Uti-retirement Benefit Pension Fund - Direct - G

NAV ₹53.2849 ↑ 0.02 (0.04 %) as on 7 Aug 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

Investment objective and policies of the scheme are primarily to provide pension in the form of periodical income/ cashflow to the unit holders to the extent of redemption value of their holding after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures, bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.

UTI-Retirement Benefit Pension Fund - Direct is a Solutions - Retirement Fund fund launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR return of 10.6% since its launch. Return for 2024 was 15.2% , 2023 was 17.4% and 2022 was 6% .

Below is the key information for UTI-Retirement Benefit Pension Fund - Direct

NAV as on 7 Aug 25	₹53.2849 ↑ 0.02 (0.04 %)
Net Assets (AUM) as on 30 Jun 2025	₹4,766 Cr.
Launch Date	1 Jan 2013
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	UTI Asset Management Company Ltd

Alpha Ratio	0.0
Expense Ratio	1.02 %
Sharpe Ratio	0.363
Information Ratio	0.0
Benchmark	Not Available
Min Investment
Min SIP Investment
Exit Load	0-1 Years (5%),1-3 Years (3%),3-5 Years (1%),5 Years and above(NIL)

Purchase not allowed

NAV Price Chart

Uti-retirement Benefit Pension Fund - Direct NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 25

Duration	Returns
1 Month	-1.6%
3 Month	1.1%
6 Month	4%
1 Year	5.4%
3 Year	13.1%
5 Year	14.4%
10 Year
15 Year
Since launch	10.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.2%
2023	17.4%
2022	6%
2021	19.3%
2020	13.2%
2019	-0.5%
2018	-0.6%
2017	17.7%
2016	10.8%

Growth of 10k Over Years

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹12,653
31 Jul 22	₹13,573
31 Jul 23	₹15,467
31 Jul 24	₹18,865
31 Jul 25	₹19,853

Uti-retirement Benefit Pension Fund - Direct Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	3.98%
Equity	39.02%
Debt	57%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -		9%	₹426 Cr	4,075,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -		6%	₹294 Cr	2,800,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -		5%	₹225 Cr	2,200,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 20 \| HDFCBANK	Banks - Regional	4%	₹176 Cr	879,993 ↓ -55,308
7.32% Govt Stock 2030 Sovereign Bonds \| -		4%	₹174 Cr	1,650,000,000
7.41% Govt Stock 2036 Sovereign Bonds \| -		3%	₹157 Cr	1,470,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| 532174	Banks - Regional	3%	₹152 Cr	1,054,376
6.33% Gsec Mat - 05/05/2035 Sovereign Bonds \| -		3%	₹150 Cr	1,500,000,000 ↑ 250,000,000
HDFC Bank Limited Debentures \| -		3%	₹131 Cr	12,500
7.1% Govt Stock 2034 Sovereign Bonds \| -		2%	₹110 Cr	1,050,000,000 ↓ -250,000,000

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Fund Managers

Name	Since	Tenure
V Srivatsa	24 Sep 09	15.86 Yr.
Sunil Patil	1 Dec 21	3.67 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
Axis Bank Ltd	null
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI-Retirement Benefit Pension Fund - Direct Growth	₹53.2849 ↑ 0.02	3.96 %	5.44 %	13.06 %	14.4 %
Data as on 7 Aug 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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