IDFC Banking & PSU Debt Fund - G

NAV ₹24.7448 ↑ 0.01 (0.05 %) as on 3 Jul 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).

IDFC Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 7 Mar 13. It is a fund with Moderate risk and has given a CAGR return of 7.6% since its launch. Ranked 60 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 3.6% .

Below is the key information for IDFC Banking & PSU Debt Fund

NAV as on 3 Jul 25	₹24.7448 ↑ 0.01 (0.05 %)
Net Assets (AUM) as on 31 May 2025	₹13,491 Cr.
Launch Date	7 Mar 2013
Category	Debt - Banking & PSU Debt
Rating	☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.49%
Effective Maturity	3 Years 2 Months 5 Days
Modified Duration	2 Years 5 Months 19 Days

Alpha Ratio	0.0
Expense Ratio	0.62 %
Sharpe Ratio	2.227
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF194K01SN6
AMC	IDFC Asset Management Company Limited
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jul 25

Duration	Returns
1 Month	0.4%
3 Month	2.3%
6 Month	4.8%
1 Year	8.9%
3 Year	7.3%
5 Year	5.9%
10 Year
15 Year
Since launch	7.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.7%
2022	3.6%
2021	3.4%
2020	10.9%
2019	11.2%
2018	7.3%
2017	5.5%
2016	8%

Growth of 10k Over Years

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,504
30 Jun 22	₹10,809
30 Jun 23	₹11,497
30 Jun 24	₹12,268
30 Jun 25	₹13,339

Asset Allocation

Asset Class	Value
Cash	11.27%
Debt	88.43%
Other	0.3%

Sector Allocation

Sector	Value
Corporate	47.84%
Government	44.42%
Cash Equivalent	7.43%

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	11%	₹1,444 Cr	138,000,000 ↑ 44,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	9%	₹1,224 Cr	116,600,000 ↑ 19,500,000
HDFC Bank Limited Debentures \| -	4%	₹606 Cr	61,000,000 ↓ -20,000,000
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹530 Cr	52,500,000
Small Industries Development Bank Of India Debentures \| -	4%	₹528 Cr	52,500,000
HDFC Bank Limited Debentures \| -	3%	₹428 Cr	42,000,000 ↑ 5,000,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹419 Cr	41,500,000
National Housing Bank Debentures \| -	3%	₹414 Cr	40,500,000 ↑ 8,000,000
Axis Bank Ltd. Debentures \| -	3%	₹376 Cr	40,000,000 ↑ 40,000,000
Nuclear Power Corporation Of India Limited Debentures \| -	3%	₹370 Cr	36,000,000

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Fund Managers

Name	Since	Tenure
Suyash Choudhary	28 Jul 21	3.85 Yr.
Gautam Kaul	1 Dec 21	3.5 Yr.
Brijesh Shah	10 Jun 24	0.98 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Bandhan Asset Management Company Limited	Bandhan Asset Management Company Limited,6th Floor, 841, One World Center,Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
IDFC Banking & PSU Debt Fund Normal Dividend, Payout	₹13.3621 ↑ 0.01	4.84 %	8.85 %	7.32 %	5.78 %
IDFC Banking & PSU Debt Fund Growth	₹24.7448 ↑ 0.01	4.84 %	8.85 %	7.32 %	5.94 %
IDFC Banking & PSU Debt Fund Annual Dividend, Payout	₹11.3986 ↑ 0.01	4.4 %	8.4 %	6.99 %	5.61 %
IDFC Banking & PSU Debt Fund Daily Dividend, Reinvestment	₹10.8788	4.94 %	7.95 %	4.65 %	4.28 %
IDFC Banking & PSU Debt Fund Fortnightly Dividend, Reinvestment	₹10.6217 ↑ 0.01	4.62 %	8.27 %	6.76 %	5.6 %
IDFC Banking & PSU Debt Fund Monthly Dividend, Reinvestment	₹10.6982 ↑ 0.01	4.63 %	8.6 %	7.21 %	5.86 %
IDFC Banking & PSU Debt Fund Quarterly Dividend, Payout	₹10.8222 ↑ 0.01	4.76 %	8.71 %	7.21 %	5.53 %
Data as on 3 Jul 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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