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9 2022 இல் முதலீடு செய்ய சிறந்த செயல்திறன் கொண்ட குறைந்த கால கடன் நிதிகள்

ஃபின்காஷ் »மியூச்சுவல் ஃபண்ட்ஸ் இந்தியா »சிறந்த குறைந்த கால கடன் நிதிகள்

9 சிறந்த செயல்திறன் குறைந்த கால நிதிகள் 2022

Updated on June 30, 2025 , 14296 views

குறைந்த கால நிதிகள் 16 கடன் திட்டங்களில் ஒன்றாகும்பரஸ்பர நிதி வகை. இந்த நிதி கடனில் முதலீடு செய்கிறது மற்றும்பண சந்தை ஆறு முதல் 12 மாதங்கள் வரை முதிர்வு கால அளவு கொண்ட பத்திரங்கள்.

குறைந்த கால நிதிகள் குறுகிய கால முதலீடுகளாகக் கருதப்படுகின்றன, அவை முதலீட்டில் அதிக ஆபத்தை விரும்பாத முதலீட்டாளர்களுக்கு மிகவும் பொருத்தமானவை. குறைந்த கால நிதிகள் திரவ மற்றும் அல்ட்ராவை விட அதிக முதிர்வு காலத்தைக் கொண்டுள்ளனகுறுகிய கால நிதி.

ரிஸ்க் இல்லாத முதலீட்டாளர்கள் குறுகிய காலத்திற்கு இந்தத் திட்டத்தில் முதலீடு செய்து அதைவிட சிறந்த வருமானத்தைப் பெறலாம்வங்கி சேமிப்பு கணக்கு. இந்த நிதிகள் பொதுவாக நிலையான மற்றும் நிலையான வருமானத்தை வழங்குகின்றன. சராசரியாக, இந்த நிதிகள் 6.5-8.5% p.a வரையிலான வருமானத்தை வழங்குகின்றன. திட்டத்தின் வருவாய் மற்றும் செயல்திறன் நிதிக்கு நிதி மாறுபடும், எனவே ஒரு நல்ல ஃபண்டில் முதலீடு செய்ய, 2022 - 2023 இல் முதலீடு செய்ய சிறந்த செயல்திறன் கொண்ட குறைந்த கால நிதிகளில் சிலவற்றை நாங்கள் பட்டியலிட்டுள்ளோம்.

கால அடிப்படையிலான உத்தி என்றால் என்ன?

கால அளவு அடிப்படையிலான மூலோபாயத்தைப் பின்பற்றும் நிதிகள் நீண்ட காலத்திற்கு முதலீடு செய்கின்றனபத்திரங்கள் மற்றும் வட்டி விகிதங்கள் குறைவதால் நன்மை. இருந்து சம்பாதிக்கிறார்கள்மூலதனம் பத்திரத்தின் கூப்பனுடன் பாராட்டு. ஆனால், இந்த நிதிகள் வட்டி விகித அபாயத்திற்கு ஆளாகின்றன மற்றும் வட்டி விகிதங்கள் அதிகரித்தால், இந்த நிதிகள் மூலதன இழப்பைத் தாங்கும்.

இந்த உத்தியில், நிதி மேலாளர் வட்டி விகித இயக்கங்களை கணிக்கிறார். கால நிதி மேலாளர் தனது பார்வையின்படி நிதியின் கால அளவு மற்றும் சராசரி முதிர்ச்சியை அடிக்கடி கூட்டுகிறார் அல்லது குறைக்கிறார். நிதி மேலாளரின் தவறான கணிப்புகள் காலத்தை அடிப்படையாகக் கொண்டவைகடன் நிதி இழப்பை சந்திக்கின்றனர்.

ஒரு நிதி மேலாளர்கள் அதிக வருமானத்தை அதிகரிக்க காலத்தை நிர்வகிப்பதில் அதிக கவனம் செலுத்துகிறார்கள். பொதுவாக, வட்டி விகிதங்கள் குறையும் போது, கால அளவு நிதி மேலாளர் ஒப்பீட்டளவில் அதிக கால அளவைத் தேர்வு செய்கிறார்.முதலீட்டு வரவுகள் உயரும் பத்திர விலைகளில் இருந்து. மற்றும் நேர்மாறான சூழ்நிலையில், அதாவது, வட்டி விகிதங்கள் உயரும் போது, போர்ட்ஃபோலியோ மீதான மூலதன இழப்புகளிலிருந்து பாதுகாக்க, நிதியின் கால அளவு குறைக்கப்படும்.

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9 சிறந்த குறைந்த கால நிதிகள் FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550110.211.85 4.19%5M 18D8M 1D
L&T Low Duration Fund Growth ₹28.7708
↑ 0.01
₹5803.35.59.37.67.56.68%10M 18D1Y 2M 13D
ICICI Prudential Savings Fund Growth ₹545.722
↑ 0.28
₹22,9342.24.48.4886.95%10M 28D1Y 10M 6D
UTI Treasury Advantage Fund Growth ₹3,560.88
↑ 1.59
₹3,1412.24.48.47.47.76.71%10M 20D11M 23D
Nippon India Low Duration Fund Growth ₹3,756.66
↑ 1.84
₹7,6632.14.287.17.47%11M 10D1Y 2M 20D
Invesco India Treasury Advantage Fund Growth ₹3,796.9
↑ 1.88
₹1,6732.14.287.17.66.55%10M 23D11M 25D
Canara Robeco Savings Fund Growth ₹42.3028
↑ 0.02
₹1,3572.24.387.17.46.52%11M 7D1Y 15D
Tata Treasury Advantage Fund Growth ₹3,944.43
↑ 1.83
₹3,1272.14.387.17.46.56%9M 27D11M 29D
HDFC Low Duration Fund Growth ₹57.9528
↑ 0.03
₹22,3542.24.387.37.46.98%10M 28D1Y 10M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21
*இந்தக் கட்டுரையில் குறிப்பிடப்பட்டுள்ள நிதிகள் AUM/Net Assets ஐ விட அதிகமாக உள்ளது100 கோடி மற்றும் கொண்டநிதி வயது >= 3 ஆண்டுகள். கடைசியாக வரிசைப்படுத்தப்பட்டது1 ஆண்டு வருமானம்.

1. Sundaram Low Duration Fund

(Erstwhile Sundaram Ultra Short Term Fund)

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 59 in Low Duration category. .

Below is the key information for Sundaram Low Duration Fund

Sundaram Low Duration Fund
Growth
Launch Date 23 Apr 07
NAV (31 Dec 21) ₹28.8391 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹550 on 30 Nov 21
Category Debt - Low Duration
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.86
Sharpe Ratio 0.99
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.19%
Effective Maturity 8 Months 1 Day
Modified Duration 5 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,362

Sundaram Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Sundaram Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.3%
3 Month 1%
6 Month 10.2%
1 Year 11.8%
3 Year 5%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Sundaram Low Duration Fund
NameSinceTenure

Data below for Sundaram Low Duration Fund as on 30 Nov 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. L&T Low Duration Fund

(Erstwhile L&T Short Term Income Fund)

To generate reasonable returns primarily through investments in fixed income securities and money market instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

L&T Low Duration Fund is a Debt - Low Duration fund was launched on 4 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 13 in Low Duration category.  Return for 2024 was 7.5% , 2023 was 7.1% and 2022 was 3.9% .

Below is the key information for L&T Low Duration Fund

L&T Low Duration Fund
Growth
Launch Date 4 Dec 10
NAV (03 Jul 25) ₹28.7708 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹580 on 31 May 25
Category Debt - Low Duration
AMC L&T Investment Management Ltd
Rating
Risk Moderate
Expense Ratio 0.64
Sharpe Ratio 1.48
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,000
Exit Load 0-9 Months (1%),9 Months and above(NIL)
Yield to Maturity 6.68%
Effective Maturity 1 Year 2 Months 13 Days
Modified Duration 10 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,661
30 Jun 22₹10,989
30 Jun 23₹11,672
30 Jun 24₹12,527
30 Jun 25₹13,687

L&T Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for L&T Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 3.3%
6 Month 5.5%
1 Year 9.3%
3 Year 7.6%
5 Year 6.5%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.5%
2023 7.1%
2022 3.9%
2021 3.4%
2020 6.9%
2019 5.1%
2018 6.6%
2017 8.3%
2016 9.8%
2015 8.8%
Fund Manager information for L&T Low Duration Fund
NameSinceTenure
Shriram Ramanathan24 Nov 1212.61 Yr.
Mohd Asif Rizwi16 Jan 241.46 Yr.

Data below for L&T Low Duration Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash34.8%
Debt64.95%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate57.87%
Government31.9%
Cash Equivalent9.98%
Credit Quality
RatingValue
AA12.48%
AAA87.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
8%₹47 Cr4,500
Rural Electrification Corporation Limited
Debentures | -
6%₹32 Cr3,000
↑ 3,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
Bharti Telecom Limited
Debentures | -
5%₹26 Cr250
↑ 250
Bajaj Housing Finance Limited
Debentures | -
4%₹26 Cr250
National Housing Bank
Debentures | -
4%₹26 Cr2,500
HDFC Bank Ltd.
Debentures | -
4%₹24 Cr500
↑ 500
Power Finance Corporation Ltd.
Debentures | -
4%₹21 Cr200
↑ 50
7.06% Govt Stock 2028
Sovereign Bonds | -
4%₹21 Cr2,000,000
↑ 500,000
Embassy Office Parks Reit
Debentures | -
3%₹20 Cr2,000

3. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Savings Fund is a Debt - Low Duration fund was launched on 27 Sep 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 11 in Low Duration category.  Return for 2024 was 8% , 2023 was 7.6% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund
Growth
Launch Date 27 Sep 02
NAV (03 Jul 25) ₹545.722 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹22,934 on 31 May 25
Category Debt - Low Duration
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.51
Sharpe Ratio 2.96
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.95%
Effective Maturity 1 Year 10 Months 6 Days
Modified Duration 10 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,569
30 Jun 22₹10,854
30 Jun 23₹11,696
30 Jun 24₹12,598
30 Jun 25₹13,657

ICICI Prudential Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 2.2%
6 Month 4.4%
1 Year 8.4%
3 Year 8%
5 Year 6.4%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7.6%
2022 4.5%
2021 3.8%
2020 8.6%
2019 8.8%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.8%
Fund Manager information for ICICI Prudential Savings Fund
NameSinceTenure
Nikhil Kabra13 Sep 240.8 Yr.
Darshil Dedhia12 Jun 232.05 Yr.

Data below for ICICI Prudential Savings Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash19.23%
Debt80.49%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate69.57%
Government24.8%
Cash Equivalent5.35%
Credit Quality
RatingValue
AA13.81%
AAA86.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.81% Govt Stock 2033
Sovereign Bonds | -
6%₹1,334 Cr128,435,980
↓ -283,330
7.11% Govt Stock 2028
Sovereign Bonds | -
4%₹888 Cr87,773,600
National Bank For Agriculture And Rural Development
Debentures | -
3%₹788 Cr78,000
↑ 5,000
6.99% Govt Stock 2034
Sovereign Bonds | -
2%₹476 Cr46,625,930
Small Industries Development Bank Of India
Debentures | -
2%₹449 Cr44,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹404 Cr40,000
↑ 10,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹387 Cr38,000
Small Industries Development Bank Of India
Debentures | -
2%₹353 Cr35,000
Bharti Telecom Limited
Debentures | -
2%₹352 Cr35,000
Small Industries Development Bank Of India
Debentures | -
1%₹344 Cr34,000

4. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (03 Jul 25) ₹3,560.88 ↑ 1.59   (0.04 %)
Net Assets (Cr) ₹3,141 on 31 May 25
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 2.64
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.71%
Effective Maturity 11 Months 23 Days
Modified Duration 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,458
30 Jun 22₹11,370
30 Jun 23₹12,115
30 Jun 24₹12,980
30 Jun 25₹14,066

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 2.2%
6 Month 4.4%
1 Year 8.4%
3 Year 7.4%
5 Year 7.1%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.1%
2022 4.5%
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 213.5 Yr.

Data below for UTI Treasury Advantage Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash38.97%
Debt60.73%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate56.21%
Cash Equivalent29.64%
Government13.86%
Credit Quality
RatingValue
AA17.94%
AAA82.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Days Tbill
Sovereign Bonds | -
10%₹297 Cr3,000,000,000
Power Finance Corporation Limited
Debentures | -
5%₹149 Cr1,500
Bajaj Housing Finance Limited
Debentures | -
4%₹126 Cr1,250
Rec Limited
Debentures | -
3%₹102 Cr10,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹102 Cr10,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹101 Cr10,000
Shriram Finance Limited
Debentures | -
3%₹91 Cr9,000
↑ 5,000
Nirma Limited
Debentures | -
2%₹76 Cr7,500
360 One Prime Limited
Debentures | -
2%₹55 Cr550,000
Aditya Birla Renewables Limited
Debentures | -
2%₹51 Cr5,000

5. Nippon India Low Duration Fund

(Erstwhile Reliance Money Manager Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Nippon India Low Duration Fund is a Debt - Low Duration fund was launched on 20 Mar 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 31 in Low Duration category.  Return for 2024 was 7.4% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for Nippon India Low Duration Fund

Nippon India Low Duration Fund
Growth
Launch Date 20 Mar 07
NAV (03 Jul 25) ₹3,756.66 ↑ 1.84   (0.05 %)
Net Assets (Cr) ₹7,663 on 31 May 25
Category Debt - Low Duration
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.94
Sharpe Ratio 2.32
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7%
Effective Maturity 1 Year 2 Months 20 Days
Modified Duration 11 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,530
30 Jun 22₹10,887
30 Jun 23₹11,566
30 Jun 24₹12,359
30 Jun 25₹13,351

Nippon India Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 4.2%
1 Year 8%
3 Year 7.1%
5 Year 5.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 6.7%
2022 4.2%
2021 4.1%
2020 7.3%
2019 7%
2018 7.4%
2017 6.6%
2016 8.5%
2015 8.4%
Fund Manager information for Nippon India Low Duration Fund
NameSinceTenure
Vivek Sharma1 Feb 205.33 Yr.
Kinjal Desai25 May 187.02 Yr.

Data below for Nippon India Low Duration Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash30.55%
Debt69.14%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate69.04%
Government22.4%
Cash Equivalent8.26%
Credit Quality
RatingValue
AA14.29%
AAA85.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
5%₹395 Cr40,000,000
↑ 40,000,000
Telangana State Industrial Infrastructure Corporation Limited
Debentures | -
3%₹202 Cr20,000
Interise TRust
Debentures | -
2%₹173 Cr18,000
Highways Infrastructure Trust
Debentures | -
2%₹172 Cr1,750
Small Industries Development Bank Of India
Debentures | -
2%₹153 Cr15,000
Rec Limited
Debentures | -
2%₹152 Cr15,000
VAJRA 016 TRUST
Unlisted bonds | -
2%₹149 Cr100
NAOMI 05 2024
Unlisted bonds | -
2%₹148 Cr10,000
Hinduja Leyland Finance Limited
Debentures | -
2%₹143 Cr14,000
Shriram Finance Limited
Debentures | -
2%₹137 Cr13,500

6. Invesco India Treasury Advantage Fund

(Erstwhile Invesco India Ultra Short Term Fund)

The investment objective is to provide liquidity and optimal returns to the investor by investing primarily in a mix of short term debt and money market instruments which results in a portfolio having marginally higher maturity and moderately higher credit risk as compared to a liquid fund at the same time maintaining a balance between safety and liquidity.

Invesco India Treasury Advantage Fund is a Debt - Low Duration fund was launched on 18 Jan 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 49 in Low Duration category.  Return for 2024 was 7.6% , 2023 was 6.8% and 2022 was 4% .

Below is the key information for Invesco India Treasury Advantage Fund

Invesco India Treasury Advantage Fund
Growth
Launch Date 18 Jan 07
NAV (03 Jul 25) ₹3,796.9 ↑ 1.88   (0.05 %)
Net Assets (Cr) ₹1,673 on 31 May 25
Category Debt - Low Duration
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately Low
Expense Ratio 0.6
Sharpe Ratio 2.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.55%
Effective Maturity 11 Months 25 Days
Modified Duration 10 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,439
30 Jun 22₹10,758
30 Jun 23₹11,425
30 Jun 24₹12,236
30 Jun 25₹13,218

Invesco India Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 4.2%
1 Year 8%
3 Year 7.1%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.8%
2022 4%
2021 3.5%
2020 7.1%
2019 8.9%
2018 7.1%
2017 6.3%
2016 8.5%
2015 8.4%
Fund Manager information for Invesco India Treasury Advantage Fund
NameSinceTenure
Krishna Cheemalapati1 Jan 1312.5 Yr.
Vikas Garg16 Dec 204.54 Yr.

Data below for Invesco India Treasury Advantage Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash41.72%
Debt58.02%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate66.11%
Government18.74%
Cash Equivalent14.9%
Credit Quality
RatingValue
AA14.68%
AAA85.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
4%₹73 Cr7,500,000
Power Finance Corporation Limited
Debentures | -
3%₹51 Cr5,000,000
Tata Capital Limited
Debentures | -
3%₹51 Cr5,000,000
182 DTB 29082025
Sovereign Bonds | -
3%₹49 Cr5,000,000
182 Days Tbill
Sovereign Bonds | -
3%₹49 Cr5,000,000
India (Republic of)
- | -
3%₹49 Cr5,000,000
Axis Bank Ltd.
Debentures | -
3%₹47 Cr5,000,000
↑ 5,000,000
Rec Limited
Debentures | -
3%₹46 Cr4,500,000
Godrej Properties Limited
Debentures | -
2%₹42 Cr4,100,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹36 Cr3,500,000

7. Canara Robeco Savings Fund

(Erstwhile Canara Robeco Savings Plus Fund)

To generate income/ Capital appreciation by investing in a portfolio comprising of short term debt instruments and money market instruments with weighted average portfolio duration between 3 months to less than 1 year. However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Savings Fund is a Debt - Low Duration fund was launched on 4 Mar 05. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 38 in Low Duration category.  Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.1% .

Below is the key information for Canara Robeco Savings Fund

Canara Robeco Savings Fund
Growth
Launch Date 4 Mar 05
NAV (03 Jul 25) ₹42.3028 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹1,357 on 31 May 25
Category Debt - Low Duration
AMC Canara Robeco Asset Management Co. Ltd.
Rating
Risk Moderately Low
Expense Ratio 0.59
Sharpe Ratio 2.03
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.52%
Effective Maturity 1 Year 15 Days
Modified Duration 11 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,371
30 Jun 22₹10,686
30 Jun 23₹11,359
30 Jun 24₹12,159
30 Jun 25₹13,130

Canara Robeco Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Canara Robeco Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.7%
3 Month 2.2%
6 Month 4.3%
1 Year 8%
3 Year 7.1%
5 Year 5.6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7%
2022 4.1%
2021 3.1%
2020 6.4%
2019 8.1%
2018 6.9%
2017 6.8%
2016 8.4%
2015 8.3%
Fund Manager information for Canara Robeco Savings Fund
NameSinceTenure
Avnish Jain1 Apr 223.25 Yr.
Kunal Jain18 Jul 222.95 Yr.

Data below for Canara Robeco Savings Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash49%
Debt50.78%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate66.03%
Cash Equivalent24.11%
Government9.64%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
6%₹76 Cr7,500
Hdb Financial Services Limited
Debentures | -
4%₹60 Cr600
Small Industries Development Bank Of India
Debentures | -
4%₹51 Cr5,000
Power Finance Corporation Limited
Debentures | -
4%₹50 Cr500
Bajaj Housing Finance Limited
Debentures | -
4%₹50 Cr500
Rec Limited
Debentures | -
3%₹35 Cr3,500
Hdb Financial Services Limited
Debentures | -
2%₹30 Cr300
Rec Limited
Debentures | -
2%₹25 Cr2,500
LIC Housing Finance Ltd
Debentures | -
2%₹25 Cr250
Kotak Mahindra Prime Limited
Debentures | -
2%₹25 Cr2,500

8. Tata Treasury Advantage Fund

(Erstwhile Tata Ultra Short Term Fund)

The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Tata Treasury Advantage Fund is a Debt - Low Duration fund was launched on 6 Sep 05. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 26 in Low Duration category.  Return for 2024 was 7.4% , 2023 was 6.9% and 2022 was 4.1% .

Below is the key information for Tata Treasury Advantage Fund

Tata Treasury Advantage Fund
Growth
Launch Date 6 Sep 05
NAV (03 Jul 25) ₹3,944.43 ↑ 1.83   (0.05 %)
Net Assets (Cr) ₹3,127 on 31 May 25
Category Debt - Low Duration
AMC Tata Asset Management Limited
Rating
Risk Moderately Low
Expense Ratio 0
Sharpe Ratio 2.35
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.56%
Effective Maturity 11 Months 29 Days
Modified Duration 9 Months 27 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,471
30 Jun 22₹10,812
30 Jun 23₹11,492
30 Jun 24₹12,298
30 Jun 25₹13,279

Tata Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Tata Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 4.3%
1 Year 8%
3 Year 7.1%
5 Year 5.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 6.9%
2022 4.1%
2021 3.6%
2020 7.5%
2019 2.2%
2018 7.5%
2017 6.9%
2016 8.5%
2015 8.6%
Fund Manager information for Tata Treasury Advantage Fund
NameSinceTenure
Akhil Mittal2 Jun 1411.01 Yr.
Abhishek Sonthalia6 Feb 205.32 Yr.

Data below for Tata Treasury Advantage Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash45.54%
Debt54.21%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate59.72%
Government22.1%
Cash Equivalent17.93%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hdb Financial Services Limited
Debentures | -
4%₹126 Cr12,500
↑ 2,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹102 Cr10,000
07.80 KL Sdl 2027
Sovereign Bonds | -
3%₹98 Cr9,500,000
National Housing Bank
Debentures | -
2%₹76 Cr7,500
364 DTB 29012026
Sovereign Bonds | -
2%₹73 Cr7,500,000
↑ 7,500,000
Tata Capital Housing Finance Limited
Debentures | -
2%₹71 Cr7,000
Hdb Financial Services Limited
Debentures | -
2%₹65 Cr650
↓ -250
Rec Limited
Debentures | -
2%₹51 Cr5,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹50 Cr5,000
↑ 5,000
Power Finance Corporation Limited
Debentures | -
2%₹50 Cr5,000
↑ 5,000

9. HDFC Low Duration Fund

(Erstwhile HDFC Cash Management Fund - Treasury Advantage Plan)

To generate regular income through investment in debt securities and money market instruments.

HDFC Low Duration Fund is a Debt - Low Duration fund was launched on 18 Nov 99. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.1% .

Below is the key information for HDFC Low Duration Fund

HDFC Low Duration Fund
Growth
Launch Date 18 Nov 99
NAV (03 Jul 25) ₹57.9528 ↑ 0.03   (0.06 %)
Net Assets (Cr) ₹22,354 on 15 Jun 25
Category Debt - Low Duration
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 1.03
Sharpe Ratio 1.99
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 6.98%
Effective Maturity 1 Year 10 Months 20 Days
Modified Duration 10 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,566
30 Jun 22₹10,878
30 Jun 23₹11,605
30 Jun 24₹12,430
30 Jun 25₹13,425

HDFC Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 2.2%
6 Month 4.3%
1 Year 8%
3 Year 7.3%
5 Year 6.1%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7%
2022 4.1%
2021 3.7%
2020 8.1%
2019 8%
2018 6.5%
2017 6.4%
2016 8.6%
2015 7.7%
Fund Manager information for HDFC Low Duration Fund
NameSinceTenure
Anupam Joshi27 Oct 159.68 Yr.
Praveen Jain6 Oct 222.73 Yr.
Dhruv Muchhal22 Jun 232.02 Yr.

Data below for HDFC Low Duration Fund as on 15 Jun 25

Asset Allocation
Asset ClassValue
Cash10.58%
Debt89.18%
Other0.23%
Debt Sector Allocation
SectorValue
Corporate68.47%
Government22.01%
Cash Equivalent9.29%
Credit Quality
RatingValue
AA9.16%
AAA90.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.81% Govt Stock 2033
Sovereign Bonds | -
5%₹1,039 Cr100,000,000
7.59% Govt Stock 2031
Sovereign Bonds | -
4%₹921 Cr90,000,000
Sikka Ports & Terminals Limited
Debentures | -
3%₹695 Cr6,950
Mangalore Refinery And Petrochemicals Limited
Debentures | -
3%₹644 Cr6,450
Jubilant Beverages Limited
Debentures | -
3%₹604 Cr59,740
↑ 59,740
Power Finance Corporation Limited
Debentures | -
2%₹453 Cr45,000
↑ 10,000
Aditya Birla Renewables Limited
Debentures | -
2%₹409 Cr40,000
Bajaj Housing Finance Limited
Debentures | -
2%₹408 Cr40,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹377 Cr3,750
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹374 Cr3,750

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