DSP Savings Fund - G

NAV ₹54.6881 ↑ 0.02 (0.03 %) as on 20 Feb 26

(Erstwhile DSP BlackRock Treasury Bill Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary investment objective of the scheme is to generate income through investment in a portfolio comprising Treasury Bills and Central Government Securities with residual maturity of maturity of less than or equal to one year.

DSP Savings Fund is a Debt - Short term Govt Bond fund launched on 30 Sep 99. It is a fund with Moderately Low risk and has given a CAGR return of 6.6% since its launch. Ranked 6 in Short term Govt Bond category. Return for 2025 was 7% , 2024 was 7.4% and 2023 was 7.2% .

Below is the key information for DSP Savings Fund

NAV as on 20 Feb 26	₹54.6881 ↑ 0.02 (0.03 %)
Net Assets (AUM) as on 31 Jan 2026	₹8,863 Cr.
Launch Date	30 Sep 1999
Category	Debt - Short term Govt Bond
Rating	☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	7.11%
Effective Maturity	6 Months 11 Days
Modified Duration	5 Months 26 Days

Alpha Ratio	0.0
Expense Ratio	0.48 %
Sharpe Ratio	1.604
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01714
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	2.8%
1 Year	6.8%
3 Year	7.1%
5 Year	5.9%
10 Year
15 Year
Since launch	6.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7%
2023	7.4%
2022	7.2%
2021	4%
2020	3.6%
2019	5.7%
2018	7.9%
2017	7.3%
2016	5.7%

Growth of 10k Over Years

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹10,374
31 Jan 23	₹10,813
31 Jan 24	₹11,598
31 Jan 25	₹12,448
31 Jan 26	₹13,279

Asset Allocation

Asset Class	Value
Cash	91.4%
Debt	8.33%
Other	0.27%

Sector Allocation

Sector	Value
Corporate	48.89%
Cash Equivalent	42.22%
Government	8.62%

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
5.63% Gs 2026 Sovereign Bonds \| -	9%	₹839 Cr	82,500,000 ↓ -5,000,000
Canara Bank Domestic Bonds \| -	2%	₹146 Cr	3,000
Bank of Baroda Debentures \| -	1%	₹97 Cr	2,000 ↑ 2,000
Bank of Baroda Debentures \| -	1%	₹73 Cr	1,500 ↓ -1,000
7.14% Gujarat Sdl 2027 Sovereign Bonds \| -	1%	₹71 Cr	7,000,000 ↑ 7,000,000
Punjab National Bank Domestic Bonds \| -	1%	₹63 Cr	1,300
28/05/2026 Maturing 182 DTB Sovereign Bonds \| -	1%	₹49 Cr	5,000,000
28/05/2026 Maturing 364 DTB Sovereign Bonds \| -	1%	₹49 Cr	5,000,000
20/08/2026 Maturing 364 DTB Sovereign Bonds \| -	1%	₹49 Cr	5,000,000 ↑ 5,000,000
19/03/2026 Maturing 364 DTB Sovereign Bonds \| -	0%	₹35 Cr	3,500,000

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Fund Managers

Name	Since	Tenure
Karan Mundhra	31 May 21	4.68 Yr.
Shalini Vasanta	1 Aug 24	1.5 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
DSP Asset Managers Private Limited	The Ruby, 25th Floor,29, Senapati Bapat Marg,Dadar (West), Mumbai – 400028

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Savings Fund Growth	₹54.6881 ↑ 0.02	2.85 %	6.77 %	7.13 %	5.9 %
DSP Savings Fund Daily Dividend, Reinvestment	₹10.1021	1.86 %	5.48 %	6.26 %	5.19 %
DSP Savings Fund Normal Dividend, Payout	₹12.4882 ↑ 0.00	2.85 %	6.66 %	6.99 %	5.8 %
DSP Savings Fund Monthly Dividend, Payout	₹11.0293 ↑ 0.00	2.5 %	6.4 %	7 %	5.81 %
DSP Savings Fund Normal Dividend, Reinvestment	₹12.4882 ↑ 0.00	2.85 %	6.66 %	6.99 %	5.8 %
DSP Savings Fund Monthly Dividend, Reinvestment	₹11.0293 ↑ 0.00	2.5 %	6.4 %	7 %	5.81 %
Data as on 20 Feb 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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