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Fincash » Mutual Funds » L T Credit Risk Fund

L&T Credit Risk Fund - G

NAV  ₹23.8415 ↑ 0.01  (0.05 %) as on 4 Oct 22

(Erstwhile L&T Income Opportunities Fund)

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 6.9% since its launch.  Ranked 12 in Credit Risk category.  Return for 2021 was 5.7% , 2020 was 5% and 2019 was 2.3% .

Below is the key information for L&T Credit Risk Fund

NAV as on 4 Oct 22₹23.8415 ↑ 0.01  (0.05 %)
Net Assets (AUM) as on 31 Aug 2022 ₹161 Cr.
Launch Date8 Oct 2009
CategoryDebt - Credit Risk
Rating
TypeOpen Ended Fund
RiskModerate
Yield To Maturity7.24%
Effective Maturity1 Year 11 Months 23 Days
Modified Duration1 Year 18 Days
Alpha Ratio0.0
Expense Ratio1.66 %
Sharpe Ratio0.093
Information Ratio0.0
BenchmarkNot Available
ISININF917K01130
AMCL&T Investment Management Ltd
Min Investment ₹10,000
Min SIP Investment ₹1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

DurationReturns
1 Month 0.1%
3 Month 1.3%
6 Month 1%
1 Year 2.6%
3 Year 4.6%
5 Year 4.2%
10 Year
15 Year
Since launch 6.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2021 5.7%
2020 5%
2019 2.3%
2018 5.6%
2017 7.2%
2016 10.1%
2015 9.4%
2014 11.4%
2013 5.8%

Growth of 10k Over Years

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,423
30 Sep 19₹10,721
30 Sep 20₹11,187
30 Sep 21₹11,980
30 Sep 22₹12,284
L&T Credit Risk Fund Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash22.52%
Debt77.48%
L&T Credit Risk Fund Asset Allocation

Sector Allocation

SectorValue
Corporate55.72%
Cash Equivalent22.52%
Government21.77%
RatingValue
AA65.69%
AAA34.31%
L&T Credit Risk Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
4.93% Govt Stock 2028
Sovereign Bonds | -
13%₹20 Cr2,000,000
Aditya Birla Fashion And Retail Limited
Debentures | -
8%₹13 Cr100
IIFL Home Finance Limited
Debentures | -
8%₹12 Cr120
Manappuram Finance Limited
Debentures | -
7%₹11 Cr100
Ongc Petro Additions Limited
Debentures | -
7%₹11 Cr100
Godrej Properties Limited
Debentures | -
6%₹10 Cr100
Godrej Industries Limited
Debentures | -
6%₹10 Cr100
Aadhar Housing Finance Limited
Debentures | -
6%₹10 Cr100
5.22% Govt Stock 2025
Sovereign Bonds | -
6%₹10 Cr1,000,000
Oriental Nagpur Betul Highway Limited
Debentures | -
5%₹9 Cr849
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Fund Managers

NameSinceTenure
Shriram Ramanathan24 Nov 129.77 Yr.
Jalpan Shah20 Mar 202.45 Yr.

Custodians

CompanyAddress
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
L&T Mutual Fund6th Floor, Brindavan, Plot No 177, CST Road, Kalina, Santacruz (E)

Auditors

CompanyAddress
M/s. Price WaterhouseIndia,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
L&T Credit Risk Fund
Normal Dividend, Reinvestment
₹10.0764
↑ 0.00
0.97 %2.59 %4.32 %3.22 %
L&T Credit Risk Fund
Normal Dividend, Payout
₹10.0764
↑ 0.00
0.97 %2.59 %4.32 %3.22 %
L&T Credit Risk Fund
Growth
₹23.8415
↑ 0.01
0.97 %2.61 %4.62 %4.19 %
L&T Credit Risk Fund
Annual Dividend, Reinvestment
₹11.8955
↑ 0.01
0.98 %2.61 %3.92 %3.03 %
L&T Credit Risk Fund
Normal Dividend, Payout
₹11.8955
↑ 0.01
0.98 %2.61 %3.92 %3.03 %
Data as on 4 Oct 22

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.