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10 ਸਰਬੋਤਮ ਐਲਆਈਸੀ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ 2022

Updated on June 23, 2026 , 43892 views

ਭਾਰਤ ਦੇ ਪ੍ਰਮੁੱਖ ਬ੍ਰਾਂਡ ਦੀ ਇੱਕ ਐਸੋਸੀਏਟ ਕੰਪਨੀ ਹੋਣ ਦੇ ਨਾਤੇ,LIC ਮਿਉਚੁਅਲ ਫੰਡ ਸੰਪਤੀ ਪ੍ਰਬੰਧਨ ਖੇਤਰ ਵਿੱਚ ਮਾਨਤਾ ਪ੍ਰਾਪਤ ਖਿਡਾਰੀਆਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ। ਫੰਡ ਹਾਊਸ ਇੱਕ ਵਿਆਪਕ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈਰੇਂਜ ਵਿੱਚ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦਾਬਜ਼ਾਰ. ਨਿਵੇਸ਼ਕ ਵਰਗੇ ਵਿਕਲਪਾਂ ਵਿੱਚੋਂ ਚੋਣ ਕਰ ਸਕਦੇ ਹਨਇਕੁਇਟੀ ਫੰਡ,ਕਰਜ਼ਾ ਫੰਡ,ਤਰਲ ਫੰਡ,ਹਾਈਬ੍ਰਿਡ ਫੰਡ, ਆਦਿ

ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਤੁਹਾਨੂੰ ਇੱਕ ਫੰਡ ਚੁਣਨਾ ਚਾਹੀਦਾ ਹੈ ਜੋ ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਟੀਚਿਆਂ ਨਾਲ ਸਬੰਧਤ ਤੁਹਾਡੀਆਂ ਜ਼ਰੂਰਤਾਂ ਦੇ ਅਨੁਕੂਲ ਹੋਵੇ। ਲੰਬੇ ਸਮੇਂ ਲਈ -ਮਿਆਦ ਦੀ ਯੋਜਨਾ, ਇਕੁਇਟੀ ਸਭ ਤੋਂ ਵਧੀਆ ਹੈ, ਜਦੋਂ ਕਿ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ ਤੁਸੀਂ ਤਰਜੀਹ ਦੇ ਸਕਦੇ ਹੋਨਿਵੇਸ਼ ਕਰਜ਼ੇ ਦੇ ਵਿੱਚਮਿਉਚੁਅਲ ਫੰਡ. ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਸਭ ਤੋਂ ਵਧੀਆ ਹਿੱਸਿਆਂ ਵਿੱਚੋਂ ਇੱਕਐਲ.ਆਈ.ਸੀ ਮਿਉਚੁਅਲ ਫੰਡ ਇਹ ਹੈ ਕਿ ਇਸ ਕੋਲ ਇੱਕ ਮਜ਼ਬੂਤ ਜੋਖਮ ਪ੍ਰਬੰਧਨ ਟੀਮ ਹੈ ਜੋ ਮਾਰਕੀਟ ਦੇ ਰੁਝਾਨਾਂ ਦੀ ਭਵਿੱਖਬਾਣੀ ਕਰਦੀ ਹੈ ਅਤੇ ਉਸ ਅਨੁਸਾਰ ਤੁਹਾਡੇ ਪੋਰਟਫੋਲੀਓ ਨੂੰ ਸੰਤੁਲਿਤ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦੀ ਹੈ। ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਨਿਵੇਸ਼ਕ ਹੇਠਾਂ ਸੂਚੀਬੱਧ ਚੋਟੀ ਦੀਆਂ 10 ਸਭ ਤੋਂ ਵਧੀਆ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਵਿੱਚੋਂ ਇੱਕ ਫੰਡ ਚੁਣ ਸਕਦੇ ਹਨ।

ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ ਕੁਝ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ.ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਆਦਿ।

LIC ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?

  1. Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।

  2. ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ

  3. ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!

    ਸ਼ੁਰੂਆਤ ਕਰੋ

ਵਧੀਆ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2025 (%)
LIC MF Infrastructure Fund Growth ₹55.1523
↓ -0.05
₹1,099 5,000 1,000 16.612.29.627.723.99.8-3.7
LIC MF Large and Midcap Fund Growth ₹38.5688
↓ -0.19
₹2,983 5,000 1,000 8.5-1.3-1.815.712.612.70.2
LIC MF Multi Cap Fund Growth ₹102.247
↑ 0.12
₹997 5,000 1,000 12.9-0.16.11310.59.92
LIC MF Equity Hybrid Fund Growth ₹196.921
↑ 0.08
₹512 5,000 1,000 7.4-2.4-0.911.18.68.45.6
LIC MF Tax Plan Growth ₹147.098
↑ 0.16
₹978 500 500 7.7-4.9-4.410.810.310.60.8
LIC MF Childrens Fund Growth ₹33.3646
↑ 0.05
₹15 5,000 1,000 121.72.710.28.35-4.9
LIC MF Large Cap Fund Growth ₹53.2568
↑ 0.11
₹1,330 5,000 1,000 5.1-7.1-5.68.97.610.16
LIC MF Index Fund Nifty Growth ₹132.88
↑ 0.18
₹356 5,000 1,000 3.5-7.9-4.58.98.81210.7
LIC MF Banking & Financial Services Fund Growth ₹21.4829
↓ -0.08
₹256 5,000 1,000 6.6-3.51.68.910.2716.5
LIC MF Index Fund Sensex Growth ₹144.272
↑ 0.21
₹88 5,000 1,000 2.8-9.6-6.67.1812.49.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jun 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryLIC MF Infrastructure FundLIC MF Large and Midcap FundLIC MF Multi Cap FundLIC MF Equity Hybrid FundLIC MF Tax PlanLIC MF Childrens FundLIC MF Large Cap FundLIC MF Index Fund NiftyLIC MF Banking & Financial Services FundLIC MF Index Fund Sensex
Point 1Upper mid AUM (₹1,099 Cr).Highest AUM (₹2,983 Cr).Upper mid AUM (₹997 Cr).Lower mid AUM (₹512 Cr).Upper mid AUM (₹978 Cr).Bottom quartile AUM (₹15 Cr).Top quartile AUM (₹1,330 Cr).Lower mid AUM (₹356 Cr).Bottom quartile AUM (₹256 Cr).Bottom quartile AUM (₹88 Cr).
Point 2Established history (18+ yrs).Established history (11+ yrs).Oldest track record among peers (27 yrs).Established history (27+ yrs).Established history (27+ yrs).Established history (24+ yrs).Established history (27+ yrs).Established history (23+ yrs).Established history (11+ yrs).Established history (23+ yrs).
Point 3Not Rated.Not Rated.Top rated.Rating: 2★ (top quartile).Rating: 1★ (upper mid).Not Rated.Rating: 2★ (upper mid).Rating: 1★ (upper mid).Not Rated.Rating: 1★ (lower mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 23.91% (top quartile).5Y return: 12.59% (top quartile).5Y return: 10.47% (upper mid).5Y return: 8.56% (lower mid).5Y return: 10.33% (upper mid).5Y return: 8.30% (bottom quartile).5Y return: 7.62% (bottom quartile).5Y return: 8.77% (lower mid).5Y return: 10.20% (upper mid).5Y return: 7.97% (bottom quartile).
Point 63Y return: 27.71% (top quartile).3Y return: 15.69% (top quartile).3Y return: 12.98% (upper mid).3Y return: 11.08% (upper mid).3Y return: 10.83% (upper mid).3Y return: 10.21% (lower mid).3Y return: 8.88% (lower mid).3Y return: 8.88% (bottom quartile).3Y return: 8.86% (bottom quartile).3Y return: 7.06% (bottom quartile).
Point 71Y return: 9.65% (top quartile).1Y return: -1.77% (lower mid).1Y return: 6.11% (top quartile).1Y return: -0.85% (upper mid).1Y return: -4.37% (lower mid).1Y return: 2.68% (upper mid).1Y return: -5.61% (bottom quartile).1Y return: -4.54% (bottom quartile).1Y return: 1.58% (upper mid).1Y return: -6.64% (bottom quartile).
Point 8Alpha: 4.51 (top quartile).Alpha: -6.11 (bottom quartile).Alpha: 3.35 (top quartile).1M return: 1.07% (bottom quartile).Alpha: -7.46 (bottom quartile).1M return: 3.33% (upper mid).Alpha: -6.01 (bottom quartile).1M return: 0.32% (bottom quartile).Alpha: 1.70 (upper mid).1M return: 1.02% (bottom quartile).
Point 9Sharpe: 0.26 (top quartile).Sharpe: -0.42 (lower mid).Sharpe: 0.00 (top quartile).Alpha: -0.82 (upper mid).Sharpe: -0.64 (bottom quartile).Alpha: 2.15 (upper mid).Sharpe: -0.71 (bottom quartile).Alpha: -1.10 (lower mid).Sharpe: -0.24 (upper mid).Alpha: -1.14 (lower mid).
Point 10Information ratio: 0.55 (top quartile).Information ratio: -0.35 (upper mid).Information ratio: -0.44 (lower mid).Sharpe: -0.42 (upper mid).Information ratio: -0.87 (lower mid).Sharpe: -0.22 (upper mid).Information ratio: -1.42 (bottom quartile).Sharpe: -0.57 (lower mid).Information ratio: -0.38 (upper mid).Sharpe: -0.79 (bottom quartile).

LIC MF Infrastructure Fund

  • Upper mid AUM (₹1,099 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.91% (top quartile).
  • 3Y return: 27.71% (top quartile).
  • 1Y return: 9.65% (top quartile).
  • Alpha: 4.51 (top quartile).
  • Sharpe: 0.26 (top quartile).
  • Information ratio: 0.55 (top quartile).

LIC MF Large and Midcap Fund

  • Highest AUM (₹2,983 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.59% (top quartile).
  • 3Y return: 15.69% (top quartile).
  • 1Y return: -1.77% (lower mid).
  • Alpha: -6.11 (bottom quartile).
  • Sharpe: -0.42 (lower mid).
  • Information ratio: -0.35 (upper mid).

LIC MF Multi Cap Fund

  • Upper mid AUM (₹997 Cr).
  • Oldest track record among peers (27 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.47% (upper mid).
  • 3Y return: 12.98% (upper mid).
  • 1Y return: 6.11% (top quartile).
  • Alpha: 3.35 (top quartile).
  • Sharpe: 0.00 (top quartile).
  • Information ratio: -0.44 (lower mid).

LIC MF Equity Hybrid Fund

  • Lower mid AUM (₹512 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 8.56% (lower mid).
  • 3Y return: 11.08% (upper mid).
  • 1Y return: -0.85% (upper mid).
  • 1M return: 1.07% (bottom quartile).
  • Alpha: -0.82 (upper mid).
  • Sharpe: -0.42 (upper mid).

LIC MF Tax Plan

  • Upper mid AUM (₹978 Cr).
  • Established history (27+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.33% (upper mid).
  • 3Y return: 10.83% (upper mid).
  • 1Y return: -4.37% (lower mid).
  • Alpha: -7.46 (bottom quartile).
  • Sharpe: -0.64 (bottom quartile).
  • Information ratio: -0.87 (lower mid).

LIC MF Childrens Fund

  • Bottom quartile AUM (₹15 Cr).
  • Established history (24+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.30% (bottom quartile).
  • 3Y return: 10.21% (lower mid).
  • 1Y return: 2.68% (upper mid).
  • 1M return: 3.33% (upper mid).
  • Alpha: 2.15 (upper mid).
  • Sharpe: -0.22 (upper mid).

LIC MF Large Cap Fund

  • Top quartile AUM (₹1,330 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.62% (bottom quartile).
  • 3Y return: 8.88% (lower mid).
  • 1Y return: -5.61% (bottom quartile).
  • Alpha: -6.01 (bottom quartile).
  • Sharpe: -0.71 (bottom quartile).
  • Information ratio: -1.42 (bottom quartile).

LIC MF Index Fund Nifty

  • Lower mid AUM (₹356 Cr).
  • Established history (23+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 8.77% (lower mid).
  • 3Y return: 8.88% (bottom quartile).
  • 1Y return: -4.54% (bottom quartile).
  • 1M return: 0.32% (bottom quartile).
  • Alpha: -1.10 (lower mid).
  • Sharpe: -0.57 (lower mid).

LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹256 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 10.20% (upper mid).
  • 3Y return: 8.86% (bottom quartile).
  • 1Y return: 1.58% (upper mid).
  • Alpha: 1.70 (upper mid).
  • Sharpe: -0.24 (upper mid).
  • Information ratio: -0.38 (upper mid).

LIC MF Index Fund Sensex

  • Bottom quartile AUM (₹88 Cr).
  • Established history (23+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.97% (bottom quartile).
  • 3Y return: 7.06% (bottom quartile).
  • 1Y return: -6.64% (bottom quartile).
  • 1M return: 1.02% (bottom quartile).
  • Alpha: -1.14 (lower mid).
  • Sharpe: -0.79 (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Upper mid AUM (₹1,099 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.91% (top quartile).
  • 3Y return: 27.71% (top quartile).
  • 1Y return: 9.65% (top quartile).
  • Alpha: 4.51 (top quartile).
  • Sharpe: 0.26 (top quartile).
  • Information ratio: 0.55 (top quartile).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (25 Jun 26) ₹55.1523 ↓ -0.05   (-0.08 %)
Net Assets (Cr) ₹1,099 on 31 May 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio 0.26
Information Ratio 0.55
Alpha Ratio 4.51
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 3.4%
3 Month 16.6%
6 Month 12.2%
1 Year 9.6%
3 Year 27.7%
5 Year 23.9%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.7%
2024 47.8%
2023 44.4%
2022 7.9%
2021 46.6%
2020 -0.1%
2019 13.3%
2018 -14.6%
2017 42.2%
2016 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure

Data below for LIC MF Infrastructure Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

  • Highest AUM (₹2,983 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.59% (top quartile).
  • 3Y return: 15.69% (top quartile).
  • 1Y return: -1.77% (lower mid).
  • Alpha: -6.11 (bottom quartile).
  • Sharpe: -0.42 (lower mid).
  • Information ratio: -0.35 (upper mid).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund
Growth
Launch Date 25 Feb 15
NAV (25 Jun 26) ₹38.5688 ↓ -0.19   (-0.49 %)
Net Assets (Cr) ₹2,983 on 31 May 26
Category Equity - Large & Mid Cap
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 1.85
Sharpe Ratio -0.42
Information Ratio -0.35
Alpha Ratio -6.11
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue

LIC MF Large and Midcap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 2.8%
3 Month 8.5%
6 Month -1.3%
1 Year -1.8%
3 Year 15.7%
5 Year 12.6%
10 Year
15 Year
Since launch 12.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 0.2%
2024 27.9%
2023 26.7%
2022 -2.3%
2021 33.3%
2020 14.1%
2019 10.9%
2018 -5%
2017 40.1%
2016 13.2%
Fund Manager information for LIC MF Large and Midcap Fund
NameSinceTenure

Data below for LIC MF Large and Midcap Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

  • Upper mid AUM (₹997 Cr).
  • Oldest track record among peers (27 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.47% (upper mid).
  • 3Y return: 12.98% (upper mid).
  • 1Y return: 6.11% (top quartile).
  • Alpha: 3.35 (top quartile).
  • Sharpe: 0.00 (top quartile).
  • Information ratio: -0.44 (lower mid).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund
Growth
Launch Date 15 Feb 99
NAV (25 Jun 26) ₹102.247 ↑ 0.12   (0.12 %)
Net Assets (Cr) ₹997 on 31 May 26
Category Equity - Multi Cap
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 0
Information Ratio -0.44
Alpha Ratio 3.35
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue

LIC MF Multi Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 4.4%
3 Month 12.9%
6 Month -0.1%
1 Year 6.1%
3 Year 13%
5 Year 10.5%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 2%
2024 18.8%
2023 28.8%
2022 -2.6%
2021 20.2%
2020 10.4%
2019 13.7%
2018 -7.7%
2017 25.7%
2016 2.2%
Fund Manager information for LIC MF Multi Cap Fund
NameSinceTenure

Data below for LIC MF Multi Cap Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

  • Lower mid AUM (₹512 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 8.56% (lower mid).
  • 3Y return: 11.08% (upper mid).
  • 1Y return: -0.85% (upper mid).
  • 1M return: 1.07% (bottom quartile).
  • Alpha: -0.82 (upper mid).
  • Sharpe: -0.42 (upper mid).
  • Information ratio: -0.05 (top quartile).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund
Growth
Launch Date 3 Feb 99
NAV (25 Jun 26) ₹196.921 ↑ 0.08   (0.04 %)
Net Assets (Cr) ₹512 on 31 May 26
Category Hybrid - Hybrid Equity
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio -0.42
Information Ratio -0.05
Alpha Ratio -0.82
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Equity

Growth of 10,000 investment over the years.

DateValue

LIC MF Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 1.1%
3 Month 7.4%
6 Month -2.4%
1 Year -0.9%
3 Year 11.1%
5 Year 8.6%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.6%
2024 17%
2023 19.3%
2022 -2.2%
2021 15.5%
2020 9.6%
2019 13.5%
2018 -4.5%
2017 20.4%
2016 5.5%
Fund Manager information for LIC MF Equity Hybrid Fund
NameSinceTenure

Data below for LIC MF Equity Hybrid Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Equity Sector Allocation
SectorValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

  • Upper mid AUM (₹978 Cr).
  • Established history (27+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.33% (upper mid).
  • 3Y return: 10.83% (upper mid).
  • 1Y return: -4.37% (lower mid).
  • Alpha: -7.46 (bottom quartile).
  • Sharpe: -0.64 (bottom quartile).
  • Information ratio: -0.87 (lower mid).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan
Growth
Launch Date 3 Feb 99
NAV (25 Jun 26) ₹147.098 ↑ 0.16   (0.11 %)
Net Assets (Cr) ₹978 on 31 May 26
Category Equity - ELSS
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.01
Sharpe Ratio -0.64
Information Ratio -0.87
Alpha Ratio -7.46
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue

LIC MF Tax Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 3%
3 Month 7.7%
6 Month -4.9%
1 Year -4.4%
3 Year 10.8%
5 Year 10.3%
10 Year
15 Year
Since launch 10.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 0.8%
2024 22.6%
2023 26.3%
2022 -1.6%
2021 26.2%
2020 8.9%
2019 11.9%
2018 -1.1%
2017 37.3%
2016 3.3%
Fund Manager information for LIC MF Tax Plan
NameSinceTenure

Data below for LIC MF Tax Plan as on 31 May 26

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

  • Bottom quartile AUM (₹15 Cr).
  • Established history (24+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.30% (bottom quartile).
  • 3Y return: 10.21% (lower mid).
  • 1Y return: 2.68% (upper mid).
  • 1M return: 3.33% (upper mid).
  • Alpha: 2.15 (upper mid).
  • Sharpe: -0.22 (upper mid).
  • Information ratio: -0.18 (upper mid).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund
Growth
Launch Date 21 Nov 01
NAV (25 Jun 26) ₹33.3646 ↑ 0.05   (0.14 %)
Net Assets (Cr) ₹15 on 31 May 26
Category Solutions - Childrens Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 2.23
Sharpe Ratio -0.22
Information Ratio -0.18
Alpha Ratio 2.15
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Sub Cat. Childrens Fund

Growth of 10,000 investment over the years.

DateValue

LIC MF Childrens Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 3.3%
3 Month 12%
6 Month 1.7%
1 Year 2.7%
3 Year 10.2%
5 Year 8.3%
10 Year
15 Year
Since launch 5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -4.9%
2024 18.5%
2023 22.1%
2022 -1%
2021 15.5%
2020 12.4%
2019 13.2%
2018 -8%
2017 14.1%
2016 9.7%
Fund Manager information for LIC MF Childrens Fund
NameSinceTenure

Data below for LIC MF Childrens Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. LIC MF Large Cap Fund

(Erstwhile LIC MF Growth Fund)

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Large Cap Fund

  • Top quartile AUM (₹1,330 Cr).
  • Established history (27+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.62% (bottom quartile).
  • 3Y return: 8.88% (lower mid).
  • 1Y return: -5.61% (bottom quartile).
  • Alpha: -6.01 (bottom quartile).
  • Sharpe: -0.71 (bottom quartile).
  • Information ratio: -1.42 (bottom quartile).

Below is the key information for LIC MF Large Cap Fund

LIC MF Large Cap Fund
Growth
Launch Date 3 Feb 99
NAV (25 Jun 26) ₹53.2568 ↑ 0.11   (0.20 %)
Net Assets (Cr) ₹1,330 on 31 May 26
Category Equity - Large Cap
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.99
Sharpe Ratio -0.71
Information Ratio -1.42
Alpha Ratio -6.01
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large Cap

Growth of 10,000 investment over the years.

DateValue

LIC MF Large Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for LIC MF Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 1.5%
3 Month 5.1%
6 Month -7.1%
1 Year -5.6%
3 Year 8.9%
5 Year 7.6%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6%
2024 14.2%
2023 16.9%
2022 -1.6%
2021 23.8%
2020 13.8%
2019 15%
2018 0.7%
2017 26.8%
2016 2.3%
Fund Manager information for LIC MF Large Cap Fund
NameSinceTenure

Data below for LIC MF Large Cap Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Nifty

  • Lower mid AUM (₹356 Cr).
  • Established history (23+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 8.77% (lower mid).
  • 3Y return: 8.88% (bottom quartile).
  • 1Y return: -4.54% (bottom quartile).
  • 1M return: 0.32% (bottom quartile).
  • Alpha: -1.10 (lower mid).
  • Sharpe: -0.57 (lower mid).
  • Information ratio: -16.80 (bottom quartile).

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty
Growth
Launch Date 14 Nov 02
NAV (25 Jun 26) ₹132.88 ↑ 0.18   (0.14 %)
Net Assets (Cr) ₹356 on 31 May 26
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.94
Sharpe Ratio -0.57
Information Ratio -16.8
Alpha Ratio -1.1
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)
Sub Cat. Index Fund

Growth of 10,000 investment over the years.

DateValue

LIC MF Index Fund Nifty SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 0.3%
3 Month 3.5%
6 Month -7.9%
1 Year -4.5%
3 Year 8.9%
5 Year 8.8%
10 Year
15 Year
Since launch 12%
Historical performance (Yearly) on absolute basis
YearReturns
2025 10.7%
2024 8.8%
2023 19.8%
2022 4.7%
2021 23.8%
2020 14.7%
2019 12.6%
2018 2.6%
2017 28.6%
2016 2.7%
Fund Manager information for LIC MF Index Fund Nifty
NameSinceTenure

Data below for LIC MF Index Fund Nifty as on 31 May 26

Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

9. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

  • Bottom quartile AUM (₹256 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 10.20% (upper mid).
  • 3Y return: 8.86% (bottom quartile).
  • 1Y return: 1.58% (upper mid).
  • Alpha: 1.70 (upper mid).
  • Sharpe: -0.24 (upper mid).
  • Information ratio: -0.38 (upper mid).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund
Growth
Launch Date 27 Mar 15
NAV (25 Jun 26) ₹21.4829 ↓ -0.08   (-0.38 %)
Net Assets (Cr) ₹256 on 31 May 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.27
Sharpe Ratio -0.24
Information Ratio -0.38
Alpha Ratio 1.7
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue

LIC MF Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 3%
3 Month 6.6%
6 Month -3.5%
1 Year 1.6%
3 Year 8.9%
5 Year 10.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 16.5%
2024 0.5%
2023 20.5%
2022 19.6%
2021 9.8%
2020 -2.1%
2019 19.9%
2018 -18%
2017 32.7%
2016 10.5%
Fund Manager information for LIC MF Banking & Financial Services Fund
NameSinceTenure

Data below for LIC MF Banking & Financial Services Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

10. LIC MF Index Fund Sensex

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Sensex

  • Bottom quartile AUM (₹88 Cr).
  • Established history (23+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.97% (bottom quartile).
  • 3Y return: 7.06% (bottom quartile).
  • 1Y return: -6.64% (bottom quartile).
  • 1M return: 1.02% (bottom quartile).
  • Alpha: -1.14 (lower mid).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: -10.40 (bottom quartile).

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex
Growth
Launch Date 14 Nov 02
NAV (25 Jun 26) ₹144.272 ↑ 0.21   (0.15 %)
Net Assets (Cr) ₹88 on 31 May 26
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.98
Sharpe Ratio -0.79
Information Ratio -10.4
Alpha Ratio -1.14
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)
Sub Cat. Index Fund

Growth of 10,000 investment over the years.

DateValue

LIC MF Index Fund Sensex SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jun 26

DurationReturns
1 Month 1%
3 Month 2.8%
6 Month -9.6%
1 Year -6.6%
3 Year 7.1%
5 Year 8%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 9.1%
2024 8.2%
2023 19%
2022 4.6%
2021 21.9%
2020 15.9%
2019 14.6%
2018 5.6%
2017 27.4%
2016 1.6%
Fund Manager information for LIC MF Index Fund Sensex
NameSinceTenure

Data below for LIC MF Index Fund Sensex as on 31 May 26

Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

ਅਕਸਰ ਪੁੱਛੇ ਜਾਂਦੇ ਸਵਾਲ

1. LIC ਮਿਉਚੁਅਲ ਫੰਡ ਦੀ ਮੌਜੂਦਾ ਕੀਮਤ ਕੀ ਹੈ?

A: LIC ਮਿਉਚੁਅਲ ਫੰਡ ਕੋਲ ਵਰਤਮਾਨ ਵਿੱਚ 289.57 ਕਰੋੜ ਰੁਪਏ ਦੇ ਆਪਰੇਟਿਵ ਫੰਡ ਹਨ। ਤੁਸੀਂ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਦੇ ਤਹਿਤ 22 ਵੱਖ-ਵੱਖ ਸਕੀਮਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ। ਪੈਸੇ ਦੀ ਮਾਤਰਾ 'ਤੇ ਨਿਰਭਰ ਕਰਦਿਆਂ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ, ਤੁਸੀਂ ਇੱਕ ਖਾਸ ਸਕੀਮ ਚੁਣ ਸਕਦੇ ਹੋ।

2. LIC MF ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਮੈਨੂੰ ਕਿਹੜੇ ਦਸਤਾਵੇਜ਼ਾਂ ਦੀ ਲੋੜ ਪਵੇਗੀ?

A: ਐਲਆਈਸੀ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ, ਤੁਹਾਨੂੰ ਪਛਾਣ ਸਬੂਤ ਦੀ ਲੋੜ ਹੋਵੇਗੀ ਜਿਵੇਂ ਕਿ ਤੁਹਾਡੀਪੈਨ ਕਾਰਡ ਅਤੇ ਪਤੇ ਦਾ ਸਬੂਤ, ਤੁਹਾਡੇ ਆਧਾਰ ਕਾਰਡ ਜਾਂ ਪਾਸਪੋਰਟ ਦੀ ਇੱਕ ਕਾਪੀ। ਤੁਹਾਨੂੰ ਆਪਣਾ ਵੀ ਜਮ੍ਹਾ ਕਰਨਾ ਹੋਵੇਗਾਬੈਂਕ ਵੇਰਵੇ।

3. ਕੀ LIC ਮਿਉਚੁਅਲ ਫੰਡ KYC ਦੀ ਪਾਲਣਾ ਕਰਦੇ ਹਨ?

A: ਹਾਂ। ਇਸ ਲਈ, ਸਾਰੇ ਕੇਵਾਈਸੀ ਅਨੁਕੂਲ ਦਸਤਾਵੇਜ਼ਾਂ ਦੇ ਨਾਲ, ਤੁਹਾਨੂੰ ਸਹੀ ਢੰਗ ਨਾਲ ਭਰੇ ਗਏ ਦਸਤਾਵੇਜ਼ ਜਮ੍ਹਾਂ ਕਰਾਉਣੇ ਪੈਣਗੇਕੇਵਾਈਸੀ ਫਾਰਮ LIC ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਸ਼ੁਰੂ ਕਰਨ ਲਈ।

4. ਕੀ ਮੈਂ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਆਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ/ਦੀ ਹਾਂ?

A: ਹਾਂ, ਤੁਸੀਂ ਕਰ ਸਕਦੇ ਹੋ - ਅਧਿਕਾਰਤ ਵੈੱਬਸਾਈਟ 'ਤੇ ਲੌਗ ਇਨ ਕਰੋ ਅਤੇ ਆਪਣੇ ਆਪ ਨੂੰ ਰਜਿਸਟਰ ਕਰੋ। ਤੁਹਾਨੂੰ ਖਾਤਾ ਖੋਲ੍ਹਣ ਅਤੇ ਆਪਣੇ ਆਪ ਨੂੰ ਰਜਿਸਟਰ ਕਰਨ ਲਈ ਕੇਵਾਈਸੀ ਨਾਲ ਸਬੰਧਤ ਸਾਰੇ ਦਸਤਾਵੇਜ਼ ਅਪਲੋਡ ਕਰਨੇ ਪੈਣਗੇ। ਇੱਕ ਵਾਰ ਰਜਿਸਟਰੇਸ਼ਨ ਪ੍ਰਕਿਰਿਆ ਪੂਰੀ ਹੋਣ ਤੋਂ ਬਾਅਦ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰ ਸਕਦੇ ਹੋ।

5. LIC ਮਿਉਚੁਅਲ ਫੰਡ ਟੈਕਸ ਯੋਜਨਾ ਕੀ ਹੈ?

A: ਇਹ ਯੋਜਨਾ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਦੌਲਤ ਵਧਾਉਣ ਵਿੱਚ ਮਦਦ ਕਰਨ ਲਈ ਤਿਆਰ ਕੀਤੀ ਗਈ ਹੈ ਅਤੇ ਨਾਲ ਹੀ ਇਸ ਦੇ ਤਹਿਤ ਟੈਕਸ ਛੋਟਾਂ ਦਾ ਆਨੰਦ ਮਾਣੋਧਾਰਾ 80C ਦੀਆਮਦਨ ਟੈਕਸ ਐਕਟ ਜਾਂ 1961. ਇਹ ਇੱਕ ਓਪਨ-ਐਂਡ ਇਕੁਇਟੀ ਨਾਲ ਜੁੜਿਆ ਹੋਇਆ ਹੈਟੈਕਸ ਸੇਵਿੰਗ ਸਕੀਮ. ਇਸ ਵਿੱਚ ਸਿਰਫ 3 ਸਾਲਾਂ ਦੀ ਸਭ ਤੋਂ ਘੱਟ ਲਾਕ-ਇਨ ਮਿਆਦ ਵੀ ਹੈ।

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6. LIC MF ਲਾਰਜ ਅਤੇ ਮਿਡ-ਕੈਪ ਫੰਡਾਂ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਕਿਵੇਂ ਹੈ?

A: LIC MF ਲਾਰਜ ਅਤੇ ਮਿਡ ਕੈਪ ਹਿੱਸੇ ਨੇ ਲਗਾਤਾਰ ਰਿਟਰਨ ਦਿਖਾਇਆ ਹੈ8.03% ਪਿਛਲੇ ਤਿੰਨ ਸਾਲਾਂ ਵਿੱਚ. ਸਾਲਾਨਾ, ਇਸ ਨੇ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕੀਤਾ ਹੈ12.86%. ਵੱਡੇ ਵਿੱਚ ਅਤੇਮਿਡ-ਕੈਪ ਸੈਕਸ਼ਨ, LIC MF ਲਾਰਜ ਅਤੇ ਮਿਡ ਕੈਪ ਮਿਉਚੁਅਲ ਫੰਡ ਨੇ ਜ਼ਿਆਦਾਤਰ ਹੋਰ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਨਾਲੋਂ ਬਿਹਤਰ ਪ੍ਰਦਰਸ਼ਨ ਕੀਤਾ ਹੈ।

7. ਮੈਂ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਬੈਂਕਿੰਗ ਅਤੇ PSU ਕਰਜ਼ੇ ਬਾਰੇ ਜਾਣਨਾ ਚਾਹੁੰਦਾ ਹਾਂ?

A: LIC ਮਿਉਚੁਅਲ ਫੰਡ ਬੈਂਕਿੰਗ ਅਤੇ PSU ਕਰਜ਼ੇ ਵਿੱਚ ਮੱਧਮ ਜੋਖਮ ਹੁੰਦਾ ਹੈ ਕਿਉਂਕਿ ਇਸ ਵਿੱਚ ਮੁੱਖ ਤੌਰ 'ਤੇ ਡਿਬੈਂਚਰ ਅਤੇ ਮਿਉਂਸਪਲ ਸ਼ਾਮਲ ਹੁੰਦੇ ਹਨ।ਬਾਂਡ. ਇਸ ਵਿੱਚ ਕੋਈ ਐਗਜ਼ਿਟ ਲੋਡ ਅਤੇ ਘੱਟ ਖਰਚ ਅਨੁਪਾਤ ਨਹੀਂ ਹੈ, ਜੋ ਕਿ 0.28% ਹੈ। ਹਾਲਾਂਕਿ, LIC ਮਿਉਚੁਅਲ ਫੰਡ ਬੈਂਕਿੰਗ ਅਤੇ PSU ਕਰਜ਼ੇ ਲਈ ਔਸਤ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੀ ਉਮਰ ਤਿੰਨ ਸਾਲ ਹੈ।

8. LIC ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਸਮੇਂ ਮੈਨੂੰ ਕੀ ਧਿਆਨ ਵਿੱਚ ਰੱਖਣਾ ਚਾਹੀਦਾ ਹੈ?

A: ਜਦੋਂ ਤੁਸੀਂ LIC ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਨਿਵੇਸ਼ ਦੀ ਮਾਤਰਾ ਅਤੇ ਤੁਹਾਡੇ ਦੁਆਰਾ ਉਮੀਦ ਕੀਤੀ ਜਾਣ ਵਾਲੀ ਰਿਟਰਨ 'ਤੇ ਵਿਚਾਰ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਇਹ ਸਭ ਤੋਂ ਵਧੀਆ ਹੋਵੇਗਾ ਜੇਕਰ ਤੁਸੀਂ ਉਸ ਟੈਕਸ 'ਤੇ ਵੀ ਵਿਚਾਰ ਕਰੋ ਜੋ ਤੁਹਾਨੂੰ ਆਪਣੇ 'ਤੇ ਅਦਾ ਕਰਨਾ ਪੈਂਦਾ ਹੈਕਮਾਈਆਂ. ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਇਹਨਾਂ ਸਾਰੇ ਪਹਿਲੂਆਂ 'ਤੇ ਵਿਚਾਰ ਕਰ ਲੈਂਦੇ ਹੋ, ਤਾਂ ਤੁਸੀਂ ਇੱਕ ਖਾਸ LIC ਮਿਉਚੁਅਲ ਫੰਡ ਕਿਸਮ ਦੀ ਚੋਣ ਕਰ ਸਕਦੇ ਹੋ।

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