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Fincash » Mutual Funds » Principal Equity Savings Fund

Principal Equity Savings Fund - G

NAV  ₹70.4086 ↑ 0.05  (0.07 %) as on 9 Jun 25

Scheme Objective

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR return of 8.8% since its launch.  Ranked 38 in Equity Savings category.  Return for 2024 was 12.6% , 2023 was 15.3% and 2022 was 4.1% .

Below is the key information for Principal Equity Savings Fund

NAV as on 9 Jun 25₹70.4086 ↑ 0.05  (0.07 %)
Net Assets (AUM) as on 30 Apr 2025 ₹1,004 Cr.
Launch Date23 May 2002
CategoryHybrid - Equity Savings
Rating
TypeOpen Ended Fund
RiskModerately High
AMCPrincipal Pnb Asset Mgmt. Co. Priv. Ltd.
Alpha Ratio0.0
Expense Ratio2.23 %
Sharpe Ratio0.225
Information Ratio0.0
BenchmarkNot Available
Min Investment ₹5,000
Min SIP Investment ₹500
Exit Load NIL

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 25

DurationReturns
1 Month 2.5%
3 Month 6.2%
6 Month 3%
1 Year 10.1%
3 Year 12.6%
5 Year 14.4%
10 Year
15 Year
Since launch 8.8%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 12.6%
2023 15.3%
2022 4.1%
2021 18.2%
2020 14.6%
2019 5.1%
2018 1.6%
2017 15%
2016 5.5%

Growth of 10k Over Years

DateValue
31 May 20₹10,000
31 May 21₹12,930
31 May 22₹14,051
31 May 23₹15,246
31 May 24₹18,060
31 May 25₹19,844

Asset Allocation

Asset ClassValue
Cash44.75%
Equity34.39%
Debt20.87%

Sector Allocation

SectorValue
Cash Equivalent39.96%
Government17.27%
Corporate8.38%
RatingValue
AAA100%
SectorValue
Financial Services17.42%
Energy9.83%
Communication Services9.49%
Consumer Cyclical6.72%
Technology6.42%
Industrials5.57%
Consumer Defensive5.4%
Health Care3.97%
Basic Materials3.95%
Utility0.63%
Real Estate0.24%

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
Oil & Gas Refining & Marketing10%₹96 Cr681,500
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL
Telecom Services9%₹91 Cr487,525
Future on Reliance Industries Ltd
Derivatives | -
9%-₹86 Cr609,500
Future on Bharti Airtel Ltd
Derivatives | -
8%-₹78 Cr417,525
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹68 Cr6,500,000
Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY
Information Technology Services5%₹53 Cr350,700
Infosys Limited May 2025
Derivatives | -
5%-₹47 Cr312,400
↑ 312,400
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
Banks - Regional3%₹34 Cr237,200
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
Banks - Regional3%₹30 Cr255,500
↑ 40,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFCBANK
Banks - Regional3%₹30 Cr155,000
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Fund Managers

NameSinceTenure
Dwijendra Srivastava1 Jan 223.41 Yr.
Rohit Seksaria1 Jan 223.41 Yr.
Clyton Fernandes2 Jun 250 Yr.

Custodians

CompanyAddress
SBI-SG Global Securities Services Private Limited“B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054

Registrar & Transfer Agent

KFin Technologies Ltd
Address138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAXN.A
EmailN.A

Administrator Companies

CompanyAddress
Principal Mutual FundExchange Plaza, 2nd Floor,,National Stock Exchange Building,Bandra Kurla Complex,,Bandra East

Auditors

CompanyAddress
S. R. BATLIBOI & CoExpress Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
Principal Equity Savings Fund
Growth
₹70.4086
↑ 0.05
3.01 %10.06 %12.57 %14.37 %
Principal Equity Savings Fund
Quarterly Dividend, Payout
₹17.282
↑ 0.01
2.94 %9.94 %12.44 %14.28 %
Principal Equity Savings Fund
Quarterly Dividend, Reinvestment
₹17.282
↑ 0.01
2.94 %9.94 %12.44 %14.28 %
Data as on 9 Jun 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.