2019 ஆம் ஆண்டிற்கான சிறந்த 10 செயல்திறன் துறை நிதி

Updated on September 7, 2026 , 1055 views

துறைபரஸ்பர நிதி ஒரு குறிப்பிட்ட துறைக்குச் சொந்தமான நிறுவனங்களின் பங்கு பங்குகளில் தங்கள் நிதிப் பணத்தின் பெரும்பகுதியை முதலீடு செய்யும் திட்டத்தைப் பார்க்கவும். இந்த திட்டங்கள் தேடும் நபர்களால் தேடப்படுகின்றனஉயர் வருமானம் அவர்களின் முதலீட்டில் ஒருஅதிக ஆபத்து பசியின்மை. மியூச்சுவல் ஃபண்டுகள் பொதுவாக தங்கள் திட்டங்களை வழங்கும் சில துறைகளில் உள்கட்டமைப்பு, மருந்து, வங்கி மற்றும் நிதி சேவைகள் மற்றும் இயற்கை வளங்கள் மற்றும் புதிய ஆற்றல் ஆகியவை அடங்கும். 2019 ஆம் ஆண்டிற்கான துறை நிதிகளின் செயல்திறன் கணிசமாக சிறப்பாக உள்ளது. பொருளாதாரத்தின் வளர்ச்சியுடன், பல துறை நிதிகள் தங்கள் முதலீடுகளுக்கு சாதகமான வருமானத்தை ஈட்டியுள்ளன. எனவே, 2019 ஆம் ஆண்டிற்கான சிறந்த மற்றும் சிறந்த 10 செயல்திறன் துறை மியூச்சுவல் ஃபண்டுகளில் சிலவற்றை அவற்றின் செயல்திறன் (வருமானம்) அடிப்படையில் பார்ப்போம்.

Ready to Invest?
Talk to our investment specialist

செயல்திறனை அடிப்படையாகக் கொண்டு 2019 ஆம் ஆண்டிற்கான சிறந்த 10 செயல்திறன் துறை பரஸ்பர நிதிகள்

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
SBI Banking & Financial Services Fund Growth	₹42.647 ↓ -0.40	₹10,872	20.4	19.6	18.6	13.5	12.1
UTI Transportation & Logistics Fund Growth	₹297.289 ↓ -0.20	₹4,263	19.5	18.7	40.1	14.7	24.3
TATA Banking and Financial Services Fund Growth	₹43.9224 ↓ -0.33	₹3,181	17.5	9	22	16.9	11.9
DSP Natural Resources and New Energy Fund Growth	₹108.194 ↓ -0.29	₹2,441	17.5	13.9	31.2	9.8	42.8
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹62.12 ↓ -0.60	₹3,648	17.5	8.7	21.7	11.5	16.8
Nippon India Banking Fund Growth	₹636.226 ↓ -4.38	₹7,774	17.4	10.3	24.2	20.7	29.7
Sundaram Financial Services Opportunities Fund Growth	₹107.917 ↓ -0.66	₹1,679	16.9	7.1	31.1	16.8	15.3
LIC MF Banking & Financial Services Fund Growth	₹21.5405 ↓ -0.13	₹270	16.5	0.5	20.5	19.6	9.8
UTI Banking and Financial Services Fund Growth	₹191.941 ↓ -1.96	₹1,440	16.3	11.1	19.5	15.1	14.3
ICICI Prudential Banking and Financial Services Fund Growth	₹129.03 ↓ -1.39	₹11,229	15.9	11.6	17.9	11.9	23.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Sep 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Banking & Financial Services Fund	UTI Transportation & Logistics Fund	TATA Banking and Financial Services Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Nippon India Banking Fund	Sundaram Financial Services Opportunities Fund	LIC MF Banking & Financial Services Fund	UTI Banking and Financial Services Fund	ICICI Prudential Banking and Financial Services Fund
Point 1	Top quartile AUM (₹10,872 Cr).	Upper mid AUM (₹4,263 Cr).	Lower mid AUM (₹3,181 Cr).	Lower mid AUM (₹2,441 Cr).	Upper mid AUM (₹3,648 Cr).	Upper mid AUM (₹7,774 Cr).	Bottom quartile AUM (₹1,679 Cr).	Bottom quartile AUM (₹270 Cr).	Bottom quartile AUM (₹1,440 Cr).	Highest AUM (₹11,229 Cr).
Point 2	Established history (11+ yrs).	Established history (22+ yrs).	Established history (10+ yrs).	Established history (18+ yrs).	Established history (12+ yrs).	Oldest track record among peers (23 yrs).	Established history (18+ yrs).	Established history (11+ yrs).	Established history (22+ yrs).	Established history (18+ yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Top rated.	Rating: 5★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 3★ (lower mid).	Rating: 5★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 11.26% (upper mid).	5Y return: 19.73% (top quartile).	5Y return: 10.67% (lower mid).	5Y return: 15.31% (top quartile).	5Y return: 9.72% (bottom quartile).	5Y return: 12.44% (upper mid).	5Y return: 12.50% (upper mid).	5Y return: 9.21% (bottom quartile).	5Y return: 10.27% (lower mid).	5Y return: 8.68% (bottom quartile).
Point 6	3Y return: 14.06% (upper mid).	3Y return: 17.53% (top quartile).	3Y return: 10.28% (lower mid).	3Y return: 18.22% (top quartile).	3Y return: 9.20% (bottom quartile).	3Y return: 10.89% (lower mid).	3Y return: 11.42% (upper mid).	3Y return: 6.77% (bottom quartile).	3Y return: 11.04% (upper mid).	3Y return: 8.68% (bottom quartile).
Point 7	1Y return: 1.65% (bottom quartile).	1Y return: 0.90% (bottom quartile).	1Y return: 5.03% (upper mid).	1Y return: 19.71% (top quartile).	1Y return: 4.76% (upper mid).	1Y return: 4.41% (lower mid).	1Y return: 9.25% (top quartile).	1Y return: 5.11% (upper mid).	1Y return: 3.92% (lower mid).	1Y return: -1.71% (bottom quartile).
Point 8	Alpha: 2.91 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 1.75 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 4.29 (top quartile).	Alpha: 2.33 (upper mid).	Alpha: 4.59 (top quartile).	Alpha: 2.27 (lower mid).	Alpha: 4.13 (upper mid).	Alpha: -3.59 (bottom quartile).
Point 9	Sharpe: 0.03 (lower mid).	Sharpe: 0.47 (top quartile).	Sharpe: -0.04 (bottom quartile).	Sharpe: 0.93 (top quartile).	Sharpe: 0.08 (upper mid).	Sharpe: -0.01 (bottom quartile).	Sharpe: 0.08 (upper mid).	Sharpe: -0.01 (lower mid).	Sharpe: 0.08 (upper mid).	Sharpe: -0.30 (bottom quartile).
Point 10	Information ratio: 0.80 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.06 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.02 (bottom quartile).	Information ratio: 0.32 (upper mid).	Information ratio: 0.28 (upper mid).	Information ratio: -0.63 (bottom quartile).	Information ratio: 0.37 (top quartile).	Information ratio: -0.32 (bottom quartile).

SBI Banking & Financial Services Fund

Top quartile AUM (₹10,872 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.26% (upper mid).
3Y return: 14.06% (upper mid).
1Y return: 1.65% (bottom quartile).
Alpha: 2.91 (upper mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.80 (top quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,263 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.73% (top quartile).
3Y return: 17.53% (top quartile).
1Y return: 0.90% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.47 (top quartile).
Information ratio: 0.00 (lower mid).

TATA Banking and Financial Services Fund

Lower mid AUM (₹3,181 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.67% (lower mid).
3Y return: 10.28% (lower mid).
1Y return: 5.03% (upper mid).
Alpha: 1.75 (lower mid).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.06 (upper mid).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,441 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.31% (top quartile).
3Y return: 18.22% (top quartile).
1Y return: 19.71% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.93 (top quartile).
Information ratio: 0.00 (lower mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,648 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 9.72% (bottom quartile).
3Y return: 9.20% (bottom quartile).
1Y return: 4.76% (upper mid).
Alpha: 4.29 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: -0.02 (bottom quartile).

Nippon India Banking Fund

Upper mid AUM (₹7,774 Cr).
Oldest track record among peers (23 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 12.44% (upper mid).
3Y return: 10.89% (lower mid).
1Y return: 4.41% (lower mid).
Alpha: 2.33 (upper mid).
Sharpe: -0.01 (bottom quartile).
Information ratio: 0.32 (upper mid).

Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,679 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 12.50% (upper mid).
3Y return: 11.42% (upper mid).
1Y return: 9.25% (top quartile).
Alpha: 4.59 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: 0.28 (upper mid).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹270 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 9.21% (bottom quartile).
3Y return: 6.77% (bottom quartile).
1Y return: 5.11% (upper mid).
Alpha: 2.27 (lower mid).
Sharpe: -0.01 (lower mid).
Information ratio: -0.63 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,440 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 10.27% (lower mid).
3Y return: 11.04% (upper mid).
1Y return: 3.92% (lower mid).
Alpha: 4.13 (upper mid).
Sharpe: 0.08 (upper mid).
Information ratio: 0.37 (top quartile).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,229 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 8.68% (bottom quartile).
3Y return: 8.68% (bottom quartile).
1Y return: -1.71% (bottom quartile).
Alpha: -3.59 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.32 (bottom quartile).

2019 ஆம் ஆண்டிற்கான சிறந்த செயல்திறன் துறை நிதி

1. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Top quartile AUM (₹10,872 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.26% (upper mid).
3Y return: 14.06% (upper mid).
1Y return: 1.65% (bottom quartile).
Alpha: 2.91 (upper mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.80 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~17.0%).
Top-3 holdings concentration ~37.3%.

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (09 Sep 26)	₹42.647 ↓ -0.40 (-0.93 %)
Net Assets (Cr)	₹10,872 on 31 Jul 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.03
Information Ratio	0.8
Alpha Ratio	2.91
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,302
31 Aug 23	₹11,199
31 Aug 24	₹15,145
31 Aug 25	₹16,587
31 Aug 26	₹17,548

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-2.6%
3 Month	2%
6 Month	-1.2%
1 Year	1.7%
3 Year	14.1%
5 Year	11.3%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	7.09 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	92.33%
Technology	3.53%

Asset Allocation

Asset Class	Value
Cash	4.09%
Equity	95.86%
Debt	0.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	17%	₹1,845 Cr	24,666,796
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	11%	₹1,158 Cr	8,069,214 ↓ -2,500,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	10%	₹1,052 Cr	26,957,770
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| 500034	8%	₹883 Cr	7,737,213 ↑ 1,681,420
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	7%	₹753 Cr	7,330,364
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	4%	₹458 Cr	8,348,085
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	3%	₹364 Cr	1,165,272 ↓ -431,693
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| 532134	3%	₹325 Cr	13,378,955 ↑ 1,967,239
Future on Manappuram Finance Ltd Derivatives, Since 31 Jul 26 \| -	3%	₹280 Cr	7,500,000 ↑ 7,500,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 26 \| CHOLAFIN	2%	₹259 Cr	1,400,000

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,263 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.73% (top quartile).
3Y return: 17.53% (top quartile).
1Y return: 0.90% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.47 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~76%).
Largest holding Mahindra & Mahindra Ltd (~12.9%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (09 Sep 26)	₹297.289 ↓ -0.20 (-0.07 %)
Net Assets (Cr)	₹4,263 on 31 Jul 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.47
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹12,993
31 Aug 23	₹14,932
31 Aug 24	₹23,413
31 Aug 25	₹22,992
31 Aug 26	₹25,346

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-3.5%
3 Month	9.6%
6 Month	10%
1 Year	0.9%
3 Year	17.5%
5 Year	19.7%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.86 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	82.42%
Industrials	13.94%
Energy	0.41%

Asset Allocation

Asset Class	Value
Cash	3.06%
Equity	96.78%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹549 Cr	1,614,940
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	10%	₹417 Cr	13,773,081
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹379 Cr	265,955 ↑ 7,500
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹328 Cr	419,126
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹268 Cr	232,860 ↓ -18,797
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	6%	₹238 Cr	1,399,964
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹189 Cr	438,430
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹188 Cr	348,379 ↓ -10,453
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹171 Cr	786,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹129 Cr	250,430

3. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

Lower mid AUM (₹3,181 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.67% (lower mid).
3Y return: 10.28% (lower mid).
1Y return: 5.03% (upper mid).
Alpha: 1.75 (lower mid).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.06 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding ICICI Bank Ltd (~10.8%).

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (09 Sep 26)	₹43.9224 ↓ -0.33 (-0.74 %)
Net Assets (Cr)	₹3,181 on 31 Jul 26
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.04
Information Ratio	0.06
Alpha Ratio	1.75
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,957
31 Aug 23	₹12,161
31 Aug 24	₹14,846
31 Aug 25	₹15,644
31 Aug 26	₹17,161

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-0.7%
3 Month	5.6%
6 Month	3.8%
1 Year	5%
3 Year	10.3%
5 Year	10.7%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Kapil Malhotra	31 Oct 25	0.83 Yr.

Data below for TATA Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	94.54%
Technology	2.15%

Asset Allocation

Asset Class	Value
Cash	3.31%
Equity	96.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	11%	₹344 Cr	2,400,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	10%	₹319 Cr	4,260,000 ↑ 330,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	9%	₹291 Cr	2,832,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	8%	₹267 Cr	2,170,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 26 \| KOTAKBANK	5%	₹160 Cr	4,110,000 ↑ 675,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	5%	₹153 Cr	1,464,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 26 \| POLICYBZR	4%	₹129 Cr	807,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 25 \| SBILIFE	4%	₹126 Cr	672,000
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| PNBHOUSING	4%	₹121 Cr	1,149,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 30 Apr 26 \| HDFCAMC	3%	₹98 Cr	375,000 ↓ -171,000

4. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,441 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.31% (top quartile).
3Y return: 18.22% (top quartile).
1Y return: 19.71% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.93 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Energy vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Energy I2 (~9.8%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (08 Sep 26)	₹108.194 ↓ -0.29 (-0.27 %)
Net Assets (Cr)	₹2,441 on 31 Jul 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.93
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,087
31 Aug 23	₹11,945
31 Aug 24	₹18,466
31 Aug 25	₹16,654
31 Aug 26	₹20,836

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-0.2%
3 Month	0%
6 Month	0.9%
1 Year	19.7%
3 Year	18.2%
5 Year	15.3%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	13.9%
2022	31.2%
2021	9.8%
2020	42.8%
2019	11.5%
2018	4.4%
2017	-15.3%
2016	43.1%
2015	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	14.09 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Energy	54.19%
Basic Materials	29.65%
Utility	7.67%
Industrials	1.51%
Technology	0.85%
Consumer Cyclical	0.03%

Asset Allocation

Asset Class	Value
Cash	5.92%
Equity	94.08%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	10%	₹238 Cr	602,478
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| 500547	8%	₹201 Cr	6,286,211
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 08 \| RELIANCE	8%	₹191 Cr	1,459,519 ↑ 95,499
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	7%	₹167 Cr	1,511,761
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	7%	₹161 Cr	8,510,930
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	6%	₹149 Cr	6,127,650 ↑ 1,020,351
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	6%	₹148 Cr	10,557,999
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 13 \| HINDPETRO	6%	₹142 Cr	3,649,839
Hindustan Zinc Ltd (Basic Materials) Equity, Since 31 Mar 09 \| 500188	5%	₹125 Cr	2,320,281 ↑ 453,475
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	4%	₹105 Cr	1,078,917 ↑ 124,935

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,648 Cr).
Established history (12+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 9.72% (bottom quartile).
3Y return: 9.20% (bottom quartile).
1Y return: 4.76% (upper mid).
Alpha: 4.29 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: -0.02 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~14.3%).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (09 Sep 26)	₹62.12 ↓ -0.60 (-0.96 %)
Net Assets (Cr)	₹3,648 on 31 Jul 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.08
Information Ratio	-0.02
Alpha Ratio	4.29
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,126
31 Aug 23	₹11,933
31 Aug 24	₹14,509
31 Aug 25	₹14,932
31 Aug 26	₹16,380

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-2.1%
3 Month	4.5%
6 Month	4%
1 Year	4.8%
3 Year	9.2%
5 Year	9.7%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.94 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	96.27%
Technology	1.03%

Asset Allocation

Asset Class	Value
Cash	1.69%
Equity	98.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹522 Cr	3,636,644
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	10%	₹378 Cr	5,058,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹283 Cr	2,302,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	7%	₹250 Cr	2,187,250 ↑ 50,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	5%	₹197 Cr	1,886,669
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹184 Cr	1,793,689 ↓ -125,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹115 Cr	2,956,665 ↓ -390,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	3%	₹110 Cr	1,046,861
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	3%	₹100 Cr	533,402
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| PNBHOUSING	3%	₹97 Cr	918,856

6. Nippon India Banking Fund

The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Nippon India Banking Fund

Upper mid AUM (₹7,774 Cr).
Oldest track record among peers (23 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 12.44% (upper mid).
3Y return: 10.89% (lower mid).
1Y return: 4.41% (lower mid).
Alpha: 2.33 (upper mid).
Sharpe: -0.01 (bottom quartile).
Information ratio: 0.32 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~13.9%).
Top-3 holdings concentration ~35.6%.

Below is the key information for Nippon India Banking Fund

Nippon India Banking Fund Growth
Launch Date	26 May 03
NAV (09 Sep 26)	₹636.226 ↓ -4.38 (-0.68 %)
Net Assets (Cr)	₹7,774 on 31 Jul 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.01
Information Ratio	0.32
Alpha Ratio	2.33
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,804
31 Aug 23	₹12,858
31 Aug 24	₹16,376
31 Aug 25	₹17,030
31 Aug 26	₹18,525

Nippon India Banking Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Nippon India Banking Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-1.4%
3 Month	4%
6 Month	2.4%
1 Year	4.4%
3 Year	10.9%
5 Year	12.4%
10 Year
15 Year
Since launch	19.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.4%
2023	10.3%
2022	24.2%
2021	20.7%
2020	29.7%
2019	-10.6%
2018	10.7%
2017	-1.2%
2016	44.1%
2015	11.5%

Fund Manager information for Nippon India Banking Fund

Name	Since	Tenure
Vinay Sharma	9 Apr 18	8.4 Yr.
Kinjal Desai	25 May 18	8.27 Yr.
Bhavik Dave	18 Jun 21	5.21 Yr.
Amber Singhania	11 Mar 26	0.47 Yr.

Data below for Nippon India Banking Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	93.46%
Technology	4.88%

Asset Allocation

Asset Class	Value
Cash	1.66%
Equity	98.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	14%	₹1,082 Cr	7,538,887
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	13%	₹1,023 Cr	13,679,320
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| 532215	9%	₹665 Cr	5,408,065
State Bank of India (Financial Services) Equity, Since 31 Mar 14 \| SBIN	6%	₹438 Cr	4,265,352 ↑ 100,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	4%	₹280 Cr	7,172,870
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Oct 23 \| 532978	3%	₹259 Cr	1,275,773
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 20 \| SBICARD	3%	₹257 Cr	3,893,792
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 20 \| SBILIFE	3%	₹250 Cr	1,329,060 ↓ -10,576
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 19 \| INDUSINDBK	3%	₹219 Cr	2,164,124
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 30 Apr 19 \| CHOLAHLDNG	3%	₹196 Cr	1,279,877

7. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,679 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 12.50% (upper mid).
3Y return: 11.42% (upper mid).
1Y return: 9.25% (top quartile).
Alpha: 4.59 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: 0.28 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~12.1%).

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (09 Sep 26)	₹107.917 ↓ -0.66 (-0.60 %)
Net Assets (Cr)	₹1,679 on 31 Jul 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	0.08
Information Ratio	0.28
Alpha Ratio	4.59
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,420
31 Aug 23	₹12,638
31 Aug 24	₹16,676
31 Aug 25	₹16,237
31 Aug 26	₹18,529

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-1.4%
3 Month	5.5%
6 Month	5.2%
1 Year	9.3%
3 Year	11.4%
5 Year	12.5%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.9%
2023	7.1%
2022	31.1%
2021	16.8%
2020	15.3%
2019	2.7%
2018	26.4%
2017	-3.7%
2016	33.3%
2015	12.8%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	8.59 Yr.
Shalav Saket	28 Feb 26	0.42 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	94.78%
Technology	2.05%

Asset Allocation

Asset Class	Value
Cash	2.15%
Equity	96.83%
Debt	1.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	12%	₹203 Cr	1,416,021
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| 532215	9%	₹158 Cr	1,285,006 ↑ 67,465
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	9%	₹143 Cr	1,914,256 ↓ -1,200,000
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	8%	₹136 Cr	1,327,777 ↑ 324,308
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	6%	₹94 Cr	462,386 ↑ 9,667
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 25 \| KOTAKBANK	6%	₹93 Cr	2,379,924 ↑ 1,010,742
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	4%	₹70 Cr	672,583
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	4%	₹70 Cr	3,778,314
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	4%	₹66 Cr	631,329
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| 532134	4%	₹65 Cr	2,684,849 ↑ 476,223

8. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹270 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 9.21% (bottom quartile).
3Y return: 6.77% (bottom quartile).
1Y return: 5.11% (upper mid).
Alpha: 2.27 (lower mid).
Sharpe: -0.01 (lower mid).
Information ratio: -0.63 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~14.0%).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (09 Sep 26)	₹21.5405 ↓ -0.13 (-0.62 %)
Net Assets (Cr)	₹270 on 31 Jul 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	-0.01
Information Ratio	-0.63
Alpha Ratio	2.27
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,810
31 Aug 23	₹12,583
31 Aug 24	₹14,433
31 Aug 25	₹14,681
31 Aug 26	₹16,019

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-0.5%
3 Month	6.5%
6 Month	4%
1 Year	5.1%
3 Year	6.8%
5 Year	9.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.4 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	94.83%
Technology	3.14%

Asset Allocation

Asset Class	Value
Cash	2.03%
Equity	97.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	14%	₹38 Cr	263,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	9%	₹24 Cr	195,239
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	8%	₹22 Cr	296,386
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 540611	6%	₹16 Cr	148,404 ↑ 6,500
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| 500034	5%	₹15 Cr	129,764 ↑ 6,500
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 26 \| INDUSINDBK	5%	₹13 Cr	131,500 ↑ 30,000
PB Fintech Ltd (Financial Services) Equity, Since 30 Sep 25 \| POLICYBZR	4%	₹10 Cr	62,070 ↑ 12,000
BSE Ltd (Financial Services) Equity, Since 30 Jun 26 \| BSE	4%	₹10 Cr	27,250 ↑ 7,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 590003	3%	₹9 Cr	268,681
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| 540767	3%	₹9 Cr	78,642

9. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,440 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 10.27% (lower mid).
3Y return: 11.04% (upper mid).
1Y return: 3.92% (lower mid).
Alpha: 4.13 (upper mid).
Sharpe: 0.08 (upper mid).
Information ratio: 0.37 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~17.3%).
Top-3 holdings concentration ~39.4%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (09 Sep 26)	₹191.941 ↓ -1.96 (-1.01 %)
Net Assets (Cr)	₹1,440 on 31 Jul 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.08
Information Ratio	0.37
Alpha Ratio	4.13
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,354
31 Aug 23	₹11,675
31 Aug 24	₹14,722
31 Aug 25	₹15,560
31 Aug 26	₹16,957

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-2.9%
3 Month	4.4%
6 Month	1.4%
1 Year	3.9%
3 Year	11%
5 Year	10.3%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	1.13 Yr.
Bhavesh Kanani	12 Jan 26	0.55 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	94.7%
Technology	1.73%

Asset Allocation

Asset Class	Value
Cash	3.58%
Equity	96.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	17%	₹249 Cr	3,325,000 ↑ 200,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	12%	₹180 Cr	1,251,000 ↓ -200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	10%	₹140 Cr	1,135,000 ↑ 165,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	9%	₹128 Cr	1,248,490
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹127 Cr	3,250,000 ↑ 700,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	8%	₹113 Cr	991,452 ↓ -143,548
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	4%	₹55 Cr	527,975 ↓ -165,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	4%	₹55 Cr	7,684,317 ↑ 800,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	4%	₹52 Cr	277,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| 532978	2%	₹30 Cr	146,000 ↓ -100,000

10. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,229 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 8.68% (bottom quartile).
3Y return: 8.68% (bottom quartile).
1Y return: -1.71% (bottom quartile).
Alpha: -3.59 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.32 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~14.0%).

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (09 Sep 26)	₹129.03 ↓ -1.39 (-1.07 %)
Net Assets (Cr)	₹11,229 on 31 Jul 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	-0.31
Information Ratio	-0.32
Alpha Ratio	-3.59
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,207
31 Aug 23	₹11,532
31 Aug 24	₹14,419
31 Aug 25	₹15,310
31 Aug 26	₹15,562

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	-1.5%
3 Month	3.1%
6 Month	0.8%
1 Year	-1.7%
3 Year	8.7%
5 Year	8.7%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Sharmila D'Silva	30 Jun 22	4.17 Yr.
Antariksha Banerjee	2 Mar 26	0.5 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	90.2%
Health Care	0.91%
Industrials	0.22%

Asset Allocation

Asset Class	Value
Cash	7.96%
Equity	92.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	14%	₹1,575 Cr	10,972,843
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	12%	₹1,327 Cr	17,737,181
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	9%	₹988 Cr	25,301,678 ↑ 6,198,557
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	8%	₹947 Cr	7,700,554 ↑ 650,000
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	7%	₹827 Cr	8,048,270 ↑ 1,296,702
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| SBICARD	3%	₹353 Cr	5,346,071
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	3%	₹335 Cr	1,780,261 ↓ -724,727
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	3%	₹330 Cr	6,300,888 ↓ -498,982
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹298 Cr	5,428,988
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	2%	₹281 Cr	1,383,217 ↑ 40,000

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. எந்தவொரு முதலீடும் செய்வதற்கு முன் திட்ட தகவல் ஆவணத்துடன் சரிபார்க்கவும்.