മികച്ച 10 മികച്ച പ്രകടനം നടത്തുന്ന സെക്ടറൽ മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on September 28, 2025 , 126932 views

ലോകത്തിൽനിക്ഷേപിക്കുന്നു, 'ഉയർന്ന അപകടസാധ്യതയുള്ള ഉയർന്ന റിട്ടേൺ' നിക്ഷേപങ്ങളിൽ ഉറച്ചു വിശ്വസിക്കുന്ന നിക്ഷേപകരുണ്ട്. അത്തരം ഉയർന്ന അപകടസാധ്യതയുള്ളവർക്കായി,മ്യൂച്വൽ ഫണ്ടുകൾ എന്തെങ്കിലും ഹോൾഡ് ചെയ്യുക - സെക്ടർ ഫണ്ടുകൾ! സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകൾ അവരുടെ നിക്ഷേപ ലക്ഷ്യം നിർവചിച്ചിരിക്കുന്ന പ്രകാരം ഒരു പ്രത്യേക മേഖലയിൽ നിക്ഷേപിക്കുന്നു. ഇൻഫ്രാ, ഫാർമ, ബാങ്കിംഗ് തുടങ്ങിയ ചില മേഖലകൾ സ്ഥിരമായി വളരുകയും ഭാവിയെക്കുറിച്ച് നല്ല കാഴ്ചപ്പാടുള്ളവയുമാണ്. അത്തരം മ്യൂച്വൽ ഫണ്ടുകൾക്ക് നിങ്ങളുടെ പണം ഇരട്ടിയാക്കാനോ പ്രശ്‌നമുണ്ടാക്കാനോ കഴിയുമെങ്കിലും, നിക്ഷേപകർക്ക് ഉയർന്ന-റിസ്ക് വിശപ്പ് സെക്ടർ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാം. ഈ ലേഖനത്തിൽ, 2022-ൽ നിക്ഷേപിക്കുന്നതിനുള്ള മികച്ച സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകൾക്കൊപ്പം സെക്ടർ ഫണ്ടുകളെക്കുറിച്ചുള്ള വിശദമായ ചില ഉൾക്കാഴ്ചകൾ നിങ്ങൾക്ക് ലഭിക്കും.

എന്തുകൊണ്ട് സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കണം?

ഒരു സെക്ടർ ഫണ്ട് എന്നത് ഒരു തരം മ്യൂച്വൽ ഫണ്ടാണ്, അത് സെക്യൂരിറ്റികളിൽ നിക്ഷേപിക്കുന്നുസമ്പദ്, ബാങ്കിംഗ്, ടെലികോം, എഫ്എംസിജി, ഫാർമസ്യൂട്ടിക്കൽ, ഇൻഫർമേഷൻ ടെക്നോളജി (ഐടി), ഇൻഫ്രാസ്ട്രക്ചർ എന്നിവ പോലെ. മറ്റൊരു വിധത്തിൽ പറഞ്ഞാൽ, സെക്ടർ ഫണ്ടുകൾ നിങ്ങളുടെ നിക്ഷേപിച്ച സമ്പത്ത് നിർദ്ദിഷ്ട വ്യവസായത്തിലോ മേഖലയിലോ മാത്രമായി ചുരുക്കുന്നു. ഉദാഹരണത്തിന്, ഒരു ബാങ്കിംഗ് സെക്ടർ ഫണ്ടിന് ബാങ്കുകളിൽ നിക്ഷേപിക്കാം, ഒരു ഫാർമ ഫണ്ടിന് ഫാർമ കമ്പനികളുടെ ഓഹരികളിൽ മാത്രമേ നിക്ഷേപിക്കാൻ കഴിയൂ. ഈ ഫണ്ടുകളുടെ ഫണ്ട് മാനേജർമാർ മികച്ച രീതിയിൽ പ്രവർത്തിക്കുന്ന കമ്പനികളുടെ ഓഹരികളിലേക്ക് പണം നിക്ഷേപിക്കുന്നുവിപണി. അത്തരം നിക്ഷേപത്തിന്റെ മൊത്തത്തിലുള്ള ലക്ഷ്യം സമീപഭാവിയിൽ ഉയർന്ന വളർച്ചാ സാധ്യതയുള്ള മേഖലകളിൽ നിക്ഷേപിക്കുക എന്നതാണ്.

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നിക്ഷേപത്തിന്റെ സമയം കൃത്യമാണെങ്കിൽ, ഈ ഫണ്ടുകൾക്ക് വലിയ ലാഭം നേടാനാകും. എപ്പോൾ ഫണ്ടിൽ പ്രവേശിക്കണമെന്നും പുറത്തുകടക്കണമെന്നും ഒരാൾ അറിഞ്ഞിരിക്കണം. നിക്ഷേപകർ വിപണിയുടെ മേഖലകളിൽ നിക്ഷേപം നടത്തണം, അവർക്ക് ആത്മവിശ്വാസമുണ്ട് അല്ലെങ്കിൽ ഭാവിയിൽ വളർച്ച കാണുന്നു. ഒരു പ്രത്യേക വ്യവസായത്തിന്റെയും മേഖലയുടെയും വളർച്ചയിൽ ടാപ്പ്-ഇൻ ചെയ്യുക എന്നതാണ് പ്രധാന ആശയം. സെക്ടർ ഫണ്ടുകളുടെ മറ്റൊരു നേട്ടം, വ്യക്തിഗത സ്ഥാപന-നിർദ്ദിഷ്ട അപകടസാധ്യതകളിൽ നിന്ന് നിങ്ങളെ സംരക്ഷിക്കാനുള്ള കഴിവാണ്. വ്യക്തിഗത സ്റ്റോക്കുകൾ വാങ്ങുന്നതിനുപകരം, സെക്ടർ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് ഒരു കമ്പനിയുടെ മോശം പ്രകടനം നിങ്ങളുടെ പോർട്ട്ഫോളിയോയെ ബാധിക്കില്ലെന്ന് ഉറപ്പാക്കും.

എന്നാൽ, നിങ്ങൾ ഒരു സെക്ടർ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നതിനുമുമ്പ്, സമീപഭാവിയിൽ ആ മേഖല മികച്ച പ്രകടനം കാഴ്ചവെക്കുമെന്ന് നിങ്ങൾ വിശ്വസിക്കുന്നത് എന്തുകൊണ്ടാണെന്ന് നിങ്ങൾക്ക് ഉറപ്പുണ്ടായിരിക്കണം.

22 - 23 സാമ്പത്തിക വർഷത്തിൽ നിക്ഷേപിക്കാൻ മികച്ചതും മികച്ചതുമായ സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Rural and Consumption Fund Growth	₹97.7926 ↓ -0.15	₹1,599	-0.6	10.1	-7.7	15.2	19.3	20.1
Franklin Build India Fund Growth	₹140.157 ↓ -0.44	₹2,884	-2.1	8.7	-5	27.9	33.8	27.8
DSP Natural Resources and New Energy Fund Growth	₹92.762 ↑ 1.05	₹1,292	3	9.2	-5.3	23.6	26.9	13.9
Bandhan Infrastructure Fund Growth	₹49.072 ↑ 0.03	₹1,613	-5.9	6.8	-12.7	26.6	33.1	39.3
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹59.72 ↑ 0.03	₹3,374	-4.4	7.1	1.3	15.9	22	8.7
Kotak Infrastructure & Economic Reform Fund Growth	₹64.012 ↓ -0.14	₹2,313	-4	10.9	-11.4	21.3	30.1	32.4
SBI Magnum COMMA Fund Growth	₹104.735 ↑ 0.38	₹702	0	10.4	-6	16.1	20.5	10.5
SBI Consumption Opportunities Fund Growth	₹306.086 ↓ -0.08	₹3,175	-2.3	4.5	-13.6	14	24.3	22.8
Mirae Asset Great Consumer Fund Growth	₹94.746 ↓ -0.13	₹4,552	2	13.5	-8.4	16.6	21.7	17.2
Nippon India Power and Infra Fund Growth	₹344.328 ↓ -0.63	₹7,175	-2.4	8.3	-9.5	28.1	31.6	26.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Sundaram Rural and Consumption Fund	Franklin Build India Fund	DSP Natural Resources and New Energy Fund	Bandhan Infrastructure Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Kotak Infrastructure & Economic Reform Fund	SBI Magnum COMMA Fund	SBI Consumption Opportunities Fund	Mirae Asset Great Consumer Fund	Nippon India Power and Infra Fund
Point 1	Bottom quartile AUM (₹1,599 Cr).	Upper mid AUM (₹2,884 Cr).	Bottom quartile AUM (₹1,292 Cr).	Lower mid AUM (₹1,613 Cr).	Upper mid AUM (₹3,374 Cr).	Lower mid AUM (₹2,313 Cr).	Bottom quartile AUM (₹702 Cr).	Upper mid AUM (₹3,175 Cr).	Top quartile AUM (₹4,552 Cr).	Highest AUM (₹7,175 Cr).
Point 2	Established history (19+ yrs).	Established history (16+ yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Established history (11+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (12+ yrs).	Established history (14+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 19.31% (bottom quartile).	5Y return: 33.80% (top quartile).	5Y return: 26.94% (upper mid).	5Y return: 33.09% (top quartile).	5Y return: 21.98% (lower mid).	5Y return: 30.07% (upper mid).	5Y return: 20.54% (bottom quartile).	5Y return: 24.27% (lower mid).	5Y return: 21.68% (bottom quartile).	5Y return: 31.62% (upper mid).
Point 6	3Y return: 15.19% (bottom quartile).	3Y return: 27.88% (top quartile).	3Y return: 23.62% (upper mid).	3Y return: 26.59% (upper mid).	3Y return: 15.90% (bottom quartile).	3Y return: 21.30% (upper mid).	3Y return: 16.08% (lower mid).	3Y return: 14.02% (bottom quartile).	3Y return: 16.61% (lower mid).	3Y return: 28.10% (top quartile).
Point 7	1Y return: -7.66% (upper mid).	1Y return: -4.96% (top quartile).	1Y return: -5.33% (upper mid).	1Y return: -12.66% (bottom quartile).	1Y return: 1.34% (top quartile).	1Y return: -11.40% (bottom quartile).	1Y return: -5.95% (upper mid).	1Y return: -13.60% (bottom quartile).	1Y return: -8.35% (lower mid).	1Y return: -9.54% (lower mid).
Point 8	Alpha: -2.82 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -6.06 (bottom quartile).	Alpha: -1.88 (upper mid).	Alpha: -0.41 (upper mid).	Alpha: -10.05 (bottom quartile).	Alpha: -4.71 (bottom quartile).	Alpha: -3.51 (lower mid).
Point 9	Sharpe: -0.36 (top quartile).	Sharpe: -0.64 (upper mid).	Sharpe: -0.96 (bottom quartile).	Sharpe: -0.71 (bottom quartile).	Sharpe: -0.18 (top quartile).	Sharpe: -0.52 (upper mid).	Sharpe: -0.67 (lower mid).	Sharpe: -0.78 (bottom quartile).	Sharpe: -0.46 (upper mid).	Sharpe: -0.66 (lower mid).
Point 10	Information ratio: -0.05 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.14 (upper mid).	Information ratio: -0.04 (bottom quartile).	Information ratio: -0.04 (bottom quartile).	Information ratio: -0.02 (lower mid).	Information ratio: 0.29 (top quartile).	Information ratio: 0.79 (top quartile).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,599 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.31% (bottom quartile).
3Y return: 15.19% (bottom quartile).
1Y return: -7.66% (upper mid).
Alpha: -2.82 (lower mid).
Sharpe: -0.36 (top quartile).
Information ratio: -0.05 (bottom quartile).

Franklin Build India Fund

Upper mid AUM (₹2,884 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 33.80% (top quartile).
3Y return: 27.88% (top quartile).
1Y return: -4.96% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.64 (upper mid).
Information ratio: 0.00 (upper mid).

DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,292 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 26.94% (upper mid).
3Y return: 23.62% (upper mid).
1Y return: -5.33% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.96 (bottom quartile).
Information ratio: 0.00 (upper mid).

Bandhan Infrastructure Fund

Lower mid AUM (₹1,613 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 33.09% (top quartile).
3Y return: 26.59% (upper mid).
1Y return: -12.66% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (lower mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,374 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 21.98% (lower mid).
3Y return: 15.90% (bottom quartile).
1Y return: 1.34% (top quartile).
Alpha: -6.06 (bottom quartile).
Sharpe: -0.18 (top quartile).
Information ratio: 0.14 (upper mid).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,313 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 30.07% (upper mid).
3Y return: 21.30% (upper mid).
1Y return: -11.40% (bottom quartile).
Alpha: -1.88 (upper mid).
Sharpe: -0.52 (upper mid).
Information ratio: -0.04 (bottom quartile).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 20.54% (bottom quartile).
3Y return: 16.08% (lower mid).
1Y return: -5.95% (upper mid).
Alpha: -0.41 (upper mid).
Sharpe: -0.67 (lower mid).
Information ratio: -0.04 (bottom quartile).

SBI Consumption Opportunities Fund

Upper mid AUM (₹3,175 Cr).
Established history (12+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 24.27% (lower mid).
3Y return: 14.02% (bottom quartile).
1Y return: -13.60% (bottom quartile).
Alpha: -10.05 (bottom quartile).
Sharpe: -0.78 (bottom quartile).
Information ratio: -0.02 (lower mid).

Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,552 Cr).
Established history (14+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 21.68% (bottom quartile).
3Y return: 16.61% (lower mid).
1Y return: -8.35% (lower mid).
Alpha: -4.71 (bottom quartile).
Sharpe: -0.46 (upper mid).
Information ratio: 0.29 (top quartile).

Nippon India Power and Infra Fund

Highest AUM (₹7,175 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 31.62% (upper mid).
3Y return: 28.10% (top quartile).
1Y return: -9.54% (lower mid).
Alpha: -3.51 (lower mid).
Sharpe: -0.66 (lower mid).
Information ratio: 0.79 (top quartile).

*എയുഎം/നെറ്റ് അസറ്റുകൾ ഉള്ള മികച്ച സെക്‌ടോറിയൽ മ്യൂച്വൽ ഫണ്ടുകളുടെ ലിസ്റ്റ് >100 കോടി.

1. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Research Highlights for Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,599 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.31% (bottom quartile).
3Y return: 15.19% (bottom quartile).
1Y return: -7.66% (upper mid).
Alpha: -2.82 (lower mid).
Sharpe: -0.36 (top quartile).
Information ratio: -0.05 (bottom quartile).

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (30 Sep 25)	₹97.7926 ↓ -0.15 (-0.15 %)
Net Assets (Cr)	₹1,599 on 31 Aug 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	-0.36
Information Ratio	-0.05
Alpha Ratio	-2.82
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,368
30 Sep 22	₹15,819
30 Sep 23	₹18,189
30 Sep 24	₹26,183

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	-0.9%
3 Month	-0.6%
6 Month	10.1%
1 Year	-7.7%
3 Year	15.2%
5 Year	19.3%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.1%
2023	30.2%
2022	9.3%
2021	19.3%
2020	13.5%
2019	2.7%
2018	-7.8%
2017	38.7%
2016	21.1%
2015	6.3%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	3.67 Yr.

Data below for Sundaram Rural and Consumption Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	42.39%
Consumer Defensive	31.06%
Communication Services	11.17%
Health Care	3.76%
Financial Services	2.87%
Real Estate	1.85%
Basic Materials	1.52%

Asset Allocation

Asset Class	Value
Cash	5.38%
Equity	94.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	9%	₹149 Cr	789,519
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	8%	₹133 Cr	416,173 ↑ 25,453
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 13 \| ITC	8%	₹126 Cr	3,085,016
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 16 \| HINDUNILVR	7%	₹117 Cr	440,212
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	6%	₹91 Cr	2,892,836
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	5%	₹77 Cr	212,692
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	4%	₹66 Cr	44,812 ↓ -5,699
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 22 \| APOLLOHOSP	4%	₹60 Cr	79,027
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 523025	3%	₹48 Cr	225,560
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| TRENT	3%	₹47 Cr	89,438

2. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹2,884 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 33.80% (top quartile).
3Y return: 27.88% (top quartile).
1Y return: -4.96% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.64 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (30 Sep 25)	₹140.157 ↓ -0.44 (-0.32 %)
Net Assets (Cr)	₹2,884 on 31 Aug 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,616
30 Sep 22	₹20,506
30 Sep 23	₹28,515
30 Sep 24	₹45,123

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	1.8%
3 Month	-2.1%
6 Month	8.7%
1 Year	-5%
3 Year	27.9%
5 Year	33.8%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.87 Yr.
Kiran Sebastian	7 Feb 22	3.57 Yr.
Sandeep Manam	18 Oct 21	3.87 Yr.

Data below for Franklin Build India Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.76%
Utility	13.85%
Energy	12.84%
Financial Services	12.22%
Communication Services	7.94%
Basic Materials	4.92%
Real Estate	3.03%
Consumer Cyclical	2.89%
Technology	2.35%

Asset Allocation

Asset Class	Value
Cash	4.2%
Equity	95.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹239 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹169 Cr	300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	6%	₹168 Cr	1,200,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹163 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹160 Cr	6,825,000 ↑ 425,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹142 Cr	4,350,000 ↑ 225,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹134 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹105 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹99 Cr	3,600,000
Delhivery Ltd (Industrials) Equity, Since 31 Mar 24 \| 543529	3%	₹84 Cr	1,800,000

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,292 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 26.94% (upper mid).
3Y return: 23.62% (upper mid).
1Y return: -5.33% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.96 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (29 Sep 25)	₹92.762 ↑ 1.05 (1.14 %)
Net Assets (Cr)	₹1,292 on 31 Aug 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	-0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,180
30 Sep 22	₹17,806
30 Sep 23	₹23,378
30 Sep 24	₹35,435

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	6.2%
3 Month	3%
6 Month	9.2%
1 Year	-5.3%
3 Year	23.6%
5 Year	26.9%
10 Year
15 Year
Since launch	13.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.9%
2023	31.2%
2022	9.8%
2021	42.8%
2020	11.5%
2019	4.4%
2018	-15.3%
2017	43.1%
2016	43.1%
2015	-1.7%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.18 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Energy	43.84%
Basic Materials	35.84%
Utility	9.47%
Industrials	2.15%
Technology	2%
Consumer Cyclical	0.05%

Asset Allocation

Asset Class	Value
Cash	6.64%
Equity	93.36%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	8%	₹104 Cr	4,459,369
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JINDALSTEL	8%	₹103 Cr	1,092,337
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	7%	₹88 Cr	1,243,824
BGF Sustainable Energy I2 Investment Fund \| -	7%	₹85 Cr	443,474
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	7%	₹84 Cr	2,245,167
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	6%	₹84 Cr	5,435,373
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| BPCL	6%	₹83 Cr	2,704,145 ↑ 24,584
BGF World Energy I2 Investment Fund \| -	6%	₹76 Cr	282,831
NMDC Ltd (Basic Materials) Equity, Since 30 Sep 18 \| NMDC	5%	₹67 Cr	9,669,436
GAIL (India) Ltd (Utilities) Equity, Since 31 Aug 20 \| GAIL	4%	₹52 Cr	3,010,493

4. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Lower mid AUM (₹1,613 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 33.09% (top quartile).
3Y return: 26.59% (upper mid).
1Y return: -12.66% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (30 Sep 25)	₹49.072 ↑ 0.03 (0.07 %)
Net Assets (Cr)	₹1,613 on 31 Aug 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	-0.71
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹20,085
30 Sep 22	₹20,588
30 Sep 23	₹27,745
30 Sep 24	₹47,816

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	1.1%
3 Month	-5.9%
6 Month	6.8%
1 Year	-12.7%
3 Year	26.6%
5 Year	33.1%
10 Year
15 Year
Since launch	11.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.6 Yr.
Ritika Behera	7 Oct 23	1.9 Yr.
Gaurav Satra	7 Jun 24	1.24 Yr.

Data below for Bandhan Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	53.39%
Utility	12.18%
Basic Materials	7.23%
Communication Services	4.6%
Energy	3.81%
Financial Services	3.12%
Health Care	2.24%
Technology	2.22%
Consumer Cyclical	1.38%
Real Estate	1.2%

Asset Allocation

Asset Class	Value
Cash	8.64%
Equity	91.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹84 Cr	433,186 ↓ -10,199
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	5%	₹74 Cr	206,262
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| ULTRACEMCO	4%	₹63 Cr	49,772
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹62 Cr	330,018
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹61 Cr	452,706
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹53 Cr	1,431,700
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	3%	₹53 Cr	4,733,244
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹48 Cr	365,137
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	3%	₹47 Cr	83,887 ↑ 34,446
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹47 Cr	12,400,122

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,374 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 21.98% (lower mid).
3Y return: 15.90% (bottom quartile).
1Y return: 1.34% (top quartile).
Alpha: -6.06 (bottom quartile).
Sharpe: -0.18 (top quartile).
Information ratio: 0.14 (upper mid).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (30 Sep 25)	₹59.72 ↑ 0.03 (0.05 %)
Net Assets (Cr)	₹3,374 on 31 Aug 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	-0.18
Information Ratio	0.14
Alpha Ratio	-6.06
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,779
30 Sep 22	₹17,350
30 Sep 23	₹21,687
30 Sep 24	₹26,653

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	2.5%
3 Month	-4.4%
6 Month	7.1%
1 Year	1.3%
3 Year	15.9%
5 Year	22%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%
2015	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.02 Yr.
Dhaval Joshi	21 Nov 22	2.78 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	96.39%
Technology	1.15%

Asset Allocation

Asset Class	Value
Cash	2.46%
Equity	97.54%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	20%	₹689 Cr	4,927,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	19%	₹626 Cr	6,583,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	7%	₹241 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹218 Cr	2,718,689
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹188 Cr	2,137,250
HDB Financial Services Ltd (Financial Services) Equity, Since 30 Jun 25 \| HDBFS	3%	₹111 Cr	1,429,781
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	3%	₹108 Cr	623,906
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹104 Cr	565,076
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	3%	₹104 Cr	1,446,861
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹92 Cr	469,972

6. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,313 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 30.07% (upper mid).
3Y return: 21.30% (upper mid).
1Y return: -11.40% (bottom quartile).
Alpha: -1.88 (upper mid).
Sharpe: -0.52 (upper mid).
Information ratio: -0.04 (bottom quartile).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (30 Sep 25)	₹64.012 ↓ -0.14 (-0.22 %)
Net Assets (Cr)	₹2,313 on 31 Aug 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.52
Information Ratio	-0.04
Alpha Ratio	-1.88
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,729
30 Sep 22	₹20,862
30 Sep 23	₹26,765
30 Sep 24	₹42,027

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.7%
3 Month	-4%
6 Month	10.9%
1 Year	-11.4%
3 Year	21.3%
5 Year	30.1%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%
2015	-0.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	1.92 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	45.74%
Basic Materials	14.79%
Communication Services	10.57%
Consumer Cyclical	10.4%
Energy	8.15%
Utility	4.71%
Real Estate	1.97%
Financial Services	1.64%
Technology	1.33%

Asset Allocation

Asset Class	Value
Cash	0.68%
Equity	99.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹164 Cr	870,000 ↓ -57,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	5%	₹117 Cr	864,000 ↓ -36,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| SHREECEM	4%	₹102 Cr	35,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	4%	₹99 Cr	274,000 ↓ -36,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹80 Cr	639,927
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| ULTRACEMCO	3%	₹76 Cr	60,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹74 Cr	54,000
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| BOSCHLTD	3%	₹70 Cr	17,500
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	3%	₹69 Cr	130,659
Mahindra Logistics Ltd (Industrials) Equity, Since 31 Jan 24 \| MAHLOG	3%	₹63 Cr	1,983,265 ↑ 540,890

7. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 20.54% (bottom quartile).
3Y return: 16.08% (lower mid).
1Y return: -5.95% (upper mid).
Alpha: -0.41 (upper mid).
Sharpe: -0.67 (lower mid).
Information ratio: -0.04 (bottom quartile).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (30 Sep 25)	₹104.735 ↑ 0.38 (0.37 %)
Net Assets (Cr)	₹702 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.67
Information Ratio	-0.04
Alpha Ratio	-0.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,620
30 Sep 22	₹16,265
30 Sep 23	₹18,748
30 Sep 24	₹27,054

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	3.3%
3 Month	0%
6 Month	10.4%
1 Year	-6%
3 Year	16.1%
5 Year	20.5%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.25 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	53.8%
Energy	25.32%
Utility	8.13%
Consumer Defensive	5.11%
Consumer Cyclical	4%
Financial Services	2.19%

Asset Allocation

Asset Class	Value
Cash	1.45%
Equity	98.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹58 Cr	3,776,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	8%	₹58 Cr	424,732
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| ULTRACEMCO	6%	₹43 Cr	34,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| ONGC	5%	₹33 Cr	1,400,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹32 Cr	2,070,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	4%	₹28 Cr	675,000
Nuvoco Vista Corp Ltd (Basic Materials) Equity, Since 30 Sep 24 \| 543334	4%	₹27 Cr	600,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	4%	₹26 Cr	1,900,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| POWERGRID	4%	₹26 Cr	930,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹24 Cr	650,000

8. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Upper mid AUM (₹3,175 Cr).
Established history (12+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 24.27% (lower mid).
3Y return: 14.02% (bottom quartile).
1Y return: -13.60% (bottom quartile).
Alpha: -10.05 (bottom quartile).
Sharpe: -0.78 (bottom quartile).
Information ratio: -0.02 (lower mid).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (30 Sep 25)	₹306.086 ↓ -0.08 (-0.03 %)
Net Assets (Cr)	₹3,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.78
Information Ratio	-0.02
Alpha Ratio	-10.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,367
30 Sep 22	₹19,988
30 Sep 23	₹23,549
30 Sep 24	₹34,295

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	-1.7%
3 Month	-2.3%
6 Month	4.5%
1 Year	-13.6%
3 Year	14%
5 Year	24.3%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%
2015	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.42 Yr.
Ashit Desai	1 Apr 24	1.42 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	46.58%
Consumer Defensive	29%
Basic Materials	7.98%
Industrials	6.28%
Communication Services	5.89%

Asset Allocation

Asset Class	Value
Cash	4.23%
Equity	95.74%
Debt	0.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹187 Cr	990,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	5%	₹150 Cr	2,386,850 ↑ 250,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| BRITANNIA	4%	₹142 Cr	244,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹133 Cr	500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	4%	₹128 Cr	509,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	4%	₹126 Cr	395,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	4%	₹125 Cr	2,350,172
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	4%	₹121 Cr	2,960,000 ↓ -1,000,660
Ganesha Ecosphere Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| GANECOS	4%	₹121 Cr	906,423
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| DMART	4%	₹120 Cr	252,611

9. Mirae Asset Great Consumer Fund

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns

Research Highlights for Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,552 Cr).
Established history (14+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 21.68% (bottom quartile).
3Y return: 16.61% (lower mid).
1Y return: -8.35% (lower mid).
Alpha: -4.71 (bottom quartile).
Sharpe: -0.46 (upper mid).
Information ratio: 0.29 (top quartile).

Below is the key information for Mirae Asset Great Consumer Fund

Mirae Asset Great Consumer Fund Growth
Launch Date	29 Mar 11
NAV (30 Sep 25)	₹94.746 ↓ -0.13 (-0.14 %)
Net Assets (Cr)	₹4,552 on 31 Aug 25
Category	Equity - Sectoral
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.16
Sharpe Ratio	-0.46
Information Ratio	0.29
Alpha Ratio	-4.71
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,490
30 Sep 22	₹16,824
30 Sep 23	₹19,658
30 Sep 24	₹29,106

Mirae Asset Great Consumer Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Mirae Asset Great Consumer Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	-0.3%
3 Month	2%
6 Month	13.5%
1 Year	-8.4%
3 Year	16.6%
5 Year	21.7%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	32.9%
2022	7.2%
2021	33%
2020	11.2%
2019	8.6%
2018	1.9%
2017	51%
2016	2%
2015	3.8%

Fund Manager information for Mirae Asset Great Consumer Fund

Name	Since	Tenure
Siddhant Chhabria	21 Jun 21	4.2 Yr.

Data below for Mirae Asset Great Consumer Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	51.59%
Consumer Defensive	24.69%
Basic Materials	6.97%
Communication Services	6.69%
Industrials	6.08%
Health Care	2.34%

Asset Allocation

Asset Class	Value
Cash	1.65%
Equity	98.34%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	8%	₹353 Cr	8,625,000 ↑ 900,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	7%	₹315 Cr	985,648 ↑ 105,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	7%	₹314 Cr	212,500 ↑ 22,500
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	7%	₹304 Cr	1,611,265
Eternal Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543320	6%	₹283 Cr	9,000,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| TRENT	4%	₹179 Cr	338,692 ↓ -39,308
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 23 \| DMART	4%	₹176 Cr	370,000 ↓ -20,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| EICHERMOT	3%	₹158 Cr	258,196 ↑ 20,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Sep 15 \| HINDUNILVR	3%	₹143 Cr	536,972
Asian Paints Ltd (Basic Materials) Equity, Since 31 Jan 21 \| ASIANPAINT	3%	₹131 Cr	520,935 ↑ 40,000

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Highest AUM (₹7,175 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 31.62% (upper mid).
3Y return: 28.10% (top quartile).
1Y return: -9.54% (lower mid).
Alpha: -3.51 (lower mid).
Sharpe: -0.66 (lower mid).
Information ratio: 0.79 (top quartile).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (30 Sep 25)	₹344.328 ↓ -0.63 (-0.18 %)
Net Assets (Cr)	₹7,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.66
Information Ratio	0.79
Alpha Ratio	-3.51
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,764
30 Sep 22	₹18,789
30 Sep 23	₹26,697
30 Sep 24	₹43,660

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	3.3%
3 Month	-2.4%
6 Month	8.3%
1 Year	-9.5%
3 Year	28.1%
5 Year	31.6%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.28 Yr.
Rahul Modi	19 Aug 24	1.04 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.97%
Utility	23.04%
Energy	9.45%
Basic Materials	8.32%
Consumer Cyclical	6.72%
Communication Services	6.71%
Real Estate	2.77%
Health Care	2.23%
Financial Services	2.12%
Technology	2.05%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹580 Cr	4,275,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	8%	₹547 Cr	16,699,999
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹482 Cr	2,550,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹423 Cr	1,173,337 ↓ -41,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	4%	₹296 Cr	7,900,789
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	3%	₹251 Cr	3,617,014
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹221 Cr	175,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹206 Cr	336,227
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹185 Cr	8,900,838 ↑ 187,108
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹164 Cr	1,800,000

മികച്ച സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുമ്പോൾ പരിഗണിക്കേണ്ട മികച്ച ടിപ്പുകൾ

സെക്ടർ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന് മുമ്പ് നിങ്ങൾ അറിഞ്ഞിരിക്കേണ്ട ചില കാര്യങ്ങൾ ഇതാ:

1. മ്യൂച്വൽ ഫണ്ട് ലക്ഷ്യം

മ്യൂച്വൽ ഫണ്ട് സ്കീമിന്റെ ലക്ഷ്യം ഒരാൾ എപ്പോഴും ഉചിതമായി മനസ്സിലാക്കണം. ഉദാഹരണത്തിന്, ചില സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകൾ പ്രസ്താവിച്ച മേഖലയിൽ പോർട്ട്ഫോളിയോയുടെ 65 ശതമാനം വരെ മാത്രം നിക്ഷേപിക്കുന്നു. ഇത് ഒരു മേഖലയുമായുള്ള നിങ്ങളുടെ എക്സ്പോഷർ നേർപ്പിക്കും, നിങ്ങൾ പ്രതീക്ഷിക്കുന്ന വിളവ് നൽകില്ല.

2. മാർക്കറ്റ് ടൈമിംഗ്

അവർ പറയുന്നതുപോലെ, സ്റ്റോക്ക് മാർക്കറ്റിൽ സമ്പത്ത് വളർത്തുന്നതിന്, "വിപണിയിലെ സമയത്തെക്കാൾ വിപണിയിലെ സമയം പ്രധാനമാണ്." എന്നാൽ, സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകളിൽ പണം സമ്പാദിക്കുന്ന കാര്യം വരുമ്പോൾ, മാർക്കറ്റ് സമയം കണ്ടെത്തുന്നതിന് പഠിക്കേണ്ടതുണ്ട്, പ്രത്യേകിച്ച്, സിമന്റ് പോലുള്ള ചാക്രിക മേഖലകളിൽ,ബാങ്ക്, സ്റ്റീൽ മുതലായവ. ഉദാഹരണത്തിന്, പലിശ നിരക്കുകൾ കുറവായിരിക്കുമ്പോഴോ കുറയുമെന്ന് പ്രതീക്ഷിക്കുമ്പോഴോ ബാങ്കിംഗ് ഓഹരികൾ മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്നു. പിന്നെ അവർമോശം പ്രകടനം പലിശ നിരക്ക് ഉയരുമ്പോൾ. അതിനാൽ, ഒരു ബാങ്കിംഗ് ഫണ്ടിൽ നല്ല വരുമാനം നേടുന്നതിന്, ഒരാൾ പലിശ നിരക്ക് സൈക്കിളിന്റെ വലത് തിരിവിൽ ആയിരിക്കണം.

എബൌട്ട്, ഒരുനിക്ഷേപകൻ എടുക്കണംഎസ്.ഐ.പി അത്തരം ഫണ്ടുകളിലേക്ക് ഒരു എക്സ്പോഷർ ഉണ്ടാക്കുന്നതിനുള്ള റൂട്ട്, എന്നാൽ സെക്ടർ ഫൌണ്ടമെന്റലുകൾ മങ്ങുകയോ മുങ്ങുകയോ ചെയ്യുമ്പോൾ സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകളിൽ എസ്‌ഐ‌പികൾ അടയ്ക്കുകയും സ്ഥാനത്തുനിന്ന് പുറത്തുകടക്കുകയും വേണം.

വ്യത്യസ്തമായിവൈവിധ്യമാർന്ന ഫണ്ടുകൾ, സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകൾ വൈവിധ്യവൽക്കരിക്കപ്പെട്ടവയല്ല, അതിനാൽ അപകടസാധ്യതകൾ താരതമ്യേന ഉയർന്നതാണ്. സെക്ടർ ഫണ്ടുകൾക്ക് ചുറ്റുമുള്ള പോരായ്മ ഉയർന്ന ചാഞ്ചാട്ടമാണ്. നിക്ഷേപത്തിന്റെ സ്വഭാവമാണ് ഇതിന് കാരണം. വിപണി മുകളിലേക്ക് നീങ്ങുമ്പോൾ ഒരു നിക്ഷേപകന് അമിതമായ വരുമാനം നേടുകയും ആ പ്രത്യേക മേഖലയുടെ വിപണി മോശമാകുമ്പോൾ ഭീമമായ നഷ്ടം നേരിടുകയും ചെയ്യും.

3. എപ്പോൾ പുറത്തുകടക്കണമെന്ന് അറിയുക

വൈവിധ്യമാർന്ന മ്യൂച്വൽ ഫണ്ടുകളുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ, ഒരു സെക്ടർ മ്യൂച്വൽ ഫണ്ട് വളരെക്കാലം പോർട്ട്ഫോളിയോയിൽ സൂക്ഷിക്കാൻ പാടില്ല. മികച്ച രീതിയിൽ, ഒരു മേഖല നന്നായി പ്രവർത്തിക്കുമെന്ന് പ്രതീക്ഷിക്കുമ്പോൾ, ഒരാൾ അത്തരമൊരു ഫണ്ട് വാങ്ങുകയും അത് അനുകൂലമായി മാറാൻ തുടങ്ങുമ്പോൾ ഫണ്ടിൽ നിന്ന് പുറത്തുകടക്കുകയും വേണം. ഈ ഫണ്ടുകൾ കൂടുതലും ചാക്രികമായതിനാൽ, അവയുടെ കാലാവധി സാധാരണയായി 3-5 വർഷമാണ്. അതിനാൽ, അത്തരം ഫണ്ടുകളിൽ നിന്ന് എപ്പോൾ പുറത്തുകടക്കണമെന്ന് അറിയാൻ നിക്ഷേപകർ കുറച്ച് സമയം ചെലവഴിക്കണം.

4. പരിമിതമായ എക്സ്പോഷർ

സെക്‌ടർ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്ന നിക്ഷേപകർ, ഫണ്ട് മാനേജർ തന്റെ നിക്ഷേപ ഓപ്ഷനുകളിൽ പരിമിതപ്പെടുത്തിയിരിക്കുന്നുവെന്നും വിപണിയിൽ ആ മേഖല മികച്ച പ്രകടനം നടത്തുന്നില്ലെങ്കിലും ഒരു പ്രത്യേക മേഖലയിൽ നിക്ഷേപം തുടരേണ്ടിവരുമെന്നും മനസ്സിലാക്കണം. അതേസമയം, ഇക്വിറ്റി ഡൈവേഴ്‌സിഫൈഡ് ഫണ്ടുകളിൽ, ഒരു ഫണ്ട് മാനേജർ അത്തരം നിയന്ത്രണങ്ങളൊന്നും പാലിക്കുന്നില്ല.

മികച്ച സെക്ടർ മ്യൂച്വൽ ഫണ്ടുകളിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

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സെക്ടർ ഫണ്ടുകൾ നിങ്ങളുടെ പോർട്ട്‌ഫോളിയോയെ കേന്ദ്രീകൃത അപകടസാധ്യതയിലേക്ക് തുറന്നുകാട്ടുന്നു, വാസ്തവത്തിൽ, നിങ്ങൾ ബിസിനസ്സ് സൈക്കിളുകളിൽ നിന്ന് അകന്നുനിൽക്കുന്നില്ലെങ്കിൽ അത് നിങ്ങൾക്ക് വലിയ നഷ്ടമുണ്ടാക്കും. മറുവശത്ത്, നിങ്ങൾക്ക് ഈ മേഖലയുടെ അടിസ്ഥാനകാര്യങ്ങൾ നന്നായി അറിയുകയും അത്തരം ഫണ്ടുകളുമായി ബന്ധിപ്പിച്ചിരിക്കുന്ന ചാഞ്ചാട്ടം വിലയിരുത്താനുള്ള കഴിവ് ഉണ്ടെങ്കിൽ, നിങ്ങൾക്ക് നല്ല ലാഭം നേടാനാകും. എന്നിരുന്നാലും, സെക്ടർ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുമ്പോൾ എല്ലായ്പ്പോഴും വളരെ ശ്രദ്ധാലുവായിരിക്കുകയും പരിമിതമായ ഭാഗം മാത്രം നിക്ഷേപിക്കുകയും ചെയ്യുകമൂലധനം!

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