UTI Short Term Income Fund - Direct - G

NAV ₹34.6972 ↑ 0.02 (0.05 %) as on 25 Nov 25

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR return of 7.5% since its launch. Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% .

Below is the key information for UTI Short Term Income Fund - Direct

NAV as on 25 Nov 25	₹34.6972 ↑ 0.02 (0.05 %)
Net Assets (AUM) as on 31 Oct 2025	₹3,381 Cr.
Launch Date	1 Jan 2013
Category	Debt - Short term Bond
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.77%
Effective Maturity	3 Years 1 Month 24 Days
Modified Duration	2 Years 5 Months 26 Days

Alpha Ratio	0.0
Expense Ratio	0.4 %
Sharpe Ratio	1.543
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F01XY0
AMC	UTI Asset Management Company Ltd
Min Investment	₹10,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

UTI Short Term Income Fund - Direct NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	2.8%
1 Year	8.3%
3 Year	8.1%
5 Year	7.5%
10 Year
15 Year
Since launch	7.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.4%
2023	7.6%
2022	4.4%
2021	9%
2020	11%
2019	-3.5%
2018	6.6%
2017	6.6%
2016	10.6%

Growth of 10k Over Years

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹10,973
31 Oct 22	₹11,376
31 Oct 23	₹12,210
31 Oct 24	₹13,283
31 Oct 25	₹14,380

UTI Short Term Income Fund - Direct Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	13.27%
Debt	86.47%
Other	0.26%

Sector Allocation

Sector	Value
Corporate	64.68%
Government	30.43%
Cash Equivalent	4.63%

Rating	Value
AA	8.22%
AAA	91.78%

UTI Short Term Income Fund - Direct Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	9%	₹309 Cr	3,050,000,000
LIC Housing Finance Ltd Debentures \| -	5%	₹179 Cr	1,750
Small Industries Development Bank Of India Debentures \| -	5%	₹178 Cr	17,500
National Housing Bank Debentures \| -	5%	₹178 Cr	17,500
Power Finance Corporation Limited Debentures \| -	5%	₹177 Cr	17,500
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹142 Cr	14,000
Export Import Bank Of India Debentures \| -	4%	₹127 Cr	12,500
Bajaj Finance Limited Debentures \| -	2%	₹76 Cr	7,500
Export Import Bank Of India Debentures \| -	2%	₹76 Cr	7,500
Kotak Mahindra Prime Limited Debentures \| -	2%	₹76 Cr	750

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Fund Managers

Name	Since	Tenure
Abhishek Sonthalia	10 Nov 25	0 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Axis Bank Ltd	null
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Short Term Income Fund - Direct Growth	₹34.6972 ↑ 0.02	2.82 %	8.32 %	8.07 %	7.49 %
UTI Short Term Income Fund - Direct Monthly Dividend, Payout	₹10.7794 ↑ 0.01	1.67 %	7.09 %	7.64 %	7.09 %
UTI Short Term Income Fund - Direct Monthly Dividend, Reinvestment	₹10.7794 ↑ 0.01	1.67 %	7.09 %	7.64 %	7.09 %
UTI Short Term Income Fund - Direct Flexi Dividend, Payout	₹19.1646 ↑ 0.01	2.82 %	8.32 %	8.71 %	7.85 %
UTI Short Term Income Fund - Direct Flexi Dividend, Reinvestment	₹19.1646 ↑ 0.01	2.82 %	8.32 %	8.71 %	7.85 %
UTI Short Term Income Fund - Direct Quarterly Dividend, Payout	₹19.6188 ↑ 0.01	2.82 %	8.32 %	8.07 %	7.49 %
UTI Short Term Income Fund - Direct Quarterly Dividend, Reinvestment	₹19.6188 ↑ 0.01	2.82 %	8.32 %	8.07 %	7.49 %
UTI Short Term Income Fund - Direct Half-Yearly Dividend, Payout	₹14.2038 ↑ 0.01	2.82 %	8.32 %	8.09 %	-
UTI Short Term Income Fund - Direct Half-Yearly Dividend, Reinvestment	₹14.2038 ↑ 0.01	3.49 %	6.32 %	7.73 %	-
UTI Short Term Income Fund - Direct Annual Dividend, Payout	₹13.5773 ↑ 0.01	2.82 %	8.17 %	7.95 %	7.39 %
UTI Short Term Income Fund - Direct Annual Dividend, Reinvestment	₹13.5773 ↑ 0.01	2.82 %	8.17 %	7.95 %	7.39 %
Data as on 25 Nov 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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