The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund - Direct Returns up to 1 year are on Historical performance (Yearly) on absolute basis Franklin India Banking And PSU Debt Fund - Direct - G
Scheme Objective
CAGR
return of 7.9% since its launch. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% . NAV as on 4 Sep 25 ₹23.6918 ↑ 0.01 (0.04 %) Net Assets (AUM) as on 31 Jul 2025 ₹539 Cr. Launch Date 25 Apr 2014 Category Debt - Banking & PSU Debt Rating Type Open Ended Fund Risk Moderate Yield To Maturity 6.77% Effective Maturity 4 Years 9 Months 22 Days Modified Duration 2 Years 6 Months 11 Days Alpha Ratio 0.0 Expense Ratio 0.18 % Sharpe Ratio 2.007 Information Ratio 0.0 Benchmark Not Available ISIN NULL AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Min Investment Min SIP Investment Exit Load NIL
Purchase not allowedNAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Sep 25 Duration Returns 1 Month 0% 3 Month 0.9% 6 Month 4.5% 1 Year 8.2% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 7.9% Historical Annual Returns
Year Returns 2024 8.1% 2023 7.2% 2022 3.6% 2021 4% 2020 9.5% 2019 11.6% 2018 7.3% 2017 6.8% 2016 10.2% Growth of 10k Over Years
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,588 31 Aug 22 ₹10,921 31 Aug 23 ₹11,627 31 Aug 24 ₹12,520 31 Aug 25 ₹13,552 Asset Allocation
Asset Class Value Cash 6.58% Debt 93.05% Other 0.37% Sector Allocation
Sector Value Corporate 73.73% Government 23.92% Cash Equivalent 1.98% Rating Value AA 10.32% AAA 89.68% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity India Infrastructure Finance Company Limited
Debentures | -10% ₹53 Cr 5,000 Jubilant Bevco Limited
Debentures | -8% ₹40 Cr 3,847 6.9% Govt Stock 2065
Sovereign Bonds | -6% ₹34 Cr 3,454,600
↑ 2,500,000 Rec Limited
Debentures | -6% ₹33 Cr 6,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹27 Cr 2,500 Small Industries Development Bank Of India
Debentures | -5% ₹26 Cr 250 State Bank Of India
Debentures | -5% ₹26 Cr 250 Power Finance Corporation Limited
Debentures | -5% ₹26 Cr 2,500 Housing And Urban Development Corporation Limited
Debentures | -5% ₹25 Cr 2,500 ICICI Bank Limited
Debentures | -5% ₹25 Cr 25
Talk to our investment specialistFund Managers
Name Since Tenure Anuj Tagra 7 Mar 24 1.49 Yr. Chandni Gupta 7 Mar 24 1.49 Yr. Sandeep Manam 18 Oct 21 3.87 Yr. Custodians
Company Address The Hongkong and Shanghai Bankg Corp Ltd 37, Chilpae-ro, Jung-gu Registrar & Transfer Agent
Computer Age Management Services Ltd Address New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam FAX 91-44-28283610 Email enq_L@camsonline.com Administrator Companies
Company Address Franklin Templeton Asst Mgmt(IND)Pvt Ltd One International Centre, Tower 2, 12th and 13th Floor,Senapati Bapat Marg, Elphinstone Road (West), Mumbai Auditors
Company Address BSR & Co. LLP BSR & Co. LLP All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year Franklin India Banking And PSU Debt Fund - Direct
Growth ₹23.6918
↑ 0.01 4.46 % 8.24 % 7.5 % 6.15 % Franklin India Banking And PSU Debt Fund - Direct
Normal Dividend, Payout ₹11.5604
↑ 0.00 4.4 % 8.11 % 7.39 % 20.36 % Data as on 4 Sep 25