To generate stable long term returns with low risk strategy and capital appreciation / accretion through investment in debt instruments and related securities besides preservation of capital. JM Income Fund is a Debt - Medium to Long term fund launched on 1 Apr 95. It is a fund with Moderate risk and has given a Below is the key information for JM Income Fund Returns up to 1 year are on Historical performance (Yearly) on absolute basis Jm Income Fund - G
Scheme Objective
CAGR return of 6.2% since its launch. Return for 2025 was 6.5% , 2024 was 8% and 2023 was 6.6% . NAV as on 13 Mar 26 ₹63.496 ↓ -0.02 (-0.03 %) Net Assets (AUM) as on 31 Jan 2026 ₹30 Cr. Launch Date 1 Apr 1995 Category Debt - Medium to Long term Rating Type Open Ended Fund Risk Moderate Yield To Maturity 6.69% Effective Maturity 5 Years 9 Months 22 Days Modified Duration 4 Years 2 Months 23 Days Alpha Ratio 0.0 Expense Ratio 1.0 % Sharpe Ratio -0.118 Information Ratio 0.0 Benchmark Not Available ISIN INF192K01AB3 AMC JM Financial Asset Management Limited Min Investment ₹5,000 Min SIP Investment ₹500 Exit Load NIL NAV Price Chart
Returns
Annual Compounded Returns
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 26 Duration Returns 1 Month 0.2% 3 Month 0.8% 6 Month 1.8% 1 Year 5.5% 3 Year 6.9% 5 Year 5.2% 10 Year 15 Year Since launch 6.2% Historical Annual Returns
Year Returns 2024 6.5% 2023 8% 2022 6.6% 2021 0.7% 2020 1.6% 2019 10.3% 2018 -7.4% 2017 5.1% 2016 4.2% Growth of 10k Over Years
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,344 28 Feb 23 ₹10,465 29 Feb 24 ₹11,302 28 Feb 25 ₹12,143 28 Feb 26 ₹12,891 Asset Allocation
Asset Class Value Cash 5.97% Debt 93.73% Other 0.3% Sector Allocation
Sector Value Government 77.29% Corporate 16.44% Cash Equivalent 5.97% Rating Value AAA 100% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity 6.75% Gs 2029
Sovereign Bonds | -30% ₹9 Cr 900,000 7.02% Gs 2031
Sovereign Bonds | -17% ₹5 Cr 500,000
↑ 500,000 6.48% Gs 2035
Sovereign Bonds | -14% ₹4 Cr 425,000
↓ -500,000 Rec Limited
Debentures | -8% ₹3 Cr 250,000 Bajaj Housing Finance Limited
Debentures | -8% ₹2 Cr 250,000 National Bank For Agriculture And Rural Development
Debentures | -7% ₹2 Cr 200,000 6.28% Gs 2032
Sovereign Bonds | -6% ₹2 Cr 200,000 7.24% Gs 2055
Sovereign Bonds | -3% ₹1 Cr 100,000 Corporate Debt Market Development Fund - Class A2 Units
- | -0% ₹0 Cr 79
↑ 79 Ccil
CBLO/Reverse Repo | -4% ₹1 Cr 1,205
↑ 1,205
Talk to our investment specialistFund Managers
Name Since Tenure Killol Pandya 5 Nov 24 1.24 Yr. Ruchi Fozdar 3 Apr 24 1.83 Yr. Jayant Dhoot 1 Aug 25 0.5 Yr. Custodians
Company Address HDFC Bank Ltd HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W), Registrar & Transfer Agent
KFin Technologies Ltd Address 138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat FAX N.A Email N.A Administrator Companies
Company Address JM Financial Asset Management Limited JM Financial Asset Management Private Limited,502, 5th Floor, A - Wing,,Laxmi Towers, Bandra-Kurla Complex,,Bandra-East Auditors
Company Address Haribhakti & Co. Chartered Accountants 42, Free Press House,4th Floor,,215, Nariman Point, S. R. BATLIBOI & Co Express Tower, 6th Floor,Nariman Point,Mumbai All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year JM Income Fund
Growth ₹63.496
↓ -0.02 1.76 % 5.55 % 6.89 % 5.22 % JM Income Fund
Quarterly Dividend, Payout ₹21.589
↓ -0.01 1.76 % 5.55 % 6.89 % 5.23 % Data as on 13 Mar 26