கடந்த 5 ஆண்டுகளில் 2022 இல் சிறப்பாகச் செயல்படும் சமநிலை மியூச்சுவல் ஃபண்டுகள்

Updated on August 10, 2025 , 2556 views

மேல்சமப்படுத்தப்பட்ட நிதி உள்ளனபரஸ்பர நிதி தங்கள் சொத்துக்களில் 65% க்கும் அதிகமாக முதலீடு செய்கிறதுபங்குகள் மற்றும் கடன் கருவிகளில் மீதமுள்ள சொத்துக்கள் நல்ல ஒட்டுமொத்த வருமானத்தை அளிக்கும். சமநிலைப்படுத்தப்பட்ட மியூச்சுவல் ஃபண்டுகள், முதலீடு செய்யத் தயாராக இருக்கும் முதலீட்டாளர்களுக்குப் பயனளிக்கும்சந்தை சில நிலையான வருமானங்களையும் தேடும் போது ஆபத்து. பங்குகள் மற்றும் பங்குகளில் முதலீடு செய்யப்படும் சொத்துக்கள் சந்தையுடன் இணைக்கப்பட்ட வருமானத்தை வழங்குகின்றன, அதே நேரத்தில் கடன் கருவிகளில் முதலீடு செய்யப்பட்ட சொத்துக்கள் நிலையான வருமானத்தை வழங்குகின்றன. ஈக்விட்டி மற்றும் டெட் ஆகிய இரண்டின் கலவையாக இருப்பதால், முதலீட்டாளர்கள் மிகவும் கவனமாக இருக்க வேண்டும்முதலீடு இந்த நிதிகளில்.

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5 ஆண்டு வருமானம் மூலம் சிறந்த 6 சமநிலை மியூச்சுவல் ஃபண்டுகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Equity and Debt Fund Growth	₹388.23 ↑ 0.41	₹44,552	1.1	8.7	4.7	18.8	24.5	17.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.2 ↓ -0.10	₹1,250	3.1	8.4	-3	19	24	25.8
ICICI Prudential Multi-Asset Fund Growth	₹749.54 ↑ 1.81	₹62,014	2.7	6.9	8.4	18.7	22.9	16.1
HDFC Balanced Advantage Fund Growth	₹511.302 ↓ -0.51	₹102,790	0.8	6.7	1.4	18.7	22.8	16.7
JM Equity Hybrid Fund Growth	₹117.239 ↓ -0.08	₹862	0.4	3.6	-6.3	19.4	20.9	27
Kotak Equity Hybrid Fund Growth	₹61.708 ↓ -0.17	₹7,808	4.1	8.6	2.8	14.8	19.5	21.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	ICICI Prudential Multi-Asset Fund	HDFC Balanced Advantage Fund	JM Equity Hybrid Fund	Kotak Equity Hybrid Fund
Point 1	Upper mid AUM (₹44,552 Cr).	Bottom quartile AUM (₹1,250 Cr).	Upper mid AUM (₹62,014 Cr).	Highest AUM (₹102,790 Cr).	Bottom quartile AUM (₹862 Cr).	Lower mid AUM (₹7,808 Cr).
Point 2	Established history (25+ yrs).	Established history (9+ yrs).	Established history (22+ yrs).	Established history (24+ yrs).	Oldest track record among peers (30 yrs).	Established history (10+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 2★ (lower mid).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 24.52% (top quartile).	5Y return: 24.04% (upper mid).	5Y return: 22.92% (upper mid).	5Y return: 22.85% (lower mid).	5Y return: 20.88% (bottom quartile).	5Y return: 19.54% (bottom quartile).
Point 6	3Y return: 18.79% (upper mid).	3Y return: 18.96% (upper mid).	3Y return: 18.67% (bottom quartile).	3Y return: 18.68% (lower mid).	3Y return: 19.39% (top quartile).	3Y return: 14.83% (bottom quartile).
Point 7	1Y return: 4.68% (upper mid).	1Y return: -3.00% (bottom quartile).	1Y return: 8.39% (top quartile).	1Y return: 1.37% (lower mid).	1Y return: -6.33% (bottom quartile).	1Y return: 2.81% (upper mid).
Point 8	1M return: -0.92% (top quartile).	1M return: -3.30% (bottom quartile).	1M return: -1.32% (upper mid).	1M return: -1.78% (lower mid).	1M return: -3.69% (bottom quartile).	1M return: -0.92% (upper mid).
Point 9	Alpha: 2.78 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -6.24 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.33 (upper mid).	Sharpe: -0.08 (bottom quartile).	Sharpe: 0.66 (top quartile).	Sharpe: 0.00 (lower mid).	Sharpe: -0.41 (bottom quartile).	Sharpe: 0.10 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹44,552 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.52% (top quartile).
3Y return: 18.79% (upper mid).
1Y return: 4.68% (upper mid).
1M return: -0.92% (top quartile).
Alpha: 2.78 (top quartile).
Sharpe: 0.33 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,250 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.04% (upper mid).
3Y return: 18.96% (upper mid).
1Y return: -3.00% (bottom quartile).
1M return: -3.30% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.08 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹62,014 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.92% (upper mid).
3Y return: 18.67% (bottom quartile).
1Y return: 8.39% (top quartile).
1M return: -1.32% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.66 (top quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹102,790 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.85% (lower mid).
3Y return: 18.68% (lower mid).
1Y return: 1.37% (lower mid).
1M return: -1.78% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.00 (lower mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹862 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.88% (bottom quartile).
3Y return: 19.39% (top quartile).
1Y return: -6.33% (bottom quartile).
1M return: -3.69% (bottom quartile).
Alpha: -6.24 (bottom quartile).
Sharpe: -0.41 (bottom quartile).

Kotak Equity Hybrid Fund

Lower mid AUM (₹7,808 Cr).
Established history (10+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.54% (bottom quartile).
3Y return: 14.83% (bottom quartile).
1Y return: 2.81% (upper mid).
1M return: -0.92% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.10 (upper mid).

சிறந்த 6 சமப்படுத்தப்பட்ட நன்மை மியூச்சுவல் ஃபண்டுகள்

1. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

Research Highlights for ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹44,552 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.52% (top quartile).
3Y return: 18.79% (upper mid).
1Y return: 4.68% (upper mid).
1M return: -0.92% (top quartile).
Alpha: 2.78 (top quartile).
Sharpe: 0.33 (upper mid).
Information ratio: 1.72 (top quartile).

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (12 Aug 25)	₹388.23 ↑ 0.41 (0.11 %)
Net Assets (Cr)	₹44,552 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	0.33
Information Ratio	1.72
Alpha Ratio	2.78
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,368
31 Jul 22	₹17,851
31 Jul 23	₹21,661
31 Jul 24	₹29,691
31 Jul 25	₹30,906

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-0.9%
3 Month	1.1%
6 Month	8.7%
1 Year	4.7%
3 Year	18.8%
5 Year	24.5%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%
2015	2.1%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	9.66 Yr.
Manish Banthia	19 Sep 13	11.87 Yr.
Mittul Kalawadia	29 Dec 20	4.59 Yr.
Akhil Kakkar	22 Jan 24	1.52 Yr.
Sri Sharma	30 Apr 21	4.26 Yr.
Sharmila D’mello	31 Jul 22	3 Yr.
Nitya Mishra	4 Nov 24	0.74 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	9.96%
Equity	74.95%
Debt	15.08%

Equity Sector Allocation

Sector	Value
Financial Services	20.05%
Consumer Cyclical	12.91%
Energy	7.04%
Industrials	6.56%
Health Care	6.1%
Utility	5.8%
Consumer Defensive	4.83%
Technology	3.81%
Communication Services	2.78%
Basic Materials	2.73%
Real Estate	2.37%

Debt Sector Allocation

Sector	Value
Corporate	11.62%
Government	7.81%
Cash Equivalent	5.61%

Credit Quality

Rating	Value
A	3.18%
AA	23.77%
AAA	73.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| 532174	6%	₹2,701 Cr	18,684,365 ↓ -1,996,400
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	6%	₹2,498 Cr	74,574,915 ↑ 6,385,654
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| MARUTI	5%	₹2,127 Cr	1,715,417
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹1,965 Cr	11,723,757 ↑ 1,057,126
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	4%	₹1,939 Cr	9,687,952 ↓ -1,299,650
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	4%	₹1,698 Cr	11,317,892 ↑ 939,500
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 21 \| 532215	4%	₹1,643 Cr	13,696,775
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	3%	₹1,351 Cr	3,090,630 ↓ -135,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,242 Cr	4,255,345
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 16 \| BHARTIARTL	3%	₹1,155 Cr	5,745,184 ↓ -1,442,100

2. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,250 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.04% (upper mid).
3Y return: 18.96% (upper mid).
1Y return: -3.00% (bottom quartile).
1M return: -3.30% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.08 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (12 Aug 25)	₹37.2 ↓ -0.10 (-0.27 %)
Net Assets (Cr)	₹1,250 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.68
Sharpe Ratio	-0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,126
31 Jul 22	₹17,820
31 Jul 23	₹21,660
31 Jul 24	₹32,172
31 Jul 25	₹31,453

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-3.3%
3 Month	3.1%
6 Month	8.4%
1 Year	-3%
3 Year	19%
5 Year	24%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.46 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	13.43%
Equity	74.41%
Debt	12.16%

Equity Sector Allocation

Sector	Value
Basic Materials	17.17%
Financial Services	14.74%
Industrials	12.07%
Technology	8.76%
Consumer Cyclical	7.45%
Health Care	6.88%
Consumer Defensive	3.02%
Utility	2.77%
Energy	1.54%

Debt Sector Allocation

Sector	Value
Government	10.26%
Corporate	8.85%
Cash Equivalent	6.48%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 20 \| COFORGE	4%	₹51 Cr	264,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹40 Cr	566,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹38 Cr	1,580,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	3%	₹35 Cr	222,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| BDL	2%	₹31 Cr	159,000
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| HINDCOPPER	2%	₹29 Cr	1,050,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹26 Cr	145,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 24 \| NAM-INDIA	2%	₹25 Cr	315,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	2%	₹25 Cr	225,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹23 Cr	138,000

3. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹62,014 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.92% (upper mid).
3Y return: 18.67% (bottom quartile).
1Y return: 8.39% (top quartile).
1M return: -1.32% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.66 (top quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (11 Aug 25)	₹749.54 ↑ 1.81 (0.24 %)
Net Assets (Cr)	₹62,014 on 30 Jun 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0.66
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,269
31 Jul 22	₹16,839
31 Jul 23	₹20,659
31 Jul 24	₹26,822
31 Jul 25	₹28,812

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-1.3%
3 Month	2.7%
6 Month	6.9%
1 Year	8.4%
3 Year	18.7%
5 Year	22.9%
10 Year
15 Year
Since launch	20.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%
2015	-1.4%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	13.51 Yr.
Manish Banthia	22 Jan 24	1.52 Yr.
Ihab Dalwai	3 Jun 17	8.17 Yr.
Akhil Kakkar	22 Jan 24	1.52 Yr.
Sri Sharma	30 Apr 21	4.26 Yr.
Gaurav Chikane	2 Aug 21	4 Yr.
Sharmila D’mello	31 Jul 22	3 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.74 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	27.24%
Equity	55.18%
Debt	7.5%
Other	10.07%

Equity Sector Allocation

Sector	Value
Financial Services	18.64%
Consumer Cyclical	8.66%
Basic Materials	7.93%
Industrials	6.67%
Energy	6.34%
Technology	5.77%
Consumer Defensive	5.04%
Health Care	4.61%
Utility	2.57%
Communication Services	1.86%
Real Estate	1.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	23.24%
Corporate	6.7%
Government	4.8%

Credit Quality

Rating	Value
A	3.05%
AA	21.53%
AAA	71.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| 532174	4%	₹2,444 Cr	16,906,800
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	4%	₹2,400 Cr	15,990,305 ↑ 700,000
ICICI Prudential Silver ETF - \| -	4%	₹2,249 Cr	209,985,419
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	3%	₹1,865 Cr	1,503,780 ↓ -111,619
ICICI Pru Gold ETF - \| -	3%	₹1,855 Cr	224,590,882
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 19 \| LT	3%	₹1,760 Cr	4,795,942 ↑ 367,624
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 22 \| SBICARD	3%	₹1,575 Cr	16,529,366 ↓ -413,260
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	2%	₹1,480 Cr	7,396,399 ↓ -449,900
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	2%	₹1,340 Cr	2,242,947
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹1,317 Cr	10,979,242 ↑ 51,784

4. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹102,790 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.85% (lower mid).
3Y return: 18.68% (lower mid).
1Y return: 1.37% (lower mid).
1M return: -1.78% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.00 (lower mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (12 Aug 25)	₹511.302 ↓ -0.51 (-0.10 %)
Net Assets (Cr)	₹102,790 on 30 Jun 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.43
Sharpe Ratio	0
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,889
31 Jul 22	₹16,917
31 Jul 23	₹20,878
31 Jul 24	₹29,009
31 Jul 25	₹29,213

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-1.8%
3 Month	0.8%
6 Month	6.7%
1 Year	1.4%
3 Year	18.7%
5 Year	22.8%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.01 Yr.
Gopal Agrawal	29 Jul 22	3.01 Yr.
Arun Agarwal	6 Oct 22	2.82 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.01 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.
Nandita Menezes	29 Mar 25	0.34 Yr.

Data below for HDFC Balanced Advantage Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	10.36%
Equity	62.76%
Debt	26.88%

Equity Sector Allocation

Sector	Value
Financial Services	22.17%
Industrials	8.45%
Energy	7.41%
Consumer Cyclical	6.25%
Technology	5.85%
Utility	4.3%
Health Care	4.09%
Communication Services	3.6%
Consumer Defensive	2.62%
Basic Materials	1.95%
Real Estate	1.44%

Debt Sector Allocation

Sector	Value
Corporate	13.37%
Government	13.09%
Cash Equivalent	10.78%

Credit Quality

Rating	Value
AA	0.91%
AAA	97.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	5%	₹5,585 Cr	27,904,351
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	4%	₹4,005 Cr	27,699,224
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹3,701 Cr	24,664,288
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,271 Cr	16,279,354
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	3%	₹2,950 Cr	18,414,203 ↓ -1,737,600
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹2,871 Cr	35,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,414 Cr	6,579,083 ↓ -66,600
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,396 Cr	228,533,300
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	2%	₹2,378 Cr	19,827,457
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,324 Cr	69,395,915 ↓ -537,000

5. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹862 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.88% (bottom quartile).
3Y return: 19.39% (top quartile).
1Y return: -6.33% (bottom quartile).
1M return: -3.69% (bottom quartile).
Alpha: -6.24 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 1.13 (upper mid).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (12 Aug 25)	₹117.239 ↓ -0.08 (-0.07 %)
Net Assets (Cr)	₹862 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	-0.41
Information Ratio	1.13
Alpha Ratio	-6.24
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,459
31 Jul 22	₹14,977
31 Jul 23	₹18,694
31 Jul 24	₹28,480
31 Jul 25	₹26,851

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-3.7%
3 Month	0.4%
6 Month	3.6%
1 Year	-6.3%
3 Year	19.4%
5 Year	20.9%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.83 Yr.
Asit Bhandarkar	31 Dec 21	3.58 Yr.
Ruchi Fozdar	4 Oct 24	0.82 Yr.
Deepak Gupta	11 Apr 25	0.31 Yr.

Data below for JM Equity Hybrid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	2.7%
Equity	79.05%
Debt	18.25%

Equity Sector Allocation

Sector	Value
Financial Services	20.7%
Technology	14.14%
Industrials	13.15%
Consumer Cyclical	12.11%
Basic Materials	7.84%
Communication Services	4.2%
Consumer Defensive	3.56%
Health Care	3.35%

Debt Sector Allocation

Sector	Value
Government	10.32%
Corporate	9.05%
Cash Equivalent	1.58%

Credit Quality

Rating	Value
AA	1.21%
AAA	98.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹36 Cr	180,000 ↓ -40,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	4%	₹35 Cr	39,000 ↓ -1,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	4%	₹32 Cr	88,520
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹32 Cr	160,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Dec 23 \| 532755	4%	₹31 Cr	185,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹30 Cr	315,040 ↑ 246,032
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| UJJIVANSFB	3%	₹29 Cr	5,876,466
Camlin Fine Sciences Ltd (Basic Materials) Equity, Since 31 Jan 25 \| CAMLINFINE	3%	₹26 Cr	816,343
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹25 Cr	80,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| 532174	3%	₹25 Cr	170,114 ↓ -30,000

6. Kotak Equity Hybrid Fund

(Erstwhile Kotak Balance Fund)

The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Research Highlights for Kotak Equity Hybrid Fund

Lower mid AUM (₹7,808 Cr).
Established history (10+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.54% (bottom quartile).
3Y return: 14.83% (bottom quartile).
1Y return: 2.81% (upper mid).
1M return: -0.92% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.10 (upper mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for Kotak Equity Hybrid Fund

Kotak Equity Hybrid Fund Growth
Launch Date	3 Nov 14
NAV (12 Aug 25)	₹61.708 ↓ -0.17 (-0.28 %)
Net Assets (Cr)	₹7,808 on 30 Jun 25
Category	Hybrid - Hybrid Equity
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,901
31 Jul 22	₹16,006
31 Jul 23	₹18,532
31 Jul 24	₹24,714
31 Jul 25	₹25,137

Kotak Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-0.9%
3 Month	4.1%
6 Month	8.6%
1 Year	2.8%
3 Year	14.8%
5 Year	19.5%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.7%
2023	20.1%
2022	5%
2021	28.9%
2020	15.4%
2019	14.1%
2018	-6.2%
2017	23.2%
2016	11%
2015	1.9%

Fund Manager information for Kotak Equity Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	4 Jun 09	16.17 Yr.
Atul Bhole	22 Jan 24	1.52 Yr.

Data below for Kotak Equity Hybrid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.97%
Equity	75.62%
Debt	18.41%

Equity Sector Allocation

Sector	Value
Financial Services	15.88%
Industrials	11.89%
Technology	10.82%
Basic Materials	7.73%
Consumer Cyclical	7.69%
Health Care	6.85%
Communication Services	4.66%
Consumer Defensive	3.73%
Energy	2.57%
Utility	2.3%
Real Estate	1.51%

Debt Sector Allocation

Sector	Value
Government	16.11%
Corporate	4.21%
Cash Equivalent	4.06%

Credit Quality

Rating	Value
A	0.16%
AA	4.63%
AAA	95.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 24 \| BHARTIARTL	5%	₹364 Cr	1,809,465
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹348 Cr	33,799,600
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 11 \| HDFCBANK	4%	₹344 Cr	1,720,812
7.3% Govt Stock 2053 Sovereign Bonds \| -	4%	₹298 Cr	28,916,150
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	3%	₹237 Cr	2,988,167
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 543320	3%	₹224 Cr	8,483,400
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 24 \| 532538	3%	₹217 Cr	179,764
Infosys Ltd (Technology) Equity, Since 30 Apr 10 \| INFY	3%	₹207 Cr	1,289,800 ↑ 100,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 19 \| 532555	2%	₹179 Cr	5,353,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 24 \| BEL	2%	₹179 Cr	4,252,357

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.