HDFC MF 2022 ਦੁਆਰਾ 4 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਸੰਤੁਲਿਤ ਫੰਡ

Updated on March 29, 2026 , 6996 views

HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਭਾਰਤ ਦੇ ਚੋਟੀ ਦੇ ਫੰਡ ਘਰਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੋਣ ਦੇ ਨਾਤੇ,ਸੰਤੁਲਿਤ ਫੰਡ ਦੁਆਰਾ ਪ੍ਰਦਾਨ ਕੀਤਾ ਗਿਆ ਹੈਏ.ਐਮ.ਸੀ ਨਿਵੇਸ਼ਕਾਂ ਦੁਆਰਾ ਸਭ ਤੋਂ ਵੱਧ ਮੰਗ ਕੀਤੀ ਜਾਂਦੀ ਹੈ। ਸੰਤੁਲਿਤ ਫੰਡ, ਜਿਨ੍ਹਾਂ ਨੂੰ ਹਾਈਬ੍ਰਿਡ ਫੰਡ ਵੀ ਕਿਹਾ ਜਾਂਦਾ ਹੈ, ਕਰਜ਼ੇ ਅਤੇ ਇਕੁਇਟੀ ਦੋਵਾਂ ਸਾਧਨਾਂ ਵਿੱਚ ਪੈਸਾ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ।

ਇਕੁਇਟੀ ਅਤੇ ਨਿਯਮਤ ਰਿਟਰਨ ਦੁਆਰਾ ਲੰਬੇ ਸਮੇਂ ਦੀ ਦੌਲਤ ਦਾ ਨਿਰਮਾਣ ਕਰਕੇ ਪੋਰਟਫੋਲੀਓ ਨੂੰ ਸੰਤੁਲਿਤ ਕਰਨ ਲਈ AMC ਮਾਸਟਰ ਦੁਆਰਾ ਪ੍ਰਦਾਨ ਕੀਤੇ ਗਏ ਸੰਤੁਲਿਤ ਫੰਡਕਰਜ਼ਾ ਫੰਡ. ਬਹੁਤ ਸਾਰੇ ਨਿਵੇਸ਼ਕ ਜੋ ਨਵੇਂ ਹਨਮਿਉਚੁਅਲ ਫੰਡ ਨੂੰ ਤਰਜੀਹਨਿਵੇਸ਼ ਪਹਿਲਾਂ ਸੰਤੁਲਿਤ ਫੰਡਾਂ ਵਿੱਚ, ਕਿਉਂਕਿ ਉਹ ਦੂਜੇ ਦੋ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦਾ ਸੁਆਦ ਦਿੰਦੇ ਹਨ।

ਇਸ ਤਰ੍ਹਾਂ, ਨਿਵੇਸ਼ਕ ਜੋ ਚੋਟੀ ਦੇ ਫੰਡ ਹਾਊਸ ਵਿੱਚੋਂ ਇੱਕ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ, HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਦੁਆਰਾ ਇਹਨਾਂ ਚੋਟੀ ਦੇ ਪ੍ਰਦਰਸ਼ਨ ਵਾਲੇ ਸੰਤੁਲਿਤ ਫੰਡਾਂ ਦੀ ਚੋਣ ਕਰ ਸਕਦੇ ਹਨ। ਇਹ ਫੰਡ ਕੁਝ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ AUM, ਪਿਛਲੀਆਂ ਕਾਰਗੁਜ਼ਾਰੀਆਂ ਆਦਿ ਦੇ ਆਧਾਰ 'ਤੇ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨ।

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ਐਚਡੀਐਫਸੀ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਕਿਉਂ ਨਿਵੇਸ਼ ਕਰੋ?

ਸ਼ਾਨਦਾਰ ਰੇਟਿੰਗਾਂ: ਕੰਪਨੀ ਦੀਆਂ ਕਈ ਸਕੀਮਾਂ ਦੀ CRISIL ਰੇਟਿੰਗ ਤਿੰਨ ਅਤੇ ਇਸ ਤੋਂ ਉੱਪਰ ਹੈ।
ਵਿਕਲਪਾਂ ਦੀ ਵਿਭਿੰਨਤਾ: HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਇੱਕ ਵਿਆਪਕ ਦੇ ਨਾਲ ਆਉਂਦਾ ਹੈਰੇਂਜ ਚੋਣਾਂ ਦਾ।
ਨਿਵੇਸ਼ਕ ਦੀ ਲੋੜ ਨੂੰ ਪੂਰਾ ਕਰਨਾ: ਕੰਪਨੀ ਦੇ ਉਤਪਾਦ ਹਨ ਜੋ ਹਰ ਕਿਸਮ ਦੇ ਅਨੁਕੂਲ ਹੋਣਗੇਨਿਵੇਸ਼ਕ. ਫੰਡ ਥੋੜ੍ਹੇ ਸਮੇਂ ਤੋਂ ਲੈ ਕੇ ਲੰਬੇ ਸਮੇਂ ਤੱਕ ਅਤੇ ਇੱਥੋਂ ਤੱਕ ਕਿ ਓਪਨ-ਐਂਡ ਤੋਂ ਲੈ ਕੇ ਬੰਦ-ਅੰਤ ਵਾਲੇ ਫੰਡਾਂ ਤੱਕ ਹੁੰਦੇ ਹਨ। ਕੰਪਨੀ ਇਹ ਯਕੀਨੀ ਬਣਾਉਂਦੀ ਹੈ ਕਿ ਨਿਵੇਸ਼ਕ ਨੂੰ ਉਹ ਪ੍ਰਾਪਤ ਹੁੰਦਾ ਹੈ ਜਿਸਦੀ ਉਹਨਾਂ ਨੂੰ ਲੋੜ ਹੁੰਦੀ ਹੈ। ਇਹ ਘੱਟ, ਮੱਧਮ ਅਤੇ ਉੱਚ ਜੋਖਮ ਵਾਲੇ ਉਤਪਾਦਾਂ ਦੀ ਵੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈ।

ਸਰਬੋਤਮ ਐਚਡੀਐਫਸੀ ਸੰਤੁਲਿਤ ਮਿਉਚੁਅਲ ਫੰਡ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Equity Savings Fund Growth	₹64.931 ↑ 0.00	₹5,901	-4.3	-1.8	2.5	8.8	8.7	6.8
HDFC Hybrid Debt Fund Growth	₹80.8802 ↑ 0.01	₹3,340	-3.2	-1.3	1	8.5	8.4	5.5
HDFC Balanced Advantage Fund Growth	₹483.49 ↑ 0.01	₹107,590	-9.6	-6.2	-1.4	14.4	15.4	7.2
HDFC Arbitrage Fund Growth	₹31.998 ↑ 0.00	₹24,768	1.5	3.1	6.1	7	5.9	6.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	HDFC Equity Savings Fund	HDFC Hybrid Debt Fund	HDFC Balanced Advantage Fund	HDFC Arbitrage Fund
Point 1	Lower mid AUM (₹5,901 Cr).	Bottom quartile AUM (₹3,340 Cr).	Highest AUM (₹107,590 Cr).	Upper mid AUM (₹24,768 Cr).
Point 2	Established history (21+ yrs).	Established history (22+ yrs).	Oldest track record among peers (25 yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.
Point 5	5Y return: 8.74% (upper mid).	5Y return: 8.44% (lower mid).	5Y return: 15.44% (top quartile).	5Y return: 5.94% (bottom quartile).
Point 6	3Y return: 8.83% (upper mid).	3Y return: 8.50% (lower mid).	3Y return: 14.36% (top quartile).	3Y return: 7.01% (bottom quartile).
Point 7	1Y return: 2.52% (upper mid).	1Y return: 0.97% (lower mid).	1Y return: -1.39% (bottom quartile).	1Y return: 6.09% (top quartile).
Point 8	1M return: -4.34% (lower mid).	1M return: -3.54% (upper mid).	1M return: -8.46% (bottom quartile).	1M return: 0.52% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 1.18 (upper mid).	Sharpe: 0.48 (bottom quartile).	Sharpe: 0.96 (lower mid).	Sharpe: 1.23 (top quartile).

HDFC Equity Savings Fund

Lower mid AUM (₹5,901 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.74% (upper mid).
3Y return: 8.83% (upper mid).
1Y return: 2.52% (upper mid).
1M return: -4.34% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.18 (upper mid).

HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,340 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.44% (lower mid).
3Y return: 8.50% (lower mid).
1Y return: 0.97% (lower mid).
1M return: -3.54% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹107,590 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.44% (top quartile).
3Y return: 14.36% (top quartile).
1Y return: -1.39% (bottom quartile).
1M return: -8.46% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.96 (lower mid).

HDFC Arbitrage Fund

Upper mid AUM (₹24,768 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.94% (bottom quartile).
3Y return: 7.01% (bottom quartile).
1Y return: 6.09% (top quartile).
1M return: 0.52% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.23 (top quartile).

1. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

Lower mid AUM (₹5,901 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.74% (upper mid).
3Y return: 8.83% (upper mid).
1Y return: 2.52% (upper mid).
1M return: -4.34% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.18 (upper mid).
Information ratio: 0.00 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~40%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.8%).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (31 Mar 26)	₹64.931 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹5,901 on 28 Feb 26
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	1.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,303
31 Mar 23	₹11,792
31 Mar 24	₹13,997
31 Mar 25	₹14,827

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	-4.3%
3 Month	-4.3%
6 Month	-1.8%
1 Year	2.5%
3 Year	8.8%
5 Year	8.7%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.8%
2023	10.3%
2022	13.8%
2021	6%
2020	16.8%
2019	8.8%
2018	5.8%
2017	0.9%
2016	16.5%
2015	14.1%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	21.46 Yr.
Arun Agarwal	17 Sep 04	21.46 Yr.
Srinivasan Ramamurthy	14 Dec 21	4.21 Yr.
Dhruv Muchhal	22 Jun 23	2.69 Yr.
Nandita Menezes	29 Mar 25	0.92 Yr.

Data below for HDFC Equity Savings Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	40.43%
Equity	38.64%
Debt	20.93%

Equity Sector Allocation

Sector	Value
Financial Services	21.86%
Consumer Cyclical	9.38%
Energy	7.49%
Health Care	6.81%
Industrials	6.2%
Utility	4.17%
Basic Materials	3.78%
Technology	3.49%
Communication Services	2.22%
Consumer Defensive	1.93%
Real Estate	1.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.79%
Corporate	11.3%
Government	10.27%

Credit Quality

Rating	Value
AA	11.09%
AAA	88.91%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	8%	₹460 Cr	5,186,900
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 15 \| RELIANCE	6%	₹333 Cr	2,388,500
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹294 Cr	3,287,900
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 16 \| SUNPHARMA	4%	₹255 Cr	1,468,350 ↑ 350,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	4%	₹252 Cr	1,824,100
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹230 Cr	1,638,500
Future on Sun Pharmaceuticals Industries Ltd Derivatives \| -	4%	-₹213 Cr	1,218,350 ↑ 350,000
Future on Titan Co Ltd Derivatives \| -	4%	-₹208 Cr	479,325
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	4%	₹207 Cr	479,325
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 15 \| LT	3%	₹183 Cr	427,000 ↑ 1,750

2. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,340 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.44% (lower mid).
3Y return: 8.50% (lower mid).
1Y return: 0.97% (lower mid).
1M return: -3.54% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~74%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Gs 2064 (~4.2%).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (31 Mar 26)	₹80.8802 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹3,340 on 28 Feb 26
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,095
31 Mar 23	₹11,742
31 Mar 24	₹13,754
31 Mar 25	₹14,852

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	-3.5%
3 Month	-3.2%
6 Month	-1.3%
1 Year	1%
3 Year	8.5%
5 Year	8.4%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	10.5%
2022	13.9%
2021	6%
2020	13.4%
2019	10.2%
2018	6.6%
2017	0.6%
2016	10.8%
2015	13%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Anupam Joshi	7 Mar 26	0 Yr.
Srinivasan Ramamurthy	14 Dec 21	4.21 Yr.
Dhruv Muchhal	22 Jun 23	2.69 Yr.

Data below for HDFC Hybrid Debt Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	3.96%
Equity	21.54%
Debt	74.21%
Other	0.29%

Equity Sector Allocation

Sector	Value
Financial Services	8.93%
Energy	2.63%
Technology	1.8%
Industrials	1.73%
Health Care	1.67%
Utility	1.49%
Consumer Cyclical	1.05%
Communication Services	0.95%
Real Estate	0.64%
Consumer Defensive	0.47%
Basic Materials	0.17%

Debt Sector Allocation

Sector	Value
Government	50.76%
Corporate	23.45%
Cash Equivalent	3.96%

Credit Quality

Rating	Value
AA	3.64%
AAA	96.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Gs 2064 Sovereign Bonds \| -	4%	₹139 Cr	14,000,000
7.23% Gs 2039 Sovereign Bonds \| -	3%	₹102 Cr	10,000,000
Goi Frb 2034 Sovereign Bonds \| -	3%	₹102 Cr	10,000,000
7.09% Gs 2054 Sovereign Bonds \| -	3%	₹97 Cr	10,000,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹83 Cr	800
7.30% Gs 2053 Sovereign Bonds \| -	2%	₹74 Cr	7,500,000
7.18% Gs 2037 Sovereign Bonds \| -	2%	₹72 Cr	7,000,000
6.79% Gs 2034 Sovereign Bonds \| -	2%	₹71 Cr	7,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹69 Cr	500,000
6.68% Gs 2031 Sovereign Bonds \| -	2%	₹66 Cr	6,500,000

3. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹107,590 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.44% (top quartile).
3Y return: 14.36% (top quartile).
1Y return: -1.39% (bottom quartile).
1M return: -8.46% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.96 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~71%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~4.8%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (31 Mar 26)	₹483.49 ↑ 0.01 (0.00 %)
Net Assets (Cr)	₹107,590 on 28 Feb 26
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,104
31 Mar 23	₹13,710
31 Mar 24	₹19,146
31 Mar 25	₹20,793

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	-8.5%
3 Month	-9.6%
6 Month	-6.2%
1 Year	-1.4%
3 Year	14.4%
5 Year	15.4%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	16.7%
2022	31.3%
2021	18.8%
2020	26.4%
2019	7.6%
2018	6.9%
2017	-3.1%
2016	27.9%
2015	9.4%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.59 Yr.
Gopal Agrawal	29 Jul 22	3.59 Yr.
Arun Agarwal	6 Oct 22	3.4 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.59 Yr.
Dhruv Muchhal	22 Jun 23	2.69 Yr.
Nandita Menezes	29 Mar 25	0.92 Yr.

Data below for HDFC Balanced Advantage Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	4.15%
Equity	71.07%
Debt	24.78%

Equity Sector Allocation

Sector	Value
Financial Services	24.04%
Industrials	8.07%
Energy	7.52%
Consumer Cyclical	7.42%
Technology	5.66%
Health Care	4.44%
Utility	4.37%
Communication Services	3.16%
Basic Materials	2.39%
Consumer Defensive	2.2%
Real Estate	1.78%

Debt Sector Allocation

Sector	Value
Corporate	12.81%
Government	12.45%
Cash Equivalent	3.66%

Credit Quality

Rating	Value
AA	0.92%
AAA	99.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹5,136 Cr	37,244,463 ↑ 5,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	4%	₹4,837 Cr	54,490,502 ↑ 3,000,000
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	4%	₹4,206 Cr	35,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹4,039 Cr	28,973,065 ↑ 901,323
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,039 Cr	16,172,037 ↑ 1,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	3%	₹2,815 Cr	6,579,083
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| AXISBANK	3%	₹2,744 Cr	19,825,582
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| NTPC	2%	₹2,425 Cr	63,500,000
7.18% Gs 2033 Sovereign Bonds \| -	2%	₹2,255 Cr	218,533,300
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	2%	₹2,115 Cr	16,266,004

4. HDFC Arbitrage Fund

"To generate income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment and by deployment of surplus cash in debt securities and money market instruments."

Research Highlights for HDFC Arbitrage Fund

Upper mid AUM (₹24,768 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 5.94% (bottom quartile).
3Y return: 7.01% (bottom quartile).
1Y return: 6.09% (top quartile).
1M return: 0.52% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.23 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~88%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Money Market Dir Gr (~8.3%).

Below is the key information for HDFC Arbitrage Fund

HDFC Arbitrage Fund Growth
Launch Date	23 Oct 07
NAV (31 Mar 26)	₹31.998 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹24,768 on 28 Feb 26
Category	Hybrid - Arbitrage
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.97
Sharpe Ratio	1.23
Information Ratio	0
Alpha Ratio	0
Min Investment	100,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,365
31 Mar 23	₹10,892
31 Mar 24	₹11,714
31 Mar 25	₹12,579

HDFC Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for HDFC Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.1%
1 Year	6.1%
3 Year	7%
5 Year	5.9%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.3%
2023	7.7%
2022	7.2%
2021	4.2%
2020	3.6%
2019	3.7%
2018	6%
2017	5.7%
2016	5.3%
2015	6.6%

Fund Manager information for HDFC Arbitrage Fund

Name	Since	Tenure
Anil Bamboli	1 Feb 22	4.08 Yr.
Arun Agarwal	24 Aug 20	5.52 Yr.
Dhruv Muchhal	22 Jun 23	2.69 Yr.
Nandita Menezes	29 Mar 25	0.92 Yr.

Data below for HDFC Arbitrage Fund as on 28 Feb 26

Asset Allocation

Asset Class	Value
Cash	87.96%
Debt	12.31%
Other	0.05%

Equity Sector Allocation

Sector	Value
Financial Services	21.69%
Basic Materials	9.7%
Consumer Cyclical	7.84%
Energy	5.62%
Industrials	4.94%
Consumer Defensive	3.8%
Health Care	3.37%
Utility	2.8%
Communication Services	2.79%
Technology	1.76%
Real Estate	0.82%

Debt Sector Allocation

Sector	Value
Cash Equivalent	77.92%
Corporate	19.21%
Government	3.14%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Money Market Dir Gr Investment Fund \| -	8%	₹2,063 Cr	3,392,377
Future on HDFC Bank Ltd Derivatives \| -	7%	-₹1,627 Cr	18,204,450 ↑ 18,204,450
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| HDFCBANK	7%	₹1,616 Cr	18,204,450 ↑ 4,738,800
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹1,039 Cr	7,413,000 ↑ 7,413,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	4%	₹1,033 Cr	7,413,000 ↓ -371,500
Future on ICICI Bank Ltd Derivatives \| -	4%	-₹927 Cr	6,681,500 ↑ 6,681,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| ICICIBANK	4%	₹921 Cr	6,681,500 ↓ -1,913,800
HDFC Liquid Dir Gr Investment Fund \| -	4%	₹918 Cr	1,704,922 ↓ -186,490
HDFC Ultra S/T Fund Dir Gr Investment Fund \| -	2%	₹601 Cr	373,115,103
Future on Grasim Industries Ltd Derivatives \| -	2%	-₹601 Cr	2,134,500 ↑ 2,134,500

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