Bandhan Regular Savings Fund - G

NAV ₹32.0209 ↓ -0.03 (-0.10 %) as on 21 May 26

(Erstwhile IDFC Monthly Income Plan)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary objective of Scheme is to generate regular returns through investment primarily in debt securities. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity securities. Monthly Income is not assumed and the same is subject to availability of distributable surplus.

Bandhan Regular Savings Fund is a Hybrid - Hybrid Debt fund launched on 25 Feb 10. It is a fund with Moderately High risk and has given a CAGR return of 7.4% since its launch. Ranked 28 in Hybrid Debt category. Return for 2025 was 6.7% , 2024 was 7.7% and 2023 was 9.5% .

Below is the key information for Bandhan Regular Savings Fund

NAV as on 21 May 26	₹32.0209 ↓ -0.03 (-0.10 %)
Net Assets (AUM) as on 30 Apr 2026	₹98 Cr.
Launch Date	25 Feb 2010
Category	Hybrid - Hybrid Debt
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	IDFC Asset Management Company Limited

Alpha Ratio	-1.08
Expense Ratio	2.01 %
Sharpe Ratio	-0.795
Information Ratio	-0.72
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 26

Duration	Returns
1 Month	-1.5%
3 Month	-1.7%
6 Month	-1.7%
1 Year	-0.1%
3 Year	6.2%
5 Year	5.3%
10 Year
15 Year
Since launch	7.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	7.7%
2022	9.5%
2021	0.1%
2020	6%
2019	8.5%
2018	8.1%
2017	1.6%
2016	9.8%

Growth of 10k Over Years

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,427
30 Apr 23	₹10,720
30 Apr 24	₹11,808
30 Apr 25	₹12,877
30 Apr 26	₹13,090

Bandhan Regular Savings Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	15.11%
Equity	24.26%
Debt	60.17%
Other	0.43%

Sector Allocation

Sector	Value
Corporate	37.89%
Government	22.3%
Cash Equivalent	15.11%

Rating	Value
AA	29.03%
AAA	70.92%

Bandhan Regular Savings Fund Debt Allocation

Sector	Value
Consumer Cyclical	8.13%
Financial Services	7.06%
Technology	2.93%
Consumer Defensive	1.68%
Energy	1.32%
Industrials	0.84%
Basic Materials	0.81%
Communication Services	0.62%
Health Care	0.54%
Utility	0.35%

Bandhan Regular Savings Fund Equity Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Bandhan Nifty 50 ETF - \| IDFNIFTYET	12%	₹11 Cr	425,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	8%	₹8 Cr	800,000
8.57% Rajasthan Sdl 2028 Sovereign Bonds \| -	5%	₹5 Cr	500,000
Rural Electrification Corporation Limited Debentures \| -	5%	₹5 Cr	500,000
Godrej Industries Limited Debentures \| -	5%	₹5 Cr	500,000
Kotak Mahindra Prime Limited Debentures \| -	5%	₹5 Cr	500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹5 Cr	500,000
LIC Housing Finance Ltd Debentures \| -	5%	₹5 Cr	500,000
Small Industries Development Bank Of India Debentures \| -	5%	₹5 Cr	500,000
Godrej Housing Finance Limited Debentures \| -	4%	₹4 Cr	400,000

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Fund Managers

Name	Since	Tenure
Harshal Joshi	28 Jul 21	4.76 Yr.
Viraj Kulkarni	1 Jul 22	3.83 Yr.
Brijesh Shah	10 Jun 24	1.89 Yr.
Ritika Behera	7 Oct 23	2.57 Yr.
Gaurav Satra	10 Jun 24	1.89 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Bandhan Asset Management Company Limited	Bandhan Asset Management Company Limited,6th Floor, 841, One World Center,Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Bandhan Regular Savings Fund Growth	₹32.0209 ↓ -0.03	-1.67 %	-0.08 %	6.22 %	5.26 %
Bandhan Regular Savings Fund Monthly Dividend, Reinvestment	₹11.0706 ↓ -0.01	-1.69 %	-0.11 %	4.73 %	4.37 %
Bandhan Regular Savings Fund Quarterly Dividend, Reinvestment	₹13.3624 ↓ -0.01	-1.71 %	-0.16 %	6.14 %	5.2 %
Data as on 21 May 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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