Principal Balanced Advantage Fund - G

NAV ₹34.7352 ↓ -0.24 (-0.68 %) as on 20 May 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes. The Scheme will decide on allocation of funds into equity assets based on equity market Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of ‘Price to Earnings’ Ratio; the Scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa.

Principal Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund launched on 16 Dec 10. It is a fund with Moderately High risk and has given a CAGR return of 9% since its launch. Return for 2024 was 12.6% , 2023 was 14.1% and 2022 was 5.7% .

Below is the key information for Principal Balanced Advantage Fund

NAV as on 20 May 25	₹34.7352 ↓ -0.24 (-0.68 %)
Net Assets (AUM) as on 30 Apr 2025	₹1,537 Cr.
Launch Date	16 Dec 2010
Category	Hybrid - Dynamic Allocation
Rating	☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.

Alpha Ratio	0.0
Expense Ratio	2.07 %
Sharpe Ratio	0.152
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-1 Years (2%),1-2 Years (1%),2 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 May 25

Duration	Returns
1 Month	2.3%
3 Month	5.7%
6 Month	2.8%
1 Year	9.4%
3 Year	12.8%
5 Year	12.5%
10 Year
15 Year
Since launch	9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.6%
2023	14.1%
2022	5.7%
2021	10.9%
2020	10%
2019	1%
2018	3.2%
2017	13.1%
2016	4.5%

Growth of 10k Over Years

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹11,498
30 Apr 22	₹12,397
30 Apr 23	₹13,025
30 Apr 24	₹15,731
30 Apr 25	₹16,994

Asset Allocation

Asset Class	Value
Cash	17.75%
Equity	57.56%
Debt	24.69%

Sector Allocation

Sector	Value
Cash Equivalent	18.32%
Government	17.3%
Corporate	5.1%
Securitized	1.72%

Rating	Value
AAA	97.51%

Sector	Value
Financial Services	25.78%
Consumer Cyclical	7.93%
Energy	7.27%
Technology	6.68%
Health Care	5.23%
Industrials	4.54%
Communication Services	4.52%
Consumer Defensive	3.98%
Basic Materials	3.46%
Utility	1.52%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 10 \| RELIANCE	Oil & Gas Refining & Marketing	6%	₹91 Cr	711,000
7.1% Govt Stock 2034 Sovereign Bonds \| -		6%	₹88 Cr	8,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| ICICIBANK	Banks - Regional	5%	₹81 Cr	600,330 ↓ -127,500
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| HDFCBANK	Banks - Regional	5%	₹81 Cr	440,890 ↓ -42,500
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 18 \| BHARTIARTL	Telecom Services	4%	₹61 Cr	351,350
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 21 \| KOTAKBANK	Banks - Regional	3%	₹52 Cr	239,220 ↓ -4,000
Infosys Ltd (Technology) Equity, Since 31 Dec 17 \| INFY	Information Technology Services	3%	₹38 Cr	241,400 ↓ -111,000
State Bank of India (Financial Services) Equity, Since 31 Dec 10 \| SBIN	Banks - Regional	2%	₹34 Cr	439,960
7.23% Govt Stock 2039 Sovereign Bonds \| -		2%	₹31 Cr	3,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -		2%	₹31 Cr	3,000,000

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Fund Managers

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	3.33 Yr.
S. Bharath	1 Jan 22	3.33 Yr.
Clyton Fernandes	4 Oct 24	0.57 Yr.

Custodians

Company	Address
SBI-SG Global Securities Services Private Limited	“B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
Principal Mutual Fund	Exchange Plaza, 2nd Floor,,National Stock Exchange Building,Bandra Kurla Complex,,Bandra East

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLP	BSR & Co. LLP

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Principal Balanced Advantage Fund Growth	₹34.7352 ↓ -0.24	2.81 %	9.41 %	12.8 %	12.52 %
Principal Balanced Advantage Fund Monthly Dividend, Payout	₹15.6445 ↓ -0.11	3.48 %	9.53 %	13.43 %	12.58 %
Principal Balanced Advantage Fund Monthly Dividend, Reinvestment	₹15.6445 ↓ -0.11	3.48 %	9.53 %	13.43 %	12.58 %
Data as on 20 May 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

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