2022 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು 5 ಅತ್ಯುತ್ತಮ ಹಣಕಾಸು ವಲಯದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು | Fincash.com

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ಭಾರತದಲ್ಲಿ ಹಣಕಾಸು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು
ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಫೈನಾನ್ಷಿಯಲ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
FY 22 - 23 ರವರೆಗೆ ಅತ್ಯುತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ಅತ್ಯುತ್ತಮ ಹಣಕಾಸು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು
Top 5 Equity - Sectoral Funds

ಅತ್ಯುತ್ತಮ ಹಣಕಾಸು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on April 27, 2025 , 15743 views

ಒಂದು ಹಣಕಾಸುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ವಲಯದ ಒಂದು ಭಾಗವಾಗಿದೆಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು. ಈ ನಿಧಿಗಳನ್ನು 'ಬ್ಯಾಂಕಿಂಗ್ ಮತ್ತು ಹಣಕಾಸು ಸೇವೆಗಳ ನಿಧಿ' ಎಂದೂ ಕರೆಯಲಾಗುತ್ತದೆ. ಈ ನಿಧಿಗಳ ಉದ್ದೇಶವು ಉತ್ಪಾದಿಸುವುದುಆದಾಯ ಮೂಲಕಹೂಡಿಕೆ ಬ್ಯಾಂಕಿಂಗ್ ವಲಯ ಮತ್ತು ಹಣಕಾಸು ಉದ್ಯಮವನ್ನು ಪೂರೈಸುವ ಕಂಪನಿಗಳ ಷೇರುಗಳು/ಷೇರುಗಳಲ್ಲಿ. ಆದ್ದರಿಂದ, ಹೂಡಿಕೆ ಮಾಡಲು ಉತ್ತಮ ಹಣಕಾಸು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಜೊತೆಗೆ ಹಣಕಾಸು ನಿಧಿಗಳ ಭವಿಷ್ಯದ ಸಾಮರ್ಥ್ಯವನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ.

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ಭಾರತದಲ್ಲಿ ಹಣಕಾಸು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ನಾವು ಬಿಡುಗಡೆ ಮಾಡಿದ ಜುಲೈ 2017 ಡೇಟಾವನ್ನು ನೋಡಿದರೆSEBI, ಬ್ಯಾಂಕಿಂಗ್ ಮತ್ತುವಲಯ ನಿಧಿಗಳು ಅತ್ಯಂತ ಒಲವು ಹೊಂದಿದ್ದವು. ಡೇಟಾ ತೋರಿಸುತ್ತದೆಬ್ಯಾಂಕ್ ಮತ್ತು ಹಣಕಾಸು- ಎರಡು ಪ್ರಮುಖ ವಲಯಗಳು AUM ಷೇರುಗಳಲ್ಲಿ ತೀವ್ರ ಏರಿಕೆಯನ್ನು ತೋರಿಸಿವೆ.

ಜುಲೈ 17 ರ ಅಂಕಿಅಂಶಗಳ ಪ್ರಕಾರ, ಪ್ರಮುಖ ವಲಯವಾಗಿರುವ ಬ್ಯಾಂಕಿಂಗ್ ವಲಯದ AUM ಕೇವಲ ಆರು ತಿಂಗಳಲ್ಲಿ 20.9 ಶೇಕಡಾದಿಂದ 22.6 ಶೇಕಡಾಕ್ಕೆ ಸ್ಥಳಾಂತರಗೊಂಡಿದೆ.

ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಫೈನಾನ್ಷಿಯಲ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

Fincash.com ನಲ್ಲಿ ಜೀವಮಾನಕ್ಕಾಗಿ ಉಚಿತ ಹೂಡಿಕೆ ಖಾತೆಯನ್ನು ತೆರೆಯಿರಿ.

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ದಾಖಲೆಗಳನ್ನು ಅಪ್‌ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!

ಪ್ರಾರಂಭಿಸಿ

FY 22 - 23 ಟಾಪ್ ಪರ್ಫಾರ್ಮಿಂಗ್ ಬೆಸ್ಟ್ ಫೈನಾನ್ಷಿಯಲ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Banking and Financial Services Fund Growth	₹130.04 ↓ -0.19	₹9,008	10.6	4.3	17.2	17.1	23.8	11.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹59.25 ↓ -0.01	₹3,248	12	4.2	11.2	17.5	24.1	8.7
Invesco India Financial Services Fund Growth	₹130.44 ↓ -0.25	₹1,208	9.4	1.1	13.2	20.9	23.4	19.8
UTI Banking and Financial Services Fund Growth	₹184.112 ↓ -0.34	₹1,211	12.1	4	15.3	18.5	22.9	11.1
Sundaram Financial Services Opportunities Fund Growth	₹102.681 ↓ 0.00	₹1,415	11.8	4	11.1	21.7	24.7	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

ನಾವು ಭಾರತದ ಬ್ಯಾಂಕಿಂಗ್ ಮತ್ತು ಹಣಕಾಸು ಕ್ಷೇತ್ರದ ಬಗ್ಗೆ ಮಾತನಾಡುವಾಗ, ನಾವು ಅನೇಕ ಪ್ರಮುಖ ಆಟಗಾರರನ್ನು ಹೊಂದಿದ್ದೇವೆಐಸಿಐಸಿಐ ಬ್ಯಾಂಕ್ ಲಿಮಿಟೆಡ್, HDFC ಬ್ಯಾಂಕ್ ಲಿಮಿಟೆಡ್, ಸ್ಟೇಟ್ ಬ್ಯಾಂಕ್ ಆಫ್ ಇಂಡಿಯಾ, ಯೆಸ್ ಬ್ಯಾಂಕ್ ಲಿಮಿಟೆಡ್, ಆಕ್ಸಿಸ್ ಬ್ಯಾಂಕ್ ಲಿಮಿಟೆಡ್, ಇತ್ಯಾದಿ. ಭಾರತೀಯ ಬ್ಯಾಂಕಿಂಗ್ ವ್ಯವಸ್ಥೆಯು 26 ಖಾಸಗಿ ವಲಯದ ಬ್ಯಾಂಕುಗಳು, 27 ಸಾರ್ವಜನಿಕ ವಲಯದ ಬ್ಯಾಂಕುಗಳು, 1,574 ನಗರ ಸಹಕಾರಿ ಬ್ಯಾಂಕುಗಳು, 56 ಪ್ರಾದೇಶಿಕ ಗ್ರಾಮೀಣ ಬ್ಯಾಂಕುಗಳು, 46 ವಿದೇಶಿ ಬ್ಯಾಂಕುಗಳನ್ನು ಒಳಗೊಂಡಿದೆ. ಮತ್ತು ಸಹಕಾರಿ ಸಾಲ ಸಂಸ್ಥೆಗಳ ಜೊತೆಗೆ 93,913 ಗ್ರಾಮೀಣ ಸಹಕಾರಿ ಬ್ಯಾಂಕುಗಳು.

ಬ್ಯಾಂಕಿಂಗ್ ಮತ್ತು ಹಣಕಾಸು ಉದ್ಯಮದಲ್ಲಿ ಕಾರ್ಯನಿರ್ವಹಿಸುವ ಕಂಪನಿಗಳು ಹೆಚ್ಚು ನಿಯಂತ್ರಿಸಲ್ಪಡುತ್ತವೆ. ಅನೇಕ ಉತ್ತಮ ಕಂಪನಿಗಳು ವರ್ಷಗಳಲ್ಲಿ ಸ್ಥಿರವಾದ ಕಾರ್ಯಕ್ಷಮತೆ ಮತ್ತು ಆದಾಯವನ್ನು ತಲುಪಿಸುವ ಗುರಿಯನ್ನು ಹೊಂದಿವೆ, ಇದರ ಪರಿಣಾಮವಾಗಿ, ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರಿಗೆ ಇದು ವಿಶ್ವಾಸವನ್ನು ತರುತ್ತದೆ. ಆದಾಗ್ಯೂ, ಅಂತಹ ನಿಧಿಗಳ ಅಪಾಯಕಾರಿ ಅಂಶಗಳನ್ನು ಯಾವಾಗಲೂ ನೆನಪಿನಲ್ಲಿಟ್ಟುಕೊಳ್ಳಬೇಕು. ಈ ನಿಧಿಗಳು, ಕೆಲವೊಮ್ಮೆ, ಎರಡು ವಿಪರೀತಗಳಲ್ಲಿರಬಹುದು, ಅವುಗಳು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡಬಹುದು ಮತ್ತು ಕೆಲವೊಮ್ಮೆ ಕೆಟ್ಟದಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸಬಹುದು. ಆದ್ದರಿಂದ, ಅಂತಹ ವಲಯದ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುವ ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಿನದನ್ನು ಹೊಂದಿರುವುದು ಸೂಕ್ತವಾಗಿದೆ.ಅಪಾಯದ ಹಸಿವು ಮತ್ತು ದೀರ್ಘಾವಧಿಯವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು. ತಾತ್ತ್ವಿಕವಾಗಿ, ವೈವಿಧ್ಯೀಕರಣದ ಉದ್ದೇಶಕ್ಕಾಗಿ ಅಂತಹ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕು.

1. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (29 Apr 25)	₹130.04 ↓ -0.19 (-0.15 %)
Net Assets (Cr)	₹9,008 on 31 Mar 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.59
Information Ratio	0.07
Alpha Ratio	-4.45
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹15,562
30 Apr 22	₹17,639
30 Apr 23	₹19,649
30 Apr 24	₹24,159

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	6.1%
3 Month	10.6%
6 Month	4.3%
1 Year	17.2%
3 Year	17.1%
5 Year	23.8%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.6%
2023	17.9%
2022	11.9%
2021	23.5%
2020	-5.5%
2019	14.5%
2018	-0.4%
2017	45.1%
2016	21.1%
2015	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.18 Yr.
Sharmila D’mello	30 Jun 22	2.76 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	90.68%
Industrials	0.17%
Technology	0.07%

Asset Allocation

Asset Class	Value
Cash	9.07%
Equity	90.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	20%	₹1,802 Cr	13,361,620 ↓ -83,383
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	19%	₹1,710 Cr	9,351,127 ↓ -1,540,000
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	9%	₹792 Cr	7,188,596
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	7%	₹636 Cr	8,244,914
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹469 Cr	3,032,802 ↓ -300,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	4%	₹372 Cr	5,423,546
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹284 Cr	1,586,237 ↑ 189,476
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| INDUSINDBK	3%	₹281 Cr	4,331,593 ↓ -39,414
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	3%	₹254 Cr	1,171,184 ↓ -320,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| 500271	2%	₹195 Cr	1,697,397

2. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.9% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (29 Apr 25)	₹59.25 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹3,248 on 31 Mar 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.33
Information Ratio	0.03
Alpha Ratio	-9.7
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹16,013
30 Apr 22	₹17,604
30 Apr 23	₹19,730
30 Apr 24	₹25,694

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	6.2%
3 Month	12%
6 Month	4.2%
1 Year	11.2%
3 Year	17.5%
5 Year	24.1%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%
2015	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	9.61 Yr.
Dhaval Joshi	21 Nov 22	2.36 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	95.57%
Technology	1.2%

Asset Allocation

Asset Class	Value
Cash	3.23%
Equity	96.77%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	21%	₹673 Cr	4,993,129
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	19%	₹610 Cr	3,336,948
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	7%	₹212 Cr	1,927,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	6%	₹209 Cr	233,725
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹181 Cr	2,351,492
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	4%	₹117 Cr	667,972
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹103 Cr	1,577,700
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹102 Cr	469,972
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	2%	₹70 Cr	1,308,861
Repco Home Finance Ltd (Financial Services) Equity, Since 31 Dec 13 \| 535322	2%	₹59 Cr	1,751,838

3. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Invesco India Financial Services Fund is a Equity - Sectoral fund was launched on 14 Jul 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.5% since its launch. Ranked 5 in Sectoral category. Return for 2024 was 19.8% , 2023 was 26% and 2022 was 12.8% .

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund Growth
Launch Date	14 Jul 08
NAV (29 Apr 25)	₹130.44 ↓ -0.25 (-0.19 %)
Net Assets (Cr)	₹1,208 on 31 Mar 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.39
Sharpe Ratio	0.48
Information Ratio	0.48
Alpha Ratio	-5.98
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹14,310
30 Apr 22	₹15,801
30 Apr 23	₹17,754
30 Apr 24	₹24,762

Invesco India Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	5.5%
3 Month	9.4%
6 Month	1.1%
1 Year	13.2%
3 Year	20.9%
5 Year	23.4%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.8%
2023	26%
2022	12.8%
2021	14%
2020	2.4%
2019	21.2%
2018	-0.3%
2017	45.2%
2016	10.4%
2015	-2.1%

Fund Manager information for Invesco India Financial Services Fund

Name	Since	Tenure
Dhimant Kothari	1 Jun 18	6.84 Yr.
Hiten Jain	19 May 20	4.87 Yr.

Data below for Invesco India Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	94.97%
Health Care	1.11%
Technology	1%

Asset Allocation

Asset Class	Value
Cash	2.62%
Equity	97.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	22%	₹260 Cr	1,927,995
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	19%	₹235 Cr	1,284,449 ↑ 32,871
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	6%	₹71 Cr	645,964
State Bank of India (Financial Services) Equity, Since 31 Aug 20 \| SBIN	5%	₹65 Cr	838,841
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Jul 17 \| CHOLAFIN	3%	₹41 Cr	267,947 ↑ 19,660
Shriram Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| SHRIRAMFIN	3%	₹37 Cr	562,890 ↑ 44,676
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Sep 22 \| 590003	3%	₹34 Cr	1,614,391 ↑ 282,104
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| 543390	3%	₹32 Cr	202,712
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Jul 24 \| HDFCAMC	3%	₹32 Cr	78,652
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| 533398	3%	₹31 Cr	129,828

4. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (29 Apr 25)	₹184.112 ↓ -0.34 (-0.18 %)
Net Assets (Cr)	₹1,211 on 31 Mar 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	0.55
Information Ratio	0.29
Alpha Ratio	-6.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹15,325
30 Apr 22	₹16,476
30 Apr 23	₹18,875
30 Apr 24	₹23,950

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	4.8%
3 Month	12.1%
6 Month	4%
1 Year	15.3%
3 Year	18.5%
5 Year	22.9%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Preethi S	2 May 22	2.92 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	97.57%
Technology	0.09%

Asset Allocation

Asset Class	Value
Cash	2.35%
Equity	97.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	21%	₹250 Cr	1,852,344 ↑ 177,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹184 Cr	1,005,927
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹74 Cr	83,257 ↑ 26,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	6%	₹74 Cr	670,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹65 Cr	983,680
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹58 Cr	750,000
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	5%	₹56 Cr	671,973 ↓ -42,644
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	4%	₹49 Cr	223,946 ↑ 60,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 24 \| HDFCLIFE	4%	₹48 Cr	697,890
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹39 Cr	1,876,541

5. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Sundaram Financial Services Opportunities Fund is a Equity - Sectoral fund was launched on 10 Jun 08. It is a fund with High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 23 in Sectoral category. Return for 2024 was 7.1% , 2023 was 31.1% and 2022 was 16.8% .

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (29 Apr 25)	₹102.681 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹1,415 on 31 Mar 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.24
Sharpe Ratio	0.15
Information Ratio	0.62
Alpha Ratio	-10.88
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹14,995
30 Apr 22	₹16,317
30 Apr 23	₹19,257
30 Apr 24	₹26,634

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	7.8%
3 Month	11.8%
6 Month	4%
1 Year	11.1%
3 Year	21.7%
5 Year	24.7%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.1%
2023	31.1%
2022	16.8%
2021	15.3%
2020	2.7%
2019	26.4%
2018	-3.7%
2017	33.3%
2016	12.8%
2015	-9%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	7.25 Yr.
Ashish Aggarwal	1 Jan 22	3.25 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	94.37%

Asset Allocation

Asset Class	Value
Cash	3.66%
Equity	95.31%
Debt	1.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	20%	₹279 Cr	1,525,703 ↑ 135,647
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	13%	₹181 Cr	1,339,673
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| 532215	10%	₹139 Cr	1,259,449
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	5%	₹77 Cr	1,003,469 ↑ 54,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	5%	₹68 Cr	1,036,445
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	5%	₹64 Cr	317,616 ↑ 317,616
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	4%	₹58 Cr	654,542 ↑ 38,398
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| UJJIVANSFB	4%	₹53 Cr	15,383,384
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 20 \| 542867	4%	₹51 Cr	1,697,765
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| 532134	4%	₹50 Cr	2,208,626

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.