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UTI Short Term Income Fund - Direct - G

NAV  ₹34.1273 ↑ 0.02  (0.07 %) as on 4 Sep 25

Scheme Objective

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR return of 7.5% since its launch.  Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% .

Below is the key information for UTI Short Term Income Fund - Direct

NAV as on 4 Sep 25₹34.1273 ↑ 0.02  (0.07 %)
Net Assets (AUM) as on 31 Jul 2025 ₹3,296 Cr.
Launch Date1 Jan 2013
CategoryDebt - Short term Bond
RatingNot Rated
TypeOpen Ended Fund
RiskModerate
Yield To Maturity6.75%
Effective Maturity3 Years 3 Months 4 Days
Modified Duration2 Years 6 Months 29 Days
Alpha Ratio0.0
Expense Ratio0.4 %
Sharpe Ratio2.167
Information Ratio0.0
BenchmarkNot Available
ISININF789F01XY0
AMCUTI Asset Management Company Ltd
Min Investment ₹10,000
Min SIP Investment ₹500
Exit Load NIL

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

DurationReturns
1 Month 0.1%
3 Month 0.9%
6 Month 4.5%
1 Year 8.5%
3 Year 7.9%
5 Year 7.5%
10 Year
15 Year
Since launch 7.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 8.4%
2023 7.6%
2022 4.4%
2021 9%
2020 11%
2019 -3.5%
2018 6.6%
2017 6.6%
2016 10.6%

Growth of 10k Over Years

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,608
31 Aug 22₹11,495
31 Aug 23₹12,307
31 Aug 24₹13,306
31 Aug 25₹14,437
UTI Short Term Income Fund - Direct Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash14.23%
Debt85.5%
Other0.27%
UTI Short Term Income Fund - Direct Asset Allocation

Sector Allocation

SectorValue
Corporate64.48%
Government29.76%
Cash Equivalent5.49%
RatingValue
AA10.24%
AAA89.76%
UTI Short Term Income Fund - Direct Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
9%₹311 Cr3,050,000,000
National Housing Bank
Debentures | -
5%₹178 Cr17,500
LIC Housing Finance Ltd
Debentures | -
5%₹178 Cr1,750
Small Industries Development Bank Of India
Debentures | -
5%₹178 Cr17,500
Power Finance Corporation Limited
Debentures | -
5%₹177 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
4%₹143 Cr14,000
Export Import Bank Of India
Debentures | -
4%₹127 Cr12,500
Bajaj Finance Limited
Debentures | -
2%₹76 Cr7,500
Kotak Mahindra Prime Limited
Debentures | -
2%₹76 Cr750
National Bank For Agriculture And Rural Development
Debentures | -
2%₹76 Cr7,500
↓ -5,000
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Fund Managers

NameSinceTenure
Anurag Mittal8 Apr 250.4 Yr.
Sudhir Agarwal25 Oct 1212.86 Yr.

Custodians

CompanyAddress
Deutsche Bank AGnull
Axis Bank Ltdnull
Stock Holding Corporation of IndiaMittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Addressnull
FAXN.A
EmailN.A

Administrator Companies

CompanyAddress
UTI Asset Management Co LtdPMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

CompanyAddress
S. R. BATLIBOI & Conull

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
UTI Short Term Income Fund - Direct
Growth
₹34.1273
↑ 0.02
4.51 %8.47 %7.91 %7.51 %
UTI Short Term Income Fund - Direct
Monthly Dividend, Payout
₹10.7212
↑ 0.01
3.9 %8.43 %7.87 %7.35 %
UTI Short Term Income Fund - Direct
Monthly Dividend, Reinvestment
₹10.7212
↑ 0.01
3.9 %8.43 %7.87 %7.35 %
UTI Short Term Income Fund - Direct
Flexi Dividend, Payout
₹18.8498
↑ 0.01
4.51 %8.47 %8.54 %7.88 %
UTI Short Term Income Fund - Direct
Flexi Dividend, Reinvestment
₹18.8498
↑ 0.01
4.51 %8.47 %8.54 %7.88 %
UTI Short Term Income Fund - Direct
Quarterly Dividend, Payout
₹19.2967
↑ 0.01
4.51 %8.47 %7.91 %7.51 %
UTI Short Term Income Fund - Direct
Quarterly Dividend, Reinvestment
₹19.2967
↑ 0.01
4.51 %8.47 %7.91 %7.51 %
UTI Short Term Income Fund - Direct
Half-Yearly Dividend, Payout
₹13.9705
↑ 0.01
4.51 %8.46 %7.92 %-
UTI Short Term Income Fund - Direct
Half-Yearly Dividend, Reinvestment
₹13.9705
↑ 0.01
3.49 %6.32 %7.73 %-
UTI Short Term Income Fund - Direct
Annual Dividend, Payout
₹13.3543
↑ 0.01
4.36 %8.32 %7.78 %7.42 %
UTI Short Term Income Fund - Direct
Annual Dividend, Reinvestment
₹13.3543
↑ 0.01
4.36 %8.32 %7.78 %7.42 %
Data as on 4 Sep 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.