L&T Credit Risk Fund - G

NAV ₹26.8067 ↑ 0.02 (0.07 %) as on 26 Jul 24

(Erstwhile L&T Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 6.9% since its launch. Ranked 12 in Credit Risk category. Return for 2023 was 6.5% , 2022 was 3.2% and 2021 was 5.7% .

Below is the key information for L&T Credit Risk Fund

NAV as on 26 Jul 24	₹26.8067 ↑ 0.02 (0.07 %)
Net Assets (AUM) as on 30 Jun 2024	₹570 Cr.
Launch Date	8 Oct 2009
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.13%
Effective Maturity	2 Years 11 Months 23 Days
Modified Duration	2 Years 2 Months 26 Days

Alpha Ratio	0.0
Expense Ratio	1.66 %
Sharpe Ratio	-0.831
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF917K01130
AMC	L&T Investment Management Ltd
Min Investment	₹10,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Jul 24

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	3.6%
1 Year	6.7%
3 Year	5.7%
5 Year	4.9%
10 Year
15 Year
Since launch	6.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.5%
2022	3.2%
2021	5.7%
2020	5%
2019	2.3%
2018	5.6%
2017	7.2%
2016	10.1%
2015	9.4%

Growth of 10k Over Years

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹9,913
30 Jun 21	₹10,816
30 Jun 22	₹11,263
30 Jun 23	₹11,971
30 Jun 24	₹12,767

Asset Allocation

Asset Class	Value
Cash	9.81%
Debt	89.94%
Other	0.25%

Sector Allocation

Sector	Value
Corporate	66.32%
Government	23.62%
Cash Equivalent	9.81%

Rating	Value
AA	64.09%
AAA	35.91%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	23%	₹129 Cr	12,500,000
Godrej Industries Limited Debentures \| -	5%	₹27 Cr	275 ↑ 125
Nuvoco Vistas Corporation Limited Debentures \| -	5%	₹26 Cr	250
Dlf Cyber City Developers Ltd Debentures \| -	5%	₹26 Cr	250
Nirma Limited Debentures \| -	5%	₹26 Cr	2,500
Small Industries Development Bank Of India Debentures \| -	5%	₹26 Cr	2,500
JSW Steel Limited Debentures \| -	4%	₹26 Cr	250
Tata Projects Limited Debentures \| -	4%	₹22 Cr	2,000
Jm Financial Services Limited Debentures \| -	4%	₹21 Cr	2,000
Hinduja Leyland Finance Limited Debentures \| -	4%	₹21 Cr	180

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Fund Managers

Name	Since	Tenure
Kapil Punjabi	26 Nov 22	1.59 Yr.
Shriram Ramanathan	24 Nov 12	11.61 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HSBC Mutual Fund	16, V N Road, Fort, Mumbai 400 001

Auditors

Company	Address
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
SBI Credit Risk Fund Growth	₹42.2889 ↑ 0.01	4.24 %	7.54 %	6.46 %	7.06 %
SBI Credit Risk Fund Normal Dividend, Reinvestment	₹19.1181 ↑ 0.01	4.24 %	7.54 %	6.46 %	6.89 %
SBI Credit Risk Fund Normal Dividend, Payout	₹19.1181 ↑ 0.01	4.24 %	7.54 %	6.46 %	6.89 %
Data as on 26 Jul 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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