DSP Credit Risk Fund - G

NAV ₹49.8921 ↓ -0.03 (-0.07 %) as on 29 Aug 25

(Erstwhile DSP BlackRock Income Opportunities Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP Credit Risk Fund is a Debt - Credit Risk fund launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR return of 7.5% since its launch. Ranked 8 in Credit Risk category. Return for 2024 was 7.8% , 2023 was 15.6% and 2022 was 9.3% .

Below is the key information for DSP Credit Risk Fund

NAV as on 29 Aug 25	₹49.8921 ↓ -0.03 (-0.07 %)
Net Assets (AUM) as on 31 Jul 2025	₹208 Cr.
Launch Date	13 May 2003
Category	Debt - Credit Risk
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.91%
Effective Maturity	2 Years 10 Months 10 Days
Modified Duration	2 Years 1 Month 6 Days

Alpha Ratio	0.0
Expense Ratio	1.15 %
Sharpe Ratio	1.638
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01599
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

Duration	Returns
1 Month	0%
3 Month	1.5%
6 Month	12.3%
1 Year	21.8%
3 Year	14.5%
5 Year	11.4%
10 Year
15 Year
Since launch	7.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	15.6%
2022	9.3%
2021	2.9%
2020	4.8%
2019	4.4%
2018	-2.6%
2017	6.4%
2016	10.6%

Growth of 10k Over Years

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,562
31 Jul 22	₹11,389
31 Jul 23	₹12,134
31 Jul 24	₹14,024
31 Jul 25	₹17,192

Asset Allocation

Asset Class	Value
Cash	10.25%
Debt	80.42%
Other	9.32%

Sector Allocation

Sector	Value
Corporate	55.27%
Government	25.16%
Cash Equivalent	10.25%

Rating	Value
AA	65.04%
AAA	34.96%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Roadstar Infra Investment Trust - \| -	9%	₹19 Cr	2,588,667
Aditya Birla Renewables Limited Debentures \| -	8%	₹16 Cr	1,500
Tata Housing Development Company Limited Debentures \| -	8%	₹16 Cr	1,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹16 Cr	1,500,000
Nirma Limited Debentures \| -	7%	₹16 Cr	1,500
JSW Steel Limited Debentures \| -	7%	₹15 Cr	150
TATA Projects Limited Debentures \| -	5%	₹11 Cr	1,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	5%	₹11 Cr	1,000,000
Aadhar Housing Finance Limited Debentures \| -	5%	₹11 Cr	1,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹10 Cr	1,000

1 - 10 of 21

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Vivek Ramakrishnan	17 Jul 21	4.04 Yr.
Shalini Vasanta	1 Jan 25	0.58 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Credit Risk Fund Normal Dividend, Reinvestment	₹11.9888 ↓ -0.01	8.94 %	18.18 %	12.44 %	10.13 %
DSP Credit Risk Fund Daily Dividend, Reinvestment	₹11.1095 ↓ -0.01	12.29 %	22.22 %	14.35 %	9.28 %
DSP Credit Risk Fund Monthly Dividend, Payout	₹11.245 ↓ -0.02	6.47 %	21.22 %	14.59 %	11.4 %
DSP Credit Risk Fund Quarterly Dividend, Payout	₹11.377 ↓ -0.01	10.98 %	20.39 %	14.04 %	11.01 %
DSP Credit Risk Fund Monthly Dividend, Reinvestment	₹11.245 ↓ -0.02	6.47 %	21.22 %	14.59 %	11.4 %
DSP Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.377 ↓ -0.01	10.98 %	20.39 %	14.04 %	11.01 %
DSP Credit Risk Fund Growth	₹49.8921 ↓ -0.03	12.3 %	21.82 %	14.54 %	11.37 %
Data as on 29 Aug 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.