Kotak Credit Risk Fund - G

NAV ₹31.664 ↑ 0.05 (0.15 %) as on 10 Jul 26

(Erstwhile Kotak Income Opportunities Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate income by investing in debt/ and money market securities across the yield curve and credit spectrum. The scheme will also seek to maintain reasonable liquidity within the fund.

Kotak Credit Risk Fund is a Debt - Credit Risk fund launched on 11 May 10. It is a fund with Moderately Low risk and has given a CAGR return of 7.4% since its launch. Ranked 18 in Credit Risk category. Return for 2025 was 9.1% , 2024 was 7.1% and 2023 was 6.4% .

Below is the key information for Kotak Credit Risk Fund

NAV as on 10 Jul 26	₹31.664 ↑ 0.05 (0.15 %)
Net Assets (AUM) as on 31 May 2026	₹761 Cr.
Launch Date	11 May 2010
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	8.95%
Effective Maturity	2 Years 11 Months 5 Days
Modified Duration	1 Year 11 Months 5 Days

Alpha Ratio	0.0
Expense Ratio	1.71 %
Sharpe Ratio	0.014
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01DY7
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	1.3%
3 Month	2%
6 Month	3.3%
1 Year	7%
3 Year	7.7%
5 Year	5.9%
10 Year
15 Year
Since launch	7.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.1%
2024	7.1%
2023	6.4%
2022	0.9%
2021	5.3%
2020	6.6%
2019	9%
2018	6.2%
2017	6.6%

Growth of 10k Over Years

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,086
30 Jun 23	₹10,630
30 Jun 24	₹11,494
30 Jun 25	₹12,405
30 Jun 26	₹13,272

Asset Allocation

Asset Class	Value
Cash	3.71%
Equity	8.71%
Debt	87.04%
Other	0.55%

Sector Allocation

Sector	Value
Corporate	71.35%
Government	15.7%
Cash Equivalent	3.71%

Rating	Value
A	10.36%
AA	66.42%
AAA	23.21%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
Jubilant Bevco Limited Debentures \| -		7%	₹55 Cr	500
Vedanta Limited Debentures \| -		7%	₹50 Cr	5,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -		7%	₹50 Cr	5,000
TATA Projects Limited Debentures \| -		7%	₹50 Cr	5,000
Muthoot Finance Limited Debentures \| -		7%	₹50 Cr	5,000
Aditya Birla Real Estate Limited Debentures \| -		6%	₹45 Cr	4,500
Karnataka State Development Loans Sovereign Bonds \| -		6%	₹45 Cr	4,500,000
Aditya Birla Renewables Limited Debentures \| -		5%	₹40 Cr	4,000
Au Small Finance Bank Limited Debentures \| -		4%	₹30 Cr	30
Indus Infra Trust Unit (Financial Services) Equity, Since 15 Nov 25 \| 544137	Asset Management	4%	₹27 Cr	2,136,170

1 - 10 of 42

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Fund Managers

Name	Since	Tenure
Deepak Agrawal	11 May 10	16.15 Yr.
Vihag Mishra	24 Oct 25	0.68 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Credit Risk Fund Growth	₹31.664 ↑ 0.05	3.34 %	7 %	7.71 %	5.88 %
Kotak Credit Risk Fund Normal Dividend, Reinvestment	₹13.7703 ↑ 0.02	3.34 %	7 %	7.71 %	5.88 %
Kotak Credit Risk Fund Normal Dividend, Payout	₹13.7703 ↑ 0.02	3.34 %	7 %	7.71 %	5.88 %
Kotak Credit Risk Fund Monthly Dividend, Reinvestment	₹10.9409 ↑ 0.00	4.39 %	6.78 %	5.76 %	5.35 %
Kotak Credit Risk Fund Monthly Dividend, Payout	₹10.9409 ↑ 0.00	4.39 %	6.78 %	5.76 %	5.35 %
Kotak Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.5784 ↑ 0.00	4.39 %	6.78 %	6.31 %	5.6 %
Kotak Credit Risk Fund Quarterly Dividend, Payout	₹11.5784 ↑ 0.00	4.39 %	6.78 %	6.31 %	5.6 %
Kotak Credit Risk Fund Weekly Dividend, Reinvestment	₹10.09 ↑ 0.00	4.39 %	6.78 %	6.14 %	5.43 %
Data as on 17 Sep 21

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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