ಮೂಲೆಯಲ್ಲಿ ತೆರಿಗೆ ಋತುವಿನೊಂದಿಗೆ, ಹೂಡಿಕೆ ಮಾಡುವ ಹೂಡಿಕೆದಾರರುELSS ಯಾವಾಗಲೂ ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ನಿಧಿಗಳನ್ನು ನೋಡಿಮಾರುಕಟ್ಟೆ. ಅನೇಕ ಹೂಡಿಕೆದಾರರು ಅನೇಕ ಹೂಡಿಕೆಗಳಲ್ಲಿ ಒಂದು ನಿಧಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡಲು ಕಷ್ಟವಾಗಿರುವುದರಿಂದ, ELSS ವಿಭಾಗದಲ್ಲಿ ಕೆಲವು ಉತ್ತಮ ಪ್ರದರ್ಶನಕಾರರನ್ನು ಸೂಚಿಸಲು ನಾವು ಇಲ್ಲಿದ್ದೇವೆ.
ಹೂಡಿಕೆದಾರರು ಈ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ಪ್ರತಿ ವರ್ಷ INR 1.5 ಲಕ್ಷದವರೆಗೆ ಉಳಿಸಬಹುದುವಿಭಾಗ 80 ಸಿ ನಆದಾಯ ತೆರಿಗೆ ಕಾಯಿದೆ 1961. ELSS ಯೋಜನೆಗಳು ಕನಿಷ್ಠ 3 ವರ್ಷಗಳ ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಹೊಂದಿರುತ್ತವೆ. ನಮ್ಮ ಶಿಫಾರಸು ಮಾಡಲಾದ ಉತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ತೆರಿಗೆ ಉಳಿತಾಯಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು AUM ನಂತಹ ಕೆಲವು ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳನ್ನು ಕೈಗೊಳ್ಳುವ ಮೂಲಕ ಎಚ್ಚರಿಕೆಯಿಂದ ಶಾರ್ಟ್ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆ,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಇತ್ಯಾದಿ.
ಹೀಗಾಗಿ, ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ತೆರಿಗೆ ಉಳಿತಾಯವನ್ನು ಸುಲಭವಾಗಿ ಯೋಜಿಸಬಹುದುಹೂಡಿಕೆ ಈ ನಿಧಿಗಳಲ್ಲಿ.
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The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. Below is the key information for Bandhan Tax Advantage (ELSS) Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Research Highlights for Sundaram Diversified Equity Fund Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Bandhan Tax Advantage (ELSS) Fund Growth ₹151.13
↓ -1.67 ₹7,333 -3.4 -1.2 6.6 14.1 17.2 8 Tata India Tax Savings Fund Growth ₹43.8664
↓ -0.65 ₹4,748 -3.8 -1.6 4.7 14.2 14.6 4.9 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Sundaram Diversified Equity Fund Growth ₹217.784
↓ -2.94 ₹1,477 -3 -2.8 6 12 13.5 7.1 Kotak Tax Saver Fund Growth ₹112.525
↓ -1.66 ₹6,452 -4.5 -4.1 3.2 13.8 15.2 1.8 BOI AXA Tax Advantage Fund Growth ₹154.12
↓ -2.09 ₹1,402 -4.3 -5.2 -0.9 15.2 15.8 -3.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Bandhan Tax Advantage (ELSS) Fund Tata India Tax Savings Fund HDFC Long Term Advantage Fund Sundaram Diversified Equity Fund Kotak Tax Saver Fund BOI AXA Tax Advantage Fund Point 1 Highest AUM (₹7,333 Cr). Upper mid AUM (₹4,748 Cr). Bottom quartile AUM (₹1,318 Cr). Lower mid AUM (₹1,477 Cr). Upper mid AUM (₹6,452 Cr). Bottom quartile AUM (₹1,402 Cr). Point 2 Established history (17+ yrs). Established history (11+ yrs). Established history (25+ yrs). Oldest track record among peers (26 yrs). Established history (20+ yrs). Established history (16+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.16% (upper mid). 5Y return: 14.62% (bottom quartile). 5Y return: 17.39% (top quartile). 5Y return: 13.48% (bottom quartile). 5Y return: 15.25% (lower mid). 5Y return: 15.75% (upper mid). Point 6 3Y return: 14.11% (lower mid). 3Y return: 14.16% (upper mid). 3Y return: 20.64% (top quartile). 3Y return: 11.99% (bottom quartile). 3Y return: 13.83% (bottom quartile). 3Y return: 15.17% (upper mid). Point 7 1Y return: 6.57% (upper mid). 1Y return: 4.70% (lower mid). 1Y return: 35.51% (top quartile). 1Y return: 5.98% (upper mid). 1Y return: 3.21% (bottom quartile). 1Y return: -0.90% (bottom quartile). Point 8 Alpha: 0.45 (upper mid). Alpha: -2.63 (lower mid). Alpha: 1.75 (top quartile). Alpha: -0.41 (upper mid). Alpha: -5.73 (bottom quartile). Alpha: -10.85 (bottom quartile). Point 9 Sharpe: 0.21 (upper mid). Sharpe: 0.00 (lower mid). Sharpe: 2.27 (top quartile). Sharpe: 0.14 (upper mid). Sharpe: -0.19 (bottom quartile). Sharpe: -0.36 (bottom quartile). Point 10 Information ratio: -0.08 (upper mid). Information ratio: -0.26 (lower mid). Information ratio: -0.15 (upper mid). Information ratio: -0.78 (bottom quartile). Information ratio: -0.35 (bottom quartile). Information ratio: 0.01 (top quartile). Bandhan Tax Advantage (ELSS) Fund
Tata India Tax Savings Fund
HDFC Long Term Advantage Fund
Sundaram Diversified Equity Fund
Kotak Tax Saver Fund
BOI AXA Tax Advantage Fund
1. Bandhan Tax Advantage (ELSS) Fund
Bandhan Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (23 Jan 26) ₹151.13 ↓ -1.67 (-1.09 %) Net Assets (Cr) ₹7,333 on 31 Dec 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.21 Information Ratio -0.08 Alpha Ratio 0.45 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Bandhan Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month -5.2% 3 Month -3.4% 6 Month -1.2% 1 Year 6.6% 3 Year 14.1% 5 Year 17.2% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 13.1% 2022 28.3% 2021 4.2% 2020 49.2% 2019 18.7% 2018 1.9% 2017 -9.4% 2016 53.4% 2015 0.4% Fund Manager information for Bandhan Tax Advantage (ELSS) Fund
Name Since Tenure Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (23 Jan 26) ₹43.8664 ↓ -0.65 (-1.45 %) Net Assets (Cr) ₹4,748 on 31 Dec 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0 Information Ratio -0.26 Alpha Ratio -2.63 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month -5.5% 3 Month -3.8% 6 Month -1.6% 1 Year 4.7% 3 Year 14.2% 5 Year 14.6% 10 Year 15 Year Since launch 14% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.9% 2023 19.5% 2022 24% 2021 5.9% 2020 30.4% 2019 11.9% 2018 13.6% 2017 -8.4% 2016 46% 2015 2.1% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Data below for Tata India Tax Savings Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Sundaram Diversified Equity Fund
Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (23 Jan 26) ₹217.784 ↓ -2.94 (-1.33 %) Net Assets (Cr) ₹1,477 on 31 Dec 25 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 0.14 Information Ratio -0.78 Alpha Ratio -0.41 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month -4.4% 3 Month -3% 6 Month -2.8% 1 Year 6% 3 Year 12% 5 Year 13.5% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 12% 2022 23.3% 2021 4% 2020 31.5% 2019 9.9% 2018 6.2% 2017 -10.6% 2016 38.4% 2015 6.8% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Data below for Sundaram Diversified Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (23 Jan 26) ₹112.525 ↓ -1.66 (-1.45 %) Net Assets (Cr) ₹6,452 on 31 Dec 25 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.19 Information Ratio -0.35 Alpha Ratio -5.73 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month -4.3% 3 Month -4.5% 6 Month -4.1% 1 Year 3.2% 3 Year 13.8% 5 Year 15.2% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 1.8% 2023 21.8% 2022 23.6% 2021 6.9% 2020 33.2% 2019 14.9% 2018 12.7% 2017 -3.8% 2016 33.8% 2015 7.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Data below for Kotak Tax Saver Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (23 Jan 26) ₹154.12 ↓ -2.09 (-1.34 %) Net Assets (Cr) ₹1,402 on 31 Dec 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.36 Information Ratio 0.01 Alpha Ratio -10.85 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month -3.8% 3 Month -4.3% 6 Month -5.2% 1 Year -0.9% 3 Year 15.2% 5 Year 15.8% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.5% 2023 21.6% 2022 34.8% 2021 -1.3% 2020 41.5% 2019 31.2% 2018 14.6% 2017 -16.3% 2016 57.7% 2015 -1.2% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Data below for BOI AXA Tax Advantage Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
ELSS ನೊಂದಿಗೆ ಮತ್ತು ಇಲ್ಲದೆ ತೆರಿಗೆ ಉಳಿತಾಯವನ್ನು ಹೋಲಿಸುವ ಮೂಲಕ ತೆರಿಗೆ ಪ್ರಯೋಜನಗಳನ್ನು ಪರಿಶೀಲಿಸೋಣ:
| ವಿವರಗಳು | ತೆರಿಗೆ ಯೋಜನೆ (ELSS) | ತೆರಿಗೆ ಯೋಜನೆ ಇಲ್ಲ |
|---|---|---|
| ಒಟ್ಟು ಒಟ್ಟುಆದಾಯ | 8,00,000 | 8,00,000 |
| ತೆರಿಗೆಯಿಂದ ವಿನಾಯಿತಿ | 1,50,000 | ಶೂನ್ಯ |
| ಒಟ್ಟುತೆರಿಗೆ ವಿಧಿಸಬಹುದಾದ ಆದಾಯ | 6,50,000 | 8,00,000 |
| ಪಾವತಿಸಬೇಕಾದ ತೆರಿಗೆ | 32,500 | 62,500 |
| ಉಳಿಸಿದ ಮೊತ್ತ | 30,000 | ಶೂನ್ಯ |
ಆದ್ದರಿಂದ, ELSS ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಉಳಿಸಿದ ಒಟ್ಟು ಮೊತ್ತವು INR 30,000 ಆಗಿದೆ.
ತೆರಿಗೆ ಪ್ರಯೋಜನಗಳ ಜೊತೆಗೆ, ELSS ನಿಮಗೆ ಈ ಕೆಳಗಿನ ಅನುಕೂಲಗಳನ್ನು ಸಹ ನೀಡುತ್ತದೆ:
ELSS ಇಕ್ವಿಟಿ ಮತ್ತು ತೆರಿಗೆ ಉಳಿತಾಯದ ಸಂಯೋಜನೆಯಾಗಿರುವುದರಿಂದ, ಷೇರು ಮಾರುಕಟ್ಟೆ ಬೆಳೆದಂತೆ ನೀವು ಹೂಡಿಕೆ ಮಾಡುವ ಹಣವು ಬೆಳೆಯುತ್ತದೆ. ಆದ್ದರಿಂದ, ಹೂಡಿಕೆದಾರರು ಈಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಯಿಂದ ಆದಾಯವನ್ನು ಗಳಿಸಬಹುದು. ಆದ್ದರಿಂದ, ELSS ದೀರ್ಘಾವಧಿಯ ಸಂಪತ್ತು ಸೃಷ್ಟಿಗೆ ಒಂದು ಮಾರ್ಗವಾಗಿದೆ.
ಒಂದು ದೊಡ್ಡ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡುವ ಬದಲು, ಹೂಡಿಕೆದಾರರು ಒಂದು ಮೂಲಕ ಮಾಸಿಕ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಸುಲಭವಾದ ಮಾರ್ಗವನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದುSIP. SIP ಯೊಂದಿಗೆ, ಒಬ್ಬರು INR 500 ರಷ್ಟು ಕಡಿಮೆ ಹೂಡಿಕೆ ಮಾಡಬಹುದು, ಇದು ಹೂಡಿಕೆದಾರರಿಗೆ ಅತ್ಯಂತ ಒಳ್ಳೆ ತೆರಿಗೆ ಯೋಜನೆ ಮತ್ತು ಹೂಡಿಕೆ ಮಾರ್ಗವಾಗಿದೆ.
ELSS 3 ವರ್ಷಗಳ ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಹೊಂದಿದೆ, ಇದು ಎಲ್ಲಾ ಇತರ ತೆರಿಗೆ-ಉಳಿತಾಯ ಸಾಧನಗಳಲ್ಲಿ ಕಡಿಮೆ ಲಾಕ್-ಇನ್ ಅವಧಿಯಾಗಿದೆ.
Fincash.com ನಲ್ಲಿ ಜೀವಮಾನಕ್ಕಾಗಿ ಉಚಿತ ಹೂಡಿಕೆ ಖಾತೆಯನ್ನು ತೆರೆಯಿರಿ.
ನಿಮ್ಮ ನೋಂದಣಿ ಮತ್ತು KYC ಪ್ರಕ್ರಿಯೆಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿ
ದಾಖಲೆಗಳನ್ನು ಅಪ್ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!
Research Highlights for Bandhan Tax Advantage (ELSS) Fund