Uti-retirement Benefit Pension Fund - Direct - G

NAV ₹52.1761 ↓ -0.11 (-0.21 %) as on 2 Apr 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

Investment objective and policies of the scheme are primarily to provide pension in the form of periodical income/ cashflow to the unit holders to the extent of redemption value of their holding after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures, bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.

UTI-Retirement Benefit Pension Fund - Direct is a Solutions - Retirement Fund fund launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR return of 9.9% since its launch. Return for 2025 was 6.7% , 2024 was 15.2% and 2023 was 17.4% .

Below is the key information for UTI-Retirement Benefit Pension Fund - Direct

NAV as on 2 Apr 26	₹52.1761 ↓ -0.11 (-0.21 %)
Net Assets (AUM) as on 28 Feb 2026	₹4,732 Cr.
Launch Date	1 Jan 2013
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	UTI Asset Management Company Ltd

Alpha Ratio	0.0
Expense Ratio	1.02 %
Sharpe Ratio	0.836
Information Ratio	0.0
Benchmark	Not Available
Min Investment
Min SIP Investment
Exit Load	0-1 Years (5%),1-3 Years (3%),3-5 Years (1%),5 Years and above(NIL)

Purchase not allowed

NAV Price Chart

Uti-retirement Benefit Pension Fund - Direct NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 26

Duration	Returns
1 Month	-4.1%
3 Month	-5.7%
6 Month	-2.4%
1 Year	1.3%
3 Year	11%
5 Year	10.5%
10 Year
15 Year
Since launch	9.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	15.2%
2023	17.4%
2022	6%
2021	19.3%
2020	13.2%
2019	-0.5%
2018	-0.6%
2017	17.7%

Growth of 10k Over Years

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,496
31 Mar 23	₹12,086
31 Mar 24	₹14,745
31 Mar 25	₹16,261
31 Mar 26	₹16,436

Uti-retirement Benefit Pension Fund - Direct Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	3.95%
Equity	38.55%
Debt	57.5%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
7.18% Gs 2037 Sovereign Bonds \| -		7%	₹324 Cr	3,150,000,000
6.68% Gs 2040 Sovereign Bonds \| -		4%	₹193 Cr	2,000,000,000
7.32% Gs 2030 Sovereign Bonds \| -		3%	₹146 Cr	1,400,000,000 ↓ -250,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 20 \| HDFCBANK	Banks - Regional	3%	₹141 Cr	1,585,964
HDFC Bank Limited Debentures \| -		3%	₹129 Cr	12,500
7.24% Gs 2055 Sovereign Bonds \| -		3%	₹123 Cr	1,250,000,000
6.48% Gs 2035 Sovereign Bonds \| -		3%	₹123 Cr	1,250,000,000 ↓ -500,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	Banks - Regional	3%	₹123 Cr	890,089
6.33% Gs 2035 Sovereign Bonds \| -		3%	₹122 Cr	1,250,000,000
7.10% Gs 2034 Sovereign Bonds \| -		2%	₹108 Cr	1,050,000,000

1 - 10 of 139

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
V Srivatsa	24 Sep 09	16.44 Yr.
Anurag Mittal	3 Nov 25	0.32 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Axis Bank Ltd	null
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI-Retirement Benefit Pension Fund - Direct Growth	₹52.1761 ↓ -0.11	-2.44 %	1.28 %	11.02 %	10.46 %
Data as on 2 Apr 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.