Kotak Credit Risk Fund - G

NAV ₹31.3468 ↓ -0.01 (-0.02 %) as on 19 Jun 26

(Erstwhile Kotak Income Opportunities Fund)

📑 Table of contents

Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate income by investing in debt/ and money market securities across the yield curve and credit spectrum. The scheme will also seek to maintain reasonable liquidity within the fund.

Kotak Credit Risk Fund is a Debt - Credit Risk fund launched on 11 May 10. It is a fund with Moderately Low risk and has given a CAGR return of 7.4% since its launch. Ranked 18 in Credit Risk category. Return for 2025 was 9.1% , 2024 was 7.1% and 2023 was 6.4% .

Below is the key information for Kotak Credit Risk Fund

NAV as on 19 Jun 26	₹31.3468 ↓ -0.01 (-0.02 %)
Net Assets (AUM) as on 31 May 2026	₹761 Cr.
Launch Date	11 May 2010
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	8.95%
Effective Maturity	2 Years 11 Months 5 Days
Modified Duration	1 Year 11 Months 5 Days

Alpha Ratio	0.0
Expense Ratio	1.71 %
Sharpe Ratio	0.014
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01DY7
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26

Duration	Returns
1 Month	1.1%
3 Month	1.4%
6 Month	2.6%
1 Year	6.6%
3 Year	7.5%
5 Year	5.7%
10 Year
15 Year
Since launch	7.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.1%
2023	7.1%
2022	6.4%
2021	0.9%
2020	5.3%
2019	6.6%
2018	9%
2017	6.2%
2016	6.6%

Growth of 10k Over Years

Date	Value
31 May 21	₹10,000
31 May 22	₹10,132
31 May 23	₹10,670
31 May 24	₹11,468
31 May 25	₹12,406
31 May 26	₹13,106

Asset Allocation

Asset Class	Value
Cash	13.38%
Equity	8.68%
Debt	77.4%
Other	0.55%

Sector Allocation

Sector	Value
Corporate	61.8%
Government	15.6%
Cash Equivalent	13.38%

Rating	Value
A	11.66%
AA	61.92%
AAA	26.41%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
Jubilant Bevco Limited Debentures \| -		7%	₹54 Cr	500
Vedanta Limited Debentures \| -		7%	₹50 Cr	5,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -		7%	₹50 Cr	5,000
TATA Projects Limited Debentures \| -		7%	₹50 Cr	5,000
Aditya Birla Real Estate Limited Debentures \| -		6%	₹45 Cr	4,500
Karnataka State Development Loans Sovereign Bonds \| -		6%	₹44 Cr	4,500,000
Aditya Birla Renewables Limited Debentures \| -		5%	₹40 Cr	4,000
Au Small Finance Bank Limited Debentures \| -		4%	₹30 Cr	30
Indus Infra Trust Unit (Financial Services) Equity, Since 15 Nov 25 \| 544137	Asset Management	4%	₹27 Cr	2,136,170
National Bank For Agriculture And Rural Development Debentures \| -		3%	₹25 Cr	2,500

1 - 10 of 40

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Deepak Agrawal	11 May 10	16.07 Yr.
Vihag Mishra	24 Oct 25	0.6 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Credit Risk Fund Growth	₹31.3468 ↓ -0.01	2.65 %	6.56 %	7.46 %	5.69 %
Kotak Credit Risk Fund Normal Dividend, Reinvestment	₹13.6323 ↓ 0.00	2.65 %	6.56 %	7.46 %	5.69 %
Kotak Credit Risk Fund Normal Dividend, Payout	₹13.6323 ↓ 0.00	2.65 %	6.56 %	7.46 %	5.69 %
Kotak Credit Risk Fund Monthly Dividend, Reinvestment	₹10.9409 ↑ 0.00	4.39 %	6.78 %	5.76 %	5.35 %
Kotak Credit Risk Fund Monthly Dividend, Payout	₹10.9409 ↑ 0.00	4.39 %	6.78 %	5.76 %	5.35 %
Kotak Credit Risk Fund Quarterly Dividend, Reinvestment	₹11.5784 ↑ 0.00	4.39 %	6.78 %	6.31 %	5.6 %
Kotak Credit Risk Fund Quarterly Dividend, Payout	₹11.5784 ↑ 0.00	4.39 %	6.78 %	6.31 %	5.6 %
Kotak Credit Risk Fund Weekly Dividend, Reinvestment	₹10.09 ↑ 0.00	4.39 %	6.78 %	6.14 %	5.43 %
Data as on 17 Sep 21

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.