+91-22-489139092022 ರ 10 ಅತ್ಯುತ್ತಮ UTI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು
ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್, ಭಾರತದ ಪ್ರಮುಖ ಹಣಕಾಸು ಸಂಸ್ಥೆಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ, ಹೂಡಿಕೆದಾರರಲ್ಲಿ ಅಪಾರ ನಂಬಿಕೆಯನ್ನು ಗಳಿಸಿದೆ. ದಿAMC ಗೆ ಅನೇಕ ಪ್ರಶಸ್ತಿಗಳನ್ನು ಮುಡಿಗೇರಿಸಿಕೊಂಡಿದ್ದಾರೆನೀಡುತ್ತಿದೆ ನವೀನ ಮತ್ತು ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಅದರ ಆರಂಭದಿಂದಲೂ.
ಹೂಡಿಕೆದಾರರು ವ್ಯವಸ್ಥಿತವಾಗಿ ನಿರ್ವಹಿಸಲು ಸಹಾಯ ಮಾಡಲುಆಸ್ತಿ ಹಂಚಿಕೆ ಯೋಜನೆ, AMC ವ್ಯಾಪಕವಾದ ಆಧಾರದ ಮೇಲೆ ಉತ್ತಮ-ವೈವಿಧ್ಯಮಯ ಮತ್ತು ಸಮತೋಲಿತ ಹೂಡಿಕೆ ಬಂಡವಾಳವನ್ನು ನೀಡುತ್ತದೆಮಾರುಕಟ್ಟೆ ಸಂಶೋಧನೆ. ಹೂಡಿಕೆದಾರರು ಈಕ್ವಿಟಿ, ಸಾಲ, ಸಮತೋಲಿತ, ಮುಂತಾದ ಯೋಜನೆಗಳ ಒಂದು ಶ್ರೇಣಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು.ದ್ರವ ನಿಧಿಗಳು, ಇತ್ಯಾದಿ
ಸಂಪತ್ತು ಸೃಷ್ಟಿಯಂತಹ ನಿಮ್ಮ ವಿಭಿನ್ನ ಗುರಿಗಳನ್ನು ನೀವು ಯೋಜಿಸಬಹುದು,ನಿವೃತ್ತಿ ಯೋಜನೆ, ಮಗುವಿನ ಉನ್ನತ ಶಿಕ್ಷಣ, ತೆರಿಗೆ ಉಳಿತಾಯ, ಇತ್ಯಾದಿಹೂಡಿಕೆ ಈ ಯೋಜನೆಗಳಲ್ಲಿ.
ಅತ್ಯುತ್ತಮ UTI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಿ?
ಎ. ಸುರಕ್ಷತೆ
ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯಾವಾಗಲೂ ಸುರಕ್ಷತೆಗಾಗಿ ಶ್ರಮಿಸುತ್ತದೆಹೂಡಿಕೆದಾರನ ಹಣ ಮತ್ತುಬಂಡವಾಳ ವಿವೇಕಯುತ ರೀತಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಮೆಚ್ಚುಗೆ.
ಬಿ. ಸ್ಥಿರ ರಿಟರ್ನ್ಸ್
ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯಾವಾಗಲೂ ತಮ್ಮ ಹೂಡಿಕೆದಾರರಿಗೆ ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ನೀಡಲು ಶ್ರಮಿಸುತ್ತದೆ ಇದರಿಂದ ಅವರು ತಮ್ಮ ಉದ್ದೇಶಗಳನ್ನು ಸಾಧಿಸಬಹುದು.
ಸಿ. ಪ್ರವೇಶದ ಸುಲಭ
ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಖಾತೆಯನ್ನು ಯಾವುದೇ ಸಮಯದಲ್ಲಿ ಮತ್ತು ಎಲ್ಲಿಯಾದರೂ ಆನ್ಲೈನ್ನಲ್ಲಿ ಮೇಲ್ವಿಚಾರಣೆ ಮಾಡಬಹುದು ಮತ್ತು ಪ್ರವೇಶಿಸಬಹುದು. ಅಲ್ಲದೆ, ಫಂಡ್ ಹೌಸ್ನೊಂದಿಗಿನ ವಹಿವಾಟು ಮತ್ತು ಸಂವಹನ ಪ್ರಕ್ರಿಯೆಯು ಜಗಳ-ಮುಕ್ತ ಮತ್ತು ಅತ್ಯಂತ ಬಳಕೆದಾರ ಸ್ನೇಹಿಯಾಗಿದೆ.
ಡಿ. ನಿವೃತ್ತಿ ಯೋಜನೆ
ಯುಟಿಐ ಯೋಜನೆಗಳು ಹೂಡಿಕೆದಾರರಿಗೆ ತಮ್ಮ ಭವಿಷ್ಯವನ್ನು ಯೋಜಿಸಲು ಸಹಾಯ ಮಾಡುತ್ತದೆ. ಇದು ನಿವೃತ್ತಿ ಯೋಜನೆಗಳನ್ನು ಮ್ಯಾಪಿಂಗ್ ಮಾಡಲು ಅವರಿಗೆ ಸಹಾಯ ಮಾಡುತ್ತದೆ ಮತ್ತು ಹೂಡಿಕೆದಾರರಿಗೆ ಸಹಾಯ ಮಾಡಲು UTI - ನಿವೃತ್ತಿ ಪ್ರಯೋಜನ ಪಿಂಚಣಿ ನಿಧಿ ಹೂಡಿಕೆಯಂತಹ ಕೆಲವು ಉತ್ತಮವಾಗಿ ರಚಿಸಲಾದ ಯೋಜನೆಗಳನ್ನು ಹೊಂದಿದೆ.
ಇ. ತೆರಿಗೆ ಪ್ರಯೋಜನಗಳು
ಫಂಡ್ ಹೌಸ್ ತೆರಿಗೆ ಉಳಿತಾಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಅನ್ನು ನೀಡುತ್ತದೆ ಅದರ ಮೂಲಕ ಜನರು ತಮ್ಮ ಯೋಜನೆಗಳನ್ನು ಮಾಡಬಹುದುತೆರಿಗೆಗಳು. ಅಲ್ಲದೆ, ಇತರ ಯೋಜನೆಗಳಲ್ಲಿ, ಜನರು ಯೋಜನೆಯ ವರ್ಗವನ್ನು ಆಧರಿಸಿ ತೆರಿಗೆ ಪ್ರಯೋಜನಗಳನ್ನು ಪಡೆಯಬಹುದು.
ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು ಕೆಳಗೆ ಪಟ್ಟಿ ಮಾಡಲಾದ ಟಾಪ್ 10 ಅತ್ಯುತ್ತಮ UTI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳಿಂದ ನಿಧಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದು. AUM ನಂತಹ ಕೆಲವು ನಿಯತಾಂಕಗಳನ್ನು ಕೈಗೊಳ್ಳುವ ಮೂಲಕ ಈ ಹಣವನ್ನು ಶಾರ್ಟ್ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆ,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಪೀರ್ ಸರಾಸರಿ ಆದಾಯ, ಇತ್ಯಾದಿ.
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ಅತ್ಯುತ್ತಮ UTI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for UTI Dynamic Bond Fund Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. Research Highlights for UTI Regular Savings Fund Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. Research Highlights for UTI Banking and Financial Services Fund Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) UTI Banking & PSU Debt Fund Growth ₹22.6103
↓ 0.00 ₹1,015 5,000 500 0.8 2.2 7.3 7.2 7.1 7.1 7.8 UTI Dynamic Bond Fund Growth ₹31.4642
↑ 0.00 ₹430 10,000 500 0.5 0.6 5.5 6.8 8.3 7.6 6 UTI Money Market Fund Growth ₹3,192.64
↓ -0.03 ₹19,301 10,000 500 1.3 2.8 7.3 7.5 6.3 7.3 7.5 UTI Treasury Advantage Fund Growth ₹3,669.01
↑ 0.43 ₹2,667 10,000 500 1.2 2.7 7.2 7.3 7.2 7.2 7.5 UTI Short Term Income Fund Growth ₹32.5831
↑ 0.01 ₹3,181 10,000 500 0.6 1.8 6.8 7.2 6.9 6.6 7.3 UTI Ultra Short Term Fund Growth ₹4,370.36
↑ 0.29 ₹3,655 5,000 500 1.2 2.6 6.4 6.8 6.2 6.8 6.6 UTI Regular Savings Fund Growth ₹69.711
↓ -0.23 ₹1,703 5,000 500 -1 -0.3 5.3 9.1 8.6 9.2 6.1 UTI Bond Fund Growth ₹74.0786
↓ -0.02 ₹310 1,000 500 0 0.3 4.8 6.5 7.9 7.5 5.6 UTI Gilt Fund Growth ₹63.5288
↓ -0.03 ₹545 5,000 500 0.7 0.1 4.6 6.8 5.2 8 5.1 UTI Banking and Financial Services Fund Growth ₹195.263
↓ -1.88 ₹1,382 5,000 500 -1.1 0.6 20.1 15.2 14.9 14.6 16.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 10 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Money Market Fund UTI Treasury Advantage Fund UTI Short Term Income Fund UTI Ultra Short Term Fund UTI Regular Savings Fund UTI Bond Fund UTI Gilt Fund UTI Banking and Financial Services Fund Point 1 Lower mid AUM (₹1,015 Cr). Bottom quartile AUM (₹430 Cr). Highest AUM (₹19,301 Cr). Upper mid AUM (₹2,667 Cr). Upper mid AUM (₹3,181 Cr). Top quartile AUM (₹3,655 Cr). Upper mid AUM (₹1,703 Cr). Bottom quartile AUM (₹310 Cr). Bottom quartile AUM (₹545 Cr). Lower mid AUM (₹1,382 Cr). Point 2 Established history (11+ yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (22+ yrs). Established history (22+ yrs). Oldest track record among peers (27 yrs). Established history (24+ yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderate. Risk profile: High. Point 5 1Y return: 7.34% (top quartile). 1Y return: 5.46% (lower mid). 1Y return: 7.25% (upper mid). 1Y return: 7.22% (upper mid). 1Y return: 6.82% (upper mid). 1Y return: 6.42% (lower mid). 5Y return: 8.63% (top quartile). 1Y return: 4.80% (bottom quartile). 1Y return: 4.60% (bottom quartile). 5Y return: 14.87% (top quartile). Point 6 1M return: 0.21% (upper mid). 1M return: 0.13% (lower mid). 1M return: 0.38% (top quartile). 1M return: 0.31% (upper mid). 1M return: 0.19% (lower mid). 1M return: 0.34% (upper mid). 3Y return: 9.10% (top quartile). 1M return: 0.09% (bottom quartile). 1M return: 0.45% (top quartile). 3Y return: 15.18% (top quartile). Point 7 Sharpe: 1.48 (upper mid). Sharpe: 0.00 (bottom quartile). Sharpe: 3.02 (top quartile). Sharpe: 2.59 (top quartile). Sharpe: 0.96 (upper mid). Sharpe: 1.85 (upper mid). 1Y return: 5.26% (bottom quartile). Sharpe: -0.13 (bottom quartile). Sharpe: -0.20 (bottom quartile). 1Y return: 20.15% (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). 1M return: -1.00% (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Alpha: -2.74 (bottom quartile). Point 9 Yield to maturity (debt): 6.67% (lower mid). Yield to maturity (debt): 6.99% (upper mid). Yield to maturity (debt): 6.33% (bottom quartile). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 6.78% (lower mid). Alpha: 0.00 (lower mid). Yield to maturity (debt): 7.45% (top quartile). Yield to maturity (debt): 6.65% (bottom quartile). Sharpe: 0.75 (lower mid). Point 10 Modified duration: 1.28 yrs (upper mid). Modified duration: 3.35 yrs (lower mid). Modified duration: 0.35 yrs (top quartile). Modified duration: 0.92 yrs (upper mid). Modified duration: 2.51 yrs (lower mid). Modified duration: 0.47 yrs (upper mid). Sharpe: 0.02 (lower mid). Modified duration: 6.18 yrs (bottom quartile). Modified duration: 5.17 yrs (bottom quartile). Information ratio: 0.22 (top quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Money Market Fund
UTI Treasury Advantage Fund
UTI Short Term Income Fund
UTI Ultra Short Term Fund
UTI Regular Savings Fund
UTI Bond Fund
UTI Gilt Fund
UTI Banking and Financial Services Fund
1. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (23 Jan 26) ₹22.6103 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹1,015 on 31 Dec 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.67% Effective Maturity 1 Year 5 Months 8 Days Modified Duration 1 Year 3 Months 11 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.2% 3 Month 0.8% 6 Month 2.2% 1 Year 7.3% 3 Year 7.2% 5 Year 7.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Data below for UTI Banking & PSU Debt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. UTI Dynamic Bond Fund
UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (23 Jan 26) ₹31.4642 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹430 on 31 Dec 25 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.99% Effective Maturity 4 Years 3 Months 7 Days Modified Duration 3 Years 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.1% 3 Month 0.5% 6 Month 0.6% 1 Year 5.5% 3 Year 6.8% 5 Year 8.3% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 6% 2023 8.6% 2022 6.2% 2021 10.1% 2020 10.8% 2019 5.9% 2018 -3.9% 2017 5.2% 2016 4.2% 2015 14.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Data below for UTI Dynamic Bond Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (23 Jan 26) ₹3,192.64 ↓ -0.03 (0.00 %) Net Assets (Cr) ₹19,301 on 31 Dec 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.02 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.33% Effective Maturity 4 Months 6 Days Modified Duration 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.8% 1 Year 7.3% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.4% 2021 4.9% 2020 3.7% 2019 6% 2018 8% 2017 7.8% 2016 6.7% 2015 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Data below for UTI Money Market Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. UTI Treasury Advantage Fund
UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (23 Jan 26) ₹3,669.01 ↑ 0.43 (0.01 %) Net Assets (Cr) ₹2,667 on 31 Dec 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 2.59 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 1 Year 2 Months 1 Day Modified Duration 11 Months 1 Day Growth of 10,000 investment over the years.
Date Value Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.7% 1 Year 7.2% 3 Year 7.3% 5 Year 7.2% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.1% 2021 4.5% 2020 9% 2019 7.3% 2018 -4.2% 2017 7.3% 2016 7% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Data below for UTI Treasury Advantage Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (23 Jan 26) ₹32.5831 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹3,181 on 31 Dec 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio 0.96 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 3 Years 3 Months 18 Days Modified Duration 2 Years 6 Months 4 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.2% 3 Month 0.6% 6 Month 1.8% 1 Year 6.8% 3 Year 7.2% 5 Year 6.9% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Data below for UTI Short Term Income Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (23 Jan 26) ₹4,370.36 ↑ 0.29 (0.01 %) Net Assets (Cr) ₹3,655 on 31 Dec 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 1.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.78% Effective Maturity 6 Months 24 Days Modified Duration 5 Months 21 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.6% 1 Year 6.4% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.2% 2022 6.7% 2021 4.2% 2020 6.1% 2019 5.3% 2018 3.3% 2017 7% 2016 6.6% 2015 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Data below for UTI Ultra Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. UTI Regular Savings Fund
UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (23 Jan 26) ₹69.711 ↓ -0.23 (-0.33 %) Net Assets (Cr) ₹1,703 on 31 Dec 25 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 0.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month -1% 3 Month -1% 6 Month -0.3% 1 Year 5.3% 3 Year 9.1% 5 Year 8.6% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.1% 2023 11.6% 2022 11.3% 2021 3.3% 2020 13.2% 2019 10.2% 2018 2.8% 2017 3.4% 2016 12.5% 2015 8.9% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Data below for UTI Regular Savings Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (23 Jan 26) ₹74.0786 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹310 on 31 Dec 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 10 Years 4 Months 24 Days Modified Duration 6 Years 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.1% 3 Month 0% 6 Month 0.3% 1 Year 4.8% 3 Year 6.5% 5 Year 7.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.6% 2023 8.5% 2022 6.4% 2021 9.9% 2020 9.4% 2019 1.1% 2018 -5.8% 2017 4% 2016 3.6% 2015 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Data below for UTI Bond Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (23 Jan 26) ₹63.5288 ↓ -0.03 (-0.04 %) Net Assets (Cr) ₹545 on 31 Dec 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.65% Effective Maturity 7 Years 1 Month 2 Days Modified Duration 5 Years 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.4% 3 Month 0.7% 6 Month 0.1% 1 Year 4.6% 3 Year 6.8% 5 Year 5.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.9% 2022 6.7% 2021 2.9% 2020 2.3% 2019 10.3% 2018 11.8% 2017 6.3% 2016 4.3% 2015 15.5% Fund Manager information for UTI Gilt Fund
Name Since Tenure Data below for UTI Gilt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. UTI Banking and Financial Services Fund
UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (23 Jan 26) ₹195.263 ↓ -1.88 (-0.95 %) Net Assets (Cr) ₹1,382 on 31 Dec 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.2 Sharpe Ratio 0.75 Information Ratio 0.22 Alpha Ratio -2.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month -1.3% 3 Month -1.1% 6 Month 0.6% 1 Year 20.1% 3 Year 15.2% 5 Year 14.9% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.3% 2023 11.1% 2022 19.5% 2021 15.1% 2020 14.3% 2019 -5.3% 2018 11.6% 2017 -6.8% 2016 43.5% 2015 13% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Data below for UTI Banking and Financial Services Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
ಆನ್ಲೈನ್ನಲ್ಲಿ ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
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Research Highlights for UTI Banking & PSU Debt Fund