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ਚੋਟੀ ਦੇ 10 ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡ 2022

Updated on September 28, 2026 , 15525 views

ਤਰਲ ਫੰਡ ਵਿੱਚ ਪਏ ਹੋਏ ਵਾਧੂ ਨਕਦੀ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਵਿਕਲਪ ਹਨਬੈਂਕ ਖਾਤਾ। ਤਰਲ ਫੰਡ ਉਹ ਹਨਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਤੁਹਾਡੇ ਪੈਸੇ ਨੂੰ ਬਹੁਤ ਥੋੜੇ ਸਮੇਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈਪੈਸੇ ਦੀ ਮਾਰਕੀਟ ਯੰਤਰ ਜਿਵੇਂ ਕਿ ਖਜ਼ਾਨਾ ਬਿੱਲ, ਵਪਾਰਕ ਕਾਗਜ਼ਾਤ,ਡਿਪਾਜ਼ਿਟ ਦਾ ਸਰਟੀਫਿਕੇਟ, ਆਦਿ

ਇਹ ਫੰਡ ਕੁਦਰਤ ਵਿੱਚ ਬਹੁਤ ਜ਼ਿਆਦਾ ਤਰਲ ਹੁੰਦੇ ਹਨ ਅਤੇ ਇਹਨਾਂ ਵਿੱਚ ਕੋਈ ਪ੍ਰਵੇਸ਼ ਜਾਂ ਨਿਕਾਸ ਲੋਡ ਨਹੀਂ ਹੁੰਦਾ ਹੈ। ਤਰਲ ਫੰਡ ਪੇਸ਼ ਕਰਨ ਵਾਲੇ ਸਰਵਉੱਚ ਫਾਇਦਿਆਂ ਦੇ ਕਾਰਨ; ਉਹਨਾਂ ਨੂੰ ਅਕਸਰ ਫਿਕਸਡ ਡਿਪਾਜ਼ਿਟ ਨਾਲੋਂ ਬਿਹਤਰ ਨਿਵੇਸ਼ ਵਿਕਲਪ ਮੰਨਿਆ ਜਾਂਦਾ ਹੈ ਅਤੇਬਚਤ ਖਾਤਾ.

ਸਿਖਰ ਦੇ 10 ਲਿਕਵਿਡ ਮਿਉਚੁਅਲ ਫੰਡ 'ਤੇ ਸਮਝੌਤਾ ਕੀਤੇ ਬਿਨਾਂ ਬਿਹਤਰ ਰਿਟਰਨ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਮੌਕਾ ਪੇਸ਼ ਕਰਦੇ ਹਨਤਰਲਤਾ ਕਾਰਕ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਤਰਲ ਫੰਡ ਤੁਹਾਨੂੰ ਥੋੜ੍ਹੇ ਸਮੇਂ ਵਿੱਚ ਵਧੀਆ ਰਿਟਰਨ ਕਮਾਉਣ ਦਿੰਦੇ ਹਨ। ਕਿਉਂਕਿ ਤਰਲ ਫੰਡਾਂ ਦੀ ਔਸਤ ਪਰਿਪੱਕਤਾ 91 ਦਿਨਾਂ ਤੋਂ ਘੱਟ ਹੈ, ਇਹ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ ਖੋਜ ਕਰਨ ਵਾਲੇ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਹੈਨਿਵੇਸ਼ ਯੋਜਨਾ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਕਿਉਂਕਿ ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡ ਇਸ ਤੋਂ ਜ਼ਿਆਦਾ ਪ੍ਰਭਾਵਿਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨਬਜ਼ਾਰ ਅਸਥਿਰਤਾ, ਨਿਵੇਸ਼ਕ ਜੋਖਮ ਦੇ ਕਾਰਕਾਂ ਦੀ ਚਿੰਤਾ ਕੀਤੇ ਬਿਨਾਂ ਆਸਾਨੀ ਨਾਲ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ।

ਤਰਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਮੁੱਖ ਲਾਭ

ਪ੍ਰਮੁੱਖ ਦੇ ਕੁਝਨਿਵੇਸ਼ ਦੇ ਲਾਭ ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਹਨ:

  • ਲਿਕਵਿਡ ਫੰਡ ਵਿੱਚ, ਤੁਸੀਂ 24 ਘੰਟਿਆਂ ਦੇ ਅੰਦਰ ਆਪਣੇ ਫੰਡ ਕਢਵਾ ਸਕਦੇ ਹੋ
  • ਕਿਉਂਕਿ ਤਰਲ ਫੰਡ ਮੁੱਖ ਤੌਰ 'ਤੇ ਸਥਿਰ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਆਮਦਨ ਪ੍ਰਤੀਭੂਤੀਆਂ ਜਿਨ੍ਹਾਂ ਦੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੀ ਛੋਟੀ ਮਿਆਦ ਹੁੰਦੀ ਹੈ, ਉਹਨਾਂ ਵਿੱਚ ਹੋਰਾਂ ਦੇ ਮੁਕਾਬਲੇ ਸਭ ਤੋਂ ਘੱਟ ਵਿਆਜ ਦਰ ਜੋਖਮ ਹੁੰਦਾ ਹੈਕਰਜ਼ਾ ਮਿਉਚੁਅਲ ਫੰਡ
  • ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡ ਪ੍ਰਤੀ ਸਾਲ ਲਗਭਗ 7.5-8% ਦੀ ਔਸਤ ਵਾਪਸੀ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨ
  • ਇਹਨਾਂ ਫੰਡਾਂ ਵਿੱਚ ਕੋਈ ਲਾਕ-ਇਨ ਪੀਰੀਅਡ ਨਹੀਂ ਹੈ, ਜਿਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਤੁਸੀਂ ਜਿੱਥੇ ਵੀ ਲੋੜ ਹੋਵੇ ਆਪਣੀ ਨਕਦੀ ਰੀਡੀਮ ਕਰ ਸਕਦੇ ਹੋ
  • ਤਰਲ ਫੰਡ ਕੀਮਤੀ ਟੈਕਸ ਲਾਭ ਪੇਸ਼ ਕਰਦੇ ਹਨ

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ਚੋਟੀ ਦੇ 10 ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਤੀ ਸਾਲ 22 - 23

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Insta Cash Fund Growth ₹366.881
↑ 0.08
₹1,0310.51.53.46.46.56.15%1M 10D1M 10D
Indiabulls Liquid Fund Growth ₹2,724.83
↑ 0.64
₹3810.51.53.36.46.66.4%1M 18D1M 18D
JM Liquid Fund Growth ₹76.7806
↑ 0.02
₹1,7430.51.53.36.36.46.12%1M 8D1M 11D
Axis Liquid Fund Growth ₹3,139.58
↑ 0.64
₹63,3430.51.53.46.56.66.37%1M 12D1M 12D
Invesco India Liquid Fund Growth ₹3,873.77
↑ 0.81
₹20,7480.51.53.46.46.56.32%1M 11D1M 11D
Aditya Birla Sun Life Liquid Fund Growth ₹454.097
↑ 0.10
₹69,8300.51.53.46.46.56.56%1M 10D1M 10D
Nippon India Liquid Fund  Growth ₹6,875.55
↑ 1.49
₹43,1250.51.53.46.46.56.44%1M 10D1M 13D
Tata Liquid Fund Growth ₹4,436.71
↑ 0.88
₹32,3700.51.53.36.46.56.41%1M 13D1M 13D
ICICI Prudential Liquid Fund Growth ₹416.914
↑ 0.09
₹62,7980.51.53.36.36.56.18%1M 6D1M 9D
Baroda Pioneer Liquid Fund Growth ₹3,237.35
↑ 0.66
₹13,1940.51.53.36.36.46.31%1M 8D1M 9D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 26

Research Highlights & Commentary of 10 Funds showcased

Commentary PGIM India Insta Cash FundIndiabulls Liquid FundJM Liquid FundAxis Liquid FundInvesco India Liquid FundAditya Birla Sun Life Liquid FundNippon India Liquid Fund Tata Liquid FundICICI Prudential Liquid FundBaroda Pioneer Liquid Fund
Point 1Bottom quartile AUM (₹1,031 Cr).Bottom quartile AUM (₹381 Cr).Bottom quartile AUM (₹1,743 Cr).Top quartile AUM (₹63,343 Cr).Lower mid AUM (₹20,748 Cr).Highest AUM (₹69,830 Cr).Upper mid AUM (₹43,125 Cr).Upper mid AUM (₹32,370 Cr).Upper mid AUM (₹62,798 Cr).Lower mid AUM (₹13,194 Cr).
Point 2Established history (19+ yrs).Established history (14+ yrs).Oldest track record among peers (28 yrs).Established history (16+ yrs).Established history (19+ yrs).Established history (22+ yrs).Established history (22+ yrs).Established history (22+ yrs).Established history (20+ yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 6.40% (upper mid).1Y return: 6.38% (upper mid).1Y return: 6.26% (bottom quartile).1Y return: 6.45% (top quartile).1Y return: 6.41% (top quartile).1Y return: 6.40% (upper mid).1Y return: 6.37% (lower mid).1Y return: 6.36% (lower mid).1Y return: 6.34% (bottom quartile).1Y return: 6.33% (bottom quartile).
Point 61M return: 0.47% (upper mid).1M return: 0.48% (upper mid).1M return: 0.47% (bottom quartile).1M return: 0.48% (top quartile).1M return: 0.49% (top quartile).1M return: 0.47% (lower mid).1M return: 0.47% (upper mid).1M return: 0.47% (bottom quartile).1M return: 0.47% (bottom quartile).1M return: 0.47% (lower mid).
Point 7Sharpe: 2.91 (upper mid).Sharpe: 2.97 (upper mid).Sharpe: 2.50 (bottom quartile).Sharpe: 3.01 (top quartile).Sharpe: 2.85 (lower mid).Sharpe: 2.80 (lower mid).Sharpe: 2.71 (bottom quartile).Sharpe: 2.98 (top quartile).Sharpe: 2.76 (bottom quartile).Sharpe: 2.88 (upper mid).
Point 8Information ratio: 1.16 (top quartile).Information ratio: 1.36 (top quartile).Information ratio: 0.27 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 1.11 (upper mid).Information ratio: 0.65 (upper mid).
Point 9Yield to maturity (debt): 6.15% (bottom quartile).Yield to maturity (debt): 6.40% (upper mid).Yield to maturity (debt): 6.12% (bottom quartile).Yield to maturity (debt): 6.37% (upper mid).Yield to maturity (debt): 6.32% (lower mid).Yield to maturity (debt): 6.56% (top quartile).Yield to maturity (debt): 6.44% (top quartile).Yield to maturity (debt): 6.41% (upper mid).Yield to maturity (debt): 6.18% (bottom quartile).Yield to maturity (debt): 6.31% (lower mid).
Point 10Modified duration: 0.11 yrs (upper mid).Modified duration: 0.13 yrs (bottom quartile).Modified duration: 0.11 yrs (top quartile).Modified duration: 0.12 yrs (bottom quartile).Modified duration: 0.12 yrs (lower mid).Modified duration: 0.11 yrs (upper mid).Modified duration: 0.11 yrs (lower mid).Modified duration: 0.12 yrs (bottom quartile).Modified duration: 0.10 yrs (top quartile).Modified duration: 0.11 yrs (upper mid).

PGIM India Insta Cash Fund

  • Bottom quartile AUM (₹1,031 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.40% (upper mid).
  • 1M return: 0.47% (upper mid).
  • Sharpe: 2.91 (upper mid).
  • Information ratio: 1.16 (top quartile).
  • Yield to maturity (debt): 6.15% (bottom quartile).
  • Modified duration: 0.11 yrs (upper mid).

Indiabulls Liquid Fund

  • Bottom quartile AUM (₹381 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Low.
  • 1Y return: 6.38% (upper mid).
  • 1M return: 0.48% (upper mid).
  • Sharpe: 2.97 (upper mid).
  • Information ratio: 1.36 (top quartile).
  • Yield to maturity (debt): 6.40% (upper mid).
  • Modified duration: 0.13 yrs (bottom quartile).

JM Liquid Fund

  • Bottom quartile AUM (₹1,743 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.26% (bottom quartile).
  • 1M return: 0.47% (bottom quartile).
  • Sharpe: 2.50 (bottom quartile).
  • Information ratio: 0.27 (upper mid).
  • Yield to maturity (debt): 6.12% (bottom quartile).
  • Modified duration: 0.11 yrs (top quartile).

Axis Liquid Fund

  • Top quartile AUM (₹63,343 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.45% (top quartile).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 3.01 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.37% (upper mid).
  • Modified duration: 0.12 yrs (bottom quartile).

Invesco India Liquid Fund

  • Lower mid AUM (₹20,748 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.41% (top quartile).
  • 1M return: 0.49% (top quartile).
  • Sharpe: 2.85 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.32% (lower mid).
  • Modified duration: 0.12 yrs (lower mid).

Aditya Birla Sun Life Liquid Fund

  • Highest AUM (₹69,830 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.40% (upper mid).
  • 1M return: 0.47% (lower mid).
  • Sharpe: 2.80 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.56% (top quartile).
  • Modified duration: 0.11 yrs (upper mid).

Nippon India Liquid Fund 

  • Upper mid AUM (₹43,125 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.37% (lower mid).
  • 1M return: 0.47% (upper mid).
  • Sharpe: 2.71 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.44% (top quartile).
  • Modified duration: 0.11 yrs (lower mid).

Tata Liquid Fund

  • Upper mid AUM (₹32,370 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.36% (lower mid).
  • 1M return: 0.47% (bottom quartile).
  • Sharpe: 2.98 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.41% (upper mid).
  • Modified duration: 0.12 yrs (bottom quartile).

ICICI Prudential Liquid Fund

  • Upper mid AUM (₹62,798 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.34% (bottom quartile).
  • 1M return: 0.47% (bottom quartile).
  • Sharpe: 2.76 (bottom quartile).
  • Information ratio: 1.11 (upper mid).
  • Yield to maturity (debt): 6.18% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

Baroda Pioneer Liquid Fund

  • Lower mid AUM (₹13,194 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.33% (bottom quartile).
  • 1M return: 0.47% (lower mid).
  • Sharpe: 2.88 (upper mid).
  • Information ratio: 0.65 (upper mid).
  • Yield to maturity (debt): 6.31% (lower mid).
  • Modified duration: 0.11 yrs (upper mid).

1. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

Research Highlights for PGIM India Insta Cash Fund

  • Bottom quartile AUM (₹1,031 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.40% (upper mid).
  • 1M return: 0.47% (upper mid).
  • Sharpe: 2.91 (upper mid).
  • Information ratio: 1.16 (top quartile).
  • Yield to maturity (debt): 6.15% (bottom quartile).
  • Modified duration: 0.11 yrs (upper mid).
  • Average maturity: 0.11 yrs (upper mid).
  • Exit load: NIL.
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~100%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Clearing Corporation Of India Ltd. (~13.7%).

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund
Growth
Launch Date 5 Sep 07
NAV (30 Sep 26) ₹366.881 ↑ 0.08   (0.02 %)
Net Assets (Cr) ₹1,031 on 31 Aug 26
Category Debt - Liquid Fund
AMC Pramerica Asset Managers Private Limited
Rating ☆☆☆☆☆
Risk Low
Expense Ratio 0.22
Sharpe Ratio 2.91
Information Ratio 1.16
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.15%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,404
30 Sep 23₹11,117
30 Sep 24₹11,929
30 Sep 25₹12,744

PGIM India Insta Cash Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.4%
1 Year 6.4%
3 Year 6.8%
5 Year 6.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.3%
2022 7%
2021 4.8%
2020 3.3%
2019 4.2%
2018 6.7%
2017 7.4%
2016 6.7%
2015 7.7%
Fund Manager information for PGIM India Insta Cash Fund
NameSinceTenure
Puneet Pal16 Jul 224.13 Yr.
Akhil Dhar25 Feb 260.51 Yr.

Data below for PGIM India Insta Cash Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash99.82%
Other0.18%
Debt Sector Allocation
SectorValue
Cash Equivalent79.85%
Government18.05%
Corporate1.92%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -
14%₹177 Cr
Indian Oil Corporation Limited
Commercial Paper | -
8%₹100 Cr10,000,000
↑ 10,000,000
Ultratech Cement Limited
Commercial Paper | -
6%₹75 Cr7,500,000
↑ 7,500,000
TATA Steel Limited
Debentures | -
5%₹65 Cr6,500,000
↑ 6,500,000
India (Republic of)
- | -
4%₹55 Cr5,500,000
Axis Bank Ltd.
Debentures | -
4%₹50 Cr5,000,000
↑ 5,000,000
Bank of Baroda
Debentures | -
4%₹50 Cr5,000,000
↑ 5,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -
4%₹50 Cr5,000,000
↑ 5,000,000
India (Republic of)
- | -
4%₹50 Cr5,000,000
↑ 5,000,000
Infina Finance Private Limited
Commercial Paper | -
4%₹50 Cr5,000,000
↑ 5,000,000

2. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

  • Bottom quartile AUM (₹381 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Low.
  • 1Y return: 6.38% (upper mid).
  • 1M return: 0.48% (upper mid).
  • Sharpe: 2.97 (upper mid).
  • Information ratio: 1.36 (top quartile).
  • Yield to maturity (debt): 6.40% (upper mid).
  • Modified duration: 0.13 yrs (bottom quartile).
  • Average maturity: 0.13 yrs (bottom quartile).
  • Exit load: NIL.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~100%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Reverse Repo 01-Sep-26 (~10.7%).

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (30 Sep 26) ₹2,724.83 ↑ 0.64   (0.02 %)
Net Assets (Cr) ₹381 on 31 Aug 26
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating ☆☆☆☆☆
Risk Low
Expense Ratio 0.2
Sharpe Ratio 2.97
Information Ratio 1.36
Alpha Ratio 0.02
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.4%
Effective Maturity 1 Month 18 Days
Modified Duration 1 Month 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,380
30 Sep 23₹11,061
30 Sep 24₹11,874
30 Sep 25₹12,687

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.3%
1 Year 6.4%
3 Year 6.9%
5 Year 6.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.6%
2023 7.4%
2022 6.8%
2021 4.6%
2020 3.1%
2019 3.9%
2018 6.6%
2017 7.3%
2016 6.7%
2015 7.8%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 233.31 Yr.
Wilfred Gonsalves4 May 260.33 Yr.

Data below for Indiabulls Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash99.79%
Debt0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent62.24%
Corporate35.14%
Government2.62%
Credit Quality
RatingValue
AAA99.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo 01-Sep-26
CBLO/Reverse Repo | -
11%₹41 Cr
Indian Bank
Certificate of Deposit | -
8%₹30 Cr3,000,000
Canara Bank
Certificate of Deposit | -
7%₹25 Cr2,500,000
Punjab National Bank Red
Certificate of Deposit | -
7%₹25 Cr2,500,000
ICICI Bank Ltd.
Debentures | -
7%₹25 Cr2,500,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
7%₹25 Cr2,500,000
Kotak Mahindra Bank Ltd.
Debentures | -
7%₹25 Cr2,500,000
Small Industries Dev Bank Of India
Certificate of Deposit | -
6%₹25 Cr2,500,000
Bharat Petroleum Corporation Limited
Commercial Paper | -
6%₹24 Cr2,450,000
Union Bank Of India
Certificate of Deposit | -
6%₹24 Cr2,400,000

3. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

Research Highlights for JM Liquid Fund

  • Bottom quartile AUM (₹1,743 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.26% (bottom quartile).
  • 1M return: 0.47% (bottom quartile).
  • Sharpe: 2.50 (bottom quartile).
  • Information ratio: 0.27 (upper mid).
  • Yield to maturity (debt): 6.12% (bottom quartile).
  • Modified duration: 0.11 yrs (top quartile).
  • Average maturity: 0.11 yrs (upper mid).
  • Exit load: NIL.
  • Top sector: Consumer Cyclical.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~99%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Ccil (~6.8%).

Below is the key information for JM Liquid Fund

JM Liquid Fund
Growth
Launch Date 31 Dec 97
NAV (30 Sep 26) ₹76.7806 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹1,743 on 31 Aug 26
Category Debt - Liquid Fund
AMC JM Financial Asset Management Limited
Rating ☆☆☆☆☆
Risk Low
Expense Ratio 0.26
Sharpe Ratio 2.5
Information Ratio 0.27
Alpha Ratio -0.11
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.12%
Effective Maturity 1 Month 11 Days
Modified Duration 1 Month 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,409
30 Sep 23₹11,115
30 Sep 24₹11,924
30 Sep 25₹12,724

JM Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.3%
1 Year 6.3%
3 Year 6.7%
5 Year 6.2%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.4%
2023 7.2%
2022 7%
2021 4.8%
2020 3.3%
2019 4%
2018 6.6%
2017 7.4%
2016 6.7%
2015 7.7%
Fund Manager information for JM Liquid Fund
NameSinceTenure
Killol Pandya5 Nov 241.82 Yr.
Ruchi Fozdar3 Apr 242.41 Yr.
Jayant Dhoot1 Aug 251.08 Yr.

Data below for JM Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash99.45%
Other0.55%
Debt Sector Allocation
SectorValue
Cash Equivalent63.77%
Government17.91%
Corporate17.77%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Ccil
CBLO/Reverse Repo | -
7%₹105 Cr104,623
↑ 104,623
India (Republic of)
- | -
6%₹99 Cr10,000,000
Bank Of Baroda
Certificate of Deposit | -
6%₹99 Cr10,000,000
L&T Finance Limited
Commercial Paper | -
6%₹99 Cr10,000,000
HDFC Bank Ltd.
Debentures | -
5%₹75 Cr7,500,000
↑ 7,500,000
Small Industries Development Bank Of India
Certificate of Deposit | -
5%₹74 Cr7,500,000
India (Republic of)
- | -
5%₹74 Cr7,500,000
↑ 7,500,000
India (Republic of)
- | -
3%₹52 Cr5,200,000
↑ 5,000,000
Union Bank of India
Debentures | -
3%₹50 Cr5,000,000
Rec Limited
Commercial Paper | -
3%₹50 Cr5,000,000

4. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Axis Liquid Fund

  • Top quartile AUM (₹63,343 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.45% (top quartile).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 3.01 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.37% (upper mid).
  • Modified duration: 0.12 yrs (bottom quartile).
  • Average maturity: 0.12 yrs (lower mid).
  • Exit load: NIL.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~100%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Clearing Corporation Of India Ltd (~13.0%).

Below is the key information for Axis Liquid Fund

Axis Liquid Fund
Growth
Launch Date 9 Oct 09
NAV (30 Sep 26) ₹3,139.58 ↑ 0.64   (0.02 %)
Net Assets (Cr) ₹63,343 on 31 Aug 26
Category Debt - Liquid Fund
AMC Axis Asset Management Company Limited
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.22
Sharpe Ratio 3.01
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.37%
Effective Maturity 1 Month 12 Days
Modified Duration 1 Month 12 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,409
30 Sep 23₹11,128
30 Sep 24₹11,951
30 Sep 25₹12,770

Axis Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.4%
1 Year 6.5%
3 Year 6.9%
5 Year 6.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.6%
2023 7.4%
2022 7.1%
2021 4.9%
2020 3.3%
2019 4.3%
2018 6.6%
2017 7.5%
2016 6.7%
2015 7.6%
Fund Manager information for Axis Liquid Fund
NameSinceTenure
Devang Shah5 Nov 1213.83 Yr.
Aditya Pagaria13 Aug 1610.06 Yr.
Sachin Jain3 Jul 233.17 Yr.

Data below for Axis Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash99.8%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent83.29%
Government9.55%
Corporate6.95%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd
CBLO | -
13%₹7,999 Cr
India (Republic of)
- | -
5%₹2,850 Cr285,000,000
HDFC Bank Ltd.
Debentures | -
3%₹1,991 Cr40,000
Small Industries Development Bank of India
Commercial Paper | -
3%₹1,629 Cr33,000
↑ 33,000
Hindustan Petroleum Corporation Limited
Commercial Paper | -
3%₹1,547 Cr31,000
↑ 7,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹1,481 Cr30,000
India (Republic of)
- | -
2%₹1,469 Cr147,500,000
LIC Housing Finance Ltd.
Commercial Paper | -
2%₹1,189 Cr24,000
↑ 24,000
India (Republic of)
- | -
2%₹996 Cr100,500,000
HDFC Bank Ltd.
Debentures | -
2%₹994 Cr20,000

5. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Research Highlights for Invesco India Liquid Fund

  • Lower mid AUM (₹20,748 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.41% (top quartile).
  • 1M return: 0.49% (top quartile).
  • Sharpe: 2.85 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.32% (lower mid).
  • Modified duration: 0.12 yrs (lower mid).
  • Average maturity: 0.12 yrs (lower mid).
  • Exit load: NIL.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~100%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Triparty Repo (~5.6%).

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund
Growth
Launch Date 17 Nov 06
NAV (30 Sep 26) ₹3,873.77 ↑ 0.81   (0.02 %)
Net Assets (Cr) ₹20,748 on 31 Aug 26
Category Debt - Liquid Fund
AMC Invesco Asset Management (India) Private Ltd
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.22
Sharpe Ratio 2.85
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.32%
Effective Maturity 1 Month 11 Days
Modified Duration 1 Month 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,405
30 Sep 23₹11,116
30 Sep 24₹11,936
30 Sep 25₹12,749

Invesco India Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.4%
1 Year 6.4%
3 Year 6.9%
5 Year 6.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.4%
2022 7%
2021 4.8%
2020 3.3%
2019 4.1%
2018 6.5%
2017 7.4%
2016 6.7%
2015 7.6%
Fund Manager information for Invesco India Liquid Fund
NameSinceTenure
Krishna Cheemalapati25 Apr 1115.36 Yr.
Kunal Jain2 Apr 260.42 Yr.

Data below for Invesco India Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash99.55%
Debt0.28%
Other0.17%
Debt Sector Allocation
SectorValue
Cash Equivalent80.91%
Government10.4%
Corporate8.53%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
6%₹1,504 Cr
Small Industries Dev Bank Of India 2026 **
Net Current Assets | -
4%₹986 Cr100,000,000
↑ 100,000,000
Reverse Repo
CBLO/Reverse Repo | -
3%₹820 Cr81,999,997
↑ 81,999,997
India (Republic of)
- | -
3%₹798 Cr80,000,000
↓ -40,000,000
India (Republic of)
- | -
2%₹624 Cr62,500,000
↓ -30,000,000
HDFC Securities Limited
Commercial Paper | -
2%₹595 Cr60,000,000
↑ 60,000,000
Bank Of Baroda
Certificate of Deposit | -
2%₹570 Cr57,500,000
↑ 17,500,000
Can Fin Homes Limited
Commercial Paper | -
2%₹500 Cr50,000,000
↑ 50,000,000
Triparty Repo
CBLO/Reverse Repo | -
2%₹500 Cr
Hindustan Petroleum Corporation Limited
Commercial Paper | -
2%₹500 Cr50,000,000
↑ 50,000,000

6. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Research Highlights for Aditya Birla Sun Life Liquid Fund

  • Highest AUM (₹69,830 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.40% (upper mid).
  • 1M return: 0.47% (lower mid).
  • Sharpe: 2.80 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.56% (top quartile).
  • Modified duration: 0.11 yrs (upper mid).
  • Average maturity: 0.11 yrs (upper mid).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~99%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding India (Republic of) (~3.2%).

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund
Growth
Launch Date 30 Mar 04
NAV (30 Sep 26) ₹454.097 ↑ 0.10   (0.02 %)
Net Assets (Cr) ₹69,830 on 31 Aug 26
Category Debt - Liquid Fund
AMC Birla Sun Life Asset Management Co Ltd
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.35
Sharpe Ratio 2.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.56%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,406
30 Sep 23₹11,124
30 Sep 24₹11,942
30 Sep 25₹12,756

Aditya Birla Sun Life Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.4%
1 Year 6.4%
3 Year 6.9%
5 Year 6.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.3%
2022 7.1%
2021 4.8%
2020 3.3%
2019 4.3%
2018 6.7%
2017 7.4%
2016 6.7%
2015 7.7%
Fund Manager information for Aditya Birla Sun Life Liquid Fund
NameSinceTenure
Sunaina Cunha15 Jul 1115.14 Yr.
Kaustubh Gupta15 Jul 1115.14 Yr.
Sanjay Pawar1 Jul 224.17 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash98.89%
Debt1.11%
Debt Sector Allocation
SectorValue
Cash Equivalent74.87%
Government12.69%
Corporate12.44%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
3%₹2,284 Cr230,000,000
Union Bank Of India
Certificate of Deposit | -
3%₹1,946 Cr39,000
Axis Bank Limited
Certificate of Deposit | -
2%₹1,359 Cr27,500
↑ 9,500
India (Republic of)
- | -
2%₹1,166 Cr117,500,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹1,140 Cr23,000
City Union Bank Ltd. (08/12/2026) **#
Net Current Assets | -
2%₹1,131 Cr23,000
↑ 23,000
Treps
CBLO/Reverse Repo | -
2%₹1,116 Cr
Hindustan Petroleum Corporation Ltd. (30/10/2026) **
Net Current Assets | -
2%₹1,092 Cr22,000
↑ 22,000
India (Republic of)
- | -
1%₹1,000 Cr100,000,000
↑ 50,000,000
08/10/2026 Maturing 364 DTB
Sovereign Bonds | -
1%₹997 Cr100,000,000

7. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Liquid Fund 

  • Upper mid AUM (₹43,125 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.37% (lower mid).
  • 1M return: 0.47% (upper mid).
  • Sharpe: 2.71 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.44% (top quartile).
  • Modified duration: 0.11 yrs (lower mid).
  • Average maturity: 0.12 yrs (bottom quartile).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~100%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Triparty Repo (~2.6%).

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (30 Sep 26) ₹6,875.55 ↑ 1.49   (0.02 %)
Net Assets (Cr) ₹43,125 on 31 Aug 26
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.33
Sharpe Ratio 2.71
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.44%
Effective Maturity 1 Month 13 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,400
30 Sep 23₹11,109
30 Sep 24₹11,923
30 Sep 25₹12,732

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.4%
1 Year 6.4%
3 Year 6.8%
5 Year 6.3%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.3%
2022 7%
2021 4.8%
2020 3.2%
2019 4.3%
2018 6.7%
2017 7.4%
2016 6.7%
2015 7.7%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Kinjal Desai25 May 188.28 Yr.
Vikash Agarwal14 Sep 241.96 Yr.
Amber Singhania11 Mar 260.48 Yr.

Data below for Nippon India Liquid Fund  as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash99.79%
Debt0%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent79.2%
Government11.78%
Corporate8.81%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
3%₹1,269 Cr
India (Republic of)
- | -
3%₹1,250 Cr125,000,000
India (Republic of)
- | -
2%₹1,164 Cr117,000,000
Small Industries Development Bank Of India
Commercial Paper | -
2%₹1,149 Cr23,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹1,000 Cr20,000
Small Industries Development Bank of India
Commercial Paper | -
2%₹987 Cr20,000
↑ 20,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹843 Cr17,000
Tata Steel Limited**
Net Current Assets | -
2%₹798 Cr16,000
↑ 16,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹748 Cr15,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
2%₹748 Cr15,000

8. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Liquid Fund

  • Upper mid AUM (₹32,370 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.36% (lower mid).
  • 1M return: 0.47% (bottom quartile).
  • Sharpe: 2.98 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.41% (upper mid).
  • Modified duration: 0.12 yrs (bottom quartile).
  • Average maturity: 0.12 yrs (bottom quartile).
  • Exit load: NIL.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~100%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Net Current Liabilities (~4.0%).

Below is the key information for Tata Liquid Fund

Tata Liquid Fund
Growth
Launch Date 1 Sep 04
NAV (30 Sep 26) ₹4,436.71 ↑ 0.88   (0.02 %)
Net Assets (Cr) ₹32,370 on 31 Aug 26
Category Debt - Liquid Fund
AMC Tata Asset Management Limited
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.36
Sharpe Ratio 2.98
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.41%
Effective Maturity 1 Month 13 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,400
30 Sep 23₹11,106
30 Sep 24₹11,920
30 Sep 25₹12,733

Tata Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.3%
1 Year 6.4%
3 Year 6.8%
5 Year 6.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.3%
2022 7%
2021 4.8%
2020 3.2%
2019 4.3%
2018 6.6%
2017 7.4%
2016 6.7%
2015 7.7%
Fund Manager information for Tata Liquid Fund
NameSinceTenure
Harsh Dave1 Aug 242.08 Yr.
Dhawal Joshi1 Jun 260.25 Yr.

Data below for Tata Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash99.8%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent68.3%
Government21.59%
Corporate9.9%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Liabilities
CBLO | -
4%-₹1,360 Cr
** - Bank Of Baroda - Cd - 27/10/2026
Net Current Assets | -
3%₹1,143 Cr23,000
↑ 23,000
India (Republic of)
- | -
3%₹1,051 Cr106,000,000
↑ 5,000,000
Central Bank Of India
Certificate of Deposit | -
3%₹967 Cr19,500
LIC Housing Finance Ltd
Commercial Paper | -
3%₹925 Cr18,500
India (Republic of)
- | -
3%₹895 Cr90,000,000
** Treasury Bill 91 Days (10/12/2026) $$
Sovereign Bonds | -
2%₹815 Cr82,500,000
↑ 82,500,000
** - Reliance Industries Ltd - Cp - 09/12/2026
Net Current Assets | -
2%₹789 Cr16,000
↑ 16,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹769 Cr15,500
↓ -4,000
YES Bank Ltd.
Debentures | -
2%₹742 Cr15,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Liquid Fund

  • Upper mid AUM (₹62,798 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.34% (bottom quartile).
  • 1M return: 0.47% (bottom quartile).
  • Sharpe: 2.76 (bottom quartile).
  • Information ratio: 1.11 (upper mid).
  • Yield to maturity (debt): 6.18% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).
  • Average maturity: 0.11 yrs (top quartile).
  • Exit load: NIL.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 91 Days Treasury Bills (~5.8%).

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (30 Sep 26) ₹416.914 ↑ 0.09   (0.02 %)
Net Assets (Cr) ₹62,798 on 31 Aug 26
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.29
Sharpe Ratio 2.76
Information Ratio 1.11
Alpha Ratio -0.04
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 6.18%
Effective Maturity 1 Month 9 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,399
30 Sep 23₹11,108
30 Sep 24₹11,927
30 Sep 25₹12,736

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.3%
1 Year 6.3%
3 Year 6.8%
5 Year 6.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.4%
2022 7%
2021 4.8%
2020 3.2%
2019 4.3%
2018 6.6%
2017 7.4%
2016 6.6%
2015 7.7%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Nikhil Kabra1 Dec 232.75 Yr.
Darshil Dedhia12 Jun 233.22 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash94%
Debt5.76%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent76.79%
Government15.8%
Corporate7.17%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 Days Treasury Bills
Sovereign Bonds | -
6%₹3,744 Cr379,000,000
↑ 379,000,000
Treps
CBLO/Reverse Repo | -
5%₹3,246 Cr
India (Republic of)
- | -
4%₹2,286 Cr230,819,600
Nabard **
Net Current Assets | -
3%₹1,971 Cr40,000
↑ 40,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹1,500 Cr30,000
India (Republic of)
- | -
2%₹1,334 Cr134,000,000
Small Industries Development Bank Of India
Commercial Paper | -
2%₹1,242 Cr25,000
Union Bank of India
Debentures | -
2%₹1,120 Cr22,500
HDFC Bank Ltd.
Debentures | -
2%₹995 Cr20,000
Bharat Petroleum Corporation Ltd. **
Net Current Assets | -
2%₹993 Cr20,000
↑ 20,000

10. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Research Highlights for Baroda Pioneer Liquid Fund

  • Lower mid AUM (₹13,194 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.33% (bottom quartile).
  • 1M return: 0.47% (lower mid).
  • Sharpe: 2.88 (upper mid).
  • Information ratio: 0.65 (upper mid).
  • Yield to maturity (debt): 6.31% (lower mid).
  • Modified duration: 0.11 yrs (upper mid).
  • Average maturity: 0.11 yrs (top quartile).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Clearing Corporation Of India Ltd (~13.1%).

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (30 Sep 26) ₹3,237.35 ↑ 0.66   (0.02 %)
Net Assets (Cr) ₹13,194 on 31 Aug 26
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating ☆☆☆☆
Risk Low
Expense Ratio 0.28
Sharpe Ratio 2.88
Information Ratio 0.65
Alpha Ratio -0.02
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.31%
Effective Maturity 1 Month 9 Days
Modified Duration 1 Month 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,411
30 Sep 23₹11,128
30 Sep 24₹11,940
30 Sep 25₹12,743

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.3%
1 Year 6.3%
3 Year 6.8%
5 Year 6.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.4%
2023 7.3%
2022 7%
2021 4.9%
2020 3.3%
2019 4.1%
2018 6.6%
2017 7.5%
2016 6.7%
2015 7.8%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Gurvinder Wasan21 Oct 241.86 Yr.
Vikram Pamnani14 Mar 224.47 Yr.

Data below for Baroda Pioneer Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash93.9%
Debt5.88%
Other0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent79.2%
Corporate11.87%
Government8.72%
Credit Quality
RatingValue
AA0.65%
AAA99.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -
13%₹1,609 Cr
India (Republic of)
- | -
4%₹456 Cr46,000,000
Indian Bank
Domestic Bonds | -
2%₹300 Cr6,000
Hindustan Petroleum Corporation Limited
Commercial Paper | -
2%₹299 Cr6,000
Union Bank of India
Debentures | -
2%₹298 Cr6,000
Export-Import Bank Of India
Commercial Paper | -
2%₹298 Cr6,000
India (Republic of)
- | -
2%₹297 Cr30,000,000
REC Ltd.
Commercial Paper | -
2%₹297 Cr6,000
Export-Import Bank Of India
Certificate of Deposit | -
2%₹273 Cr5,500
Punjab National Bank
Debentures | -
2%₹250 Cr5,000

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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