Aditya Birla Sun Life Banking & PSU Debt Fund - G

NAV ₹387.426 ↓ -0.43 (-0.11 %) as on 21 Aug 26

(Erstwhile Aditya Birla Sun Life Treasury Optimizer Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 9 May 08. It is a fund with Moderate risk and has given a CAGR return of 7.7% since its launch. Ranked 9 in Banking & PSU Debt category. Return for 2025 was 7.3% , 2024 was 7.9% and 2023 was 6.9% .

Below is the key information for Aditya Birla Sun Life Banking & PSU Debt Fund

NAV as on 21 Aug 26	₹387.426 ↓ -0.43 (-0.11 %)
Net Assets (AUM) as on 31 Jul 2026	₹8,833 Cr.
Launch Date	9 May 2008
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.22%
Effective Maturity	4 Years 4 Months 28 Days
Modified Duration	3 Years 18 Days

Alpha Ratio	0.0
Expense Ratio	0.73 %
Sharpe Ratio	-0.407
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF209K01LV0
AMC	Birla Sun Life Asset Management Co Ltd
Min Investment	₹1,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Aug 26

Duration	Returns
1 Month	0.4%
3 Month	2.4%
6 Month	2.6%
1 Year	5%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch	7.7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.3%
2024	7.9%
2023	6.9%
2022	3.7%
2021	3.6%
2020	10.9%
2019	9.9%
2018	6.6%
2017	5.6%

Growth of 10k Over Years

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,297
31 Jul 23	₹10,967
31 Jul 24	₹11,767
31 Jul 25	₹12,795
31 Jul 26	₹13,396

Asset Allocation

Asset Class	Value
Cash	17.37%
Debt	82.63%

Sector Allocation

Sector	Value
Corporate	54.9%
Government	38.87%
Cash Equivalent	6.23%

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹430 Cr	43,000
REC Ltd. 7.17% Debentures \| -	3%	₹224 Cr	22,500 ↑ 22,500
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹196 Cr	20,000
Rec Limited Debentures \| -	2%	₹190 Cr	19,000
HDFC Bank Limited Debentures \| -	2%	₹184 Cr	1,800
State Bank Of India Debentures \| -	2%	₹161 Cr	160
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹160 Cr	16,250
National Bank for Financing Infrastructure & Development 7.66% Domestic Bonds \| -	2%	₹151 Cr	15,000
Power Finance Corporation Limited Debentures \| -	2%	₹151 Cr	15,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	2%	₹142 Cr	145

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Fund Managers

Name	Since	Tenure
Kaustubh Gupta	29 Sep 09	16.85 Yr.
Harshil Suvarnkar	22 Mar 21	5.36 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Aditya Birla Sun Life Mutual Fund	One India Bulls Centre , Tower 1,,17th Floor, Jupiter Mill Compound,,841, Senapati Bapat Marg,,Elphinstone Road,

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Aditya Birla Sun Life Banking & PSU Debt Fund Growth	₹387.426 ↓ -0.43	2.57 %	4.97 %	6.88 %	5.95 %
Data as on 21 Aug 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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