What is PM Vishwakarma Yojana?

PM Vishwakarma Yojana is a flagship central government scheme launched to uplift traditional artisans and craftsmen across India. The scheme provides financial assistance, skill training, tool kits, and access to credit for artisans in 18 trades like blacksmithing, carpentry, weaving, goldsmithing, and pottery.

Launched in September 2023, the scheme aligns with the vision of "Vocal for Local" and Aatmanirbhar Bharat, aiming to empower individuals who are the backbone of India’s handicraft and rural Economy.

PM Vishwakarma Yojana Highlights

Who Can Apply for PM Vishwakarma Yojana?

Eligibility Criteria:

• Indian citizen aged 18 or above
• Must be engaged in any of the 18 listed traditional trades
• Should not have availed loans under PMEGP, MUDRA, or similar credit-linked schemes
• Only one member per family can apply

Covered Trades:

1. Carpenter (Suthar)
2. Boat Maker
3. Armourer
4. Blacksmith (Lohar)
5. Hammer and Tool Kit Maker
6. Locksmith
7. Goldsmith (Sunar)
8. Potter (Kumhaar)
9. Sculptor (Moortikar)
10. Stone Breaker
11. Cobbler (Charmkar)
12. Mason (Rajmistri)
13. Basket/Mat/Broom Maker/Coir Weaver
14. Doll & Toy Maker (Traditional)
15. Barber (Naai)
16. Garland Maker (Malakaar)
17. Washerman (Dhobi)
18. Tailor (Darzi)

How to Apply Online for PM Vishwakarma Yojana

Step-by-Step Process:

• Visit the official portal: https://pmvishwakarma.gov.in
• Click on "Register as an Artisan or Craftsperson"
• Enter Aadhaar number and validate through OTP
• Fill in personal and trade-related details
• Upload required documents (Aadhaar, Bank details, photo, etc.)
• Submit the form and await verification

Note: CSC centres and local Common Service Centres are also authorised to assist in registration.

Required Documents

• aadhaar card
• Bank Passbook/Account Details
• Recent Passport Size Photograph
• Mobile Number linked with Aadhaar
• Trade proof (if any)

PM Vishwakarma Loan & Incentive Details

PM Vishwakarma Yojana Scheme Benefits

• Financial support to expand or modernise traditional businesses
• Free tools and skill enhancement training
• Digital and e-commerce onboarding
• Certification and official ID to boost social recognition
• Access to formal credit at affordable interest

Why PM Vishwakarma Yojana Matters

This scheme not only offers financial assistance but also strengthens India's grassroots economy. By formalising and supporting artisans, it enhances employment, local production, and cultural preservation.

FAQs – PM Vishwakarma Yojana

Q1. What is the maximum loan I can get under the PM Vishwakarma scheme?

A: Up to Rs. 3 lakh in two tranches.

Q2. Is there any registration fee?

A: No, the registration is completely free.

Q3. Can I apply if I already took a MUDRA loan?

A: No, applicants should not have taken credit under similar government schemes.

Q4. Can women apply for PM Vishwakarma Yojana?

A: Yes, the scheme is gender-inclusive.

Q5. Is Aadhaar mandatory?

A: Yes, Aadhaar is essential for verification.

Conclusion

The PM Vishwakarma Yojana is more than just a credit scheme—it’s a national mission to empower India’s traditional artisans. If you're involved in these ancestral trades, this scheme offers the boost you need to grow sustainably in a digital and competitive economy.