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2022 ஆம் ஆண்டிற்கான SBI மியூச்சுவல் ஃபண்டின் 10 சிறந்த கடன் நிதிகள் | Fincash.com

ஃபின்காஷ் »எஸ்பிஐ மியூச்சுவல் ஃபண்ட் »கடன் நிதிகள்

SBI மியூச்சுவல் ஃபண்ட் 2022 வழங்கும் 10 சிறந்த கடன் நிதிகள்

Updated on June 28, 2025 , 47901 views

கடன் நிதி மூலம்எஸ்பிஐ மியூச்சுவல் ஃபண்ட் வழக்கமான உருவாக்க நோக்கம்வருமானம் குறுகிய காலம் முதல் இடைக்காலம் வரை. இந்த நிதிகள் கடனில் முதலீடு செய்யப்படுகின்றன/சந்தை பண கருவிகள். குறுகிய காலத்தில் நல்ல வருமானத்தை ஈட்ட கடன் நிதிகள் ஒரு நல்ல வழி.

இரண்டு நாட்கள் முதல் ஒரு மாதம் வரை முதலீடு செய்ய விரும்பும் முதலீட்டாளர்கள்,திரவ நிதிகள் மற்றும் தீவிர-குறுகிய கால கடன் நிதிகள் தொடர்புடையதாக இருக்கலாம். ஓரிரு வருடங்கள் முதலீடு செய்ய விரும்பும் ஒருவர் குறுகிய கால நிதிகளில் முதலீடு செய்யலாம். மேலும் 3 வருடங்களுக்கும் மேலாக நீண்ட காலத்திற்கு, நீண்ட கால கடன் நிதிகள் பொருத்தமானதாக இருக்கும், அதில் சில ஆபத்துகள் உள்ளன.

எஸ்பிஐ மியூச்சுவல் ஃபண்ட் இந்தியாவில் சிறப்பாக செயல்படும் கடன் நிதிகளில் சிலவற்றை வழங்குகிறது. சிறந்த SBI திட்டங்கள் அவர்களின் கடந்தகால செயல்திறன், AUM போன்றவற்றால் மேற்கொள்ளப்பட்டுள்ளன. முதலீடு செய்ய விரும்பும் முதலீட்டாளர்கள் இந்த நிதிகளில் முதலீடு செய்யலாம் மற்றும் கடன் சந்தைகளைப் பயன்படுத்தி நிலையான வருமானத்தை ஈட்டலாம்.

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SBI

எஸ்பிஐ மியூச்சுவல் ஃபண்டுகளில் ஏன் முதலீடு செய்ய வேண்டும்?

  • மூலதன பாராட்டு:முதலீடு SBI MF இல் உங்களுக்கு ஒருமூலதனம் நீங்கள் முதலீடு செய்ய விரும்பும் நிதியைப் பொறுத்து குறைந்த ஆபத்துள்ள முதலீடுகள் மற்றும் அதிக ஆபத்துள்ள முதலீடுகளுக்கான பாராட்டு.

  • பாதுகாப்பு: SBI வழங்கும் மியூச்சுவல் ஃபண்ட் திட்டங்கள் நாட்டின் நம்பகமான மற்றும் நம்பகமான நிதி திட்டங்களில் ஒன்றாகும்.

  • பல்வேறு விருப்பங்கள்: எஸ்பிஐ மியூச்சுவல் ஃபண்டில் முதலீடு செய்வது பரந்த அளவில் வருகிறதுசரகம் எஸ்பிஐ வழங்கும் இந்தத் திட்டங்களில் குறுகிய கால, இடைக்கால மற்றும் நீண்ட காலத் திட்டங்களுக்கு நீங்கள் முதலீடு செய்யலாம்.

  • உள்நாட்டு மற்றும் கடல்சார் நிதி மேலாண்மை: நிறுவனம் உள்நாட்டு மற்றும் இரண்டையும் நிர்வகிப்பதில் நிபுணத்துவம் பெற்றுள்ளதுகடலோரம் நிதி.

  • என்ஆர்ஐ முதலீடு: இந்நிறுவனம் என்ஆர்ஐகளை முதலீடு செய்ய அனுமதிக்கிறதுபரஸ்பர நிதி.

SBI சிறப்பாக செயல்படும் கடன் மியூச்சுவல் ஃபண்டுகள்

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹64.0417
↑ 0.08
₹1,9442.55.410.38.89.17.09%6Y 10M 10D9Y 8M 8D
SBI Short Term Debt Fund Growth ₹32.2354
↑ 0.02
₹14,7332.759.17.47.76.84%2Y 9M 18D3Y 6M
SBI Banking and PSU Fund Growth ₹3,128.36
↑ 1.30
₹4,0742.659.17.37.74.97%4Y 8M 16D6Y 11M 19D
SBI Magnum Medium Duration Fund Growth ₹51.2853
↑ 0.04
₹6,5802.44.797.98.17.18%3Y 9M 25D5Y 3M 14D
SBI Credit Risk Fund Growth ₹45.6978
↑ 0.03
₹2,2452.44.78.78.18.17.85%2Y 1M 28D2Y 11M 12D
SBI Magnum Income Fund Growth ₹70.7603
↑ 0.07
₹1,98324.48.57.98.16.9%6Y 5M 26D10Y 11M 16D
SBI Dynamic Bond Fund Growth ₹35.7156
↑ 0.02
₹3,5601.74.18.27.98.66.92%9Y 1M 17D19Y 11M 12D
SBI Magnum Gilt Fund Growth ₹65.9921
↑ 0.07
₹12,57313.988.18.96.76%10Y 4M 20D24Y 10M 28D
SBI Magnum Low Duration Fund Growth ₹3,500.22
↑ 1.82
₹14,7292.24.17.877.36.67%10M 24D1Y 1M 10D
SBI Savings Fund Growth ₹41.543
↑ 0.02
₹30,1182.14.17.777.30.71%8M 1D8M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jun 25

1. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 1 in 10 Yr Govt Bond category.  Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (30 Jun 25) ₹64.0417 ↑ 0.08   (0.13 %)
Net Assets (Cr) ₹1,944 on 31 May 25
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.64
Sharpe Ratio 1.93
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.09%
Effective Maturity 9 Years 8 Months 8 Days
Modified Duration 6 Years 10 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,330
30 Jun 22₹10,304
30 Jun 23₹11,225
30 Jun 24₹12,032

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month -0.6%
3 Month 2.5%
6 Month 5.4%
1 Year 10.3%
3 Year 8.8%
5 Year 5.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.1%
2023 7.5%
2022 1.3%
2021 2.4%
2020 11.6%
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Rajeev Radhakrishnan1 Nov 231.58 Yr.
Tejas Soman1 Dec 231.5 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash2.29%
Debt97.71%
Debt Sector Allocation
SectorValue
Government97.71%
Cash Equivalent2.29%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
71%₹1,371 Cr131,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
27%₹511 Cr49,000,000
Net Receivable / Payable
CBLO | -
2%₹31 Cr
Treps
CBLO/Reverse Repo | -
1%₹13 Cr

2. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 25 in Short term Bond category.  Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% .

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (30 Jun 25) ₹32.2354 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹14,733 on 31 May 25
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio 2.36
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.84%
Effective Maturity 3 Years 6 Months
Modified Duration 2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,438
30 Jun 22₹10,717
30 Jun 23₹11,402
30 Jun 24₹12,181

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 0.2%
3 Month 2.7%
6 Month 5%
1 Year 9.1%
3 Year 7.4%
5 Year 5.9%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.7%
2022 3.5%
2021 2.8%
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
2015 8.2%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Mansi Sajeja1 Dec 231.58 Yr.

Data below for SBI Short Term Debt Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash9.65%
Debt90.11%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate67.37%
Government26.52%
Cash Equivalent5.87%
Credit Quality
RatingValue
AA12.88%
AAA87.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹1,260 Cr120,000,000
↑ 30,000,000
7.17% Govt Stock 2030
Sovereign Bonds | -
6%₹857 Cr82,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹618 Cr60,000,000
↓ -5,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹511 Cr50,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹511 Cr50,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹510 Cr50,000
Rec Limited
Debentures | -
3%₹509 Cr50,000
TATA Communications Limited
Debentures | -
3%₹405 Cr40,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹400 Cr39,000
Small Industries Development Bank Of India
Debentures | -
2%₹330 Cr32,500

3. SBI Banking and PSU Fund

(Erstwhile SBI Treasury Advantage Fund)

The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities.

SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 43 in Banking & PSU Debt category.  Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% .

Below is the key information for SBI Banking and PSU Fund

SBI Banking and PSU Fund
Growth
Launch Date 9 Oct 09
NAV (30 Jun 25) ₹3,128.36 ↑ 1.30   (0.04 %)
Net Assets (Cr) ₹4,074 on 31 May 25
Category Debt - Banking & PSU Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.81
Sharpe Ratio 2.05
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.97%
Effective Maturity 6 Years 11 Months 19 Days
Modified Duration 4 Years 8 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,442
30 Jun 22₹10,656
30 Jun 23₹11,320
30 Jun 24₹12,074

SBI Banking and PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Banking and PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 0%
3 Month 2.6%
6 Month 5%
1 Year 9.1%
3 Year 7.3%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.6%
2022 2.9%
2021 2.6%
2020 10.5%
2019 9.7%
2018 7.4%
2017 6.4%
2016 8.3%
2015 8.7%
Fund Manager information for SBI Banking and PSU Fund
NameSinceTenure
Ardhendu Bhattacharya1 Dec 231.58 Yr.
Pradeep Kesavan1 Dec 231.58 Yr.

Data below for SBI Banking and PSU Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash10.85%
Debt88.82%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate45.36%
Government45.17%
Cash Equivalent9.13%
Credit Quality
RatingValue
AA9.2%
AAA90.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
6%₹263 Cr25,500,000
↑ 2,500,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹212 Cr23,000
Nuclear Power Corporation Of India Limited
Debentures | -
5%₹210 Cr20,400
Rec Limited
Debentures | -
4%₹190 Cr185
National Bank For Financing Infrastructure And Development
Debentures | -
4%₹184 Cr18,000
Ongc Petro Additions Limited
Debentures | -
4%₹178 Cr17,500
GAil (India) Limited
Debentures | -
4%₹153 Cr1,500
National Bank For Financing Infrastructure And Development
Debentures | -
4%₹151 Cr15,000
Axis Bank Ltd.
Debentures | -
3%₹141 Cr3,000
↑ 3,000
National Highways Infra TRust
Debentures | -
3%₹124 Cr25,000

4. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 18 in Medium term Bond category.  Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (30 Jun 25) ₹51.2853 ↑ 0.04   (0.08 %)
Net Assets (Cr) ₹6,580 on 31 May 25
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.22
Sharpe Ratio 2.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 7.18%
Effective Maturity 5 Years 3 Months 14 Days
Modified Duration 3 Years 9 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,679
30 Jun 22₹10,932
30 Jun 23₹11,768
30 Jun 24₹12,587

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 0%
3 Month 2.4%
6 Month 4.7%
1 Year 9%
3 Year 7.9%
5 Year 6.5%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3.4%
2021 3.8%
2020 12.3%
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Lokesh Mallya1 Dec 231.58 Yr.
Mohit Jain30 Nov 177.59 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash9.42%
Debt90.28%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate48.95%
Government41.33%
Cash Equivalent9.42%
Credit Quality
RatingValue
A7.53%
AA44.11%
AAA48.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
14%₹942 Cr91,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
12%₹803 Cr76,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
9%₹558 Cr53,500,000
Godrej Properties Limited
Debentures | -
5%₹305 Cr30,000
7.23% Govt Stock 2039
Sovereign Bonds | -
4%₹289 Cr27,500,000
Avanse Financial Services Limited
Debentures | -
4%₹252 Cr25,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹234 Cr24,000
Aditya Birla Real Estate Limited
Debentures | -
3%₹224 Cr22,000
Yes Bank Limited
Debentures | -
3%₹224 Cr2,250
Renserv Global Private Limited
Debentures | -
3%₹206 Cr20,500

5. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 3 in Credit Risk category.  Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (30 Jun 25) ₹45.6978 ↑ 0.03   (0.07 %)
Net Assets (Cr) ₹2,245 on 31 May 25
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.56
Sharpe Ratio 2.32
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 7.85%
Effective Maturity 2 Years 11 Months 12 Days
Modified Duration 2 Years 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,754
30 Jun 22₹11,156
30 Jun 23₹12,075
30 Jun 24₹12,973

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 0.5%
3 Month 2.4%
6 Month 4.7%
1 Year 8.7%
3 Year 8.1%
5 Year 7.1%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 8.3%
2022 4.2%
2021 5%
2020 9.8%
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 178.33 Yr.

Data below for SBI Credit Risk Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash10.55%
Equity2.82%
Debt86.27%
Other0.35%
Debt Sector Allocation
SectorValue
Corporate71.14%
Government15.13%
Cash Equivalent10.55%
Credit Quality
RatingValue
A18.54%
AA64.34%
AAA17.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.23% Govt Stock 2039
Sovereign Bonds | -
9%₹199 Cr19,000,000
Aadhar Housing Finance Limited
Debentures | -
5%₹113 Cr11,200
Nirma Limited
Debentures | -
5%₹112 Cr11,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
5%₹107 Cr11,000
Infopark Properties Limited
Debentures | -
5%₹106 Cr10,500
Aditya Birla Real Estate Limited
Debentures | -
4%₹87 Cr8,500
The Sandur Manganese And Iron Ores Limited
Debentures | -
4%₹84 Cr8,500
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹82 Cr8,000,000
Avanse Financial Services Limited
Debentures | -
4%₹81 Cr8,000
Renserv Global Private Limited
Debentures | -
4%₹80 Cr8,000

6. SBI Magnum Income Fund

To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities.

SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium to Long term category.  Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3% .

Below is the key information for SBI Magnum Income Fund

SBI Magnum Income Fund
Growth
Launch Date 25 Nov 98
NAV (30 Jun 25) ₹70.7603 ↑ 0.07   (0.10 %)
Net Assets (Cr) ₹1,983 on 31 May 25
Category Debt - Medium to Long term
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.46
Sharpe Ratio 1.59
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 6.9%
Effective Maturity 10 Years 11 Months 16 Days
Modified Duration 6 Years 5 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,612
30 Jun 22₹10,760
30 Jun 23₹11,644
30 Jun 24₹12,456

SBI Magnum Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month -0.6%
3 Month 2%
6 Month 4.4%
1 Year 8.5%
3 Year 7.9%
5 Year 6.2%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3%
2021 3.6%
2020 11.6%
2019 11.7%
2018 4.7%
2017 5.7%
2016 13.4%
2015 6%
Fund Manager information for SBI Magnum Income Fund
NameSinceTenure
Lokesh Mallya1 Dec 231.5 Yr.

Data below for SBI Magnum Income Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash6.1%
Debt93.64%
Other0.26%
Debt Sector Allocation
SectorValue
Government68.4%
Corporate25.24%
Cash Equivalent6.1%
Credit Quality
RatingValue
AA25.06%
AAA74.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
39%₹767 Cr74,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
15%₹289 Cr27,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
9%₹171 Cr16,500,000
Torrent Power Limited
Debentures | -
4%₹79 Cr7,500
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹73 Cr7,500
Indostar Capital Finance Limited
Debentures | -
3%₹59 Cr5,900
Avanse Financial Services Limited
Debentures | -
3%₹55 Cr5,500
TATA Power Renewable Energy Limited
Debentures | -
3%₹51 Cr5,000
JM Financial Credit Solutions Limited
Debentures | -
3%₹51 Cr5,000
6.33% Gsec Mat - 05/05/2035
Sovereign Bonds | -
3%₹50 Cr5,000,000
↑ 5,000,000

7. SBI Dynamic Bond Fund

To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.

SBI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 Feb 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of since its launch.  Ranked 5 in Dynamic Bond category.  Return for 2024 was 8.6% , 2023 was 7.1% and 2022 was 4.2% .

Below is the key information for SBI Dynamic Bond Fund

SBI Dynamic Bond Fund
Growth
Launch Date 9 Feb 04
NAV (30 Jun 25) ₹35.7156 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹3,560 on 31 May 25
Category Debt - Dynamic Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.48
Sharpe Ratio 1.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 6.92%
Effective Maturity 19 Years 11 Months 12 Days
Modified Duration 9 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,321
30 Jun 22₹10,530
30 Jun 23₹11,394
30 Jun 24₹12,238

SBI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month -1.1%
3 Month 1.7%
6 Month 4.1%
1 Year 8.2%
3 Year 7.9%
5 Year 5.8%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.6%
2023 7.1%
2022 4.2%
2021 2%
2020 10.4%
2019 12.7%
2018 5.1%
2017 3.9%
2016 15.3%
2015 5.8%
Fund Manager information for SBI Dynamic Bond Fund
NameSinceTenure
Rajeev Radhakrishnan1 Nov 231.58 Yr.
Tejas Soman31 Dec 231.42 Yr.
Pradeep Kesavan31 Dec 231.42 Yr.

Data below for SBI Dynamic Bond Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash11.61%
Debt88.13%
Other0.26%
Debt Sector Allocation
SectorValue
Government64.33%
Corporate23.8%
Cash Equivalent11.61%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
11%₹388 Cr37,500,000
↓ -21,000,000
6.75% Govt Stock 2029
Sovereign Bonds | -
11%₹386 Cr37,500,000
↑ 37,500,000
6.33% Gsec Mat - 05/05/2035
Sovereign Bonds | -
7%₹250 Cr25,000,000
↑ 25,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
7%₹242 Cr23,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
5%₹191 Cr18,500,000
Summit Digitel Infrastructure Limited
Debentures | -
5%₹161 Cr1,500
Power Finance Corporation Limited
Debentures | -
4%₹155 Cr15,000
LIC Housing Finance Ltd
Debentures | -
4%₹153 Cr15,000
Power Grid Corporation Of India Limited
Debentures | -
4%₹150 Cr15,000
7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -
4%₹143 Cr14,164,700

8. SBI Magnum Gilt Fund

(Erstwhile SBI Magnum Gilt Fund - Long Term Plan)

To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government

SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 3 in Government Bond category.  Return for 2024 was 8.9% , 2023 was 7.6% and 2022 was 4.2% .

Below is the key information for SBI Magnum Gilt Fund

SBI Magnum Gilt Fund
Growth
Launch Date 30 Dec 00
NAV (30 Jun 25) ₹65.9921 ↑ 0.07   (0.11 %)
Net Assets (Cr) ₹12,573 on 31 May 25
Category Debt - Government Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio 1.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.76%
Effective Maturity 24 Years 10 Months 28 Days
Modified Duration 10 Years 4 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,409
30 Jun 22₹10,665
30 Jun 23₹11,573
30 Jun 24₹12,481

SBI Magnum Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month -1.5%
3 Month 1%
6 Month 3.9%
1 Year 8%
3 Year 8.1%
5 Year 6.2%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.9%
2023 7.6%
2022 4.2%
2021 3%
2020 11.7%
2019 13.1%
2018 5.1%
2017 3.9%
2016 16.3%
2015 7.3%
Fund Manager information for SBI Magnum Gilt Fund
NameSinceTenure
Rajeev Radhakrishnan1 Nov 231.66 Yr.
Tejas Soman1 Dec 231.58 Yr.

Data below for SBI Magnum Gilt Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash10.97%
Debt89.03%
Debt Sector Allocation
SectorValue
Government89.03%
Cash Equivalent10.97%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
34%₹4,229 Cr409,000,000
↓ -34,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
26%₹3,236 Cr314,327,500
↑ 1,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
9%₹1,097 Cr106,000,000
7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -
4%₹521 Cr51,706,900
6.33% Gsec Mat - 05/05/2035
Sovereign Bonds | -
4%₹506 Cr50,500,000
↑ 50,000,000
8.17% Govt Stock 2044
Sovereign Bonds | -
4%₹461 Cr40,000,000
Maharashtra (Government of) 6.72%
- | -
3%₹353 Cr36,238,700
↑ 36,238,700
Maharashtra (Government of) 6.77%
- | -
2%₹196 Cr20,000,000
↑ 20,000,000
07.36 MH Sdl 21/02/2035
Sovereign Bonds | -
1%₹131 Cr12,500,000
7.16% State Government Of Karnataka 2036
Sovereign Bonds | -
1%₹113 Cr11,000,000

9. SBI Magnum Low Duration Fund

(Erstwhile SBI-Short Horizon Fund - Ultra Short Term)

To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency.

SBI Magnum Low Duration Fund is a Debt - Low Duration fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 41 in Low Duration category.  Return for 2024 was 7.3% , 2023 was 6.7% and 2022 was 4% .

Below is the key information for SBI Magnum Low Duration Fund

SBI Magnum Low Duration Fund
Growth
Launch Date 27 Jul 07
NAV (30 Jun 25) ₹3,500.22 ↑ 1.82   (0.05 %)
Net Assets (Cr) ₹14,729 on 31 May 25
Category Debt - Low Duration
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.95
Sharpe Ratio 1.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.67%
Effective Maturity 1 Year 1 Month 10 Days
Modified Duration 10 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,396
30 Jun 22₹10,706
30 Jun 23₹11,376
30 Jun 24₹12,163

SBI Magnum Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 0.5%
3 Month 2.2%
6 Month 4.1%
1 Year 7.8%
3 Year 7%
5 Year 5.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.7%
2022 4%
2021 3.2%
2020 6.7%
2019 8.3%
2018 7.5%
2017 6.6%
2016 8.3%
2015 8.6%
Fund Manager information for SBI Magnum Low Duration Fund
NameSinceTenure
Sudhir Agrawal15 May 250.13 Yr.

Data below for SBI Magnum Low Duration Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash27.89%
Debt71.89%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate62.6%
Government22.03%
Cash Equivalent15.16%
Credit Quality
RatingValue
AA7.23%
AAA92.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.03 CG Sdl 2026
Sovereign Bonds | -
6%₹862 Cr84,992,300
HDFC Bank Ltd.
Debentures | -
4%₹548 Cr11,500
TRent Limited
Debentures | -
3%₹495 Cr5,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹443 Cr43,500
Indigrid Infrastructure Trust
Debentures | -
3%₹388 Cr3,850
UCO Bank
Domestic Bonds | -
3%₹377 Cr8,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹306 Cr30,000
Punjab National Bank
Domestic Bonds | -
2%₹286 Cr6,000
Rec Limited
Debentures | -
2%₹278 Cr27,500
Bajaj Housing Finance Limited
Debentures | -
2%₹253 Cr25,000

10. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

SBI Savings Fund is a Debt - Money Market fund was launched on 19 Jul 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 56 in Money Market category.  Return for 2024 was 7.3% , 2023 was 6.9% and 2022 was 4.3% .

Below is the key information for SBI Savings Fund

SBI Savings Fund
Growth
Launch Date 19 Jul 04
NAV (30 Jun 25) ₹41.543 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹30,118 on 31 May 25
Category Debt - Money Market
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.76
Sharpe Ratio 1.89
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load 0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity 0.71%
Effective Maturity 8 Months 19 Days
Modified Duration 8 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,377
30 Jun 22₹10,714
30 Jun 23₹11,391
30 Jun 24₹12,191

SBI Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 4.1%
1 Year 7.7%
3 Year 7%
5 Year 5.6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.9%
2022 4.3%
2021 3.3%
2020 5.7%
2019 7.7%
2018 7.1%
2017 6.3%
2016 8.4%
2015 8.3%
Fund Manager information for SBI Savings Fund
NameSinceTenure
Rajeev Radhakrishnan1 Dec 231.58 Yr.

Data below for SBI Savings Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash62.2%
Debt37.54%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate38.57%
Cash Equivalent37.65%
Government23.51%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
9%₹2,789 Cr278,845,000
HDFC Bank Ltd.
Debentures | -
5%₹1,574 Cr33,000
Punjab National Bank
Domestic Bonds | -
4%₹1,146 Cr24,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹715 Cr15,000
UCO Bank
Domestic Bonds | -
2%₹566 Cr12,000
Csb Bank Ltd
Debentures | -
2%₹491 Cr10,000
The Jammu And Kashmir Bank Limited
Debentures | -
2%₹470 Cr10,000
Indian Bank
Domestic Bonds | -
1%₹429 Cr9,000
Equitas Small Finance Bank Ltd.
Debentures | -
1%₹285 Cr6,000
The Jammu And Kashmir Bank Limited
Debentures | -
1%₹283 Cr6,000

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POST A COMMENT

Santwana kundu, posted on 8 Feb 20 8:45 AM

I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.

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