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2022 ਲਈ ਚੋਟੀ ਦੀਆਂ 10 ਵਧੀਆ HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ

Updated on September 26, 2026 , 31461 views

HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਸਭ ਤੋਂ ਵੱਡੇ ਵਿੱਚੋਂ ਇੱਕ ਹੈਏ.ਐਮ.ਸੀਭਾਰਤ ਵਿੱਚ ਹੈ। ਫੰਡ ਹਾਊਸ ਸ਼੍ਰੇਣੀਆਂ ਵਿਚ ਇਕਸਾਰ ਫੰਡ ਪ੍ਰਦਰਸ਼ਨ ਪ੍ਰਦਾਨ ਕਰਨ 'ਤੇ ਕੇਂਦ੍ਰਤ ਕਰਦਾ ਹੈ।

ਸਿੰਗਲ ਸਭ ਤੋਂ ਮਹੱਤਵਪੂਰਨਕਾਰਕ ਜੋ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ HDFC ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਪ੍ਰੇਰਿਤ ਕਰਦਾ ਹੈਮਿਉਚੁਅਲ ਫੰਡ ਹੈ, ਜੋ ਕਿ "ਇਹ ਦਿੰਦਾ ਹੈਨਿਵੇਸ਼ਕ ਵਿੱਤੀ ਵਿੱਚ ਲਾਭਦਾਇਕ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਮੌਕਾਬਜ਼ਾਰ, ਬਜ਼ਾਰ ਦੇ ਉਤਾਰ-ਚੜ੍ਹਾਅ ਬਾਰੇ ਲਗਾਤਾਰ ਚਿੰਤਾ ਕੀਤੇ ਬਿਨਾਂ। ਫੰਡ ਹਾਊਸ ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀ ਦੀਆਂ ਸਕੀਮਾਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈ ਜਿਵੇਂ- ਇਕੁਇਟੀ, ਕਰਜ਼ਾ, ਸਥਿਰਆਮਦਨ,ਸੇਵਾਮੁਕਤੀ ਫੰਡ, ਆਦਿ।

ਨਿਵੇਸ਼ਕ ਆਪਣੇ ਨਿਵੇਸ਼ ਟੀਚਿਆਂ ਦੇ ਅਨੁਸਾਰ ਇਹਨਾਂ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ ਅਤੇਜੋਖਮ ਦੀ ਭੁੱਖ. ਉੱਚ-ਜੋਖਮ ਲੈਣ ਲਈ ਤਿਆਰ ਨਿਵੇਸ਼ਕ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨਇਕੁਇਟੀ ਫੰਡ ਅਤੇ ਔਸਤ ਜੋਖਮ ਦੀ ਭੁੱਖ ਵਾਲਾ ਵਿਅਕਤੀ ਆਦਰਸ਼ ਰੂਪ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈਕਰਜ਼ਾ ਫੰਡ.

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HDFC

HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਦੀ ਚੋਣ ਕਿਉਂ ਕਰੀਏ?

  • ਸ਼ਾਨਦਾਰ ਰੇਟਿੰਗਾਂ: ਕੰਪਨੀ ਦੀਆਂ ਕਈ ਸਕੀਮਾਂ ਦੀ CRISIL ਰੇਟਿੰਗ ਤਿੰਨ ਅਤੇ ਇਸ ਤੋਂ ਉੱਪਰ ਹੈ।

  • ਵਿਕਲਪਾਂ ਦੀ ਵਿਭਿੰਨਤਾ:ਨਿਵੇਸ਼ HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਇੱਕ ਵਿਆਪਕ ਦੇ ਨਾਲ ਆਉਂਦਾ ਹੈਰੇਂਜ ਚੋਣਾਂ ਦਾ।

  • ਟੈਕਸ ਲਾਭ: HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਦੀਆਂ ਕੁਝ ਸਕੀਮਾਂ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਟੈਕਸ ਲਾਭ ਪੇਸ਼ ਕਰਦੀਆਂ ਹਨ।

  • ਨਿਵੇਸ਼ਕ ਦੀ ਲੋੜ ਨੂੰ ਪੂਰਾ ਕਰਨਾ: ਕੰਪਨੀ ਦੇ ਉਤਪਾਦ ਹਨ ਜੋ ਹਰ ਕਿਸਮ ਦੇ ਨਿਵੇਸ਼ਕ ਦੇ ਅਨੁਕੂਲ ਹੋਣਗੇ। ਫੰਡ ਥੋੜ੍ਹੇ ਸਮੇਂ ਤੋਂ ਲੈ ਕੇ ਲੰਬੇ ਸਮੇਂ ਤੱਕ ਅਤੇ ਇੱਥੋਂ ਤੱਕ ਕਿ ਓਪਨ-ਐਂਡ ਤੋਂ ਲੈ ਕੇ ਬੰਦ-ਅੰਤ ਵਾਲੇ ਫੰਡਾਂ ਤੱਕ ਹੁੰਦੇ ਹਨ। ਕੰਪਨੀ ਇਹ ਯਕੀਨੀ ਬਣਾਉਂਦੀ ਹੈ ਕਿ ਨਿਵੇਸ਼ਕ ਨੂੰ ਉਹ ਪ੍ਰਾਪਤ ਹੁੰਦਾ ਹੈ ਜਿਸਦੀ ਉਹਨਾਂ ਨੂੰ ਲੋੜ ਹੁੰਦੀ ਹੈ। ਇਹ ਘੱਟ, ਮੱਧਮ ਅਤੇ ਉੱਚ ਜੋਖਮ ਵਾਲੇ ਉਤਪਾਦਾਂ ਦੀ ਵੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈ।

ਤੁਸੀਂ 2022 ਲਈ ਹੇਠਾਂ ਸੂਚੀਬੱਧ ਚੋਟੀ ਦੀਆਂ 10 ਸਭ ਤੋਂ ਵਧੀਆ HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਵਿੱਚੋਂ ਇੱਕ ਫੰਡ ਚੁਣ ਸਕਦੇ ਹੋ। ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ ਕੁਝ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡਾਂ ਜਿਵੇਂ ਕਿ AUM, ਦੁਆਰਾ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤਾ ਗਿਆ ਹੈ।ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਆਦਿ।

ਵਧੀਆ HDFC ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2025 (%)
HDFC Banking and PSU Debt Fund Growth ₹24.3167
↓ -0.02
₹5,186 5,000 300 0.32.84.46.65.87.47.5
HDFC Corporate Bond Fund Growth ₹34.2544
↓ -0.04
₹30,286 5,000 300 0.12.73.96.65.97.97.3
HDFC Credit Risk Debt Fund Growth ₹26.0383
↓ -0.02
₹7,666 5,000 300 1.33.86.57.56.47.98
HDFC Equity Savings Fund Growth ₹66.831
↓ -0.42
₹5,758 5,000 300 -0.72.1177.196.8
HDFC Hybrid Debt Fund Growth ₹82.5399
↓ -0.44
₹3,201 5,000 300 -1.61.50.86.479.75.5
HDFC Balanced Advantage Fund Growth ₹506.372
↓ -6.17
₹107,296 5,000 300 -2.83-1.79.812.917.47.2
HDFC Small Cap Fund Growth ₹136.945
↓ -2.24
₹41,891 5,000 300 -0.712.8-2.59.313.415.2-0.6
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,318 500 500 1.215.435.520.617.421.4
HDFC Money Market Fund Growth ₹6,181.72
↑ 2.78
₹33,192 5,000 300 1.73.66.47.26.577.4
HDFC Liquid Fund Growth ₹5,524.98
↑ 0.64
₹71,323 5,000 1,000 1.63.46.46.86.26.86.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Sep 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryHDFC Banking and PSU Debt FundHDFC Corporate Bond FundHDFC Credit Risk Debt FundHDFC Equity Savings FundHDFC Hybrid Debt FundHDFC Balanced Advantage FundHDFC Small Cap FundHDFC Long Term Advantage FundHDFC Money Market FundHDFC Liquid Fund
Point 1Bottom quartile AUM (₹5,186 Cr).Upper mid AUM (₹30,286 Cr).Lower mid AUM (₹7,666 Cr).Lower mid AUM (₹5,758 Cr).Bottom quartile AUM (₹3,201 Cr).Highest AUM (₹107,296 Cr).Upper mid AUM (₹41,891 Cr).Bottom quartile AUM (₹1,318 Cr).Upper mid AUM (₹33,192 Cr).Top quartile AUM (₹71,323 Cr).
Point 2Established history (12+ yrs).Established history (16+ yrs).Established history (12+ yrs).Established history (22+ yrs).Established history (22+ yrs).Oldest track record among peers (26 yrs).Established history (18+ yrs).Established history (25+ yrs).Established history (26+ yrs).Established history (25+ yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Low.Risk profile: Low.
Point 51Y return: 4.36% (upper mid).1Y return: 3.94% (lower mid).1Y return: 6.48% (top quartile).5Y return: 7.05% (upper mid).5Y return: 6.98% (upper mid).5Y return: 12.93% (upper mid).5Y return: 13.38% (top quartile).5Y return: 17.39% (top quartile).1Y return: 6.39% (upper mid).1Y return: 6.39% (upper mid).
Point 61M return: -0.11% (upper mid).1M return: -0.30% (lower mid).1M return: 0.04% (upper mid).3Y return: 6.98% (lower mid).3Y return: 6.38% (bottom quartile).3Y return: 9.75% (top quartile).3Y return: 9.34% (upper mid).3Y return: 20.64% (top quartile).1M return: 0.51% (top quartile).1M return: 0.49% (upper mid).
Point 7Sharpe: -0.22 (lower mid).Sharpe: -0.23 (bottom quartile).Sharpe: 0.88 (upper mid).1Y return: 0.97% (lower mid).1Y return: 0.77% (bottom quartile).1Y return: -1.72% (bottom quartile).1Y return: -2.50% (bottom quartile).1Y return: 35.51% (top quartile).Sharpe: 0.89 (upper mid).Sharpe: 2.75 (top quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).1M return: -2.01% (bottom quartile).1M return: -1.52% (lower mid).1M return: -3.76% (bottom quartile).Alpha: -7.96 (bottom quartile).Alpha: 1.75 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 1.00 (top quartile).
Point 9Yield to maturity (debt): 7.56% (upper mid).Yield to maturity (debt): 7.61% (upper mid).Yield to maturity (debt): 8.76% (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Sharpe: -0.18 (lower mid).Sharpe: 2.27 (top quartile).Yield to maturity (debt): 6.89% (lower mid).Yield to maturity (debt): 6.23% (bottom quartile).
Point 10Modified duration: 2.89 yrs (lower mid).Modified duration: 3.81 yrs (bottom quartile).Modified duration: 2.27 yrs (upper mid).Sharpe: -0.27 (bottom quartile).Sharpe: -0.40 (bottom quartile).Sharpe: -0.11 (upper mid).Information ratio: -0.58 (bottom quartile).Information ratio: -0.15 (bottom quartile).Modified duration: 0.44 yrs (upper mid).Modified duration: 0.09 yrs (upper mid).

HDFC Banking and PSU Debt Fund

  • Bottom quartile AUM (₹5,186 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.36% (upper mid).
  • 1M return: -0.11% (upper mid).
  • Sharpe: -0.22 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.56% (upper mid).
  • Modified duration: 2.89 yrs (lower mid).

HDFC Corporate Bond Fund

  • Upper mid AUM (₹30,286 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 3.94% (lower mid).
  • 1M return: -0.30% (lower mid).
  • Sharpe: -0.23 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.61% (upper mid).
  • Modified duration: 3.81 yrs (bottom quartile).

HDFC Credit Risk Debt Fund

  • Lower mid AUM (₹7,666 Cr).
  • Established history (12+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.48% (top quartile).
  • 1M return: 0.04% (upper mid).
  • Sharpe: 0.88 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.76% (top quartile).
  • Modified duration: 2.27 yrs (upper mid).

HDFC Equity Savings Fund

  • Lower mid AUM (₹5,758 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.05% (upper mid).
  • 3Y return: 6.98% (lower mid).
  • 1Y return: 0.97% (lower mid).
  • 1M return: -2.01% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.27 (bottom quartile).

HDFC Hybrid Debt Fund

  • Bottom quartile AUM (₹3,201 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 6.98% (upper mid).
  • 3Y return: 6.38% (bottom quartile).
  • 1Y return: 0.77% (bottom quartile).
  • 1M return: -1.52% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.40 (bottom quartile).

HDFC Balanced Advantage Fund

  • Highest AUM (₹107,296 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.93% (upper mid).
  • 3Y return: 9.75% (top quartile).
  • 1Y return: -1.72% (bottom quartile).
  • 1M return: -3.76% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.11 (upper mid).

HDFC Small Cap Fund

  • Upper mid AUM (₹41,891 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.38% (top quartile).
  • 3Y return: 9.34% (upper mid).
  • 1Y return: -2.50% (bottom quartile).
  • Alpha: -7.96 (bottom quartile).
  • Sharpe: -0.18 (lower mid).
  • Information ratio: -0.58 (bottom quartile).

HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (bottom quartile).

HDFC Money Market Fund

  • Upper mid AUM (₹33,192 Cr).
  • Established history (26+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.39% (upper mid).
  • 1M return: 0.51% (top quartile).
  • Sharpe: 0.89 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.89% (lower mid).
  • Modified duration: 0.44 yrs (upper mid).

HDFC Liquid Fund

  • Top quartile AUM (₹71,323 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.39% (upper mid).
  • 1M return: 0.49% (upper mid).
  • Sharpe: 2.75 (top quartile).
  • Information ratio: 1.00 (top quartile).
  • Yield to maturity (debt): 6.23% (bottom quartile).
  • Modified duration: 0.09 yrs (upper mid).

1. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for HDFC Banking and PSU Debt Fund

  • Bottom quartile AUM (₹5,186 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.36% (upper mid).
  • 1M return: -0.11% (upper mid).
  • Sharpe: -0.22 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.56% (upper mid).
  • Modified duration: 2.89 yrs (lower mid).
  • Average maturity: 3.87 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund
Growth
Launch Date 26 Mar 14
NAV (28 Sep 26) ₹24.3167 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹5,186 on 31 Aug 26
Category Debt - Banking & PSU Debt
AMC HDFC Asset Management Company Limited
Rating ☆☆☆☆☆
Risk Moderately Low
Expense Ratio 0.77
Sharpe Ratio -0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.56%
Effective Maturity 3 Years 10 Months 13 Days
Modified Duration 2 Years 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,276
31 Aug 23₹10,935
31 Aug 24₹11,754
31 Aug 25₹12,668
31 Aug 26₹13,304

HDFC Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month -0.1%
3 Month 0.3%
6 Month 2.8%
1 Year 4.4%
3 Year 6.6%
5 Year 5.8%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.5%
2024 7.9%
2023 6.8%
2022 3.3%
2021 3.7%
2020 10.6%
2019 10.2%
2018 5.9%
2017 6.3%
2016 10.8%
Fund Manager information for HDFC Banking and PSU Debt Fund
NameSinceTenure
Anil Bamboli26 Mar 1412.44 Yr.
Dhruv Muchhal22 Jun 233.19 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash7.93%
Debt91.71%
Other0.36%
Debt Sector Allocation
SectorValue
Corporate61.06%
Government34.49%
Cash Equivalent4.09%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Indian Railway Finance Corporation Limited
Debentures | -
5%₹275 Cr27,500
Bajaj Housing Finance Limited
Debentures | -
3%₹150 Cr15,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹150 Cr15,000
Rec Limited
Debentures | -
3%₹150 Cr1,500
Housing And Urban Development Corporation Limited
Debentures | -
3%₹128 Cr1,250
National Bank For Agriculture And Rural Development
Debentures | -
2%₹125 Cr12,500
Power Finance Corporation Limited
Debentures | -
2%₹124 Cr12,500
Punjab National Bank
Debentures | -
2%₹121 Cr12,500
Small Industries Development Bank Of India
Debentures | -
2%₹100 Cr10,000
Bajaj Housing Finance Limited
Debentures | -
2%₹100 Cr10,000

2. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

  • Upper mid AUM (₹30,286 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 3.94% (lower mid).
  • 1M return: -0.30% (lower mid).
  • Sharpe: -0.23 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.61% (upper mid).
  • Modified duration: 3.81 yrs (bottom quartile).
  • Average maturity: 6.74 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (28 Sep 26) ₹34.2544 ↓ -0.04   (-0.11 %)
Net Assets (Cr) ₹30,286 on 31 Aug 26
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating ☆☆☆☆☆
Risk Moderately Low
Expense Ratio 0.6
Sharpe Ratio -0.23
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.61%
Effective Maturity 6 Years 8 Months 26 Days
Modified Duration 3 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,277
31 Aug 23₹10,974
31 Aug 24₹11,847
31 Aug 25₹12,775
31 Aug 26₹13,401

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month -0.3%
3 Month 0.1%
6 Month 2.7%
1 Year 3.9%
3 Year 6.6%
5 Year 5.9%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.3%
2024 8.6%
2023 7.2%
2022 3.3%
2021 3.9%
2020 11.8%
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 1510.85 Yr.
Dhruv Muchhal22 Jun 233.2 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash3.22%
Debt96.43%
Other0.35%
Debt Sector Allocation
SectorValue
Corporate64.63%
Government31.78%
Cash Equivalent3.24%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
4%₹1,194 Cr133,000,000
↓ -3,000,000
Bajaj Finance Limited
Debentures | -
4%₹1,057 Cr110,000
State Bank Of India
Debentures | -
3%₹757 Cr775
LIC Housing Finance Ltd
Debentures | -
2%₹499 Cr5,000
Small Industries Development Bank Of India
Debentures | -
2%₹499 Cr50,000
HDFC Bank Limited
Debentures | -
2%₹496 Cr50,000
6.75% Govt Stock 2033
Sovereign Bonds | -
2%₹465 Cr44,500,000
Bajaj Housing Finance Limited
Debentures | -
2%₹458 Cr46,542
Rural Electrification Corporation Limited
Debentures | -
2%₹457 Cr4,500
SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -
1%₹422 Cr425

3. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

Research Highlights for HDFC Credit Risk Debt Fund

  • Lower mid AUM (₹7,666 Cr).
  • Established history (12+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.48% (top quartile).
  • 1M return: 0.04% (upper mid).
  • Sharpe: 0.88 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.76% (top quartile).
  • Modified duration: 2.27 yrs (upper mid).
  • Average maturity: 3.30 yrs (upper mid).
  • Exit load: 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL).

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund
Growth
Launch Date 25 Mar 14
NAV (28 Sep 26) ₹26.0383 ↓ -0.02   (-0.07 %)
Net Assets (Cr) ₹7,666 on 31 Aug 26
Category Debt - Credit Risk
AMC HDFC Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 1.53
Sharpe Ratio 0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity 8.76%
Effective Maturity 3 Years 3 Months 18 Days
Modified Duration 2 Years 3 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,363
31 Aug 23₹11,015
31 Aug 24₹11,881
31 Aug 25₹12,809
31 Aug 26₹13,726

HDFC Credit Risk Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month 0%
3 Month 1.3%
6 Month 3.8%
1 Year 6.5%
3 Year 7.5%
5 Year 6.4%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8%
2024 8.2%
2023 6.6%
2022 3.7%
2021 7%
2020 10.9%
2019 8.6%
2018 5.4%
2017 6.6%
2016 11%
Fund Manager information for HDFC Credit Risk Debt Fund
NameSinceTenure
Praveen Jain7 Mar 260.48 Yr.
Dhruv Muchhal22 Jun 233.19 Yr.
Bhavyesh Divecha7 Mar 260.48 Yr.

Data below for HDFC Credit Risk Debt Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash4.28%
Equity6.38%
Debt87.73%
Other1.61%
Debt Sector Allocation
SectorValue
Corporate75%
Government12.73%
Cash Equivalent4.28%
Credit Quality
RatingValue
A2.26%
AA69.75%
AAA27.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GMR Airports Limited
Debentures | -
5%₹371 Cr35,000
Nirma Limited
Debentures | -
4%₹301 Cr30,000
Indus Infra Trust Unit (Financial Services)
Equity, Since 29 Feb 24 | 544137
3%₹251 Cr18,951,606
Triumph Composites Private Limited
Debentures | -
3%₹239 Cr24,000
Jubilant Beverages Limited
Debentures | -
3%₹214 Cr19,190
Aditya Birla Renewables Limited
Debentures | -
3%₹210 Cr21,000
Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -
3%₹201 Cr20,000
Kalpataru Projects International Limited
Debentures | -
3%₹200 Cr20,000
Jubilant Bevco Limited
Debentures | -
3%₹199 Cr17,750
8.28% Tamilnadu SDL 2028
Sovereign Bonds | -
2%₹179 Cr17,500,000
↑ 17,500,000

4. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

  • Lower mid AUM (₹5,758 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.05% (upper mid).
  • 3Y return: 6.98% (lower mid).
  • 1Y return: 0.97% (lower mid).
  • 1M return: -2.01% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.27 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund
Growth
Launch Date 17 Sep 04
NAV (28 Sep 26) ₹66.831 ↓ -0.42   (-0.63 %)
Net Assets (Cr) ₹5,758 on 31 Aug 26
Category Hybrid - Equity Savings
AMC HDFC Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 1.87
Sharpe Ratio -0.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,546
31 Aug 23₹11,507
31 Aug 24₹13,629
31 Aug 25₹13,971
31 Aug 26₹14,492

HDFC Equity Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month -2%
3 Month -0.7%
6 Month 2.1%
1 Year 1%
3 Year 7%
5 Year 7.1%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.8%
2024 10.3%
2023 13.8%
2022 6%
2021 16.8%
2020 8.8%
2019 5.8%
2018 0.9%
2017 16.5%
2016 14.1%
Fund Manager information for HDFC Equity Savings Fund
NameSinceTenure
Anil Bamboli17 Sep 0421.97 Yr.
Arun Agarwal17 Sep 0421.97 Yr.
Anand Laddha11 Sep 260 Yr.
Dhruv Muchhal22 Jun 233.19 Yr.
Nandita Menezes29 Mar 251.42 Yr.

Data below for HDFC Equity Savings Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash35.62%
Equity39.31%
Debt25.07%
Equity Sector Allocation
SectorValue
Financial Services13%
Consumer Cyclical5.08%
Technology3.28%
Energy3.28%
Health Care3.25%
Industrials3.13%
Utility2.46%
Basic Materials1.56%
Real Estate1.56%
Communication Services1.36%
Consumer Defensive1.33%
Debt Sector Allocation
SectorValue
Cash Equivalent34.94%
Corporate15.35%
Government10.4%
Credit Quality
RatingValue
AA16.16%
AAA83.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK
7%₹385 Cr5,430,850
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE
5%₹311 Cr2,438,500
Future on HDFC Bank Ltd
Derivatives | -
4%-₹235 Cr3,281,850
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
4%₹207 Cr6,307,500
Future on Titan Co Ltd
Derivatives | -
3%-₹199 Cr386,050
Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN
3%₹197 Cr386,050
Future on Reliance Industries Ltd
Derivatives | -
3%-₹181 Cr1,388,500
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 15 | LT
3%₹177 Cr437,325
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK
3%₹175 Cr1,202,500
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 16 | SUNPHARMA
3%₹174 Cr876,550
↓ -257,950

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

  • Bottom quartile AUM (₹3,201 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 6.98% (upper mid).
  • 3Y return: 6.38% (bottom quartile).
  • 1Y return: 0.77% (bottom quartile).
  • 1M return: -1.52% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.40 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund
Growth
Launch Date 26 Dec 03
NAV (28 Sep 26) ₹82.5399 ↓ -0.44   (-0.53 %)
Net Assets (Cr) ₹3,201 on 31 Aug 26
Category Hybrid - Hybrid Debt
AMC HDFC Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio -0.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,563
31 Aug 23₹11,681
31 Aug 24₹13,650
31 Aug 25₹13,976
31 Aug 26₹14,432

HDFC Hybrid Debt Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month -1.5%
3 Month -1.6%
6 Month 1.5%
1 Year 0.8%
3 Year 6.4%
5 Year 7%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 5.5%
2024 10.5%
2023 13.9%
2022 6%
2021 13.4%
2020 10.2%
2019 6.6%
2018 0.6%
2017 10.8%
2016 13%
Fund Manager information for HDFC Hybrid Debt Fund
NameSinceTenure
Anupam Joshi7 Mar 260.49 Yr.
Anand Laddha11 Sep 260 Yr.
Dhruv Muchhal22 Jun 233.2 Yr.

Data below for HDFC Hybrid Debt Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash3.8%
Equity19.59%
Debt76.28%
Other0.32%
Equity Sector Allocation
SectorValue
Financial Services8.33%
Energy2.15%
Technology1.63%
Health Care1.46%
Utility1.42%
Industrials1.38%
Consumer Cyclical0.99%
Communication Services0.94%
Real Estate0.7%
Consumer Defensive0.41%
Basic Materials0.2%
Debt Sector Allocation
SectorValue
Government41.5%
Corporate34.78%
Cash Equivalent3.8%
Credit Quality
RatingValue
AA14.16%
AAA85.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
3%₹109 Cr11,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
3%₹100 Cr10,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹93 Cr10,000,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹81 Cr800
6.45% Govt Stock 2034
Sovereign Bonds | -
2%₹77 Cr7,500,000
Torrent Power Limited
Debentures | -
2%₹75 Cr7,500
7.3% Govt Stock 2053
Sovereign Bonds | -
2%₹72 Cr7,500,000
6.9% Govt Stock 2065
Sovereign Bonds | -
2%₹72 Cr8,000,000
↓ -500,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
2%₹68 Cr500,000
Altius Telecom Infrastructure Trust
Debentures | -
2%₹54 Cr5,500

6. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

  • Highest AUM (₹107,296 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.93% (upper mid).
  • 3Y return: 9.75% (top quartile).
  • 1Y return: -1.72% (bottom quartile).
  • 1M return: -3.76% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: 0.00 (lower mid).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund
Growth
Launch Date 11 Sep 00
NAV (28 Sep 26) ₹506.372 ↓ -6.17   (-1.20 %)
Net Assets (Cr) ₹107,296 on 31 Aug 26
Category Hybrid - Dynamic Allocation
AMC HDFC Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 1.35
Sharpe Ratio -0.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹11,683
31 Aug 23₹13,961
31 Aug 24₹19,318
31 Aug 25₹19,145
31 Aug 26₹19,808

HDFC Balanced Advantage Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month -3.8%
3 Month -2.8%
6 Month 3%
1 Year -1.7%
3 Year 9.8%
5 Year 12.9%
10 Year
15 Year
Since launch 17.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.2%
2024 16.7%
2023 31.3%
2022 18.8%
2021 26.4%
2020 7.6%
2019 6.9%
2018 -3.1%
2017 27.9%
2016 9.4%
Fund Manager information for HDFC Balanced Advantage Fund
NameSinceTenure
Anil Bamboli29 Jul 224.1 Yr.
Gopal Agrawal29 Jul 224.1 Yr.
Arun Agarwal6 Oct 223.91 Yr.
Ihab Dalwai11 Sep 260 Yr.
Dhruv Muchhal22 Jun 233.2 Yr.
Nandita Menezes29 Mar 251.43 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash1.94%
Equity74.89%
Debt23.18%
Equity Sector Allocation
SectorValue
Financial Services25.29%
Industrials9.34%
Consumer Cyclical8.09%
Energy6.94%
Health Care5.63%
Technology5.37%
Utility3.79%
Communication Services3.22%
Basic Materials2.92%
Consumer Defensive2.24%
Real Estate2.04%
Debt Sector Allocation
SectorValue
Corporate13.93%
Government9.7%
Cash Equivalent1.49%
Credit Quality
RatingValue
AA5.51%
AAA94.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹5,706 Cr39,244,463
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK
4%₹4,429 Cr62,464,555
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
4%₹4,010 Cr31,400,311
State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN
3%₹3,710 Cr35,000,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL
3%₹3,139 Cr17,323,283
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | 532215
3%₹2,876 Cr22,125,438
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
3%₹2,783 Cr6,879,083
7.18% Govt Stock 2033
Sovereign Bonds | -
2%₹2,130 Cr208,533,300
NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | 532555
2%₹2,079 Cr63,500,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | ETERNAL
2%₹1,771 Cr53,965,593

7. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

Research Highlights for HDFC Small Cap Fund

  • Upper mid AUM (₹41,891 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.38% (top quartile).
  • 3Y return: 9.34% (upper mid).
  • 1Y return: -2.50% (bottom quartile).
  • Alpha: -7.96 (bottom quartile).
  • Sharpe: -0.18 (lower mid).
  • Information ratio: -0.58 (bottom quartile).

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund
Growth
Launch Date 3 Apr 08
NAV (28 Sep 26) ₹136.945 ↓ -2.24   (-1.61 %)
Net Assets (Cr) ₹41,891 on 31 Aug 26
Category Equity - Small Cap
AMC HDFC Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio -0.18
Information Ratio -0.58
Alpha Ratio -7.96
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,882
31 Aug 23₹14,978
31 Aug 24₹20,426
31 Aug 25₹20,037
31 Aug 26₹20,177

HDFC Small Cap Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month -2.5%
3 Month -0.7%
6 Month 12.8%
1 Year -2.5%
3 Year 9.3%
5 Year 13.4%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -0.6%
2024 20.4%
2023 44.8%
2022 4.6%
2021 64.9%
2020 20.2%
2019 -9.5%
2018 -8.1%
2017 60.8%
2016 5.4%
Fund Manager information for HDFC Small Cap Fund
NameSinceTenure
Chirag Setalvad28 Jun 1412.19 Yr.
Dhruv Muchhal22 Jun 233.2 Yr.

Data below for HDFC Small Cap Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Consumer Cyclical22.13%
Industrials20.12%
Financial Services12.36%
Health Care11.29%
Technology10.95%
Basic Materials7.32%
Consumer Defensive3.64%
Communication Services1.89%
Asset Allocation
Asset ClassValue
Cash10.3%
Equity89.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL
4%₹1,555 Cr58,722,189
↑ 200,000
Aster DM Quality Care Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | ASTERDM
4%₹1,492 Cr19,740,031
Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | GABRIEL
3%₹1,363 Cr9,481,123
↓ -174,186
eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX
3%₹1,294 Cr6,547,683
↑ 100,027
Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | 532134
3%₹1,117 Cr46,828,792
Indian Bank (Financial Services)
Equity, Since 31 Jul 16 | 532814
2%₹871 Cr9,688,128
Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Jul 23 | KIMS
2%₹841 Cr11,133,566
Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS
2%₹839 Cr6,464,629
Apar Industries Ltd (Industrials)
Equity, Since 30 Sep 16 | APARINDS
2%₹797 Cr450,044
↓ -20,000
Pearl Global Industries Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | PGIL
2%₹741 Cr3,008,356
↑ 137,500

8. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating ☆☆☆
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

9. HDFC Money Market Fund

(Erstwhile HDFC Cash Management Fund - Savings Plan)

To generate optimal returns while maintaining safety and high liquidity.

Research Highlights for HDFC Money Market Fund

  • Upper mid AUM (₹33,192 Cr).
  • Established history (26+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.39% (upper mid).
  • 1M return: 0.51% (top quartile).
  • Sharpe: 0.89 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.89% (lower mid).
  • Modified duration: 0.44 yrs (upper mid).
  • Average maturity: 0.48 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for HDFC Money Market Fund

HDFC Money Market Fund
Growth
Launch Date 18 Nov 99
NAV (28 Sep 26) ₹6,181.72 ↑ 2.78   (0.05 %)
Net Assets (Cr) ₹33,192 on 31 Aug 26
Category Debt - Money Market
AMC HDFC Asset Management Company Limited
Rating ☆☆☆
Risk Low
Expense Ratio 0.4
Sharpe Ratio 0.89
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 6.89%
Effective Maturity 5 Months 22 Days
Modified Duration 5 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,387
31 Aug 23₹11,113
31 Aug 24₹11,944
31 Aug 25₹12,880
31 Aug 26₹13,697

HDFC Money Market Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.6%
1 Year 6.4%
3 Year 7.2%
5 Year 6.5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.4%
2024 7.7%
2023 7.3%
2022 4.7%
2021 3.8%
2020 6.5%
2019 8.1%
2018 7.4%
2017 6.5%
2016 7.5%
Fund Manager information for HDFC Money Market Fund
NameSinceTenure
Praveen Jain31 Aug 242 Yr.
Dhruv Muchhal22 Jun 233.2 Yr.

Data below for HDFC Money Market Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash74.39%
Debt25.3%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate46.75%
Cash Equivalent30.56%
Government22.4%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Indian Overseas Bank
Debentures | -
3%₹971 Cr20,000
India (Republic of)
- | -
2%₹686 Cr70,000,000
India (Republic of)
- | -
2%₹685 Cr70,000,000
Punjab & Sind Bank
Debentures | -
2%₹631 Cr13,000
India (Republic of)
- | -
2%₹493 Cr50,000,000
Axis Bank Ltd.
Debentures | -
1%₹461 Cr9,500
Bank of India Ltd.
Debentures | -
1%₹438 Cr9,000
India (Republic of)
- | -
1%₹328 Cr33,600,000
↓ -2,500,000
AU Small Finance Bank Ltd.
Debentures | -
1%₹291 Cr6,000
UCO Bank
Domestic Bonds | -
1%₹284 Cr6,000

10. HDFC Liquid Fund

The primary objective of the Scheme is to enhance income consistent with a high level of liquidity, through a judicious portfolio mix comprising of money market and debt instruments.

Research Highlights for HDFC Liquid Fund

  • Top quartile AUM (₹71,323 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.39% (upper mid).
  • 1M return: 0.49% (upper mid).
  • Sharpe: 2.75 (top quartile).
  • Information ratio: 1.00 (top quartile).
  • Yield to maturity (debt): 6.23% (bottom quartile).
  • Modified duration: 0.09 yrs (upper mid).
  • Average maturity: 0.10 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for HDFC Liquid Fund

HDFC Liquid Fund
Growth
Launch Date 17 Oct 00
NAV (28 Sep 26) ₹5,524.98 ↑ 0.64   (0.01 %)
Net Assets (Cr) ₹71,323 on 31 Aug 26
Category Debt - Liquid Fund
AMC HDFC Asset Management Company Limited
Rating ☆☆☆
Risk Low
Expense Ratio 0.29
Sharpe Ratio 2.75
Information Ratio 1
Alpha Ratio -0.05
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.23%
Effective Maturity 1 Month 5 Days
Modified Duration 1 Month 3 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,381
31 Aug 23₹11,072
31 Aug 24₹11,882
31 Aug 25₹12,702
31 Aug 26₹13,510

HDFC Liquid Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Sep 26

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.4%
1 Year 6.4%
3 Year 6.8%
5 Year 6.2%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.5%
2024 7.3%
2023 7%
2022 4.8%
2021 3.2%
2020 4.1%
2019 6.5%
2018 7.2%
2017 6.5%
2016 7.6%
Fund Manager information for HDFC Liquid Fund
NameSinceTenure
Swapnil Jangam6 Oct 223.91 Yr.
Dhruv Muchhal22 Jun 233.2 Yr.
Rohan Pillai1 Oct 250.92 Yr.

Data below for HDFC Liquid Fund as on 31 Aug 26

Asset Allocation
Asset ClassValue
Cash98.19%
Debt1.55%
Other0.26%
Debt Sector Allocation
SectorValue
Cash Equivalent80.36%
Government11%
Corporate8.38%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps - Tri-Party Repo
CBLO/Reverse Repo | -
11%₹8,661 Cr
India (Republic of)
- | -
3%₹2,270 Cr229,500,000
↑ 229,500,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹1,999 Cr40,000
Reliance Retail Ventures Ltd.^
Net Current Assets | -
3%₹1,972 Cr40,000
↑ 40,000
Small Industries Development Bank of India
Commercial Paper | -
2%₹1,777 Cr36,000
↑ 36,000
India (Republic of)
- | -
2%₹1,594 Cr160,000,000
↑ 10,000,000
Union Bank of India
Debentures | -
2%₹1,493 Cr30,000
Bank Of Baroda
Certificate of Deposit | -
2%₹1,468 Cr29,600
Reverse Repo
CBLO/Reverse Repo | -
2%₹1,328 Cr
Union Bank of India
Debentures | -
2%₹1,249 Cr25,000

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