ಸಾಲ ನಿಧಿ ಮೂಲಕSBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಿಯಮಿತವಾಗಿ ಉತ್ಪಾದಿಸುವ ಗುರಿಯನ್ನು ಹೊಂದಿದೆಆದಾಯ ಅಲ್ಪಾವಧಿಯಿಂದ ಮಧ್ಯಾವಧಿಯವರೆಗೆ. ಈ ಹಣವನ್ನು ಸಾಲದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲಾಗುತ್ತದೆ/ಮಾರುಕಟ್ಟೆ ಹಣ ಉಪಕರಣಗಳು. ಕಡಿಮೆ ಅವಧಿಯಲ್ಲಿ ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಸಾಲ ನಿಧಿಗಳು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ.
ಒಂದೆರಡು ದಿನಗಳಿಂದ ಒಂದು ತಿಂಗಳವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು,ದ್ರವ ನಿಧಿಗಳು ಮತ್ತು ಅಲ್ಟ್ರಾ-ಅಲ್ಪಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು ಸಂಬಂಧಿತವಾಗಿರಬಹುದು. ಒಂದು ವರ್ಷ ಅಥವಾ ಎರಡು ವರ್ಷಗಳ ಕಾಲ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವವರು ಅಲ್ಪಾವಧಿಯ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಮತ್ತು ದೀರ್ಘಾವಧಿಯವರೆಗೆ 3 ವರ್ಷಗಳಿಗಿಂತ ಹೆಚ್ಚು ಕಾಲ, ದೀರ್ಘಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು ಸೂಕ್ತವಾಗಿರುತ್ತದೆ, ಅದರಲ್ಲಿ ಕೆಲವು ಅಪಾಯಗಳು ಒಳಗೊಂಡಿರುತ್ತವೆ.
ಎಸ್ಬಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಭಾರತದಲ್ಲಿ ಉತ್ತಮ ಪ್ರದರ್ಶನ ನೀಡುವ ಕೆಲವು ಸಾಲ ನಿಧಿಗಳನ್ನು ನೀಡುತ್ತದೆ. ಅತ್ಯುತ್ತಮ SBI ಯೋಜನೆಗಳನ್ನು ಅವರ ಹಿಂದಿನ ಕಾರ್ಯಕ್ಷಮತೆ, AUM, ಇತ್ಯಾದಿಗಳಿಂದ ಕೈಗೊಳ್ಳಲಾಗಿದೆ. ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು ಈ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ಸಾಲ ಮಾರುಕಟ್ಟೆಗಳ ಲಾಭವನ್ನು ಪಡೆಯುವ ಮೂಲಕ ಸ್ಥಿರ ಆದಾಯವನ್ನು ಗಳಿಸಬಹುದು.
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ಬಂಡವಾಳ ಮೆಚ್ಚುಗೆ:ಹೂಡಿಕೆ SBI MF ನಲ್ಲಿ ನಿಮಗೆ ಎಬಂಡವಾಳ ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ನಿಧಿಯನ್ನು ಅವಲಂಬಿಸಿ ಕಡಿಮೆ-ಅಪಾಯದ ಹೂಡಿಕೆಗಳು ಮತ್ತು ಹೆಚ್ಚಿನ ಅಪಾಯದ ಹೂಡಿಕೆಗಳಿಗೆ ಮೆಚ್ಚುಗೆ.
ಸುರಕ್ಷತೆ: SBI ಯ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು ದೇಶದ ವಿಶ್ವಾಸಾರ್ಹ ಮತ್ತು ವಿಶ್ವಾಸಾರ್ಹ ನಿಧಿ ಯೋಜನೆಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ.
ವಿವಿಧ ಆಯ್ಕೆಗಳು: ಎಸ್ಬಿಐ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ವಿಶಾಲವಾದ ಜೊತೆ ಬರುತ್ತದೆಶ್ರೇಣಿ ಆಯ್ಕೆಗಳಲ್ಲಿ, ನೀವು SBI ನೀಡುವ ಈ ಯೋಜನೆಗಳಲ್ಲಿ ಅಲ್ಪಾವಧಿ, ಮಧ್ಯಾವಧಿ ಮತ್ತು ದೀರ್ಘಾವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡಬಹುದು.
ದೇಶೀಯ ಮತ್ತು ಕಡಲಾಚೆಯ ನಿಧಿ ನಿರ್ವಹಣೆ: ಕಂಪನಿಯು ದೇಶೀಯ ಮತ್ತು ಎರಡನ್ನೂ ನಿರ್ವಹಿಸುವಲ್ಲಿ ಪರಿಣತಿಯನ್ನು ಹೊಂದಿದೆಕಡಲಾಚೆಯ ನಿಧಿಗಳು.
NRI ಹೂಡಿಕೆ: ಕಂಪನಿಯು ಎನ್ಆರ್ಐಗಳಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಸಹ ಅವಕಾಶ ನೀಡುತ್ತದೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Credit Risk Fund Growth ₹48.0822
↓ -0.02 ₹2,139 1.3 2.6 6.7 7.4 7.9 8.72% 1Y 7M 24D 2Y 7D SBI Magnum Ultra Short Duration Fund Growth ₹6,283.85
↓ -0.76 ₹11,847 1.4 2.8 6.2 6.9 7 7.51% 5M 16D 10M 2D SBI Liquid Fund Growth ₹4,295.44
↑ 0.61 ₹57,891 1.6 3.1 6.2 6.8 6.4 7.58% 2M 1D 2M 5D SBI Savings Fund Growth ₹43.5278
↓ -0.01 ₹34,892 1.3 2.6 6 6.8 7.1 7.18% 9M 11D 10M 2D SBI Magnum Low Duration Fund Growth ₹3,655.93
↓ -1.13 ₹13,583 1.1 2.2 5.7 6.7 7 7.3% 10M 28D 1Y 2M 16D SBI Overnight Fund Growth ₹4,345.57
↑ 0.60 ₹17,849 1.2 2.5 5.3 6.1 5.7 6.5% 1D 1D SBI Short Term Debt Fund Growth ₹33.4384
↓ -0.02 ₹14,580 0.6 1.4 5.1 6.8 7.8 7.79% 2Y 3M 11D 2Y 9M 18D SBI Magnum Medium Duration Fund Growth ₹53.2731
↓ -0.03 ₹6,580 0.5 1.7 4.8 6.9 7.5 8.53% 2Y 10M 6D 3Y 11M 19D SBI Banking and PSU Fund Growth ₹3,232.78
↓ -1.62 ₹3,813 0.6 1.2 4.6 6.6 7.4 7.49% 2Y 6M 25D 5Y 1M 10D SBI Dynamic Bond Fund Growth ₹36.775
↓ -0.02 ₹3,928 1.3 1.6 3 6.3 5.5 7.61% 3Y 5M 26D 5Y 1M 17D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 May 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI Credit Risk Fund SBI Magnum Ultra Short Duration Fund SBI Liquid Fund SBI Savings Fund SBI Magnum Low Duration Fund SBI Overnight Fund SBI Short Term Debt Fund SBI Magnum Medium Duration Fund SBI Banking and PSU Fund SBI Dynamic Bond Fund Point 1 Bottom quartile AUM (₹2,139 Cr). Lower mid AUM (₹11,847 Cr). Highest AUM (₹57,891 Cr). Top quartile AUM (₹34,892 Cr). Upper mid AUM (₹13,583 Cr). Upper mid AUM (₹17,849 Cr). Upper mid AUM (₹14,580 Cr). Lower mid AUM (₹6,580 Cr). Bottom quartile AUM (₹3,813 Cr). Bottom quartile AUM (₹3,928 Cr). Point 2 Established history (21+ yrs). Oldest track record among peers (26 yrs). Established history (19+ yrs). Established history (21+ yrs). Established history (18+ yrs). Established history (23+ yrs). Established history (18+ yrs). Established history (22+ yrs). Established history (16+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (top quartile). Point 4 Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 6.65% (top quartile). 1Y return: 6.22% (top quartile). 1Y return: 6.15% (upper mid). 1Y return: 6.00% (upper mid). 1Y return: 5.69% (upper mid). 1Y return: 5.29% (lower mid). 1Y return: 5.06% (lower mid). 1Y return: 4.84% (bottom quartile). 1Y return: 4.60% (bottom quartile). 1Y return: 3.02% (bottom quartile). Point 6 1M return: 0.28% (lower mid). 1M return: 0.33% (upper mid). 1M return: 0.44% (top quartile). 1M return: 0.29% (upper mid). 1M return: 0.28% (lower mid). 1M return: 0.41% (top quartile). 1M return: 0.22% (bottom quartile). 1M return: 0.09% (bottom quartile). 1M return: 0.21% (bottom quartile). 1M return: 0.30% (upper mid). Point 7 Sharpe: 0.99 (upper mid). Sharpe: 1.89 (top quartile). Sharpe: 2.48 (top quartile). Sharpe: 0.92 (upper mid). Sharpe: 0.46 (upper mid). Sharpe: -11.73 (bottom quartile). Sharpe: 0.07 (lower mid). Sharpe: -0.17 (lower mid). Sharpe: -0.26 (bottom quartile). Sharpe: -0.63 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.72% (top quartile). Yield to maturity (debt): 7.51% (lower mid). Yield to maturity (debt): 7.58% (upper mid). Yield to maturity (debt): 7.18% (bottom quartile). Yield to maturity (debt): 7.30% (bottom quartile). Yield to maturity (debt): 6.50% (bottom quartile). Yield to maturity (debt): 7.79% (upper mid). Yield to maturity (debt): 8.53% (top quartile). Yield to maturity (debt): 7.49% (lower mid). Yield to maturity (debt): 7.61% (upper mid). Point 10 Modified duration: 1.65 yrs (lower mid). Modified duration: 0.46 yrs (upper mid). Modified duration: 0.17 yrs (top quartile). Modified duration: 0.78 yrs (upper mid). Modified duration: 0.91 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 2.28 yrs (lower mid). Modified duration: 2.85 yrs (bottom quartile). Modified duration: 2.57 yrs (bottom quartile). Modified duration: 3.49 yrs (bottom quartile). SBI Credit Risk Fund
SBI Magnum Ultra Short Duration Fund
SBI Liquid Fund
SBI Savings Fund
SBI Magnum Low Duration Fund
SBI Overnight Fund
SBI Short Term Debt Fund
SBI Magnum Medium Duration Fund
SBI Banking and PSU Fund
SBI Dynamic Bond Fund
(Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile SBI - Premier Liquid Fund) To provide attractive returns to the Magnum/Unit holders either through
periodic dividends or through capital appreciation through an actively
managed portfolio of debt and money market instruments. Income may be
generated through the receipt of coupon payments, the amortization of the
discount on the debt instruments, receipt of dividends or purchase and sale of
securities in the underlying portfolio. Research Highlights for SBI Liquid Fund Below is the key information for SBI Liquid Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. Research Highlights for SBI Savings Fund Below is the key information for SBI Savings Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. Research Highlights for SBI Magnum Low Duration Fund Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan) To mitigate interest rate risk and generate opportunities for regular
income through a portfolio investing predominantly in floating rate securities
and Money Market instruments. Research Highlights for SBI Overnight Fund Below is the key information for SBI Overnight Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. Research Highlights for SBI Magnum Medium Duration Fund Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. Research Highlights for SBI Banking and PSU Fund Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. Research Highlights for SBI Dynamic Bond Fund Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on 1. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (12 May 26) ₹48.0822 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹2,139 on 31 Mar 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 2 Years 7 Days Modified Duration 1 Year 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,484 30 Apr 23 ₹11,218 30 Apr 24 ₹11,972 30 Apr 25 ₹13,082 30 Apr 26 ₹13,901 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.6% 1 Year 6.7% 3 Year 7.4% 5 Year 6.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.25 Yr. Data below for SBI Credit Risk Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 8.83% Equity 4.61% Debt 83.14% Other 3.42% Debt Sector Allocation
Sector Value Corporate 63.21% Government 22.13% Cash Equivalent 6.63% Credit Quality
Rating Value A 14.1% AA 64.72% AAA 21.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -7% ₹152 Cr 15,000,000 Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹94 Cr 9,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 Aditya Birla Renewables Limited
Debentures | -4% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -4% ₹75 Cr 7,500 2. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (12 May 26) ₹6,283.85 ↓ -0.76 (-0.01 %) Net Assets (Cr) ₹11,847 on 31 Mar 26 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 1.89 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.51% Effective Maturity 10 Months 2 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,351 30 Apr 23 ₹10,923 30 Apr 24 ₹11,708 30 Apr 25 ₹12,593 30 Apr 26 ₹13,373 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 2.8% 1 Year 6.2% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 7.4% 2022 7% 2021 4.5% 2020 3.4% 2019 5.9% 2018 8% 2017 7.9% 2016 6.6% 2015 7.7% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.96 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 60.1% Debt 39.51% Other 0.39% Debt Sector Allocation
Sector Value Corporate 66.75% Cash Equivalent 18.78% Government 14.08% Credit Quality
Rating Value AA 18.97% AAA 81.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity TATA Communications Limited
Debentures | -4% ₹551 Cr 55,000 Small Industries Development Bank of India
Debentures | -4% ₹516 Cr 11,000 Canara Bank
Domestic Bonds | -4% ₹487 Cr 10,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹376 Cr 8,000
↓ -2,000 Adani Power Limited
Debentures | -2% ₹299 Cr 30,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹251 Cr 255 Muthoot Finance Limited
Debentures | -2% ₹225 Cr 22,500 Oberoi Realty Limited
Debentures | -2% ₹201 Cr 20,000 India (Republic of)
- | -2% ₹198 Cr 20,000,000
↑ 20,000,000 Eris Lifesciences Limited
Debentures | -1% ₹151 Cr 15,000 3. SBI Liquid Fund
SBI Liquid Fund
Growth Launch Date 22 Mar 07 NAV (12 May 26) ₹4,295.44 ↑ 0.61 (0.01 %) Net Assets (Cr) ₹57,891 on 31 Mar 26 Category Debt - Liquid Fund AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.3 Sharpe Ratio 2.48 Information Ratio 0 Alpha Ratio 0 Min Investment 50,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 2 Months 5 Days Modified Duration 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,339 30 Apr 23 ₹10,948 30 Apr 24 ₹11,735 30 Apr 25 ₹12,577 30 Apr 26 ₹13,351 Returns for SBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.2% 3 Year 6.8% 5 Year 6% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 7.3% 2022 6.9% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.5% 2017 7.3% 2016 6.6% 2015 7.6% Fund Manager information for SBI Liquid Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.41 Yr. Data below for SBI Liquid Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 96.57% Debt 3.2% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 59.64% Corporate 25.5% Government 14.63% Credit Quality
Rating Value AA 0.74% AAA 99.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -7% ₹5,508 Cr National Bank for Agriculture and Rural Development
Commercial Paper | -4% ₹3,467 Cr 70,000 Punjab National Bank
Certificate of Deposit | -4% ₹3,122 Cr 63,000 India (Republic of)
- | -3% ₹2,566 Cr 260,000,000
↑ 260,000,000 Net Receivable / Payable
CBLO | -3% -₹2,464 Cr India (Republic of)
- | -3% ₹2,391 Cr 241,943,500
↑ 241,943,500 India (Republic of)
- | -3% ₹2,274 Cr 229,136,100 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,990 Cr 40,000 Tbill
Sovereign Bonds | -2% ₹1,989 Cr 200,000,000 India (Republic of)
- | -2% ₹1,987 Cr 200,000,000 4. SBI Savings Fund
SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (12 May 26) ₹43.5278 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹34,892 on 31 Mar 26 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.74 Sharpe Ratio 0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 7.18% Effective Maturity 10 Months 2 Days Modified Duration 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,338 30 Apr 23 ₹10,903 30 Apr 24 ₹11,672 30 Apr 25 ₹12,556 30 Apr 26 ₹13,303 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.6% 1 Year 6% 3 Year 6.8% 5 Year 5.9% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 7.3% 2022 6.9% 2021 4.3% 2020 3.3% 2019 5.7% 2018 7.7% 2017 7.1% 2016 6.3% 2015 8.4% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.41 Yr. Data below for SBI Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 80.27% Debt 19.47% Other 0.26% Debt Sector Allocation
Sector Value Corporate 52% Cash Equivalent 24.09% Government 23.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd.
Debentures | -4% ₹1,412 Cr 30,000 India (Republic of)
- | -3% ₹1,239 Cr 130,000,000 India (Republic of)
- | -3% ₹952 Cr 100,000,000 Tbill
Sovereign Bonds | -2% ₹716 Cr 75,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹658 Cr 14,000 8.24% Govt Stock 2027
Sovereign Bonds | -2% ₹612 Cr 60,000,000 Small Industries Development Bank of India
Debentures | -1% ₹469 Cr 10,000 Union Bank of India
Domestic Bonds | -1% ₹353 Cr 7,500 Tbill
Sovereign Bonds | -1% ₹283 Cr 29,500,000 AU Small Finance Bank Ltd.
Debentures | -1% ₹195 Cr 4,000 5. SBI Magnum Low Duration Fund
SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (12 May 26) ₹3,655.93 ↓ -1.13 (-0.03 %) Net Assets (Cr) ₹13,583 on 31 Mar 26 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio 0.46 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.3% Effective Maturity 1 Year 2 Months 16 Days Modified Duration 10 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,333 30 Apr 23 ₹10,878 30 Apr 24 ₹11,624 30 Apr 25 ₹12,524 30 Apr 26 ₹13,228 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.3% 3 Month 1.1% 6 Month 2.2% 1 Year 5.7% 3 Year 6.7% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 7.3% 2022 6.7% 2021 4% 2020 3.2% 2019 6.7% 2018 8.3% 2017 7.5% 2016 6.6% 2015 8.3% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.96 Yr. Data below for SBI Magnum Low Duration Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 48.91% Debt 50.76% Other 0.33% Debt Sector Allocation
Sector Value Corporate 67.67% Government 18.84% Cash Equivalent 13.15% Credit Quality
Rating Value AA 8.59% AAA 91.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.03% Chhattisgarh Sdl 2026
Sovereign Bonds | -6% ₹854 Cr 84,992,300 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -4% ₹516 Cr 525 Bharti Telecom Limited
Debentures | -4% ₹499 Cr 50,000 Power Finance Corporation Limited
Debentures | -4% ₹499 Cr 50,000 ICICI Bank Ltd.
Debentures | -3% ₹471 Cr 10,000 Rec Limited
Debentures | -3% ₹452 Cr 45,000 Small Industries Development Bank of India
Debentures | -2% ₹328 Cr 7,000 Muthoot Finance Limited
Debentures | -2% ₹253 Cr 25,000
↑ 25,000 TATA Motors Limited
Debentures | -2% ₹251 Cr 2,500 Jsw Kalinga Steel Limited
Debentures | -2% ₹250 Cr 25,000 6. SBI Overnight Fund
SBI Overnight Fund
Growth Launch Date 1 Oct 02 NAV (12 May 26) ₹4,345.57 ↑ 0.60 (0.01 %) Net Assets (Cr) ₹17,849 on 31 Mar 26 Category Debt - Overnight AMC SBI Funds Management Private Limited Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio -11.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load 0-1 Months (0.2%),1 Months and above(NIL) Yield to Maturity 6.5% Effective Maturity 1 Day Modified Duration 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,323 30 Apr 23 ₹10,901 30 Apr 24 ₹11,628 30 Apr 25 ₹12,380 30 Apr 26 ₹13,037 Returns for SBI Overnight Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.4% 3 Month 1.2% 6 Month 2.5% 1 Year 5.3% 3 Year 6.1% 5 Year 5.5% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.7% 2023 6.6% 2022 6.6% 2021 4.6% 2020 3.1% 2019 3.3% 2018 5.6% 2017 6.2% 2016 5.8% 2015 6.8% Fund Manager information for SBI Overnight Fund
Name Since Tenure Ranjana Gupta 27 Dec 24 1.34 Yr. Data below for SBI Overnight Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 100% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -78% ₹21,563 Cr Reverse Repo
CBLO/Reverse Repo | -18% ₹4,901 Cr Tbill
Sovereign Bonds | -1% ₹225 Cr 22,500,000
↑ 22,500,000 Tbill
Sovereign Bonds | -1% ₹215 Cr 21,500,000 16/04/2026 Maturing 364 DTB
Sovereign Bonds | -1% ₹200 Cr 20,000,000 Tbill
Sovereign Bonds | -1% ₹199 Cr 20,000,000
↑ 20,000,000 Tbill
Sovereign Bonds | -0% ₹100 Cr 10,000,000 16/04/2026 Maturing 182 DTB
Sovereign Bonds | -0% ₹50 Cr 5,000,000 Tbill
Sovereign Bonds | -0% ₹50 Cr 5,000,000
↑ 5,000,000 Net Receivable / Payable
CBLO | -0% -₹40 Cr 7. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (12 May 26) ₹33.4384 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹14,580 on 31 Mar 26 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 0.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.79% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 3 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,339 30 Apr 23 ₹10,871 30 Apr 24 ₹11,571 30 Apr 25 ₹12,643 30 Apr 26 ₹13,254 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.2% 3 Month 0.6% 6 Month 1.4% 1 Year 5.1% 3 Year 6.8% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.7% 2022 6.7% 2021 3.5% 2020 2.8% 2019 9.9% 2018 9.5% 2017 6% 2016 5.7% 2015 9.9% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 2.42 Yr. Data below for SBI Short Term Debt Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 7.85% Debt 91.8% Other 0.35% Debt Sector Allocation
Sector Value Corporate 73.57% Government 22.06% Cash Equivalent 4.02% Credit Quality
Rating Value AA 15.37% AAA 84.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹592 Cr 600 Karnataka (Government of) 7.31%
- | -3% ₹496 Cr 50,000,000 8.32% Rajasthan Sdl 2029
Sovereign Bonds | -3% ₹465 Cr 45,000,000 Tamil Nadu (Government of) 7.03%
- | -3% ₹444 Cr 44,724,600 National Bank For Agriculture And Rural Development
Debentures | -3% ₹402 Cr 40,000 Indigrid Infrastructure Trust
Debentures | -3% ₹388 Cr 39,500 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹371 Cr 375 7.17% Govt Stock 2030
Sovereign Bonds | -2% ₹306 Cr 30,000,000 Mindspace Business Parks Reit
Debentures | -2% ₹302 Cr 30,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹302 Cr 30,000 8. SBI Magnum Medium Duration Fund
SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (12 May 26) ₹53.2731 ↓ -0.03 (-0.06 %) Net Assets (Cr) ₹6,580 on 31 Mar 26 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio -0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 8.53% Effective Maturity 3 Years 11 Months 19 Days Modified Duration 2 Years 10 Months 6 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,377 30 Apr 23 ₹10,985 30 Apr 24 ₹11,717 30 Apr 25 ₹12,849 30 Apr 26 ₹13,444 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.1% 3 Month 0.5% 6 Month 1.7% 1 Year 4.8% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 8.1% 2022 7.2% 2021 3.4% 2020 3.8% 2019 12.3% 2018 11.1% 2017 6.2% 2016 7.6% 2015 14% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 2.42 Yr. Mohit Jain 30 Nov 17 8.42 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 8.65% Equity 6.01% Debt 85.02% Other 0.32% Debt Sector Allocation
Sector Value Corporate 62.74% Government 22.28% Cash Equivalent 8.65% Credit Quality
Rating Value A 12.23% AA 50.81% AAA 36.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹524 Cr 51,500,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹453 Cr 47,500,000 Godrej Properties Limited
Debentures | -5% ₹302 Cr 30,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹270 Cr 27,000
↑ 9,500 Avanse Financial Services Limited
Debentures | -4% ₹250 Cr 25,000 6.48% Govt Stock 2035
Sovereign Bonds | -4% ₹243 Cr 25,000,000 Yes Bank Limited
Debentures | -3% ₹224 Cr 2,250 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹221 Cr 24,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹221 Cr 22,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹209 Cr 20,000 9. SBI Banking and PSU Fund
SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (12 May 26) ₹3,232.78 ↓ -1.62 (-0.05 %) Net Assets (Cr) ₹3,813 on 31 Mar 26 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio -0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.49% Effective Maturity 5 Years 1 Month 10 Days Modified Duration 2 Years 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,301 30 Apr 23 ₹10,786 30 Apr 24 ₹11,462 30 Apr 25 ₹12,534 30 Apr 26 ₹13,075 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.2% 3 Month 0.6% 6 Month 1.2% 1 Year 4.6% 3 Year 6.6% 5 Year 5.5% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 6.6% 2021 2.9% 2020 2.6% 2019 10.5% 2018 9.7% 2017 7.4% 2016 6.4% 2015 8.3% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 2.42 Yr. Pradeep Kesavan 1 Dec 23 2.42 Yr. Data below for SBI Banking and PSU Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 31.63% Debt 67.98% Other 0.39% Debt Sector Allocation
Sector Value Corporate 70.81% Government 24.48% Cash Equivalent 4.31% Credit Quality
Rating Value AA 7.93% AAA 92.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Grid Corporation Of India Limited
Debentures | -5% ₹184 Cr 23,000 Ongc Petro Additions Limited
Debentures | -5% ₹176 Cr 17,500 GAil (India) Limited
Debentures | -5% ₹175 Cr 1,750 India Infrastructure Finance Company Limited
Debentures | -4% ₹145 Cr 15,000 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹141 Cr 15,000,000
↑ 15,000,000 National Highways Infra TRust
Debentures | -3% ₹127 Cr 25,000 Power Finance Corporation Limited
Debentures | -3% ₹124 Cr 12,500 Equitas Small Finance Bank Ltd.
Debentures | -3% ₹121 Cr 2,500 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹118 Cr 13,000,000 Ongc Petro Additions Limited
Debentures | -3% ₹100 Cr 10,000 10. SBI Dynamic Bond Fund
SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (12 May 26) ₹36.775 ↓ -0.02 (-0.04 %) Net Assets (Cr) ₹3,928 on 31 Mar 26 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.44 Sharpe Ratio -0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.61% Effective Maturity 5 Years 1 Month 17 Days Modified Duration 3 Years 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,214 30 Apr 23 ₹10,951 30 Apr 24 ₹11,623 30 Apr 25 ₹12,933 30 Apr 26 ₹13,254 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 1.6% 1 Year 3% 3 Year 6.3% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 8.6% 2022 7.1% 2021 4.2% 2020 2% 2019 10.4% 2018 12.7% 2017 5.1% 2016 3.9% 2015 15.3% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Sudhir Agarwal 1 Jul 25 0.83 Yr. Data below for SBI Dynamic Bond Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 18.16% Debt 81.51% Other 0.32% Debt Sector Allocation
Sector Value Corporate 59.8% Government 37.4% Cash Equivalent 2.47% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Government Of Karnataka
Sovereign Bonds | -11% ₹411 Cr 41,500,000
↓ -1,500,000 Union Bank of India
Domestic Bonds | -10% ₹377 Cr 8,000 Small Industries Development Bank of India
Debentures | -10% ₹375 Cr 8,000 State Government Of Kerala
Sovereign Bonds | -7% ₹263 Cr 26,500,000
↓ -1,000,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹156 Cr 1,500 7.58% Westbengal Sgs 2042
Sovereign Bonds | -4% ₹147 Cr 15,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹141 Cr 3,000 6.75% Govt Stock 2029
Sovereign Bonds | -3% ₹126 Cr 12,500,000 Rec Limited
Debentures | -3% ₹126 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹125 Cr 12,500
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ದಾಖಲೆಗಳನ್ನು ಅಪ್ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!
I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.