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SIP 2022 ਲਈ 5 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਤਰਲ ਫੰਡ

Updated on June 24, 2026 , 10276 views

ਤਰਲ ਫੰਡ ਦੀ ਸਭ ਤੋਂ ਸੁਰੱਖਿਅਤ ਸ਼੍ਰੇਣੀ ਮੰਨੀ ਜਾਂਦੀ ਹੈਕਰਜ਼ਾ ਮਿਉਚੁਅਲ ਫੰਡ ਕਿਉਂਕਿ ਉਹਨਾਂ ਕੋਲ ਸਭ ਤੋਂ ਘੱਟ ਵਿਆਜ ਦਰ ਅਤੇ ਕ੍ਰੈਡਿਟ ਜੋਖਮ ਹੈ। ਤਰਲ ਫੰਡ ਕਰਜ਼ੇ ਦੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ ਜਿਨ੍ਹਾਂ ਦੀ ਮਿਆਦ ਪੂਰੀ ਹੁੰਦੀ ਹੈ, 91 ਦਿਨਾਂ ਤੱਕ। ਇਹ ਫੰਡ ਦੇ ਮੁਕਾਬਲੇ ਬਿਹਤਰ ਰਿਟਰਨ ਪੇਸ਼ ਕਰਦੇ ਹਨਬੈਂਕ ਬਚਤ ਖਾਤਾ. ਬੈਂਕ ਖਾਤਿਆਂ ਦੀ 4% ਵਿਆਜ ਦਰ ਦੇ ਮੁਕਾਬਲੇ, ਤਰਲਮਿਉਚੁਅਲ ਫੰਡ ਲਗਭਗ 7% ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਤਰਲ ਫੰਡ ਬਹੁਤ ਜ਼ਿਆਦਾ ਤਰਲ ਹੁੰਦੇ ਹਨ, ਕੋਈ ਵੀ ਆਪਣੇ ਫੰਡਾਂ ਨੂੰ ਇੱਕ ਦਿਨ ਦੇ ਅੰਦਰ ਰੀਡੀਮ ਕਰ ਸਕਦਾ ਹੈ। ਨਿਵੇਸ਼ਕ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ ਆਪਣੀ ਵਾਧੂ ਰਕਮ ਦਾ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ ਜਾਂ ਉਹ ਆਪਣੀ ਛੋਟੀ ਮਿਆਦ ਦੀ ਪ੍ਰਾਪਤੀ ਲਈ ਨਿਵੇਸ਼ ਵੀ ਕਰ ਸਕਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ. ਉਦਾਹਰਨ ਲਈ, ਜੇਕਰ ਕਿਸੇ ਨੂੰ ਇੱਕ ਗੈਜੇਟ ਖਰੀਦਣ ਦੀ ਲੋੜ ਹੈ ਜਾਂ ਇੱਕ ਛੋਟੀ ਯਾਤਰਾ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈ। ਬਿਹਤਰ ਰਿਟਰਨ ਲਈ, ਨਿਵੇਸ਼ਕ ਇਹਨਾਂ ਪੂਰਵ-ਸੂਚੀਬੱਧ ਚੋਟੀ ਦੇ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਤਰਲ ਫੰਡਾਂ ਵਿੱਚ ਏ ਦੁਆਰਾ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨSIP. ਆਓ ਉਨ੍ਹਾਂ ਦੇ ਨਵੀਨਤਮ ਪ੍ਰਦਰਸ਼ਨਾਂ ਅਤੇ ਵਾਪਸੀ 'ਤੇ ਇੱਕ ਨਜ਼ਰ ਮਾਰੀਏ!

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ਵਿੱਤੀ ਸਾਲ 22 - 23 ਲਈ SIP ਨਿਵੇਸ਼ਾਂ ਲਈ ਚੋਟੀ ਦੇ 5 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਤਰਲ ਫੰਡ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35
₹503 500 1.73.46.64.55.3
BOI AXA Liquid Fund Growth ₹3,195.18
↑ 0.54
₹1,720 1,000 1.83.36.376.26.6
Indiabulls Liquid Fund Growth ₹2,681.94
↑ 0.46
₹262 500 1.83.36.36.966.6
Nippon India Liquid Fund  Growth ₹6,767.52
↑ 1.14
₹31,752 100 1.83.36.26.96.16.5
LIC MF Liquid Fund Growth ₹5,012.16
↑ 0.86
₹16,015 1,000 1.83.36.26.96.16.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Liquid FundBOI AXA Liquid FundIndiabulls Liquid FundNippon India Liquid Fund LIC MF Liquid Fund
Point 1Bottom quartile AUM (₹503 Cr).Lower mid AUM (₹1,720 Cr).Bottom quartile AUM (₹262 Cr).Highest AUM (₹31,752 Cr).Upper mid AUM (₹16,015 Cr).
Point 2Established history (15+ yrs).Established history (17+ yrs).Established history (14+ yrs).Established history (22+ yrs).Oldest track record among peers (24 yrs).
Point 3Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Top rated.Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 6.55% (top quartile).1Y return: 6.31% (upper mid).1Y return: 6.27% (lower mid).1Y return: 6.24% (bottom quartile).1Y return: 6.22% (bottom quartile).
Point 61M return: 0.53% (bottom quartile).1M return: 0.63% (upper mid).1M return: 0.62% (bottom quartile).1M return: 0.65% (top quartile).1M return: 0.63% (lower mid).
Point 7Sharpe: 0.20 (bottom quartile).Sharpe: 2.65 (top quartile).Sharpe: 2.32 (upper mid).Sharpe: 1.97 (lower mid).Sharpe: 1.89 (bottom quartile).
Point 8Information ratio: -5.96 (bottom quartile).Information ratio: 2.14 (top quartile).Information ratio: 0.76 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.66% (upper mid).Yield to maturity (debt): 6.11% (bottom quartile).Yield to maturity (debt): 6.13% (bottom quartile).Yield to maturity (debt): 6.98% (top quartile).Yield to maturity (debt): 6.65% (lower mid).
Point 10Modified duration: 0.10 yrs (upper mid).Modified duration: 0.11 yrs (bottom quartile).Modified duration: 0.09 yrs (top quartile).Modified duration: 0.12 yrs (bottom quartile).Modified duration: 0.11 yrs (lower mid).

IDBI Liquid Fund

  • Bottom quartile AUM (₹503 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.55% (top quartile).
  • 1M return: 0.53% (bottom quartile).
  • Sharpe: 0.20 (bottom quartile).
  • Information ratio: -5.96 (bottom quartile).
  • Yield to maturity (debt): 6.66% (upper mid).
  • Modified duration: 0.10 yrs (upper mid).

BOI AXA Liquid Fund

  • Lower mid AUM (₹1,720 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.31% (upper mid).
  • 1M return: 0.63% (upper mid).
  • Sharpe: 2.65 (top quartile).
  • Information ratio: 2.14 (top quartile).
  • Yield to maturity (debt): 6.11% (bottom quartile).
  • Modified duration: 0.11 yrs (bottom quartile).

Indiabulls Liquid Fund

  • Bottom quartile AUM (₹262 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.27% (lower mid).
  • 1M return: 0.62% (bottom quartile).
  • Sharpe: 2.32 (upper mid).
  • Information ratio: 0.76 (upper mid).
  • Yield to maturity (debt): 6.13% (bottom quartile).
  • Modified duration: 0.09 yrs (top quartile).

Nippon India Liquid Fund 

  • Highest AUM (₹31,752 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.24% (bottom quartile).
  • 1M return: 0.65% (top quartile).
  • Sharpe: 1.97 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.98% (top quartile).
  • Modified duration: 0.12 yrs (bottom quartile).

LIC MF Liquid Fund

  • Upper mid AUM (₹16,015 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.22% (bottom quartile).
  • 1M return: 0.63% (lower mid).
  • Sharpe: 1.89 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.65% (lower mid).
  • Modified duration: 0.11 yrs (lower mid).

*ਉੱਪਰ ਵਧੀਆ ਦੀ ਸੂਚੀ ਹੈਤਰਲ ਫੰਡਾਂ ਕੋਲ ਉਪਰੋਕਤ AUM/ਨੈੱਟ ਸੰਪਤੀਆਂ ਹਨ100 ਕਰੋੜ. 'ਤੇ ਛਾਂਟੀ ਕੀਤੀਪਿਛਲੇ 1 ਸਾਲ ਦੀ ਵਾਪਸੀ.

1. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for IDBI Liquid Fund

  • Bottom quartile AUM (₹503 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.55% (top quartile).
  • 1M return: 0.53% (bottom quartile).
  • Sharpe: 0.20 (bottom quartile).
  • Information ratio: -5.96 (bottom quartile).
  • Yield to maturity (debt): 6.66% (upper mid).
  • Modified duration: 0.10 yrs (upper mid).
  • Average maturity: 0.11 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund
Growth
Launch Date 9 Jul 10
NAV (28 Jul 23) ₹2,454.04 ↑ 0.35   (0.01 %)
Net Assets (Cr) ₹503 on 30 Jun 23
Category Debt - Liquid Fund
AMC IDBI Asset Management Limited
Rating
Risk Low
Expense Ratio 0.17
Sharpe Ratio 0.2
Information Ratio -5.96
Alpha Ratio -0.21
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.66%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 7 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,353
31 May 23₹10,999

IDBI Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.4%
1 Year 6.6%
3 Year 4.5%
5 Year 5.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Liquid Fund
NameSinceTenure

Data below for IDBI Liquid Fund as on 30 Jun 23

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for BOI AXA Liquid Fund

  • Lower mid AUM (₹1,720 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.31% (upper mid).
  • 1M return: 0.63% (upper mid).
  • Sharpe: 2.65 (top quartile).
  • Information ratio: 2.14 (top quartile).
  • Yield to maturity (debt): 6.11% (bottom quartile).
  • Modified duration: 0.11 yrs (bottom quartile).
  • Average maturity: 0.11 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (28 Jun 26) ₹3,195.18 ↑ 0.54   (0.02 %)
Net Assets (Cr) ₹1,720 on 31 May 26
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.13
Sharpe Ratio 2.65
Information Ratio 2.14
Alpha Ratio 0.1
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.11%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,350
31 May 23₹11,001
31 May 24₹11,808
31 May 25₹12,671
31 May 26₹13,455

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.3%
1 Year 6.3%
3 Year 7%
5 Year 6.2%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.6%
2023 7.4%
2022 7%
2021 4.9%
2020 3.3%
2019 4.1%
2018 6.4%
2017 7.4%
2016 6.7%
2015 7.6%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 214.79 Yr.

Data below for BOI AXA Liquid Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.69%
Other0.31%
Debt Sector Allocation
SectorValue
Cash Equivalent62.15%
Corporate24.86%
Government12.68%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
6%₹100 Cr10,000,000
Export-Import Bank Of India
Certificate of Deposit | -
4%₹75 Cr7,500,000
Indian Bank
Certificate of Deposit | -
4%₹75 Cr7,500,000
Punjab National Bank
Certificate of Deposit | -
4%₹75 Cr7,500,000
Godrej Consumer Products Limited
Commercial Paper | -
4%₹75 Cr7,500,000
Tbill
Sovereign Bonds | -
4%₹75 Cr7,500,000
Reliance Industries Limited
Commercial Paper | -
4%₹75 Cr7,500,000
↑ 7,500,000
Tbill
Sovereign Bonds | -
4%₹74 Cr7,500,000
Union Bank Of India
Certificate of Deposit | -
4%₹71 Cr7,100,000
Tbill
Sovereign Bonds | -
3%₹50 Cr5,000,000

3. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for Indiabulls Liquid Fund

  • Bottom quartile AUM (₹262 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.27% (lower mid).
  • 1M return: 0.62% (bottom quartile).
  • Sharpe: 2.32 (upper mid).
  • Information ratio: 0.76 (upper mid).
  • Yield to maturity (debt): 6.13% (bottom quartile).
  • Modified duration: 0.09 yrs (top quartile).
  • Average maturity: 0.09 yrs (top quartile).
  • Exit load: NIL.

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (28 Jun 26) ₹2,681.94 ↑ 0.46   (0.02 %)
Net Assets (Cr) ₹262 on 31 May 26
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio 2.32
Information Ratio 0.76
Alpha Ratio 0.04
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.13%
Effective Maturity 1 Month 1 Day
Modified Duration 1 Month 1 Day

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,317
31 May 23₹10,925
31 May 24₹11,715
31 May 25₹12,565
31 May 26₹13,340

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.3%
1 Year 6.3%
3 Year 6.9%
5 Year 6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.6%
2023 7.4%
2022 6.8%
2021 4.6%
2020 3.1%
2019 3.9%
2018 6.6%
2017 7.3%
2016 6.7%
2015 7.8%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 233.06 Yr.
Wilfred Gonsalves4 May 260.08 Yr.

Data below for Indiabulls Liquid Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.74%
Debt0.26%
Debt Sector Allocation
SectorValue
Cash Equivalent81.37%
Corporate18.63%
Credit Quality
RatingValue
AAA89.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo 18-May-26
CBLO/Reverse Repo | -
21%₹56 Cr
Reliance Retail Ventures Limited
Commercial Paper | -
9%₹25 Cr2,500,000
HDFC Bank Limited
Certificate of Deposit | -
9%₹25 Cr2,500,000
Canara Bank
Domestic Bonds | -
9%₹25 Cr2,500,000
↑ 2,500,000
L&T Finance Limited
Commercial Paper | -
9%₹24 Cr2,400,000
ICICI Securities Limited
Commercial Paper | -
6%₹15 Cr1,500,000
Union Bank Of India
Certificate of Deposit | -
6%₹15 Cr1,500,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
6%₹15 Cr1,500,000
Sundaram Finance Limited
Debentures | -
4%₹10 Cr1,000,000
Power Finance Corporation Limited
Debentures | -
4%₹10 Cr1,000,000

4. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Liquid Fund 

  • Highest AUM (₹31,752 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.24% (bottom quartile).
  • 1M return: 0.65% (top quartile).
  • Sharpe: 1.97 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.98% (top quartile).
  • Modified duration: 0.12 yrs (bottom quartile).
  • Average maturity: 0.13 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (28 Jun 26) ₹6,767.52 ↑ 1.14   (0.02 %)
Net Assets (Cr) ₹31,752 on 31 May 26
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio 1.97
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.98%
Effective Maturity 1 Month 17 Days
Modified Duration 1 Month 14 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,340
31 May 23₹10,981
31 May 24₹11,775
31 May 25₹12,623
31 May 26₹13,396

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.3%
1 Year 6.2%
3 Year 6.9%
5 Year 6.1%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.5%
2023 7.3%
2022 7%
2021 4.8%
2020 3.2%
2019 4.3%
2018 6.7%
2017 7.4%
2016 6.7%
2015 7.7%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Kinjal Desai25 May 188.02 Yr.
Vikash Agarwal14 Sep 241.71 Yr.
Amber Singhania11 Mar 260.22 Yr.

Data below for Nippon India Liquid Fund  as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.74%
Other0.26%
Debt Sector Allocation
SectorValue
Cash Equivalent79.54%
Corporate14.46%
Government5.75%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
4%₹1,365 Cr
Tbill
Sovereign Bonds | -
3%₹1,256 Cr125,665,500
India (Republic of)
- | -
3%₹980 Cr99,000,000
↓ -17,500,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹745 Cr15,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
2%₹743 Cr15,000
Ntpc Ltd
Commercial Paper | -
2%₹741 Cr15,000
IDBI Bank Ltd
Domestic Bonds | -
2%₹737 Cr15,000
↑ 15,000
Small Industries Dev Bank Of India
Commercial Paper | -
2%₹695 Cr14,000
23/07/2026 Maturing 182 DTB
Sovereign Bonds | -
2%₹673 Cr68,000,000
↑ 67,000,000
Union Bank of India
Debentures | -
2%₹596 Cr12,000
↑ 12,000

5. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Liquid Fund

  • Upper mid AUM (₹16,015 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.22% (bottom quartile).
  • 1M return: 0.63% (lower mid).
  • Sharpe: 1.89 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.65% (lower mid).
  • Modified duration: 0.11 yrs (lower mid).
  • Average maturity: 0.11 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (28 Jun 26) ₹5,012.16 ↑ 0.86   (0.02 %)
Net Assets (Cr) ₹16,015 on 31 May 26
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Low
Expense Ratio 0.22
Sharpe Ratio 1.89
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.65%
Effective Maturity 1 Month 8 Days
Modified Duration 1 Month 8 Days

Growth of 10,000 investment over the years.

DateValue
31 May 21₹10,000
31 May 22₹10,340
31 May 23₹10,976
31 May 24₹11,773
31 May 25₹12,619
31 May 26₹13,390

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.3%
1 Year 6.2%
3 Year 6.9%
5 Year 6.1%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.4%
2023 7.4%
2022 7%
2021 4.7%
2020 3.3%
2019 4.3%
2018 6.5%
2017 7.3%
2016 6.6%
2015 7.6%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 1510.66 Yr.
Aakash Dhulia1 Sep 250.75 Yr.

Data below for LIC MF Liquid Fund as on 31 May 26

Asset Allocation
Asset ClassValue
Cash99.82%
Other0.18%
Debt Sector Allocation
SectorValue
Cash Equivalent64.81%
Corporate23.97%
Government11.04%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
4%₹779 Cr
Indian Oil Corp Ltd.
Commercial Paper | -
3%₹597 Cr12,000
↑ 12,000
India (Republic of)
- | -
3%₹592 Cr60,000,000
↑ 60,000,000
Canara Bank
Certificate of Deposit | -
3%₹499 Cr10,000
Canara Bank
Certificate of Deposit | -
3%₹496 Cr10,000
↑ 10,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹398 Cr8,000
Motilal Oswal Financial Services Ltd
Commercial Paper | -
2%₹397 Cr8,000
Net Receivables / (Payables)
Net Current Assets | -
2%-₹390 Cr
Treps
CBLO/Reverse Repo | -
2%₹381 Cr
India (Republic of)
- | -
2%₹373 Cr37,500,000

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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