L&T Credit Risk Fund - G

NAV ₹25.2302 ↑ 0.00 (0.01 %) as on 22 Aug 23

(Erstwhile L&T Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 6.9% since its launch. Ranked 12 in Credit Risk category. Return for 2022 was 3.2% , 2021 was 5.7% and 2020 was 5% .

Below is the key information for L&T Credit Risk Fund

NAV as on 22 Aug 23	₹25.2302 ↑ 0.00 (0.01 %)
Net Assets (AUM) as on 31 Jul 2023	₹297 Cr.
Launch Date	8 Oct 2009
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.11%
Effective Maturity	1 Year 4 Months 2 Days
Modified Duration	1 Year 1 Month 24 Days

Alpha Ratio	0.0
Expense Ratio	1.66 %
Sharpe Ratio	-0.174
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF917K01130
AMC	L&T Investment Management Ltd
Min Investment	₹10,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 23

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.5%
1 Year	6.2%
3 Year	5.7%
5 Year	4.5%
10 Year
15 Year
Since launch	6.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2022	3.2%
2021	5.7%
2020	5%
2019	2.3%
2018	5.6%
2017	7.2%
2016	10.1%
2015	9.4%
2014	11.4%

Growth of 10k Over Years

Date	Value
30 Sep 18	₹10,000
30 Sep 19	₹10,286
30 Sep 20	₹10,733
30 Sep 21	₹11,494
30 Sep 22	₹11,786
30 Sep 23	₹12,562

Asset Allocation

Asset Class	Value
Cash	8.32%
Debt	91.68%

Sector Allocation

Sector	Value
Corporate	79.67%
Government	12.01%
Cash Equivalent	8.32%

Rating	Value
AA	57.27%
AAA	42.73%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Debentures \| -	8%	₹26 Cr	2,500 ↑ 2,500
Andhra Pradesh Expressway Limited Debentures \| -	5%	₹17 Cr	56
TVS Credit Services Limited Debentures \| -	5%	₹16 Cr	150
Hinduja Leyland Finance Limited Debentures \| -	5%	₹16 Cr	150
Phoenix Arc Private Limited Debentures \| -	5%	₹16 Cr	1,600 ↑ 1,600
JSW Steel Limited Debentures \| -	5%	₹16 Cr	150
Dlf Cyber City Developers Ltd Debentures \| -	5%	₹16 Cr	150 ↑ 150
Tmf Holdings Limited Debentures \| -	5%	₹15 Cr	150
6.99% Govt Stock 2026 Sovereign Bonds \| -	5%	₹15 Cr	1,500,000 ↑ 1,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	4%	₹15 Cr	1,500,000 ↑ 1,500,000

1 - 10 of 38

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Kapil Punjabi	26 Nov 22	0.76 Yr.
Shriram Ramanathan	24 Nov 12	10.77 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
HSBC Mutual Fund	16, V N Road, Fort, Mumbai 400 001

Auditors

Company	Address
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
L&T Credit Risk Fund Normal Dividend, Reinvestment	₹10.3242 ↑ 0.00	3.52 %	6.18 %	5.66 %	3.9 %
L&T Credit Risk Fund Normal Dividend, Payout	₹10.3242 ↑ 0.00	3.52 %	6.18 %	5.66 %	3.9 %
L&T Credit Risk Fund Growth	₹25.2302 ↑ 0.00	3.53 %	6.19 %	5.68 %	4.52 %
L&T Credit Risk Fund Annual Dividend, Reinvestment	₹11.9198 ↑ 0.00	-1.97 %	0.55 %	3.78 %	2.58 %
L&T Credit Risk Fund Normal Dividend, Payout	₹11.9198 ↑ 0.00	-1.97 %	0.55 %	3.78 %	2.58 %
Data as on 22 Aug 23

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.