+91-22-48913909ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡ: ਕਿਵੇਂ ਚੁਣੀਏ?
ਤਰਲਮਿਉਚੁਅਲ ਫੰਡ ਜ਼ਰੂਰੀ ਤੌਰ 'ਤੇ ਹਨਪੈਸੇ ਦੀ ਮਾਰਕੀਟ (ਕਰਜ਼ਾ) ਫੰਡ ਜੋ ਛੋਟੇ ਕਾਰਜਕਾਲ ਦੇ ਪੈਸੇ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਬਜ਼ਾਰ ਖਜ਼ਾਨਾ ਬਿੱਲਾਂ, ਮਿਆਦੀ ਜਮ੍ਹਾਂ ਰਕਮਾਂ, ਜਮ੍ਹਾਂ ਰਕਮਾਂ ਦਾ ਸਰਟੀਫਿਕੇਟ, ਵਪਾਰਕ ਕਾਗਜ਼ਾਤ ਆਦਿ ਸਮੇਤ ਸਾਧਨ। ਆਮ ਤੌਰ 'ਤੇ, ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡ ਤੁਹਾਡੇ ਪੈਸੇ ਨੂੰ ਛੋਟੀ ਮਿਆਦ ਲਈ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਵਿਕਲਪ ਹੁੰਦੇ ਹਨ। ਦਾ ਹਿੱਸਾ ਹਨ, ਜੋ ਕਿ ਪ੍ਰਤੀਭੂਤੀਆਂਤਰਲ ਫੰਡ 91 ਦਿਨਾਂ ਤੋਂ ਘੱਟ ਦੀ ਪਰਿਪੱਕਤਾ ਹੈ। ਤਰਲ ਫੰਡਾਂ ਵਿੱਚ ਕੋਈ ਲਾਕ-ਇਨ ਪੀਰੀਅਡ ਨਹੀਂ ਹੁੰਦਾ ਹੈ ਇਸਲਈ ਨਿਵੇਸ਼ ਕੀਤੀ ਸੰਪਤੀਆਂ ਲੰਬੇ ਸਮੇਂ ਲਈ ਬੰਨ੍ਹੀਆਂ ਨਹੀਂ ਹੁੰਦੀਆਂ, ਇਸ ਤਰ੍ਹਾਂ ਤੁਹਾਡੇ ਪੈਸੇ ਨੂੰ ਉਪਲਬਧ ਰੱਖੋ। ਤਰਲ ਫੰਡ ਰਿਟਰਨ ਅਸਥਿਰ ਹੁੰਦੇ ਹਨ ਕਿਉਂਕਿ ਉਹ ਵਿੱਤੀ ਬਾਜ਼ਾਰ ਵਿੱਚ ਫੰਡ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ 'ਤੇ ਨਿਰਭਰ ਹੁੰਦੇ ਹਨ। ਦੀ ਚੋਣ ਕਰਨਾਵਧੀਆ ਤਰਲ ਫੰਡ ਇੱਕ ਮੁਸ਼ਕਲ ਕੰਮ ਹੈ, ਹਾਲਾਂਕਿ, ਕੋਈ ਉਹਨਾਂ ਦਾ ਨਿਰਣਾ ਕਰਨ ਲਈ ਕੁਝ ਮਾਪਦੰਡਾਂ ਦੀ ਵਰਤੋਂ ਕਰ ਸਕਦਾ ਹੈ।
ਮੂਲ ਮਾਪਦੰਡ ਜੋ ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੀ ਚੋਣ ਕਰਨ ਲਈ ਵਰਤੇ ਜਾ ਸਕਦੇ ਹਨ ਹੇਠਾਂ ਦਿੱਤੇ ਅਨੁਸਾਰ ਹਨ:
- ਰਿਟਰਨ ਜਾਂ ਪਿਛਲਾ ਟਰੈਕ ਰਿਕਾਰਡ
- ਪੋਰਟਫੋਲੀਓ ਅਤੇ ਪਰਿਪੱਕਤਾ ਪ੍ਰੋਫਾਈਲ
- ਤਰਲਤਾ ਅਤੇ ਫੰਡ ਦਾ ਆਕਾਰ
- ਇੱਕ ਰੇਟਿੰਗ ਏਜੰਸੀ ਦੁਆਰਾ ਪ੍ਰਦਰਸ਼ਨ ਰੇਟਿੰਗ
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1. ਤਰਲ ਫੰਡ ਰਿਟਰਨ
ਵੱਖ-ਵੱਖ ਤਰਲ ਫੰਡਾਂ 'ਤੇ ਰਿਟਰਨ ਨੂੰ ਦੇਖਦੇ ਹੋਏ:
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 0.5 1.7 3.4 6.6 6.66% 1M 7D 1M 10D Axis Liquid Fund Growth ₹3,117.79
↑ 0.42 ₹56,438 0.5 1.7 3.4 6.4 6.6 6.47% 2M 5D 2M 5D Edelweiss Liquid Fund Growth ₹3,580.34
↑ 0.50 ₹13,796 0.5 1.7 3.4 6.4 6.5 6.33% 2M 2D 2M 2D BOI AXA Liquid Fund Growth ₹3,224.12
↑ 0.42 ₹1,728 0.5 1.7 3.3 6.4 6.6 6.26% 1M 13D 1M 13D DSP Liquidity Fund Growth ₹3,996.38
↑ 0.54 ₹22,962 0.5 1.7 3.3 6.4 6.5 6.45% 2M 5D 2M 8D PGIM India Insta Cash Fund Growth ₹364.368
↑ 0.05 ₹787 0.5 1.7 3.3 6.4 6.5 6.34% 1M 28D 2M 1D Aditya Birla Sun Life Liquid Fund Growth ₹450.984
↑ 0.07 ₹68,800 0.5 1.7 3.3 6.4 6.5 6.49% 2M 5D 2M 5D UTI Liquid Cash Plan Growth ₹459.139
↑ 0.06 ₹26,728 0.5 1.7 3.3 6.4 6.5 6.31% 1M 27D 1M 27D Invesco India Liquid Fund Growth ₹3,846.61
↑ 0.52 ₹20,723 0.5 1.7 3.3 6.4 6.5 6.32% 1M 11D 1M 11D Mahindra Liquid Fund Growth ₹1,820.76
↑ 0.23 ₹1,280 0.5 1.7 3.3 6.3 6.5 6.47% 1M 16D 1M 20D Nippon India Liquid Fund Growth ₹6,828.35
↑ 0.97 ₹41,346 0.5 1.7 3.3 6.3 6.5 6.5% 2M 2M 4D LIC MF Liquid Fund Growth ₹5,057.48
↑ 0.66 ₹16,809 0.5 1.7 3.3 6.3 6.4 7.12% 2M 1D 2M 1D Indiabulls Liquid Fund Growth ₹2,705.9
↑ 0.35 ₹323 0.5 1.7 3.3 6.3 6.6 6.4% 1M 18D 1M 18D Canara Robeco Liquid Growth ₹3,367.68
↑ 0.48 ₹6,792 0.5 1.7 3.3 6.3 6.5 6.38% 2M 2D 2M 6D HDFC Liquid Fund Growth ₹5,489.07
↑ 0.71 ₹65,870 0.5 1.7 3.3 6.3 6.5 6.36% 2M 2M 5D Tata Liquid Fund Growth ₹4,406.42
↑ 0.58 ₹27,603 0.5 1.7 3.3 6.3 6.5 6.44% 2M 11D 2M 11D SBI Liquid Fund Growth ₹4,372.42
↑ 0.58 ₹84,055 0.5 1.7 3.3 6.3 6.4 6.5% 2M 5D 2M 12D ICICI Prudential Liquid Fund Growth ₹414.08
↑ 0.05 ₹61,558 0.5 1.7 3.3 6.3 6.5 6.44% 2M 9D 2M 15D Kotak Liquid Fund Growth ₹5,653.65
↑ 0.79 ₹51,309 0.5 1.7 3.3 6.3 6.5 6.48% 2M 8D 2M 12D Baroda Pioneer Liquid Fund Growth ₹3,215.17
↑ 0.44 ₹12,206 0.5 1.7 3.3 6.3 6.4 6.58% 1M 25D 1M 27D Bandhan Cash Fund Growth ₹3,377.19
↑ 0.45 ₹19,861 0.5 1.7 3.3 6.3 6.4 6.29% 2M 6D 2M 6D Mirae Asset Cash Management Fund Growth ₹2,931.82
↑ 0.41 ₹13,190 0.5 1.7 3.3 6.3 6.5 6.4% 2M 1D 2M 6D JM Liquid Fund Growth ₹76.2601
↑ 0.01 ₹2,849 0.5 1.7 3.2 6.2 6.4 6.27% 2M 3D 2M 7D IIFL Liquid Fund Growth ₹2,148.63
↑ 0.22 ₹573 0.5 1.6 3.1 6.1 6.3 6.18% 1M 13D 1M 13D Sundaram Money Fund Growth ₹44.1929
↑ 0.00 ₹3,144 0.3 0.8 1.7 3.3 3.5% 1M 2D 1M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 25 Funds showcased
Commentary IDBI Liquid Fund Axis Liquid Fund Edelweiss Liquid Fund BOI AXA Liquid Fund DSP Liquidity Fund PGIM India Insta Cash Fund Aditya Birla Sun Life Liquid Fund UTI Liquid Cash Plan Invesco India Liquid Fund Mahindra Liquid Fund Nippon India Liquid Fund LIC MF Liquid Fund Indiabulls Liquid Fund Canara Robeco Liquid HDFC Liquid Fund Tata Liquid Fund SBI Liquid Fund ICICI Prudential Liquid Fund Kotak Liquid Fund Baroda Pioneer Liquid Fund Bandhan Cash Fund Mirae Asset Cash Management Fund JM Liquid Fund IIFL Liquid Fund Sundaram Money Fund Point 1 Bottom quartile AUM (₹503 Cr). Top quartile AUM (₹56,438 Cr). Lower mid AUM (₹13,796 Cr). Bottom quartile AUM (₹1,728 Cr). Upper mid AUM (₹22,962 Cr). Bottom quartile AUM (₹787 Cr). Top quartile AUM (₹68,800 Cr). Upper mid AUM (₹26,728 Cr). Upper mid AUM (₹20,723 Cr). Bottom quartile AUM (₹1,280 Cr). Upper mid AUM (₹41,346 Cr). Lower mid AUM (₹16,809 Cr). Bottom quartile AUM (₹323 Cr). Lower mid AUM (₹6,792 Cr). Top quartile AUM (₹65,870 Cr). Upper mid AUM (₹27,603 Cr). Highest AUM (₹84,055 Cr). Top quartile AUM (₹61,558 Cr). Top quartile AUM (₹51,309 Cr). Lower mid AUM (₹12,206 Cr). Upper mid AUM (₹19,861 Cr). Lower mid AUM (₹13,190 Cr). Bottom quartile AUM (₹2,849 Cr). Bottom quartile AUM (₹573 Cr). Lower mid AUM (₹3,144 Cr). Point 2 Established history (16+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (18+ yrs). Established history (22+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (10+ yrs). Established history (22+ yrs). Established history (24+ yrs). Established history (14+ yrs). Established history (18+ yrs). Established history (25+ yrs). Established history (21+ yrs). Established history (19+ yrs). Established history (20+ yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (28 yrs). Established history (12+ yrs). Established history (20+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 5★ (top quartile). Rating: 4★ (top quartile). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Not Rated. Rating: 4★ (top quartile). Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 5★ (top quartile). Not Rated. Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.42% (top quartile). 1Y return: 6.41% (top quartile). 1Y return: 6.40% (top quartile). 1Y return: 6.39% (top quartile). 1Y return: 6.38% (top quartile). 1Y return: 6.38% (upper mid). 1Y return: 6.37% (upper mid). 1Y return: 6.37% (upper mid). 1Y return: 6.35% (upper mid). 1Y return: 6.34% (upper mid). 1Y return: 6.34% (upper mid). 1Y return: 6.34% (lower mid). 1Y return: 6.34% (lower mid). 1Y return: 6.33% (lower mid). 1Y return: 6.33% (lower mid). 1Y return: 6.33% (lower mid). 1Y return: 6.31% (lower mid). 1Y return: 6.31% (bottom quartile). 1Y return: 6.30% (bottom quartile). 1Y return: 6.28% (bottom quartile). 1Y return: 6.27% (bottom quartile). 1Y return: 6.24% (bottom quartile). 1Y return: 6.09% (bottom quartile). 1Y return: 3.29% (bottom quartile). Point 6 1M return: 0.53% (bottom quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (top quartile). 1M return: 0.53% (upper mid). 1M return: 0.53% (lower mid). 1M return: 0.53% (upper mid). 1M return: 0.55% (top quartile). 1M return: 0.53% (lower mid). 1M return: 0.53% (bottom quartile). 1M return: 0.53% (upper mid). 1M return: 0.53% (bottom quartile). 1M return: 0.53% (bottom quartile). 1M return: 0.53% (lower mid). 1M return: 0.53% (upper mid). 1M return: 0.53% (lower mid). 1M return: 0.53% (bottom quartile). 1M return: 0.53% (lower mid). 1M return: 0.52% (bottom quartile). 1M return: 0.53% (upper mid). 1M return: 0.53% (upper mid). 1M return: 0.53% (lower mid). 1M return: 0.29% (bottom quartile). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 2.57 (top quartile). Sharpe: 2.51 (top quartile). Sharpe: 2.77 (top quartile). Sharpe: 2.50 (top quartile). Sharpe: 2.48 (upper mid). Sharpe: 2.40 (upper mid). Sharpe: 2.54 (top quartile). Sharpe: 2.42 (upper mid). Sharpe: 2.42 (upper mid). Sharpe: 2.29 (lower mid). Sharpe: 2.31 (lower mid). Sharpe: 2.53 (top quartile). Sharpe: 2.38 (lower mid). Sharpe: 2.31 (lower mid). Sharpe: 2.49 (upper mid). Sharpe: 2.24 (bottom quartile). Sharpe: 2.32 (lower mid). Sharpe: 2.23 (bottom quartile). Sharpe: 2.38 (upper mid). Sharpe: 2.14 (bottom quartile). Sharpe: 2.30 (lower mid). Sharpe: 2.06 (bottom quartile). Sharpe: 1.58 (bottom quartile). Sharpe: -3.87 (bottom quartile). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 2.18 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.02 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 1.19 (top quartile). Information ratio: 1.26 (top quartile). Information ratio: 0.84 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.93 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.48 (upper mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.08 (upper mid). Information ratio: -1.20 (bottom quartile). Information ratio: 0.00 (lower mid). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 6.33% (lower mid). Yield to maturity (debt): 6.26% (bottom quartile). Yield to maturity (debt): 6.45% (upper mid). Yield to maturity (debt): 6.34% (lower mid). Yield to maturity (debt): 6.49% (top quartile). Yield to maturity (debt): 6.31% (bottom quartile). Yield to maturity (debt): 6.32% (bottom quartile). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 6.50% (top quartile). Yield to maturity (debt): 7.12% (top quartile). Yield to maturity (debt): 6.40% (lower mid). Yield to maturity (debt): 6.38% (lower mid). Yield to maturity (debt): 6.36% (lower mid). Yield to maturity (debt): 6.44% (upper mid). Yield to maturity (debt): 6.50% (top quartile). Yield to maturity (debt): 6.44% (upper mid). Yield to maturity (debt): 6.48% (upper mid). Yield to maturity (debt): 6.58% (top quartile). Yield to maturity (debt): 6.29% (bottom quartile). Yield to maturity (debt): 6.40% (lower mid). Yield to maturity (debt): 6.27% (bottom quartile). Yield to maturity (debt): 6.18% (bottom quartile). Yield to maturity (debt): 3.50% (bottom quartile). Point 10 Modified duration: 0.10 yrs (top quartile). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.16 yrs (upper mid). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.16 yrs (upper mid). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.13 yrs (top quartile). Modified duration: 0.17 yrs (upper mid). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.17 yrs (upper mid). Modified duration: 0.20 yrs (bottom quartile). Modified duration: 0.18 yrs (lower mid). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.15 yrs (upper mid). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.18 yrs (lower mid). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.09 yrs (top quartile). IDBI Liquid Fund
Axis Liquid Fund
Edelweiss Liquid Fund
BOI AXA Liquid Fund
DSP Liquidity Fund
PGIM India Insta Cash Fund
Aditya Birla Sun Life Liquid Fund
UTI Liquid Cash Plan
Invesco India Liquid Fund
Mahindra Liquid Fund
Nippon India Liquid Fund
LIC MF Liquid Fund
Indiabulls Liquid Fund
Canara Robeco Liquid
HDFC Liquid Fund
Tata Liquid Fund
SBI Liquid Fund
ICICI Prudential Liquid Fund
Kotak Liquid Fund
Baroda Pioneer Liquid Fund
Bandhan Cash Fund
Mirae Asset Cash Management Fund
JM Liquid Fund
IIFL Liquid Fund
Sundaram Money Fund
2. ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦਾ ਪੋਰਟਫੋਲੀਓ ਅਤੇ ਪਰਿਪੱਕਤਾ ਪ੍ਰੋਫਾਈਲ
ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੇ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਪ੍ਰਤੀਭੂਤੀਆਂ ਸ਼ਾਮਲ ਹੁੰਦੀਆਂ ਹਨ ਜਿਨ੍ਹਾਂ ਦੀ ਮਿਆਦ 91 ਦਿਨਾਂ ਤੋਂ ਘੱਟ ਹੁੰਦੀ ਹੈ। ਜਦੋਂ ਕਿ ਕੋਈ ਜਾ ਸਕਦਾ ਹੈ ਅਤੇ ਕ੍ਰੈਡਿਟ ਕੁਆਲਿਟੀ ਬਾਰੇ ਗੱਲ ਕਰ ਸਕਦਾ ਹੈ (ਸਧਾਰਨ ਸ਼ਬਦਾਂ ਵਿੱਚ, ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਪ੍ਰਤੀਭੂਤੀਆਂ ਕਿੰਨੀਆਂ ਚੰਗੀਆਂ ਹਨ) ਅਤੇ ਪੋਰਟਫੋਲੀਓ ਨੂੰ ਵੱਖਰਾ ਕਰਨ ਦੀ ਕੋਸ਼ਿਸ਼ ਕਰ ਸਕਦਾ ਹੈ, ਹਾਲਾਂਕਿ, ਅਸਲ ਅਨੁਭਵ ਇਹ ਹੈ ਕਿ, ਜਦੋਂ ਤੱਕ ਕਿ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਕੁਝ ਬਹੁਤ ਮਾੜੀ ਗੁਣਵੱਤਾ ਵਾਲੇ ਅਸਲ ਮੁੱਦੇ ਨਹੀਂ ਹਨ. ਪ੍ਰਤੀਭੂਤੀਆਂ, ਤਰਲ ਫੰਡ ਇੱਕ ਮੁੱਦਾ ਨਹੀਂ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ। ਅੱਜ ਤੱਕ ਕੋਈ ਪਤਾ ਨਹੀਂ ਲੱਗ ਸਕਿਆ ਹੈਡਿਫਾਲਟ ਤਰਲ ਫੰਡ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਅਤੇ ਕੰਪਨੀਆਂ ਆਮ ਤੌਰ 'ਤੇ ਛੋਟੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਵਾਲੇ ਕਾਗਜ਼ਾਂ 'ਤੇ ਡਿਫਾਲਟ ਨਹੀਂ ਹੁੰਦੀਆਂ ਹਨ। ਹਾਲਾਂਕਿ, ਫੰਡ ਦੇ ਉਪਰੋਕਤ ਪੋਰਟਫੋਲੀਓ ਨੂੰ ਕਹਿਣ ਤੋਂ ਬਾਅਦ ਫੰਡ ਦੀ ਉਪਜ ਅਤੇ ਇਸਦੇ ਬਾਅਦ ਦੇ ਪ੍ਰਦਰਸ਼ਨ 'ਤੇ ਵਿਚਾਰ ਦਿੱਤੇ ਜਾਣਗੇ। ਇਹ ਅਕਸਰ ਕਿਹਾ ਜਾਂਦਾ ਹੈ ਕਿ "ਪਿਛਲੀ ਕਾਰਗੁਜ਼ਾਰੀ ਭਵਿੱਖ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਦਾ ਸੂਚਕ ਨਹੀਂ ਹੈ" ਅਤੇ ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਲਈ, ਜੇਕਰ ਕੋਈ ਕੁਝ ਅਨੁਮਾਨ ਲਗਾਉਣ ਦੀ ਕੋਸ਼ਿਸ਼ ਕਰਦਾ ਹੈ, ਤਾਂ ਉਹਨਾਂ ਨੂੰ ਸਿਰਫ ਪੋਰਟਫੋਲੀਓ ਨੂੰ ਦੇਖਣਾ ਹੈ। ਪ੍ਰਤੀਭੂਤੀਆਂ ਦੀ ਕਿਸਮ (ਵਪਾਰਕ ਕਾਗਜ਼ਾਤ (CPs), ਜਮ੍ਹਾਂ ਦਾ ਸਰਟੀਫਿਕੇਟ (CDs) ਆਦਿ), ਕ੍ਰੈਡਿਟ ਗੁਣਵੱਤਾ ਅਤੇ ਉਪਜ ਇਸ ਗੱਲ ਦਾ ਅੰਦਾਜ਼ਾ ਦਿੰਦੀ ਹੈ ਕਿ ਫੰਡ ਦੀ ਵਾਪਸੀ ਪ੍ਰੋਫਾਈਲ ਕੀ ਹੋ ਸਕਦੀ ਹੈ। ਪੋਰਟਫੋਲੀਓ ਦੀ ਗੁਣਵੱਤਾ ਤਰਲ ਫੰਡ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਦਾ ਇੱਕ ਚੰਗਾ ਸੂਚਕ ਹੈ। ਸਾਰੇ ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੀ ਪਰਿਪੱਕਤਾ ਆਮ ਤੌਰ 'ਤੇ ਦੋ ਦਿਨਾਂ ਦੀ ਹੁੰਦੀ ਹੈ ਅਤੇ 91 ਦਿਨਾਂ ਤੋਂ ਬਹੁਤ ਘੱਟ ਹੁੰਦੀ ਹੈ। ਜ਼ਿਆਦਾਤਰ ਮਾਮਲਿਆਂ ਵਿੱਚ ਇਹ ਸਮਾਨ ਹੈ.
3. ਫੰਡ ਦੀ ਤਰਲਤਾ ਅਤੇ ਆਕਾਰ
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 0.5 1.7 3.4 6.6 6.66% 1M 7D 1M 10D Axis Liquid Fund Growth ₹3,117.79
↑ 0.42 ₹56,438 0.5 1.7 3.4 6.4 6.6 6.47% 2M 5D 2M 5D Edelweiss Liquid Fund Growth ₹3,580.34
↑ 0.50 ₹13,796 0.5 1.7 3.4 6.4 6.5 6.33% 2M 2D 2M 2D BOI AXA Liquid Fund Growth ₹3,224.12
↑ 0.42 ₹1,728 0.5 1.7 3.3 6.4 6.6 6.26% 1M 13D 1M 13D DSP Liquidity Fund Growth ₹3,996.38
↑ 0.54 ₹22,962 0.5 1.7 3.3 6.4 6.5 6.45% 2M 5D 2M 8D PGIM India Insta Cash Fund Growth ₹364.368
↑ 0.05 ₹787 0.5 1.7 3.3 6.4 6.5 6.34% 1M 28D 2M 1D Aditya Birla Sun Life Liquid Fund Growth ₹450.984
↑ 0.07 ₹68,800 0.5 1.7 3.3 6.4 6.5 6.49% 2M 5D 2M 5D UTI Liquid Cash Plan Growth ₹459.139
↑ 0.06 ₹26,728 0.5 1.7 3.3 6.4 6.5 6.31% 1M 27D 1M 27D Invesco India Liquid Fund Growth ₹3,846.61
↑ 0.52 ₹20,723 0.5 1.7 3.3 6.4 6.5 6.32% 1M 11D 1M 11D Mahindra Liquid Fund Growth ₹1,820.76
↑ 0.23 ₹1,280 0.5 1.7 3.3 6.3 6.5 6.47% 1M 16D 1M 20D Nippon India Liquid Fund Growth ₹6,828.35
↑ 0.97 ₹41,346 0.5 1.7 3.3 6.3 6.5 6.5% 2M 2M 4D LIC MF Liquid Fund Growth ₹5,057.48
↑ 0.66 ₹16,809 0.5 1.7 3.3 6.3 6.4 7.12% 2M 1D 2M 1D Indiabulls Liquid Fund Growth ₹2,705.9
↑ 0.35 ₹323 0.5 1.7 3.3 6.3 6.6 6.4% 1M 18D 1M 18D Canara Robeco Liquid Growth ₹3,367.68
↑ 0.48 ₹6,792 0.5 1.7 3.3 6.3 6.5 6.38% 2M 2D 2M 6D HDFC Liquid Fund Growth ₹5,489.07
↑ 0.71 ₹65,870 0.5 1.7 3.3 6.3 6.5 6.36% 2M 2M 5D Tata Liquid Fund Growth ₹4,406.42
↑ 0.58 ₹27,603 0.5 1.7 3.3 6.3 6.5 6.44% 2M 11D 2M 11D SBI Liquid Fund Growth ₹4,372.42
↑ 0.58 ₹84,055 0.5 1.7 3.3 6.3 6.4 6.5% 2M 5D 2M 12D ICICI Prudential Liquid Fund Growth ₹414.08
↑ 0.05 ₹61,558 0.5 1.7 3.3 6.3 6.5 6.44% 2M 9D 2M 15D Kotak Liquid Fund Growth ₹5,653.65
↑ 0.79 ₹51,309 0.5 1.7 3.3 6.3 6.5 6.48% 2M 8D 2M 12D Baroda Pioneer Liquid Fund Growth ₹3,215.17
↑ 0.44 ₹12,206 0.5 1.7 3.3 6.3 6.4 6.58% 1M 25D 1M 27D Bandhan Cash Fund Growth ₹3,377.19
↑ 0.45 ₹19,861 0.5 1.7 3.3 6.3 6.4 6.29% 2M 6D 2M 6D Mirae Asset Cash Management Fund Growth ₹2,931.82
↑ 0.41 ₹13,190 0.5 1.7 3.3 6.3 6.5 6.4% 2M 1D 2M 6D JM Liquid Fund Growth ₹76.2601
↑ 0.01 ₹2,849 0.5 1.7 3.2 6.2 6.4 6.27% 2M 3D 2M 7D IIFL Liquid Fund Growth ₹2,148.63
↑ 0.22 ₹573 0.5 1.6 3.1 6.1 6.3 6.18% 1M 13D 1M 13D Sundaram Money Fund Growth ₹44.1929
↑ 0.00 ₹3,144 0.3 0.8 1.7 3.3 3.5% 1M 2D 1M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 25 Funds showcased
Commentary IDBI Liquid Fund Axis Liquid Fund Edelweiss Liquid Fund BOI AXA Liquid Fund DSP Liquidity Fund PGIM India Insta Cash Fund Aditya Birla Sun Life Liquid Fund UTI Liquid Cash Plan Invesco India Liquid Fund Mahindra Liquid Fund Nippon India Liquid Fund LIC MF Liquid Fund Indiabulls Liquid Fund Canara Robeco Liquid HDFC Liquid Fund Tata Liquid Fund SBI Liquid Fund ICICI Prudential Liquid Fund Kotak Liquid Fund Baroda Pioneer Liquid Fund Bandhan Cash Fund Mirae Asset Cash Management Fund JM Liquid Fund IIFL Liquid Fund Sundaram Money Fund Point 1 Bottom quartile AUM (₹503 Cr). Top quartile AUM (₹56,438 Cr). Lower mid AUM (₹13,796 Cr). Bottom quartile AUM (₹1,728 Cr). Upper mid AUM (₹22,962 Cr). Bottom quartile AUM (₹787 Cr). Top quartile AUM (₹68,800 Cr). Upper mid AUM (₹26,728 Cr). Upper mid AUM (₹20,723 Cr). Bottom quartile AUM (₹1,280 Cr). Upper mid AUM (₹41,346 Cr). Lower mid AUM (₹16,809 Cr). Bottom quartile AUM (₹323 Cr). Lower mid AUM (₹6,792 Cr). Top quartile AUM (₹65,870 Cr). Upper mid AUM (₹27,603 Cr). Highest AUM (₹84,055 Cr). Top quartile AUM (₹61,558 Cr). Top quartile AUM (₹51,309 Cr). Lower mid AUM (₹12,206 Cr). Upper mid AUM (₹19,861 Cr). Lower mid AUM (₹13,190 Cr). Bottom quartile AUM (₹2,849 Cr). Bottom quartile AUM (₹573 Cr). Lower mid AUM (₹3,144 Cr). Point 2 Established history (16+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (18+ yrs). Established history (22+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (10+ yrs). Established history (22+ yrs). Established history (24+ yrs). Established history (14+ yrs). Established history (18+ yrs). Established history (25+ yrs). Established history (21+ yrs). Established history (19+ yrs). Established history (20+ yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (28 yrs). Established history (12+ yrs). Established history (20+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 5★ (top quartile). Rating: 4★ (top quartile). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Not Rated. Rating: 4★ (top quartile). Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 5★ (top quartile). Not Rated. Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.42% (top quartile). 1Y return: 6.41% (top quartile). 1Y return: 6.40% (top quartile). 1Y return: 6.39% (top quartile). 1Y return: 6.38% (top quartile). 1Y return: 6.38% (upper mid). 1Y return: 6.37% (upper mid). 1Y return: 6.37% (upper mid). 1Y return: 6.35% (upper mid). 1Y return: 6.34% (upper mid). 1Y return: 6.34% (upper mid). 1Y return: 6.34% (lower mid). 1Y return: 6.34% (lower mid). 1Y return: 6.33% (lower mid). 1Y return: 6.33% (lower mid). 1Y return: 6.33% (lower mid). 1Y return: 6.31% (lower mid). 1Y return: 6.31% (bottom quartile). 1Y return: 6.30% (bottom quartile). 1Y return: 6.28% (bottom quartile). 1Y return: 6.27% (bottom quartile). 1Y return: 6.24% (bottom quartile). 1Y return: 6.09% (bottom quartile). 1Y return: 3.29% (bottom quartile). Point 6 1M return: 0.53% (bottom quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (top quartile). 1M return: 0.53% (upper mid). 1M return: 0.53% (lower mid). 1M return: 0.53% (upper mid). 1M return: 0.55% (top quartile). 1M return: 0.53% (lower mid). 1M return: 0.53% (bottom quartile). 1M return: 0.53% (upper mid). 1M return: 0.53% (bottom quartile). 1M return: 0.53% (bottom quartile). 1M return: 0.53% (lower mid). 1M return: 0.53% (upper mid). 1M return: 0.53% (lower mid). 1M return: 0.53% (bottom quartile). 1M return: 0.53% (lower mid). 1M return: 0.52% (bottom quartile). 1M return: 0.53% (upper mid). 1M return: 0.53% (upper mid). 1M return: 0.53% (lower mid). 1M return: 0.29% (bottom quartile). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 2.57 (top quartile). Sharpe: 2.51 (top quartile). Sharpe: 2.77 (top quartile). Sharpe: 2.50 (top quartile). Sharpe: 2.48 (upper mid). Sharpe: 2.40 (upper mid). Sharpe: 2.54 (top quartile). Sharpe: 2.42 (upper mid). Sharpe: 2.42 (upper mid). Sharpe: 2.29 (lower mid). Sharpe: 2.31 (lower mid). Sharpe: 2.53 (top quartile). Sharpe: 2.38 (lower mid). Sharpe: 2.31 (lower mid). Sharpe: 2.49 (upper mid). Sharpe: 2.24 (bottom quartile). Sharpe: 2.32 (lower mid). Sharpe: 2.23 (bottom quartile). Sharpe: 2.38 (upper mid). Sharpe: 2.14 (bottom quartile). Sharpe: 2.30 (lower mid). Sharpe: 2.06 (bottom quartile). Sharpe: 1.58 (bottom quartile). Sharpe: -3.87 (bottom quartile). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 2.18 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.02 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 1.19 (top quartile). Information ratio: 1.26 (top quartile). Information ratio: 0.84 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.93 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.48 (upper mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.08 (upper mid). Information ratio: -1.20 (bottom quartile). Information ratio: 0.00 (lower mid). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 6.33% (lower mid). Yield to maturity (debt): 6.26% (bottom quartile). Yield to maturity (debt): 6.45% (upper mid). Yield to maturity (debt): 6.34% (lower mid). Yield to maturity (debt): 6.49% (top quartile). Yield to maturity (debt): 6.31% (bottom quartile). Yield to maturity (debt): 6.32% (bottom quartile). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 6.50% (top quartile). Yield to maturity (debt): 7.12% (top quartile). Yield to maturity (debt): 6.40% (lower mid). Yield to maturity (debt): 6.38% (lower mid). Yield to maturity (debt): 6.36% (lower mid). Yield to maturity (debt): 6.44% (upper mid). Yield to maturity (debt): 6.50% (top quartile). Yield to maturity (debt): 6.44% (upper mid). Yield to maturity (debt): 6.48% (upper mid). Yield to maturity (debt): 6.58% (top quartile). Yield to maturity (debt): 6.29% (bottom quartile). Yield to maturity (debt): 6.40% (lower mid). Yield to maturity (debt): 6.27% (bottom quartile). Yield to maturity (debt): 6.18% (bottom quartile). Yield to maturity (debt): 3.50% (bottom quartile). Point 10 Modified duration: 0.10 yrs (top quartile). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.16 yrs (upper mid). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.16 yrs (upper mid). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.13 yrs (top quartile). Modified duration: 0.17 yrs (upper mid). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.17 yrs (upper mid). Modified duration: 0.20 yrs (bottom quartile). Modified duration: 0.18 yrs (lower mid). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.15 yrs (upper mid). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.18 yrs (lower mid). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.09 yrs (top quartile). IDBI Liquid Fund
Axis Liquid Fund
Edelweiss Liquid Fund
BOI AXA Liquid Fund
DSP Liquidity Fund
PGIM India Insta Cash Fund
Aditya Birla Sun Life Liquid Fund
UTI Liquid Cash Plan
Invesco India Liquid Fund
Mahindra Liquid Fund
Nippon India Liquid Fund
LIC MF Liquid Fund
Indiabulls Liquid Fund
Canara Robeco Liquid
HDFC Liquid Fund
Tata Liquid Fund
SBI Liquid Fund
ICICI Prudential Liquid Fund
Kotak Liquid Fund
Baroda Pioneer Liquid Fund
Bandhan Cash Fund
Mirae Asset Cash Management Fund
JM Liquid Fund
IIFL Liquid Fund
Sundaram Money Fund
ਵਿਅਕਤੀਆਂ ਅਤੇ ਕਾਰਪੋਰੇਟਾਂ ਵਿਚਕਾਰ ਸੰਪੱਤੀ ਦਾ ਬ੍ਰੇਕ-ਅੱਪ ਇਹ ਦੇਖਣ ਲਈ ਕੁਝ ਮਹੱਤਵਪੂਰਨ ਹੈ ਕਿ ਕੀ ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਹੈਂਡਲ ਵੱਡੇ ਛੁਟਕਾਰਾ. ਵੱਡੇ ਛੁਟਕਾਰੇ (ਕਈ ਵਾਰ ਕਾਰਪੋਰੇਟਾਂ ਦੁਆਰਾ 100 ਜਾਂ 1000 ਕਰੋੜ ਰੁਪਏ ਵੀ ਲਏ ਜਾ ਸਕਦੇ ਹਨ) ਪੋਰਟਫੋਲੀਓ 'ਤੇ ਦਬਾਅ ਪਾ ਸਕਦੇ ਹਨ। ਤਰਲਤਾ ਸੰਕਟ ਦੇ ਸਮੇਂ, ਇੰਨੀ ਵੱਡੀ ਮਾਤਰਾ ਲਈ ਖਰੀਦਦਾਰ ਲੱਭਣਾ ਮੁਸ਼ਕਲ ਹੋਵੇਗਾ।
ਵਾਸਤਵ ਵਿੱਚ, ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਕਿ ਪੋਰਟਫੋਲੀਓ ਕੀਮਤ 'ਤੇ ਪ੍ਰਭਾਵਤ ਨਾ ਹੋਵੇ, ਤਰਲ ਫੰਡ ਮਾਰਕ ਤੋਂ ਬਜ਼ਾਰ ਤੱਕ ਐਕਰੂਅਲ-ਆਧਾਰਿਤ ਤੱਕ ਚਲੇ ਗਏ।ਲੇਖਾ 2008 ਵਿੱਚ ਲੇਹਮੈਨ ਸੰਕਟ ਤੋਂ ਬਾਅਦ।
ਨਾਲ ਹੀ, ਫੰਡ ਦਾ ਆਕਾਰ ਇੱਥੇ ਨਿਵੇਸ਼ਕਾਂ ਦੀ ਰੱਖਿਆ ਕਰਦਾ ਹੈਛੁਟਕਾਰਾ ਤੋਂ ਦਬਾਅਸੇਬੀ ਇੱਕ ਨਿਯਮ ਹੈ ਕਿ ਇੱਕ ਸਕੀਮ ਵਿੱਚ ਸਭ ਤੋਂ ਵੱਧ ਵਿਅਕਤੀਗਤ ਹੋਲਡਿੰਗ 20% ਤੋਂ ਵੱਧ ਨਹੀਂ ਹੋ ਸਕਦੀ। ਇਸ ਲਈ, ਜ਼ਿਆਦਾਤਰ ਸਕੀਮਾਂ ਨੂੰ ਇੱਕ ਹੱਦ ਤੱਕ ਸੁਰੱਖਿਅਤ ਕੀਤਾ ਜਾਵੇਗਾ.
ਚੋਟੀ ਦੇ 5 ਤਰਲ ਫੰਡ
2022 ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਤਰਲ ਫੰਡ ਹਨ-
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 0.5 1.7 3.4 6.6 6.66% 1M 7D 1M 10D Axis Liquid Fund Growth ₹3,117.79
↑ 0.42 ₹56,438 0.5 1.7 3.4 6.4 6.6 6.47% 2M 5D 2M 5D Edelweiss Liquid Fund Growth ₹3,580.34
↑ 0.50 ₹13,796 0.5 1.7 3.4 6.4 6.5 6.33% 2M 2D 2M 2D BOI AXA Liquid Fund Growth ₹3,224.12
↑ 0.42 ₹1,728 0.5 1.7 3.3 6.4 6.6 6.26% 1M 13D 1M 13D DSP Liquidity Fund Growth ₹3,996.38
↑ 0.54 ₹22,962 0.5 1.7 3.3 6.4 6.5 6.45% 2M 5D 2M 8D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 5 Funds showcased
Commentary IDBI Liquid Fund Axis Liquid Fund Edelweiss Liquid Fund BOI AXA Liquid Fund DSP Liquidity Fund Point 1 Bottom quartile AUM (₹503 Cr). Highest AUM (₹56,438 Cr). Lower mid AUM (₹13,796 Cr). Bottom quartile AUM (₹1,728 Cr). Upper mid AUM (₹22,962 Cr). Point 2 Established history (16+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (18+ yrs). Oldest track record among peers (20 yrs). Point 3 Rating: 3★ (upper mid). Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.42% (upper mid). 1Y return: 6.41% (lower mid). 1Y return: 6.40% (bottom quartile). 1Y return: 6.39% (bottom quartile). Point 6 1M return: 0.53% (bottom quartile). 1M return: 0.54% (top quartile). 1M return: 0.54% (bottom quartile). 1M return: 0.54% (upper mid). 1M return: 0.54% (lower mid). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 2.57 (upper mid). Sharpe: 2.51 (lower mid). Sharpe: 2.77 (top quartile). Sharpe: 2.50 (bottom quartile). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 2.18 (top quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 6.33% (bottom quartile). Yield to maturity (debt): 6.26% (bottom quartile). Yield to maturity (debt): 6.45% (lower mid). Point 10 Modified duration: 0.10 yrs (top quartile). Modified duration: 0.18 yrs (bottom quartile). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.12 yrs (upper mid). Modified duration: 0.18 yrs (bottom quartile). IDBI Liquid Fund
Axis Liquid Fund
Edelweiss Liquid Fund
BOI AXA Liquid Fund
DSP Liquidity Fund
4. ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਰੇਟਿੰਗ
ਪ੍ਰਦਰਸ਼ਨ ਰੇਟਿੰਗ ਜਦੋਂ ਤੱਕ ਮੌਜੂਦਾ ਪੋਰਟਫੋਲੀਓ ਅਤੇ ਭਵਿੱਖ ਦੇ ਦ੍ਰਿਸ਼ਟੀਕੋਣ ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਨਹੀਂ ਰੱਖਦੇ, ਕੱਲ੍ਹ ਦੇ ਜੇਤੂਆਂ ਨੂੰ ਹਾਰਨ ਵਾਲਿਆਂ ਤੋਂ ਵੱਖਰਾ ਨਹੀਂ ਕਰ ਸਕਣਗੇ। ਇਸ ਲਈ, ਜਦੋਂ ਕਿ ਪਛੜੀਆਂ ਦਿੱਖ ਵਾਲੀਆਂ ਰੇਟਿੰਗਾਂ ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ ਬਾਰੇ ਇੱਕ ਵਿਚਾਰ ਦੇ ਸਕਦੀਆਂ ਹਨ, ਕੋਈ ਵੀ ਇਹਨਾਂ ਨੂੰ ਇੱਕ ਫੰਡ ਦੀ ਚੋਣ ਨੂੰ ਖਤਮ ਕਰਨ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਮਾਪ ਵਜੋਂ ਵਰਤ ਸਕਦਾ ਹੈ।
ਸਿੱਟਾ
ਤਰਲ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੀ ਭਾਲ ਕਰਦੇ ਸਮੇਂ ਕਿਸੇ ਨੂੰ ਕਈ ਕਾਰਕਾਂ ਨੂੰ ਵੇਖਣ ਅਤੇ ਫਿਰ ਸੰਬੰਧਿਤ ਫੰਡ ਦੀ ਚੋਣ ਕਰਨ ਦੀ ਲੋੜ ਹੁੰਦੀ ਹੈ।
ਬੇਦਾਅਵਾ: ਕਿਸੇ ਵੀ ਨਿਵੇਸ਼ ਦਾ ਫੈਸਲਾ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਕਿਰਪਾ ਕਰਕੇ ਆਪਣੇ ਸਲਾਹਕਾਰ ਨਾਲ ਸਲਾਹ ਕਰੋ ਅਤੇ ਸੁਤੰਤਰ ਖੋਜ ਕਰੋ।
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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