ಅತ್ಯುತ್ತಮ ಡಿವಿಡೆಂಡ್ ಪಾವತಿಸುವ ಸಮತೋಲಿತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on November 26, 2025 , 54643 views

ಸಮತೋಲಿತ ನಿಧಿ ಇವೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಉತ್ತಮ ಒಟ್ಟಾರೆ ಆದಾಯವನ್ನು ನೀಡಲು ತಮ್ಮ ಸ್ವತ್ತುಗಳ 65% ಕ್ಕಿಂತ ಹೆಚ್ಚಿನದನ್ನು ಈಕ್ವಿಟಿಗಳಲ್ಲಿ ಮತ್ತು ಉಳಿದ ಸ್ವತ್ತುಗಳನ್ನು ಸಾಲ ಸಾಧನಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆ. ಸಮತೋಲಿತ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಹೂಡಿಕೆದಾರರಿಗೆ ಲಾಭದಾಯಕವಾಗಿದ್ದು, ಅವರು ತೆಗೆದುಕೊಳ್ಳಲು ಸಿದ್ಧರಿದ್ದಾರೆಮಾರುಕಟ್ಟೆ ಕೆಲವು ಸ್ಥಿರ ಆದಾಯಗಳನ್ನು ಹುಡುಕುತ್ತಿರುವಾಗ ಅಪಾಯ. ಈಕ್ವಿಟಿಗಳು ಮತ್ತು ಸ್ಟಾಕ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದ ಸ್ವತ್ತುಗಳು ಮಾರುಕಟ್ಟೆ-ಸಂಯೋಜಿತ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆ ಆದರೆ ಸಾಲ ಸಾಧನಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದ ಸ್ವತ್ತುಗಳು ಸ್ಥಿರ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆ. ಇಕ್ವಿಟಿ ಮತ್ತು ಸಾಲ ಎರಡರ ಸಂಯೋಜನೆಯಾಗಿರುವುದರಿಂದ ಹೂಡಿಕೆದಾರರು ಬಹಳ ಜಾಗರೂಕರಾಗಿರಬೇಕುಹೂಡಿಕೆ ಈ ನಿಧಿಗಳಲ್ಲಿ. ಈ ರೀತಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿನ ಡಿವಿಡೆಂಡ್ ಆಯ್ಕೆಯು ನಿಜವಾಗಿಯೂ ಉತ್ತಮವಾಗಿರುತ್ತದೆ ಏಕೆಂದರೆ ಅವು ಆದಾಯವನ್ನು ಉತ್ಪಾದಿಸುತ್ತವೆ ಮತ್ತು ಹೆಚ್ಚುವರಿ ಇದ್ದಾಗ ಅವುಗಳನ್ನು ಪಾವತಿಸುತ್ತವೆ, ಈ ರೀತಿಯಾಗಿ ಸ್ಥಿರವಾದ ಹೂಡಿಕೆದಾರರಿಗೆ ಈ ರೀತಿಯ ಆಯ್ಕೆಯು ಒಳ್ಳೆಯದುಆದಾಯ ಅವರ ಹೂಡಿಕೆಯಿಂದ. 2022 ರ ಸಮತೋಲಿತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಪಾವತಿಸುವ ಕೆಲವು ಉತ್ತಮ ಲಾಭಾಂಶವನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ

ಟಾಪ್ ಬ್ಯಾಲೆನ್ಸ್ಡ್ ಫಂಡ್‌ಗಳ ಅನುಕೂಲಗಳು ಮತ್ತು ಅನಾನುಕೂಲಗಳು

ಅನುಕೂಲಗಳು

35-40% ಸ್ವತ್ತುಗಳನ್ನು ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಸ್ಥಿರ ಆದಾಯವನ್ನು ಒದಗಿಸುತ್ತದೆಸ್ಥಿರ ಆದಾಯ ಆಯ್ಕೆಗಳು.
ಈಕ್ವಿಟಿಗಳಲ್ಲಿ 60-65% ಆಸ್ತಿಗಳನ್ನು ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಮಾರುಕಟ್ಟೆ-ಸಂಬಂಧಿತ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆ.
ಮಧ್ಯಮ ಅಪಾಯವನ್ನು ತೆಗೆದುಕೊಳ್ಳಲು ಸಿದ್ಧರಿರುವ ಸಂಪ್ರದಾಯವಾದಿ ಹೂಡಿಕೆದಾರರಿಗೆ ಸೂಕ್ತವಾಗಿದೆ.

ಅನಾನುಕೂಲಗಳು

ಈಕ್ವಿಟಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದ ನಿಧಿಗಳು ಬಾಷ್ಪಶೀಲವಾಗಿರುತ್ತವೆ ಮತ್ತು ಹೆಚ್ಚಿನ ಅಪಾಯವನ್ನು ಹೊಂದಿರುತ್ತವೆಅಂಶ.
ಸಂಯೋಜಿತ ಆದಾಯಗಳು (ಎರಡೂ ಸಾಲದ ಆದಾಯ ಮತ್ತುಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು) ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡದಿರಬಹುದು.

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ನಿಯಮಿತ ಆದಾಯಕ್ಕಾಗಿ ಟಾಪ್ 6 ಡಿವಿಡೆಂಡ್ ಪಾವತಿಸುವ ಸಮತೋಲಿತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	Rating	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Multi Asset Fund Normal Dividend, Payout	₹30.293	₹6,376	☆	6.2	7.3	10.2	19.5	15.5	20.7
Edelweiss Multi Asset Allocation Fund Normal Dividend, Payout	₹65.7 ↓ -0.06	₹3,317	☆	4.1	4.4	8	19.5	22.2	23.7
ICICI Prudential Multi-Asset Fund Normal Dividend, Payout	₹35.9297 ↑ 0.02	₹71,900	☆☆	6.6	8.6	15.8	19.3	23.6	16.1
JM Equity Hybrid Fund Normal Dividend, Payout	₹34.1212 ↓ -0.10	₹816	☆	3.1	3.5	-1.2	18.6	18.4	27
BOI AXA Mid and Small Cap Equity and Debt Fund Normal Dividend, Payout	₹32.32 ↓ -0.03	₹1,326	Not Rated	1.9	1.1	-0.6	18	20.4	25.8
HDFC Balanced Advantage Fund Normal Dividend, Payout	₹39.207 ↓ -0.02	₹106,494	☆☆☆☆	4.5	3.4	6.5	17.5	21.5	16.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Nov 25

Research Highlights & Commentary of 6 Funds showcased

Commentary	UTI Multi Asset Fund	Edelweiss Multi Asset Allocation Fund	ICICI Prudential Multi-Asset Fund	JM Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	HDFC Balanced Advantage Fund
Point 1	Upper mid AUM (₹6,376 Cr).	Lower mid AUM (₹3,317 Cr).	Upper mid AUM (₹71,900 Cr).	Bottom quartile AUM (₹816 Cr).	Bottom quartile AUM (₹1,326 Cr).	Highest AUM (₹106,494 Cr).
Point 2	Established history (17+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Oldest track record among peers (30 yrs).	Established history (9+ yrs).	Established history (25+ yrs).
Point 3	Rating: 1★ (upper mid).	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).	Not Rated.	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 15.54% (bottom quartile).	5Y return: 22.24% (upper mid).	5Y return: 23.58% (top quartile).	5Y return: 18.42% (bottom quartile).	5Y return: 20.38% (lower mid).	5Y return: 21.48% (upper mid).
Point 6	3Y return: 19.47% (top quartile).	3Y return: 19.45% (upper mid).	3Y return: 19.26% (upper mid).	3Y return: 18.59% (lower mid).	3Y return: 18.04% (bottom quartile).	3Y return: 17.53% (bottom quartile).
Point 7	1Y return: 10.23% (upper mid).	1Y return: 8.01% (upper mid).	1Y return: 15.78% (top quartile).	1Y return: -1.24% (bottom quartile).	1Y return: -0.58% (bottom quartile).	1Y return: 6.47% (lower mid).
Point 8	1M return: 2.04% (top quartile).	1M return: 0.05% (lower mid).	1M return: 1.18% (upper mid).	1M return: -0.87% (bottom quartile).	1M return: -0.40% (bottom quartile).	1M return: 0.14% (upper mid).
Point 9	Alpha: 0.00 (top quartile).	Alpha: -0.10 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: -7.75 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: 0.15 (upper mid).	Sharpe: 0.08 (upper mid).	Sharpe: 0.86 (top quartile).	Sharpe: -0.53 (bottom quartile).	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.02 (lower mid).

UTI Multi Asset Fund

Upper mid AUM (₹6,376 Cr).
Established history (17+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.54% (bottom quartile).
3Y return: 19.47% (top quartile).
1Y return: 10.23% (upper mid).
1M return: 2.04% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.15 (upper mid).

Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,317 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.24% (upper mid).
3Y return: 19.45% (upper mid).
1Y return: 8.01% (upper mid).
1M return: 0.05% (lower mid).
Alpha: -0.10 (bottom quartile).
Sharpe: 0.08 (upper mid).

ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹71,900 Cr).
Established history (21+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.58% (top quartile).
3Y return: 19.26% (upper mid).
1Y return: 15.78% (top quartile).
1M return: 1.18% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.86 (top quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹816 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.42% (bottom quartile).
3Y return: 18.59% (lower mid).
1Y return: -1.24% (bottom quartile).
1M return: -0.87% (bottom quartile).
Alpha: -7.75 (bottom quartile).
Sharpe: -0.53 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,326 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.38% (lower mid).
3Y return: 18.04% (bottom quartile).
1Y return: -0.58% (bottom quartile).
1M return: -0.40% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.19 (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹106,494 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.48% (upper mid).
3Y return: 17.53% (bottom quartile).
1Y return: 6.47% (lower mid).
1M return: 0.14% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.02 (lower mid).

*ಮೇಲೆ ಅತ್ಯುತ್ತಮ ಪಟ್ಟಿ ಇದೆಡಿವಿಡೆಂಡ್ ಪಾವತಿ ಸಮತೋಲನ ಮೇಲಿನ AUM/Net ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ನಿಧಿಗಳು100 ಕೋಟಿ. ವಿಂಗಡಿಸಲಾಗಿದೆಕಳೆದ 1 ವರ್ಷದ ರಿಟರ್ನ್.

1. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Upper mid AUM (₹6,376 Cr).
Established history (17+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.54% (bottom quartile).
3Y return: 19.47% (top quartile).
1Y return: 10.23% (upper mid).
1M return: 2.04% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.15 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~12.1%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Normal Dividend, Payout
Launch Date	21 Oct 08
NAV (28 Nov 25)	₹30.293
Net Assets (Cr)	₹6,376 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,072
31 Oct 22	₹12,347
31 Oct 23	₹14,364
31 Oct 24	₹19,544
31 Oct 25	₹20,973

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	2%
3 Month	6.2%
6 Month	7.3%
1 Year	10.2%
3 Year	19.5%
5 Year	15.5%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	12.9%
2019	2.7%
2018	-1.1%
2017	17.1%
2016	7.3%
2015	-3.7%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	3.97 Yr.
Jaydeep Bhowal	1 Oct 24	1.08 Yr.

Data below for UTI Multi Asset Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	9.14%
Equity	68.77%
Debt	10.1%
Other	11.99%

Equity Sector Allocation

Sector	Value
Financial Services	15.73%
Technology	11.37%
Consumer Defensive	9.54%
Consumer Cyclical	7.16%
Basic Materials	6.31%
Industrials	5.41%
Health Care	5.2%
Real Estate	3.05%
Communication Services	2.92%
Energy	2.85%
Utility	0.02%

Debt Sector Allocation

Sector	Value
Cash Equivalent	9.11%
Government	7.29%
Corporate	2.82%
Securitized	0.01%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	12%	₹771 Cr	76,018,936 ↓ -958,380
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹175 Cr	4,169,825 ↑ 196,609
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	2%	₹151 Cr	1,016,937 ↑ 743
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	2%	₹141 Cr	688,325 ↓ -316,467
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	2%	₹135 Cr	1,368,622 ↓ -202,460
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	2%	₹133 Cr	1,046,197 ↑ 37,133
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹132 Cr	431,841 ↑ 1,355
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	2%	₹128 Cr	1,362,565 ↑ 1,362,565
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 500820	2%	₹125 Cr	496,319 ↑ 108,551
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	2%	₹118 Cr	76,262 ↑ 26,089

2. Edelweiss Multi Asset Allocation Fund

(Erstwhile Edelweiss Prudent Advantage Fund)

The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds. However, there is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for Edelweiss Multi Asset Allocation Fund

Lower mid AUM (₹3,317 Cr).
Established history (16+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.24% (upper mid).
3Y return: 19.45% (upper mid).
1Y return: 8.01% (upper mid).
1M return: 0.05% (lower mid).
Alpha: -0.10 (bottom quartile).
Sharpe: 0.08 (upper mid).
Information ratio: 2.36 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding National Bank For Agriculture And Rural Development (~5.7%).

Below is the key information for Edelweiss Multi Asset Allocation Fund

Edelweiss Multi Asset Allocation Fund Normal Dividend, Payout
Launch Date	16 Jun 09
NAV (28 Nov 25)	₹65.7 ↓ -0.06 (-0.09 %)
Net Assets (Cr)	₹3,317 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	Edelweiss Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	0.08
Information Ratio	2.36
Alpha Ratio	-0.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,364
31 Oct 22	₹17,309
31 Oct 23	₹20,489
31 Oct 24	₹28,183
31 Oct 25	₹30,045

Edelweiss Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Purchase not allowed

Returns for Edelweiss Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	0%
3 Month	4.1%
6 Month	4.4%
1 Year	8%
3 Year	19.5%
5 Year	22.2%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.7%
2023	31.2%
2022	10.4%
2021	34.7%
2020	22.7%
2019	14%
2018	1.1%
2017	33%
2016	6.5%
2015	3.9%

Fund Manager information for Edelweiss Multi Asset Allocation Fund

Name	Since	Tenure
Dhawal Dalal	22 Sep 25	0.11 Yr.
Bhavesh Jain	14 Oct 15	10.06 Yr.
Bharat Lahoti	1 Oct 21	4.09 Yr.
Rahul Dedhia	1 Jul 24	1.34 Yr.
Pranavi Kulkarni	1 Aug 24	1.25 Yr.

Data below for Edelweiss Multi Asset Allocation Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	15.22%
Equity	77.79%
Debt	6.99%

Equity Sector Allocation

Sector	Value
Financial Services	23.02%
Health Care	9.37%
Technology	8.48%
Consumer Cyclical	8.3%
Industrials	6.38%
Basic Materials	5.65%
Consumer Defensive	4.12%
Communication Services	4.12%
Energy	2.88%
Utility	2.65%
Real Estate	0.96%

Debt Sector Allocation

Sector	Value
Cash Equivalent	15.22%
Corporate	6.35%
Government	0.65%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹190 Cr	19,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| ICICIBANK	6%	₹185 Cr	1,373,985
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 15 \| HDFCBANK	5%	₹155 Cr	1,569,936
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	3%	₹102 Cr	495,854
Infosys Ltd (Technology) Equity, Since 31 May 15 \| INFY	3%	₹91 Cr	616,103
State Bank of India (Financial Services) Equity, Since 30 Jun 15 \| SBIN	2%	₹80 Cr	853,714
Aditya Birla Capital Limited Debentures \| -	2%	₹76 Cr	7,500,000
Hdb Financial Services Limited Debentures \| -	2%	₹76 Cr	7,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 28 Feb 17 \| MARUTI	2%	₹75 Cr	46,457
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 20 \| RELIANCE	2%	₹71 Cr	479,028

3. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹71,900 Cr).
Established history (21+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.58% (top quartile).
3Y return: 19.26% (upper mid).
1Y return: 15.78% (top quartile).
1M return: 1.18% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.86 (top quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~21%).
High-quality debt (AAA/AA ~99%).
Largest holding Gold (1 Kg-1000 Gms) Commodity December 2025 Future (~3.9%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Normal Dividend, Payout
Launch Date	9 Jan 04
NAV (27 Nov 25)	₹35.9297 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹71,900 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,190
31 Oct 22	₹18,197
31 Oct 23	₹21,278
31 Oct 24	₹27,611
31 Oct 25	₹31,118

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	1.2%
3 Month	6.6%
6 Month	8.6%
1 Year	15.8%
3 Year	19.3%
5 Year	23.6%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.4%
2019	5.9%
2018	-4.3%
2017	28.1%
2016	12.5%
2015	-1.4%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	13.76 Yr.
Manish Banthia	22 Jan 24	1.78 Yr.
Ihab Dalwai	3 Jun 17	8.42 Yr.
Akhil Kakkar	22 Jan 24	1.78 Yr.
Sri Sharma	30 Apr 21	4.51 Yr.
Gaurav Chikane	2 Aug 21	4.25 Yr.
Sharmila D’mello	31 Jul 22	3.26 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.99 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	21.24%
Equity	58.46%
Debt	10.23%
Other	10.07%

Equity Sector Allocation

Sector	Value
Financial Services	19.36%
Consumer Cyclical	8.88%
Basic Materials	7.02%
Industrials	5.94%
Technology	5.9%
Energy	5.23%
Health Care	4.4%
Consumer Defensive	4.29%
Communication Services	2.56%
Utility	2.14%
Real Estate	1.62%

Debt Sector Allocation

Sector	Value
Cash Equivalent	18.92%
Government	7.38%
Corporate	5.18%

Credit Quality

Rating	Value
A	1.3%
AA	17.6%
AAA	81.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Gold (1 Kg-1000 Gms) Commodity December 2025 Future - \| -	4%	₹2,788 Cr	2,300 ↑ 2,300
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	3%	₹2,501 Cr	18,592,905 ↑ 2,596,105
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹2,350 Cr	15,813,305 ↓ -1,777,000
ICICI Pru Gold ETF - \| -	3%	₹2,321 Cr	224,590,882
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹2,201 Cr	17,852,267 ↑ 558,686
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹1,827 Cr	18,502,364 ↑ 2,800,000
Infosys Ltd (Technology) Equity, Since 31 Oct 19 \| INFY	2%	₹1,780 Cr	12,009,213 ↑ 800,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	2%	₹1,542 Cr	952,730
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 19 \| LT	2%	₹1,391 Cr	3,450,617 ↓ -916,475
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 22 \| SBICARD	2%	₹1,347 Cr	15,329,366

4. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

Research Highlights for JM Equity Hybrid Fund

Bottom quartile AUM (₹816 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.42% (bottom quartile).
3Y return: 18.59% (lower mid).
1Y return: -1.24% (bottom quartile).
1M return: -0.87% (bottom quartile).
Alpha: -7.75 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: 0.93 (upper mid).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~78%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.2%).

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Normal Dividend, Payout
Launch Date	1 Apr 95
NAV (28 Nov 25)	₹34.1212 ↓ -0.10 (-0.30 %)
Net Assets (Cr)	₹816 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	-0.53
Information Ratio	0.93
Alpha Ratio	-7.75
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,990
31 Oct 22	₹15,284
31 Oct 23	₹18,649
31 Oct 24	₹26,798
31 Oct 25	₹26,437

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-0.9%
3 Month	3.1%
6 Month	3.5%
1 Year	-1.2%
3 Year	18.6%
5 Year	18.4%
10 Year
15 Year
Since launch	11.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27%
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.4%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.08 Yr.
Asit Bhandarkar	31 Dec 21	3.84 Yr.
Ruchi Fozdar	4 Oct 24	1.08 Yr.
Deepak Gupta	11 Apr 25	0.56 Yr.

Data below for JM Equity Hybrid Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	1.87%
Equity	77.79%
Debt	20.34%

Equity Sector Allocation

Sector	Value
Financial Services	23.52%
Technology	13.93%
Industrials	12.68%
Consumer Cyclical	11.76%
Basic Materials	6.28%
Communication Services	3.66%
Health Care	3.62%
Consumer Defensive	2.35%

Debt Sector Allocation

Sector	Value
Corporate	11.9%
Government	9.4%
Cash Equivalent	0.91%

Credit Quality

Rating	Value
AA	6.37%
AAA	93.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	4%	₹35 Cr	350,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| 542904	4%	₹31 Cr	5,950,865
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIARTL	4%	₹30 Cr	145,246 ↓ -15,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	4%	₹29 Cr	275,040
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹28 Cr	30,676
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 21 \| LT	3%	₹27 Cr	68,000
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	3%	₹26 Cr	77,000
One97 Communications Ltd (Technology) Equity, Since 30 Jun 25 \| 543396	3%	₹22 Cr	170,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	3%	₹21 Cr	155,114
6.48% Govt Stock 2035 Sovereign Bonds \| -	3%	₹21 Cr	2,075,000 ↑ 2,075,000

5. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,326 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.38% (lower mid).
3Y return: 18.04% (bottom quartile).
1Y return: -0.58% (bottom quartile).
1M return: -0.40% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~76%).
High-quality debt (AAA/AA ~100%).
Largest holding Indian Bank (~3.3%).

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Normal Dividend, Payout
Launch Date	20 Jul 16
NAV (28 Nov 25)	₹32.32 ↓ -0.03 (-0.09 %)
Net Assets (Cr)	₹1,326 on 31 Oct 25
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.27
Sharpe Ratio	-0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,337
31 Oct 22	₹16,363
31 Oct 23	₹19,794
31 Oct 24	₹27,430
31 Oct 25	₹27,711

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	-0.4%
3 Month	1.9%
6 Month	1.1%
1 Year	-0.6%
3 Year	18%
5 Year	20.4%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	33.7%
2022	-4.8%
2021	54.2%
2020	31.1%
2019	-4.7%
2018	-14.4%
2017	47.3%
2016
2015

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	8.71 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	9.83%
Equity	75.73%
Debt	14.44%

Equity Sector Allocation

Sector	Value
Financial Services	17.09%
Basic Materials	16.9%
Industrials	14.66%
Health Care	8.34%
Consumer Cyclical	7.47%
Technology	5.63%
Consumer Defensive	4.07%
Utility	0.89%
Energy	0.68%

Debt Sector Allocation

Sector	Value
Government	10.38%
Corporate	8.09%
Cash Equivalent	5.79%

Credit Quality

Rating	Value
AA	1.4%
AAA	98.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Bank (Financial Services) Equity, Since 31 Aug 23 \| 532814	3%	₹43 Cr	505,000 ↑ 86,000
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹43 Cr	566,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	3%	₹39 Cr	314,000 ↑ 26,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 31 May 24 \| HUDCO	3%	₹37 Cr	1,580,000
Hindustan Copper Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 513599	3%	₹36 Cr	1,050,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹32 Cr	180,000
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹31 Cr	195,000
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 24 \| 541143	2%	₹30 Cr	196,000
TD Power Systems Ltd (Industrials) Equity, Since 31 Jul 24 \| TDPOWERSYS	2%	₹29 Cr	380,000
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 28 Feb 25 \| 512455	2%	₹29 Cr	222,000

6. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹106,494 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.48% (upper mid).
3Y return: 17.53% (bottom quartile).
1Y return: 6.47% (lower mid).
1M return: 0.14% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.02 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~65%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.2%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Normal Dividend, Payout
Launch Date	11 Sep 00
NAV (28 Nov 25)	₹39.207 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹106,494 on 31 Oct 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	-0.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,754
31 Oct 22	₹17,873
31 Oct 23	₹21,239
31 Oct 24	₹28,196
31 Oct 25	₹29,816

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Nov 25

Duration	Returns
1 Month	0.1%
3 Month	4.5%
6 Month	3.4%
1 Year	6.5%
3 Year	17.5%
5 Year	21.5%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	31.3%
2022	18.7%
2021	26.4%
2020	7%
2019	5%
2018	-11.7%
2017	22.6%
2016	-3.7%
2015	-10.5%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.26 Yr.
Gopal Agrawal	29 Jul 22	3.26 Yr.
Arun Agarwal	6 Oct 22	3.07 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.26 Yr.
Dhruv Muchhal	22 Jun 23	2.36 Yr.
Nandita Menezes	29 Mar 25	0.59 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	8.99%
Equity	65.47%
Debt	25.53%

Equity Sector Allocation

Sector	Value
Financial Services	23.26%
Industrials	8.06%
Energy	7.59%
Consumer Cyclical	6.45%
Technology	5.54%
Utility	4.14%
Health Care	4.03%
Communication Services	3.6%
Consumer Defensive	2.63%
Basic Materials	2.28%
Real Estate	1.86%

Debt Sector Allocation

Sector	Value
Government	12.95%
Corporate	12.35%
Cash Equivalent	9.23%

Credit Quality

Rating	Value
AA	0.91%
AAA	99.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	5%	₹5,510 Cr	55,808,702
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹4,441 Cr	33,011,524 ↓ -1,687,700
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹4,148 Cr	27,905,634 ↑ 1,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,442 Cr	16,754,354
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹3,280 Cr	35,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,652 Cr	6,579,083
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	2%	₹2,485 Cr	16,763,803 ↓ -376,400
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	2%	₹2,444 Cr	19,827,457
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,311 Cr	68,585,915
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,162 Cr	208,533,300

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.