ಸಮತೋಲಿತ ನಿಧಿ ಸಾಲ ಮತ್ತು ಎರಡರ ಸಂಯೋಜನೆಯಾಗಿದೆಇಕ್ವಿಟಿ ಫಂಡ್ಗಳು. ಈ ನಿಧಿಗಳು ಎರಡೂ ನಿಧಿಗಳ ಪ್ರಯೋಜನಗಳನ್ನು ಒದಗಿಸುತ್ತವೆ, ಅಂದರೆ, ಈಕ್ವಿಟಿಯಿಂದ ದೀರ್ಘಾವಧಿಯ ಸಂಪತ್ತು ಸೃಷ್ಟಿ ಮತ್ತು ನಿಯಮಿತ ಆದಾಯಹೂಡಿಕೆ ಒಳಗೆಸಾಲ ನಿಧಿ. ಸಾಮಾನ್ಯವಾಗಿ, ಮಧ್ಯಮ ಅಪಾಯದಿಂದ ಕಡಿಮೆ ಅಪಾಯದೊಂದಿಗೆ ಕಡಿಮೆ ಮತ್ತು ಮಧ್ಯಮ ಅವಧಿಯೊಳಗೆ ತಮ್ಮ ಹೂಡಿಕೆಗಳನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸಲು ಮಾರ್ಗಗಳನ್ನು ಹುಡುಕುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರಿಗೆ ಈ ನಿಧಿಗಳು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ.
ನಿಪ್ಪಾನ್ ಇಂಡಿಯಾಮ್ಯೂಚುಯಲ್ ಫಂಡ್ (ಹಿಂದೆ ಕರೆಯಲಾಗುತ್ತಿತ್ತುರಿಲಯನ್ಸ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್), ಪ್ರಮುಖರಲ್ಲಿ ಒಬ್ಬರುAMC ಗಳು ಭಾರತದಲ್ಲಿ, ಹೂಡಿಕೆದಾರರು ಸಾಮಾನ್ಯವಾಗಿ ಈ ಫಂಡ್ ಹೌಸ್ನ ಉನ್ನತ ಕಾರ್ಯಕ್ಷಮತೆಯ ಯೋಜನೆಗಳನ್ನು ನೋಡುತ್ತಾರೆ. ಹೀಗಾಗಿ, ನಾವು ನಿಪ್ಪಾನ್/ರಿಲಯನ್ಸ್ MF ನಿಂದ ಟಾಪ್ 3 ಅತ್ಯುತ್ತಮ ಸಮತೋಲಿತ ನಿಧಿಗಳನ್ನು ಶಾರ್ಟ್ಲಿಸ್ಟ್ ಮಾಡಿದ್ದೇವೆ. AUM ನಂತಹ ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳು,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಈ ನಿಧಿಗಳನ್ನು ಶಾರ್ಟ್ಲಿಸ್ಟ್ ಮಾಡಲು ಕೈಗೊಳ್ಳಲಾಗಿದೆ. ಹೂಡಿಕೆದಾರರು ಈ ಸಮತೋಲಿತ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ಅತ್ಯುತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸಬಹುದು.
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ಅಕ್ಟೋಬರ್ 2019 ರಿಂದ, ರಿಲಯನ್ಸ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಅನ್ನು ಮರುನಾಮಕರಣ ಮಾಡಲಾಗಿದೆನಿಪ್ಪಾನ್ ಇಂಡಿಯಾ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್. ನಿಪ್ಪಾನ್ ಲೈಫ್ ರಿಲಯನ್ಸ್ ನಿಪ್ಪಾನ್ ಅಸೆಟ್ ಮ್ಯಾನೇಜ್ಮೆಂಟ್ (RNAM) ನಲ್ಲಿ ಬಹುಪಾಲು (75%) ಪಾಲನ್ನು ಪಡೆದುಕೊಂಡಿದೆ. ಕಂಪನಿಯು ರಚನೆ ಮತ್ತು ನಿರ್ವಹಣೆಯಲ್ಲಿ ಯಾವುದೇ ಬದಲಾವಣೆಯಿಲ್ಲದೆ ತನ್ನ ಕಾರ್ಯಾಚರಣೆಯನ್ನು ಮುಂದುವರಿಸುತ್ತದೆ.
ನವೀನ: AMC ತನ್ನ ಹೂಡಿಕೆದಾರರಿಗೆ ಹೊಸ ಮತ್ತು ನವೀನ ಯೋಜನೆಗಳನ್ನು ಸತತವಾಗಿ ನೀಡುತ್ತದೆ.
ಗ್ರೇಟ್ ಕಸ್ಟಮರ್ ಕೇರ್: ಕಂಪನಿಯು ತನ್ನ ಹೂಡಿಕೆದಾರರ ಬಗ್ಗೆ ಹೆಚ್ಚಿನ ಕಾಳಜಿ ವಹಿಸುತ್ತದೆ. ಹೂಡಿಕೆದಾರರಿಗೆ ಸಹಾಯ ಮಾಡಲು ಇದು ಅತ್ಯಂತ ಸ್ಥಿರ ಮತ್ತು ಉನ್ನತ-ಕಾರ್ಯನಿರ್ವಹಣೆಯ ಗ್ರಾಹಕ ಬೆಂಬಲ ತಂಡವನ್ನು ಹೊಂದಿದೆ.
ಕಾಲಮಾನದ ಅನುಭವ: ರಿಲಯನ್ಸ್ ಸಂಸ್ಥೆಯಲ್ಲಿದೆಮಾರುಕಟ್ಟೆ ಎರಡು ದಶಕಗಳಿಂದ. ಇದು ನಿಧಿ ನಿರ್ವಹಣೆ ಮತ್ತು ಹಣಕಾಸು ಸೇವೆಗಳಲ್ಲಿ ಅನುಭವ ಮತ್ತು ಪರಿಣತಿಯನ್ನು ಹೊಂದಿದೆ.
ಬಲವಾದ ನೆಟ್ವರ್ಕ್: ನಿಪ್ಪಾನ್ ಇಂಡಿಯಾ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ನ ವಿತರಣಾ ಜಾಲವು ತುಂಬಾ ಪ್ರಬಲವಾಗಿದೆ. ಇದು ಭಾರತದ 150 ಕ್ಕೂ ಹೆಚ್ಚು ನಗರಗಳಲ್ಲಿ ಅಸ್ತಿತ್ವವನ್ನು ಹೊಂದಿದೆ.
(Erstwhile Reliance Regular Savings Fund - Balanced Plan) The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments. Below is the key information for Nippon India Equity Hybrid Fund Returns up to 1 year are on (Erstwhile Reliance Arbitrage Advantage Fund) The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments. Research Highlights for Nippon India Arbitrage Fund Below is the key information for Nippon India Arbitrage Fund Returns up to 1 year are on (Erstwhile Reliance Monthly Income Plan) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital. Research Highlights for Nippon India Hybrid Bond Fund Below is the key information for Nippon India Hybrid Bond Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Equity Hybrid Fund Growth ₹105.559
↑ 0.76 ₹3,701 -0.7 -1.5 6.5 14.5 13.3 6.1 Nippon India Arbitrage Fund Growth ₹27.7783
↓ 0.00 ₹15,788 1.5 3 5.8 6.9 5.9 6.2 Nippon India Hybrid Bond Fund Growth ₹60.6756
↑ 0.06 ₹932 0.8 2.4 7.8 8.4 8.1 9.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26 Research Highlights & Commentary of 3 Funds showcased
Commentary Nippon India Equity Hybrid Fund Nippon India Arbitrage Fund Nippon India Hybrid Bond Fund Point 1 Lower mid AUM (₹3,701 Cr). Highest AUM (₹15,788 Cr). Bottom quartile AUM (₹932 Cr). Point 2 Established history (20+ yrs). Established history (15+ yrs). Oldest track record among peers (22 yrs). Point 3 Top rated. Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 5Y return: 13.26% (upper mid). 5Y return: 5.88% (bottom quartile). 5Y return: 8.15% (lower mid). Point 6 3Y return: 14.54% (upper mid). 3Y return: 6.88% (bottom quartile). 3Y return: 8.37% (lower mid). Point 7 1Y return: 6.54% (lower mid). 1Y return: 5.78% (bottom quartile). 1Y return: 7.80% (upper mid). Point 8 1M return: 4.38% (upper mid). 1M return: 0.51% (bottom quartile). 1M return: 1.04% (lower mid). Point 9 Alpha: 0.76 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 2.92 (upper mid). Point 10 Sharpe: -0.47 (bottom quartile). Sharpe: 0.62 (upper mid). Sharpe: 0.35 (lower mid). Nippon India Equity Hybrid Fund
Nippon India Arbitrage Fund
Nippon India Hybrid Bond Fund
1. Nippon India Equity Hybrid Fund
Nippon India Equity Hybrid Fund
Growth Launch Date 8 Jun 05 NAV (17 Apr 26) ₹105.559 ↑ 0.76 (0.73 %) Net Assets (Cr) ₹3,701 on 31 Mar 26 Category Hybrid - Hybrid Equity AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.98 Sharpe Ratio -0.47 Information Ratio 0.6 Alpha Ratio 0.76 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,755 31 Mar 23 ₹12,278 31 Mar 24 ₹16,134 31 Mar 25 ₹17,274 31 Mar 26 ₹17,260 Returns for Nippon India Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 4.4% 3 Month -0.7% 6 Month -1.5% 1 Year 6.5% 3 Year 14.5% 5 Year 13.3% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.1% 2023 16.1% 2022 24.1% 2021 6.6% 2020 27.8% 2019 -5.3% 2018 3% 2017 -4.9% 2016 29.5% 2015 4.2% Fund Manager information for Nippon India Equity Hybrid Fund
Name Since Tenure Meenakshi Dawar 10 Sep 21 4.56 Yr. Kinjal Desai 25 May 18 7.85 Yr. Sushil Budhia 1 Feb 20 6.16 Yr. Amber Singhania 11 Mar 26 0.05 Yr. Data below for Nippon India Equity Hybrid Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 3.23% Equity 78.65% Debt 18.11% Equity Sector Allocation
Sector Value Financial Services 23.14% Consumer Cyclical 9.62% Industrials 9.39% Technology 6% Utility 5.52% Health Care 5.15% Real Estate 4.84% Communication Services 4.1% Energy 3.91% Consumer Defensive 3.63% Basic Materials 3.34% Debt Sector Allocation
Sector Value Corporate 11.88% Government 6.25% Cash Equivalent 3.23% Credit Quality
Rating Value A 3.22% AA 46.05% AAA 50.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK5% ₹181 Cr 2,474,712
↑ 110,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | ICICIBANK4% ₹155 Cr 1,286,000
↑ 240,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL4% ₹139 Cr 779,642
↑ 144,642 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 13 | LT3% ₹124 Cr 354,838 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322153% ₹108 Cr 933,200 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 14 | RELIANCE3% ₹108 Cr 806,000 NTPC Ltd (Utilities)
Equity, Since 31 Aug 20 | 5325553% ₹104 Cr 2,800,620 State Bank of India (Financial Services)
Equity, Since 31 Jul 16 | SBIN2% ₹71 Cr 730,000
↓ -280,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Aug 20 | M&M2% ₹69 Cr 235,000 National Highways Infra Trust Units (Real Estate)
-, Since 31 Mar 24 | 5433852% ₹62 Cr 3,764,760 2. Nippon India Arbitrage Fund
Nippon India Arbitrage Fund
Growth Launch Date 14 Oct 10 NAV (17 Apr 26) ₹27.7783 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹15,788 on 31 Mar 26 Category Hybrid - Arbitrage AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 1.07 Sharpe Ratio 0.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,387 31 Mar 23 ₹10,896 31 Mar 24 ₹11,713 31 Mar 25 ₹12,550 31 Mar 26 ₹13,298 Returns for Nippon India Arbitrage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 5.8% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.2% 2023 7.5% 2022 7% 2021 4.2% 2020 3.8% 2019 4.3% 2018 6.2% 2017 6.8% 2016 5.5% 2015 6.6% Fund Manager information for Nippon India Arbitrage Fund
Name Since Tenure Kinjal Desai 25 May 18 7.85 Yr. Vikash Agarwal 14 Sep 24 1.54 Yr. Nemish Sheth 21 Mar 25 1.03 Yr. Rohit Shah 8 Apr 24 1.98 Yr. Amber Singhania 11 Mar 26 0.05 Yr. Data below for Nippon India Arbitrage Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Equity 121.12% Debt 9.86% Other 0.07% Equity Sector Allocation
Sector Value Financial Services 24.93% Basic Materials 10.91% Consumer Cyclical 7.65% Industrials 6.85% Health Care 5.09% Communication Services 4.64% Consumer Defensive 4.47% Energy 3.71% Technology 2.93% Real Estate 2.17% Utility 1.49% Debt Sector Allocation
Sector Value Corporate 14.28% Government 2.41% Securitized 0.05% Credit Quality
Rating Value AA 31.86% AAA 68.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India Money Market Dir Gr
Investment Fund | -14% ₹2,223 Cr 5,053,325 Nippon India U/ST Duration Dir Gr
Investment Fund | -6% ₹983 Cr 2,108,547 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | HDFCBANK5% ₹757 Cr 10,343,300
↑ 977,900 Nippon India Liquid Dir Gr
Investment Fund | -5% ₹721 Cr 1,068,476
↑ 594,151 Hdfc Bank Limited_28/04/2026
Derivatives, Since 28 Feb 26 | -4% ₹696 Cr 9,463,850
↑ 9,340,650 Future on ICICI Bank Ltd
Derivatives, Since 31 Mar 26 | -3% ₹530 Cr 4,368,000
↑ 166,600 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | ICICIBANK3% ₹527 Cr 4,368,000
↑ 166,600 Future on Reliance Industries Ltd
Derivatives, Since 31 Mar 26 | -3% ₹407 Cr 3,010,500
↓ -444,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 17 | RELIANCE3% ₹405 Cr 3,010,500
↓ -444,500 Future on Bharti Airtel Ltd
Derivatives, Since 31 Mar 26 | -2% ₹358 Cr 2,000,225
↓ -282,625 3. Nippon India Hybrid Bond Fund
Nippon India Hybrid Bond Fund
Growth Launch Date 29 Dec 03 NAV (17 Apr 26) ₹60.6756 ↑ 0.06 (0.09 %) Net Assets (Cr) ₹932 on 31 Mar 26 Category Hybrid - Hybrid Debt AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.9 Sharpe Ratio 0.35 Information Ratio 0.12 Alpha Ratio 2.92 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,904 31 Mar 23 ₹11,568 31 Mar 24 ₹12,705 31 Mar 25 ₹13,649 31 Mar 26 ₹14,579 Returns for Nippon India Hybrid Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 1% 3 Month 0.8% 6 Month 2.4% 1 Year 7.8% 3 Year 8.4% 5 Year 8.1% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.7% 2023 7.8% 2022 10.2% 2021 4.8% 2020 10.1% 2019 -8.5% 2018 2.8% 2017 4% 2016 9.3% 2015 9.2% Fund Manager information for Nippon India Hybrid Bond Fund
Name Since Tenure Dhrumil Shah 10 Sep 21 4.56 Yr. Kinjal Desai 29 Dec 03 22.27 Yr. Sushil Budhia 1 Feb 20 6.17 Yr. Akshay Sharma 1 Dec 22 3.33 Yr. Amber Singhania 11 Mar 26 0.06 Yr. Data below for Nippon India Hybrid Bond Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 12.91% Equity 17.71% Debt 68.44% Other 0.94% Equity Sector Allocation
Sector Value Real Estate 5.5% Financial Services 4.1% Industrials 1.64% Consumer Cyclical 1.37% Energy 1.14% Technology 0.99% Basic Materials 0.84% Consumer Defensive 0.7% Health Care 0.57% Communication Services 0.5% Utility 0.36% Debt Sector Allocation
Sector Value Corporate 55.31% Government 13.13% Cash Equivalent 12.91% Credit Quality
Rating Value A 30.44% AA 44.51% AAA 25.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.03% Tamilnadu SDL 2030
Sovereign Bonds | -5% ₹50 Cr 5,000,000 Aditya Birla Real Estate Limited
Debentures | -4% ₹35 Cr 3,500 GMR Airports Limited
Debentures | -4% ₹33 Cr 3,200 GAursons India Private Limited
Debentures | -4% ₹33 Cr 3,300 7.1% Govt Stock 2029
Sovereign Bonds | -3% ₹30 Cr 3,000,000 Auxilo Finserve Private Limited
Debentures | -3% ₹30 Cr 3,000 Navi Finserv Limited
Debentures | -3% ₹30 Cr 30,000 Muthoot Fincorp Limited
Debentures | -3% ₹29 Cr 25,000
↓ -10,000 Suryapet Khammam Road Private Limited
Debentures | -3% ₹28 Cr 3,862 Delhi International Airport Limited
Debentures | -3% ₹26 Cr 2,600
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Research Highlights for Nippon India Equity Hybrid Fund