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Fincash » Mutual Funds » L T Banking And PSU Debt Fund

L&T Banking And PSU Debt Fund - G

NAV  ₹24.4643 ↑ 0.01  (0.04 %) as on 22 Jul 25

Scheme Objective

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.

L&T Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 20 Sep 07. It is a fund with Moderately Low risk and has given a CAGR return of 5.1% since its launch.  Ranked 39 in Banking & PSU Debt category.  Return for 2024 was 7.3% , 2023 was 6.5% and 2022 was 1.6% .

Below is the key information for L&T Banking and PSU Debt Fund

NAV as on 22 Jul 25₹24.4643 ↑ 0.01  (0.04 %)
Net Assets (AUM) as on 30 Jun 2025 ₹4,667 Cr.
Launch Date20 Sep 2007
CategoryDebt - Banking & PSU Debt
Rating
TypeOpen Ended Fund
RiskModerately Low
Yield To Maturity6.64%
Effective Maturity3 Years 3 Months 4 Days
Modified Duration2 Years 7 Months 24 Days
Alpha Ratio0.0
Expense Ratio0.61 %
Sharpe Ratio1.426
Information Ratio0.0
BenchmarkNot Available
ISININF677K01AE7
AMCL&T Investment Management Ltd
Min Investment ₹10,000
Min SIP Investment ₹1,000
Exit Load NIL

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

DurationReturns
1 Month 0.7%
3 Month 1.9%
6 Month 5.1%
1 Year 8.7%
3 Year 7.1%
5 Year 5.3%
10 Year
15 Year
Since launch 5.1%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 7.3%
2023 6.5%
2022 1.6%
2021 3%
2020 10.4%
2019 9.6%
2018 6.2%
2017 5.5%
2016 10.3%

Growth of 10k Over Years

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,476
30 Jun 22₹10,537
30 Jun 23₹11,216
30 Jun 24₹11,956
30 Jun 25₹12,990

Asset Allocation

Asset ClassValue
Cash2.83%
Debt96.89%
Other0.28%

Sector Allocation

SectorValue
Corporate60.4%
Government38.01%
Cash Equivalent1.31%
RatingValue
AAA100%

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
6.75% Govt Stock 2029
Sovereign Bonds | -
5%₹228 Cr21,500,000
Ntpc Limited
Debentures | -
4%₹204 Cr20,000
Rec Limited
Debentures | -
4%₹181 Cr17,500
↑ 7,500
Export Import Bank Of India
Debentures | -
3%₹157 Cr15,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹155 Cr15,000
7.04% Govt Stock 2029
Sovereign Bonds | -
3%₹151 Cr14,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹146 Cr14,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹140 Cr13,500
National Housing Bank
Debentures | -
3%₹131 Cr12,500
Power Finance Corporation Limited
Debentures | -
3%₹130 Cr12,500
1 - 10 of 72
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Fund Managers

NameSinceTenure
Mahesh Chhabria26 Nov 222.59 Yr.
Mohd Asif Rizwi1 May 241.16 Yr.

Custodians

CompanyAddress
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
HSBC Mutual Fund16, V N Road, Fort, Mumbai 400 001

Auditors

CompanyAddress
M/s. Price WaterhouseIndia,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
L&T Banking and PSU Debt Fund
Growth
₹24.4643
↑ 0.01
5.05 %8.7 %7.15 %5.33 %
L&T Banking and PSU Debt Fund
Daily Dividend, Reinvestment
₹11.116
4.66 %8.28 %6.8 %5.01 %
L&T Banking and PSU Debt Fund
Monthly Dividend, Reinvestment
₹10.6879
↑ 0.00
5.03 %8.65 %7.1 %5.29 %
L&T Banking and PSU Debt Fund
Weekly Dividend, Reinvestment
₹10.3383
↑ 0.00
5.04 %8.68 %6.83 %5.14 %
L&T Banking and PSU Debt Fund
Monthly Dividend, Payout
₹10.6879
↑ 0.00
5.03 %8.65 %7.1 %5.29 %
Data as on 22 Jul 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.