മികച്ച 7 മികച്ച പ്രകടനം നടത്തുന്ന ഡൈനാമിക് ബോണ്ട് ഫണ്ടുകൾ 2022

Updated on October 19, 2025 , 16695 views

ഡൈനാമിക് ബോണ്ട് ഫണ്ടുകൾ റഫർ ചെയ്യുകഡെറ്റ് ഫണ്ട് വിവിധ സ്ഥിരതകളിൽ അവരുടെ ഫണ്ട് പണം നിക്ഷേപിക്കുന്ന സ്കീമുകൾവരുമാനം വ്യത്യസ്ത പക്വതകളിലുടനീളം ഉപകരണങ്ങൾ. ഈ സ്കീമുകൾ നിക്ഷേപിക്കുന്നുസ്ഥിര വരുമാനം പലിശ നിരക്കിന്റെ സാഹചര്യത്തെയും പലിശ നിരക്കിലെ ചലനങ്ങളെയും കുറിച്ചുള്ള അവരുടെ ധാരണയെ അടിസ്ഥാനമാക്കിയുള്ള ഉപകരണങ്ങൾ.

ഈ പദ്ധതി ഡെറ്റ് ഫണ്ടുകളുടെ ഭാഗമാണ്. പലിശനിരക്ക് സാഹചര്യങ്ങളെയും പലിശനിരക്കിലെ ചലനങ്ങളെയും കുറിച്ച് ആശയക്കുഴപ്പം തോന്നുന്നവർക്ക് ഡൈനാമിക് ബോണ്ട് ഫണ്ടിൽ നിക്ഷേപിക്കാൻ തിരഞ്ഞെടുക്കാം. ഡൈനാമിക് ബോണ്ട് ഫണ്ട് അതിന്റെ സെക്യൂരിറ്റികളിൽ നിക്ഷേപിക്കുന്ന ചില സ്ഥിര വരുമാന ഉപകരണങ്ങളിൽ വാണിജ്യ പേപ്പറുകൾ, നിക്ഷേപങ്ങളുടെ സർട്ടിഫിക്കറ്റ്, ഗിൽറ്റുകൾ, കോർപ്പറേറ്റ് എന്നിവ ഉൾപ്പെടുന്നു.ബോണ്ടുകൾ, അതോടൊപ്പം തന്നെ കുടുതല്. ഇടത്തരം മുതൽ ദീർഘകാല കാലയളവിനുള്ള നല്ലൊരു നിക്ഷേപ ഓപ്ഷനായി ഇതിനെ കണക്കാക്കാം. മികച്ചതും മികച്ചതുമായ ചില ഡൈനാമിക് ബോണ്ട് ഫണ്ടുകൾ താഴെപ്പറയുന്ന രീതിയിൽ പട്ടികപ്പെടുത്തിയിരിക്കുന്നു.

എന്തുകൊണ്ടാണ് ഡൈനാമിക് ബോണ്ട് ഫണ്ട് തിരഞ്ഞെടുക്കുന്നത്?

നേരത്തെ സൂചിപ്പിച്ചതുപോലെ, പലിശ നിരക്ക് ചലനങ്ങളിൽ അത്ര സുഖകരമല്ലാത്ത നിക്ഷേപകർക്ക് ഡൈനാമിക് ബോണ്ട് ഫണ്ട് അനുയോജ്യമാണ്. വിശദീകരിക്കാൻ, പലിശ നിരക്കുകളും ബോണ്ട് വിലകളും ഒരു വിപരീത ബന്ധം പങ്കിടുന്നു. മറ്റൊരു വിധത്തിൽ പറഞ്ഞാൽ, പലിശ നിരക്ക് കുറയുമ്പോൾ, ബോണ്ടിന്റെ വില ഉയരുന്നു. പലിശ നിരക്ക് കുറയുന്ന സമയത്ത്, ദീർഘകാല സ്ഥിര വരുമാന ഫണ്ടുകളിലെ ഹോൾഡിംഗുകൾ വർദ്ധിപ്പിക്കാൻ ഫണ്ട് മാനേജർ ശ്രമിക്കുന്നു.

കൂടാതെ, അവർ അവരുടെ പോർട്ട്ഫോളിയോ വൈവിധ്യവൽക്കരിക്കുന്നുനിക്ഷേപിക്കുന്നു ഹ്രസ്വ, ഇടത്തരം ഫണ്ടുകളിൽ. അത്തരമൊരു തന്ത്രത്തെ ദൈർഘ്യ തന്ത്രം എന്ന് വിളിക്കുന്നു. അതിനാൽ, പലിശ നിരക്ക് കുറയുന്നതിനനുസരിച്ച്, സ്ഥിര വരുമാനം നേടുന്ന ഈ ഫണ്ടുകൾക്കൊപ്പം ദീർഘകാല സ്ഥിര വരുമാന ഫണ്ടുകളുടെ വിലയും വർദ്ധിക്കുന്നു. എന്നിരുന്നാലും, പലിശ നിരക്ക് താഴ്ന്നതിൽ നിന്ന് ഉയർന്നതിലേക്ക് ഒരു യു-ടേൺ ഉണ്ടാകുമ്പോൾ; ഫണ്ട് മാനേജർമാർ ഹ്രസ്വ, ഇടത്തരം സ്ഥിരവരുമാന ഉപകരണങ്ങളിൽ അവരുടെ ഹോൾഡിംഗുകൾ വർദ്ധിപ്പിക്കാനും ഗിൽറ്റുകളിലെ ഹോൾഡിംഗുകൾ കുറയ്ക്കാനും ശ്രമിക്കുന്നു. അങ്ങനെ, പോർട്ട്‌ഫോളിയോ സജീവമായി കൈകാര്യം ചെയ്യുന്നതിലൂടെ, ഡൈനാമിക് ബോണ്ട് ഫണ്ടിന്റെ ഫണ്ട് മാനേജർമാർ അവരുടെ നിക്ഷേപകർക്ക് ആനുപാതികമായ വരുമാനം നേടുന്നുവെന്ന് ഉറപ്പാക്കുന്നു.

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2022-ൽ നിക്ഷേപിക്കാൻ ഏറ്റവും മികച്ച 7 ഡൈനാമിക് ബോണ്ട് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IIFL Dynamic Bond Fund Growth	₹23.1684 ↑ 0.04	₹648	1.4	3.8	8.9	8.5	9.6	7.22%	7Y 1M 6D	7Y 1M 6D
Nippon India Dynamic Bond Fund Growth	₹37.9503 ↑ 0.04	₹4,362	0.6	2.4	8	8.2	9	6.56%	4Y 4D	4Y 10M 24D
ICICI Prudential Long Term Plan Growth	₹37.664 ↑ 0.01	₹14,905	1	2.8	8.1	8	8.2	7.64%	4Y 9M 4D	12Y 7M 10D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹47.1919 ↑ 0.04	₹1,918	1	2.3	7.7	8	8.8	7.66%	5Y 10M 28D	10Y 9M 25D
Axis Dynamic Bond Fund Growth	₹30.1359 ↑ 0.01	₹1,213	0.9	2.3	7.6	8	8.6	6.89%	5Y 2M 19D	9Y 11M 5D
DSP Strategic Bond Fund Growth	₹3,391.45 ↓ -0.90	₹1,472	0	0.3	5	7.8	9.9	6.75%	6Y 9M 4D	16Y 5M 12D
SBI Dynamic Bond Fund Growth	₹36.1421 ↑ 0.02	₹3,965	0.7	1.4	6.1	7.7	8.6	7.04%	6Y 2M 16D	11Y 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Oct 25

Research Highlights & Commentary of 7 Funds showcased

Commentary	IIFL Dynamic Bond Fund	Nippon India Dynamic Bond Fund	ICICI Prudential Long Term Plan	Aditya Birla Sun Life Dynamic Bond Fund	Axis Dynamic Bond Fund	DSP Strategic Bond Fund	SBI Dynamic Bond Fund
Point 1	Bottom quartile AUM (₹648 Cr).	Upper mid AUM (₹4,362 Cr).	Highest AUM (₹14,905 Cr).	Lower mid AUM (₹1,918 Cr).	Bottom quartile AUM (₹1,213 Cr).	Lower mid AUM (₹1,472 Cr).	Upper mid AUM (₹3,965 Cr).
Point 2	Established history (12+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Oldest track record among peers (21 yrs).	Established history (14+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).
Point 3	Not Rated.	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (lower mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 8.87% (top quartile).	1Y return: 7.98% (upper mid).	1Y return: 8.06% (upper mid).	1Y return: 7.74% (lower mid).	1Y return: 7.62% (lower mid).	1Y return: 4.95% (bottom quartile).	1Y return: 6.13% (bottom quartile).
Point 6	1M return: 1.19% (upper mid).	1M return: 1.26% (top quartile).	1M return: 0.91% (bottom quartile).	1M return: 1.17% (lower mid).	1M return: 1.24% (upper mid).	1M return: 0.99% (lower mid).	1M return: 0.64% (bottom quartile).
Point 7	Sharpe: 0.66 (top quartile).	Sharpe: 0.44 (upper mid).	Sharpe: 0.47 (upper mid).	Sharpe: 0.22 (lower mid).	Sharpe: 0.12 (lower mid).	Sharpe: -0.37 (bottom quartile).	Sharpe: -0.16 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.22% (upper mid).	Yield to maturity (debt): 6.56% (bottom quartile).	Yield to maturity (debt): 7.64% (upper mid).	Yield to maturity (debt): 7.66% (top quartile).	Yield to maturity (debt): 6.89% (lower mid).	Yield to maturity (debt): 6.75% (bottom quartile).	Yield to maturity (debt): 7.04% (lower mid).
Point 10	Modified duration: 7.10 yrs (bottom quartile).	Modified duration: 4.01 yrs (top quartile).	Modified duration: 4.76 yrs (upper mid).	Modified duration: 5.91 yrs (lower mid).	Modified duration: 5.22 yrs (upper mid).	Modified duration: 6.76 yrs (bottom quartile).	Modified duration: 6.21 yrs (lower mid).

IIFL Dynamic Bond Fund

Bottom quartile AUM (₹648 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 8.87% (top quartile).
1M return: 1.19% (upper mid).
Sharpe: 0.66 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.22% (upper mid).
Modified duration: 7.10 yrs (bottom quartile).

Nippon India Dynamic Bond Fund

Upper mid AUM (₹4,362 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 7.98% (upper mid).
1M return: 1.26% (top quartile).
Sharpe: 0.44 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.56% (bottom quartile).
Modified duration: 4.01 yrs (top quartile).

ICICI Prudential Long Term Plan

Highest AUM (₹14,905 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 8.06% (upper mid).
1M return: 0.91% (bottom quartile).
Sharpe: 0.47 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.64% (upper mid).
Modified duration: 4.76 yrs (upper mid).

Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,918 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.74% (lower mid).
1M return: 1.17% (lower mid).
Sharpe: 0.22 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.66% (top quartile).
Modified duration: 5.91 yrs (lower mid).

Axis Dynamic Bond Fund

Bottom quartile AUM (₹1,213 Cr).
Established history (14+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.62% (lower mid).
1M return: 1.24% (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.89% (lower mid).
Modified duration: 5.22 yrs (upper mid).

DSP Strategic Bond Fund

Lower mid AUM (₹1,472 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 4.95% (bottom quartile).
1M return: 0.99% (lower mid).
Sharpe: -0.37 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.75% (bottom quartile).
Modified duration: 6.76 yrs (bottom quartile).

SBI Dynamic Bond Fund

Upper mid AUM (₹3,965 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.13% (bottom quartile).
1M return: 0.64% (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.04% (lower mid).
Modified duration: 6.21 yrs (lower mid).

*പട്ടികഡൈനാമിക് ബോണ്ട് ഫണ്ടുകൾ ഉണ്ട്ആസ്തി >= 100 കോടി & അടുക്കി3 വർഷംസിഎജിആർ മടങ്ങുന്നു.

1. IIFL Dynamic Bond Fund

The investment objective of the scheme is to generate income and long term gains by investing in a range of debt and money market instruments of various maturities. The scheme will seek to flexibly manage its investment across the maturity spectrum with a view to optimize the risk return proposition for the investors.

Research Highlights for IIFL Dynamic Bond Fund

Bottom quartile AUM (₹648 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 8.87% (top quartile).
1M return: 1.19% (upper mid).
Sharpe: 0.66 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.22% (upper mid).
Modified duration: 7.10 yrs (bottom quartile).
Average maturity: 7.10 yrs (upper mid).
Exit load: 0-18 Months (1%),18 Months and above(NIL).
Top sector: Real Estate.
Top bond sector: Government.
Debt-heavy allocation (~87%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.26% Govt Stock 2032 (~11.3%).

Below is the key information for IIFL Dynamic Bond Fund

IIFL Dynamic Bond Fund Growth
Launch Date	24 Jun 13
NAV (20 Oct 25)	₹23.1684 ↑ 0.04 (0.17 %)
Net Assets (Cr)	₹648 on 31 Aug 25
Category	Debt - Dynamic Bond
AMC	IIFL Asset Management Limited
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	0.66
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	1,000
Exit Load	0-18 Months (1%),18 Months and above(NIL)
Yield to Maturity	7.22%
Effective Maturity	7 Years 1 Month 6 Days
Modified Duration	7 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,757
30 Sep 22	₹11,082
30 Sep 23	₹11,803
30 Sep 24	₹13,002
30 Sep 25	₹14,060

IIFL Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for IIFL Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1.2%
3 Month	1.4%
6 Month	3.8%
1 Year	8.9%
3 Year	8.5%
5 Year	7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.6%
2023	6.8%
2022	3.6%
2021	5.6%
2020	8.2%
2019	7.8%
2018	5.2%
2017	7.4%
2016	7.8%
2015	6.3%

Fund Manager information for IIFL Dynamic Bond Fund

Name	Since	Tenure
Milan Mody	2 Mar 21	4.5 Yr.
Ashish Ongari	29 Aug 25	0.01 Yr.

Data below for IIFL Dynamic Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	1.92%
Equity	10.53%
Debt	87.21%
Other	0.34%

Debt Sector Allocation

Sector	Value
Government	53.78%
Corporate	33.43%
Cash Equivalent	1.92%

Credit Quality

Rating	Value
AA	16.28%
AAA	83.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.26% Govt Stock 2032 Sovereign Bonds \| -	11%	₹73 Cr	7,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	7%	₹46 Cr	4,500,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	5%	₹35 Cr	850,507
7.41% Govt Stock 2036 Sovereign Bonds \| -	5%	₹32 Cr	3,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	5%	₹30 Cr	3,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
LIC Housing Finance Ltd Debentures \| -	4%	₹26 Cr	2,500,000
HDFC Bank Limited Debentures \| -	4%	₹26 Cr	2,500,000
07.60 GJ Sgs 2035 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
07.64 MP Sgs 2033 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000

2. Nippon India Dynamic Bond Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Research Highlights for Nippon India Dynamic Bond Fund

Upper mid AUM (₹4,362 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 7.98% (upper mid).
1M return: 1.26% (top quartile).
Sharpe: 0.44 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.56% (bottom quartile).
Modified duration: 4.01 yrs (top quartile).
Average maturity: 4.90 yrs (top quartile).
Exit load: 0-12 Months (1%),12 Months and above(NIL).
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 07.83 MH Sdl 2030 (~7.0%).

Below is the key information for Nippon India Dynamic Bond Fund

Nippon India Dynamic Bond Fund Growth
Launch Date	15 Nov 04
NAV (20 Oct 25)	₹37.9503 ↑ 0.04 (0.10 %)
Net Assets (Cr)	₹4,362 on 31 Aug 25
Category	Debt - Dynamic Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.71
Sharpe Ratio	0.44
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	6.56%
Effective Maturity	4 Years 10 Months 24 Days
Modified Duration	4 Years 4 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,595
30 Sep 22	₹10,718
30 Sep 23	₹11,499
30 Sep 24	₹12,521
30 Sep 25	₹13,426

Nippon India Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1.3%
3 Month	0.6%
6 Month	2.4%
1 Year	8%
3 Year	8.2%
5 Year	5.8%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	6.7%
2022	2.4%
2021	2.7%
2020	11.3%
2019	8.4%
2018	4.7%
2017	3.1%
2016	13.9%
2015	5.7%

Fund Manager information for Nippon India Dynamic Bond Fund

Name	Since	Tenure
Vivek Sharma	25 Jun 20	5.19 Yr.
Pranay Sinha	31 Mar 21	4.42 Yr.
Kinjal Desai	25 May 18	7.27 Yr.

Data below for Nippon India Dynamic Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	2.46%
Debt	97.23%
Other	0.3%

Debt Sector Allocation

Sector	Value
Government	97.23%
Cash Equivalent	2.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.83 MH Sdl 2030 Sovereign Bonds \| -	7%	₹305 Cr	29,400,000
07.78 MH Sgs 2030 Sovereign Bonds \| -	6%	₹251 Cr	24,100,200
07.04 Tn SDL 2030 Sovereign Bonds \| -	5%	₹233 Cr	23,078,300
07.72 MH Sgs 2031 Sovereign Bonds \| -	5%	₹198 Cr	19,146,700
07.02 Tn SDL 2030 Sovereign Bonds \| -	3%	₹126 Cr	12,500,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	3%	₹124 Cr	12,000,000 ↓ -2,500,000
07.86 MH Sdl 2030 Sovereign Bonds \| -	3%	₹115 Cr	11,000,000
06.65 GJ Sdl 2030 Sovereign Bonds \| -	3%	₹111 Cr	11,200,000
07.60 MH Sdl 2030 Sovereign Bonds \| -	2%	₹108 Cr	10,500,000
07.09 KA Sdl 2030 Sovereign Bonds \| -	2%	₹104 Cr	10,321,200

3. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Long Term Plan

Highest AUM (₹14,905 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 8.06% (upper mid).
1M return: 0.91% (bottom quartile).
Sharpe: 0.47 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.64% (upper mid).
Modified duration: 4.76 yrs (upper mid).
Average maturity: 12.61 yrs (bottom quartile).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.34% Govt Stock 2064 (~8.0%).

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan Growth
Launch Date	20 Jan 10
NAV (20 Oct 25)	₹37.664 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹14,905 on 15 Sep 25
Category	Debt - Dynamic Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.3
Sharpe Ratio	0.47
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.64%
Effective Maturity	12 Years 7 Months 10 Days
Modified Duration	4 Years 9 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,670
30 Sep 22	₹11,031
30 Sep 23	₹11,831
30 Sep 24	₹12,843
30 Sep 25	₹13,805

ICICI Prudential Long Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.9%
3 Month	1%
6 Month	2.8%
1 Year	8.1%
3 Year	8%
5 Year	6.6%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	7.6%
2022	4.5%
2021	4.3%
2020	11.8%
2019	10.2%
2018	6.2%
2017	5.1%
2016	16.9%
2015	5.7%

Fund Manager information for ICICI Prudential Long Term Plan

Name	Since	Tenure
Manish Banthia	28 Sep 12	12.93 Yr.
Nikhil Kabra	22 Jan 24	1.61 Yr.

Data below for ICICI Prudential Long Term Plan as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	3.82%
Debt	95.91%
Other	0.28%

Debt Sector Allocation

Sector	Value
Government	53.03%
Corporate	42.87%
Cash Equivalent	3.82%

Credit Quality

Rating	Value
AA	32.92%
AAA	67.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	8%	₹1,189 Cr	118,212,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	8%	₹1,143 Cr	120,000,000
LIC Housing Finance Ltd Debentures \| -	6%	₹951 Cr	94,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹814 Cr	80,187,900 ↓ -5,500,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	3%	₹514 Cr	51,230,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	3%	₹464 Cr	45,460,800
Vedanta Limited Debentures \| -	3%	₹401 Cr	40,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹393 Cr	40,000,000
7.81% Govt Stock 2033 Sovereign Bonds \| -	2%	₹319 Cr	30,848,050 ↓ -26,000,000
Maharashtra (Government of) - \| -	2%	₹292 Cr	30,000,000

4. Aditya Birla Sun Life Dynamic Bond Fund

An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Research Highlights for Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,918 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 7.74% (lower mid).
1M return: 1.17% (lower mid).
Sharpe: 0.22 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.66% (top quartile).
Modified duration: 5.91 yrs (lower mid).
Average maturity: 10.82 yrs (lower mid).
Exit load: 0-90 Days (0.5%),90 Days and above(NIL).
Top sector: Financial Services.
Top bond sector: Government.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~97%).
Largest holding 7.18% Govt Stock 2037 (~20.5%).

Below is the key information for Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Fund Growth
Launch Date	27 Sep 04
NAV (20 Oct 25)	₹47.1919 ↑ 0.04 (0.08 %)
Net Assets (Cr)	₹1,918 on 31 Aug 25
Category	Debt - Dynamic Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	7.66%
Effective Maturity	10 Years 9 Months 25 Days
Modified Duration	5 Years 10 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,656
30 Sep 22	₹11,195
30 Sep 23	₹11,949
30 Sep 24	₹13,106
30 Sep 25	₹13,968

Aditya Birla Sun Life Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1.2%
3 Month	1%
6 Month	2.3%
1 Year	7.7%
3 Year	8%
5 Year	6.8%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.8%
2023	6.9%
2022	6%
2021	4.9%
2020	9.7%
2019	-0.9%
2018	5.7%
2017	2.2%
2016	14%
2015	7.4%

Fund Manager information for Aditya Birla Sun Life Dynamic Bond Fund

Name	Since	Tenure
Mohit Sharma	22 Mar 21	4.45 Yr.
Bhupesh Bameta	6 Aug 20	5.07 Yr.

Data below for Aditya Birla Sun Life Dynamic Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	3.18%
Debt	96.53%
Other	0.29%

Debt Sector Allocation

Sector	Value
Government	49.8%
Corporate	46.73%
Cash Equivalent	3.18%

Credit Quality

Rating	Value
A	3.18%
AA	21.33%
AAA	75.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	20%	₹393 Cr	38,000,000 ↓ -2,000,000
Power Finance Corporation Limited Debentures \| -	7%	₹127 Cr	12,500
7.09% Govt Stock 2074 Sovereign Bonds \| -	4%	₹83 Cr	8,500,000 ↑ 5,000,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	4%	₹82 Cr	8,000
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹80 Cr	8,000
Bharti Telecom Limited Debentures \| -	4%	₹78 Cr	7,500
State Bank Of India Debentures \| -	4%	₹75 Cr	75
Ntpc Limited Debentures \| -	4%	₹75 Cr	7,500
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹70 Cr	6,914,000 ↑ 2,500,000
Jubilant Bevco Limited Debentures \| -	3%	₹63 Cr	6,000

5. Axis Dynamic Bond Fund

To generate optimal returns while maintaining liquidity through active management of a portfolio of debt and money market instruments.

Research Highlights for Axis Dynamic Bond Fund

Bottom quartile AUM (₹1,213 Cr).
Established history (14+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.62% (lower mid).
1M return: 1.24% (upper mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.89% (lower mid).
Modified duration: 5.22 yrs (upper mid).
Average maturity: 9.93 yrs (upper mid).
Exit load: NIL.
Top bond sector: Government.
Debt-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.09% Govt Stock 2054 (~5.7%).

Below is the key information for Axis Dynamic Bond Fund

Axis Dynamic Bond Fund Growth
Launch Date	27 Apr 11
NAV (20 Oct 25)	₹30.1359 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹1,213 on 31 Aug 25
Category	Debt - Dynamic Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.59
Sharpe Ratio	0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.89%
Effective Maturity	9 Years 11 Months 5 Days
Modified Duration	5 Years 2 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,639
30 Sep 22	₹10,706
30 Sep 23	₹11,486
30 Sep 24	₹12,540
30 Sep 25	₹13,314

Axis Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1.2%
3 Month	0.9%
6 Month	2.3%
1 Year	7.6%
3 Year	8%
5 Year	5.8%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	6.6%
2022	2.1%
2021	3.9%
2020	12.3%
2019	11%
2018	6.2%
2017	3.4%
2016	13.4%
2015	6.7%

Fund Manager information for Axis Dynamic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.83 Yr.
Hardik Shah	5 Apr 24	1.41 Yr.

Data below for Axis Dynamic Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	6.2%
Debt	93.4%
Other	0.4%

Debt Sector Allocation

Sector	Value
Government	56.63%
Corporate	34.3%
Cash Equivalent	6.2%
Securitized	2.47%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.09% Govt Stock 2054 Sovereign Bonds \| -	6%	₹69 Cr	7,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	5%	₹55 Cr	5,500,000 ↑ 2,500,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	4%	₹50 Cr	5,036,700 ↑ 5,000,000
State Bank Of India Debentures \| -	4%	₹50 Cr	520
Bajaj Finance Limited Debentures \| -	4%	₹50 Cr	5,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	4%	₹47 Cr	4,972,500 ↓ -2,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	4%	₹45 Cr	4,500,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹40 Cr	5,000
Rec Limited Debentures \| -	3%	₹34 Cr	3,500
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹26 Cr	2,500,000 ↓ -3,500,000

6. DSP Strategic Bond Fund

The primary investment objective of the Scheme is to seek to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market securities. However there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for DSP Strategic Bond Fund

Lower mid AUM (₹1,472 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 4.95% (bottom quartile).
1M return: 0.99% (lower mid).
Sharpe: -0.37 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.75% (bottom quartile).
Modified duration: 6.76 yrs (bottom quartile).
Average maturity: 16.45 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.9% Govt Stock 2065 (~27.3%).
Top-3 holdings concentration ~45.8%.

Below is the key information for DSP Strategic Bond Fund

DSP Strategic Bond Fund Growth
Launch Date	9 May 07
NAV (20 Oct 25)	₹3,391.45 ↓ -0.90 (-0.03 %)
Net Assets (Cr)	₹1,472 on 31 Aug 25
Category	Debt - Dynamic Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.2
Sharpe Ratio	-0.37
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.75%
Effective Maturity	16 Years 5 Months 12 Days
Modified Duration	6 Years 9 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,482
30 Sep 22	₹10,563
30 Sep 23	₹11,372
30 Sep 24	₹12,640
30 Sep 25	₹13,118

DSP Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for DSP Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1%
3 Month	0%
6 Month	0.3%
1 Year	5%
3 Year	7.8%
5 Year	5.5%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.9%
2023	7.9%
2022	1.6%
2021	2.4%
2020	12.3%
2019	10.3%
2018	6.5%
2017	1.8%
2016	13%
2015	6.9%

Fund Manager information for DSP Strategic Bond Fund

Name	Since	Tenure
Sandeep Yadav	1 Mar 22	3.51 Yr.
Shantanu Godambe	1 Jun 23	2.25 Yr.
Kunal Khudania	1 Jul 25	0.17 Yr.

Data below for DSP Strategic Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	19.07%
Debt	80.57%
Other	0.35%

Debt Sector Allocation

Sector	Value
Government	66.53%
Cash Equivalent	19.07%
Corporate	14.05%

Credit Quality

Rating	Value
AA	4.35%
AAA	95.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	27%	₹402 Cr	41,000,000
6.75% Govt Stock 2029 Sovereign Bonds \| -	11%	₹166 Cr	16,000,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	7%	₹106 Cr	10,000,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	7%	₹96 Cr	9,500,000 ↓ -2,500,000
8.3% Govt Stock 2042 Sovereign Bonds \| -	5%	₹69 Cr	6,000,000
State Bank Of India Debentures \| -	4%	₹53 Cr	5,000
Bank Of India Debentures \| -	4%	₹52 Cr	5,000
6.63% Govt Stock 2031 Sovereign Bonds \| -	4%	₹52 Cr	5,000,000
State Bank Of India Debentures \| -	3%	₹51 Cr	5,000
Power Finance Corporation Limited Debentures \| -	3%	₹50 Cr	5,000

7. SBI Dynamic Bond Fund

To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.

Research Highlights for SBI Dynamic Bond Fund

Upper mid AUM (₹3,965 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.13% (bottom quartile).
1M return: 0.64% (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.04% (lower mid).
Modified duration: 6.21 yrs (lower mid).
Average maturity: 11.04 yrs (lower mid).
Exit load: 0-1 Months (0.25%),1 Months and above(NIL).
Higher exposure to Financial Services vs peer median.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.33% Govt Stock 2035 (~21.6%).
Top-3 holdings concentration ~47.1%.

Below is the key information for SBI Dynamic Bond Fund

SBI Dynamic Bond Fund Growth
Launch Date	9 Feb 04
NAV (20 Oct 25)	₹36.1421 ↑ 0.02 (0.05 %)
Net Assets (Cr)	₹3,965 on 31 Aug 25
Category	Debt - Dynamic Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.44
Sharpe Ratio	-0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.04%
Effective Maturity	11 Years 14 Days
Modified Duration	6 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,429
30 Sep 22	₹10,691
30 Sep 23	₹11,484
30 Sep 24	₹12,619
30 Sep 25	₹13,271

SBI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	0.7%
6 Month	1.4%
1 Year	6.1%
3 Year	7.7%
5 Year	5.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	7.1%
2022	4.2%
2021	2%
2020	10.4%
2019	12.7%
2018	5.1%
2017	3.9%
2016	15.3%
2015	5.8%

Fund Manager information for SBI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Jul 25	0.17 Yr.

Data below for SBI Dynamic Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	6.52%
Debt	93.23%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	70.33%
Corporate	17.92%
Cash Equivalent	6.52%
Securitized	4.99%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.33% Govt Stock 2035 Sovereign Bonds \| -	22%	₹865 Cr	87,500,000 ↓ -2,500,000
7.24% Govt Stock 2055 Sovereign Bonds \| -	20%	₹787 Cr	78,500,000 ↑ 60,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	6%	₹238 Cr	25,000,000 ↓ -5,000,000
Summit Digitel Infrastructure Limited Debentures \| -	4%	₹159 Cr	1,500
Power Grid Corporation Of India Limited Debentures \| -	4%	₹148 Cr	15,000
6.75% Govt Stock 2029 Sovereign Bonds \| -	3%	₹128 Cr	12,500,000 ↓ -25,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹127 Cr	12,500 ↓ -5,000
Rec Limited Debentures \| -	3%	₹127 Cr	12,500
INDIA UNIVERSAL TRUST AL2 Unlisted bonds \| -	3%	₹121 Cr	147
7.26 MP Gs 2038 Sovereign Bonds \| -	3%	₹114 Cr	11,500,000

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