2022 ರ 10 ಅತ್ಯುತ್ತಮ SBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು

Updated on August 23, 2025 , 194810 views

ಭಾರತದ ಅತ್ಯಂತ ಹಳೆಯ ಮತ್ತು ದೊಡ್ಡ ಫಂಡ್ ಹೌಸ್ ಆಗಿರುವುದರಿಂದ, ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಾಗಿ ನೀಡುವ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳಿಂದ ಆಕರ್ಷಿತರಾಗುತ್ತಾರೆSBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್. 30 ವರ್ಷಗಳ ಉಪಸ್ಥಿತಿಯೊಂದಿಗೆಮಾರುಕಟ್ಟೆ, SBI MF ವ್ಯಾಪಕತೆಯನ್ನು ಹೊಂದಿದೆಹೂಡಿಕೆದಾರ 5 ಮಿಲಿಯನ್‌ಗಿಂತಲೂ ಹೆಚ್ಚಿನ ಮೂಲ. ಪ್ರತಿಯೊಂದು ರೀತಿಯ ಹೂಡಿಕೆದಾರರನ್ನು ಪೂರೈಸಲು, ಕಂಪನಿಯು ಹೆಚ್ಚಿನ ಸಂಖ್ಯೆಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳನ್ನು ನೀಡುತ್ತದೆ.

ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಎಲ್ಲಾ ಅಲ್ಪಾವಧಿ, ಮಧ್ಯಮ ಮತ್ತು ದೀರ್ಘಾವಧಿಯನ್ನು ಯೋಜಿಸಬಹುದುಹಣಕಾಸಿನ ಗುರಿಗಳು ಮೂಲಕಹೂಡಿಕೆ ಈ ಯೋಜನೆಗಳಲ್ಲಿ. ಕಾಲಾನಂತರದಲ್ಲಿ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುವ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೊಂದಿರುವ ಟಾಪ್ 10 ಅತ್ಯುತ್ತಮ SBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳ ಪಟ್ಟಿಯನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ. AUM ನಂತಹ ಹಲವಾರು ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳನ್ನು ಪರಿಗಣಿಸಿ ಈ ನಿಧಿಗಳನ್ನು ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆ,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಪೀರ್ ಸರಾಸರಿ ಆದಾಯ ಮತ್ತು ಇತರ ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳು.

ಎಸ್‌ಬಿಐ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಬಂಡವಾಳ ಮೆಚ್ಚುಗೆ: SBI MF ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ನಿಮಗೆ ಎಬಂಡವಾಳ ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ನಿಧಿಯನ್ನು ಅವಲಂಬಿಸಿ ಕಡಿಮೆ-ಅಪಾಯದ ಹೂಡಿಕೆಗಳು ಮತ್ತು ಹೆಚ್ಚಿನ ಅಪಾಯದ ಹೂಡಿಕೆಗಳಿಗೆ ಮೆಚ್ಚುಗೆ.

ಸುರಕ್ಷತೆ: SBI ಯ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು ದೇಶದ ವಿಶ್ವಾಸಾರ್ಹ ಮತ್ತು ವಿಶ್ವಾಸಾರ್ಹ ನಿಧಿ ಯೋಜನೆಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ.

ವಿವಿಧ ಆಯ್ಕೆಗಳು: ಎಸ್‌ಬಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ವಿಶಾಲವಾದ ಜೊತೆ ಬರುತ್ತದೆಶ್ರೇಣಿ ಆಯ್ಕೆಗಳಲ್ಲಿ, ನೀವು SBI ನೀಡುವ ಈ ಯೋಜನೆಗಳಲ್ಲಿ ಅಲ್ಪಾವಧಿ, ಮಧ್ಯಾವಧಿ ಮತ್ತು ದೀರ್ಘಾವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡಬಹುದು.

ಅತ್ಯುತ್ತಮ ರೇಟಿಂಗ್‌ಗಳು: ಅನೇಕ SBI ಇಕ್ವಿಟಿ ಯೋಜನೆಗಳು ಮೂರು ಮತ್ತು ಅದಕ್ಕಿಂತ ಹೆಚ್ಚಿನ CRISIL ರೇಟಿಂಗ್ ಅನ್ನು ಹೊಂದಿವೆ.

ದೇಶೀಯ ಮತ್ತು ಕಡಲಾಚೆಯ ನಿಧಿ ನಿರ್ವಹಣೆ: ಕಂಪನಿಯು ದೇಶೀಯ ಮತ್ತು ಎರಡನ್ನೂ ನಿರ್ವಹಿಸುವಲ್ಲಿ ಪರಿಣತಿಯನ್ನು ಹೊಂದಿದೆಕಡಲಾಚೆಯ ನಿಧಿಗಳು.

ತೆರಿಗೆ ಪ್ರಯೋಜನಗಳು: ಎಸ್‌ಬಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನೊಂದಿಗೆ ತೆರಿಗೆ ಉಳಿಸುವುದು ಸುಲಭ. ಕಂಪನಿಯು ಒದಗಿಸುತ್ತದೆಇಕ್ವಿಟಿ ಲಿಂಕ್ಡ್ ಸೇವಿಂಗ್ಸ್ ಸ್ಕೀಮ್ ಹೂಡಿಕೆದಾರರಿಗೆ ತೆರಿಗೆ ಉಳಿಸಲು.

NRI ಹೂಡಿಕೆ: ಕಂಪನಿಯು ಎನ್‌ಆರ್‌ಐಗಳಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಅವಕಾಶ ನೀಡುತ್ತದೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.

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ಅತ್ಯುತ್ತಮ SBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Gold Fund Growth	₹29.44 ↑ 0.31	₹4,740	5,000	500	4.8	14.6	38.3	23.2	13	19.6
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	5,000	500	3.9	6.2	25.1	6.9	8.3
SBI Banking & Financial Services Fund Growth	₹42.3646 ↓ -0.09	₹8,450	5,000	500	3.1	17	13.6	18.7	21.1	19.6
SBI Healthcare Opportunities Fund Growth	₹437.867 ↑ 0.58	₹4,027	5,000	500	4.5	11.6	10.4	27.9	20.4	42.2
SBI Short Term Debt Fund Growth	₹32.4402 ↑ 0.00	₹16,453	5,000	500	0.9	4.5	8.3	7.3	5.9	7.7
SBI Equity Hybrid Fund Growth	₹301.293 ↑ 0.49	₹77,794	1,000	500	1.8	12.3	8.2	13.9	16	14.2
SBI Credit Risk Fund Growth	₹46.0568 ↓ -0.01	₹2,221	5,000	500	1.4	4.4	8.2	8	7.1	8.1
SBI Banking and PSU Fund Growth	₹3,139.68 ↓ -1.65	₹4,119	5,000	500	0.4	4.3	7.9	7.1	5.7	7.7
SBI Magnum Medium Duration Fund Growth	₹51.3776 ↓ -0.03	₹6,589	5,000	500	0.2	3.7	7.7	7.5	6.4	8.1
SBI Multi Asset Allocation Fund Growth	₹59.491 ↑ 0.06	₹9,440	5,000	500	2.7	9.9	7.6	15.9	14.2	12.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Gold Fund	SBI Dynamic Asset Allocation Fund	SBI Banking & Financial Services Fund	SBI Healthcare Opportunities Fund	SBI Short Term Debt Fund	SBI Equity Hybrid Fund	SBI Credit Risk Fund	SBI Banking and PSU Fund	SBI Magnum Medium Duration Fund	SBI Multi Asset Allocation Fund
Point 1	Lower mid AUM (₹4,740 Cr).	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹8,450 Cr).	Bottom quartile AUM (₹4,027 Cr).	Top quartile AUM (₹16,453 Cr).	Highest AUM (₹77,794 Cr).	Bottom quartile AUM (₹2,221 Cr).	Lower mid AUM (₹4,119 Cr).	Upper mid AUM (₹6,589 Cr).	Upper mid AUM (₹9,440 Cr).
Point 2	Established history (13+ yrs).	Established history (10+ yrs).	Established history (10+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Oldest track record among peers (21 yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).
Point 3	Rating: 2★ (lower mid).	Not Rated.	Not Rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately Low.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	5Y return: 13.01% (upper mid).	5Y return: 8.31% (lower mid).	5Y return: 21.13% (top quartile).	5Y return: 20.43% (top quartile).	1Y return: 8.35% (upper mid).	5Y return: 16.04% (upper mid).	1Y return: 8.21% (lower mid).	1Y return: 7.94% (bottom quartile).	1Y return: 7.67% (bottom quartile).	5Y return: 14.17% (upper mid).
Point 6	3Y return: 23.16% (top quartile).	3Y return: 6.92% (bottom quartile).	3Y return: 18.66% (upper mid).	3Y return: 27.91% (top quartile).	1M return: 0.08% (upper mid).	3Y return: 13.88% (upper mid).	1M return: 0.17% (upper mid).	1M return: -0.12% (lower mid).	1M return: -0.24% (bottom quartile).	3Y return: 15.90% (upper mid).
Point 7	1Y return: 38.30% (top quartile).	1Y return: 25.12% (top quartile).	1Y return: 13.62% (upper mid).	1Y return: 10.42% (upper mid).	Sharpe: 1.89 (upper mid).	1Y return: 8.21% (lower mid).	Sharpe: 2.43 (upper mid).	Sharpe: 1.31 (lower mid).	Sharpe: 1.35 (upper mid).	1Y return: 7.64% (bottom quartile).
Point 8	1M return: 1.70% (top quartile).	1M return: 1.04% (top quartile).	Alpha: -2.42 (bottom quartile).	Alpha: 3.04 (top quartile).	Information ratio: 0.00 (lower mid).	1M return: -0.19% (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	1M return: -0.39% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Sharpe: 0.48 (bottom quartile).	Sharpe: 0.60 (lower mid).	Yield to maturity (debt): 6.87% (upper mid).	Alpha: 5.42 (top quartile).	Yield to maturity (debt): 7.93% (top quartile).	Yield to maturity (debt): 6.77% (upper mid).	Yield to maturity (debt): 7.29% (upper mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 2.53 (top quartile).	Sharpe: 2.59 (top quartile).	Information ratio: 0.59 (top quartile).	Information ratio: 0.38 (top quartile).	Modified duration: 2.73 yrs (lower mid).	Sharpe: 0.12 (bottom quartile).	Modified duration: 2.17 yrs (lower mid).	Modified duration: 4.13 yrs (bottom quartile).	Modified duration: 3.79 yrs (bottom quartile).	Sharpe: 0.08 (bottom quartile).

SBI Gold Fund

Lower mid AUM (₹4,740 Cr).
Established history (13+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.01% (upper mid).
3Y return: 23.16% (top quartile).
1Y return: 38.30% (top quartile).
1M return: 1.70% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.53 (top quartile).

SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (lower mid).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.59 (top quartile).

SBI Banking & Financial Services Fund

Upper mid AUM (₹8,450 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.13% (top quartile).
3Y return: 18.66% (upper mid).
1Y return: 13.62% (upper mid).
Alpha: -2.42 (bottom quartile).
Sharpe: 0.48 (bottom quartile).
Information ratio: 0.59 (top quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹4,027 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 20.43% (top quartile).
3Y return: 27.91% (top quartile).
1Y return: 10.42% (upper mid).
Alpha: 3.04 (top quartile).
Sharpe: 0.60 (lower mid).
Information ratio: 0.38 (top quartile).

SBI Short Term Debt Fund

Top quartile AUM (₹16,453 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.35% (upper mid).
1M return: 0.08% (upper mid).
Sharpe: 1.89 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.87% (upper mid).
Modified duration: 2.73 yrs (lower mid).

SBI Equity Hybrid Fund

Highest AUM (₹77,794 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.04% (upper mid).
3Y return: 13.88% (upper mid).
1Y return: 8.21% (lower mid).
1M return: -0.19% (lower mid).
Alpha: 5.42 (top quartile).
Sharpe: 0.12 (bottom quartile).

SBI Credit Risk Fund

Bottom quartile AUM (₹2,221 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 8.21% (lower mid).
1M return: 0.17% (upper mid).
Sharpe: 2.43 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.93% (top quartile).
Modified duration: 2.17 yrs (lower mid).

SBI Banking and PSU Fund

Lower mid AUM (₹4,119 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.94% (bottom quartile).
1M return: -0.12% (lower mid).
Sharpe: 1.31 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.77% (upper mid).
Modified duration: 4.13 yrs (bottom quartile).

SBI Magnum Medium Duration Fund

Upper mid AUM (₹6,589 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.67% (bottom quartile).
1M return: -0.24% (bottom quartile).
Sharpe: 1.35 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.29% (upper mid).
Modified duration: 3.79 yrs (bottom quartile).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹9,440 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 14.17% (upper mid).
3Y return: 15.90% (upper mid).
1Y return: 7.64% (bottom quartile).
1M return: -0.39% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.08 (bottom quartile).

*ಹೊಂದಿರುವ ನಿಧಿಯ ಆಧಾರದ ಮೇಲೆ ಪಟ್ಟಿ ಮಾಡಿಆಸ್ತಿ > 100 ಕೋಟಿ ಮತ್ತು ವಿಂಗಡಿಸಲಾಗಿದೆಕಳೆದ 1 ವರ್ಷದ ರಿಟರ್ನ್ಸ್.

1. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Lower mid AUM (₹4,740 Cr).
Established history (13+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.01% (upper mid).
3Y return: 23.16% (top quartile).
1Y return: 38.30% (top quartile).
1M return: 1.70% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.53 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (25 Aug 25)	₹29.44 ↑ 0.31 (1.07 %)
Net Assets (Cr)	₹4,740 on 31 Jul 25
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	2.53
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹8,893
31 Jul 22	₹9,337
31 Jul 23	₹10,723
31 Jul 24	₹12,421
31 Jul 25	₹17,329

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	1.7%
3 Month	4.8%
6 Month	14.6%
1 Year	38.3%
3 Year	23.2%
5 Year	13%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	14.1%
2022	12.6%
2021	-5.7%
2020	27.4%
2019	22.8%
2018	6.4%
2017	3.5%
2016	10%
2015	-8.1%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raviprakash Sharma	12 Sep 11	13.89 Yr.

Data below for SBI Gold Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	1.19%
Other	98.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹4,419 Cr	536,211,834 ↑ 29,700,000
Net Receivable / Payable CBLO \| -	1%	-₹27 Cr
Treps CBLO/Reverse Repo \| -	0%	₹17 Cr

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (lower mid).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.59 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Upper mid AUM (₹8,450 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.13% (top quartile).
3Y return: 18.66% (upper mid).
1Y return: 13.62% (upper mid).
Alpha: -2.42 (bottom quartile).
Sharpe: 0.48 (bottom quartile).
Information ratio: 0.59 (top quartile).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (25 Aug 25)	₹42.3646 ↓ -0.09 (-0.20 %)
Net Assets (Cr)	₹8,450 on 31 Jul 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.48
Information Ratio	0.59
Alpha Ratio	-2.42
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,588
31 Jul 22	₹16,044
31 Jul 23	₹18,953
31 Jul 24	₹24,576
31 Jul 25	₹27,584

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	-0.7%
3 Month	3.1%
6 Month	17%
1 Year	13.6%
3 Year	18.7%
5 Year	21.1%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	18.6%
2022	13.5%
2021	12.1%
2020	4.8%
2019	20.7%
2018	9.5%
2017	40.7%
2016	17%
2015

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6 Yr.
Pradeep Kesavan	1 Dec 23	1.67 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	93.64%

Asset Allocation

Asset Class	Value
Cash	6.3%
Equity	93.64%
Debt	0.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	23%	₹1,964 Cr	9,814,715 ↓ -1,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	8%	₹669 Cr	3,091,554 ↓ -500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| 532174	8%	₹641 Cr	4,435,814 ↓ -1,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	6%	₹491 Cr	4,096,723 ↓ -2,188,902
Max Financial Services Ltd (Financial Services) Equity, Since 30 Apr 25 \| 500271	6%	₹475 Cr	2,882,129 ↑ 562,729
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	4%	₹379 Cr	1,445,478 ↑ 58,494
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	4%	₹321 Cr	3,940,097 ↓ -334,668
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Mar 25 \| 540691	3%	₹251 Cr	9,083,837 ↑ 1,436,137
Aptus Value Housing Finance India Ltd (Financial Services) Equity, Since 30 Sep 23 \| 543335	3%	₹241 Cr	7,435,950 ↑ 1,954,833
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| 532134	3%	₹224 Cr	8,985,585

4. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹4,027 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 20.43% (top quartile).
3Y return: 27.91% (top quartile).
1Y return: 10.42% (upper mid).
Alpha: 3.04 (top quartile).
Sharpe: 0.60 (lower mid).
Information ratio: 0.38 (top quartile).

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (22 Aug 25)	₹437.867 ↑ 0.58 (0.13 %)
Net Assets (Cr)	₹4,027 on 31 Jul 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.97
Sharpe Ratio	0.6
Information Ratio	0.38
Alpha Ratio	3.04
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,418
31 Jul 22	₹12,951
31 Jul 23	₹16,915
31 Jul 24	₹23,551
31 Jul 25	₹27,155

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	0.4%
3 Month	4.5%
6 Month	11.6%
1 Year	10.4%
3 Year	27.9%
5 Year	20.4%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.2%
2023	38.2%
2022	-6%
2021	20.1%
2020	65.8%
2019	-0.5%
2018	-9.9%
2017	2.1%
2016	-14%
2015	27.1%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	14.18 Yr.

Data below for SBI Healthcare Opportunities Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Health Care	91.24%
Basic Materials	5.74%

Asset Allocation

Asset Class	Value
Cash	2.94%
Equity	96.98%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	12%	₹469 Cr	2,800,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	8%	₹300 Cr	440,000 ↑ 27,778
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	7%	₹268 Cr	2,100,000
Lonza Group Ltd ADR (Healthcare) Equity, Since 31 Jan 24 \| LO3A	5%	₹183 Cr	300,000
Cipla Ltd (Healthcare) Equity, Since 31 Aug 16 \| 500087	5%	₹181 Cr	1,200,000
Lupin Ltd (Healthcare) Equity, Since 31 Aug 23 \| 500257	4%	₹163 Cr	840,000
Mankind Pharma Ltd (Healthcare) Equity, Since 30 Apr 23 \| MANKIND	3%	₹130 Cr	560,000
Abbott India Ltd (Healthcare) Equity, Since 31 Mar 19 \| ABBOTINDIA	3%	₹128 Cr	36,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 30 Apr 21 \| 532843	3%	₹127 Cr	1,600,000 ↓ -80,000
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| 540975	3%	₹125 Cr	2,100,000

5. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

Research Highlights for SBI Short Term Debt Fund

Top quartile AUM (₹16,453 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.35% (upper mid).
1M return: 0.08% (upper mid).
Sharpe: 1.89 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.87% (upper mid).
Modified duration: 2.73 yrs (lower mid).
Average maturity: 3.39 yrs (lower mid).
Exit load: NIL.

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund Growth
Launch Date	27 Jul 07
NAV (25 Aug 25)	₹32.4402 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹16,453 on 31 Jul 25
Category	Debt - Short term Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.84
Sharpe Ratio	1.89
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.87%
Effective Maturity	3 Years 4 Months 20 Days
Modified Duration	2 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,394
31 Jul 22	₹10,663
31 Jul 23	₹11,345
31 Jul 24	₹12,154
31 Jul 25	₹13,238

SBI Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	0.1%
3 Month	0.9%
6 Month	4.5%
1 Year	8.3%
3 Year	7.3%
5 Year	5.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	6.7%
2022	3.5%
2021	2.8%
2020	9.9%
2019	9.5%
2018	6%
2017	5.7%
2016	9.9%
2015	8.2%

Fund Manager information for SBI Short Term Debt Fund

Name	Since	Tenure
Mansi Sajeja	1 Dec 23	1.67 Yr.

Data below for SBI Short Term Debt Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	15.45%
Debt	84.28%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	64.68%
Government	22.88%
Cash Equivalent	12.17%

Credit Quality

Rating	Value
AA	13.2%
AAA	86.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹1,259 Cr	120,000,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	4%	₹690 Cr	66,000,000 ↓ -16,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹511 Cr	50,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹510 Cr	50,000
Rec Limited Debentures \| -	3%	₹510 Cr	50,000
TATA Communications Limited Debentures \| -	2%	₹405 Cr	40,000
Small Industries Development Bank Of India Debentures \| -	2%	₹357 Cr	35,000
Small Industries Development Bank Of India Debentures \| -	2%	₹331 Cr	32,500
Hindustan Petroleum Corporation Limited Debentures \| -	2%	₹327 Cr	32,500
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹318 Cr	31,000

6. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

Research Highlights for SBI Equity Hybrid Fund

Highest AUM (₹77,794 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.04% (upper mid).
3Y return: 13.88% (upper mid).
1Y return: 8.21% (lower mid).
1M return: -0.19% (lower mid).
Alpha: 5.42 (top quartile).
Sharpe: 0.12 (bottom quartile).
Information ratio: 0.30 (upper mid).

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund Growth
Launch Date	19 Jan 05
NAV (25 Aug 25)	₹301.293 ↑ 0.49 (0.16 %)
Net Assets (Cr)	₹77,794 on 31 Jul 25
Category	Hybrid - Hybrid Equity
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.4
Sharpe Ratio	0.12
Information Ratio	0.3
Alpha Ratio	5.42
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹13,644
31 Jul 22	₹14,502
31 Jul 23	₹16,063
31 Jul 24	₹20,152
31 Jul 25	₹21,638

SBI Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	-0.2%
3 Month	1.8%
6 Month	12.3%
1 Year	8.2%
3 Year	13.9%
5 Year	16%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	16.4%
2022	2.3%
2021	23.6%
2020	12.9%
2019	13.5%
2018	-0.1%
2017	27.7%
2016	3.7%
2015	7.4%

Fund Manager information for SBI Equity Hybrid Fund

Name	Since	Tenure
R. Srinivasan	1 Jan 12	13.59 Yr.
Rajeev Radhakrishnan	1 Dec 23	1.67 Yr.
Mansi Sajeja	1 Dec 23	1.67 Yr.
Pradeep Kesavan	1 Dec 23	1.67 Yr.

Data below for SBI Equity Hybrid Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	5.43%
Equity	74.71%
Debt	19.86%
Other	0%

Equity Sector Allocation

Sector	Value
Financial Services	24.49%
Basic Materials	10.66%
Industrials	9.89%
Consumer Cyclical	7.36%
Communication Services	5.25%
Technology	4.81%
Health Care	4.34%
Consumer Defensive	3.5%
Energy	2.48%
Utility	1.23%
Real Estate	0.71%

Debt Sector Allocation

Sector	Value
Corporate	11.75%
Government	8.51%
Cash Equivalent	5.03%

Credit Quality

Rating	Value
A	8.16%
AA	16.48%
AAA	73.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 11 \| HDFCBANK	7%	₹5,404 Cr	27,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	6%	₹4,694 Cr	456,501,100 ↑ 29,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 17 \| BHARTIARTL	4%	₹3,416 Cr	17,000,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	4%	₹3,150 Cr	1,790,000 ↓ -204,133
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| 532174	4%	₹3,036 Cr	21,000,000 ↓ -2,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| KOTAKBANK	4%	₹3,029 Cr	14,000,000 ↑ 100
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Apr 16 \| DIVISLAB	3%	₹2,520 Cr	3,700,000 ↓ -200,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	3%	₹2,461 Cr	30,000,000
MRF Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| 500290	3%	₹2,420 Cr	170,000
Infosys Ltd (Technology) Equity, Since 31 Dec 17 \| INFY	3%	₹2,403 Cr	15,000,000

7. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Research Highlights for SBI Credit Risk Fund

Bottom quartile AUM (₹2,221 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 8.21% (lower mid).
1M return: 0.17% (upper mid).
Sharpe: 2.43 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.93% (top quartile).
Modified duration: 2.17 yrs (lower mid).
Average maturity: 2.96 yrs (lower mid).
Exit load: 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL).

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund Growth
Launch Date	19 Jul 04
NAV (25 Aug 25)	₹46.0568 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹2,221 on 31 Jul 25
Category	Debt - Credit Risk
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	2.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity	7.93%
Effective Maturity	2 Years 11 Months 16 Days
Modified Duration	2 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,707
31 Jul 22	₹11,097
31 Jul 23	₹12,004
31 Jul 24	₹12,916
31 Jul 25	₹14,038

SBI Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	0.2%
3 Month	1.4%
6 Month	4.4%
1 Year	8.2%
3 Year	8%
5 Year	7.1%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.1%
2023	8.3%
2022	4.2%
2021	5%
2020	9.8%
2019	6.5%
2018	6.2%
2017	6.9%
2016	10.5%
2015	9.7%

Fund Manager information for SBI Credit Risk Fund

Name	Since	Tenure
Lokesh Mallya	1 Feb 17	8.5 Yr.

Data below for SBI Credit Risk Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	16.11%
Equity	2.88%
Debt	80.66%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	65.44%
Cash Equivalent	16.11%
Government	15.21%

Credit Quality

Rating	Value
A	17.98%
AA	64.83%
AAA	17.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Govt Stock 2039 Sovereign Bonds \| -	9%	₹200 Cr	19,000,000
Aadhar Housing Finance Limited Debentures \| -	5%	₹113 Cr	11,200
Nirma Limited Debentures \| -	5%	₹112 Cr	11,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹106 Cr	11,000
Infopark Properties Limited Debentures \| -	5%	₹106 Cr	10,500
Aditya Birla Real Estate Limited Debentures \| -	4%	₹87 Cr	8,500
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹83 Cr	8,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹82 Cr	8,000,000
Avanse Financial Services Limited Debentures \| -	4%	₹81 Cr	8,000
Renserv Global Private Limited Debentures \| -	4%	₹80 Cr	8,000

8. SBI Banking and PSU Fund

(Erstwhile SBI Treasury Advantage Fund)

The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities.

Research Highlights for SBI Banking and PSU Fund

Lower mid AUM (₹4,119 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.94% (bottom quartile).
1M return: -0.12% (lower mid).
Sharpe: 1.31 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.77% (upper mid).
Modified duration: 4.13 yrs (bottom quartile).
Average maturity: 6.36 yrs (bottom quartile).
Exit load: NIL.

Below is the key information for SBI Banking and PSU Fund

SBI Banking and PSU Fund Growth
Launch Date	9 Oct 09
NAV (25 Aug 25)	₹3,139.68 ↓ -1.65 (-0.05 %)
Net Assets (Cr)	₹4,119 on 31 Jul 25
Category	Debt - Banking & PSU Debt
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.8
Sharpe Ratio	1.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.77%
Effective Maturity	6 Years 4 Months 10 Days
Modified Duration	4 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,389
31 Jul 22	₹10,589
31 Jul 23	₹11,243
31 Jul 24	₹12,037
31 Jul 25	₹13,085

SBI Banking and PSU Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Banking and PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	-0.1%
3 Month	0.4%
6 Month	4.3%
1 Year	7.9%
3 Year	7.1%
5 Year	5.7%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	6.6%
2022	2.9%
2021	2.6%
2020	10.5%
2019	9.7%
2018	7.4%
2017	6.4%
2016	8.3%
2015	8.7%

Fund Manager information for SBI Banking and PSU Fund

Name	Since	Tenure
Ardhendu Bhattacharya	1 Dec 23	1.67 Yr.
Pradeep Kesavan	1 Dec 23	1.67 Yr.

Data below for SBI Banking and PSU Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	12.3%
Debt	87.35%
Other	0.35%

Debt Sector Allocation

Sector	Value
Corporate	49.68%
Government	44.19%
Cash Equivalent	5.78%

Credit Quality

Rating	Value
AA	9.1%
AAA	90.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Power Grid Corporation Of India Limited Debentures \| -	5%	₹212 Cr	23,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹211 Cr	20,500,000 ↑ 15,000,000
Nuclear Power Corporation Of India Limited Debentures \| -	5%	₹210 Cr	20,400
Ongc Petro Additions Limited Debentures \| -	4%	₹178 Cr	17,500
National Bank For Financing Infrastructure And Development Debentures \| -	4%	₹173 Cr	17,000
Rec Limited Debentures \| -	4%	₹173 Cr	165 ↑ 05
GAil (India) Limited Debentures \| -	4%	₹153 Cr	1,500
Axis Bank Ltd. Debentures \| -	3%	₹142 Cr	3,000
Bihar (Government of) 6.9% - \| -	3%	₹125 Cr	12,500,000 ↑ 12,500,000
National Highways Infra TRust Debentures \| -	3%	₹125 Cr	25,000

9. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

Research Highlights for SBI Magnum Medium Duration Fund

Upper mid AUM (₹6,589 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.67% (bottom quartile).
1M return: -0.24% (bottom quartile).
Sharpe: 1.35 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.29% (upper mid).
Modified duration: 3.79 yrs (bottom quartile).
Average maturity: 5.27 yrs (bottom quartile).
Exit load: 0-12 Months (1.5%),12 Months and above(NIL).

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund Growth
Launch Date	12 Nov 03
NAV (25 Aug 25)	₹51.3776 ↓ -0.03 (-0.06 %)
Net Assets (Cr)	₹6,589 on 31 Jul 25
Category	Debt - Medium term Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	1.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity	7.29%
Effective Maturity	5 Years 3 Months 7 Days
Modified Duration	3 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹10,626
31 Jul 22	₹10,899
31 Jul 23	₹11,688
31 Jul 24	₹12,552
31 Jul 25	₹13,631

SBI Magnum Medium Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	-0.2%
3 Month	0.2%
6 Month	3.7%
1 Year	7.7%
3 Year	7.5%
5 Year	6.4%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.1%
2023	7.2%
2022	3.4%
2021	3.8%
2020	12.3%
2019	11.1%
2018	6.2%
2017	7.6%
2016	14%
2015	6.6%

Fund Manager information for SBI Magnum Medium Duration Fund

Name	Since	Tenure
Lokesh Mallya	1 Dec 23	1.67 Yr.
Mohit Jain	30 Nov 17	7.67 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	10.61%
Debt	89.09%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	44.88%
Government	44.21%
Cash Equivalent	10.61%

Credit Quality

Rating	Value
A	7.26%
AA	42.07%
AAA	50.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	19%	₹1,224 Cr	119,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	12%	₹803 Cr	76,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹560 Cr	53,500,000
Godrej Properties Limited Debentures \| -	5%	₹305 Cr	30,000
Avanse Financial Services Limited Debentures \| -	4%	₹252 Cr	25,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	4%	₹232 Cr	24,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹230 Cr	22,500 ↑ 2,500
Aditya Birla Real Estate Limited Debentures \| -	3%	₹224 Cr	22,000
Yes Bank Limited Debentures \| -	3%	₹224 Cr	2,250
Renserv Global Private Limited Debentures \| -	3%	₹206 Cr	20,500

10. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹9,440 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 14.17% (upper mid).
3Y return: 15.90% (upper mid).
1Y return: 7.64% (bottom quartile).
1M return: -0.39% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.08 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (25 Aug 25)	₹59.491 ↑ 0.06 (0.11 %)
Net Assets (Cr)	₹9,440 on 31 Jul 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	0.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹11,740
31 Jul 22	₹12,226
31 Jul 23	₹14,270
31 Jul 24	₹18,091
31 Jul 25	₹19,354

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	-0.4%
3 Month	2.7%
6 Month	9.9%
1 Year	7.6%
3 Year	15.9%
5 Year	14.2%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%
2015	9.9%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	3.75 Yr.
Mansi Sajeja	1 Dec 23	1.67 Yr.
Vandna Soni	1 Jan 24	1.58 Yr.

Data below for SBI Multi Asset Allocation Fund as on 31 Jul 25

Asset Allocation

Asset Class	Value
Cash	8.34%
Equity	48.99%
Debt	30.36%
Other	12.31%

Equity Sector Allocation

Sector	Value
Financial Services	12.66%
Consumer Cyclical	7.29%
Real Estate	5.29%
Technology	4.9%
Energy	4.37%
Consumer Defensive	4.18%
Basic Materials	3.62%
Industrials	2.86%
Utility	1.84%
Health Care	1.57%
Communication Services	0.41%

Debt Sector Allocation

Sector	Value
Corporate	27.66%
Cash Equivalent	8.03%
Government	3.01%

Credit Quality

Rating	Value
AA	71.18%
AAA	26.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Silver ETF - \| -	6%	₹569 Cr	51,296,178 ↑ 10,000,000
SBI Gold ETF - \| -	3%	₹314 Cr	37,241,000
Nippon India Silver ETF - \| -	3%	₹289 Cr	26,730,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	3%	₹266 Cr	1,331,000
Reliance Industries Ltd (Energy) Equity, Since 15 Sep 24 \| RELIANCE	3%	₹255 Cr	1,720,000
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| 543261	3%	₹236 Cr	7,664,234
Bharti Telecom Limited Debentures \| -	2%	₹208 Cr	20,000
Aditya Birla Renewables Limited Debentures \| -	2%	₹205 Cr	20,000
TATA Power Renewable Energy Limited Debentures \| -	2%	₹205 Cr	20,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹204 Cr	20,000

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