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బెస్ట్ మనీ మార్కెట్ మ్యూచువల్ ఫండ్స్ 2022

Updated on January 25, 2026 , 43708 views

సాధారణ పరంగా,ఉత్తమ లిక్విడ్ ఫండ్స్ (మనీ మార్కెట్ ఫండ్స్) అప్పులున్నాయిమ్యూచువల్ ఫండ్స్ లేదా బదులుగా డబ్బుసంత పెట్టుబడి వ్యవధిలో మాత్రమే తేడా ఉన్న మ్యూచువల్ ఫండ్స్. మనీ మార్కెట్ ఫండ్‌లు చాలా తక్కువ డబ్బు మార్కెట్ సాధనాల్లో పెట్టుబడి పెడతాయిజమచేసిన ధ్రువీకరణ పత్రము, ట్రెజరీ బిల్లులు, వాణిజ్య పత్రాలు మొదలైనవి.

ఈ నిధుల పెట్టుబడి వ్యవధి చాలా తక్కువగా ఉంటుంది, సాధారణంగా రెండు రోజుల నుండి కొన్ని వారాల వరకు ఉంటుంది (ఇది ఒక రోజు కూడా కావచ్చు!). యొక్క సగటు అవశేష పరిపక్వతలిక్విడ్ ఫండ్స్ వ్యక్తిగతంగా 91 రోజుల వరకు మెచ్యూరిటీ ఉన్న సెక్యూరిటీలలో పెట్టుబడి పెట్టడం వలన 91 రోజుల కంటే తక్కువ.

స్వల్పకాలికమైనదిరుణ నిధి, తక్కువ వ్యవధిలో తక్కువ-రిస్క్ ఇన్వెస్ట్‌మెంట్‌ల కోసం వెతుకుతున్న పెట్టుబడిదారులకు ఈ నిధులు చాలా అనుకూలంగా ఉంటాయి. ఉత్తమ లిక్విడ్ ఫండ్స్ యొక్క తక్కువ మెచ్యూరిటీ వ్యవధి ఫండ్ మేనేజర్‌లను నెరవేర్చడానికి సహాయపడుతుందివిముక్తి పెట్టుబడిదారుల డిమాండ్ సులభంగా. మార్కెట్లో, వివిధ మనీ మార్కెట్ ఫండ్ పెట్టుబడులు అందుబాటులో ఉన్నాయి.

మనీ మార్కెట్ ఫండ్లలో ఎందుకు పెట్టుబడి పెట్టాలి?

  • మనీ మార్కెట్‌లోని సెక్యూరిటీలు సాపేక్షంగా తక్కువ రిస్క్‌ని కలిగి ఉంటాయి

  • మనీ మార్కెట్ ఫండ్‌లు అన్ని మ్యూచువల్ ఫండ్ పెట్టుబడులకు సురక్షితమైనవి మరియు సురక్షితమైనవిగా పరిగణించబడతాయి

  • మనీ మార్కెట్ నిధులను పరిగణనలోకి తీసుకుంటే, మనీ మార్కెట్ ఖాతాలో పెట్టుబడి పెట్టడం సులభం.పెట్టుబడి పెడుతున్నారు మ్యూచువల్ ఫండ్స్ ద్వారా పెట్టుబడిదారులు తమ సౌలభ్యం మేరకు ఖాతా తెరవవచ్చు, డిపాజిట్లు మరియు ఉపసంహరణలు చేయవచ్చు

  • మనీ మార్కెట్ ఫండ్స్ అన్ని మ్యూచువల్ ఫండ్ ఇన్వెస్ట్‌మెంట్‌లలో అతి తక్కువ అస్థిర రకాల్లో ఒకటిగా పరిగణించబడతాయి

  • మనీ మార్కెట్ ఫండ్స్ పనితీరు రిజర్వ్ నిర్ణయించిన వడ్డీ రేట్లతో ముడిపడి ఉంటుందిబ్యాంక్ భారతదేశం, దిసెంట్రల్ బ్యాంక్ ఆఫ్ ఇండియా. కాబట్టి, RBI మార్కెట్లో రేట్లు పెంచినప్పుడు, దిగుబడి పెరుగుతుంది మరియు మనీ మార్కెట్ నిధులు మంచి రాబడిని ఇవ్వగలవు.

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మనీ మార్కెట్ ఫండ్స్ ఎలా పని చేస్తాయి?

మనీ మార్కెట్ ఫండ్ ఒక లక్ష్యంతో మనీ మార్కెట్ సాధనాల్లో పెట్టుబడి పెడుతుందిసమర్పణ మంచి రాబడి (వడ్డీఆదాయం) మరియు ఉంచడంకాదు కనిష్ట హెచ్చుతగ్గులు.

మనీ మార్కెట్ సాధనాల రకాలు

మనీ మార్కెట్ అనేది నగదు మరియు నగదు-సమానమైన సాధనాల వ్యాపారం జరిగే మార్పిడి. మనీ మార్కెట్‌లలో వర్తకం చేసే సాధనాలు మెచ్యూరిటీలను కలిగి ఉంటాయి, ఇవి రాత్రిపూట నుండి ఒక సంవత్సరం వరకు మారవచ్చు. భారతదేశంలో కొన్ని కీలకమైన మనీ మార్కెట్ సాధనాలు ఇక్కడ ఉన్నాయి:

1. ట్రెజరీ బిల్లులు లేదా T-బిల్లులు

365 రోజుల వరకు నిధులను సేకరించేందుకు భారత ప్రభుత్వం ట్రెజరీ బిల్లులను జారీ చేస్తుంది. ఇవి ప్రభుత్వం జారీ చేసినవి కాబట్టి, ఇవి చాలా సురక్షితమైనవిగా పరిగణించబడతాయి. అయినప్పటికీ, తక్కువ నష్టాలు కూడా తక్కువ రాబడికి అనువదిస్తాయి, ఇది ట్రెజరీ బిల్లుల విషయంలో కూడా ఉంటుంది. ఇతర మనీ మార్కెట్ సాధనాల కంటే T-బిల్లులపై రాబడి తక్కువగా ఉంటుంది.

2. డిపాజిట్ లేదా CD సర్టిఫికేట్

CD అనేది టర్మ్ డిపాజిట్, ఇది అకాల విమోచన ఎంపికను కలిగి ఉండని షెడ్యూల్డ్ వాణిజ్య బ్యాంకుల ద్వారా అందించబడుతుంది. CD మరియు మధ్య ప్రాథమిక వ్యత్యాసంఎఫ్ డి CD లు స్వేచ్ఛగా చర్చలు జరపవచ్చు.

3. తిరిగి కొనుగోలు ఒప్పందాలు లేదా రెపోలు

స్వల్పకాలిక రుణాలను సులభతరం చేయడానికి బ్యాంక్ మరియు RBI మధ్య తిరిగి కొనుగోలు ఒప్పందం చేయబడుతుంది. ఇది రెండు బ్యాంకుల మధ్య కూడా తయారు చేయవచ్చు.

4. కమర్షియల్ పేపర్ లేదా CP

అధిక క్రెడిట్ రేటింగ్ ఉన్న కంపెనీలు మరియు ఆర్థిక సంస్థలు జారీ చేయవచ్చు aకమర్షియల్ పేపర్ ఇది స్వల్పకాలిక, అసురక్షిత ప్రామిసరీ నోట్. ఇది అటువంటి ఎంటిటీలను వారి స్వల్పకాలిక రుణ వనరులను వైవిధ్యపరచడానికి అనుమతిస్తుంది. CPలు సాధారణంగా విమోచన సమయంలో తగ్గింపు రేటుతో జారీ చేయబడతాయిముఖ విలువ. దిపెట్టుబడిదారుడు తేడా సంపాదిస్తుంది.

టాప్ 8 మనీ మార్కెట్ మ్యూచువల్ ఫండ్‌లు 2022

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Money Market Fund Growth ₹3,194.75
↑ 2.12
₹19,3010.41.32.87.27.56.33%4M 6D4M 6D
Franklin India Savings Fund Growth ₹51.9678
↑ 0.03
₹3,8300.41.42.87.27.46.21%3M 4D3M 11D
ICICI Prudential Money Market Fund Growth ₹393.114
↑ 0.25
₹31,8510.41.42.87.27.46.19%2M 26D3M 3D
Nippon India Money Market Fund Growth ₹4,297.4
↑ 2.59
₹20,1900.31.32.87.27.46.71%2Y 11M 8D3Y 8M 26D
Kotak Money Market Scheme Growth ₹4,650.02
↑ 3.23
₹32,1880.41.32.87.27.46.3%4M 13D4M 13D
Tata Money Market Fund Growth ₹4,888.79
↑ 3.20
₹35,6000.41.32.87.17.46.35%5D5D
Bandhan Money Manager Fund Growth ₹41.7426
↑ 0.03
₹12,3130.41.42.87.17.36.17%3M 23D3M 23D
HDFC Money Market Fund Growth ₹5,917.94
↑ 3.66
₹31,7900.41.32.87.17.46.3%3M 7D3M 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 26

Research Highlights & Commentary of 8 Funds showcased

CommentaryUTI Money Market FundFranklin India Savings FundICICI Prudential Money Market FundNippon India Money Market FundKotak Money Market SchemeTata Money Market FundBandhan Money Manager FundHDFC Money Market Fund
Point 1Lower mid AUM (₹19,301 Cr).Bottom quartile AUM (₹3,830 Cr).Upper mid AUM (₹31,851 Cr).Lower mid AUM (₹20,190 Cr).Top quartile AUM (₹32,188 Cr).Highest AUM (₹35,600 Cr).Bottom quartile AUM (₹12,313 Cr).Upper mid AUM (₹31,790 Cr).
Point 2Established history (16+ yrs).Established history (23+ yrs).Established history (19+ yrs).Established history (20+ yrs).Established history (22+ yrs).Established history (22+ yrs).Established history (22+ yrs).Oldest track record among peers (26 yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 4★ (top quartile).Rating: 3★ (lower mid).Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Low.
Point 51Y return: 7.24% (top quartile).1Y return: 7.23% (top quartile).1Y return: 7.22% (upper mid).1Y return: 7.17% (upper mid).1Y return: 7.15% (lower mid).1Y return: 7.15% (lower mid).1Y return: 7.13% (bottom quartile).1Y return: 7.13% (bottom quartile).
Point 61M return: 0.37% (lower mid).1M return: 0.41% (top quartile).1M return: 0.39% (upper mid).1M return: 0.35% (bottom quartile).1M return: 0.38% (lower mid).1M return: 0.37% (bottom quartile).1M return: 0.41% (top quartile).1M return: 0.38% (upper mid).
Point 7Sharpe: 3.02 (top quartile).Sharpe: 2.75 (bottom quartile).Sharpe: 2.81 (lower mid).Sharpe: 2.85 (upper mid).Sharpe: 2.84 (upper mid).Sharpe: 2.87 (top quartile).Sharpe: 2.78 (lower mid).Sharpe: 2.71 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.33% (upper mid).Yield to maturity (debt): 6.21% (lower mid).Yield to maturity (debt): 6.19% (bottom quartile).Yield to maturity (debt): 6.71% (top quartile).Yield to maturity (debt): 6.30% (upper mid).Yield to maturity (debt): 6.35% (top quartile).Yield to maturity (debt): 6.17% (bottom quartile).Yield to maturity (debt): 6.30% (lower mid).
Point 10Modified duration: 0.35 yrs (lower mid).Modified duration: 0.26 yrs (upper mid).Modified duration: 0.24 yrs (top quartile).Modified duration: 2.94 yrs (bottom quartile).Modified duration: 0.37 yrs (bottom quartile).Modified duration: 0.01 yrs (top quartile).Modified duration: 0.32 yrs (lower mid).Modified duration: 0.27 yrs (upper mid).

UTI Money Market Fund

  • Lower mid AUM (₹19,301 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 7.24% (top quartile).
  • 1M return: 0.37% (lower mid).
  • Sharpe: 3.02 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.33% (upper mid).
  • Modified duration: 0.35 yrs (lower mid).

Franklin India Savings Fund

  • Bottom quartile AUM (₹3,830 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.23% (top quartile).
  • 1M return: 0.41% (top quartile).
  • Sharpe: 2.75 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.21% (lower mid).
  • Modified duration: 0.26 yrs (upper mid).

ICICI Prudential Money Market Fund

  • Upper mid AUM (₹31,851 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Low.
  • 1Y return: 7.22% (upper mid).
  • 1M return: 0.39% (upper mid).
  • Sharpe: 2.81 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.19% (bottom quartile).
  • Modified duration: 0.24 yrs (top quartile).

Nippon India Money Market Fund

  • Lower mid AUM (₹20,190 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 7.17% (upper mid).
  • 1M return: 0.35% (bottom quartile).
  • Sharpe: 2.85 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.71% (top quartile).
  • Modified duration: 2.94 yrs (bottom quartile).

Kotak Money Market Scheme

  • Top quartile AUM (₹32,188 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 7.15% (lower mid).
  • 1M return: 0.38% (lower mid).
  • Sharpe: 2.84 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.30% (upper mid).
  • Modified duration: 0.37 yrs (bottom quartile).

Tata Money Market Fund

  • Highest AUM (₹35,600 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 7.15% (lower mid).
  • 1M return: 0.37% (bottom quartile).
  • Sharpe: 2.87 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.35% (top quartile).
  • Modified duration: 0.01 yrs (top quartile).

Bandhan Money Manager Fund

  • Bottom quartile AUM (₹12,313 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.13% (bottom quartile).
  • 1M return: 0.41% (top quartile).
  • Sharpe: 2.78 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.17% (bottom quartile).
  • Modified duration: 0.32 yrs (lower mid).

HDFC Money Market Fund

  • Upper mid AUM (₹31,790 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.13% (bottom quartile).
  • 1M return: 0.38% (upper mid).
  • Sharpe: 2.71 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.30% (lower mid).
  • Modified duration: 0.27 yrs (upper mid).

1. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

Research Highlights for UTI Money Market Fund

  • Lower mid AUM (₹19,301 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 7.24% (top quartile).
  • 1M return: 0.37% (lower mid).
  • Sharpe: 3.02 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.33% (upper mid).
  • Modified duration: 0.35 yrs (lower mid).
  • Average maturity: 0.35 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (27 Jan 26) ₹3,194.75 ↑ 2.12   (0.07 %)
Net Assets (Cr) ₹19,301 on 31 Dec 25
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 3.02
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.33%
Effective Maturity 4 Months 6 Days
Modified Duration 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 7.2%
3 Year 7.5%
5 Year 6.3%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.5%
2023 7.7%
2022 7.4%
2021 4.9%
2020 3.7%
2019 6%
2018 8%
2017 7.8%
2016 6.7%
2015 7.7%
Fund Manager information for UTI Money Market Fund
NameSinceTenure

Data below for UTI Money Market Fund as on 31 Dec 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Research Highlights for Franklin India Savings Fund

  • Bottom quartile AUM (₹3,830 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.23% (top quartile).
  • 1M return: 0.41% (top quartile).
  • Sharpe: 2.75 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.21% (lower mid).
  • Modified duration: 0.26 yrs (upper mid).
  • Average maturity: 0.28 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund
Growth
Launch Date 11 Feb 02
NAV (27 Jan 26) ₹51.9678 ↑ 0.03   (0.06 %)
Net Assets (Cr) ₹3,830 on 31 Dec 25
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately Low
Expense Ratio 0.3
Sharpe Ratio 2.75
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.21%
Effective Maturity 3 Months 11 Days
Modified Duration 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue

Franklin India Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.4%
3 Month 1.4%
6 Month 2.8%
1 Year 7.2%
3 Year 7.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7.7%
2022 7.3%
2021 4.4%
2020 3.6%
2019 6%
2018 8.5%
2017 7.5%
2016 7.2%
2015 8.1%
Fund Manager information for Franklin India Savings Fund
NameSinceTenure

Data below for Franklin India Savings Fund as on 31 Dec 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Money Market Fund

  • Upper mid AUM (₹31,851 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Low.
  • 1Y return: 7.22% (upper mid).
  • 1M return: 0.39% (upper mid).
  • Sharpe: 2.81 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.19% (bottom quartile).
  • Modified duration: 0.24 yrs (top quartile).
  • Average maturity: 0.26 yrs (top quartile).
  • Exit load: NIL.

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund
Growth
Launch Date 9 Mar 06
NAV (27 Jan 26) ₹393.114 ↑ 0.25   (0.06 %)
Net Assets (Cr) ₹31,851 on 31 Dec 25
Category Debt - Money Market
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.32
Sharpe Ratio 2.81
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.19%
Effective Maturity 3 Months 3 Days
Modified Duration 2 Months 26 Days

Growth of 10,000 investment over the years.

DateValue

ICICI Prudential Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.4%
3 Month 1.4%
6 Month 2.8%
1 Year 7.2%
3 Year 7.4%
5 Year 6.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7.7%
2022 7.4%
2021 4.7%
2020 3.7%
2019 6.2%
2018 7.9%
2017 7.7%
2016 6.7%
2015 7.7%
Fund Manager information for ICICI Prudential Money Market Fund
NameSinceTenure

Data below for ICICI Prudential Money Market Fund as on 31 Dec 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Research Highlights for Nippon India Money Market Fund

  • Lower mid AUM (₹20,190 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 7.17% (upper mid).
  • 1M return: 0.35% (bottom quartile).
  • Sharpe: 2.85 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.71% (top quartile).
  • Modified duration: 2.94 yrs (bottom quartile).
  • Average maturity: 3.74 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund
Growth
Launch Date 16 Jun 05
NAV (27 Jan 26) ₹4,297.4 ↑ 2.59   (0.06 %)
Net Assets (Cr) ₹20,190 on 31 Dec 25
Category Debt - Money Market
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.39
Sharpe Ratio 2.85
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.71%
Effective Maturity 3 Years 8 Months 26 Days
Modified Duration 2 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue

Nippon India Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.3%
3 Month 1.3%
6 Month 2.8%
1 Year 7.2%
3 Year 7.4%
5 Year 6.3%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7.8%
2022 7.4%
2021 5%
2020 3.8%
2019 6%
2018 8.1%
2017 7.9%
2016 6.6%
2015 7.6%
Fund Manager information for Nippon India Money Market Fund
NameSinceTenure

Data below for Nippon India Money Market Fund as on 31 Dec 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Kotak Money Market Scheme

(Erstwhile Kotak Floater Short Term Fund)

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives.

Research Highlights for Kotak Money Market Scheme

  • Top quartile AUM (₹32,188 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 7.15% (lower mid).
  • 1M return: 0.38% (lower mid).
  • Sharpe: 2.84 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.30% (upper mid).
  • Modified duration: 0.37 yrs (bottom quartile).
  • Average maturity: 0.37 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for Kotak Money Market Scheme

Kotak Money Market Scheme
Growth
Launch Date 14 Jul 03
NAV (27 Jan 26) ₹4,650.02 ↑ 3.23   (0.07 %)
Net Assets (Cr) ₹32,188 on 31 Dec 25
Category Debt - Money Market
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.36
Sharpe Ratio 2.84
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.3%
Effective Maturity 4 Months 13 Days
Modified Duration 4 Months 13 Days

Growth of 10,000 investment over the years.

DateValue

Kotak Money Market Scheme SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Money Market Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 7.2%
3 Year 7.4%
5 Year 6.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7.7%
2022 7.3%
2021 4.9%
2020 3.7%
2019 5.7%
2018 8%
2017 7.7%
2016 6.7%
2015 7.7%
Fund Manager information for Kotak Money Market Scheme
NameSinceTenure

Data below for Kotak Money Market Scheme as on 31 Dec 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Research Highlights for Tata Money Market Fund

  • Highest AUM (₹35,600 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 7.15% (lower mid).
  • 1M return: 0.37% (bottom quartile).
  • Sharpe: 2.87 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.35% (top quartile).
  • Modified duration: 0.01 yrs (top quartile).
  • Average maturity: 0.01 yrs (top quartile).
  • Exit load: NIL.

Below is the key information for Tata Money Market Fund

Tata Money Market Fund
Growth
Launch Date 22 May 03
NAV (27 Jan 26) ₹4,888.79 ↑ 3.20   (0.07 %)
Net Assets (Cr) ₹35,600 on 31 Dec 25
Category Debt - Money Market
AMC Tata Asset Management Limited
Rating
Risk Low
Expense Ratio 0.44
Sharpe Ratio 2.87
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.35%
Effective Maturity 5 Days
Modified Duration 5 Days

Growth of 10,000 investment over the years.

DateValue

Tata Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 7.1%
3 Year 7.4%
5 Year 6.2%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7.7%
2022 7.4%
2021 4.8%
2020 3.9%
2019 6.4%
2018 8.1%
2017 -0.1%
2016 6.7%
2015 7.6%
Fund Manager information for Tata Money Market Fund
NameSinceTenure

Data below for Tata Money Market Fund as on 31 Dec 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. Bandhan Money Manager Fund

(Erstwhile IDFC Money Manager Fund - Treasury Plan)

Seek to generate stable returns with a low risk strategy by creating a portfolio that is substantially invested in good quality floating rate debt or money market instruments, fixed rate debt or money market instruments swapped for floating returns and fixed rate debt and money market instruments. However, there can be no assurance that the investment objectives of the scheme will be realized.

Research Highlights for Bandhan Money Manager Fund

  • Bottom quartile AUM (₹12,313 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 7.13% (bottom quartile).
  • 1M return: 0.41% (top quartile).
  • Sharpe: 2.78 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.17% (bottom quartile).
  • Modified duration: 0.32 yrs (lower mid).
  • Average maturity: 0.32 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for Bandhan Money Manager Fund

Bandhan Money Manager Fund
Growth
Launch Date 18 Feb 03
NAV (27 Jan 26) ₹41.7426 ↑ 0.03   (0.07 %)
Net Assets (Cr) ₹12,313 on 31 Dec 25
Category Debt - Money Market
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.58
Sharpe Ratio 2.78
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.17%
Effective Maturity 3 Months 23 Days
Modified Duration 3 Months 23 Days

Growth of 10,000 investment over the years.

DateValue

Bandhan Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Bandhan Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.4%
3 Month 1.4%
6 Month 2.8%
1 Year 7.1%
3 Year 7%
5 Year 5.7%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 7.2%
2022 6.7%
2021 4%
2020 2.9%
2019 5%
2018 6.7%
2017 6.2%
2016 6%
2015 8.1%
Fund Manager information for Bandhan Money Manager Fund
NameSinceTenure

Data below for Bandhan Money Manager Fund as on 31 Dec 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. HDFC Money Market Fund

(Erstwhile HDFC Cash Management Fund - Savings Plan)

To generate optimal returns while maintaining safety and high liquidity.

Research Highlights for HDFC Money Market Fund

  • Upper mid AUM (₹31,790 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.13% (bottom quartile).
  • 1M return: 0.38% (upper mid).
  • Sharpe: 2.71 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.30% (lower mid).
  • Modified duration: 0.27 yrs (upper mid).
  • Average maturity: 0.29 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for HDFC Money Market Fund

HDFC Money Market Fund
Growth
Launch Date 18 Nov 99
NAV (27 Jan 26) ₹5,917.94 ↑ 3.66   (0.06 %)
Net Assets (Cr) ₹31,790 on 31 Dec 25
Category Debt - Money Market
AMC HDFC Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.4
Sharpe Ratio 2.71
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 6.3%
Effective Maturity 3 Months 14 Days
Modified Duration 3 Months 7 Days

Growth of 10,000 investment over the years.

DateValue

HDFC Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 26

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 7.1%
3 Year 7.4%
5 Year 6.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7.7%
2022 7.3%
2021 4.7%
2020 3.8%
2019 6.5%
2018 8.1%
2017 7.4%
2016 6.5%
2015 7.5%
Fund Manager information for HDFC Money Market Fund
NameSinceTenure

Data below for HDFC Money Market Fund as on 31 Dec 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

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