+91-22-48913909ಲಿಕ್ವಿಡ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ಗಳು: ಹೇಗೆ ಆಯ್ಕೆ ಮಾಡುವುದು?
ದ್ರವಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಮೂಲಭೂತವಾಗಿಹಣದ ಮಾರುಕಟ್ಟೆ (ಸಾಲ) ಸಣ್ಣ ಅವಧಿಯ ಹಣದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ನಿಧಿಗಳುಮಾರುಕಟ್ಟೆ ಖಜಾನೆ ಬಿಲ್‌ಗಳು, ಅವಧಿ ಠೇವಣಿಗಳು, ಠೇವಣಿಗಳ ಪ್ರಮಾಣಪತ್ರ, ವಾಣಿಜ್ಯ ಪತ್ರಗಳು ಇತ್ಯಾದಿ ಸೇರಿದಂತೆ ಉಪಕರಣಗಳು. ಸಾಮಾನ್ಯವಾಗಿ, ದ್ರವ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ನಿಮ್ಮ ಹಣವನ್ನು ಸಣ್ಣ ಅವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡುವ ಆಯ್ಕೆಗಳಾಗಿವೆ. ಭಾಗವಾಗಿರುವ ಭದ್ರತೆಗಳುದ್ರವ ನಿಧಿಗಳು 91 ದಿನಗಳಿಗಿಂತ ಕಡಿಮೆ ಅವಧಿಯ ಮುಕ್ತಾಯವನ್ನು ಹೊಂದಿರುತ್ತದೆ. ಲಿಕ್ವಿಡ್ ಫಂಡ್ಗಳು ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಹೊಂದಿಲ್ಲ ಆದ್ದರಿಂದ ಹೂಡಿಕೆ ಮಾಡಿದ ಸ್ವತ್ತುಗಳು ದೀರ್ಘಾವಧಿಯವರೆಗೆ ಬದ್ಧವಾಗಿರುವುದಿಲ್ಲ, ಹೀಗಾಗಿ ನಿಮ್ಮ ಹಣವನ್ನು ಲಭ್ಯವಿರಲಿ. ಲಿಕ್ವಿಡ್ ಫಂಡ್ ರಿಟರ್ನ್ಸ್ ಅಸ್ಥಿರವಾಗಿರುತ್ತದೆ ಏಕೆಂದರೆ ಅವು ಹಣಕಾಸು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಫಂಡ್ ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ಅವಲಂಬಿಸಿರುತ್ತದೆ. ಆಯ್ಕೆಮಾಡುವುದುಅತ್ಯುತ್ತಮ ದ್ರವ ನಿಧಿ ಒಂದು ಕಷ್ಟಕರವಾದ ಕೆಲಸ, ಆದಾಗ್ಯೂ, ಅವುಗಳನ್ನು ನಿರ್ಣಯಿಸಲು ಕೆಲವು ನಿಯತಾಂಕಗಳನ್ನು ಬಳಸಬಹುದು.
ಲಿಕ್ವಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಆಯ್ಕೆ ಮಾಡಲು ಬಳಸಬಹುದಾದ ಮೂಲ ನಿಯತಾಂಕಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ:
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1. ಲಿಕ್ವಿಡ್ ಫಂಡ್ ರಿಟರ್ನ್ಸ್
ವಿವಿಧ ಲಿಕ್ವಿಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿನ ಆದಾಯವನ್ನು ನೋಡುವುದು:
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 0.5 1.7 3.4 6.6 6.66% 1M 7D 1M 10D BOI AXA Liquid Fund Growth ₹3,258.93
↑ 0.61 ₹1,874 0.4 1.5 3.1 6.4 6.6 6.09% 1M 17D 1M 17D Axis Liquid Fund Growth ₹3,150.64
↑ 0.59 ₹53,470 0.4 1.5 3.1 6.4 6.6 6.37% 1M 19D 1M 19D Edelweiss Liquid Fund Growth ₹3,618.09
↑ 0.69 ₹11,741 0.4 1.5 3.1 6.4 6.5 6.52% 2M 1D 2M 1D Indiabulls Liquid Fund Growth ₹2,734.98
↑ 0.52 ₹301 0.5 1.5 3.1 6.4 6.6 6.4% 1M 18D 1M 18D DSP Liquidity Fund Growth ₹4,037.89
↑ 0.76 ₹24,726 0.4 1.5 3.1 6.4 6.5 6.24% 1M 2D PGIM India Insta Cash Fund Growth ₹368.219
↑ 0.07 ₹1,438 0.4 1.5 3.1 6.4 6.5 6.15% 1M 10D 1M 10D UTI Liquid Cash Plan Growth ₹463.989
↑ 0.09 ₹27,453 0.4 1.5 3.1 6.4 6.5 6.39% 1M 19D 1M 19D Invesco India Liquid Fund Growth ₹3,887.06
↑ 0.75 ₹22,395 0.4 1.5 3.1 6.4 6.5 6.35% 1M 17D 1M 17D Mahindra Liquid Fund Growth ₹1,840.07
↑ 0.35 ₹1,041 0.4 1.5 3.1 6.3 6.5 6.42% 1M 8D 1M 11D Aditya Birla Sun Life Liquid Fund Growth ₹455.586
↑ 0.09 ₹61,167 0.4 1.4 3.1 6.3 6.5 6.53% 1M 28D 1M 28D LIC MF Liquid Fund Growth ₹5,109.73
↑ 0.96 ₹12,872 0.4 1.5 3.1 6.3 6.4 6.68% 1M 23D 1M 23D HDFC Liquid Fund Growth ₹5,545.99
↑ 1.02 ₹66,295 0.4 1.5 3.1 6.3 6.5 6.39% 1M 21D 1M 25D Nippon India Liquid Fund Growth ₹6,898.73
↑ 1.30 ₹40,490 0.4 1.5 3.1 6.3 6.5 0.06% SBI Liquid Fund Growth ₹4,417.71
↑ 0.81 ₹77,481 0.4 1.5 3.1 6.3 6.4 6.27% 1M 2D 1M 6D Tata Liquid Fund Growth ₹4,451.97
↑ 0.83 ₹28,037 0.4 1.5 3.1 6.3 6.5 6.19% 1M 7D 1M 7D Canara Robeco Liquid Growth ₹3,402.42
↑ 0.65 ₹5,027 0.4 1.5 3 6.3 6.5 0.06% 1M 28D 2M 2D ICICI Prudential Liquid Fund Growth ₹418.333
↑ 0.08 ₹55,340 0.4 1.4 3.1 6.3 6.5 6.39% 1M 20D 1M 24D Baroda Pioneer Liquid Fund Growth ₹3,248.48
↑ 0.61 ₹12,914 0.4 1.5 3.1 6.3 6.4 6.16% 1M 3D 1M 3D Kotak Liquid Fund Growth ₹5,710.97
↑ 1.08 ₹42,047 0.4 1.4 3 6.3 6.5 6.2% 1M 6D 1M 6D Bandhan Cash Fund Growth ₹3,411.22
↑ 0.65 ₹16,269 0.4 1.4 3 6.2 6.4 6.25% 1M 18D 1M 18D Mirae Asset Cash Management Fund Growth ₹2,962
↑ 0.57 ₹14,887 0.4 1.5 3 6.2 6.5 6.14% 1M 6D 1M 7D JM Liquid Fund Growth ₹77.0462
↑ 0.01 ₹1,701 0.4 1.5 3.1 6.2 6.4 6.12% 1M 8D 1M 11D IIFL Liquid Fund Growth ₹2,170.34
↑ 0.75 ₹529 0.4 1.4 2.9 6.1 6.3 6% 1M 7D 1M 10D Sundaram Money Fund Growth ₹44.1929
↑ 0.00 ₹3,144 0.3 0.8 1.7 3.3 3.5% 1M 2D 1M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 25 Funds showcased
Commentary IDBI Liquid Fund BOI AXA Liquid Fund Axis Liquid Fund Edelweiss Liquid Fund Indiabulls Liquid Fund DSP Liquidity Fund PGIM India Insta Cash Fund UTI Liquid Cash Plan Invesco India Liquid Fund Mahindra Liquid Fund Aditya Birla Sun Life Liquid Fund LIC MF Liquid Fund HDFC Liquid Fund Nippon India Liquid Fund SBI Liquid Fund Tata Liquid Fund Canara Robeco Liquid ICICI Prudential Liquid Fund Baroda Pioneer Liquid Fund Kotak Liquid Fund Bandhan Cash Fund Mirae Asset Cash Management Fund JM Liquid Fund IIFL Liquid Fund Sundaram Money Fund Point 1 Bottom quartile AUM (₹503 Cr). Bottom quartile AUM (₹1,874 Cr). Top quartile AUM (₹53,470 Cr). Lower mid AUM (₹11,741 Cr). Bottom quartile AUM (₹301 Cr). Upper mid AUM (₹24,726 Cr). Bottom quartile AUM (₹1,438 Cr). Upper mid AUM (₹27,453 Cr). Upper mid AUM (₹22,395 Cr). Bottom quartile AUM (₹1,041 Cr). Top quartile AUM (₹61,167 Cr). Lower mid AUM (₹12,872 Cr). Top quartile AUM (₹66,295 Cr). Upper mid AUM (₹40,490 Cr). Highest AUM (₹77,481 Cr). Upper mid AUM (₹28,037 Cr). Lower mid AUM (₹5,027 Cr). Top quartile AUM (₹55,340 Cr). Lower mid AUM (₹12,914 Cr). Top quartile AUM (₹42,047 Cr). Upper mid AUM (₹16,269 Cr). Lower mid AUM (₹14,887 Cr). Bottom quartile AUM (₹1,701 Cr). Bottom quartile AUM (₹529 Cr). Lower mid AUM (₹3,144 Cr). Point 2 Established history (16+ yrs). Established history (18+ yrs). Established history (17+ yrs). Established history (19+ yrs). Established history (15+ yrs). Established history (20+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (10+ yrs). Established history (22+ yrs). Established history (24+ yrs). Established history (26+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (17+ yrs). Established history (22+ yrs). Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (28 yrs). Established history (12+ yrs). Established history (20+ yrs). Point 3 Rating: 3★ (bottom quartile). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Rating: 5★ (top quartile). Rating: 3★ (lower mid). Rating: 5★ (top quartile). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Not Rated. Rating: 4★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 4★ (top quartile). Rating: 3★ (bottom quartile). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Not Rated. Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.42% (top quartile). 1Y return: 6.41% (top quartile). 1Y return: 6.39% (top quartile). 1Y return: 6.38% (top quartile). 1Y return: 6.37% (top quartile). 1Y return: 6.37% (upper mid). 1Y return: 6.37% (upper mid). 1Y return: 6.36% (upper mid). 1Y return: 6.35% (upper mid). 1Y return: 6.34% (upper mid). 1Y return: 6.33% (upper mid). 1Y return: 6.32% (lower mid). 1Y return: 6.32% (lower mid). 1Y return: 6.32% (lower mid). 1Y return: 6.31% (lower mid). 1Y return: 6.31% (lower mid). 1Y return: 6.29% (lower mid). 1Y return: 6.29% (bottom quartile). 1Y return: 6.27% (bottom quartile). 1Y return: 6.24% (bottom quartile). 1Y return: 6.24% (bottom quartile). 1Y return: 6.23% (bottom quartile). 1Y return: 6.10% (bottom quartile). 1Y return: 3.29% (bottom quartile). Point 6 1M return: 0.53% (top quartile). 1M return: 0.45% (top quartile). 1M return: 0.43% (upper mid). 1M return: 0.44% (top quartile). 1M return: 0.46% (top quartile). 1M return: 0.43% (lower mid). 1M return: 0.45% (top quartile). 1M return: 0.44% (top quartile). 1M return: 0.43% (upper mid). 1M return: 0.43% (lower mid). 1M return: 0.41% (bottom quartile). 1M return: 0.43% (upper mid). 1M return: 0.42% (lower mid). 1M return: 0.42% (bottom quartile). 1M return: 0.43% (upper mid). 1M return: 0.43% (lower mid). 1M return: 0.43% (upper mid). 1M return: 0.42% (lower mid). 1M return: 0.43% (lower mid). 1M return: 0.41% (bottom quartile). 1M return: 0.41% (bottom quartile). 1M return: 0.42% (bottom quartile). 1M return: 0.43% (upper mid). 1M return: 0.40% (bottom quartile). 1M return: 0.29% (bottom quartile). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 3.52 (top quartile). Sharpe: 3.18 (top quartile). Sharpe: 3.04 (upper mid). Sharpe: 3.19 (top quartile). Sharpe: 3.10 (top quartile). Sharpe: 3.02 (upper mid). Sharpe: 3.12 (top quartile). Sharpe: 3.08 (upper mid). Sharpe: 3.07 (upper mid). Sharpe: 2.91 (lower mid). Sharpe: 2.86 (lower mid). Sharpe: 2.91 (lower mid). Sharpe: 2.86 (lower mid). Sharpe: 2.85 (bottom quartile). Sharpe: 3.11 (top quartile). Sharpe: 2.89 (lower mid). Sharpe: 2.88 (lower mid). Sharpe: 3.06 (upper mid). Sharpe: 2.72 (bottom quartile). Sharpe: 2.67 (bottom quartile). Sharpe: 2.93 (upper mid). Sharpe: 2.66 (bottom quartile). Sharpe: 2.17 (bottom quartile). Sharpe: -3.87 (bottom quartile). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 2.55 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.47 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.28 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 1.10 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 1.50 (top quartile). Information ratio: 1.20 (top quartile). Information ratio: 0.75 (upper mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.33 (upper mid). Information ratio: -0.84 (bottom quartile). Information ratio: 0.00 (lower mid). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.09% (bottom quartile). Yield to maturity (debt): 6.37% (upper mid). Yield to maturity (debt): 6.52% (top quartile). Yield to maturity (debt): 6.40% (top quartile). Yield to maturity (debt): 6.24% (lower mid). Yield to maturity (debt): 6.15% (lower mid). Yield to maturity (debt): 6.39% (upper mid). Yield to maturity (debt): 6.35% (upper mid). Yield to maturity (debt): 6.42% (top quartile). Yield to maturity (debt): 6.53% (top quartile). Yield to maturity (debt): 6.68% (top quartile). Yield to maturity (debt): 6.39% (upper mid). Yield to maturity (debt): 0.06% (bottom quartile). Yield to maturity (debt): 6.27% (upper mid). Yield to maturity (debt): 6.19% (lower mid). Yield to maturity (debt): 0.06% (bottom quartile). Yield to maturity (debt): 6.39% (upper mid). Yield to maturity (debt): 6.16% (lower mid). Yield to maturity (debt): 6.20% (lower mid). Yield to maturity (debt): 6.25% (lower mid). Yield to maturity (debt): 6.14% (bottom quartile). Yield to maturity (debt): 6.12% (bottom quartile). Yield to maturity (debt): 6.00% (bottom quartile). Yield to maturity (debt): 3.50% (bottom quartile). Point 10 Modified duration: 0.10 yrs (upper mid). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.17 yrs (bottom quartile). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.11 yrs (lower mid). Modified duration: 0.14 yrs (lower mid). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.15 yrs (bottom quartile). Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.11 yrs (upper mid). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.09 yrs (top quartile). IDBI Liquid Fund
BOI AXA Liquid Fund
Axis Liquid Fund
Edelweiss Liquid Fund
Indiabulls Liquid Fund
DSP Liquidity Fund
PGIM India Insta Cash Fund
UTI Liquid Cash Plan
Invesco India Liquid Fund
Mahindra Liquid Fund
Aditya Birla Sun Life Liquid Fund
LIC MF Liquid Fund
HDFC Liquid Fund
Nippon India Liquid Fund
SBI Liquid Fund
Tata Liquid Fund
Canara Robeco Liquid
ICICI Prudential Liquid Fund
Baroda Pioneer Liquid Fund
Kotak Liquid Fund
Bandhan Cash Fund
Mirae Asset Cash Management Fund
JM Liquid Fund
IIFL Liquid Fund
Sundaram Money Fund
2. ಲಿಕ್ವಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಪೋರ್ಟ್ಫೋಲಿಯೋ ಮತ್ತು ಮೆಚುರಿಟಿ ಪ್ರೊಫೈಲ್
ಲಿಕ್ವಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವು 91 ದಿನಗಳಿಗಿಂತ ಕಡಿಮೆ ಅವಧಿಯ ಉಳಿದಿರುವ ಪಕ್ವತೆಯನ್ನು ಹೊಂದಿರುವ ಸೆಕ್ಯುರಿಟಿಗಳನ್ನು ಒಳಗೊಂಡಿದೆ. ಒಬ್ಬರು ಹೋಗಿ ಕ್ರೆಡಿಟ್ ಗುಣಮಟ್ಟದ ಬಗ್ಗೆ ಮಾತನಾಡಬಹುದು (ಸರಳ ಪದಗಳಲ್ಲಿ, ಪೋರ್ಟ್‌ಫೋಲಿಯೊದಲ್ಲಿನ ಸೆಕ್ಯುರಿಟಿಗಳು ಎಷ್ಟು ಉತ್ತಮವಾಗಿವೆ) ಮತ್ತು ಪೋರ್ಟ್‌ಫೋಲಿಯೊಗಳನ್ನು ಪ್ರತ್ಯೇಕಿಸಲು ಪ್ರಯತ್ನಿಸಬಹುದು, ಆದಾಗ್ಯೂ, ನಿಜವಾದ ಅನುಭವವೆಂದರೆ, ಕೆಲವು ಕೆಟ್ಟ ಗುಣಮಟ್ಟವನ್ನು ಹೊಂದಿರುವ ಪೋರ್ಟ್‌ಫೋಲಿಯೊದಲ್ಲಿ ನೈಜ ಸಮಸ್ಯೆಗಳಿಲ್ಲದಿದ್ದರೆ. ಭದ್ರತೆಗಳು, ದ್ರವ ನಿಧಿಗಳು ಸಮಸ್ಯೆಯಾಗಬಾರದು. ಇಲ್ಲಿಯವರೆಗೆ, ಯಾವುದೇ ತಿಳಿದಿಲ್ಲಡೀಫಾಲ್ಟ್ ಲಿಕ್ವಿಡ್ ಫಂಡ್ ಪೋರ್ಟ್‌ಫೋಲಿಯೊಗಳಲ್ಲಿ ಮತ್ತು ಕಂಪನಿಗಳು ಸಾಮಾನ್ಯವಾಗಿ ಸಣ್ಣ ಮೆಚುರಿಟಿ ಪೇಪರ್‌ಗಳಲ್ಲಿ ಡೀಫಾಲ್ಟ್ ಆಗುವುದಿಲ್ಲ. ಆದಾಗ್ಯೂ, ಮೇಲಿನ ನಿಧಿಯ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವು ನಿಧಿಯ ಇಳುವರಿ ಮತ್ತು ಅದರ ನಂತರದ ಕಾರ್ಯಕ್ಷಮತೆಯ ಕುರಿತು ಕಲ್ಪನೆಗಳನ್ನು ನೀಡುತ್ತದೆ. "ಹಿಂದಿನ ಕಾರ್ಯಕ್ಷಮತೆ ಭವಿಷ್ಯದ ಕಾರ್ಯಕ್ಷಮತೆಯ ಸೂಚಕವಲ್ಲ" ಎಂದು ಸಾಮಾನ್ಯವಾಗಿ ಹೇಳಲಾಗುತ್ತದೆ ಮತ್ತು ದ್ರವ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಿಗಾಗಿ, ಒಬ್ಬರು ಕೆಲವು ಪ್ರಕ್ಷೇಪಗಳನ್ನು ಮಾಡಲು ಪ್ರಯತ್ನಿಸಿದರೆ, ಅವರು ಮಾಡಬೇಕಾಗಿರುವುದು ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ನೋಡುವುದು. ಸೆಕ್ಯುರಿಟಿಗಳ ಪ್ರಕಾರ (ವಾಣಿಜ್ಯ ಪೇಪರ್‌ಗಳು (ಸಿಪಿಗಳು), ಠೇವಣಿಗಳ ಪ್ರಮಾಣಪತ್ರ (ಸಿಡಿಗಳು) ಇತ್ಯಾದಿ), ಕ್ರೆಡಿಟ್ ಗುಣಮಟ್ಟ ಮತ್ತು ಇಳುವರಿಯು ಫಂಡ್‌ನ ರಿಟರ್ನ್ ಪ್ರೊಫೈಲ್ ಏನಾಗಿರಬಹುದು ಎಂಬ ಕಲ್ಪನೆಯನ್ನು ನೀಡುತ್ತದೆ. ಪೋರ್ಟ್ಫೋಲಿಯೊ ಗುಣಮಟ್ಟವು ದ್ರವ ನಿಧಿಯ ಕಾರ್ಯಕ್ಷಮತೆಯ ಉತ್ತಮ ಸೂಚಕವಾಗಿದೆ. ಎಲ್ಲಾ ದ್ರವ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಮುಕ್ತಾಯವು ಸಾಮಾನ್ಯವಾಗಿ ಒಂದೆರಡು ದಿನಗಳು ಮತ್ತು 91 ದಿನಗಳಿಗಿಂತ ಕಡಿಮೆ. ಹೆಚ್ಚಿನ ಸಂದರ್ಭಗಳಲ್ಲಿ ಇದು ಹೋಲುತ್ತದೆ.
3. ಲಿಕ್ವಿಡಿಟಿ ಮತ್ತು ನಿಧಿಯ ಗಾತ್ರ
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 0.5 1.7 3.4 6.6 6.66% 1M 7D 1M 10D BOI AXA Liquid Fund Growth ₹3,258.93
↑ 0.61 ₹1,874 0.4 1.5 3.1 6.4 6.6 6.09% 1M 17D 1M 17D Axis Liquid Fund Growth ₹3,150.64
↑ 0.59 ₹53,470 0.4 1.5 3.1 6.4 6.6 6.37% 1M 19D 1M 19D Edelweiss Liquid Fund Growth ₹3,618.09
↑ 0.69 ₹11,741 0.4 1.5 3.1 6.4 6.5 6.52% 2M 1D 2M 1D Indiabulls Liquid Fund Growth ₹2,734.98
↑ 0.52 ₹301 0.5 1.5 3.1 6.4 6.6 6.4% 1M 18D 1M 18D DSP Liquidity Fund Growth ₹4,037.89
↑ 0.76 ₹24,726 0.4 1.5 3.1 6.4 6.5 6.24% 1M 2D PGIM India Insta Cash Fund Growth ₹368.219
↑ 0.07 ₹1,438 0.4 1.5 3.1 6.4 6.5 6.15% 1M 10D 1M 10D UTI Liquid Cash Plan Growth ₹463.989
↑ 0.09 ₹27,453 0.4 1.5 3.1 6.4 6.5 6.39% 1M 19D 1M 19D Invesco India Liquid Fund Growth ₹3,887.06
↑ 0.75 ₹22,395 0.4 1.5 3.1 6.4 6.5 6.35% 1M 17D 1M 17D Mahindra Liquid Fund Growth ₹1,840.07
↑ 0.35 ₹1,041 0.4 1.5 3.1 6.3 6.5 6.42% 1M 8D 1M 11D Aditya Birla Sun Life Liquid Fund Growth ₹455.586
↑ 0.09 ₹61,167 0.4 1.4 3.1 6.3 6.5 6.53% 1M 28D 1M 28D LIC MF Liquid Fund Growth ₹5,109.73
↑ 0.96 ₹12,872 0.4 1.5 3.1 6.3 6.4 6.68% 1M 23D 1M 23D HDFC Liquid Fund Growth ₹5,545.99
↑ 1.02 ₹66,295 0.4 1.5 3.1 6.3 6.5 6.39% 1M 21D 1M 25D Nippon India Liquid Fund Growth ₹6,898.73
↑ 1.30 ₹40,490 0.4 1.5 3.1 6.3 6.5 0.06% SBI Liquid Fund Growth ₹4,417.71
↑ 0.81 ₹77,481 0.4 1.5 3.1 6.3 6.4 6.27% 1M 2D 1M 6D Tata Liquid Fund Growth ₹4,451.97
↑ 0.83 ₹28,037 0.4 1.5 3.1 6.3 6.5 6.19% 1M 7D 1M 7D Canara Robeco Liquid Growth ₹3,402.42
↑ 0.65 ₹5,027 0.4 1.5 3 6.3 6.5 0.06% 1M 28D 2M 2D ICICI Prudential Liquid Fund Growth ₹418.333
↑ 0.08 ₹55,340 0.4 1.4 3.1 6.3 6.5 6.39% 1M 20D 1M 24D Baroda Pioneer Liquid Fund Growth ₹3,248.48
↑ 0.61 ₹12,914 0.4 1.5 3.1 6.3 6.4 6.16% 1M 3D 1M 3D Kotak Liquid Fund Growth ₹5,710.97
↑ 1.08 ₹42,047 0.4 1.4 3 6.3 6.5 6.2% 1M 6D 1M 6D Bandhan Cash Fund Growth ₹3,411.22
↑ 0.65 ₹16,269 0.4 1.4 3 6.2 6.4 6.25% 1M 18D 1M 18D Mirae Asset Cash Management Fund Growth ₹2,962
↑ 0.57 ₹14,887 0.4 1.5 3 6.2 6.5 6.14% 1M 6D 1M 7D JM Liquid Fund Growth ₹77.0462
↑ 0.01 ₹1,701 0.4 1.5 3.1 6.2 6.4 6.12% 1M 8D 1M 11D IIFL Liquid Fund Growth ₹2,170.34
↑ 0.75 ₹529 0.4 1.4 2.9 6.1 6.3 6% 1M 7D 1M 10D Sundaram Money Fund Growth ₹44.1929
↑ 0.00 ₹3,144 0.3 0.8 1.7 3.3 3.5% 1M 2D 1M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 25 Funds showcased
Commentary IDBI Liquid Fund BOI AXA Liquid Fund Axis Liquid Fund Edelweiss Liquid Fund Indiabulls Liquid Fund DSP Liquidity Fund PGIM India Insta Cash Fund UTI Liquid Cash Plan Invesco India Liquid Fund Mahindra Liquid Fund Aditya Birla Sun Life Liquid Fund LIC MF Liquid Fund HDFC Liquid Fund Nippon India Liquid Fund SBI Liquid Fund Tata Liquid Fund Canara Robeco Liquid ICICI Prudential Liquid Fund Baroda Pioneer Liquid Fund Kotak Liquid Fund Bandhan Cash Fund Mirae Asset Cash Management Fund JM Liquid Fund IIFL Liquid Fund Sundaram Money Fund Point 1 Bottom quartile AUM (₹503 Cr). Bottom quartile AUM (₹1,874 Cr). Top quartile AUM (₹53,470 Cr). Lower mid AUM (₹11,741 Cr). Bottom quartile AUM (₹301 Cr). Upper mid AUM (₹24,726 Cr). Bottom quartile AUM (₹1,438 Cr). Upper mid AUM (₹27,453 Cr). Upper mid AUM (₹22,395 Cr). Bottom quartile AUM (₹1,041 Cr). Top quartile AUM (₹61,167 Cr). Lower mid AUM (₹12,872 Cr). Top quartile AUM (₹66,295 Cr). Upper mid AUM (₹40,490 Cr). Highest AUM (₹77,481 Cr). Upper mid AUM (₹28,037 Cr). Lower mid AUM (₹5,027 Cr). Top quartile AUM (₹55,340 Cr). Lower mid AUM (₹12,914 Cr). Top quartile AUM (₹42,047 Cr). Upper mid AUM (₹16,269 Cr). Lower mid AUM (₹14,887 Cr). Bottom quartile AUM (₹1,701 Cr). Bottom quartile AUM (₹529 Cr). Lower mid AUM (₹3,144 Cr). Point 2 Established history (16+ yrs). Established history (18+ yrs). Established history (17+ yrs). Established history (19+ yrs). Established history (15+ yrs). Established history (20+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (10+ yrs). Established history (22+ yrs). Established history (24+ yrs). Established history (26+ yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (17+ yrs). Established history (22+ yrs). Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (28 yrs). Established history (12+ yrs). Established history (20+ yrs). Point 3 Rating: 3★ (bottom quartile). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Rating: 5★ (top quartile). Rating: 3★ (lower mid). Rating: 5★ (top quartile). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Not Rated. Rating: 4★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 4★ (top quartile). Rating: 3★ (bottom quartile). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Top rated. Not Rated. Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.42% (top quartile). 1Y return: 6.41% (top quartile). 1Y return: 6.39% (top quartile). 1Y return: 6.38% (top quartile). 1Y return: 6.37% (top quartile). 1Y return: 6.37% (upper mid). 1Y return: 6.37% (upper mid). 1Y return: 6.36% (upper mid). 1Y return: 6.35% (upper mid). 1Y return: 6.34% (upper mid). 1Y return: 6.33% (upper mid). 1Y return: 6.32% (lower mid). 1Y return: 6.32% (lower mid). 1Y return: 6.32% (lower mid). 1Y return: 6.31% (lower mid). 1Y return: 6.31% (lower mid). 1Y return: 6.29% (lower mid). 1Y return: 6.29% (bottom quartile). 1Y return: 6.27% (bottom quartile). 1Y return: 6.24% (bottom quartile). 1Y return: 6.24% (bottom quartile). 1Y return: 6.23% (bottom quartile). 1Y return: 6.10% (bottom quartile). 1Y return: 3.29% (bottom quartile). Point 6 1M return: 0.53% (top quartile). 1M return: 0.45% (top quartile). 1M return: 0.43% (upper mid). 1M return: 0.44% (top quartile). 1M return: 0.46% (top quartile). 1M return: 0.43% (lower mid). 1M return: 0.45% (top quartile). 1M return: 0.44% (top quartile). 1M return: 0.43% (upper mid). 1M return: 0.43% (lower mid). 1M return: 0.41% (bottom quartile). 1M return: 0.43% (upper mid). 1M return: 0.42% (lower mid). 1M return: 0.42% (bottom quartile). 1M return: 0.43% (upper mid). 1M return: 0.43% (lower mid). 1M return: 0.43% (upper mid). 1M return: 0.42% (lower mid). 1M return: 0.43% (lower mid). 1M return: 0.41% (bottom quartile). 1M return: 0.41% (bottom quartile). 1M return: 0.42% (bottom quartile). 1M return: 0.43% (upper mid). 1M return: 0.40% (bottom quartile). 1M return: 0.29% (bottom quartile). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 3.52 (top quartile). Sharpe: 3.18 (top quartile). Sharpe: 3.04 (upper mid). Sharpe: 3.19 (top quartile). Sharpe: 3.10 (top quartile). Sharpe: 3.02 (upper mid). Sharpe: 3.12 (top quartile). Sharpe: 3.08 (upper mid). Sharpe: 3.07 (upper mid). Sharpe: 2.91 (lower mid). Sharpe: 2.86 (lower mid). Sharpe: 2.91 (lower mid). Sharpe: 2.86 (lower mid). Sharpe: 2.85 (bottom quartile). Sharpe: 3.11 (top quartile). Sharpe: 2.89 (lower mid). Sharpe: 2.88 (lower mid). Sharpe: 3.06 (upper mid). Sharpe: 2.72 (bottom quartile). Sharpe: 2.67 (bottom quartile). Sharpe: 2.93 (upper mid). Sharpe: 2.66 (bottom quartile). Sharpe: 2.17 (bottom quartile). Sharpe: -3.87 (bottom quartile). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 2.55 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.47 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 1.28 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 1.10 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 1.50 (top quartile). Information ratio: 1.20 (top quartile). Information ratio: 0.75 (upper mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.33 (upper mid). Information ratio: -0.84 (bottom quartile). Information ratio: 0.00 (lower mid). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.09% (bottom quartile). Yield to maturity (debt): 6.37% (upper mid). Yield to maturity (debt): 6.52% (top quartile). Yield to maturity (debt): 6.40% (top quartile). Yield to maturity (debt): 6.24% (lower mid). Yield to maturity (debt): 6.15% (lower mid). Yield to maturity (debt): 6.39% (upper mid). Yield to maturity (debt): 6.35% (upper mid). Yield to maturity (debt): 6.42% (top quartile). Yield to maturity (debt): 6.53% (top quartile). Yield to maturity (debt): 6.68% (top quartile). Yield to maturity (debt): 6.39% (upper mid). Yield to maturity (debt): 0.06% (bottom quartile). Yield to maturity (debt): 6.27% (upper mid). Yield to maturity (debt): 6.19% (lower mid). Yield to maturity (debt): 0.06% (bottom quartile). Yield to maturity (debt): 6.39% (upper mid). Yield to maturity (debt): 6.16% (lower mid). Yield to maturity (debt): 6.20% (lower mid). Yield to maturity (debt): 6.25% (lower mid). Yield to maturity (debt): 6.14% (bottom quartile). Yield to maturity (debt): 6.12% (bottom quartile). Yield to maturity (debt): 6.00% (bottom quartile). Yield to maturity (debt): 3.50% (bottom quartile). Point 10 Modified duration: 0.10 yrs (upper mid). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.17 yrs (bottom quartile). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.11 yrs (lower mid). Modified duration: 0.14 yrs (lower mid). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.15 yrs (bottom quartile). Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.16 yrs (bottom quartile). Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.13 yrs (lower mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.11 yrs (upper mid). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.09 yrs (top quartile). IDBI Liquid Fund
BOI AXA Liquid Fund
Axis Liquid Fund
Edelweiss Liquid Fund
Indiabulls Liquid Fund
DSP Liquidity Fund
PGIM India Insta Cash Fund
UTI Liquid Cash Plan
Invesco India Liquid Fund
Mahindra Liquid Fund
Aditya Birla Sun Life Liquid Fund
LIC MF Liquid Fund
HDFC Liquid Fund
Nippon India Liquid Fund
SBI Liquid Fund
Tata Liquid Fund
Canara Robeco Liquid
ICICI Prudential Liquid Fund
Baroda Pioneer Liquid Fund
Kotak Liquid Fund
Bandhan Cash Fund
Mirae Asset Cash Management Fund
JM Liquid Fund
IIFL Liquid Fund
Sundaram Money Fund
ಲಿಕ್ವಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಸಾಧ್ಯವೇ ಎಂಬುದನ್ನು ನೋಡಲು ವ್ಯಕ್ತಿಗಳು ಮತ್ತು ಕಾರ್ಪೊರೇಟ್‌ಗಳ ನಡುವಿನ ಆಸ್ತಿ ವಿಭಜನೆಯು ಸ್ವಲ್ಪ ಮುಖ್ಯವಾಗಿದೆಹ್ಯಾಂಡಲ್ ದೊಡ್ಡ ವಿಮೋಚನೆಗಳು. ದೊಡ್ಡ ವಿಮೋಚನೆಗಳು (ಕೆಲವೊಮ್ಮೆ 100 ಅಥವಾ 1000 ಕೋಟಿಗಳನ್ನು ಕಾರ್ಪೊರೇಟ್‌ಗಳು ನಡೆಸಬಹುದು) ಬಂಡವಾಳದ ಮೇಲೆ ಒತ್ತಡವನ್ನು ಉಂಟುಮಾಡಬಹುದು. ದ್ರವ್ಯತೆ ಬಿಕ್ಕಟ್ಟಿನ ಸಮಯದಲ್ಲಿ, ಅಂತಹ ದೊಡ್ಡ ಪ್ರಮಾಣದಲ್ಲಿ ಖರೀದಿದಾರರನ್ನು ಕಂಡುಹಿಡಿಯುವುದು ಕಷ್ಟಕರವಾಗಿರುತ್ತದೆ.
ವಾಸ್ತವವಾಗಿ, ಪೋರ್ಟ್ಫೋಲಿಯೊ ಬೆಲೆಯ ಮೇಲೆ ಪ್ರಭಾವ ಬೀರುವುದಿಲ್ಲ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು, ದ್ರವ ನಿಧಿಗಳು ಮಾರ್ಕ್‌ನಿಂದ ಮಾರುಕಟ್ಟೆಗೆ ಸಂಚಯ-ಆಧಾರಿತವಾಗಿ ಚಲಿಸುತ್ತವೆಲೆಕ್ಕಪತ್ರ 2008 ರಲ್ಲಿ ಲೆಹ್ಮನ್ ಬಿಕ್ಕಟ್ಟಿನ ನಂತರ.
ಅಲ್ಲದೆ, ನಿಧಿಯ ಗಾತ್ರವು ಇಲ್ಲಿ ಹೂಡಿಕೆದಾರರನ್ನು ರಕ್ಷಿಸುತ್ತದೆವಿಮೋಚನೆ ರಿಂದ ಒತ್ತಡಗಳುSEBI ಒಂದು ಸ್ಕೀಮ್‌ನಲ್ಲಿ ಅತಿ ಹೆಚ್ಚು ವ್ಯಕ್ತಿ ಹೊಂದಿರುವವರು 20% ಅನ್ನು ಮೀರಬಾರದು ಎಂಬ ನಿಯಮವನ್ನು ಹೊಂದಿದೆ. ಆದ್ದರಿಂದ, ಹೆಚ್ಚಿನ ಯೋಜನೆಗಳು ಒಂದು ಮಟ್ಟಿಗೆ ರಕ್ಷಿಸಲ್ಪಡುತ್ತವೆ.
ಟಾಪ್ 5 ಲಿಕ್ವಿಡ್ ಫಂಡ್ಗಳು
2022 ರಲ್ಲಿ ಉತ್ತಮ ಪ್ರದರ್ಶನ ನೀಡುವ ದ್ರವ ನಿಧಿಗಳು-
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 0.5 1.7 3.4 6.6 6.66% 1M 7D 1M 10D BOI AXA Liquid Fund Growth ₹3,258.93
↑ 0.61 ₹1,874 0.4 1.5 3.1 6.4 6.6 6.09% 1M 17D 1M 17D Axis Liquid Fund Growth ₹3,150.64
↑ 0.59 ₹53,470 0.4 1.5 3.1 6.4 6.6 6.37% 1M 19D 1M 19D Edelweiss Liquid Fund Growth ₹3,618.09
↑ 0.69 ₹11,741 0.4 1.5 3.1 6.4 6.5 6.52% 2M 1D 2M 1D Indiabulls Liquid Fund Growth ₹2,734.98
↑ 0.52 ₹301 0.5 1.5 3.1 6.4 6.6 6.4% 1M 18D 1M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 5 Funds showcased
Commentary IDBI Liquid Fund BOI AXA Liquid Fund Axis Liquid Fund Edelweiss Liquid Fund Indiabulls Liquid Fund Point 1 Bottom quartile AUM (₹503 Cr). Lower mid AUM (₹1,874 Cr). Highest AUM (₹53,470 Cr). Upper mid AUM (₹11,741 Cr). Bottom quartile AUM (₹301 Cr). Point 2 Established history (16+ yrs). Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (19 yrs). Established history (15+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Top rated. Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.42% (upper mid). 1Y return: 6.41% (lower mid). 1Y return: 6.39% (bottom quartile). 1Y return: 6.38% (bottom quartile). Point 6 1M return: 0.53% (top quartile). 1M return: 0.45% (lower mid). 1M return: 0.43% (bottom quartile). 1M return: 0.44% (bottom quartile). 1M return: 0.46% (upper mid). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 3.52 (top quartile). Sharpe: 3.18 (lower mid). Sharpe: 3.04 (bottom quartile). Sharpe: 3.19 (upper mid). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 2.55 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 1.47 (upper mid). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.09% (bottom quartile). Yield to maturity (debt): 6.37% (bottom quartile). Yield to maturity (debt): 6.52% (upper mid). Yield to maturity (debt): 6.40% (lower mid). Point 10 Modified duration: 0.10 yrs (top quartile). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.14 yrs (bottom quartile). Modified duration: 0.17 yrs (bottom quartile). Modified duration: 0.13 yrs (lower mid). IDBI Liquid Fund
BOI AXA Liquid Fund
Axis Liquid Fund
Edelweiss Liquid Fund
Indiabulls Liquid Fund
4. ಲಿಕ್ವಿಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಕಾರ್ಯಕ್ಷಮತೆಯ ರೇಟಿಂಗ್
ಪ್ರಸ್ತುತ ಪೋರ್ಟ್ಫೋಲಿಯೊ ಮತ್ತು ಭವಿಷ್ಯದ ದೃಷ್ಟಿಕೋನವನ್ನು ಗಣನೆಗೆ ತೆಗೆದುಕೊಳ್ಳದ ಹೊರತು ಕಾರ್ಯಕ್ಷಮತೆಯ ರೇಟಿಂಗ್‌ಗಳು ನಾಳಿನ ವಿಜೇತರನ್ನು ಸೋತವರಿಂದ ಪ್ರತ್ಯೇಕಿಸಲು ಸಾಧ್ಯವಾಗುವುದಿಲ್ಲ. ಆದ್ದರಿಂದ, ಹಿಂದುಳಿದ-ಕಾಣುವ ರೇಟಿಂಗ್‌ಗಳು ಹಿಂದಿನ ಕಾರ್ಯಕ್ಷಮತೆಯ ಬಗ್ಗೆ ಕಲ್ಪನೆಯನ್ನು ನೀಡಬಹುದಾದರೂ, ನಿಧಿಯನ್ನು ಆಯ್ಕೆಮಾಡುವುದನ್ನು ತೆಗೆದುಹಾಕಲು ಇವುಗಳನ್ನು ಅತ್ಯುತ್ತಮ ಅಳತೆಯಾಗಿ ಬಳಸಬಹುದು.
ತೀರ್ಮಾನ
ಲಿಕ್ವಿಡ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳನ್ನು ಹುಡುಕುತ್ತಿರುವಾಗ ಒಬ್ಬರು ಹಲವಾರು ಅಂಶಗಳನ್ನು ನೋಡಬೇಕು ಮತ್ತು ನಂತರ ಸಂಬಂಧಿತ ಫಂಡ್ ಅನ್ನು ಆಯ್ಕೆ ಮಾಡಬೇಕಾಗುತ್ತದೆ.
ಹಕ್ಕು ನಿರಾಕರಣೆ: ದಯವಿಟ್ಟು ನಿಮ್ಮ ಸಲಹೆಗಾರರನ್ನು ಸಂಪರ್ಕಿಸಿ ಮತ್ತು ಯಾವುದೇ ಹೂಡಿಕೆ ನಿರ್ಧಾರವನ್ನು ತೆಗೆದುಕೊಳ್ಳುವ ಮೊದಲು ಸ್ವತಂತ್ರ ಸಂಶೋಧನೆ ಮಾಡಿ.
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.
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