UTI Short Term Income Fund - Direct - G

NAV ₹34.7581 ↑ 0.01 (0.02 %) as on 23 Jan 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR return of 7.4% since its launch. Return for 2025 was 7.8% , 2024 was 8.4% and 2023 was 7.6% .

Below is the key information for UTI Short Term Income Fund - Direct

NAV as on 23 Jan 26	₹34.7581 ↑ 0.01 (0.02 %)
Net Assets (AUM) as on 31 Dec 2025	₹3,181 Cr.
Launch Date	1 Jan 2013
Category	Debt - Short term Bond
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.02%
Effective Maturity	3 Years 3 Months 18 Days
Modified Duration	2 Years 6 Months 4 Days

Alpha Ratio	0.0
Expense Ratio	0.4 %
Sharpe Ratio	1.309
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F01XY0
AMC	UTI Asset Management Company Ltd
Min Investment	₹10,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

UTI Short Term Income Fund - Direct NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26

Duration	Returns
1 Month	0.2%
3 Month	0.7%
6 Month	2.1%
1 Year	7.3%
3 Year	7.7%
5 Year	7.5%
10 Year
15 Year
Since launch	7.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	8.4%
2022	7.6%
2021	4.4%
2020	9%
2019	11%
2018	-3.5%
2017	6.6%
2016	6.6%

Growth of 10k Over Years

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,904
31 Dec 22	₹11,385
31 Dec 23	₹12,249
31 Dec 24	₹13,280
31 Dec 25	₹14,317

UTI Short Term Income Fund - Direct Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	2.16%
Debt	97.56%
Other	0.28%

Sector Allocation

Sector	Value
Corporate	74.02%
Government	27.4%

Rating	Value
AAA	100%

UTI Short Term Income Fund - Direct Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
LIC Housing Finance Ltd Debentures \| -	6%	₹178 Cr	1,750
National Housing Bank Debentures \| -	6%	₹177 Cr	17,500
Power Finance Corporation Limited Debentures \| -	6%	₹177 Cr	17,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹146 Cr	1,450,000,000
Export Import Bank Of India Debentures \| -	4%	₹126 Cr	12,500
Small Industries Development Bank Of India Debentures \| -	3%	₹99 Cr	10,000
TATA Communications Limited Debentures \| -	3%	₹99 Cr	10,000
6.48% Govt Stock 2035 Sovereign Bonds \| -	3%	₹99 Cr	1,000,000,000
Union Bank of India Domestic Bonds \| -	3%	₹98 Cr	1,000,000,000 ↑ 1,000,000,000
HDFC Bank Ltd. Debentures \| -	3%	₹94 Cr	1,000,000,000 ↑ 1,000,000,000

1 - 10 of 65

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Abhishek Sonthalia	10 Nov 25	0.14 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Axis Bank Ltd	null
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Short Term Income Fund - Direct Growth	₹34.7581 ↑ 0.01	2.06 %	7.29 %	7.75 %	7.48 %
UTI Short Term Income Fund - Direct Monthly Dividend, Payout	₹10.6783 ↑ 0.00	-0.2 %	4.9 %	6.92 %	6.84 %
UTI Short Term Income Fund - Direct Monthly Dividend, Reinvestment	₹10.6783 ↑ 0.00	-0.2 %	4.9 %	6.92 %	6.84 %
UTI Short Term Income Fund - Direct Flexi Dividend, Payout	₹19.1982 ↑ 0.00	2.06 %	7.29 %	8.38 %	7.84 %
UTI Short Term Income Fund - Direct Flexi Dividend, Reinvestment	₹19.1982 ↑ 0.00	2.06 %	7.29 %	8.38 %	7.84 %
UTI Short Term Income Fund - Direct Quarterly Dividend, Payout	₹19.6533 ↑ 0.00	2.06 %	7.29 %	7.75 %	7.48 %
UTI Short Term Income Fund - Direct Quarterly Dividend, Reinvestment	₹19.6533 ↑ 0.00	2.06 %	7.29 %	7.75 %	7.48 %
UTI Short Term Income Fund - Direct Half-Yearly Dividend, Payout	₹14.2287 ↑ 0.00	2.06 %	7.29 %	7.76 %	-
UTI Short Term Income Fund - Direct Half-Yearly Dividend, Reinvestment	₹14.2287 ↑ 0.00	3.49 %	6.32 %	7.73 %	-
UTI Short Term Income Fund - Direct Annual Dividend, Payout	₹13.6011 ↑ 0.00	2.06 %	7.15 %	7.63 %	7.38 %
UTI Short Term Income Fund - Direct Annual Dividend, Reinvestment	₹13.6011 ↑ 0.00	2.06 %	7.15 %	7.63 %	7.38 %
Data as on 23 Jan 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.