Baroda Pioneer Credit Risk Fund - G

NAV ₹23.0398 ↑ 0.00 (0.01 %) as on 5 Feb 26

(Erstwhile Baroda Pioneer Credit Opportunities Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

Baroda Pioneer Credit Risk Fund is a Debt - Credit Risk fund launched on 23 Jan 15. It is a fund with Moderate risk and has given a CAGR return of 7.9% since its launch. Return for 2025 was 8.2% , 2024 was 8.2% and 2023 was 7.4% .

Below is the key information for Baroda Pioneer Credit Risk Fund

NAV as on 5 Feb 26	₹23.0398 ↑ 0.00 (0.01 %)
Net Assets (AUM) as on 31 Dec 2025	₹185 Cr.
Launch Date	23 Jan 2015
Category	Debt - Credit Risk
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.5%
Effective Maturity	3 Years 4 Days
Modified Duration	2 Years 2 Months 12 Days

Alpha Ratio	0.0
Expense Ratio	1.6 %
Sharpe Ratio	2.081
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF955L01FP0
AMC	Baroda Pioneer Asset Management Co. Ltd.
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Baroda Pioneer Credit Risk Fund NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Feb 26

Duration	Returns
1 Month	0.4%
3 Month	1.2%
6 Month	2.9%
1 Year	7.6%
3 Year	7.8%
5 Year	9.3%
10 Year
15 Year
Since launch	7.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	8.2%
2022	7.4%
2021	4.6%
2020	19.2%
2019	2.4%
2018	2.1%
2017	5.9%
2016	8.4%

Growth of 10k Over Years

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,889
31 Jan 23	₹12,429
31 Jan 24	₹13,380
31 Jan 25	₹14,478
31 Jan 26	₹15,560

Baroda Pioneer Credit Risk Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	6.67%
Equity	2.39%
Debt	90.59%
Other	0.35%

Sector Allocation

Sector	Value
Corporate	70.33%
Government	20.26%
Cash Equivalent	6.67%

Rating	Value
AA	65.77%
AAA	34.23%

Baroda Pioneer Credit Risk Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Piramal Finance Limited Debentures \| -	8%	₹16 Cr	207,206
TATA Projects Limited Debentures \| -	8%	₹15 Cr	1,500
Nuvoco Vistas Corporation Limited Debentures \| -	8%	₹15 Cr	1,500
TRuhome Finance Limited Debentures \| -	5%	₹10 Cr	1,000
Nirma Limited Debentures \| -	5%	₹10 Cr	1,000
Adani Ports And SPecial Economic Zone Limited Debentures \| -	5%	₹10 Cr	100
Vedanta Limited Debentures \| -	5%	₹10 Cr	1,000
360 One Prime Limited Debentures \| -	5%	₹10 Cr	1,000 ↑ 1,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹10 Cr	950,000
6.48% Govt Stock 2035 Sovereign Bonds \| -	4%	₹8 Cr	800,000 ↓ -500,000

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Fund Managers

Name	Since	Tenure
Gurvinder Wasan	21 Oct 24	1.2 Yr.
Vikram Pamnani	10 Jul 24	1.48 Yr.

Custodians

Company	Address
SBI-SG Global Securities Services Private Limited	“B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
Baroda BNP Paribas Mutual Fund	BARODA BNP PARIBAS MUTUAL FUND

Auditors

Company	Address
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Baroda Pioneer Credit Risk Fund Growth	₹23.0398 ↑ 0.00	2.91 %	7.57 %	7.81 %	9.31 %
Baroda Pioneer Credit Risk Fund Monthly Dividend, Payout	₹11.2221 ↑ 0.00	2.88 %	7.51 %	7.75 %	9.04 %
Baroda Pioneer Credit Risk Fund Monthly Dividend, Reinvestment	₹11.2221 ↑ 0.00	2.88 %	7.51 %	7.75 %	9.04 %
Baroda Pioneer Credit Risk Fund Quarterly Dividend, Payout	₹11.6856 ↑ 0.00	2.83 %	7.41 %	7.65 %	9.21 %
Baroda Pioneer Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.6856 ↑ 0.00	2.83 %	7.41 %	7.65 %	9.21 %
Data as on 5 Feb 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

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