Uti-retirement Benefit Pension Fund - Direct - G

NAV ₹53.7204 ↑ 0.12 (0.23 %) as on 6 Jun 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

Investment objective and policies of the scheme are primarily to provide pension in the form of periodical income/ cashflow to the unit holders to the extent of redemption value of their holding after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures, bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.

UTI-Retirement Benefit Pension Fund - Direct is a Solutions - Retirement Fund fund launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR return of 10.8% since its launch. Return for 2024 was 15.2% , 2023 was 17.4% and 2022 was 6% .

Below is the key information for UTI-Retirement Benefit Pension Fund - Direct

NAV as on 6 Jun 25	₹53.7204 ↑ 0.12 (0.23 %)
Net Assets (AUM) as on 30 Apr 2025	₹4,668 Cr.
Launch Date	1 Jan 2013
Category	Solutions - Retirement Fund
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	UTI Asset Management Company Ltd

Alpha Ratio	0.0
Expense Ratio	1.02 %
Sharpe Ratio	0.598
Information Ratio	0.0
Benchmark	Not Available
Min Investment
Min SIP Investment
Exit Load	0-1 Years (5%),1-3 Years (3%),3-5 Years (1%),5 Years and above(NIL)

Purchase not allowed

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

Duration	Returns
1 Month	2.3%
3 Month	7%
6 Month	2.8%
1 Year	11.6%
3 Year	14.7%
5 Year	15.9%
10 Year
15 Year
Since launch	10.8%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.2%
2023	17.4%
2022	6%
2021	19.3%
2020	13.2%
2019	-0.5%
2018	-0.6%
2017	17.7%
2016	10.8%

Growth of 10k Over Years

Date	Value
31 May 20	₹10,000
31 May 21	₹13,187
31 May 22	₹14,231
31 May 23	₹15,917
31 May 24	₹19,032
31 May 25	₹21,280

Asset Allocation

Asset Class	Value
Cash	1.89%
Equity	38.81%
Debt	59.3%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -		9%	₹434 Cr	4,075,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -		6%	₹301 Cr	2,800,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -		5%	₹230 Cr	2,200,000,000 ↑ 450,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 20 \| HDFCBANK	Banks - Regional	4%	₹182 Cr	935,301
7.32% Govt Stock 2030 Sovereign Bonds \| -		4%	₹175 Cr	1,650,000,000
7.41% Govt Stock 2036 Sovereign Bonds \| -		3%	₹159 Cr	1,470,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	Banks - Regional	3%	₹152 Cr	1,054,376
7.1% Govt Stock 2034 Sovereign Bonds \| -		3%	₹137 Cr	1,300,000,000
HDFC Bank Limited Debentures \| -		3%	₹132 Cr	12,500
6.33% Government Of India Sovereign Bonds \| -		3%	₹126 Cr	1,250,000,000 ↑ 1,250,000,000

1 - 10 of 109

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
V Srivatsa	24 Sep 09	15.69 Yr.
Sunil Patil	1 Dec 21	3.5 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
Axis Bank Ltd	null
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI-Retirement Benefit Pension Fund - Direct Growth	₹53.7204 ↑ 0.12	2.76 %	11.62 %	14.67 %	15.87 %
Data as on 6 Jun 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.