DSP Banking And PSU Debt Fund - G

NAV ₹24.1912 ↓ -0.01 (-0.05 %) as on 29 Aug 25

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

DSP Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 14 Sep 13. It is a fund with Moderate risk and has given a CAGR return of 7.7% since its launch. Ranked 20 in Banking & PSU Debt category. Return for 2024 was 8.6% , 2023 was 6.7% and 2022 was 3.2% .

Below is the key information for DSP Banking and PSU Debt Fund

NAV as on 29 Aug 25	₹24.1912 ↓ -0.01 (-0.05 %)
Net Assets (AUM) as on 31 Jul 2025	₹4,760 Cr.
Launch Date	14 Sep 2013
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.6%
Effective Maturity	8 Years 11 Days
Modified Duration	4 Years 4 Months 20 Days

Alpha Ratio	0.0
Expense Ratio	0.61 %
Sharpe Ratio	0.933
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01ZP6
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	-0.3%
3 Month	-0.2%
6 Month	4.2%
1 Year	7.4%
3 Year	7.2%
5 Year	6%
10 Year
15 Year
Since launch	7.7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	6.7%
2022	3.2%
2021	3.1%
2020	10.9%
2019	9.9%
2018	6.3%
2017	5.4%
2016	10.6%

Growth of 10k Over Years

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,440
31 Jul 22	₹10,700
31 Jul 23	₹11,371
31 Jul 24	₹12,237
31 Jul 25	₹13,301

DSP Banking And PSU Debt Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	11.62%
Debt	88.12%
Other	0.26%

Sector Allocation

Sector	Value
Government	51.13%
Corporate	46.62%
Cash Equivalent	1.99%

Rating	Value
AAA	100%

DSP Banking And PSU Debt Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.81% Govt Stock 2033 Sovereign Bonds \| -	6%	₹266 Cr	25,000,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹183 Cr	17,500
8.3% Govt Stock 2042 Sovereign Bonds \| -	4%	₹174 Cr	15,000,000
India (Republic of) 6.28% Sovereign Bonds \| -	4%	₹160 Cr	16,000,000 ↑ 16,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹146 Cr	14,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹135 Cr	13,500,000 ↑ 10,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹135 Cr	12,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹115 Cr	11,000,000 ↑ 9,000,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹112 Cr	1,000
State Bank Of India Debentures \| -	3%	₹109 Cr	100

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Fund Managers

Name	Since	Tenure
Sandeep Yadav	1 Aug 24	1 Yr.
Shantanu Godambe	1 Jun 23	2.17 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Banking and PSU Debt Fund Daily Dividend, Reinvestment	₹10.1335 ↓ 0.00	4.22 %	7.63 %	6.95 %	5.55 %
DSP Banking and PSU Debt Fund Normal Dividend, Payout	₹10.5545 ↓ -0.01	3.14 %	6.1 %	9.16 %	7.05 %
DSP Banking and PSU Debt Fund Growth	₹24.1912 ↓ -0.01	4.19 %	7.4 %	7.24 %	5.95 %
DSP Banking and PSU Debt Fund Monthly Dividend, Payout	₹10.3397 ↓ 0.00	4.13 %	7.38 %	7.47 %	6.09 %
DSP Banking and PSU Debt Fund Quarterly Dividend, Payout	₹10.3976 ↓ 0.00	4.15 %	7.36 %	7.16 %	5.9 %
DSP Banking and PSU Debt Fund Weekly Dividend, Reinvestment	₹10.1446 ↓ 0.00	4.19 %	7.4 %	6.98 %	5.74 %
DSP Banking and PSU Debt Fund Normal Dividend, Reinvestment	₹10.5545 ↓ -0.01	3.14 %	6.1 %	9.16 %	7.05 %
DSP Banking and PSU Debt Fund Monthly Dividend, Reinvestment	₹10.3397 ↓ 0.00	4.13 %	7.38 %	7.47 %	6.09 %
DSP Banking and PSU Debt Fund Quarterly Dividend, Reinvestment	₹10.3976 ↓ 0.00	4.15 %	7.36 %	7.16 %	5.9 %
Data as on 29 Aug 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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