ಫ್ರಾಂಕ್ಲಿನ್ ಟೆಂಪಲ್ಟನ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 2022 ರಿಂದ 6 ಅತ್ಯುತ್ತಮ ಸಾಲ ನಿಧಿಗಳು

Updated on August 29, 2026 , 8882 views

ದಿಸಾಲ ನಿಧಿ ಫ್ರಾಂಕ್ಲಿನ್ ಟೆಂಪಲ್ಟನ್ ಮೂಲಕ ಅತ್ಯುತ್ತಮ ಆದಾಯವನ್ನು ಒದಗಿಸುವ ಗುರಿಯನ್ನು ನೀಡುತ್ತದೆಹೂಡಿಕೆ ಉತ್ತಮ ಗುಣಮಟ್ಟದ ಸರ್ಕಾರಿ ಭದ್ರತೆಗಳಲ್ಲಿ. ಸಾಲ ನಿಧಿಗಳ ಮೂಲಕ, ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಅಲ್ಪಾವಧಿಯಿಂದ ಮಧ್ಯಾವಧಿಯನ್ನು ಸುಲಭವಾಗಿ ಯೋಜಿಸಬಹುದುಹಣಕಾಸಿನ ಗುರಿಗಳು. ಮುಂತಾದ ಯೋಜನೆಗಳುದ್ರವ ನಿಧಿಗಳು, ಅಲ್ಟ್ರಾಅಲ್ಪಾವಧಿ ನಿಧಿಗಳು ಮತ್ತು ಫ್ರಾಂಕ್ಲಿನ್ ಟೆಂಪಲ್ಟನ್ ಅವರ ಅಲ್ಪಾವಧಿ ನಿಧಿಗಳು ಒಬ್ಬರ ಆರ್ಥಿಕ ಗುರಿಗಳನ್ನು ಪೂರೈಸುವಲ್ಲಿ ಸಹಾಯ ಮಾಡುತ್ತದೆ.

ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು ಕೆಳಗಿನ ಟಾಪ್ 7 ನಿಂದ ಹಣವನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದುಅತ್ಯುತ್ತಮ ಸಾಲ ನಿಧಿಗಳು ಮೂಲಕಫ್ರಾಂಕ್ಲಿನ್ ಟೆಂಪಲ್ಟನ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್. AUM ನಂತಹ ಕೆಲವು ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳನ್ನು ಕೈಗೊಳ್ಳುವ ಮೂಲಕ ಈ ಹಣವನ್ನು ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆ,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಪೋರ್ಟ್ಫೋಲಿಯೊದ ಸರಾಸರಿ ಮುಕ್ತಾಯ, ಅವಧಿ, ಇತ್ಯಾದಿ.

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ಫ್ರಾಂಕ್ಲಿನ್ ಟೆಂಪಲ್ಟನ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಎಹೂಡಿಕೆದಾರ ಒಂದು ಮೂಲಕ INR 500 ಕ್ಕಿಂತ ಕಡಿಮೆ ಮೊತ್ತದ ಸಾಲ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದುSIP ಮತ್ತು INR 5,000 ಒಂದು ದೊಡ್ಡ ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಮೂಲಕ
ಸಾಲ ನಿಧಿಗಳನ್ನು ನಿಯಮಿತವಾಗಿ ಉತ್ಪಾದಿಸಲು ಸೂಕ್ತವಾದ ಹೂಡಿಕೆ ಎಂದು ಪರಿಗಣಿಸಲಾಗುತ್ತದೆಆದಾಯ. ಉದಾಹರಣೆಗೆ, ಡಿವಿಡೆಂಡ್ ಪಾವತಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ನಿಯಮಿತ ಆದಾಯಕ್ಕೆ ಒಂದು ಆಯ್ಕೆಯಾಗಿದೆ.
ಏಕೆಂದರೆ, ಸಾಲ ನಿಧಿಗಳು ಹೆಚ್ಚಾಗಿ ಸರ್ಕಾರಿ ಭದ್ರತೆಗಳು, ಕಾರ್ಪೊರೇಟ್ ಸಾಲಗಳು ಮತ್ತು ಖಜಾನೆ ಬಿಲ್‌ಗಳಂತಹ ಇತರ ಭದ್ರತೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ, ಅವು ಈಕ್ವಿಟಿಯಿಂದ ಪ್ರಭಾವಿತವಾಗುವುದಿಲ್ಲ.ಮಾರುಕಟ್ಟೆ ಚಂಚಲತೆ.

ಅತ್ಯುತ್ತಮ ಫ್ರಾಂಕ್ಲಿನ್ ಟೆಂಪಲ್ಟನ್ ಸಾಲ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Savings Fund Growth	₹54.0264 ↑ 0.03	₹4,205	2.2	3.3	6.4	7.2	7.4	6.94%	5M 16D	7M 10D
Franklin India Corporate Debt Fund Growth	₹106.549 ↑ 0.09	₹1,345	2.1	2.7	5.9	7.5	9.1	7.42%	1Y 11M 16D	4Y 29D
Franklin India Banking And PSU Debt Fund Growth	₹24.0876 ↑ 0.03	₹585	2.1	3	6.4	7.2	7.9	7.07%	1Y 9M 18D	3Y 11M 16D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Franklin India Government Securities Fund Growth	₹61.5592 ↑ 0.00	₹149	2.4	2.2	6.9	6.1	5.5	7.21%	5Y 6M	17Y 10M 2D
Franklin India Credit Risk Fund Growth	₹25.3348 ↑ 0.04	₹104	2.9	5	7.5	11		0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Aug 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	Franklin India Savings Fund	Franklin India Corporate Debt Fund	Franklin India Banking And PSU Debt Fund	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Franklin India Government Securities Fund	Franklin India Credit Risk Fund
Point 1	Highest AUM (₹4,205 Cr).	Upper mid AUM (₹1,345 Cr).	Upper mid AUM (₹585 Cr).	Lower mid AUM (₹297 Cr).	Bottom quartile AUM (₹149 Cr).	Bottom quartile AUM (₹104 Cr).
Point 2	Established history (24+ yrs).	Oldest track record among peers (29 yrs).	Established history (12+ yrs).	Established history (18+ yrs).	Established history (24+ yrs).	Established history (14+ yrs).
Point 3	Top rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 6.37% (bottom quartile).	1Y return: 5.93% (bottom quartile).	1Y return: 6.39% (lower mid).	1Y return: 13.69% (top quartile).	1Y return: 6.90% (upper mid).	1Y return: 7.45% (upper mid).
Point 6	1M return: 0.60% (upper mid).	1M return: 0.35% (bottom quartile).	1M return: 0.42% (lower mid).	1M return: 0.59% (upper mid).	1M return: 0.24% (bottom quartile).	1M return: 0.91% (top quartile).
Point 7	Sharpe: 0.69 (upper mid).	Sharpe: -0.05 (bottom quartile).	Sharpe: 0.21 (lower mid).	Sharpe: 2.57 (top quartile).	Sharpe: -0.21 (bottom quartile).	Sharpe: 0.29 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.94% (lower mid).	Yield to maturity (debt): 7.42% (top quartile).	Yield to maturity (debt): 7.07% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.21% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).
Point 10	Modified duration: 0.46 yrs (upper mid).	Modified duration: 1.96 yrs (bottom quartile).	Modified duration: 1.80 yrs (lower mid).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 5.50 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).

Franklin India Savings Fund

Highest AUM (₹4,205 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.37% (bottom quartile).
1M return: 0.60% (upper mid).
Sharpe: 0.69 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.94% (lower mid).
Modified duration: 0.46 yrs (upper mid).

Franklin India Corporate Debt Fund

Upper mid AUM (₹1,345 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 5.93% (bottom quartile).
1M return: 0.35% (bottom quartile).
Sharpe: -0.05 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.42% (top quartile).
Modified duration: 1.96 yrs (bottom quartile).

Franklin India Banking And PSU Debt Fund

Upper mid AUM (₹585 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.39% (lower mid).
1M return: 0.42% (lower mid).
Sharpe: 0.21 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.07% (upper mid).
Modified duration: 1.80 yrs (lower mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Lower mid AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (upper mid).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Franklin India Government Securities Fund

Bottom quartile AUM (₹149 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.90% (upper mid).
1M return: 0.24% (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.21% (upper mid).
Modified duration: 5.50 yrs (bottom quartile).

Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (upper mid).
1M return: 0.91% (top quartile).
Sharpe: 0.29 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

1. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Research Highlights for Franklin India Savings Fund

Highest AUM (₹4,205 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.37% (bottom quartile).
1M return: 0.60% (upper mid).
Sharpe: 0.69 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.94% (lower mid).
Modified duration: 0.46 yrs (upper mid).
Average maturity: 0.61 yrs (upper mid).
Exit load: NIL.

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund Growth
Launch Date	11 Feb 02
NAV (31 Aug 26)	₹54.0264 ↑ 0.03 (0.06 %)
Net Assets (Cr)	₹4,205 on 31 Jul 26
Category	Debt - Money Market
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.3
Sharpe Ratio	0.69
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.94%
Effective Maturity	7 Months 10 Days
Modified Duration	5 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,361
31 Aug 23	₹11,073
31 Aug 24	₹11,898
31 Aug 25	₹12,840

Franklin India Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	0.6%
3 Month	2.2%
6 Month	3.3%
1 Year	6.4%
3 Year	7.2%
5 Year	6.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.7%
2022	7.3%
2021	4.4%
2020	3.6%
2019	6%
2018	8.5%
2017	7.5%
2016	7.2%
2015	8.1%

Fund Manager information for Franklin India Savings Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	2.9 Yr.
Rohan Maru	10 Oct 24	1.89 Yr.
Chandni Gupta	30 Apr 24	2.34 Yr.

Data below for Franklin India Savings Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	87.65%
Debt	12.09%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	40.1%
Corporate	36.28%
Government	23.36%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.67% Uttarpradesh Sdl 2027 Sovereign Bonds \| -	9%	₹389 Cr	37,500,000
Union Bank of India Debentures \| -	2%	₹99 Cr	2,000
Axis Bank Ltd. Debentures \| -	2%	₹98 Cr	2,000
Corporate Debt Market Development Fund Class A2 - \| -	0%	₹11 Cr	9,359
7.78% Telangana Sdl 2027 Sovereign Bonds \| -	0%	₹10 Cr	1,000,000
7.88% Punjab SDL 2027 Sovereign Bonds \| -	0%	₹5 Cr	500,000
6.88% Westbengal Sdl 2026 Sovereign Bonds \| -	0%	₹5 Cr	500,000
7.14% Punjab SDL 2027 Sovereign Bonds \| -	0%	₹5 Cr	500,000
Tbill Sovereign Bonds \| -	0%	₹5 Cr	500,000
Bajaj Housing Finance Limited Commercial Paper \| -	7%	₹290 Cr	6,000

2. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

Upper mid AUM (₹1,345 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 5.93% (bottom quartile).
1M return: 0.35% (bottom quartile).
Sharpe: -0.05 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.42% (top quartile).
Modified duration: 1.96 yrs (bottom quartile).
Average maturity: 4.08 yrs (bottom quartile).
Exit load: 0-1 Years (0.5%),1 Years and above(NIL).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund Growth
Launch Date	23 Jun 97
NAV (31 Aug 26)	₹106.549 ↑ 0.09 (0.09 %)
Net Assets (Cr)	₹1,345 on 31 Jul 26
Category	Debt - Corporate Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	0.79
Sharpe Ratio	-0.05
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	7.42%
Effective Maturity	4 Years 29 Days
Modified Duration	1 Year 11 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,260
31 Aug 23	₹10,868
31 Aug 24	₹11,640
31 Aug 25	₹12,734

Franklin India Corporate Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	0.3%
3 Month	2.1%
6 Month	2.7%
1 Year	5.9%
3 Year	7.5%
5 Year	6.2%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.1%
2023	7.6%
2022	6.5%
2021	3.2%
2020	3.8%
2019	9%
2018	9.2%
2017	7.5%
2016	7.7%
2015	9%

Fund Manager information for Franklin India Corporate Debt Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	2.82 Yr.
Anuj Tagra	7 Mar 24	2.4 Yr.
Chandni Gupta	7 Mar 24	2.4 Yr.

Data below for Franklin India Corporate Debt Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	6.85%
Debt	92.86%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	68.54%
Government	24.32%
Cash Equivalent	6.85%

Credit Quality

Rating	Value
AA	7.1%
AAA	92.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Debentures \| -	6%	₹80 Cr	7,500
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹78 Cr	7,500
Jamnagar Utilities & Power Private Limited Debentures \| -	6%	₹76 Cr	7,500
Poonawalla Fincorp Limited Debentures \| -	5%	₹61 Cr	5,950
Maharashtra SDL Sovereign Bonds \| -	4%	₹57 Cr	5,500,000
RJ Corp Limited Debentures \| -	4%	₹57 Cr	5,467
LIC Housing Finance Ltd Debentures \| -	4%	₹56 Cr	5,500
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹51 Cr	5,000
Mahindra And Mahindra Financial Services Limited Debentures \| -	4%	₹51 Cr	5,000
Embassy Office Parks Reit Debentures \| -	4%	₹50 Cr	5,000

3. Franklin India Banking And PSU Debt Fund

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Banking And PSU Debt Fund

Upper mid AUM (₹585 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.39% (lower mid).
1M return: 0.42% (lower mid).
Sharpe: 0.21 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.07% (upper mid).
Modified duration: 1.80 yrs (lower mid).
Average maturity: 3.96 yrs (lower mid).
Exit load: NIL.

Below is the key information for Franklin India Banking And PSU Debt Fund

Franklin India Banking And PSU Debt Fund Growth
Launch Date	25 Apr 14
NAV (31 Aug 26)	₹24.0876 ↑ 0.03 (0.12 %)
Net Assets (Cr)	₹585 on 31 Jul 26
Category	Debt - Banking & PSU Debt
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	3 Years 11 Months 16 Days
Modified Duration	1 Year 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,280
31 Aug 23	₹10,907
31 Aug 24	₹11,708
31 Aug 25	₹12,630

Franklin India Banking And PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Banking And PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	0.4%
3 Month	2.1%
6 Month	3%
1 Year	6.4%
3 Year	7.2%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.7%
2022	6.8%
2021	3.3%
2020	3.7%
2019	9.1%
2018	11.2%
2017	6.9%
2016	6.3%
2015	9.7%

Fund Manager information for Franklin India Banking And PSU Debt Fund

Name	Since	Tenure
Anuj Tagra	7 Mar 24	2.49 Yr.
Chandni Gupta	7 Mar 24	2.49 Yr.
Sandeep Manam	18 Oct 21	4.87 Yr.

Data below for Franklin India Banking And PSU Debt Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	44.54%
Debt	55.09%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	70.35%
Government	24.2%
Cash Equivalent	5.09%

Credit Quality

Rating	Value
AA	3.34%
AAA	96.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maharashtra SDL Sovereign Bonds \| -	6%	₹32 Cr	3,100,000
India Infrastructure Finance Company Limited Debentures \| -	5%	₹31 Cr	3,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹27 Cr	2,500
Axis Bank Limited Debentures \| -	4%	₹26 Cr	250
Mahindra And Mahindra Financial Services Limited Debentures \| -	4%	₹26 Cr	2,500
Rec Limited Debentures \| -	4%	₹24 Cr	2,341
Rec Limited Debentures \| -	4%	₹21 Cr	3,700
Power Finance Corporation Limited Debentures \| -	4%	₹21 Cr	2,000
Punjab (State Of) 7.02% - \| -	3%	₹20 Cr	2,000,000
Jubilant Beverages Limited Debentures \| -	2%	₹13 Cr	1,154

4. Franklin India Ultra Short Bond Fund - Super Institutional Plan

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Research Highlights for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Lower mid AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (upper mid).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).
Average maturity: 1.04 yrs (upper mid).
Exit load: NIL.

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth
Launch Date	18 Dec 07
NAV (07 Aug 22)	₹34.9131 ↑ 0.04 (0.11 %)
Net Assets (Cr)	₹297 on 31 Jul 22
Category	Debt - Ultrashort Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity	1 Year 15 Days
Modified Duration

Growth of 10,000 investment over the years.

Date	Value

Franklin India Ultra Short Bond Fund - Super Institutional Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Purchase not allowed

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	5.9%
1 Year	13.7%
3 Year	8.8%
5 Year	8.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Name	Since	Tenure

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Franklin India Government Securities Fund

(Erstwhile Franklin India Government Securities Fund - Long Term Plan)

Aims to invest exclusively in government securities of Zero credit or default risk

Research Highlights for Franklin India Government Securities Fund

Bottom quartile AUM (₹149 Cr).
Established history (24+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.90% (upper mid).
1M return: 0.24% (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.21% (upper mid).
Modified duration: 5.50 yrs (bottom quartile).
Average maturity: 17.84 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for Franklin India Government Securities Fund

Franklin India Government Securities Fund Growth
Launch Date	7 Dec 01
NAV (31 Aug 26)	₹61.5592 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹149 on 31 Jul 26
Category	Debt - Government Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.14
Sharpe Ratio	-0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.21%
Effective Maturity	17 Years 10 Months 2 Days
Modified Duration	5 Years 6 Months

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,226
31 Aug 23	₹10,701
31 Aug 24	₹11,441
31 Aug 25	₹11,941

Franklin India Government Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	0.2%
3 Month	2.4%
6 Month	2.2%
1 Year	6.9%
3 Year	6.1%
5 Year	5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	7.3%
2022	5.5%
2021	2.5%
2020	2.1%
2019	8.5%
2018	8%
2017	4.3%
2016	0.1%
2015	15.7%

Fund Manager information for Franklin India Government Securities Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	2.82 Yr.
Anuj Tagra	7 Mar 24	2.4 Yr.

Data below for Franklin India Government Securities Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	12.57%
Debt	87.43%

Debt Sector Allocation

Sector	Value
Government	87.43%
Cash Equivalent	12.57%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maharashtra SDL Sovereign Bonds \| -	21%	₹31 Cr	3,000,000
Punjab (State Of) 7.02% - \| -	14%	₹20 Cr	2,000,000
7.73% Andhra Sgs 2032 Sovereign Bonds \| -	11%	₹16 Cr	1,500,000
7.62% Punjab Sgs 2033 Sovereign Bonds \| -	10%	₹15 Cr	1,500,000
7.86% Haryana Sdl 2032 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	7%	₹10 Cr	1,029,400
7.71% Govt Stock 2066 Sovereign Bonds \| -	6%	₹9 Cr	834,000 ↑ 834,000
7.17% Rajasthan Sdl 2032 Sovereign Bonds \| -	3%	₹5 Cr	500,000
Kerala (Government of) 7.56% - \| -	3%	₹5 Cr	510,200
Bihar State Development Loans Sovereign Bonds \| -	2%	₹3 Cr	312,440

6. Franklin India Credit Risk Fund

(Erstwhile Franklin India Corporate Bond Opportunities Fund)

The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities.

Research Highlights for Franklin India Credit Risk Fund

Bottom quartile AUM (₹104 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.45% (upper mid).
1M return: 0.91% (top quartile).
Sharpe: 0.29 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).
Average maturity: 0.00 yrs (top quartile).
Exit load: 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL).

Below is the key information for Franklin India Credit Risk Fund

Franklin India Credit Risk Fund Growth
Launch Date	30 Nov 11
NAV (11 Jun 23)	₹25.3348 ↑ 0.04 (0.14 %)
Net Assets (Cr)	₹104 on 15 Jul 23
Category	Debt - Credit Risk
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.04
Sharpe Ratio	0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL)
Yield to Maturity	0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

Date	Value

Franklin India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Purchase not allowed

Returns for Franklin India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	0.9%
3 Month	2.9%
6 Month	5%
1 Year	7.5%
3 Year	11%
5 Year	7%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Franklin India Credit Risk Fund

Name	Since	Tenure

Data below for Franklin India Credit Risk Fund as on 15 Jul 23

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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