IDFC बँकेत SIP व्यवहारांसाठी बिलर कसे जोडायचे?

Updated on August 1, 2026 , 6495 views

SIP किंवा पद्धतशीरगुंतवणूक योजना मध्ये गुंतवणूक करण्याचा एक प्रकार आहेम्युच्युअल फंड जेथे व्यक्ती नियमित अंतराने लहान रक्कम जमा करतात. एसआयपी व्यवहारांमध्ये, लोकांना हे समजले पाहिजे की नियमित अंतराने पैसे कापले जातात. त्यामुळे, संपूर्ण प्रक्रिया त्रासमुक्त आहे याची खात्री करण्यासाठी, लोक बिलर्स जोडू शकतातबँक नेट बँकिंगद्वारे खाते जेणेकरून पेमेंट वेळेवर होईल.बँक खात्यात SIP चा युनिक नोंदणी क्रमांक किंवा URN जोडून हे करता येते.. तुम्हाला हा URN तुमच्या ईमेलमध्ये मिळेल किंवा तुम्ही तुमचे पहिले पेमेंट केल्यानंतर fincash.com च्या वेबसाइटला भेट देऊन ते मिळवू शकता. बँक खात्यात बिलर जोडण्याची ही प्रक्रिया प्रत्येक बँकेसाठी वेगळी असते. तर, IDFC बँकेत बिलर जोडण्याची प्रक्रिया समजून घेऊ.

बँक खात्यात बिलर जोडण्याची कोणतीही प्रक्रिया तुमच्या बँक खात्यात लॉग इन करण्यापासून सुरू होते. सर्व प्रथम, तुम्हाला तुमचे लॉगिन क्रेडेन्शियल्स वापरून तुमच्या बँक खात्यात लॉग इन करणे आवश्यक आहे. एकदा तुम्ही लॉग इन केल्यानंतर, तुम्हाला तुमच्या होम स्क्रीनवर पुनर्निर्देशित केले जाईल. मुख्यपृष्ठ स्क्रीनवर, आपल्याला क्लिक करणे आवश्यक आहेबिल पे स्क्रीनच्या डाव्या बाजूला असलेला टॅब. या चरणाची प्रतिमा खालीलप्रमाणे आहे जिथे बिल पे पर्याय हिरव्या रंगात हायलाइट केला आहे.

बिल पे पर्यायामध्ये बिलर जोडा वर क्लिक करा

एकदा तुम्ही क्लिक कराबिल पे टॅब, एक ड्रॉप डाउन उघडेल, ज्यामध्ये विविध पर्याय आहेत जसे की बिल पहा/पे, क्विक पे, रिचार्ज आणि बरेच काही. या पर्यायांपैकी, तुम्हाला निवडणे आवश्यक आहेबिलर जोडा पर्याय. या चरणाची प्रतिमा खाली दिली आहे जिथे बिलर जोडा पर्याय हिरव्या रंगात हायलाइट केला आहे.

URN एंटर करा आणि ऑटो पेसाठी सेट निवडा

बिलर जोडण्याच्या प्रक्रियेतील हा एक महत्त्वाचा टप्पा आहे.या चरणात, लोकांना URN क्रमांक प्रविष्ट करणे आवश्यक आहे जेणेकरून त्यांचा ऑटो पे पर्याय स्वयंचलित होईल. एकदा तुम्ही क्लिक कराबिलर जोडा मागील चरणातील पर्याय, एक नवीन स्क्रीन उघडेल जिथे आपल्याला प्रविष्ट करणे आवश्यक आहेबिल तपशील. येथे, श्रेणीच्या बाबतीत, आपल्याला निवडण्याची आवश्यकता आहेम्युच्युअल फंड. प्रदाता मध्ये, तुम्हाला पर्याय निवडण्याची आवश्यकता आहेबीएसई लिमिटेड. प्रदाता निवडल्यानंतर, तुम्हाला तुमच्या ईमेलमध्ये प्राप्त झालेला URN क्रमांक प्रविष्ट करणे आवश्यक आहे किंवा तुम्ही याद्वारे प्रवेश करू शकतातुमच्या फिनकॅश खात्यात लॉग इन करा. यूआरएन प्रविष्ट केल्यानंतर, आपल्याला निवडण्याची आवश्यकता आहेऑटो पे साठी सेट करा पर्याय. या चरणाची प्रतिमा खाली दिली आहे जिथे अद्वितीय नोंदणी क्रमांक आणि ऑटो पे पर्यायासाठी सेट दोन्ही हिरव्या रंगात हायलाइट केले आहेत.

पेमेंट तपशील प्रविष्ट करा

एकदा तुम्ही निवडाऑटो पे साठी सेट करा मागील चरणात, एक ड्रॉप-डाउन उघडेल ज्यामध्ये तुम्हाला पेमेंट तपशील प्रविष्ट करणे आवश्यक आहे जसे की SIP पेमेंट ज्या खाते क्रमांकावरून करावे लागेल, SIP ची प्रारंभ तारीख आणि आवश्यक असलेली SIP रक्कम. हे तपशील प्रविष्ट केल्यानंतर, तुम्हाला क्लिक करणे आवश्यक आहेबिलर जोडा पर्याय. या चरणाची प्रतिमा खाली दिलेली आहे जिथे ग्रीनमध्ये Add Biller पर्याय निवडला आहे.

OTP टाका

एकदा तुम्ही क्लिक कराबिलर जोडा मागील चरणात, एक नवीन स्क्रीन उघडेल जिथे तुम्ही तुमच्या खात्याचे तपशील पाहू शकता, तुम्ही तुमच्या SIP चा सारांश पाहू शकता. त्यासोबत, तुम्ही एक बॉक्स देखील पाहू शकता ज्यामध्ये तुम्हाला प्रवेश करण्यास सांगितले आहेवन टाइम पासवर्ड (OTP). हा ओटीपी क्रमांक तुम्हाला तुमच्या मोबाइल नंबरमध्ये मिळतो. एकदा तुम्ही OTP क्रमांक टाकल्यानंतर तुम्हाला त्यावर क्लिक करावे लागेलसत्यापित करा बटण या चरणाची प्रतिमा खाली दिली आहे जिथे OTP बॉक्स आणि सत्यापित बटण दोन्ही हिरव्या रंगात हायलाइट केले आहेत.

अंतिम पुष्टीकरण

ही शेवटची पायरी आहे जिथे तुम्हाला बिलर यशस्वीरित्या जोडले गेल्याचे अंतिम पुष्टीकरण मिळू शकते. एकदा तुम्ही क्लिक करासत्यापित करा बिलरला पुष्टी पोस्ट मिळते ज्यामुळे SIP पेमेंट आपोआप कापले जातील. या चरणाची प्रतिमा खाली दिली आहे.

अशा प्रकारे वरील चरणांवरून, असे म्हणता येईल की IDFC बँकेत SIP व्यवहारांसाठी बिलर जोडणे सोपे आहे.

उत्तम परतावा मिळविण्यासाठी गुंतवणूक करण्यासाठी सर्वोत्तम SIP

नुसार शिफारस केलेल्या काही SIP येथे आहेत5 वर्ष पेक्षा जास्त परतावा आणि AUMINR 500 Cr:

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹205.52 ↑ 3.01	₹8,550	100	2.6	4.8	7.4	19.7	22.9	6.7
SBI Gold Fund Growth	₹41.3323 ↑ 0.06	₹15,294	500	-5.1	-6.2	43.2	32.2	22.8	71.5
Axis Gold Fund Growth	₹41.0149 ↑ 0.09	₹2,828	1,000	-5.2	-6.6	42.7	31.8	22.8	69.8
ICICI Prudential Regular Gold Savings Fund Growth	₹43.6482 ↑ 0.04	₹6,265	100	-5.2	-6.7	42.8	32	22.7	72
IDBI Gold Fund Growth	₹36.5645 ↑ 0.11	₹757	500	-4.9	-6.3	42.1	31.9	22.7	79
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	SBI Gold Fund	Axis Gold Fund	ICICI Prudential Regular Gold Savings Fund	IDBI Gold Fund
Point 1	Upper mid AUM (₹8,550 Cr).	Highest AUM (₹15,294 Cr).	Bottom quartile AUM (₹2,828 Cr).	Lower mid AUM (₹6,265 Cr).	Bottom quartile AUM (₹757 Cr).
Point 2	Oldest track record among peers (20 yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Not Rated.
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 22.92% (top quartile).	5Y return: 22.83% (upper mid).	5Y return: 22.78% (lower mid).	5Y return: 22.75% (bottom quartile).	5Y return: 22.73% (bottom quartile).
Point 6	3Y return: 19.68% (bottom quartile).	3Y return: 32.23% (top quartile).	3Y return: 31.84% (bottom quartile).	3Y return: 32.02% (upper mid).	3Y return: 31.86% (lower mid).
Point 7	1Y return: 7.43% (bottom quartile).	1Y return: 43.17% (top quartile).	1Y return: 42.66% (lower mid).	1Y return: 42.78% (upper mid).	1Y return: 42.14% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	1M return: -2.56% (lower mid).	1M return: -3.00% (bottom quartile).	1M return: -2.71% (bottom quartile).	1M return: -2.37% (upper mid).
Point 9	Sharpe: -0.07 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Information ratio: 0.00 (top quartile).	Sharpe: 1.29 (upper mid).	Sharpe: 1.35 (top quartile).	Sharpe: 1.22 (lower mid).	Sharpe: 1.22 (bottom quartile).

ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,550 Cr).
Oldest track record among peers (20 yrs).
Top rated.
Risk profile: High.
5Y return: 22.92% (top quartile).
3Y return: 19.68% (bottom quartile).
1Y return: 7.43% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.00 (top quartile).

SBI Gold Fund

Highest AUM (₹15,294 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.83% (upper mid).
3Y return: 32.23% (top quartile).
1Y return: 43.17% (top quartile).
1M return: -2.56% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.29 (upper mid).

Axis Gold Fund

Bottom quartile AUM (₹2,828 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.78% (lower mid).
3Y return: 31.84% (bottom quartile).
1Y return: 42.66% (lower mid).
1M return: -3.00% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.35 (top quartile).

ICICI Prudential Regular Gold Savings Fund

Lower mid AUM (₹6,265 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.75% (bottom quartile).
3Y return: 32.02% (upper mid).
1Y return: 42.78% (upper mid).
1M return: -2.71% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.22 (lower mid).

IDBI Gold Fund

Bottom quartile AUM (₹757 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.73% (bottom quartile).
3Y return: 31.86% (lower mid).
1Y return: 42.14% (bottom quartile).
1M return: -2.37% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.22 (bottom quartile).

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,550 Cr).
Oldest track record among peers (20 yrs).
Top rated.
Risk profile: High.
5Y return: 22.92% (top quartile).
3Y return: 19.68% (bottom quartile).
1Y return: 7.43% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.00 (top quartile).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (03 Aug 26)	₹205.52 ↑ 3.01 (1.49 %)
Net Assets (Cr)	₹8,550 on 30 Jun 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,961
31 Jul 23	₹16,935
31 Jul 24	₹27,533
31 Jul 25	₹26,878
31 Jul 26	₹28,111

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.4%
3 Month	2.6%
6 Month	4.8%
1 Year	7.4%
3 Year	19.7%
5 Year	22.9%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	9.17 Yr.
Sharmila D’mello	30 Jun 22	4.09 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	45.24%
Basic Materials	11.2%
Financial Services	10.19%
Utility	9.88%
Real Estate	7.96%
Energy	5.46%
Consumer Cyclical	1.98%
Communication Services	0.09%

Asset Allocation

Asset Class	Value
Cash	7.57%
Equity	92.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹699 Cr	1,301,985 ↓ -390,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹526 Cr	1,268,485 ↓ -237,219
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹379 Cr	2,139,426
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹308 Cr	8,626,448
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹282 Cr	555,746 ↓ -16,951
Gujarat Energy Ltd (Utilities) Equity, Since 31 Jan 23 \| GUJENERGY	3%	₹275 Cr	8,407,984 ↓ -74,040
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹270 Cr	106,892
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹268 Cr	3,357,506
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹256 Cr	1,979,725 ↑ 550,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹251 Cr	1,830,742 ↓ -174,866

2. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹15,294 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.83% (upper mid).
3Y return: 32.23% (top quartile).
1Y return: 43.17% (top quartile).
1M return: -2.56% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.29 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (03 Aug 26)	₹41.3323 ↑ 0.06 (0.15 %)
Net Assets (Cr)	₹15,294 on 30 Jun 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,500
31 Jul 23	₹12,058
31 Jul 24	₹13,968
31 Jul 25	₹19,487
31 Jul 26	₹27,752

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.6%
3 Month	-5.1%
6 Month	-6.2%
1 Year	43.2%
3 Year	32.2%
5 Year	22.8%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.5%
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.42 Yr.

Data below for SBI Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.52%
Other	98.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹15,308 Cr	1,280,181,221 ↑ 33,495,027
Net Receivable / Payable CBLO \| -	0%	-₹60 Cr
Treps CBLO/Reverse Repo \| -	0%	₹46 Cr

3. Axis Gold Fund

To generate returns that closely correspond to returns generated by Axis Gold ETF.

Research Highlights for Axis Gold Fund

Bottom quartile AUM (₹2,828 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.78% (lower mid).
3Y return: 31.84% (bottom quartile).
1Y return: 42.66% (lower mid).
1M return: -3.00% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.35 (top quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for Axis Gold Fund

Axis Gold Fund Growth
Launch Date	20 Oct 11
NAV (03 Aug 26)	₹41.0149 ↑ 0.09 (0.22 %)
Net Assets (Cr)	₹2,828 on 30 Jun 26
Category	Gold - Gold
AMC	Axis Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.5
Sharpe Ratio	1.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,512
31 Jul 23	₹12,108
31 Jul 24	₹14,013
31 Jul 25	₹19,436
31 Jul 26	₹27,568

Axis Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Axis Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-3%
3 Month	-5.2%
6 Month	-6.6%
1 Year	42.7%
3 Year	31.8%
5 Year	22.8%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	69.8%
2023	19.2%
2022	14.7%
2021	12.5%
2020	-4.7%
2019	26.9%
2018	23.1%
2017	8.3%
2016	0.7%
2015	10.7%

Fund Manager information for Axis Gold Fund

Name	Since	Tenure
Aditya Pagaria	9 Nov 21	4.73 Yr.
Pratik Tibrewal	1 Feb 25	1.49 Yr.

Data below for Axis Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.76%
Other	98.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Gold ETF - \| -	100%	₹2,830 Cr	242,317,058 ↑ 3,630,000
Net Receivables / (Payables) CBLO \| -	0%	-₹9 Cr
Clearing Corporation Of India Ltd CBLO \| -	0%	₹7 Cr

4. ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF). However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Gold Savings Fund

Lower mid AUM (₹6,265 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.75% (bottom quartile).
3Y return: 32.02% (upper mid).
1Y return: 42.78% (upper mid).
1M return: -2.71% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.22 (lower mid).
Information ratio: 0.00 (bottom quartile).

Below is the key information for ICICI Prudential Regular Gold Savings Fund

ICICI Prudential Regular Gold Savings Fund Growth
Launch Date	11 Oct 11
NAV (03 Aug 26)	₹43.6482 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹6,265 on 30 Jun 26
Category	Gold - Gold
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.38
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Months (2%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,447
31 Jul 23	₹11,981
31 Jul 24	₹13,891
31 Jul 25	₹19,373
31 Jul 26	₹27,543

ICICI Prudential Regular Gold Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Regular Gold Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.7%
3 Month	-5.2%
6 Month	-6.7%
1 Year	42.8%
3 Year	32%
5 Year	22.7%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	72%
2023	19.5%
2022	13.5%
2021	12.7%
2020	-5.4%
2019	26.6%
2018	22.7%
2017	7.4%
2016	0.8%
2015	8.9%

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Name	Since	Tenure
Manish Banthia	27 Sep 12	13.85 Yr.
Nishit Patel	29 Dec 20	5.59 Yr.
Ashwini Bharucha	1 Nov 25	0.75 Yr.
Venus Ahuja	1 Nov 25	0.75 Yr.

Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.78%
Other	98.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Pru Gold ETF - \| -	100%	₹6,263 Cr	521,478,692 ↑ 6,803,176
Treps CBLO/Reverse Repo \| -	0%	₹28 Cr
Net Current Assets Net Current Assets \| -	0%	-₹25 Cr

5. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹757 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 22.73% (bottom quartile).
3Y return: 31.86% (lower mid).
1Y return: 42.14% (bottom quartile).
1M return: -2.37% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.22 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (03 Aug 26)	₹36.5645 ↑ 0.11 (0.31 %)
Net Assets (Cr)	₹757 on 30 Jun 26
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,431
31 Jul 23	₹12,037
31 Jul 24	₹14,109
31 Jul 25	₹19,450
31 Jul 26	₹27,534

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-2.4%
3 Month	-4.9%
6 Month	-6.3%
1 Year	42.1%
3 Year	31.9%
5 Year	22.7%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	18.7%
2022	14.8%
2021	12%
2020	-4%
2019	24.2%
2018	21.6%
2017	5.8%
2016	1.4%
2015	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	2.16 Yr.
Sasikant Aravamuthan	1 Jul 26	0.08 Yr.

Data below for IDBI Gold Fund as on 30 Jun 26

Asset Allocation

Asset Class	Value
Cash	1.82%
Other	98.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	100%	₹757 Cr	59,884,200 ↑ 1,110,000
Treps CBLO/Reverse Repo \| -	1%	₹4 Cr
Net Receivables / (Payables) CBLO \| -	0%	-₹4 Cr

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Research Highlights & Commentary of 5 Funds showcased

ICICI Prudential Infrastructure Fund

SBI Gold Fund

Axis Gold Fund

ICICI Prudential Regular Gold Savings Fund

IDBI Gold Fund

1. ICICI Prudential Infrastructure Fund

Growth of 10,000 investment over the years.

ICICI Prudential Infrastructure Fund SIP Returns

Returns for ICICI Prudential Infrastructure Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for ICICI Prudential Infrastructure Fund

Data below for ICICI Prudential Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Asset Allocation

Top Securities Holdings / Portfolio

2. SBI Gold Fund

Growth of 10,000 investment over the years.

SBI Gold Fund SIP Returns

Returns for SBI Gold Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for SBI Gold Fund

Data below for SBI Gold Fund as on 30 Jun 26

Asset Allocation

Top Securities Holdings / Portfolio

3. Axis Gold Fund

Growth of 10,000 investment over the years.

Axis Gold Fund SIP Returns

Returns for Axis Gold Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for Axis Gold Fund

Data below for Axis Gold Fund as on 30 Jun 26

Asset Allocation

Top Securities Holdings / Portfolio

4. ICICI Prudential Regular Gold Savings Fund

Growth of 10,000 investment over the years.

ICICI Prudential Regular Gold Savings Fund SIP Returns

Returns for ICICI Prudential Regular Gold Savings Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for ICICI Prudential Regular Gold Savings Fund

Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Jun 26

Asset Allocation

Top Securities Holdings / Portfolio

5. IDBI Gold Fund

Growth of 10,000 investment over the years.

IDBI Gold Fund SIP Returns

Returns for IDBI Gold Fund

Historical performance (Yearly) on absolute basis

Fund Manager information for IDBI Gold Fund

Data below for IDBI Gold Fund as on 30 Jun 26

Asset Allocation

Top Securities Holdings / Portfolio