UTI Short Term Income Fund - Direct - G

NAV ₹35.0047 ↑ 0.01 (0.02 %) as on 17 Feb 26

📑 Table of contents

Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR return of 7.4% since its launch. Return for 2025 was 7.8% , 2024 was 8.4% and 2023 was 7.6% .

Below is the key information for UTI Short Term Income Fund - Direct

NAV as on 17 Feb 26	₹35.0047 ↑ 0.01 (0.02 %)
Net Assets (AUM) as on 31 Dec 2025	₹3,181 Cr.
Launch Date	1 Jan 2013
Category	Debt - Short term Bond
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.02%
Effective Maturity	3 Years 3 Months 18 Days
Modified Duration	2 Years 6 Months 4 Days

Alpha Ratio	0.0
Expense Ratio	0.4 %
Sharpe Ratio	1.309
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F01XY0
AMC	UTI Asset Management Company Ltd
Min Investment	₹10,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

UTI Short Term Income Fund - Direct NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26

Duration	Returns
1 Month	0.8%
3 Month	1.1%
6 Month	2.7%
1 Year	7.5%
3 Year	7.9%
5 Year	7.6%
10 Year
15 Year
Since launch	7.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	8.4%
2022	7.6%
2021	4.4%
2020	9%
2019	11%
2018	-3.5%
2017	6.6%
2016	6.6%

Growth of 10k Over Years

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹10,950
31 Jan 23	₹11,456
31 Jan 24	₹12,349
31 Jan 25	₹13,378
31 Jan 26	₹14,339

UTI Short Term Income Fund - Direct Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	8.67%
Debt	91.05%
Other	0.28%

Sector Allocation

Sector	Value
Corporate	68.5%
Government	22.55%
Cash Equivalent	8.67%

Rating	Value
AAA	100%

UTI Short Term Income Fund - Direct Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
LIC Housing Finance Ltd Debentures \| -	6%	₹176 Cr	1,750
Power Finance Corporation Limited Debentures \| -	6%	₹176 Cr	17,500
Export Import Bank Of India Debentures \| -	4%	₹124 Cr	12,500
National Housing Bank Debentures \| -	3%	₹101 Cr	10,000 ↓ -7,500
Small Industries Development Bank Of India Debentures \| -	3%	₹99 Cr	10,000
6.48% Gs 2035 Sovereign Bonds \| -	3%	₹98 Cr	1,000,000,000
TATA Communications Limited Debentures \| -	3%	₹98 Cr	10,000
Union Bank of India Domestic Bonds \| -	3%	₹98 Cr	1,000,000,000
6.79% Gs 2034 Sovereign Bonds \| -	3%	₹95 Cr	950,000,000
HDFC Bank Ltd. Debentures \| -	3%	₹94 Cr	1,000,000,000

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Fund Managers

Name	Since	Tenure
Abhishek Sonthalia	10 Nov 25	0.22 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Axis Bank Ltd	null
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Short Term Income Fund - Direct Growth	₹35.0047 ↑ 0.01	2.73 %	7.51 %	7.91 %	7.63 %
UTI Short Term Income Fund - Direct Monthly Dividend, Payout	₹10.6938 ↑ 0.00	-0.1 %	4.53 %	6.87 %	6.88 %
UTI Short Term Income Fund - Direct Monthly Dividend, Reinvestment	₹10.6938 ↑ 0.00	-0.1 %	4.53 %	6.87 %	6.88 %
UTI Short Term Income Fund - Direct Flexi Dividend, Payout	₹19.3344 ↑ 0.00	2.73 %	7.51 %	8.54 %	8 %
UTI Short Term Income Fund - Direct Flexi Dividend, Reinvestment	₹19.3344 ↑ 0.00	2.73 %	7.51 %	8.54 %	8 %
UTI Short Term Income Fund - Direct Quarterly Dividend, Payout	₹19.7927 ↑ 0.00	2.73 %	7.51 %	7.91 %	7.63 %
UTI Short Term Income Fund - Direct Quarterly Dividend, Reinvestment	₹19.7927 ↑ 0.00	2.73 %	7.51 %	7.91 %	7.63 %
UTI Short Term Income Fund - Direct Half-Yearly Dividend, Payout	₹14.3297 ↑ 0.00	2.73 %	7.51 %	7.92 %	-
UTI Short Term Income Fund - Direct Half-Yearly Dividend, Reinvestment	₹14.3297 ↑ 0.00	3.49 %	6.32 %	7.73 %	-
UTI Short Term Income Fund - Direct Annual Dividend, Payout	₹13.6976 ↑ 0.00	2.73 %	7.36 %	7.79 %	7.54 %
UTI Short Term Income Fund - Direct Annual Dividend, Reinvestment	₹13.6976 ↑ 0.00	2.73 %	7.36 %	7.79 %	7.54 %
Data as on 17 Feb 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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