முதலீடு செய்ய முதல் 10 சிறந்த நேரடி மியூச்சுவல் ஃபண்டுகள்

Updated on May 12, 2026 , 21374 views

மியூச்சுவல் ஃபண்ட் திட்டங்கள், இரண்டு திட்டங்களை வழங்குகின்றன- வழக்கமான மற்றும் நேரடி. பெரும்பாலான முதலீட்டாளர்கள்முதலீடு உள்ளேபரஸ்பர நிதி வழக்கமாக வழக்கமான நிதிகளை விரும்புகின்றனர், இருப்பினும், புதிய முதலீட்டாளர்களிடையே நேரடி நிதிகளுக்கான வட்டி தேவையை அதிகரிக்கச் செய்துள்ளது. சாவிகாரணி இந்த இரண்டு திட்டங்களுக்கும் இடையே உள்ள வேறுபாடுகள் செலவு விகிதம் ஆகும், வழக்கமான திட்டத்துடன் ஒப்பிடும்போது நேரடித் திட்டத்தின் செலவு விகிதம் குறைவாக உள்ளது.

நேரடித் திட்டங்கள் தனித் திட்டங்கள் அல்ல, ஆனால் அவை குறைந்த செலவு விகிதத்துடன் வழக்கமான திட்டத்தின் மாறுபாடு ஆகும். எனவே, ஒருமுதலீட்டாளர் மியூச்சுவல் ஃபண்டில் முதலீடு செய்ய விரும்புபவர்கள் வழக்கமான திட்டம் அல்லது நேரடித் திட்டத்தைத் தேர்வு செய்யலாம். வெறுமனே, சுதந்திரமாக முடியும் ஒரு முதலீட்டாளர்மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள் ஆலோசகரின் உதவியை நாடாமல் நேரடி திட்டங்களில் முதலீடு செய்யலாம்.

முதலீடு செய்ய சிறந்த நேரடி பரஸ்பர நிதிகள் சிலவற்றுடன் நேரடி நிதி முதலீடுகள் பற்றி மேலும் அறிந்து கொள்வோம்.

நேரடி மியூச்சுவல் ஃபண்ட் முதலீடு என்றால் என்ன?

குறிப்பிட்ட எண்ணிக்கையிலான சேனல்கள் மூலம் நேரடி நிதி கிடைக்கிறது. ஒரு முதலீட்டாளர் முக்கியமாக ஃபண்ட் ஹவுஸ் மூலமாக முதலீடு செய்யலாம், மிகச் சில மூன்றாம் தரப்புப் பத்திரங்களின் இடைத்தரகர்கள், ஆர்.டி.ஏ.கேம்ஸ்/கார்வி, மற்றும் ஃபண்ட் ஹவுஸின் அங்கீகரிக்கப்பட்ட உள்ளூர் பிரதிநிதிகள். பெரும்பாலும், நேரடி பரஸ்பர நிதி முதலீடுகளில், இல்லைஅர்ன் (விண்ணப்பம்குறிப்பு எண்) முதலீட்டாளரின் விண்ணப்பத்தில் மேற்கோள் காட்டப்பட்டுள்ளது. எனவே, முதலீட்டாளர்களுக்கு வழங்கப்படும் கமிஷன் மிகவும் குறைவாகவோ அல்லது சில நேரங்களில் பூஜ்யமாகவோ இருக்கும். இது வாடிக்கையாளர்களைப் பெறுவதற்கான செலவைக் குறைக்கிறதுAMC.

செலவு விகிதத்தைத் தவிர, ஃபண்ட் ஹவுஸ் கட்டணம் வசூலிக்காத நேரடித் திட்டங்களும் ஆகும்விநியோகஸ்தர் செலவுகள்/பரிவர்த்தனை கட்டணம்/டிரெயில் கட்டணம். நிகர சொத்து மதிப்பு (இல்லை) வழக்கமான பரஸ்பர நிதித் திட்டத்துடன் ஒப்பிடும்போது மியூச்சுவல் ஃபண்ட்-நேரடித் திட்டம் அதிகமாக இருக்கலாம்.

நேரடித் திட்டத்தின் செலவு விகிதம் குறைவாக இருப்பதால், வழக்கமான திட்டங்களுடன் ஒப்பிடுகையில் முதலீட்டாளர்கள் அதிக வருமானத்தைப் பெறுவார்கள் என்று கூறப்படுகிறது. ஃபண்ட் ஹவுஸ் செலவு விகிதத்தைப் பொறுத்து, சுமார் 0.5 சதவீதம் முதல் 1.5 சதவீதம் வரை வருமானம் அதிகமாக இருக்கும். எனவே, செலவு விகிதத்தை குறைப்பதன் மூலம் தங்கள் வருமானத்தை அதிகரிக்க விரும்பும் முதலீட்டாளர்கள் நேரடி பரஸ்பர நிதி திட்டங்களில் முதலீடு செய்யலாம்.

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இந்தியாவில் முதலீடு செய்ய சிறந்த நேரடி மியூச்சுவல் ஃபண்டுகள்

முதலீடு செய்யும் போது நீங்கள் கருத்தில் கொள்ளக்கூடிய சில சிறந்த நேரடி மியூச்சுவல் ஃபண்ட் திட்டங்கள், ஆன்-ஈக்விட்டி & ஹைப்ரிட் 3 வருட வருமானம், 1 வருட வருமானத்தில் கடன்.

சிறந்த நேரடி மியூச்சுவல் ஃபண்ட் திட்டங்கள்- ஈக்விட்டி வகை

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth	₹103.868 ↑ 1.10	₹4,408	17.5	16.6	29.2	26.8	14.4	12.4
Franklin Build India Fund - Direct Growth	₹168.836 ↑ 1.66	₹2,858	-0.7	0.5	8.4	26.1	24.7	4.8
Franklin India Opportunities Fund - Direct Growth	₹272.844 ↑ 0.73	₹7,578	-4.4	-5.6	2.7	25.7	20.8	4.4
Sundaram SMILE Fund - Direct Growth	₹305.993 ↑ 2.60	₹2,983	7.2	3.7	12.2	21.8	20.5	1.5
DSP Micro Cap Fund - Direct Growth	₹222.985 ↓ -0.19	₹15,300	3.5	2	13	20.9	19.9	-1.9
Franklin India Prima Fund - Direct Growth	₹3,011.33 ↑ 19.71	₹10,899	-2.6	-5	1.2	20.6	17.3	2.4
IDBI Small Cap Fund - Direct Growth	₹35.1949 ↑ 0.13	₹552	8.5	3.4	9.5	19.8	20.1	-12.1
Franklin India Smaller Companies Fund - Direct Growth	₹193.121 ↑ 0.74	₹11,724	4.1	-0.3	3	18.9	20.5	-7.6
Edelweiss Economic Resurgence Fund - Direct Growth	₹44.276 ↑ 0.45	₹2,957	-3	-3.4	4.5	18.3	16.8	7
Mirae Asset Emerging Bluechip Fund - Direct Growth	₹170.287 ↑ 1.97	₹38,138	-2.7	-3.9	5.7	16.5	14.4	10.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 May 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin India Feeder - Franklin U S Opportunities Fund - Direct	Franklin Build India Fund - Direct	Franklin India Opportunities Fund - Direct	Sundaram SMILE Fund - Direct	DSP Micro Cap Fund - Direct	Franklin India Prima Fund - Direct	IDBI Small Cap Fund - Direct	Franklin India Smaller Companies Fund - Direct	Edelweiss Economic Resurgence Fund - Direct	Mirae Asset Emerging Bluechip Fund - Direct
Point 1	Lower mid AUM (₹4,408 Cr).	Bottom quartile AUM (₹2,858 Cr).	Upper mid AUM (₹7,578 Cr).	Lower mid AUM (₹2,983 Cr).	Top quartile AUM (₹15,300 Cr).	Upper mid AUM (₹10,899 Cr).	Bottom quartile AUM (₹552 Cr).	Upper mid AUM (₹11,724 Cr).	Bottom quartile AUM (₹2,957 Cr).	Highest AUM (₹38,138 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (8+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 14.42% (bottom quartile).	5Y return: 24.67% (top quartile).	5Y return: 20.76% (top quartile).	5Y return: 20.52% (upper mid).	5Y return: 19.89% (lower mid).	5Y return: 17.29% (lower mid).	5Y return: 20.09% (upper mid).	5Y return: 20.55% (upper mid).	5Y return: 16.83% (bottom quartile).	5Y return: 14.44% (bottom quartile).
Point 6	3Y return: 26.75% (top quartile).	3Y return: 26.14% (top quartile).	3Y return: 25.70% (upper mid).	3Y return: 21.78% (upper mid).	3Y return: 20.89% (upper mid).	3Y return: 20.62% (lower mid).	3Y return: 19.80% (lower mid).	3Y return: 18.87% (bottom quartile).	3Y return: 18.27% (bottom quartile).	3Y return: 16.48% (bottom quartile).
Point 7	1Y return: 29.20% (top quartile).	1Y return: 8.39% (upper mid).	1Y return: 2.68% (bottom quartile).	1Y return: 12.17% (upper mid).	1Y return: 12.97% (top quartile).	1Y return: 1.23% (bottom quartile).	1Y return: 9.47% (upper mid).	1Y return: 3.01% (bottom quartile).	1Y return: 4.46% (lower mid).	1Y return: 5.69% (lower mid).
Point 8	Alpha: -6.27 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 2.07 (upper mid).	Alpha: 5.60 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -6.44 (bottom quartile).	Alpha: -2.77 (bottom quartile).	Alpha: -0.53 (lower mid).	Alpha: 2.79 (top quartile).	Alpha: 1.99 (upper mid).
Point 9	Sharpe: 1.07 (top quartile).	Sharpe: -0.05 (upper mid).	Sharpe: -0.33 (lower mid).	Sharpe: -0.13 (upper mid).	Sharpe: -0.01 (top quartile).	Sharpe: -0.53 (bottom quartile).	Sharpe: -0.65 (bottom quartile).	Sharpe: -0.50 (bottom quartile).	Sharpe: -0.29 (lower mid).	Sharpe: -0.21 (upper mid).
Point 10	Information ratio: -1.44 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 1.49 (top quartile).	Information ratio: -0.18 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.48 (lower mid).	Information ratio: -0.41 (lower mid).	Information ratio: -0.48 (bottom quartile).	Information ratio: 1.20 (top quartile).	Information ratio: -0.55 (bottom quartile).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Lower mid AUM (₹4,408 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: High.
5Y return: 14.42% (bottom quartile).
3Y return: 26.75% (top quartile).
1Y return: 29.20% (top quartile).
Alpha: -6.27 (bottom quartile).
Sharpe: 1.07 (top quartile).
Information ratio: -1.44 (bottom quartile).

Franklin Build India Fund - Direct

Bottom quartile AUM (₹2,858 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 24.67% (top quartile).
3Y return: 26.14% (top quartile).
1Y return: 8.39% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.05 (upper mid).
Information ratio: 0.00 (upper mid).

Franklin India Opportunities Fund - Direct

Upper mid AUM (₹7,578 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.76% (top quartile).
3Y return: 25.70% (upper mid).
1Y return: 2.68% (bottom quartile).
Alpha: 2.07 (upper mid).
Sharpe: -0.33 (lower mid).
Information ratio: 1.49 (top quartile).

Sundaram SMILE Fund - Direct

Lower mid AUM (₹2,983 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.52% (upper mid).
3Y return: 21.78% (upper mid).
1Y return: 12.17% (upper mid).
Alpha: 5.60 (top quartile).
Sharpe: -0.13 (upper mid).
Information ratio: -0.18 (upper mid).

DSP Micro Cap Fund - Direct

Top quartile AUM (₹15,300 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.89% (lower mid).
3Y return: 20.89% (upper mid).
1Y return: 12.97% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.01 (top quartile).
Information ratio: 0.00 (upper mid).

Franklin India Prima Fund - Direct

Upper mid AUM (₹10,899 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.29% (lower mid).
3Y return: 20.62% (lower mid).
1Y return: 1.23% (bottom quartile).
Alpha: -6.44 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: -0.48 (lower mid).

IDBI Small Cap Fund - Direct

Bottom quartile AUM (₹552 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.09% (upper mid).
3Y return: 19.80% (lower mid).
1Y return: 9.47% (upper mid).
Alpha: -2.77 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: -0.41 (lower mid).

Franklin India Smaller Companies Fund - Direct

Upper mid AUM (₹11,724 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.55% (upper mid).
3Y return: 18.87% (bottom quartile).
1Y return: 3.01% (bottom quartile).
Alpha: -0.53 (lower mid).
Sharpe: -0.50 (bottom quartile).
Information ratio: -0.48 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

Bottom quartile AUM (₹2,957 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.83% (bottom quartile).
3Y return: 18.27% (bottom quartile).
1Y return: 4.46% (lower mid).
Alpha: 2.79 (top quartile).
Sharpe: -0.29 (lower mid).
Information ratio: 1.20 (top quartile).

Mirae Asset Emerging Bluechip Fund - Direct

Highest AUM (₹38,138 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.44% (bottom quartile).
3Y return: 16.48% (bottom quartile).
1Y return: 5.69% (lower mid).
Alpha: 1.99 (upper mid).
Sharpe: -0.21 (upper mid).
Information ratio: -0.55 (bottom quartile).

சிறந்த நேரடி மியூச்சுவல் ஃபண்ட் திட்டங்கள்- கடன் வகை

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Edelweiss Liquid Fund - Direct Growth	₹3,592.77 ↑ 0.44	₹8,877	1.6	3.2	6.3	7	6.2	6.6
Franklin India Savings Plus Fund Retail Option - Direct Growth	₹54.6805 ↓ -0.01	₹3,959	1.3	2.9	6.3	7.4	6.4	7.6
Edelweiss Bond Fund - Direct Growth	₹33.0537 ↓ -0.01	₹2,508	1.4	2.9	6.3	7.3	6.2	7.6
UTI Liquid Cash Plan - Direct Growth	₹4,556.72 ↑ 0.50	₹19,763	1.6	3.2	6.3	7	6.1	6.6
Mahindra Liquid Fund - Direct Growth	₹1,810.28 ↑ 0.16	₹1,012	1.6	3.1	6.3	7	6.2	6.6
UTI Money Market Fund - Direct Growth	₹3,291.18 ↓ -0.60	₹18,344	1.3	2.8	6.3	7.4	6.5	7.6
Franklin India Treasury Management Account - Regular Plan - Direct Growth	₹4,176.9 ↑ 0.47	₹2,123	1.6	3.1	6.3	7	6.1	6.7
UTI Treasury Advantage Fund - Direct Growth	₹3,794.78 ↓ -0.73	₹2,246	1.2	2.6	6.2	7.3	7.4	7.7
Franklin India Income Builder Account - Plan A - Direct Growth	₹113.602 ↓ -0.01	₹1,255	1.1	2.4	6.1	7.9	6.6	9.7
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth	₹53.615 ↓ -0.01	₹16,415	1.1	2.4	6	7.8	6.8	8.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 May 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Edelweiss Liquid Fund - Direct	Franklin India Savings Plus Fund Retail Option - Direct	Edelweiss Bond Fund - Direct	UTI Liquid Cash Plan - Direct	Mahindra Liquid Fund - Direct	UTI Money Market Fund - Direct	Franklin India Treasury Management Account - Regular Plan - Direct	UTI Treasury Advantage Fund - Direct	Franklin India Income Builder Account - Plan A - Direct	HDFC Floating Rate Income Fund - Short Term Plan - Direct
Point 1	Upper mid AUM (₹8,877 Cr).	Upper mid AUM (₹3,959 Cr).	Lower mid AUM (₹2,508 Cr).	Highest AUM (₹19,763 Cr).	Bottom quartile AUM (₹1,012 Cr).	Top quartile AUM (₹18,344 Cr).	Bottom quartile AUM (₹2,123 Cr).	Lower mid AUM (₹2,246 Cr).	Bottom quartile AUM (₹1,255 Cr).	Upper mid AUM (₹16,415 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (9+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	1Y return: 6.32% (top quartile).	1Y return: 6.31% (top quartile).	1Y return: 6.30% (upper mid).	1Y return: 6.30% (upper mid).	1Y return: 6.29% (upper mid).	1Y return: 6.29% (lower mid).	1Y return: 6.28% (lower mid).	1Y return: 6.17% (bottom quartile).	1Y return: 6.05% (bottom quartile).	1Y return: 5.98% (bottom quartile).
Point 6	1M return: 0.44% (top quartile).	1M return: 0.29% (bottom quartile).	1M return: 0.27% (bottom quartile).	1M return: 0.43% (upper mid).	1M return: 0.42% (upper mid).	1M return: 0.27% (bottom quartile).	1M return: 0.43% (top quartile).	1M return: 0.32% (lower mid).	1M return: 0.36% (upper mid).	1M return: 0.30% (lower mid).
Point 7	Sharpe: 3.70 (upper mid).	Sharpe: 1.90 (upper mid).	Sharpe: 1.83 (lower mid).	Sharpe: 3.76 (top quartile).	Sharpe: 3.58 (upper mid).	Sharpe: 1.85 (lower mid).	Sharpe: 3.99 (top quartile).	Sharpe: 1.40 (bottom quartile).	Sharpe: 0.98 (bottom quartile).	Sharpe: 1.00 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.42% (upper mid).	Yield to maturity (debt): 6.40% (lower mid).	Yield to maturity (debt): 7.23% (upper mid).	Yield to maturity (debt): 6.03% (bottom quartile).	Yield to maturity (debt): 7.58% (top quartile).	Yield to maturity (debt): 6.03% (bottom quartile).	Yield to maturity (debt): 6.30% (bottom quartile).	Yield to maturity (debt): 6.85% (lower mid).	Yield to maturity (debt): 7.43% (upper mid).	Yield to maturity (debt): 7.76% (top quartile).
Point 10	Modified duration: 0.19 yrs (upper mid).	Modified duration: 0.53 yrs (upper mid).	Modified duration: 0.80 yrs (bottom quartile).	Modified duration: 0.09 yrs (top quartile).	Modified duration: 0.15 yrs (top quartile).	Modified duration: 0.58 yrs (lower mid).	Modified duration: 0.15 yrs (upper mid).	Modified duration: 0.77 yrs (lower mid).	Modified duration: 2.93 yrs (bottom quartile).	Modified duration: 1.77 yrs (bottom quartile).

Edelweiss Liquid Fund - Direct

Upper mid AUM (₹8,877 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.32% (top quartile).
1M return: 0.44% (top quartile).
Sharpe: 3.70 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.42% (upper mid).
Modified duration: 0.19 yrs (upper mid).

Franklin India Savings Plus Fund Retail Option - Direct

Upper mid AUM (₹3,959 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 6.31% (top quartile).
1M return: 0.29% (bottom quartile).
Sharpe: 1.90 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.40% (lower mid).
Modified duration: 0.53 yrs (upper mid).

Edelweiss Bond Fund - Direct

Lower mid AUM (₹2,508 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 6.30% (upper mid).
1M return: 0.27% (bottom quartile).
Sharpe: 1.83 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.23% (upper mid).
Modified duration: 0.80 yrs (bottom quartile).

UTI Liquid Cash Plan - Direct

Highest AUM (₹19,763 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.30% (upper mid).
1M return: 0.43% (upper mid).
Sharpe: 3.76 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.03% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

Mahindra Liquid Fund - Direct

Bottom quartile AUM (₹1,012 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.29% (upper mid).
1M return: 0.42% (upper mid).
Sharpe: 3.58 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.58% (top quartile).
Modified duration: 0.15 yrs (top quartile).

UTI Money Market Fund - Direct

Top quartile AUM (₹18,344 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.29% (lower mid).
1M return: 0.27% (bottom quartile).
Sharpe: 1.85 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.03% (bottom quartile).
Modified duration: 0.58 yrs (lower mid).

Franklin India Treasury Management Account - Regular Plan - Direct

Bottom quartile AUM (₹2,123 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.28% (lower mid).
1M return: 0.43% (top quartile).
Sharpe: 3.99 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.30% (bottom quartile).
Modified duration: 0.15 yrs (upper mid).

UTI Treasury Advantage Fund - Direct

Lower mid AUM (₹2,246 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 6.17% (bottom quartile).
1M return: 0.32% (lower mid).
Sharpe: 1.40 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.85% (lower mid).
Modified duration: 0.77 yrs (lower mid).

Franklin India Income Builder Account - Plan A - Direct

Bottom quartile AUM (₹1,255 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 6.05% (bottom quartile).
1M return: 0.36% (upper mid).
Sharpe: 0.98 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.43% (upper mid).
Modified duration: 2.93 yrs (bottom quartile).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

Upper mid AUM (₹16,415 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 5.98% (bottom quartile).
1M return: 0.30% (lower mid).
Sharpe: 1.00 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.76% (top quartile).
Modified duration: 1.77 yrs (bottom quartile).

சிறந்த நேரடி மியூச்சுவல் ஃபண்ட் திட்டங்கள்- ஹைப்ரிட் வகை

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Wealth Builder Fund - Direct Growth	₹87.1001 ↑ 0.52	₹6,379	-1.6	-0.3	8.4	18.6	15.2	12.4
JM Balanced Fund - Direct Growth	₹132.689 ↑ 0.55	₹652	-2.3	-5.3	-0.2	18.1	15.5	-1.6
Edelweiss Prudent Advantage Fund - Direct Growth	₹73.72 ↑ 0.61	₹3,309	-1.3	-2.1	3.7	16.6	16.4	7.6
BNP Paribas Balanced Fund - Direct Growth	₹31.8481 ↑ 0.25	₹1,146	-1.5	-2	2.4	14.4	13.1	5.3
UTI Balanced Fund - Direct Growth	₹428.149 ↑ 2.75	₹6,115	-4.1	-4.2	0.3	14.3	14	7.1
Axis Dynamic Equity Fund - Direct Growth	₹23.47 ↑ 0.11	₹3,558	-2.6	-2.7	1.8	13.8	11.9	8.2
Franklin India Balanced Fund - Direct Growth	₹300.255 ↑ 1.98	₹2,164	-4	-5.2	-0.9	13.4	12.2	4.7
Edelweiss Equity Savings Advantage Fund - Direct Growth	₹29.3079 ↑ 0.11	₹1,233	1	1.9	7.9	12	10.6	9
UTI SPREAD Fund - Direct Growth	₹39.3714 ↑ 0.01	₹10,500	1.5	3.2	6.5	7.5	6.6	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 May 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Wealth Builder Fund - Direct	JM Balanced Fund - Direct	Edelweiss Prudent Advantage Fund - Direct	BNP Paribas Balanced Fund - Direct	UTI Balanced Fund - Direct	Axis Dynamic Equity Fund - Direct	Franklin India Balanced Fund - Direct	Edelweiss Equity Savings Advantage Fund - Direct	UTI SPREAD Fund - Direct
Point 1	Top quartile AUM (₹6,379 Cr).	Bottom quartile AUM (₹652 Cr).	Lower mid AUM (₹3,309 Cr).	Bottom quartile AUM (₹1,146 Cr).	Upper mid AUM (₹6,115 Cr).	Upper mid AUM (₹3,558 Cr).	Lower mid AUM (₹2,164 Cr).	Bottom quartile AUM (₹1,233 Cr).	Highest AUM (₹10,500 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (9+ yrs).	Established history (13+ yrs).	Established history (8+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.
Point 5	5Y return: 15.21% (upper mid).	5Y return: 15.46% (top quartile).	5Y return: 16.37% (top quartile).	5Y return: 13.09% (lower mid).	5Y return: 13.98% (upper mid).	5Y return: 11.88% (bottom quartile).	5Y return: 12.20% (lower mid).	5Y return: 10.61% (bottom quartile).	5Y return: 6.58% (bottom quartile).
Point 6	3Y return: 18.64% (top quartile).	3Y return: 18.13% (top quartile).	3Y return: 16.65% (upper mid).	3Y return: 14.41% (upper mid).	3Y return: 14.28% (lower mid).	3Y return: 13.76% (lower mid).	3Y return: 13.42% (bottom quartile).	3Y return: 12.02% (bottom quartile).	3Y return: 7.55% (bottom quartile).
Point 7	1Y return: 8.43% (top quartile).	1Y return: -0.18% (bottom quartile).	1Y return: 3.68% (upper mid).	1Y return: 2.40% (lower mid).	1Y return: 0.26% (bottom quartile).	1Y return: 1.78% (lower mid).	1Y return: -0.94% (bottom quartile).	1Y return: 7.92% (top quartile).	1Y return: 6.53% (upper mid).
Point 8	1M return: 1.97% (top quartile).	1M return: 1.54% (upper mid).	1M return: 1.58% (top quartile).	1M return: 1.54% (upper mid).	1M return: -0.30% (bottom quartile).	1M return: 0.17% (bottom quartile).	1M return: -0.04% (bottom quartile).	1M return: 1.32% (lower mid).	1M return: 0.38% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: -3.77 (bottom quartile).	Alpha: 0.70 (top quartile).	Alpha: 0.44 (upper mid).	Alpha: 0.61 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -1.76 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: -0.05 (upper mid).	Sharpe: -0.82 (bottom quartile).	Sharpe: -0.47 (upper mid).	Sharpe: -0.49 (lower mid).	Sharpe: -0.48 (lower mid).	Sharpe: -0.52 (bottom quartile).	Sharpe: -0.71 (bottom quartile).	Sharpe: 0.06 (top quartile).	Sharpe: 2.98 (top quartile).

UTI Wealth Builder Fund - Direct

Top quartile AUM (₹6,379 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.21% (upper mid).
3Y return: 18.64% (top quartile).
1Y return: 8.43% (top quartile).
1M return: 1.97% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.05 (upper mid).

JM Balanced Fund - Direct

Bottom quartile AUM (₹652 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.46% (top quartile).
3Y return: 18.13% (top quartile).
1Y return: -0.18% (bottom quartile).
1M return: 1.54% (upper mid).
Alpha: -3.77 (bottom quartile).
Sharpe: -0.82 (bottom quartile).

Edelweiss Prudent Advantage Fund - Direct

Lower mid AUM (₹3,309 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.37% (top quartile).
3Y return: 16.65% (upper mid).
1Y return: 3.68% (upper mid).
1M return: 1.58% (top quartile).
Alpha: 0.70 (top quartile).
Sharpe: -0.47 (upper mid).

BNP Paribas Balanced Fund - Direct

Bottom quartile AUM (₹1,146 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.09% (lower mid).
3Y return: 14.41% (upper mid).
1Y return: 2.40% (lower mid).
1M return: 1.54% (upper mid).
Alpha: 0.44 (upper mid).
Sharpe: -0.49 (lower mid).

UTI Balanced Fund - Direct

Upper mid AUM (₹6,115 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.98% (upper mid).
3Y return: 14.28% (lower mid).
1Y return: 0.26% (bottom quartile).
1M return: -0.30% (bottom quartile).
Alpha: 0.61 (top quartile).
Sharpe: -0.48 (lower mid).

Axis Dynamic Equity Fund - Direct

Upper mid AUM (₹3,558 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.88% (bottom quartile).
3Y return: 13.76% (lower mid).
1Y return: 1.78% (lower mid).
1M return: 0.17% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (bottom quartile).

Franklin India Balanced Fund - Direct

Lower mid AUM (₹2,164 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.20% (lower mid).
3Y return: 13.42% (bottom quartile).
1Y return: -0.94% (bottom quartile).
1M return: -0.04% (bottom quartile).
Alpha: -1.76 (bottom quartile).
Sharpe: -0.71 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

Bottom quartile AUM (₹1,233 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.61% (bottom quartile).
3Y return: 12.02% (bottom quartile).
1Y return: 7.92% (top quartile).
1M return: 1.32% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.06 (top quartile).

UTI SPREAD Fund - Direct

Highest AUM (₹10,500 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
5Y return: 6.58% (bottom quartile).
3Y return: 7.55% (bottom quartile).
1Y return: 6.53% (upper mid).
1M return: 0.38% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.98 (top quartile).

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.