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Fincash » Mutual Funds » Franklin India Banking And PSU Debt Fund Direct

Franklin India Banking And PSU Debt Fund - Direct - G

NAV  ₹23.5198 ↑ 0.02  (0.08 %) as on 30 Jun 25

Scheme Objective

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund launched on 25 Apr 14. It is a fund with Moderate risk and has given a CAGR return of 7.9% since its launch.  Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% .

Below is the key information for Franklin India Banking And PSU Debt Fund - Direct

NAV as on 30 Jun 25₹23.5198 ↑ 0.02  (0.08 %)
Net Assets (AUM) as on 31 May 2025 ₹550 Cr.
Launch Date25 Apr 2014
CategoryDebt - Banking & PSU Debt
RatingNot Rated
TypeOpen Ended Fund
RiskModerate
Yield To Maturity6.67%
Effective Maturity6 Years 1 Month 28 Days
Modified Duration3 Years 3 Months 7 Days
Alpha Ratio0.0
Expense Ratio0.19 %
Sharpe Ratio2.53
Information Ratio0.0
BenchmarkNot Available
ISINNULL
AMCFranklin Templeton Asst Mgmt(IND)Pvt Ltd
Min Investment
Min SIP Investment
Exit Load NIL

Purchase not allowed

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 0.2%
3 Month 2.7%
6 Month 4.9%
1 Year 9.3%
3 Year 7.8%
5 Year 6.2%
10 Year
15 Year
Since launch 7.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 8.1%
2023 7.2%
2022 3.6%
2021 4%
2020 9.5%
2019 11.6%
2018 7.3%
2017 6.8%
2016 10.2%

Growth of 10k Over Years

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,499
30 Jun 22₹10,802
30 Jun 23₹11,546
30 Jun 24₹12,373
30 Jun 25₹13,523

Asset Allocation

Asset ClassValue
Cash8.79%
Debt90.85%
Other0.36%

Sector Allocation

SectorValue
Corporate72.38%
Government22.92%
Cash Equivalent4.34%
RatingValue
AA4.05%
AAA95.95%

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
India Infrastructure Finance Company Limited
Debentures | -
10%₹52 Cr5,000
Jubilant Bevco Limited
Debentures | -
7%₹39 Cr3,847
↑ 3,847
Rec Limited
Debentures | -
6%₹33 Cr6,000
ICICI Bank Limited
Debentures | -
6%₹32 Cr300
Power Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
Small Industries Development Bank Of India
Debentures | -
5%₹26 Cr250
↑ 250
State Bank Of India
Debentures | -
5%₹26 Cr250
National Bank For Agriculture And Rural Development
Debentures | -
5%₹26 Cr2,500
Power Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
Housing And Urban Development Corporation Limited
Debentures | -
5%₹25 Cr2,500
1 - 10 of 34
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Fund Managers

NameSinceTenure
Anuj Tagra7 Mar 241.32 Yr.
Chandni Gupta7 Mar 241.32 Yr.
Sandeep Manam18 Oct 213.7 Yr.

Custodians

CompanyAddress
The Hongkong and Shanghai Bankg Corp Ltd37, Chilpae-ro, Jung-gu

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
Franklin Templeton Asst Mgmt(IND)Pvt LtdOne International Centre, Tower 2, 12th and 13th Floor,Senapati Bapat Marg, Elphinstone Road (West), Mumbai

Auditors

CompanyAddress
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
Franklin India Banking And PSU Debt Fund - Direct
Growth
₹23.5198
↑ 0.02
4.92 %9.3 %7.78 %6.22 %
Franklin India Banking And PSU Debt Fund - Direct
Normal Dividend, Payout
₹11.4776
↑ 0.01
2.09 %3.62 %5.81 %4.57 %
Data as on 30 Jun 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.