+91-22-48913909Investment objective and policies of the scheme are primarily to provide pension in the form of periodical income/ cashflow to the unit holders to the extent of redemption value of their holding after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures,
bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high. UTI-Retirement Benefit Pension Fund - Direct is a Solutions - Retirement Fund fund launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for UTI-Retirement Benefit Pension Fund - Direct Returns up to 1 year are on Historical performance (Yearly) on absolute basis Uti-retirement Benefit Pension Fund - Direct - G
Scheme Objective
CAGR return of 10.1% since its launch. Return for 2025 was 6.7% , 2024 was 15.2% and 2023 was 17.4% . NAV as on 19 Jun 26 ₹54.4532 ↓ -0.02 (-0.03 %) Net Assets (AUM) as on 30 Apr 2026 ₹4,630 Cr. Launch Date 1 Jan 2013 Category Solutions - Retirement Fund Rating Type Open Ended Fund Risk Moderately High AMC UTI Asset Management Company Ltd Alpha Ratio 0.0 Expense Ratio 1.02 % Sharpe Ratio -0.413 Information Ratio 0.0 Benchmark Not Available Min Investment Min SIP Investment Exit Load 0-1 Years (5%),1-3 Years (3%),3-5 Years (1%),5 Years and above(NIL)
Purchase not allowedNAV Price Chart
Returns
Annual Compounded Returns
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 26 Duration Returns 1 Month 2% 3 Month 1.7% 6 Month -0.5% 1 Year 1.9% 3 Year 10.5% 5 Year 10.3% 10 Year 15 Year Since launch 10.1% Historical Annual Returns
Year Returns 2025 6.7% 2024 15.2% 2023 17.4% 2022 6% 2021 19.3% 2020 13.2% 2019 -0.5% 2018 -0.6% 2017 17.7% Growth of 10k Over Years
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,792 31 May 23 ₹12,070 31 May 24 ₹14,432 31 May 25 ₹16,136 31 May 26 ₹16,167 
Asset Allocation
Asset Class Value Cash 5.86% Equity 38.37% Debt 55.77% 
Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -7% ₹316 Cr 3,150,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹160 Cr 1,700,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹143 Cr 1,400,000,000 HDFC Bank Limited
Debentures | -3% ₹126 Cr 12,500 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 20 | HDFCBANKBanks - Regional 3% ₹122 Cr 1,585,964 7.24% Govt Stock 2055
Sovereign Bonds | -3% ₹120 Cr 1,250,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | ICICIBANKBanks - Regional 2% ₹112 Cr 890,089 Infosys Ltd (Technology)
Equity, Since 31 Dec 06 | INFYInformation Technology Services 2% ₹80 Cr 676,173 Power Finance Corporation Limited
Debentures | -2% ₹75 Cr 7,500 6.28% Govt Stock 2032
Sovereign Bonds | -2% ₹73 Cr 750,000,000
Talk to our investment specialistFund Managers
Name Since Tenure V Srivatsa 24 Sep 09 16.69 Yr. Anurag Mittal 3 Nov 25 0.57 Yr. Custodians
Company Address Deutsche Bank AG 1 Great Winchester Street Axis Bank Ltd null Stock Holding Corporation of India Mittal Court, ‘B’ Wing,,Nariman Point Registrar & Transfer Agent
KFin Technologies Ltd Address 138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat FAX N.A Email N.A Administrator Companies
Company Address UTI Asset Management Co Ltd PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Auditors
Company Address S. R. BATLIBOI & Co Express Tower, 6th Floor,Nariman Point,Mumbai All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year UTI-Retirement Benefit Pension Fund - Direct
Growth ₹54.4532
↓ -0.02 -0.53 % 1.87 % 10.46 % 10.31 % Data as on 19 Jun 26
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.
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