L&T Credit Risk Fund - G

NAV ₹21.2873 ↓ 0.01 (0.03 %) as on 24 Jan 20

(Erstwhile L&T Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 7.6% since its launch. Ranked 12 in Credit Risk category. Return for 2019 was 2.3% , 2018 was 5.6% and 2017 was 7.2% .

Below is the key information for L&T Credit Risk Fund

NAV as on 24 Jan 20	₹21.2873 ↓ 0.01 (0.03 %)
Net Assets (AUM) as on 31 Dec 2019	₹1,807 Cr.
Launch Date	8 Oct 2009
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	9.67%
Effective Maturity	2 Years 3 Months 4 Days
Modified Duration	1 Year 6 Months 25 Days

Alpha Ratio	0.0
Expense Ratio	1.83 %
Sharpe Ratio	-0.284
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF917K01130
AMC	L&T Investment Management Ltd
Min Investment	₹10,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

Duration	Returns
1 Month	0.8%
3 Month	2.2%
6 Month	1.1%
1 Year	2.5%
3 Year	4.8%
5 Year	6.8%
10 Year
15 Year
Since launch	7.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2018	2.3%
2017	5.6%
2016	7.2%
2015	10.1%
2014	9.4%
2013	11.4%
2012	5.8%
2011	9.5%
2010	9.7%

Growth of 10k Over Years

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,941
31 Dec 16	₹12,041
31 Dec 17	₹12,908
31 Dec 18	₹13,628
31 Dec 19	₹13,937

Asset Allocation

Asset Class	Value
Cash	6.44%
Debt	89.07%
Other	4.49%

Sector Allocation

Sector	Value
Corporate	77.57%
Government	11.5%
Cash Equivalent	6.44%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Green Infra Wind Energy Limited Debentures \| -	8%	₹150 Cr	1,500
Samasta Microfinance Limited Debentures \| -	8%	₹149 Cr	1,500
Renew Power Ventures Private Limited Debentures \| -	7%	₹119 Cr	1,210
Bharat Aluminium Company Limited Debentures \| -	6%	₹115 Cr	1,150
Vizag General Cargo Berth Private Limited Debentures \| -	6%	₹99 Cr	1,000
Tata Power Renewable Energy Limited Debentures \| -	5%	₹99 Cr	1,000
Jhajjar Power Limited Debentures \| -	5%	₹90 Cr	90
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT Debentures \| -	5%	₹84 Cr	800
(B) Net Receivables/(Payables) Receivables \| -	4%	₹81 Cr
(A) Tri Party Repo Dealing System (Treps)/Reverse Repo CBLO/Reverse Repo \| -	4%	₹79 Cr

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Fund Managers

Name	Since	Tenure
Shriram Ramanathan	24 Nov 12	7.11 Yr.
Vikas Garg	3 Apr 17	2.75 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Svcs
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
L&T Mutual Fund	6th Floor, Brindavan, Plot No 177, CST Road, Kalina, Santacruz (E)

Auditors

Company	Address
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
L&T Credit Risk Fund Normal Dividend, Reinvestment	₹10.3972 ↑ 0.00	0.24 %	0.76 %	2.79 %	4.57 %
L&T Credit Risk Fund Normal Dividend, Payout	₹10.3972 ↑ 0.00	0.24 %	0.76 %	2.79 %	4.57 %
L&T Credit Risk Fund Growth	₹21.2873 ↑ 0.01	1.06 %	2.53 %	4.82 %	6.78 %
L&T Credit Risk Fund Annual Dividend, Reinvestment	₹11.3211 ↑ 0.00	1.07 %	0.59 %	3.25 %	-
L&T Credit Risk Fund Normal Dividend, Payout	₹11.3211 ↑ 0.00	1.07 %	0.59 %	3.25 %	-
Data as on 24 Jan 20

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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