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Fincash » Mutual Funds » L T Credit Risk Fund

L&T Credit Risk Fund - G

NAV  ₹32.1709 ↑ 0.02  (0.05 %) as on 19 May 25

(Erstwhile L&T Income Opportunities Fund)

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 7.8% since its launch.  Ranked 12 in Credit Risk category.  Return for 2024 was 7.2% , 2023 was 6.5% and 2022 was 3.2% .

Below is the key information for L&T Credit Risk Fund

NAV as on 19 May 25₹32.1709 ↑ 0.02  (0.05 %)
Net Assets (AUM) as on 30 Apr 2025 ₹670 Cr.
Launch Date8 Oct 2009
CategoryDebt - Credit Risk
Rating
TypeOpen Ended Fund
RiskModerate
Yield To Maturity7.44%
Effective Maturity3 Years 5 Months 12 Days
Modified Duration2 Years 6 Months 7 Days
Alpha Ratio0.0
Expense Ratio1.65 %
Sharpe Ratio1.165
Information Ratio0.0
BenchmarkNot Available
ISININF917K01130
AMCL&T Investment Management Ltd
Min Investment ₹10,000
Min SIP Investment ₹1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25

DurationReturns
1 Month 12%
3 Month 15.5%
6 Month 17.5%
1 Year 21.8%
3 Year 11.2%
5 Year 9.4%
10 Year
15 Year
Since launch 7.8%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 7.2%
2023 6.5%
2022 3.2%
2021 5.7%
2020 5%
2019 2.3%
2018 5.6%
2017 7.2%
2016 10.1%

Growth of 10k Over Years

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,850
30 Apr 22₹11,405
30 Apr 23₹11,966
30 Apr 24₹12,717
30 Apr 25₹15,470

Asset Allocation

Asset ClassValue
Cash6.01%
Debt93.72%
Other0.27%

Sector Allocation

SectorValue
Corporate66.25%
Government24.79%
Cash Equivalent8.7%
RatingValue
AA66.88%
AAA33.12%

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹48 Cr4,500,000
Nuvoco Vistas Corporation Limited
Debentures | -
6%₹37 Cr350
Tata Housing Development Co Ltd.
Debentures | -
6%₹36 Cr3,500
7.32% Govt Stock 2030
Sovereign Bonds | -
5%₹32 Cr3,000,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹27 Cr2,500
Ongc Petro Additions Limited
Debentures | -
4%₹27 Cr2,500
Aditya Birla Renewables Limited
Debentures | -
4%₹26 Cr2,500
Nirma Limited
Debentures | -
4%₹26 Cr2,500
JSW Steel Limited
Debentures | -
4%₹25 Cr250
Tata Projects Limited
Debentures | -
4%₹21 Cr2,000
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Fund Managers

NameSinceTenure
Shriram Ramanathan24 Nov 1212.44 Yr.

Custodians

CompanyAddress
Citibank N.A. IndiaTrent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
AddressNew No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX91-44-28283610
Emailenq_L@camsonline.com

Administrator Companies

CompanyAddress
HSBC Mutual Fund16, V N Road, Fort, Mumbai 400 001

Auditors

CompanyAddress
M/s. Price WaterhouseIndia,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
SBI Credit Risk Fund
Growth
₹45.3435
↑ 0.02
4.78 %9.23 %7.99 %7.41 %
SBI Credit Risk Fund
Normal Dividend, Reinvestment
₹20.4991
↑ 0.01
4.78 %9.23 %7.99 %7.41 %
SBI Credit Risk Fund
Normal Dividend, Payout
₹20.4991
↑ 0.01
4.78 %9.23 %7.99 %7.41 %
Data as on 19 May 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.