.08 (top quartile).
Information ratio: -0.13 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~4.8%).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund Growth
Launch Date	15 Feb 99
NAV (04 Aug 26)	₹106.659 ↑ 0.19 (0.18 %)
Net Assets (Cr)	₹1,053 on 30 Jun 26
Category	Equity - Multi Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	0.08
Information Ratio	-0.13
Alpha Ratio	6.59
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,213
31 Jul 23	₹12,067
31 Jul 24	₹16,523
31 Jul 25	₹15,509
31 Jul 26	₹16,721

LIC MF Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	2.8%
3 Month	11.7%
6 Month	6.8%
1 Year	10.2%
3 Year	12.4%
5 Year	10.7%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2%
2024	18.8%
2023	28.8%
2022	-2.6%
2021	20.2%
2020	10.4%
2019	13.7%
2018	-7.7%
2017	25.7%
2016	2.2%

Fund Manager information for LIC MF Multi Cap Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.32 Yr.
Nikhil Kapoor	1 Jul 26	0.08 Yr.

Data below for LIC MF Multi Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	26.49%
Industrials	16.31%
Consumer Cyclical	15.23%
Health Care	11.06%
Technology	9.98%
Basic Materials	9.91%
Consumer Defensive	3.66%
Communication Services	2.74%
Real Estate	2.41%

Asset Allocation

Asset Class	Value
Cash	2.22%
Equity	97.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 26 \| ICICIBANK	5%	₹50 Cr	364,330 ↓ -140,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 24 \| 532215	4%	₹42 Cr	312,457
Solar Industries India Ltd (Basic Materials) Equity, Since 31 May 26 \| SOLARINDS	4%	₹39 Cr	21,000 ↑ 3,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Jun 25 \| INDIGO	3%	₹35 Cr	65,075
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 25 \| LT	3%	₹35 Cr	83,902
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 25 \| APOLLOHOSP	3%	₹34 Cr	39,563
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 24 \| NAVINFLUOR	3%	₹34 Cr	43,995
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 26 \| INDUSINDBK	3%	₹32 Cr	343,500 ↑ 181,000
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Oct 24 \| TORNTPHARM	3%	₹31 Cr	67,225
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Apr 26 \| MOTHERSON	3%	₹30 Cr	2,047,500 ↑ 340,000

4. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Lower mid AUM (₹1,013 Cr).
Established history (27+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.22% (upper mid).
3Y return: 10.96% (upper mid).
1Y return: -0.28% (bottom quartile).
Alpha: -4.68 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: -0.63 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding ICICI Bank Ltd (~8.2%).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (04 Aug 26)	₹151.267 ↓ -0.25 (-0.16 %)
Net Assets (Cr)	₹1,013 on 30 Jun 26
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.59
Information Ratio	-0.63
Alpha Ratio	-4.68
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,648
31 Jul 23	₹12,270
31 Jul 24	₹16,801
31 Jul 25	₹16,796
31 Jul 26	₹16,428

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	2.6%
3 Month	5.6%
6 Month	-0.3%
1 Year	-0.3%
3 Year	11%
5 Year	10.2%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.8%
2024	22.6%
2023	26.3%
2022	-1.6%
2021	26.2%
2020	8.9%
2019	11.9%
2018	-1.1%
2017	37.3%
2016	3.3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0.32 Yr.
Nikhil Kapoor	1 Jul 26	0.08 Yr.

Data below for LIC MF Tax Plan as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	30.31%
Consumer Cyclical	23.82%
Industrials	11.4%
Health Care	8.92%
Consumer Defensive	6.04%
Basic Materials	4.73%
Technology	3.5%
Communication Services	2.68%
Energy	1.97%

Asset Allocation

Asset Class	Value
Cash	6.61%
Equity	93.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹83 Cr	604,329
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	7%	₹73 Cr	916,422
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| 532215	5%	₹46 Cr	342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	4%	₹38 Cr	210,855
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	3%	₹33 Cr	320,605
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	3%	₹29 Cr	68,942
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| EICHERMOT	2%	₹24 Cr	33,738
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 30 Sep 23 \| KIRLOSENG	2%	₹22 Cr	91,676 ↓ -26,905
Trent Ltd (Consumer Cyclical) Equity, Since 31 Mar 20 \| 500251	2%	₹22 Cr	65,530
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹21 Cr	131,363

5. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

Lower mid AUM (₹528 Cr).
Established history (27+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 8.48% (lower mid).
3Y return: 10.66% (upper mid).
1Y return: 2.87% (lower mid).
1M return: 1.08% (lower mid).
Alpha: -0.36 (lower mid).
Sharpe: -0.42 (lower mid).
Information ratio: 0.02 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.7%).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund Growth
Launch Date	3 Feb 99
NAV (04 Aug 26)	₹200.63 ↑ 0.48 (0.24 %)
Net Assets (Cr)	₹528 on 30 Jun 26
Category	Hybrid - Hybrid Equity
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.28
Sharpe Ratio	-0.42
Information Ratio	0.02
Alpha Ratio	-0.36
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Hybrid Equity

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,190
31 Jul 23	₹11,397
31 Jul 24	₹14,701
31 Jul 25	₹14,943
31 Jul 26	₹15,190

LIC MF Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	1.1%
3 Month	4%
6 Month	1.7%
1 Year	2.9%
3 Year	10.7%
5 Year	8.5%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.6%
2024	17%
2023	19.3%
2022	-2.2%
2021	15.5%
2020	9.6%
2019	13.5%
2018	-4.5%
2017	20.4%
2016	5.5%

Fund Manager information for LIC MF Equity Hybrid Fund

Name	Since	Tenure
Pratik Shroff	26 Sep 23	2.85 Yr.
Manoj Bajpai	1 Jul 26	0.08 Yr.

Data below for LIC MF Equity Hybrid Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	5.87%
Equity	68.58%
Debt	25.54%

Equity Sector Allocation

Sector	Value
Financial Services	19.09%
Consumer Cyclical	12.67%
Health Care	8.4%
Technology	6.77%
Industrials	6.49%
Basic Materials	5.66%
Consumer Defensive	4.29%
Communication Services	3.38%
Energy	1.83%

Debt Sector Allocation

Sector	Value
Government	20.61%
Corporate	7.94%
Cash Equivalent	2.86%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	5%	₹25 Cr	310,470
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| ICICIBANK	4%	₹24 Cr	172,801
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹16 Cr	1,500 ↑ 1,500
7.74% Karnataka Sgs 2036 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000 ↑ 1,500,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	3%	₹13 Cr	99,474
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 26 \| 500034	2%	₹11 Cr	113,121 ↑ 59,293
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 28 Feb 25 \| APOLLOHOSP	2%	₹11 Cr	12,701
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹11 Cr	1,098,400
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 20 \| BHARTIARTL	2%	₹11 Cr	57,420
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 18 \| TCS	2%	₹10 Cr	51,153

6. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.46% (bottom quartile).
3Y return: 9.60% (lower mid).
1Y return: 6.71% (upper mid).
1M return: 3.48% (top quartile).
Alpha: 3.09 (upper mid).
Sharpe: -0.19 (upper mid).
Information ratio: -0.14 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~83%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.38% Govt Stock 2027 (~9.8%).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund Growth
Launch Date	21 Nov 01
NAV (04 Aug 26)	₹34.4001 ↓ -0.02 (-0.04 %)
Net Assets (Cr)	₹16 on 30 Jun 26
Category	Solutions - Childrens Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	-0.19
Information Ratio	-0.14
Alpha Ratio	3.09
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,394
31 Jul 23	₹11,709
31 Jul 24	₹15,142
31 Jul 25	₹14,489
31 Jul 26	₹15,205

LIC MF Childrens Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	3.5%
3 Month	8%
6 Month	8.1%
1 Year	6.7%
3 Year	9.6%
5 Year	8.5%
10 Year
15 Year
Since launch	5.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-4.9%
2024	18.5%
2023	22.1%
2022	-1%
2021	15.5%
2020	12.4%
2019	13.2%
2018	-8%
2017	14.1%
2016	9.7%

Fund Manager information for LIC MF Childrens Fund

Name	Since	Tenure
Pratik Shroff	26 Sep 23	2.85 Yr.
Siddharth Panjwani	1 Jul 26	0.08 Yr.

Data below for LIC MF Childrens Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	7%
Equity	83.19%
Debt	9.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	10%	₹2 Cr	150,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	4%	₹1 Cr	4,219
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	3%	₹0 Cr	6,043
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 21 \| LT	3%	₹0 Cr	1,019
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	2%	₹0 Cr	3,746
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	2%	₹0 Cr	2,784
Neuland Laboratories Ltd (Healthcare) Equity, Since 30 Apr 25 \| 524558	2%	₹0 Cr	189
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| KOTAKBANK	2%	₹0 Cr	8,891
OneSource Specialty Pharma Ltd (Healthcare) Equity, Since 31 Aug 25 \| ONESOURCE	2%	₹0 Cr	2,005
Arvind Fashions Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| ARVINDFASN	2%	₹0 Cr	6,954

7. LIC MF Large Cap Fund

(Erstwhile LIC MF Growth Fund)

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Large Cap Fund

Upper mid AUM (₹1,362 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 7.53% (bottom quartile).
3Y return: 8.66% (lower mid).
1Y return: -1.04% (bottom quartile).
Alpha: -3.88 (bottom quartile).
Sharpe: -0.70 (bottom quartile).
Information ratio: -1.03 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding ICICI Bank Ltd (~9.3%).

Below is the key information for LIC MF Large Cap Fund

LIC MF Large Cap Fund Growth
Launch Date	3 Feb 99
NAV (04 Aug 26)	₹54.7934 ↓ -0.19 (-0.35 %)
Net Assets (Cr)	₹1,362 on 30 Jun 26
Category	Equity - Large Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.7
Information Ratio	-1.03
Alpha Ratio	-3.88
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,558
31 Jul 23	₹11,670
31 Jul 24	₹15,298
31 Jul 25	₹14,973
31 Jul 26	₹14,585

LIC MF Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for LIC MF Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	2.4%
3 Month	4.6%
6 Month	-2.6%
1 Year	-1%
3 Year	8.7%
5 Year	7.5%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6%
2024	14.2%
2023	16.9%
2022	-1.6%
2021	23.8%
2020	13.8%
2019	15%
2018	0.7%
2017	26.8%
2016	2.3%

Fund Manager information for LIC MF Large Cap Fund

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.83 Yr.

Data below for LIC MF Large Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	35.52%
Consumer Cyclical	15.66%
Industrials	15%
Basic Materials	7.9%
Consumer Defensive	6.55%
Health Care	5.18%
Communication Services	4.47%
Technology	2.62%
Energy	1.95%
Utility	1.48%

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	96.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	9%	₹127 Cr	925,371
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	8%	₹111 Cr	1,390,404
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 07 \| LT	6%	₹78 Cr	187,361
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	4%	₹61 Cr	328,770
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	4%	₹56 Cr	413,116 ↑ 40,128
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹54 Cr	526,317 ↑ 32,984
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 26 \| INDIGO	4%	₹48 Cr	89,177
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	3%	₹37 Cr	1,047,003 ↑ 95,400
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Sep 25 \| ETERNAL	3%	₹35 Cr	1,341,124 ↑ 290,533
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 21 \| SBILIFE	3%	₹35 Cr	200,436

8. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Nifty

Bottom quartile AUM (₹361 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.74% (lower mid).
3Y return: 8.13% (bottom quartile).
1Y return: -0.36% (bottom quartile).
1M return: 1.54% (lower mid).
Alpha: -1.12 (lower mid).
Sharpe: -0.69 (bottom quartile).
Information ratio: -16.71 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~11.2%).

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty Growth
Launch Date	14 Nov 02
NAV (04 Aug 26)	₹136.162 ↓ -0.88 (-0.64 %)
Net Assets (Cr)	₹361 on 30 Jun 26
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	-0.69
Information Ratio	-16.71
Alpha Ratio	-1.12
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,901
31 Jul 23	₹12,546
31 Jul 24	₹15,846
31 Jul 25	₹15,766
31 Jul 26	₹15,525

LIC MF Index Fund Nifty SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	1.5%
3 Month	2.5%
6 Month	-4.2%
1 Year	-0.4%
3 Year	8.1%
5 Year	8.7%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	10.7%
2024	8.8%
2023	19.8%
2022	4.7%
2021	23.8%
2020	14.7%
2019	12.6%
2018	2.6%
2017	28.6%
2016	2.7%

Fund Manager information for LIC MF Index Fund Nifty

Name	Since	Tenure
Nikhil Kapoor	7 Apr 26	0.32 Yr.
Sasikant Aravamuthan	1 Jul 26	0.08 Yr.

Data below for LIC MF Index Fund Nifty as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	0.34%
Equity	99.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	11%	₹40 Cr	505,697 ↑ 4,459
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| ICICIBANK	9%	₹32 Cr	236,245 ↑ 2,062
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 12 \| RELIANCE	8%	₹29 Cr	222,515 ↑ 1,097
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	5%	₹19 Cr	100,547 ↓ -75
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹16 Cr	38,646 ↑ 113
State Bank of India (Financial Services) Equity, Since 30 Apr 09 \| SBIN	4%	₹14 Cr	136,345 ↑ 365
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| 532215	4%	₹13 Cr	94,527 ↑ 300
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	3%	₹12 Cr	115,170 ↑ 379
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 10 \| KOTAKBANK	3%	₹9 Cr	241,898 ↑ 1,458
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| ITC	3%	₹9 Cr	316,657 ↑ 1,865

9. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹269 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.02% (upper mid).
3Y return: 7.97% (bottom quartile).
1Y return: 5.17% (upper mid).
Alpha: 1.42 (upper mid).
Sharpe: -0.15 (upper mid).
Information ratio: -0.52 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding ICICI Bank Ltd (~13.5%).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (04 Aug 26)	₹21.8654 ↓ -0.15 (-0.68 %)
Net Assets (Cr)	₹269 on 30 Jun 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	-0.15
Information Ratio	-0.52
Alpha Ratio	1.42
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,701
31 Jul 23	₹13,522
31 Jul 24	₹15,223
31 Jul 25	₹15,994
31 Jul 26	₹16,554

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	0%
3 Month	4.5%
6 Month	-2.3%
1 Year	5.2%
3 Year	8%
5 Year	10%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.5%
2024	0.5%
2023	20.5%
2022	19.6%
2021	9.8%
2020	-2.1%
2019	19.9%
2018	-18%
2017	32.7%
2016	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.32 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	91.89%
Technology	2.67%

Asset Allocation

Asset Class	Value
Cash	5.44%
Equity	94.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹36 Cr	263,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	10%	₹26 Cr	195,239 ↓ -9,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	9%	₹24 Cr	296,386 ↓ -68,500
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 540611	5%	₹15 Cr	141,904
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| 500034	5%	₹12 Cr	123,264
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 26 \| INDUSINDBK	3%	₹9 Cr	101,500 ↑ 44,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| NAM-INDIA	3%	₹9 Cr	78,642
PB Fintech Ltd (Financial Services) Equity, Since 30 Sep 25 \| POLICYBZR	3%	₹8 Cr	50,070 ↑ 16,000
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹8 Cr	54,394
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 590003	3%	₹8 Cr	268,681

10. LIC MF Banking and PSU Debt Fund

(Erstwhile LIC MF Income Plus Fund)

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking and PSU Debt Fund

Top quartile AUM (₹1,866 Cr).
Established history (19+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately Low.
1Y return: 4.68% (upper mid).
1M return: 0.11% (bottom quartile).
Sharpe: -0.20 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.58% (top quartile).
Modified duration: 2.15 yrs (bottom quartile).
Average maturity: 3.26 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding National Highways Authority Of India (~5.7%).

Below is the key information for LIC MF Banking and PSU Debt Fund

LIC MF Banking and PSU Debt Fund Growth
Launch Date	28 May 07
NAV (04 Aug 26)	₹36.8419 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹1,866 on 30 Jun 26
Category	Debt - Banking & PSU Debt
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately Low
Expense Ratio	0.73
Sharpe Ratio	-0.2
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.58%
Effective Maturity	3 Years 3 Months 4 Days
Modified Duration	2 Years 1 Month 24 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,235
31 Jul 23	₹10,841
31 Jul 24	₹11,605
31 Jul 25	₹12,638
31 Jul 26	₹13,238

LIC MF Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for LIC MF Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 26

Duration	Returns
1 Month	0.1%
3 Month	2.1%
6 Month	2.9%
1 Year	4.7%
3 Year	6.9%
5 Year	5.8%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	7.8%
2023	6.5%
2022	3.1%
2021	2.6%
2020	8.6%
2019	9.9%
2018	7.2%
2017	6.1%
2016	8.1%

Fund Manager information for LIC MF Banking and PSU Debt Fund

Name	Since	Tenure
Rahul Singh	1 Oct 25	0.83 Yr.
Pratik Shroff	26 Sep 23	2.85 Yr.

Data below for LIC MF Banking and PSU Debt Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	22.06%
Debt	77.65%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	56.35%
Government	37.65%
Cash Equivalent	5.71%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Highways Authority Of India Debentures \| -	6%	₹107 Cr	1,000
Small Industries Development Bank Of India Debentures \| -	5%	₹85 Cr	8,000
7.71% Govt Stock 2066 Sovereign Bonds \| -	3%	₹64 Cr	6,103,400 ↑ 3,603,400
Nuclear Power Corporation Of India Limited Debentures \| -	3%	₹62 Cr	600
NLc India Limited Debentures \| -	3%	₹62 Cr	600
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹53 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	3%	₹53 Cr	5,000
Jio Credit Limited Debentures \| -	3%	₹52 Cr	5,000
Jamnagar Utilities & Power Private Limited Debentures \| -	3%	₹52 Cr	5,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹51 Cr	5,000

ਅਕਸਰ ਪੁੱਛੇ ਜਾਂਦੇ ਸਵਾਲ

1. LIC ਮਿਉਚੁਅਲ ਫੰਡ ਦੀ ਮੌਜੂਦਾ ਕੀਮਤ ਕੀ ਹੈ?

A: LIC ਮਿਉਚੁਅਲ ਫੰਡ ਕੋਲ ਵਰਤਮਾਨ ਵਿੱਚ 289.57 ਕਰੋੜ ਰੁਪਏ ਦੇ ਆਪਰੇਟਿਵ ਫੰਡ ਹਨ। ਤੁਸੀਂ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਦੇ ਤਹਿਤ 22 ਵੱਖ-ਵੱਖ ਸਕੀਮਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ। ਪੈਸੇ ਦੀ ਮਾਤਰਾ 'ਤੇ ਨਿਰਭਰ ਕਰਦਿਆਂ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ, ਤੁਸੀਂ ਇੱਕ ਖਾਸ ਸਕੀਮ ਚੁਣ ਸਕਦੇ ਹੋ।

2. LIC MF ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਮੈਨੂੰ ਕਿਹੜੇ ਦਸਤਾਵੇਜ਼ਾਂ ਦੀ ਲੋੜ ਪਵੇਗੀ?

A: ਐਲਆਈਸੀ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ, ਤੁਹਾਨੂੰ ਪਛਾਣ ਸਬੂਤ ਦੀ ਲੋੜ ਹੋਵੇਗੀ ਜਿਵੇਂ ਕਿ ਤੁਹਾਡੀਪੈਨ ਕਾਰਡ ਅਤੇ ਪਤੇ ਦਾ ਸਬੂਤ, ਤੁਹਾਡੇ ਆਧਾਰ ਕਾਰਡ ਜਾਂ ਪਾਸਪੋਰਟ ਦੀ ਇੱਕ ਕਾਪੀ। ਤੁਹਾਨੂੰ ਆਪਣਾ ਵੀ ਜਮ੍ਹਾ ਕਰਨਾ ਹੋਵੇਗਾਬੈਂਕ ਵੇਰਵੇ।

3. ਕੀ LIC ਮਿਉਚੁਅਲ ਫੰਡ KYC ਦੀ ਪਾਲਣਾ ਕਰਦੇ ਹਨ?

A: ਹਾਂ। ਇਸ ਲਈ, ਸਾਰੇ ਕੇਵਾਈਸੀ ਅਨੁਕੂਲ ਦਸਤਾਵੇਜ਼ਾਂ ਦੇ ਨਾਲ, ਤੁਹਾਨੂੰ ਸਹੀ ਢੰਗ ਨਾਲ ਭਰੇ ਗਏ ਦਸਤਾਵੇਜ਼ ਜਮ੍ਹਾਂ ਕਰਾਉਣੇ ਪੈਣਗੇਕੇਵਾਈਸੀ ਫਾਰਮ LIC ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਸ਼ੁਰੂ ਕਰਨ ਲਈ।

4. ਕੀ ਮੈਂ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਆਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ/ਦੀ ਹਾਂ?

A: ਹਾਂ, ਤੁਸੀਂ ਕਰ ਸਕਦੇ ਹੋ - ਅਧਿਕਾਰਤ ਵੈੱਬਸਾਈਟ 'ਤੇ ਲੌਗ ਇਨ ਕਰੋ ਅਤੇ ਆਪਣੇ ਆਪ ਨੂੰ ਰਜਿਸਟਰ ਕਰੋ। ਤੁਹਾਨੂੰ ਖਾਤਾ ਖੋਲ੍ਹਣ ਅਤੇ ਆਪਣੇ ਆਪ ਨੂੰ ਰਜਿਸਟਰ ਕਰਨ ਲਈ ਕੇਵਾਈਸੀ ਨਾਲ ਸਬੰਧਤ ਸਾਰੇ ਦਸਤਾਵੇਜ਼ ਅਪਲੋਡ ਕਰਨੇ ਪੈਣਗੇ। ਇੱਕ ਵਾਰ ਰਜਿਸਟਰੇਸ਼ਨ ਪ੍ਰਕਿਰਿਆ ਪੂਰੀ ਹੋਣ ਤੋਂ ਬਾਅਦ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰ ਸਕਦੇ ਹੋ।

5. LIC ਮਿਉਚੁਅਲ ਫੰਡ ਟੈਕਸ ਯੋਜਨਾ ਕੀ ਹੈ?

A: ਇਹ ਯੋਜਨਾ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਦੌਲਤ ਵਧਾਉਣ ਵਿੱਚ ਮਦਦ ਕਰਨ ਲਈ ਤਿਆਰ ਕੀਤੀ ਗਈ ਹੈ ਅਤੇ ਨਾਲ ਹੀ ਇਸ ਦੇ ਤਹਿਤ ਟੈਕਸ ਛੋਟਾਂ ਦਾ ਆਨੰਦ ਮਾਣੋਧਾਰਾ 80C ਦੀਆਮਦਨ ਟੈਕਸ ਐਕਟ ਜਾਂ 1961. ਇਹ ਇੱਕ ਓਪਨ-ਐਂਡ ਇਕੁਇਟੀ ਨਾਲ ਜੁੜਿਆ ਹੋਇਆ ਹੈਟੈਕਸ ਸੇਵਿੰਗ ਸਕੀਮ. ਇਸ ਵਿੱਚ ਸਿਰਫ 3 ਸਾਲਾਂ ਦੀ ਸਭ ਤੋਂ ਘੱਟ ਲਾਕ-ਇਨ ਮਿਆਦ ਵੀ ਹੈ।

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6. LIC MF ਲਾਰਜ ਅਤੇ ਮਿਡ-ਕੈਪ ਫੰਡਾਂ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਕਿਵੇਂ ਹੈ?

A: LIC MF ਲਾਰਜ ਅਤੇ ਮਿਡ ਕੈਪ ਹਿੱਸੇ ਨੇ ਲਗਾਤਾਰ ਰਿਟਰਨ ਦਿਖਾਇਆ ਹੈ8.03% ਪਿਛਲੇ ਤਿੰਨ ਸਾਲਾਂ ਵਿੱਚ. ਸਾਲਾਨਾ, ਇਸ ਨੇ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕੀਤਾ ਹੈ12.86%. ਵੱਡੇ ਵਿੱਚ ਅਤੇਮਿਡ-ਕੈਪ ਸੈਕਸ਼ਨ, LIC MF ਲਾਰਜ ਅਤੇ ਮਿਡ ਕੈਪ ਮਿਉਚੁਅਲ ਫੰਡ ਨੇ ਜ਼ਿਆਦਾਤਰ ਹੋਰ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਨਾਲੋਂ ਬਿਹਤਰ ਪ੍ਰਦਰਸ਼ਨ ਕੀਤਾ ਹੈ।

7. ਮੈਂ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਬੈਂਕਿੰਗ ਅਤੇ PSU ਕਰਜ਼ੇ ਬਾਰੇ ਜਾਣਨਾ ਚਾਹੁੰਦਾ ਹਾਂ?

A: LIC ਮਿਉਚੁਅਲ ਫੰਡ ਬੈਂਕਿੰਗ ਅਤੇ PSU ਕਰਜ਼ੇ ਵਿੱਚ ਮੱਧਮ ਜੋਖਮ ਹੁੰਦਾ ਹੈ ਕਿਉਂਕਿ ਇਸ ਵਿੱਚ ਮੁੱਖ ਤੌਰ 'ਤੇ ਡਿਬੈਂਚਰ ਅਤੇ ਮਿਉਂਸਪਲ ਸ਼ਾਮਲ ਹੁੰਦੇ ਹਨ।ਬਾਂਡ. ਇਸ ਵਿੱਚ ਕੋਈ ਐਗਜ਼ਿਟ ਲੋਡ ਅਤੇ ਘੱਟ ਖਰਚ ਅਨੁਪਾਤ ਨਹੀਂ ਹੈ, ਜੋ ਕਿ 0.28% ਹੈ। ਹਾਲਾਂਕਿ, LIC ਮਿਉਚੁਅਲ ਫੰਡ ਬੈਂਕਿੰਗ ਅਤੇ PSU ਕਰਜ਼ੇ ਲਈ ਔਸਤ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੀ ਉਮਰ ਤਿੰਨ ਸਾਲ ਹੈ।

8. LIC ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਸਮੇਂ ਮੈਨੂੰ ਕੀ ਧਿਆਨ ਵਿੱਚ ਰੱਖਣਾ ਚਾਹੀਦਾ ਹੈ?

A: ਜਦੋਂ ਤੁਸੀਂ LIC ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਨਿਵੇਸ਼ ਦੀ ਮਾਤਰਾ ਅਤੇ ਤੁਹਾਡੇ ਦੁਆਰਾ ਉਮੀਦ ਕੀਤੀ ਜਾਣ ਵਾਲੀ ਰਿਟਰਨ 'ਤੇ ਵਿਚਾਰ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਇਹ ਸਭ ਤੋਂ ਵਧੀਆ ਹੋਵੇਗਾ ਜੇਕਰ ਤੁਸੀਂ ਉਸ ਟੈਕਸ 'ਤੇ ਵੀ ਵਿਚਾਰ ਕਰੋ ਜੋ ਤੁਹਾਨੂੰ ਆਪਣੇ 'ਤੇ ਅਦਾ ਕਰਨਾ ਪੈਂਦਾ ਹੈਕਮਾਈਆਂ. ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਇਹਨਾਂ ਸਾਰੇ ਪਹਿਲੂਆਂ 'ਤੇ ਵਿਚਾਰ ਕਰ ਲੈਂਦੇ ਹੋ, ਤਾਂ ਤੁਸੀਂ ਇੱਕ ਖਾਸ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਕਿਸਮ ਦੀ ਚੋਣ ਕਰ ਸਕਦੇ ਹੋ।

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।