L&T Credit Risk Fund - G

NAV ₹32.3165 ↓ 0.00 (-0.01 %) as on 27 Jun 25

(Erstwhile L&T Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 7.7% since its launch. Ranked 12 in Credit Risk category. Return for 2024 was 7.2% , 2023 was 6.5% and 2022 was 3.2% .

Below is the key information for L&T Credit Risk Fund

NAV as on 27 Jun 25	₹32.3165 ↓ 0.00 (-0.01 %)
Net Assets (AUM) as on 31 May 2025	₹657 Cr.
Launch Date	8 Oct 2009
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.19%
Effective Maturity	2 Years 10 Months 6 Days
Modified Duration	2 Years 1 Month 17 Days

Alpha Ratio	0.0
Expense Ratio	1.65 %
Sharpe Ratio	1.184
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF917K01130
AMC	L&T Investment Management Ltd
Min Investment	₹10,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25

Duration	Returns
1 Month	0.2%
3 Month	13.7%
6 Month	17.2%
1 Year	21.4%
3 Year	11.2%
5 Year	9.4%
10 Year
15 Year
Since launch	7.7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.5%
2022	3.2%
2021	5.7%
2020	5%
2019	2.3%
2018	5.6%
2017	7.2%
2016	10.1%

Growth of 10k Over Years

Date	Value
31 May 20	₹10,000
31 May 21	₹10,984
31 May 22	₹11,419
31 May 23	₹12,129
31 May 24	₹12,907
31 May 25	₹15,719

Asset Allocation

Asset Class	Value
Cash	7.09%
Debt	92.66%
Other	0.24%

Sector Allocation

Sector	Value
Corporate	70.16%
Government	20.02%
Cash Equivalent	9.58%

Rating	Value
AA	63.09%
AAA	36.91%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Nuvoco Vistas Corporation Limited Debentures \| -	8%	₹53 Cr	500
Tata Housing Development Co Ltd. Debentures \| -	6%	₹36 Cr	3,500
6.92% Govt Stock 2039 Sovereign Bonds \| -	5%	₹32 Cr	3,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	5%	₹32 Cr	3,000,000
Ongc Petro Additions Limited Debentures \| -	4%	₹27 Cr	2,500
Aditya Birla Renewables Limited Debentures \| -	4%	₹27 Cr	2,500
Small Industries Development Bank Of India Debentures \| -	4%	₹26 Cr	2,500
Nirma Limited Debentures \| -	4%	₹26 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹26 Cr	2,500
JSW Steel Limited Debentures \| -	4%	₹25 Cr	250

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Fund Managers

Name	Since	Tenure
Shriram Ramanathan	24 Nov 12	12.52 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HSBC Mutual Fund	16, V N Road, Fort, Mumbai 400 001

Auditors

Company	Address
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
SBI Credit Risk Fund Growth	₹45.6653 ↓ -0.01	4.74 %	8.69 %	8.1 %	7.13 %
SBI Credit Risk Fund Normal Dividend, Reinvestment	₹20.6446 ↓ 0.00	4.74 %	8.69 %	8.1 %	7.13 %
SBI Credit Risk Fund Normal Dividend, Payout	₹20.6446 ↓ 0.00	4.74 %	8.69 %	8.1 %	7.13 %
Data as on 27 Jun 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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