Franklin India Banking And PSU Debt Fund - Direct - G

NAV ₹23.6241 ↓ -0.01 (-0.06 %) as on 13 Aug 25

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund launched on 25 Apr 14. It is a fund with Moderate risk and has given a CAGR return of 7.9% since its launch. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% .

Below is the key information for Franklin India Banking And PSU Debt Fund - Direct

NAV as on 13 Aug 25	₹23.6241 ↓ -0.01 (-0.06 %)
Net Assets (AUM) as on 30 Jun 2025	₹543 Cr.
Launch Date	25 Apr 2014
Category	Debt - Banking & PSU Debt
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.67%
Effective Maturity	6 Years 1 Month 28 Days
Modified Duration	3 Years 3 Months 7 Days

Alpha Ratio	0.0
Expense Ratio	0.19 %
Sharpe Ratio	2.176
Information Ratio	0.0
Benchmark	Not Available
ISIN	NULL
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Min Investment
Min SIP Investment
Exit Load	NIL

Purchase not allowed

NAV Price Chart

Franklin India Banking And PSU Debt Fund - Direct NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	0.3%
3 Month	2%
6 Month	4.6%
1 Year	8.5%
3 Year	7.5%
5 Year	6.2%
10 Year
15 Year
Since launch	7.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.1%
2023	7.2%
2022	3.6%
2021	4%
2020	9.5%
2019	11.6%
2018	7.3%
2017	6.8%
2016	10.2%

Growth of 10k Over Years

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,453
31 Jul 22	₹10,784
31 Jul 23	₹11,499
31 Jul 24	₹12,369
31 Jul 25	₹13,477

Franklin India Banking And PSU Debt Fund - Direct Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	12.64%
Debt	86.99%
Other	0.37%

Sector Allocation

Sector	Value
Corporate	72.15%
Government	21.11%
Cash Equivalent	6.37%

Rating	Value
AA	14.39%
AAA	85.61%

Franklin India Banking And PSU Debt Fund - Direct Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
India Infrastructure Finance Company Limited Debentures \| -	10%	₹53 Cr	5,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	8%	₹42 Cr	4,204,600 ↑ 2,116,700
Jubilant Bevco Limited Debentures \| -	7%	₹40 Cr	3,847
Rec Limited Debentures \| -	6%	₹33 Cr	6,000
Small Industries Development Bank Of India Debentures \| -	5%	₹26 Cr	250
Power Finance Corporation Limited Debentures \| -	5%	₹26 Cr	2,500
State Bank Of India Debentures \| -	5%	₹26 Cr	250
Power Finance Corporation Limited Debentures \| -	5%	₹26 Cr	2,500
Housing And Urban Development Corporation Limited Debentures \| -	5%	₹25 Cr	2,500
ICICI Bank Limited Debentures \| -	5%	₹25 Cr	25

1 - 10 of 30

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Anuj Tagra	7 Mar 24	1.4 Yr.
Chandni Gupta	7 Mar 24	1.4 Yr.
Sandeep Manam	18 Oct 21	3.79 Yr.

Custodians

Company	Address
The Hongkong and Shanghai Bankg Corp Ltd	37, Chilpae-ro, Jung-gu

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Franklin Templeton Asst Mgmt(IND)Pvt Ltd	One International Centre, Tower 2, 12th and 13th Floor,Senapati Bapat Marg, Elphinstone Road (West), Mumbai

Auditors

Company	Address
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Franklin India Banking And PSU Debt Fund - Direct Growth	₹23.6241 ↓ -0.01	4.59 %	8.5 %	7.54 %	6.17 %
Franklin India Banking And PSU Debt Fund - Direct Normal Dividend, Payout	₹11.5277 ↓ -0.01	4.53 %	8.37 %	7.43 %	5.6 %
Data as on 13 Aug 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.