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Fincash » Mutual Funds » Principal Short Term Debt Fund

Principal Short Term Debt Fund - G

NAV  ₹44.6409 ↑ 0.02  (0.05 %) as on 21 Jul 25

(Erstwhile Principal Short Term Income Fund)

Scheme Objective

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR return of 7% since its launch.  Ranked 34 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.5% .

Below is the key information for Principal Short Term Debt Fund

NAV as on 21 Jul 25₹44.6409 ↑ 0.02  (0.05 %)
Net Assets (AUM) as on 30 Jun 2025 ₹217 Cr.
Launch Date9 May 2003
CategoryDebt - Short term Bond
Rating
TypeOpen Ended Fund
RiskModerate
Yield To Maturity6.66%
Effective Maturity3 Years 3 Months 18 Days
Modified Duration2 Years 7 Months 10 Days
Alpha Ratio0.0
Expense Ratio0.84 %
Sharpe Ratio1.843
Information Ratio0.0
BenchmarkNot Available
ISININF173K01BA3
AMCPrincipal Pnb Asset Mgmt. Co. Priv. Ltd.
Min Investment ₹5,000
Min SIP Investment ₹2,000
Exit Load NIL

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jul 25

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 4.9%
1 Year 9%
3 Year 7.5%
5 Year 5.8%
10 Year
15 Year
Since launch 7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 7.9%
2023 6.9%
2022 3.5%
2021 3.2%
2020 10.3%
2019 -1.7%
2018 6%
2017 5.7%
2016 9.6%

Growth of 10k Over Years

DateValue
30 Jun 20₹10,000
30 Jun 21₹11,111
30 Jun 22₹11,442
30 Jun 23₹12,202
30 Jun 24₹13,025
30 Jun 25₹14,205

Asset Allocation

Asset ClassValue
Cash9.22%
Debt90.5%
Other0.28%

Sector Allocation

SectorValue
Corporate51.05%
Government39.45%
Cash Equivalent9.22%
RatingValue
AA22.7%
AAA77.3%

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
12%₹26 Cr2,500,000
7.37% Govt Stock 2028
Sovereign Bonds | -
7%₹16 Cr1,500,000
Bharti Telecom Limited
Debentures | -
5%₹11 Cr1,100
National Bank For Agriculture And Rural Development
Debentures | -
5%₹10 Cr1,000
Power Finance Corporation Limited
Debentures | -
5%₹10 Cr1,000
Export Import Bank Of India
Debentures | -
5%₹10 Cr1,000
Pnb Housing Finance Limited
Debentures | -
5%₹10 Cr1,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹7 Cr700,000
7.32% Govt Stock 2030
Sovereign Bonds | -
2%₹5 Cr500,000
7.44% Tamil Nadu State Government Securities -20/03/2034
Sovereign Bonds | -
2%₹5 Cr500,000
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Fund Managers

NameSinceTenure
Dwijendra Srivastava1 Jan 223.5 Yr.
Sandeep Agarwal1 Jan 223.5 Yr.

Custodians

CompanyAddress
SBI-SG Global Securities Services Private Limited“B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054

Registrar & Transfer Agent

KFin Technologies Ltd
Address138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAXN.A
EmailN.A

Administrator Companies

CompanyAddress
Principal Mutual FundExchange Plaza, 2nd Floor,,National Stock Exchange Building,Bandra Kurla Complex,,Bandra East

Auditors

CompanyAddress
S. R. BATLIBOI & CoExpress Tower, 6th Floor,Nariman Point,Mumbai
BSR & Co. LLPBSR & Co. LLP

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
Principal Short Term Debt Fund
Growth
₹44.6409
↑ 0.02
4.88 %9.03 %7.5 %5.78 %
Principal Short Term Debt Fund
Monthly Dividend, Payout
₹13.0919
↑ 0.01
4.38 %8.98 %7.45 %5.72 %
Principal Short Term Debt Fund
Monthly Dividend, Reinvestment
₹13.0919
↑ 0.01
4.38 %8.98 %7.45 %5.72 %
Data as on 21 Jul 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.