L&T Credit Risk Fund - G

NAV ₹27.0203 ↑ 0.00 (0.02 %) as on 5 Sep 24

(Erstwhile L&T Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 6.9% since its launch. Ranked 12 in Credit Risk category. Return for 2023 was 6.5% , 2022 was 3.2% and 2021 was 5.7% .

Below is the key information for L&T Credit Risk Fund

NAV as on 5 Sep 24	₹27.0203 ↑ 0.00 (0.02 %)
Net Assets (AUM) as on 31 Jul 2024	₹571 Cr.
Launch Date	8 Oct 2009
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.94%
Effective Maturity	2 Years 9 Months 11 Days
Modified Duration	2 Years 1 Month 28 Days

Alpha Ratio	0.0
Expense Ratio	1.65 %
Sharpe Ratio	-0.731
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF917K01130
AMC	L&T Investment Management Ltd
Min Investment	₹10,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Sep 24

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	3.7%
1 Year	6.8%
3 Year	5.7%
5 Year	5.1%
10 Year
15 Year
Since launch	6.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.5%
2022	3.2%
2021	5.7%
2020	5%
2019	2.3%
2018	5.6%
2017	7.2%
2016	10.1%
2015	9.4%

Growth of 10k Over Years

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,141
31 Aug 21	₹10,770
31 Aug 22	₹11,228
31 Aug 23	₹11,929
31 Aug 24	₹12,733

Asset Allocation

Asset Class	Value
Cash	15.14%
Debt	84.6%
Other	0.26%

Sector Allocation

Sector	Value
Corporate	57.67%
Government	26.93%
Cash Equivalent	15.14%

Rating	Value
AA	60.44%
AAA	39.56%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	12%	₹66 Cr	6,500,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	8%	₹47 Cr	4,500,000
Godrej Housing Finance Limited Debentures \| -	6%	₹32 Cr	300
Godrej Industries Limited Debentures \| -	5%	₹28 Cr	275
Nuvoco Vistas Corporation Limited Debentures \| -	5%	₹27 Cr	250
Nirma Limited Debentures \| -	5%	₹26 Cr	2,500
Small Industries Development Bank Of India Debentures \| -	5%	₹26 Cr	2,500
7.1% Govt Stock 2029 Sovereign Bonds \| -	5%	₹26 Cr	2,500,000
JSW Steel Limited Debentures \| -	5%	₹26 Cr	250
Vajra 011 Trust Debentures \| -	4%	₹22 Cr	22 ↑ 22

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Fund Managers

Name	Since	Tenure
Kapil Punjabi	26 Nov 22	1.68 Yr.
Shriram Ramanathan	24 Nov 12	11.69 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HSBC Mutual Fund	16, V N Road, Fort, Mumbai 400 001

Auditors

Company	Address
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
SBI Credit Risk Fund Growth	₹42.66 ↑ 0.01	4.14 %	7.81 %	6.41 %	6.98 %
SBI Credit Risk Fund Normal Dividend, Reinvestment	₹19.2859 ↑ 0.00	4.14 %	7.81 %	6.41 %	6.8 %
SBI Credit Risk Fund Normal Dividend, Payout	₹19.2859 ↑ 0.00	4.14 %	7.81 %	6.41 %	6.8 %
Data as on 6 Sep 24

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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