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6 ಅತ್ಯುತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ತೆರಿಗೆ ಉಳಿತಾಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on January 24, 2026 , 3860 views

ಮೂಲೆಯಲ್ಲಿ ತೆರಿಗೆ ಋತುವಿನೊಂದಿಗೆ, ಹೂಡಿಕೆ ಮಾಡುವ ಹೂಡಿಕೆದಾರರುELSS ಯಾವಾಗಲೂ ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ನಿಧಿಗಳನ್ನು ನೋಡಿಮಾರುಕಟ್ಟೆ. ಅನೇಕ ಹೂಡಿಕೆದಾರರು ಅನೇಕ ಹೂಡಿಕೆಗಳಲ್ಲಿ ಒಂದು ನಿಧಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡಲು ಕಷ್ಟವಾಗಿರುವುದರಿಂದ, ELSS ವಿಭಾಗದಲ್ಲಿ ಕೆಲವು ಉತ್ತಮ ಪ್ರದರ್ಶನಕಾರರನ್ನು ಸೂಚಿಸಲು ನಾವು ಇಲ್ಲಿದ್ದೇವೆ.

ಹೂಡಿಕೆದಾರರು ಈ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ಪ್ರತಿ ವರ್ಷ INR 1.5 ಲಕ್ಷದವರೆಗೆ ಉಳಿಸಬಹುದುವಿಭಾಗ 80 ಸಿಆದಾಯ ತೆರಿಗೆ ಕಾಯಿದೆ 1961. ELSS ಯೋಜನೆಗಳು ಕನಿಷ್ಠ 3 ವರ್ಷಗಳ ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಹೊಂದಿರುತ್ತವೆ. ನಮ್ಮ ಶಿಫಾರಸು ಮಾಡಲಾದ ಉತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ತೆರಿಗೆ ಉಳಿತಾಯಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು AUM ನಂತಹ ಕೆಲವು ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳನ್ನು ಕೈಗೊಳ್ಳುವ ಮೂಲಕ ಎಚ್ಚರಿಕೆಯಿಂದ ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆ,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಇತ್ಯಾದಿ.

ಹೀಗಾಗಿ, ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ತೆರಿಗೆ ಉಳಿತಾಯವನ್ನು ಸುಲಭವಾಗಿ ಯೋಜಿಸಬಹುದುಹೂಡಿಕೆ ಈ ನಿಧಿಗಳಲ್ಲಿ.

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Tax-Savings

ಅತ್ಯುತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ತೆರಿಗೆ ಉಳಿತಾಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Bandhan Tax Advantage (ELSS) Fund Growth ₹151.13
↓ -1.67
₹7,333-3.4-1.26.614.117.28
Tata India Tax Savings Fund Growth ₹43.8664
↓ -0.65
₹4,748-3.8-1.64.714.214.64.9
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,3181.215.435.520.617.4
Sundaram Diversified Equity Fund Growth ₹217.784
↓ -2.94
₹1,477-3-2.861213.57.1
Kotak Tax Saver Fund Growth ₹112.525
↓ -1.66
₹6,452-4.5-4.13.213.815.21.8
BOI AXA Tax Advantage Fund Growth ₹154.12
↓ -2.09
₹1,402-4.3-5.2-0.915.215.8-3.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26

Research Highlights & Commentary of 6 Funds showcased

CommentaryBandhan Tax Advantage (ELSS) FundTata India Tax Savings FundHDFC Long Term Advantage FundSundaram Diversified Equity FundKotak Tax Saver FundBOI AXA Tax Advantage Fund
Point 1Highest AUM (₹7,333 Cr).Upper mid AUM (₹4,748 Cr).Bottom quartile AUM (₹1,318 Cr).Lower mid AUM (₹1,477 Cr).Upper mid AUM (₹6,452 Cr).Bottom quartile AUM (₹1,402 Cr).
Point 2Established history (17+ yrs).Established history (11+ yrs).Established history (25+ yrs).Oldest track record among peers (26 yrs).Established history (20+ yrs).Established history (16+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.16% (upper mid).5Y return: 14.62% (bottom quartile).5Y return: 17.39% (top quartile).5Y return: 13.48% (bottom quartile).5Y return: 15.25% (lower mid).5Y return: 15.75% (upper mid).
Point 63Y return: 14.11% (lower mid).3Y return: 14.16% (upper mid).3Y return: 20.64% (top quartile).3Y return: 11.99% (bottom quartile).3Y return: 13.83% (bottom quartile).3Y return: 15.17% (upper mid).
Point 71Y return: 6.57% (upper mid).1Y return: 4.70% (lower mid).1Y return: 35.51% (top quartile).1Y return: 5.98% (upper mid).1Y return: 3.21% (bottom quartile).1Y return: -0.90% (bottom quartile).
Point 8Alpha: 0.45 (upper mid).Alpha: -2.63 (lower mid).Alpha: 1.75 (top quartile).Alpha: -0.41 (upper mid).Alpha: -5.73 (bottom quartile).Alpha: -10.85 (bottom quartile).
Point 9Sharpe: 0.21 (upper mid).Sharpe: 0.00 (lower mid).Sharpe: 2.27 (top quartile).Sharpe: 0.14 (upper mid).Sharpe: -0.19 (bottom quartile).Sharpe: -0.36 (bottom quartile).
Point 10Information ratio: -0.08 (upper mid).Information ratio: -0.26 (lower mid).Information ratio: -0.15 (upper mid).Information ratio: -0.78 (bottom quartile).Information ratio: -0.35 (bottom quartile).Information ratio: 0.01 (top quartile).

Bandhan Tax Advantage (ELSS) Fund

  • Highest AUM (₹7,333 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.16% (upper mid).
  • 3Y return: 14.11% (lower mid).
  • 1Y return: 6.57% (upper mid).
  • Alpha: 0.45 (upper mid).
  • Sharpe: 0.21 (upper mid).
  • Information ratio: -0.08 (upper mid).

Tata India Tax Savings Fund

  • Upper mid AUM (₹4,748 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.62% (bottom quartile).
  • 3Y return: 14.16% (upper mid).
  • 1Y return: 4.70% (lower mid).
  • Alpha: -2.63 (lower mid).
  • Sharpe: 0.00 (lower mid).
  • Information ratio: -0.26 (lower mid).

HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (upper mid).

Sundaram Diversified Equity Fund

  • Lower mid AUM (₹1,477 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.48% (bottom quartile).
  • 3Y return: 11.99% (bottom quartile).
  • 1Y return: 5.98% (upper mid).
  • Alpha: -0.41 (upper mid).
  • Sharpe: 0.14 (upper mid).
  • Information ratio: -0.78 (bottom quartile).

Kotak Tax Saver Fund

  • Upper mid AUM (₹6,452 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.25% (lower mid).
  • 3Y return: 13.83% (bottom quartile).
  • 1Y return: 3.21% (bottom quartile).
  • Alpha: -5.73 (bottom quartile).
  • Sharpe: -0.19 (bottom quartile).
  • Information ratio: -0.35 (bottom quartile).

BOI AXA Tax Advantage Fund

  • Bottom quartile AUM (₹1,402 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.75% (upper mid).
  • 3Y return: 15.17% (upper mid).
  • 1Y return: -0.90% (bottom quartile).
  • Alpha: -10.85 (bottom quartile).
  • Sharpe: -0.36 (bottom quartile).
  • Information ratio: 0.01 (top quartile).
*1000 ಕೋಟಿಯಿಂದ 10ರ ನಡುವಿನ ನಿವ್ವಳ ಆಸ್ತಿ ಹೊಂದಿರುವ ತೆರಿಗೆ ಉಳಿತಾಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಪಟ್ಟಿ,000 ಕೋಟಿ.

1. Bandhan Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for Bandhan Tax Advantage (ELSS) Fund

  • Highest AUM (₹7,333 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.16% (upper mid).
  • 3Y return: 14.11% (lower mid).
  • 1Y return: 6.57% (upper mid).
  • Alpha: 0.45 (upper mid).
  • Sharpe: 0.21 (upper mid).
  • Information ratio: -0.08 (upper mid).

Below is the key information for Bandhan Tax Advantage (ELSS) Fund

Bandhan Tax Advantage (ELSS) Fund
Growth
Launch Date 26 Dec 08
NAV (23 Jan 26) ₹151.13 ↓ -1.67   (-1.09 %)
Net Assets (Cr) ₹7,333 on 31 Dec 25
Category Equity - ELSS
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio 0.21
Information Ratio -0.08
Alpha Ratio 0.45
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

Bandhan Tax Advantage (ELSS) Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Bandhan Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26

DurationReturns
1 Month -5.2%
3 Month -3.4%
6 Month -1.2%
1 Year 6.6%
3 Year 14.1%
5 Year 17.2%
10 Year
15 Year
Since launch 17.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 13.1%
2022 28.3%
2021 4.2%
2020 49.2%
2019 18.7%
2018 1.9%
2017 -9.4%
2016 53.4%
2015 0.4%
Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
NameSinceTenure

Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

  • Upper mid AUM (₹4,748 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.62% (bottom quartile).
  • 3Y return: 14.16% (upper mid).
  • 1Y return: 4.70% (lower mid).
  • Alpha: -2.63 (lower mid).
  • Sharpe: 0.00 (lower mid).
  • Information ratio: -0.26 (lower mid).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (23 Jan 26) ₹43.8664 ↓ -0.65   (-1.45 %)
Net Assets (Cr) ₹4,748 on 31 Dec 25
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio 0
Information Ratio -0.26
Alpha Ratio -2.63
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26

DurationReturns
1 Month -5.5%
3 Month -3.8%
6 Month -1.6%
1 Year 4.7%
3 Year 14.2%
5 Year 14.6%
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2024 4.9%
2023 19.5%
2022 24%
2021 5.9%
2020 30.4%
2019 11.9%
2018 13.6%
2017 -8.4%
2016 46%
2015 2.1%
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure

Data below for Tata India Tax Savings Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (top quartile).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (upper mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Research Highlights for Sundaram Diversified Equity Fund

  • Lower mid AUM (₹1,477 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.48% (bottom quartile).
  • 3Y return: 11.99% (bottom quartile).
  • 1Y return: 5.98% (upper mid).
  • Alpha: -0.41 (upper mid).
  • Sharpe: 0.14 (upper mid).
  • Information ratio: -0.78 (bottom quartile).

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund
Growth
Launch Date 22 Nov 99
NAV (23 Jan 26) ₹217.784 ↓ -2.94   (-1.33 %)
Net Assets (Cr) ₹1,477 on 31 Dec 25
Category Equity - ELSS
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.18
Sharpe Ratio 0.14
Information Ratio -0.78
Alpha Ratio -0.41
Min Investment 500
Min SIP Investment 250
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

Sundaram Diversified Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26

DurationReturns
1 Month -4.4%
3 Month -3%
6 Month -2.8%
1 Year 6%
3 Year 12%
5 Year 13.5%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.1%
2023 12%
2022 23.3%
2021 4%
2020 31.5%
2019 9.9%
2018 6.2%
2017 -10.6%
2016 38.4%
2015 6.8%
Fund Manager information for Sundaram Diversified Equity Fund
NameSinceTenure

Data below for Sundaram Diversified Equity Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

  • Upper mid AUM (₹6,452 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.25% (lower mid).
  • 3Y return: 13.83% (bottom quartile).
  • 1Y return: 3.21% (bottom quartile).
  • Alpha: -5.73 (bottom quartile).
  • Sharpe: -0.19 (bottom quartile).
  • Information ratio: -0.35 (bottom quartile).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund
Growth
Launch Date 23 Nov 05
NAV (23 Jan 26) ₹112.525 ↓ -1.66   (-1.45 %)
Net Assets (Cr) ₹6,452 on 31 Dec 25
Category Equity - ELSS
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.76
Sharpe Ratio -0.19
Information Ratio -0.35
Alpha Ratio -5.73
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

Kotak Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26

DurationReturns
1 Month -4.3%
3 Month -4.5%
6 Month -4.1%
1 Year 3.2%
3 Year 13.8%
5 Year 15.2%
10 Year
15 Year
Since launch 12.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 1.8%
2023 21.8%
2022 23.6%
2021 6.9%
2020 33.2%
2019 14.9%
2018 12.7%
2017 -3.8%
2016 33.8%
2015 7.5%
Fund Manager information for Kotak Tax Saver Fund
NameSinceTenure

Data below for Kotak Tax Saver Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

  • Bottom quartile AUM (₹1,402 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.75% (upper mid).
  • 3Y return: 15.17% (upper mid).
  • 1Y return: -0.90% (bottom quartile).
  • Alpha: -10.85 (bottom quartile).
  • Sharpe: -0.36 (bottom quartile).
  • Information ratio: 0.01 (top quartile).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (23 Jan 26) ₹154.12 ↓ -2.09   (-1.34 %)
Net Assets (Cr) ₹1,402 on 31 Dec 25
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio -0.36
Information Ratio 0.01
Alpha Ratio -10.85
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26

DurationReturns
1 Month -3.8%
3 Month -4.3%
6 Month -5.2%
1 Year -0.9%
3 Year 15.2%
5 Year 15.8%
10 Year
15 Year
Since launch 17.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.5%
2023 21.6%
2022 34.8%
2021 -1.3%
2020 41.5%
2019 31.2%
2018 14.6%
2017 -16.3%
2016 57.7%
2015 -1.2%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure

Data below for BOI AXA Tax Advantage Fund as on 31 Dec 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

ಇಕ್ವಿಟಿ ಲಿಂಕ್ಡ್ ಸೇವಿಂಗ್ ಸ್ಕೀಮ್‌ನಲ್ಲಿ ತೆರಿಗೆ ಉಳಿತಾಯ

ELSS ನೊಂದಿಗೆ ಮತ್ತು ಇಲ್ಲದೆ ತೆರಿಗೆ ಉಳಿತಾಯವನ್ನು ಹೋಲಿಸುವ ಮೂಲಕ ತೆರಿಗೆ ಪ್ರಯೋಜನಗಳನ್ನು ಪರಿಶೀಲಿಸೋಣ:

ವಿವರಗಳು ತೆರಿಗೆ ಯೋಜನೆ (ELSS) ತೆರಿಗೆ ಯೋಜನೆ ಇಲ್ಲ
ಒಟ್ಟು ಒಟ್ಟುಆದಾಯ 8,00,000 8,00,000
ತೆರಿಗೆಯಿಂದ ವಿನಾಯಿತಿ 1,50,000 ಶೂನ್ಯ
ಒಟ್ಟುತೆರಿಗೆ ವಿಧಿಸಬಹುದಾದ ಆದಾಯ 6,50,000 8,00,000
ಪಾವತಿಸಬೇಕಾದ ತೆರಿಗೆ 32,500 62,500
ಉಳಿಸಿದ ಮೊತ್ತ 30,000 ಶೂನ್ಯ

ಆದ್ದರಿಂದ, ELSS ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಉಳಿಸಿದ ಒಟ್ಟು ಮೊತ್ತವು INR 30,000 ಆಗಿದೆ.

ತೆರಿಗೆ ಉಳಿಸುವ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರ ಪ್ರಯೋಜನಗಳು

ತೆರಿಗೆ ಪ್ರಯೋಜನಗಳ ಜೊತೆಗೆ, ELSS ನಿಮಗೆ ಈ ಕೆಳಗಿನ ಅನುಕೂಲಗಳನ್ನು ಸಹ ನೀಡುತ್ತದೆ:

ಇಕ್ವಿಟಿ ರಿಟರ್ನ್ಸ್

ELSS ಇಕ್ವಿಟಿ ಮತ್ತು ತೆರಿಗೆ ಉಳಿತಾಯದ ಸಂಯೋಜನೆಯಾಗಿರುವುದರಿಂದ, ಷೇರು ಮಾರುಕಟ್ಟೆ ಬೆಳೆದಂತೆ ನೀವು ಹೂಡಿಕೆ ಮಾಡುವ ಹಣವು ಬೆಳೆಯುತ್ತದೆ. ಆದ್ದರಿಂದ, ಹೂಡಿಕೆದಾರರು ಈಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಯಿಂದ ಆದಾಯವನ್ನು ಗಳಿಸಬಹುದು. ಆದ್ದರಿಂದ, ELSS ದೀರ್ಘಾವಧಿಯ ಸಂಪತ್ತು ಸೃಷ್ಟಿಗೆ ಒಂದು ಮಾರ್ಗವಾಗಿದೆ.

SIP ಪ್ರಯೋಜನಗಳು

ಒಂದು ದೊಡ್ಡ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡುವ ಬದಲು, ಹೂಡಿಕೆದಾರರು ಒಂದು ಮೂಲಕ ಮಾಸಿಕ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಸುಲಭವಾದ ಮಾರ್ಗವನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದುSIP. SIP ಯೊಂದಿಗೆ, ಒಬ್ಬರು INR 500 ರಷ್ಟು ಕಡಿಮೆ ಹೂಡಿಕೆ ಮಾಡಬಹುದು, ಇದು ಹೂಡಿಕೆದಾರರಿಗೆ ಅತ್ಯಂತ ಒಳ್ಳೆ ತೆರಿಗೆ ಯೋಜನೆ ಮತ್ತು ಹೂಡಿಕೆ ಮಾರ್ಗವಾಗಿದೆ.

ಕಡಿಮೆ ಲಾಕ್-ಇನ್ ಅವಧಿ

ELSS 3 ವರ್ಷಗಳ ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಹೊಂದಿದೆ, ಇದು ಎಲ್ಲಾ ಇತರ ತೆರಿಗೆ-ಉಳಿತಾಯ ಸಾಧನಗಳಲ್ಲಿ ಕಡಿಮೆ ಲಾಕ್-ಇನ್ ಅವಧಿಯಾಗಿದೆ.

ELSS ಫಂಡ್‌ಗಳಲ್ಲಿ ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

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