L&T Credit Risk Fund - G

NAV ₹21.6807 ↑ 0.01 (0.03 %) as on 29 Sep 20

(Erstwhile L&T Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 7.3% since its launch. Ranked 12 in Credit Risk category. Return for 2019 was 2.3% , 2018 was 5.6% and 2017 was 7.2% .

Below is the key information for L&T Credit Risk Fund

NAV as on 29 Sep 20	₹21.6807 ↑ 0.01 (0.03 %)
Net Assets (AUM) as on 31 Aug 2020	₹270 Cr.
Launch Date	8 Oct 2009
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.76%
Effective Maturity	2 Years 11 Months 26 Days
Modified Duration	2 Years 3 Months 4 Days

Alpha Ratio	0.0
Expense Ratio	1.69 %
Sharpe Ratio	-0.491
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF917K01130
AMC	L&T Investment Management Ltd
Min Investment	₹10,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 20

Duration	Returns
1 Month	1.2%
3 Month	4.9%
6 Month	0.4%
1 Year	4.7%
3 Year	3.8%
5 Year	5.9%
10 Year
15 Year
Since launch	7.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2019	2.3%
2018	5.6%
2017	7.2%
2016	10.1%
2015	9.4%
2014	11.4%
2013	5.8%
2012	9.5%
2011	9.7%

Growth of 10k Over Years

Date	Value
31 Aug 15	₹10,000
31 Aug 16	₹10,984
31 Aug 17	₹11,978
31 Aug 18	₹12,550
31 Aug 19	₹13,143
31 Aug 20	₹13,328

Asset Allocation

Asset Class	Value
Cash	55.31%
Debt	44.69%

Sector Allocation

Sector	Value
Cash Equivalent	55.31%
Corporate	25.83%
Government	18.86%

Rating	Value
AA	66.56%
AAA	33.44%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Vizag General Cargo Berth Private Limited Debentures \| -	38%	₹102 Cr	1,000
National Bank For Agriculture and Rural Development Debentures \| -	10%	₹26 Cr	250 ↑ 250
5.77% GOI 2030 Sovereign Bonds \| -	9%	₹24 Cr	2,500,000 ↑ 2,500,000
Tata Power Renewable Energy Limited Debentures \| -	8%	₹21 Cr	200
Coastal Gujarat Power Limited Debentures \| -	5%	₹15 Cr	140
India Infoline Housing Finance Limited Debentures \| -	5%	₹14 Cr	150
Hinduja Leyland Finance Limited Debentures \| -	4%	₹11 Cr	110 ↓ -10
Oriental Nagpur Betul Highway Private Limited Debentures \| -	3%	₹9 Cr	849
SP Jammu Udhampur Highway Limited Debentures \| -	0%	₹0 Cr	03 ↓ -02
Dewan Housing Finance Corporation Limited Debentures \| -	0%	₹0 Cr	500

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Fund Managers

Name	Since	Tenure
Shriram Ramanathan	24 Nov 12	7.77 Yr.
Jalpan Shah	20 Mar 20	0.45 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
L&T Mutual Fund	6th Floor, Brindavan, Plot No 177, CST Road, Kalina, Santacruz (E)

Auditors

Company	Address
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
L&T Credit Risk Fund Normal Dividend, Reinvestment	₹10.2246 ↑ 0.00	0.36 %	3.82 %	2.2 %	4.1 %
L&T Credit Risk Fund Normal Dividend, Payout	₹10.2246 ↑ 0.00	0.36 %	3.82 %	2.2 %	4.1 %
L&T Credit Risk Fund Growth	₹21.6807 ↑ 0.01	0.37 %	4.68 %	3.79 %	5.93 %
L&T Credit Risk Fund Annual Dividend, Reinvestment	₹10.8174 ↑ 0.00	0.37 %	2.58 %	1.87 %	4.34 %
L&T Credit Risk Fund Normal Dividend, Payout	₹10.8174 ↑ 0.00	0.37 %	2.58 %	1.87 %	4.34 %
Data as on 29 Sep 20

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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