Bandhan Credit Risk Fund - G

NAV ₹17.1218 ↑ 0.02 (0.09 %) as on 12 Jun 26

(Erstwhile IDFC Credit Opportunities Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Fund seeks to generate returns by predominantly investing in a portfolio of corporate debt securities across the credit spectrum within the investment grade.

Bandhan Credit Risk Fund is a Debt - Credit Risk fund launched on 3 Mar 17. It is a fund with Moderate risk and has given a CAGR return of 6% since its launch. Return for 2025 was 6.2% , 2024 was 7.4% and 2023 was 5.8% .

Below is the key information for Bandhan Credit Risk Fund

NAV as on 12 Jun 26	₹17.1218 ↑ 0.02 (0.09 %)
Net Assets (AUM) as on 30 Apr 2026	₹230 Cr.
Launch Date	3 Mar 2017
Category	Debt - Credit Risk
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.9%
Effective Maturity	1 Year 11 Months 16 Days
Modified Duration	1 Year 7 Months 17 Days

Alpha Ratio	0.0
Expense Ratio	1.69 %
Sharpe Ratio	-1.463
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF194KA1W39
AMC	IDFC Asset Management Company Limited
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 26

Duration	Returns
1 Month	0.8%
3 Month	1.5%
6 Month	2.3%
1 Year	4.4%
3 Year	6.2%
5 Year	5.3%
10 Year
15 Year
Since launch	6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.2%
2023	7.4%
2022	5.8%
2021	3.1%
2020	4%
2019	7.4%
2018	9.1%
2017	5%
2016

Growth of 10k Over Years

Date	Value
31 May 21	₹10,000
31 May 22	₹10,230
31 May 23	₹10,835
31 May 24	₹11,497
31 May 25	₹12,460
31 May 26	₹12,876

Bandhan Credit Risk Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	6.77%
Debt	92.5%
Other	0.73%

Sector Allocation

Sector	Value
Corporate	80.75%
Government	11.76%
Cash Equivalent	6.77%

Rating	Value
AA	75.41%
AAA	24.59%

Bandhan Credit Risk Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
TATA Projects Limited Debentures \| -	9%	₹20 Cr	2,000,000
Aadhar Housing Finance Limited Debentures \| -	9%	₹20 Cr	2,000,000
Ceat Limited Debentures \| -	9%	₹20 Cr	2,000,000
Power Finance Corporation Limited Debentures \| -	9%	₹20 Cr	2,000,000
Aditya Birla Real Estate Limited Debentures \| -	9%	₹20 Cr	2,000,000
TRuhome Finance Limited Debentures \| -	9%	₹20 Cr	2,000,000
Tata Housing Development Company Limited Debentures \| -	9%	₹20 Cr	2,000,000
Muthoot Finance Limited Debentures \| -	7%	₹15 Cr	1,500,000
Au Small Finance Bank Limited Debentures \| -	5%	₹10 Cr	1,000,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹10 Cr	1,000,000

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Fund Managers

Name	Since	Tenure
Gautam Kaul	16 Jul 22	3.88 Yr.
Brijesh Shah	10 Jun 24	1.98 Yr.
Debraj Lahiri	17 Apr 23	3.13 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Bandhan Asset Management Company Limited	Bandhan Asset Management Company Limited,6th Floor, 841, One World Center,Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Bandhan Credit Risk Fund Growth	₹17.1218 ↑ 0.02	2.27 %	4.36 %	6.19 %	5.29 %
Bandhan Credit Risk Fund Annual Dividend, Payout	₹10.3389 ↑ 0.01	2.02 %	4.1 %	5.86 %	5.03 %
Bandhan Credit Risk Fund Periodic Dividend, Payout	₹13.2959 ↑ 0.01	2.27 %	4.36 %	6.19 %	5.29 %
Bandhan Credit Risk Fund Quarterly Dividend, Payout	₹10.6713 ↑ 0.01	1.57 %	3.59 %	5.88 %	4.69 %
Bandhan Credit Risk Fund Annual Dividend, Reinvestment	₹10.3389 ↑ 0.01	2.02 %	4.1 %	5.86 %	5.03 %
Bandhan Credit Risk Fund Normal Dividend, Reinvestment	₹13.2959 ↑ 0.01	2.27 %	4.36 %	6.19 %	5.29 %
Bandhan Credit Risk Fund Quarterly Dividend, Reinvestment	₹10.6713 ↑ 0.01	1.57 %	3.59 %	5.88 %	4.69 %
Bandhan Credit Risk Fund Half-Yearly Dividend, Payout	₹10.289 ↑ 0.01	2.32 %	4.46 %	6.32 %	3.61 %
Bandhan Credit Risk Fund Half-Yearly Dividend, Reinvestment	₹10.289 ↑ 0.01	2.32 %	4.46 %	6.32 %	4.61 %
Data as on 12 Jun 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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