(Erstwhile L&T Income Opportunities Fund) Table of Contents The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities. L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a Below is the key information for L&T Credit Risk Fund Returns up to 1 year are on Historical performance (Yearly) on absolute basis L&T Credit Risk Fund - G
Scheme Objective
CAGR
return of 7.8% since its launch. Ranked 12 in Credit Risk
category. Return for 2024 was 7.2% , 2023 was 6.5% and 2022 was 3.2% . NAV as on 6 Jun 25 ₹32.3387 ↑ 0.05 (0.15 %) Net Assets (AUM) as on 30 Apr 2025 ₹670 Cr. Launch Date 8 Oct 2009 Category Debt - Credit Risk Rating ☆☆☆ Type Open Ended Fund Risk Moderate Yield To Maturity 7.44% Effective Maturity 3 Years 5 Months 12 Days Modified Duration 2 Years 6 Months 7 Days Alpha Ratio 0.0 Expense Ratio 1.65 % Sharpe Ratio 1.165 Information Ratio 0.0 Benchmark Not Available ISIN INF917K01130 AMC L&T Investment Management Ltd Min Investment ₹10,000 Min SIP Investment ₹1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) NAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 6 Jun 25 Duration Returns 1 Month 1% 3 Month 15.8% 6 Month 17.6% 1 Year 22% 3 Year 11.4% 5 Year 9.5% 10 Year 15 Year Since launch 7.8% Historical Annual Returns
Year Returns 2024 7.2% 2023 6.5% 2022 3.2% 2021 5.7% 2020 5% 2019 2.3% 2018 5.6% 2017 7.2% 2016 10.1% Growth of 10k Over Years
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,984 31 May 22 ₹11,419 31 May 23 ₹12,129 31 May 24 ₹12,907 31 May 25 ₹15,719 Asset Allocation
Asset Class Value Cash 7.09% Debt 92.66% Other 0.24% Sector Allocation
Sector Value Corporate 70.16% Government 20.02% Cash Equivalent 9.58% Rating Value AA 63.09% AAA 36.91% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity Nuvoco Vistas Corporation Limited
Debentures | -8% ₹53 Cr 500 Tata Housing Development Co Ltd.
Debentures | -6% ₹36 Cr 3,500 6.92% Govt Stock 2039
Sovereign Bonds | -5% ₹32 Cr 3,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -5% ₹32 Cr 3,000,000 Ongc Petro Additions Limited
Debentures | -4% ₹27 Cr 2,500 Aditya Birla Renewables Limited
Debentures | -4% ₹27 Cr 2,500 Small Industries Development Bank Of India
Debentures | -4% ₹26 Cr 2,500 Nirma Limited
Debentures | -4% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹26 Cr 2,500 JSW Steel Limited
Debentures | -4% ₹25 Cr 250
Talk to our investment specialistFund Managers
Name Since Tenure Shriram Ramanathan 24 Nov 12 12.52 Yr. Custodians
Company Address Citibank N.A. India Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East), Registrar & Transfer Agent
Computer Age Management Services Ltd Address New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam FAX 91-44-28283610 Email enq_L@camsonline.com Administrator Companies
Company Address HSBC Mutual Fund 16, V N Road, Fort, Mumbai 400 001 Auditors
Company Address M/s. Price Waterhouse India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar, All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year SBI Credit Risk Fund
Growth ₹45.6812
↑ 0.06 5.08 % 9.75 % 8.23 % 7.43 % SBI Credit Risk Fund
Normal Dividend, Reinvestment ₹20.6517
↑ 0.03 5.08 % 9.75 % 8.23 % 7.43 % SBI Credit Risk Fund
Normal Dividend, Payout ₹20.6517
↑ 0.03 5.08 % 9.75 % 8.23 % 7.43 % Data as on 6 Jun 25