L&T Credit Risk Fund - G

NAV ₹23.8415 ↑ 0.01 (0.05 %) as on 4 Oct 22

(Erstwhile L&T Income Opportunities Fund)

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR return of 6.9% since its launch. Ranked 12 in Credit Risk category. Return for 2021 was 5.7% , 2020 was 5% and 2019 was 2.3% .

Below is the key information for L&T Credit Risk Fund

NAV as on 4 Oct 22	₹23.8415 ↑ 0.01 (0.05 %)
Net Assets (AUM) as on 31 Aug 2022	₹161 Cr.
Launch Date	8 Oct 2009
Category	Debt - Credit Risk
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.24%
Effective Maturity	1 Year 11 Months 23 Days
Modified Duration	1 Year 18 Days

Alpha Ratio	0.0
Expense Ratio	1.66 %
Sharpe Ratio	0.093
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF917K01130
AMC	L&T Investment Management Ltd
Min Investment	₹10,000
Min SIP Investment	₹1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Oct 22

Duration	Returns
1 Month	0.1%
3 Month	1.3%
6 Month	1%
1 Year	2.6%
3 Year	4.6%
5 Year	4.2%
10 Year
15 Year
Since launch	6.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2021	5.7%
2020	5%
2019	2.3%
2018	5.6%
2017	7.2%
2016	10.1%
2015	9.4%
2014	11.4%
2013	5.8%

Growth of 10k Over Years

Date	Value
30 Sep 17	₹10,000
30 Sep 18	₹10,423
30 Sep 19	₹10,721
30 Sep 20	₹11,187
30 Sep 21	₹11,980
30 Sep 22	₹12,284

Asset Allocation

Asset Class	Value
Cash	22.52%
Debt	77.48%

Sector Allocation

Sector	Value
Corporate	55.72%
Cash Equivalent	22.52%
Government	21.77%

Rating	Value
AA	65.69%
AAA	34.31%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
4.93% Govt Stock 2028 Sovereign Bonds \| -	13%	₹20 Cr	2,000,000
Aditya Birla Fashion And Retail Limited Debentures \| -	8%	₹13 Cr	100
IIFL Home Finance Limited Debentures \| -	8%	₹12 Cr	120
Manappuram Finance Limited Debentures \| -	7%	₹11 Cr	100
Ongc Petro Additions Limited Debentures \| -	7%	₹11 Cr	100
Godrej Properties Limited Debentures \| -	6%	₹10 Cr	100
Godrej Industries Limited Debentures \| -	6%	₹10 Cr	100
Aadhar Housing Finance Limited Debentures \| -	6%	₹10 Cr	100
5.22% Govt Stock 2025 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Oriental Nagpur Betul Highway Limited Debentures \| -	5%	₹9 Cr	849

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Fund Managers

Name	Since	Tenure
Shriram Ramanathan	24 Nov 12	9.77 Yr.
Jalpan Shah	20 Mar 20	2.45 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
L&T Mutual Fund	6th Floor, Brindavan, Plot No 177, CST Road, Kalina, Santacruz (E)

Auditors

Company	Address
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
L&T Credit Risk Fund Normal Dividend, Reinvestment	₹10.0764 ↑ 0.00	0.97 %	2.59 %	4.32 %	3.22 %
L&T Credit Risk Fund Normal Dividend, Payout	₹10.0764 ↑ 0.00	0.97 %	2.59 %	4.32 %	3.22 %
L&T Credit Risk Fund Growth	₹23.8415 ↑ 0.01	0.97 %	2.61 %	4.62 %	4.19 %
L&T Credit Risk Fund Annual Dividend, Reinvestment	₹11.8955 ↑ 0.01	0.98 %	2.61 %	3.92 %	3.03 %
L&T Credit Risk Fund Normal Dividend, Payout	₹11.8955 ↑ 0.01	0.98 %	2.61 %	3.92 %	3.03 %
Data as on 4 Oct 22

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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