10 ಅತ್ಯುತ್ತಮ LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು 2022

Updated on February 16, 2026 , 43507 views

ಭಾರತದ ಪ್ರಮುಖ ಬ್ರಾಂಡ್‌ನ ಸಹವರ್ತಿ ಕಂಪನಿಯಾಗಿರುವುದರಿಂದ,ಎಲ್ಐಸಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಆಸ್ತಿ ನಿರ್ವಹಣೆ ಕ್ಷೇತ್ರದಲ್ಲಿ ಗುರುತಿಸಲ್ಪಟ್ಟ ಆಟಗಾರರಲ್ಲಿ ಒಬ್ಬರು. ಫಂಡ್ ಹೌಸ್ ವಿಶಾಲವಾದ ಕೊಡುಗೆಗಳನ್ನು ನೀಡುತ್ತದೆಶ್ರೇಣಿ ರಲ್ಲಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಗಳುಮಾರುಕಟ್ಟೆ. ಮುಂತಾದ ಆಯ್ಕೆಗಳಿಂದ ಹೂಡಿಕೆದಾರರು ಆಯ್ಕೆ ಮಾಡಬಹುದುಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು,ಸಾಲ ನಿಧಿ,ದ್ರವ ನಿಧಿಗಳು,ಹೈಬ್ರಿಡ್ ಫಂಡ್, ಇತ್ಯಾದಿ

ತಾತ್ತ್ವಿಕವಾಗಿ, ನಿಮ್ಮ ಹೂಡಿಕೆ ಗುರಿಗಳಿಗೆ ಸಂಬಂಧಿಸಿದ ನಿಮ್ಮ ಅವಶ್ಯಕತೆಗಳಿಗೆ ಉತ್ತಮವಾಗಿ ಹೊಂದಿಕೊಳ್ಳುವ ನಿಧಿಯನ್ನು ನೀವು ಆರಿಸಿಕೊಳ್ಳಬೇಕು. ಬಹಳ ಕಾಲ-ಅವಧಿ ಯೋಜನೆ, ಈಕ್ವಿಟಿಗಳು ಅತ್ಯುತ್ತಮವಾಗಿ ಸರಿಹೊಂದುತ್ತವೆ, ಆದರೆ ಅಲ್ಪಾವಧಿಗೆ ನೀವು ಆದ್ಯತೆ ನೀಡಬಹುದುಹೂಡಿಕೆ ಸಾಲದಲ್ಲಿಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು. ಹೂಡಿಕೆಯ ಅತ್ಯುತ್ತಮ ಭಾಗಗಳಲ್ಲಿ ಒಂದಾಗಿದೆಎಲ್.ಐ.ಸಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಎಂದರೆ ಅದು ಪ್ರಬಲ ಅಪಾಯ ನಿರ್ವಹಣಾ ತಂಡವನ್ನು ಹೊಂದಿದ್ದು ಅದು ಮಾರುಕಟ್ಟೆಯ ಪ್ರವೃತ್ತಿಯನ್ನು ಊಹಿಸುತ್ತದೆ ಮತ್ತು ಅದಕ್ಕೆ ಅನುಗುಣವಾಗಿ ನಿಮ್ಮ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ಸಮತೋಲನಗೊಳಿಸಲು ಸಹಾಯ ಮಾಡುತ್ತದೆ. ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು ಕೆಳಗೆ ಪಟ್ಟಿ ಮಾಡಲಾದ ಟಾಪ್ 10 ಅತ್ಯುತ್ತಮ LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳಿಂದ ನಿಧಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದು.

AUM ನಂತಹ ಕೆಲವು ನಿಯತಾಂಕಗಳನ್ನು ಕೈಗೊಳ್ಳುವ ಮೂಲಕ ಈ ಹಣವನ್ನು ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆ,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಪೀರ್ ಸರಾಸರಿ ಆದಾಯ, ಇತ್ಯಾದಿ.

LIC ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

Fincash.com ನಲ್ಲಿ ಜೀವಮಾನಕ್ಕಾಗಿ ಉಚಿತ ಹೂಡಿಕೆ ಖಾತೆಯನ್ನು ತೆರೆಯಿರಿ.

ನಿಮ್ಮ ನೋಂದಣಿ ಮತ್ತು KYC ಪ್ರಕ್ರಿಯೆಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿ

ದಾಖಲೆಗಳನ್ನು ಅಪ್‌ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!

ಪ್ರಾರಂಭಿಸಿ

ಅತ್ಯುತ್ತಮ LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
LIC MF Infrastructure Fund Growth	₹50.751 ↑ 0.39	₹1,003	5,000	1,000	1.2	4.9	27.6	29	23.6	9.5	-3.7
LIC MF Large and Midcap Fund Growth	₹38.8042 ↑ 0.17	₹3,116	5,000	1,000	-0.7	1.2	14.4	18.1	15	13.1	0.2
LIC MF Tax Plan Growth	₹152.268 ↑ 0.17	₹1,097	500	500	-1	-0.3	10	15.6	12.9	10.9	0.8
LIC MF Multi Cap Fund Growth	₹99.8515 ↑ 0.44	₹1,063	5,000	1,000	-3.8	2.7	15.6	14.8	11.5	9.9	2
LIC MF Banking & Financial Services Fund Growth	₹22.6006 ↑ 0.08	₹279	5,000	1,000	0.9	8.1	26.5	14.1	11.1	7.8	16.5
LIC MF Equity Hybrid Fund Growth	₹197.809 ↑ 0.58	₹534	5,000	1,000	-1.1	1	13.2	13.1	9.8	8.6	5.6
LIC MF Index Fund Nifty Growth	₹142.42 ↑ 0.53	₹368	5,000	1,000	-0.5	3.5	12.5	12.9	11.4	12.6	10.7
LIC MF Large Cap Fund Growth	₹56.5057 ↑ 0.30	₹1,493	5,000	1,000	-1.5	1.3	12.9	12.2	10	10.5	6
LIC MF Index Fund Sensex Growth	₹156.263 ↑ 0.52	₹94	5,000	1,000	-1.3	2.7	10.1	11.2	10.4	13	9.1
LIC MF Childrens Fund Growth	₹32.1604 ↑ 0.10	₹15	5,000	1,000	-2.3	-0.1	6.2	11	8.4	4.9	-4.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Feb 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	LIC MF Infrastructure Fund	LIC MF Large and Midcap Fund	LIC MF Tax Plan	LIC MF Multi Cap Fund	LIC MF Banking & Financial Services Fund	LIC MF Equity Hybrid Fund	LIC MF Index Fund Nifty	LIC MF Large Cap Fund	LIC MF Index Fund Sensex	LIC MF Childrens Fund
Point 1	Upper mid AUM (₹1,003 Cr).	Highest AUM (₹3,116 Cr).	Upper mid AUM (₹1,097 Cr).	Upper mid AUM (₹1,063 Cr).	Bottom quartile AUM (₹279 Cr).	Lower mid AUM (₹534 Cr).	Lower mid AUM (₹368 Cr).	Top quartile AUM (₹1,493 Cr).	Bottom quartile AUM (₹94 Cr).	Bottom quartile AUM (₹15 Cr).
Point 2	Established history (17+ yrs).	Established history (10+ yrs).	Oldest track record among peers (27 yrs).	Established history (27+ yrs).	Established history (10+ yrs).	Established history (27+ yrs).	Established history (23+ yrs).	Established history (27+ yrs).	Established history (23+ yrs).	Established history (24+ yrs).
Point 3	Not Rated.	Not Rated.	Rating: 1★ (upper mid).	Top rated.	Not Rated.	Rating: 2★ (top quartile).	Rating: 1★ (upper mid).	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.57% (top quartile).	5Y return: 14.95% (top quartile).	5Y return: 12.86% (upper mid).	5Y return: 11.50% (upper mid).	5Y return: 11.11% (lower mid).	5Y return: 9.82% (bottom quartile).	5Y return: 11.35% (upper mid).	5Y return: 10.04% (bottom quartile).	5Y return: 10.39% (lower mid).	5Y return: 8.43% (bottom quartile).
Point 6	3Y return: 28.99% (top quartile).	3Y return: 18.12% (top quartile).	3Y return: 15.58% (upper mid).	3Y return: 14.80% (upper mid).	3Y return: 14.11% (upper mid).	3Y return: 13.11% (lower mid).	3Y return: 12.91% (lower mid).	3Y return: 12.21% (bottom quartile).	3Y return: 11.22% (bottom quartile).	3Y return: 11.03% (bottom quartile).
Point 7	1Y return: 27.64% (top quartile).	1Y return: 14.45% (upper mid).	1Y return: 9.95% (bottom quartile).	1Y return: 15.56% (upper mid).	1Y return: 26.49% (top quartile).	1Y return: 13.18% (upper mid).	1Y return: 12.53% (lower mid).	1Y return: 12.91% (lower mid).	1Y return: 10.14% (bottom quartile).	1Y return: 6.24% (bottom quartile).
Point 8	Alpha: -18.43 (bottom quartile).	Alpha: -7.70 (bottom quartile).	Alpha: -6.56 (lower mid).	Alpha: -5.31 (lower mid).	Alpha: -2.24 (upper mid).	1M return: -0.39% (bottom quartile).	1M return: 0.43% (lower mid).	Alpha: -4.45 (upper mid).	1M return: 0.13% (lower mid).	1M return: 0.73% (upper mid).
Point 9	Sharpe: -0.21 (lower mid).	Sharpe: -0.23 (bottom quartile).	Sharpe: -0.30 (bottom quartile).	Sharpe: -0.14 (lower mid).	Sharpe: 0.74 (top quartile).	Alpha: -3.56 (upper mid).	Alpha: -1.06 (top quartile).	Sharpe: 0.06 (upper mid).	Alpha: -1.15 (top quartile).	Alpha: -14.24 (bottom quartile).
Point 10	Information ratio: 0.28 (top quartile).	Information ratio: -0.41 (lower mid).	Information ratio: -0.13 (upper mid).	Information ratio: -0.14 (upper mid).	Information ratio: -0.40 (lower mid).	Sharpe: 0.03 (upper mid).	Sharpe: 0.42 (top quartile).	Information ratio: -0.95 (bottom quartile).	Sharpe: 0.30 (upper mid).	Sharpe: -0.56 (bottom quartile).

LIC MF Infrastructure Fund

Upper mid AUM (₹1,003 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.57% (top quartile).
3Y return: 28.99% (top quartile).
1Y return: 27.64% (top quartile).
Alpha: -18.43 (bottom quartile).
Sharpe: -0.21 (lower mid).
Information ratio: 0.28 (top quartile).

LIC MF Large and Midcap Fund

Highest AUM (₹3,116 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.95% (top quartile).
3Y return: 18.12% (top quartile).
1Y return: 14.45% (upper mid).
Alpha: -7.70 (bottom quartile).
Sharpe: -0.23 (bottom quartile).
Information ratio: -0.41 (lower mid).

LIC MF Tax Plan

Upper mid AUM (₹1,097 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.86% (upper mid).
3Y return: 15.58% (upper mid).
1Y return: 9.95% (bottom quartile).
Alpha: -6.56 (lower mid).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.13 (upper mid).

LIC MF Multi Cap Fund

Upper mid AUM (₹1,063 Cr).
Established history (27+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.50% (upper mid).
3Y return: 14.80% (upper mid).
1Y return: 15.56% (upper mid).
Alpha: -5.31 (lower mid).
Sharpe: -0.14 (lower mid).
Information ratio: -0.14 (upper mid).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹279 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.11% (lower mid).
3Y return: 14.11% (upper mid).
1Y return: 26.49% (top quartile).
Alpha: -2.24 (upper mid).
Sharpe: 0.74 (top quartile).
Information ratio: -0.40 (lower mid).

LIC MF Equity Hybrid Fund

Lower mid AUM (₹534 Cr).
Established history (27+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 9.82% (bottom quartile).
3Y return: 13.11% (lower mid).
1Y return: 13.18% (upper mid).
1M return: -0.39% (bottom quartile).
Alpha: -3.56 (upper mid).
Sharpe: 0.03 (upper mid).

LIC MF Index Fund Nifty

Lower mid AUM (₹368 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.35% (upper mid).
3Y return: 12.91% (lower mid).
1Y return: 12.53% (lower mid).
1M return: 0.43% (lower mid).
Alpha: -1.06 (top quartile).
Sharpe: 0.42 (top quartile).

LIC MF Large Cap Fund

Top quartile AUM (₹1,493 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.04% (bottom quartile).
3Y return: 12.21% (bottom quartile).
1Y return: 12.91% (lower mid).
Alpha: -4.45 (upper mid).
Sharpe: 0.06 (upper mid).
Information ratio: -0.95 (bottom quartile).

LIC MF Index Fund Sensex

Bottom quartile AUM (₹94 Cr).
Established history (23+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.39% (lower mid).
3Y return: 11.22% (bottom quartile).
1Y return: 10.14% (bottom quartile).
1M return: 0.13% (lower mid).
Alpha: -1.15 (top quartile).
Sharpe: 0.30 (upper mid).

LIC MF Childrens Fund

Bottom quartile AUM (₹15 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.43% (bottom quartile).
3Y return: 11.03% (bottom quartile).
1Y return: 6.24% (bottom quartile).
1M return: 0.73% (upper mid).
Alpha: -14.24 (bottom quartile).
Sharpe: -0.56 (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Upper mid AUM (₹1,003 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.57% (top quartile).
3Y return: 28.99% (top quartile).
1Y return: 27.64% (top quartile).
Alpha: -18.43 (bottom quartile).
Sharpe: -0.21 (lower mid).
Information ratio: 0.28 (top quartile).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (18 Feb 26)	₹50.751 ↑ 0.39 (0.76 %)
Net Assets (Cr)	₹1,003 on 31 Dec 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.21
Information Ratio	0.28
Alpha Ratio	-18.43
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹15,011
31 Jan 23	₹15,567
31 Jan 24	₹24,683
31 Jan 25	₹30,671
31 Jan 26	₹31,739

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	6%
3 Month	1.2%
6 Month	4.9%
1 Year	27.6%
3 Year	29%
5 Year	23.6%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.38 Yr.
Mahesh Bendre	1 Jul 24	1.59 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	48.01%
Consumer Cyclical	14.5%
Basic Materials	9.34%
Financial Services	6.56%
Utility	6.33%
Technology	3.72%
Real Estate	3.47%
Health Care	3.21%
Communication Services	2.91%

Asset Allocation

Asset Class	Value
Cash	1.95%
Equity	98.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	5%	₹48 Cr	1,051,964 ↓ -36,431
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	5%	₹43 Cr	686,379
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	5%	₹43 Cr	108,403
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| RECLTD	3%	₹33 Cr	901,191
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹30 Cr	43,674
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹28 Cr	93,271
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹26 Cr	377,034 ↑ 61,173
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	3%	₹26 Cr	92,624
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹25 Cr	289,118
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	3%	₹24 Cr	659,065

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

Highest AUM (₹3,116 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.95% (top quartile).
3Y return: 18.12% (top quartile).
1Y return: 14.45% (upper mid).
Alpha: -7.70 (bottom quartile).
Sharpe: -0.23 (bottom quartile).
Information ratio: -0.41 (lower mid).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund Growth
Launch Date	25 Feb 15
NAV (18 Feb 26)	₹38.8042 ↑ 0.17 (0.44 %)
Net Assets (Cr)	₹3,116 on 31 Dec 25
Category	Equity - Large & Mid Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.23
Information Ratio	-0.41
Alpha Ratio	-7.7
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,818
31 Jan 23	₹13,029
31 Jan 24	₹17,663
31 Jan 25	₹20,550
31 Jan 26	₹21,107

LIC MF Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	1.9%
3 Month	-0.7%
6 Month	1.2%
1 Year	14.4%
3 Year	18.1%
5 Year	15%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.2%
2023	27.9%
2022	26.7%
2021	-2.3%
2020	33.3%
2019	14.1%
2018	10.9%
2017	-5%
2016	40.1%
2015	13.2%

Fund Manager information for LIC MF Large and Midcap Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.38 Yr.
Dikshit Mittal	1 Jun 23	2.67 Yr.

Data below for LIC MF Large and Midcap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	26.02%
Industrials	21.06%
Consumer Cyclical	15.9%
Basic Materials	8.88%
Technology	6.72%
Consumer Defensive	5.68%
Health Care	4.62%
Communication Services	2.74%
Energy	2.49%
Utility	1.54%
Real Estate	1.48%

Asset Allocation

Asset Class	Value
Cash	2.85%
Equity	97.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	5%	₹151 Cr	1,629,382
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	5%	₹138 Cr	1,015,361 ↓ -67,317
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	3%	₹82 Cr	1,312,479
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| RECLTD	2%	₹65 Cr	1,792,164
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 18 \| TCS	2%	₹64 Cr	205,366
Bharat Electronics Ltd (Industrials) Equity, Since 30 Apr 23 \| BEL	2%	₹61 Cr	1,349,144 ↓ -33,086
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 20 \| RELIANCE	2%	₹59 Cr	424,022
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 500655	2%	₹56 Cr	187,439
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 25 \| APOLLOHOSP	2%	₹56 Cr	80,314
Abbott India Ltd (Healthcare) Equity, Since 31 Dec 23 \| ABBOTINDIA	2%	₹55 Cr	20,124

3. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Upper mid AUM (₹1,097 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.86% (upper mid).
3Y return: 15.58% (upper mid).
1Y return: 9.95% (bottom quartile).
Alpha: -6.56 (lower mid).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.13 (upper mid).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (18 Feb 26)	₹152.268 ↑ 0.17 (0.11 %)
Net Assets (Cr)	₹1,097 on 31 Dec 25
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.3
Information Ratio	-0.13
Alpha Ratio	-6.56
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,967
31 Jan 23	₹12,389
31 Jan 24	₹16,024
31 Jan 25	₹19,076
31 Jan 26	₹19,429

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	-0.2%
3 Month	-1%
6 Month	-0.3%
1 Year	10%
3 Year	15.6%
5 Year	12.9%
10 Year
15 Year
Since launch	10.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.8%
2023	22.6%
2022	26.3%
2021	-1.6%
2020	26.2%
2019	8.9%
2018	11.9%
2017	-1.1%
2016	37.3%
2015	3.3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Yogesh Patil	1 Jul 24	1.59 Yr.
Dikshit Mittal	31 Jul 23	2.51 Yr.

Data below for LIC MF Tax Plan as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	32.01%
Consumer Cyclical	18.32%
Industrials	13.66%
Consumer Defensive	8.46%
Technology	7.49%
Basic Materials	7.28%
Health Care	6.82%
Energy	2.35%
Communication Services	1.09%

Asset Allocation

Asset Class	Value
Cash	2.48%
Equity	97.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	8%	₹85 Cr	916,422
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹82 Cr	604,329
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	5%	₹48 Cr	777,563
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| AXISBANK	4%	₹47 Cr	342,519
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	3%	₹35 Cr	320,605
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	3%	₹34 Cr	210,855
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	3%	₹27 Cr	68,942
Infosys Ltd (Technology) Equity, Since 31 Oct 14 \| INFY	2%	₹24 Cr	147,964
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| EICHERMOT	2%	₹24 Cr	33,738
Blue Star Ltd (Industrials) Equity, Since 31 Oct 22 \| BLUESTARCO	2%	₹24 Cr	131,363

4. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

Upper mid AUM (₹1,063 Cr).
Established history (27+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.50% (upper mid).
3Y return: 14.80% (upper mid).
1Y return: 15.56% (upper mid).
Alpha: -5.31 (lower mid).
Sharpe: -0.14 (lower mid).
Information ratio: -0.14 (upper mid).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund Growth
Launch Date	15 Feb 99
NAV (18 Feb 26)	₹99.8515 ↑ 0.44 (0.45 %)
Net Assets (Cr)	₹1,063 on 31 Dec 25
Category	Equity - Multi Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.14
Information Ratio	-0.14
Alpha Ratio	-5.31
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,358
31 Jan 23	₹11,848
31 Jan 24	₹15,684
31 Jan 25	₹17,376
31 Jan 26	₹18,099

LIC MF Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	-0.5%
3 Month	-3.8%
6 Month	2.7%
1 Year	15.6%
3 Year	14.8%
5 Year	11.5%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2%
2023	18.8%
2022	28.8%
2021	-2.6%
2020	20.2%
2019	10.4%
2018	13.7%
2017	-7.7%
2016	25.7%
2015	2.2%

Fund Manager information for LIC MF Multi Cap Fund

Name	Since	Tenure
Karan Doshi	24 Jul 25	0.53 Yr.
Jaiprakash Toshniwal	31 Jul 23	2.51 Yr.

Data below for LIC MF Multi Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	29.82%
Industrials	17.44%
Health Care	10.65%
Technology	10.1%
Consumer Cyclical	9.94%
Consumer Defensive	7.45%
Basic Materials	5.18%
Communication Services	3.61%
Real Estate	3.05%

Asset Allocation

Asset Class	Value
Cash	2.74%
Equity	97.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 18 \| HDFCBANK	7%	₹75 Cr	803,736 ↑ 98,450
Apollo Micro Systems Ltd Ordinary Shares (Industrials) Equity, Since 30 Jun 25 \| APOLLO	4%	₹41 Cr	1,754,386
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 24 \| KOTAKBANK	4%	₹37 Cr	910,531 ↓ -133,764
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Oct 24 \| TORNTPHARM	3%	₹29 Cr	73,446
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 25 \| UJJIVANSFB	3%	₹27 Cr	4,068,686
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| CREDITACC	3%	₹26 Cr	199,456 ↓ -7,170
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 24 \| AXISBANK	2%	₹25 Cr	180,124
Allied Blenders and Distillers Ltd (Consumer Defensive) Equity, Since 31 Jul 24 \| ABDL	2%	₹24 Cr	502,688
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 25 \| APOLLOHOSP	2%	₹23 Cr	33,434 ↑ 2,834
Shriram Finance Ltd (Financial Services) Equity, Since 31 May 24 \| SHRIRAMFIN	2%	₹23 Cr	227,339

5. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹279 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.11% (lower mid).
3Y return: 14.11% (upper mid).
1Y return: 26.49% (top quartile).
Alpha: -2.24 (upper mid).
Sharpe: 0.74 (top quartile).
Information ratio: -0.40 (lower mid).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (18 Feb 26)	₹22.6006 ↑ 0.08 (0.37 %)
Net Assets (Cr)	₹279 on 31 Dec 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	0.74
Information Ratio	-0.4
Alpha Ratio	-2.24
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,118
31 Jan 23	₹13,073
31 Jan 24	₹15,926
31 Jan 25	₹15,931
31 Jan 26	₹19,141

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.8%
3 Month	0.9%
6 Month	8.1%
1 Year	26.5%
3 Year	14.1%
5 Year	11.1%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	4.41 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	91.75%
Technology	2.8%
Consumer Cyclical	2.18%

Asset Allocation

Asset Class	Value
Cash	3.28%
Equity	96.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	18%	₹49 Cr	529,926 ↓ -86,590
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	12%	₹34 Cr	253,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| AXISBANK	8%	₹23 Cr	169,239
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	6%	₹18 Cr	436,975
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	5%	₹15 Cr	139,494
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	5%	₹13 Cr	392,463
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 24 \| SBICARD	3%	₹9 Cr	115,064
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| PFC	3%	₹8 Cr	211,390
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹7 Cr	54,394 ↓ -5,312
IIFL Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| IIFL	2%	₹7 Cr	124,707

6. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

Lower mid AUM (₹534 Cr).
Established history (27+ yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 9.82% (bottom quartile).
3Y return: 13.11% (lower mid).
1Y return: 13.18% (upper mid).
1M return: -0.39% (bottom quartile).
Alpha: -3.56 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: 0.17 (top quartile).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund Growth
Launch Date	3 Feb 99
NAV (18 Feb 26)	₹197.809 ↑ 0.58 (0.30 %)
Net Assets (Cr)	₹534 on 31 Dec 25
Category	Hybrid - Hybrid Equity
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.28
Sharpe Ratio	0.03
Information Ratio	0.17
Alpha Ratio	-3.56
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Hybrid Equity

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,790
31 Jan 23	₹11,421
31 Jan 24	₹14,123
31 Jan 25	₹15,610
31 Jan 26	₹16,576

LIC MF Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	-0.4%
3 Month	-1.1%
6 Month	1%
1 Year	13.2%
3 Year	13.1%
5 Year	9.8%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.6%
2023	17%
2022	19.3%
2021	-2.2%
2020	15.5%
2019	9.6%
2018	13.5%
2017	-4.5%
2016	20.4%
2015	5.5%

Fund Manager information for LIC MF Equity Hybrid Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jul 24	1.59 Yr.
Karan Doshi	6 Sep 21	4.41 Yr.
Pratik Shroff	26 Sep 23	2.35 Yr.

Data below for LIC MF Equity Hybrid Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	4.59%
Equity	76.3%
Debt	19.1%

Equity Sector Allocation

Sector	Value
Financial Services	21.56%
Consumer Cyclical	12.08%
Industrials	10.1%
Technology	10.04%
Health Care	7.04%
Consumer Defensive	6.89%
Basic Materials	3.71%
Energy	2.11%
Communication Services	2.1%
Real Estate	0.65%

Debt Sector Allocation

Sector	Value
Government	14.99%
Cash Equivalent	4.59%
Corporate	4.13%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	6%	₹30 Cr	323,440
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| ICICIBANK	5%	₹24 Cr	180,020 ↑ 11,145
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 18 \| TCS	3%	₹15 Cr	49,194
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 25 \| M&M	2%	₹12 Cr	34,024
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| AXISBANK	2%	₹11 Cr	82,227 ↓ -16,675
7.34% Gs 2064 Sovereign Bonds \| -	2%	₹11 Cr	1,098,400
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	2%	₹11 Cr	77,806
NLc India Limited Debentures \| -	2%	₹11 Cr	100
7.7% Karnataka Sgs 2033 Sovereign Bonds \| -	2%	₹10 Cr	1,000,000 ↓ -500,000
7.73% Karnataka Sgs 2034 Sovereign Bonds \| -	2%	₹10 Cr	1,000,000

7. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Nifty

Lower mid AUM (₹368 Cr).
Established history (23+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.35% (upper mid).
3Y return: 12.91% (lower mid).
1Y return: 12.53% (lower mid).
1M return: 0.43% (lower mid).
Alpha: -1.06 (top quartile).
Sharpe: 0.42 (top quartile).
Information ratio: -16.04 (bottom quartile).

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty Growth
Launch Date	14 Nov 02
NAV (18 Feb 26)	₹142.42 ↑ 0.53 (0.37 %)
Net Assets (Cr)	₹368 on 31 Dec 25
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	0.42
Information Ratio	-16.04
Alpha Ratio	-1.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,695
31 Jan 23	₹12,965
31 Jan 24	₹15,928
31 Jan 25	₹17,258
31 Jan 26	₹18,602

LIC MF Index Fund Nifty SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.4%
3 Month	-0.5%
6 Month	3.5%
1 Year	12.5%
3 Year	12.9%
5 Year	11.4%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.7%
2023	8.8%
2022	19.8%
2021	4.7%
2020	23.8%
2019	14.7%
2018	12.6%
2017	2.6%
2016	28.6%
2015	2.7%

Fund Manager information for LIC MF Index Fund Nifty

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.33 Yr.

Data below for LIC MF Index Fund Nifty as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	0.39%
Equity	99.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	12%	₹44 Cr	473,662 ↑ 4,428
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| ICICIBANK	8%	₹30 Cr	221,361 ↑ 1,463
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 12 \| RELIANCE	8%	₹29 Cr	209,705 ↑ 1,474
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹18 Cr	108,634 ↑ 498
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	5%	₹17 Cr	86,312 ↑ 290
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹14 Cr	36,463 ↑ 354
State Bank of India (Financial Services) Equity, Since 30 Apr 09 \| SBIN	4%	₹14 Cr	128,538 ↑ 772
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| AXISBANK	3%	₹12 Cr	88,800 ↑ 547
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 05 \| TCS	3%	₹10 Cr	31,708 ↑ 238
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| ITC	3%	₹10 Cr	299,090 ↑ 2,146

8. LIC MF Large Cap Fund

(Erstwhile LIC MF Growth Fund)

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Large Cap Fund

Top quartile AUM (₹1,493 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.04% (bottom quartile).
3Y return: 12.21% (bottom quartile).
1Y return: 12.91% (lower mid).
Alpha: -4.45 (upper mid).
Sharpe: 0.06 (upper mid).
Information ratio: -0.95 (bottom quartile).

Below is the key information for LIC MF Large Cap Fund

LIC MF Large Cap Fund Growth
Launch Date	3 Feb 99
NAV (18 Feb 26)	₹56.5057 ↑ 0.30 (0.53 %)
Net Assets (Cr)	₹1,493 on 31 Dec 25
Category	Equity - Large Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	0.06
Information Ratio	-0.95
Alpha Ratio	-4.45
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large Cap

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,707
31 Jan 23	₹12,301
31 Jan 24	₹14,818
31 Jan 25	₹16,543
31 Jan 26	₹17,295

LIC MF Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.7%
3 Month	-1.5%
6 Month	1.3%
1 Year	12.9%
3 Year	12.2%
5 Year	10%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	14.2%
2022	16.9%
2021	-1.6%
2020	23.8%
2019	13.8%
2018	15%
2017	0.7%
2016	26.8%
2015	2.3%

Fund Manager information for LIC MF Large Cap Fund

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.33 Yr.
Mahesh Bendre	24 Jul 25	0.53 Yr.

Data below for LIC MF Large Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	32.03%
Consumer Cyclical	15.7%
Industrials	11.73%
Consumer Defensive	8.1%
Technology	6.55%
Energy	6.4%
Basic Materials	5.91%
Health Care	4.83%
Communication Services	4.22%
Utility	0.8%

Asset Allocation

Asset Class	Value
Cash	3.69%
Equity	96.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	9%	₹131 Cr	1,411,966
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹109 Cr	801,959
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	6%	₹92 Cr	657,318
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 07 \| LT	5%	₹74 Cr	187,361
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	4%	₹61 Cr	307,339
Infosys Ltd (Technology) Equity, Since 31 Dec 09 \| INFY	4%	₹57 Cr	345,464
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹51 Cr	471,282
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹39 Cr	286,620
ITC Ltd (Consumer Defensive) Equity, Since 31 May 23 \| ITC	3%	₹38 Cr	1,166,212 ↑ 101,240
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 17 \| HINDUNILVR	2%	₹32 Cr	136,736

9. LIC MF Index Fund Sensex

Research Highlights for LIC MF Index Fund Sensex

Bottom quartile AUM (₹94 Cr).
Established history (23+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.39% (lower mid).
3Y return: 11.22% (bottom quartile).
1Y return: 10.14% (bottom quartile).
1M return: 0.13% (lower mid).
Alpha: -1.15 (top quartile).
Sharpe: 0.30 (upper mid).
Information ratio: -18.24 (bottom quartile).

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex Growth
Launch Date	14 Nov 02
NAV (18 Feb 26)	₹156.263 ↑ 0.52 (0.33 %)
Net Assets (Cr)	₹94 on 31 Dec 25
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.98
Sharpe Ratio	0.3
Information Ratio	-18.24
Alpha Ratio	-1.15
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,524
31 Jan 23	₹12,877
31 Jan 24	₹15,554
31 Jan 25	₹16,814
31 Jan 26	₹17,851

LIC MF Index Fund Sensex SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.1%
3 Month	-1.3%
6 Month	2.7%
1 Year	10.1%
3 Year	11.2%
5 Year	10.4%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.1%
2023	8.2%
2022	19%
2021	4.6%
2020	21.9%
2019	15.9%
2018	14.6%
2017	5.6%
2016	27.4%
2015	1.6%

Fund Manager information for LIC MF Index Fund Sensex

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.33 Yr.

Data below for LIC MF Index Fund Sensex as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	0.3%
Equity	99.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| 500180	15%	₹13 Cr	141,805 ↓ -292
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| 532174	10%	₹9 Cr	66,645 ↓ -15
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 09 \| 500325	10%	₹9 Cr	63,128 ↑ 12
Infosys Ltd (Technology) Equity, Since 31 Mar 09 \| 500209	6%	₹5 Cr	33,237 ↓ -47
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| 532454	6%	₹5 Cr	25,987 ↓ -52
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 09 \| 500510	5%	₹4 Cr	10,898 ↓ -09
State Bank of India (Financial Services) Equity, Since 31 Mar 09 \| 500112	5%	₹4 Cr	38,736 ↓ -11
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532215	4%	₹4 Cr	26,687 ↑ 53
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 09 \| 532540	3%	₹3 Cr	9,448 ↑ 16
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 11 \| 500875	3%	₹3 Cr	89,867 ↑ 77

10. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

Bottom quartile AUM (₹15 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.43% (bottom quartile).
3Y return: 11.03% (bottom quartile).
1Y return: 6.24% (bottom quartile).
1M return: 0.73% (upper mid).
Alpha: -14.24 (bottom quartile).
Sharpe: -0.56 (bottom quartile).
Information ratio: -0.29 (upper mid).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund Growth
Launch Date	21 Nov 01
NAV (18 Feb 26)	₹32.1604 ↑ 0.10 (0.32 %)
Net Assets (Cr)	₹15 on 31 Dec 25
Category	Solutions - Childrens Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	-0.56
Information Ratio	-0.29
Alpha Ratio	-14.24
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹11,785
31 Jan 23	₹11,446
31 Jan 24	₹14,414
31 Jan 25	₹16,346
31 Jan 26	₹15,464

LIC MF Childrens Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	0.7%
3 Month	-2.3%
6 Month	-0.1%
1 Year	6.2%
3 Year	11%
5 Year	8.4%
10 Year
15 Year
Since launch	4.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.9%
2023	18.5%
2022	22.1%
2021	-1%
2020	15.5%
2019	12.4%
2018	13.2%
2017	-8%
2016	14.1%
2015	9.7%

Fund Manager information for LIC MF Childrens Fund

Name	Since	Tenure
Karan Doshi	24 Jul 25	0.53 Yr.
Pratik Shroff	26 Sep 23	2.35 Yr.

Data below for LIC MF Childrens Fund as on 31 Dec 25

Asset Allocation

Asset Class	Value
Cash	3.08%
Equity	86.43%
Debt	10.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Gs 2027 Sovereign Bonds \| -	10%	₹2 Cr	150,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| AXISBANK	4%	₹1 Cr	4,370
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹1 Cr	6,260
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹0 Cr	3,880
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 21 \| LT	3%	₹0 Cr	1,055
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532174	3%	₹0 Cr	2,884
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| KOTAKBANK	3%	₹0 Cr	9,210
Arvind Fashions Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| ARVINDFASN	2%	₹0 Cr	7,203
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| M&M	2%	₹0 Cr	911
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| MARUTI	2%	₹0 Cr	194

FAQ ಗಳು

1. LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನ ಪ್ರಸ್ತುತ ಮೌಲ್ಯ ಎಷ್ಟು?

ಉ: LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಪ್ರಸ್ತುತ ರೂ.289.57 ಕೋಟಿಗಳ ಆಪರೇಟಿವ್ ಫಂಡ್‌ಗಳನ್ನು ಹೊಂದಿದೆ. ಎಲ್ಐಸಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಅಡಿಯಲ್ಲಿ ನೀವು ಇಪ್ಪತ್ತೆರಡು ವಿಭಿನ್ನ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹಣದ ಮೊತ್ತವನ್ನು ಅವಲಂಬಿಸಿ, ನೀವು ನಿರ್ದಿಷ್ಟ ಯೋಜನೆಯನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದು.

2. ನಾನು LIC MF ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕಾದ ದಾಖಲೆಗಳು ಯಾವುವು?

ಉ: ಎಲ್ಐಸಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು, ನಿಮಗೆ ನಿಮ್ಮಂತಹ ಗುರುತಿನ ಪುರಾವೆಗಳು ಬೇಕಾಗುತ್ತವೆಪ್ಯಾನ್ ಕಾರ್ಡ್ ಮತ್ತು ವಿಳಾಸ ಪುರಾವೆ, ನಿಮ್ಮ ಆಧಾರ್ ಕಾರ್ಡ್ ಅಥವಾ ಪಾಸ್‌ಪೋರ್ಟ್‌ನ ಪ್ರತಿ. ನೀವು ನಿಮ್ಮ ಸಹ ಸಲ್ಲಿಸಬೇಕುಬ್ಯಾಂಕ್ ವಿವರಗಳು.

3. LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು KYC ಕಂಪ್ಲೈಂಟ್ ಆಗಿದೆಯೇ?

ಉ: ಹೌದು. ಆದ್ದರಿಂದ, ಎಲ್ಲಾ KYC ಕಂಪ್ಲೈಂಟ್ ಡಾಕ್ಯುಮೆಂಟ್‌ಗಳ ಜೊತೆಗೆ, ನೀವು ಸರಿಯಾಗಿ ಭರ್ತಿ ಮಾಡಿದ ದಾಖಲೆಗಳನ್ನು ಸಲ್ಲಿಸಬೇಕಾಗುತ್ತದೆKYC ಫಾರ್ಮ್ ಎಲ್ಐಸಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು.

4. ನಾನು ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ LIC ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದೇ?

ಉ: ಹೌದು, ನೀವು ಮಾಡಬಹುದು - ಅಧಿಕೃತ ವೆಬ್‌ಸೈಟ್‌ಗೆ ಲಾಗ್ ಇನ್ ಮಾಡಿ ಮತ್ತು ನೀವೇ ನೋಂದಾಯಿಸಿ. ಖಾತೆಯನ್ನು ತೆರೆಯಲು ಮತ್ತು ನಿಮ್ಮನ್ನು ನೋಂದಾಯಿಸಲು ನೀವು ಎಲ್ಲಾ KYC ಸಂಬಂಧಿತ ದಾಖಲೆಗಳನ್ನು ಅಪ್‌ಲೋಡ್ ಮಾಡಬೇಕಾಗುತ್ತದೆ. ನೋಂದಣಿ ಪ್ರಕ್ರಿಯೆಯು ಪೂರ್ಣಗೊಂಡ ನಂತರ, ನೀವು ಹೂಡಿಕೆಯನ್ನು ಪ್ರಾರಂಭಿಸಬಹುದು.

5. LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ತೆರಿಗೆ ಯೋಜನೆ ಎಂದರೇನು?

ಉ: ಹೂಡಿಕೆದಾರರು ಸಂಪತ್ತನ್ನು ಹೆಚ್ಚಿಸಲು ಮತ್ತು ಅದೇ ಸಮಯದಲ್ಲಿ ತೆರಿಗೆ ರಿಯಾಯಿತಿಗಳನ್ನು ಆನಂದಿಸಲು ಸಹಾಯ ಮಾಡಲು ಯೋಜನೆಯನ್ನು ವಿನ್ಯಾಸಗೊಳಿಸಲಾಗಿದೆವಿಭಾಗ 80 ಸಿ ಅದರಆದಾಯ ತೆರಿಗೆ ಕಾಯಿದೆ ಅಥವಾ 1961. ಇದು ಮುಕ್ತ-ಮುಕ್ತ ಇಕ್ವಿಟಿ ಲಿಂಕ್ ಆಗಿದೆತೆರಿಗೆ ಉಳಿತಾಯ ಯೋಜನೆ. ಇದು ಕೇವಲ 3 ವರ್ಷಗಳ ಅತ್ಯಂತ ಕಡಿಮೆ ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಹೊಂದಿದೆ.

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6. LIC MF ಲಾರ್ಜ್ ಮತ್ತು ಮಿಡ್ ಕ್ಯಾಪ್ ಫಂಡ್‌ಗಳ ಕಾರ್ಯಕ್ಷಮತೆ ಹೇಗಿದೆ?

ಉ: LIC MF ಲಾರ್ಜ್ ಮತ್ತು ಮಿಡ್ ಕ್ಯಾಪ್ ವಿಭಾಗವು ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ತೋರಿಸಿದೆ8.03% ಕಳೆದ ಮೂರು ವರ್ಷಗಳಲ್ಲಿ. ವಾರ್ಷಿಕವಾಗಿ, ಇದು ಆದಾಯವನ್ನು ತಲುಪಿಸಿದೆ12.86%. ದೊಡ್ಡ ಮತ್ತುಮಿಡ್ ಕ್ಯಾಪ್ ವಿಭಾಗದಲ್ಲಿ, LIC MF ಲಾರ್ಜ್ ಮತ್ತು ಮಿಡ್ ಕ್ಯಾಪ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಇತರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಿಗಿಂತ ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸಿದೆ.

7. ನಾನು LIC ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಬ್ಯಾಂಕಿಂಗ್ ಮತ್ತು PSU ಸಾಲದ ಬಗ್ಗೆ ತಿಳಿದುಕೊಳ್ಳಲು ಬಯಸುತ್ತೇನೆ?

ಉ: LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಬ್ಯಾಂಕಿಂಗ್ ಮತ್ತು PSU ಸಾಲವು ಮಧ್ಯಮ ಅಪಾಯವನ್ನು ಹೊಂದಿರುತ್ತದೆ ಏಕೆಂದರೆ ಇದು ಪ್ರಾಥಮಿಕವಾಗಿ ಡಿಬೆಂಚರ್‌ಗಳು ಮತ್ತು ಪುರಸಭೆಯನ್ನು ಒಳಗೊಂಡಿರುತ್ತದೆಬಾಂಡ್ಗಳು. ಇದು ಯಾವುದೇ ನಿರ್ಗಮನ ಲೋಡ್ ಮತ್ತು ಕಡಿಮೆ ವೆಚ್ಚದ ಅನುಪಾತವನ್ನು ಹೊಂದಿಲ್ಲ, ಇದು 0.28% ಆಗಿದೆ. ಆದಾಗ್ಯೂ, LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಬ್ಯಾಂಕಿಂಗ್ ಮತ್ತು PSU ಸಾಲದ ಸರಾಸರಿ ಮುಕ್ತಾಯ ವಯಸ್ಸು ಮೂರು ವರ್ಷಗಳು.

8. LIC ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವಾಗ ನಾನು ಏನು ನೆನಪಿನಲ್ಲಿಟ್ಟುಕೊಳ್ಳಬೇಕು?

ಉ: ನೀವು ಎಲ್ಐಸಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವಾಗ, ನೀವು ಮಾಡಲು ಸಿದ್ಧರಾಗಿರುವ ಹೂಡಿಕೆಯ ಮೊತ್ತ ಮತ್ತು ನೀವು ನಿರೀಕ್ಷಿಸುವ ಆದಾಯವನ್ನು ನೀವು ಪರಿಗಣಿಸಬೇಕು. ನಿಮ್ಮ ಮೇಲೆ ನೀವು ಪಾವತಿಸಬೇಕಾದ ತೆರಿಗೆಯನ್ನು ಸಹ ನೀವು ಪರಿಗಣಿಸಿದರೆ ಅದು ಉತ್ತಮವಾಗಿರುತ್ತದೆಗಳಿಕೆ. ಒಮ್ಮೆ ನೀವು ಈ ಎಲ್ಲಾ ಅಂಶಗಳನ್ನು ಪರಿಗಣಿಸಿದ ನಂತರ, ನೀವು ನಿರ್ದಿಷ್ಟ LIC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಪ್ರಕಾರವನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದು.

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.