fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

Fincash » Mutual Funds » L T Credit Risk Fund

L&T Credit Risk Fund - G

NAV  ₹26.0007 ↓ 0.00  (0.00 %) as on 23 Feb 24

(Erstwhile L&T Income Opportunities Fund)

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 6.9% since its launch.  Ranked 12 in Credit Risk category.  Return for 2023 was 6.5% , 2022 was 3.2% and 2021 was 5.7% .

Below is the key information for L&T Credit Risk Fund

NAV as on 23 Feb 24₹26.0007 ↓ 0.00  (0.00 %)
Net Assets (AUM) as on 31 Jan 2024 ₹571 Cr.
Launch Date8 Oct 2009
CategoryDebt - Credit Risk
Rating
TypeOpen Ended Fund
RiskModerate
Yield To Maturity8.31%
Effective Maturity2 Years 7 Months 28 Days
Modified Duration1 Year 9 Months
Alpha Ratio0.0
Expense Ratio1.66 %
Sharpe Ratio-0.913
Information Ratio0.0
BenchmarkNot Available
ISININF917K01130
AMCL&T Investment Management Ltd
Min Investment ₹10,000
Min SIP Investment ₹1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Feb 24

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3%
1 Year 6.7%
3 Year 5.5%
5 Year 4.6%
10 Year
15 Year
Since launch 6.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2023 6.5%
2022 3.2%
2021 5.7%
2020 5%
2019 2.3%
2018 5.6%
2017 7.2%
2016 10.1%
2015 9.4%

Growth of 10k Over Years

DateValue
31 Jan 19₹10,000
31 Jan 20₹10,278
31 Jan 21₹10,694
31 Jan 22₹11,315
31 Jan 23₹11,722
31 Jan 24₹12,486
L&T Credit Risk Fund Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash4.91%
Debt94.84%
Other0.25%
L&T Credit Risk Fund Asset Allocation

Sector Allocation

SectorValue
Corporate69%
Government25.84%
Cash Equivalent4.91%
RatingValue
AA57.89%
AAA42.11%
L&T Credit Risk Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
9%₹50 Cr500
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹36 Cr3,500,000
↑ 1,000,000
Small Industries Development Bank Of India
Debentures | -
5%₹27 Cr2,500
8.25% Govt Stock 2033
Sovereign Bonds | -
5%₹26 Cr2,500,000
↓ -1,000,000
Nuvoco Vistas Corporation Limited
Debentures | -
4%₹26 Cr250
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹25 Cr2,500,000
Dlf Cyber City Developers Ltd
Debentures | -
4%₹25 Cr250
Tata Projects Limited
Debentures | -
4%₹21 Cr2,000
Jm Financial Services Limited
Debentures | -
4%₹20 Cr2,000
Hinduja Leyland Finance Limited
Debentures | -
3%₹20 Cr180
1 - 10 of 44
Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Fund Managers

NameSinceTenure
Kapil Punjabi26 Nov 221.18 Yr.
Shriram Ramanathan24 Nov 1211.19 Yr.

Custodians

CompanyAddress
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
HSBC Mutual Fund16, V N Road, Fort, Mumbai 400 001

Auditors

CompanyAddress
M/s. Price WaterhouseIndia,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
SBI Credit Risk Fund
Growth
₹40.8617
↑ 0.00
3.53 %8.8 %6.28 %6.74 %
SBI Credit Risk Fund
Normal Dividend, Reinvestment
₹18.4728
↑ 0.00
3.53 %8.8 %6.28 %6.4 %
SBI Credit Risk Fund
Normal Dividend, Payout
₹18.4728
↑ 0.00
3.53 %8.8 %6.28 %6.4 %
Data as on 23 Feb 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.