2022-ലെ മികച്ച 10 HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Updated on October 19, 2025 , 30373 views

HDFC മ്യൂച്വൽ ഫണ്ട് ഏറ്റവും വലിയ ഒന്നാണ്എഎംസിഇന്ത്യയിലാണ്. വിഭാഗങ്ങളിലുടനീളം സ്ഥിരമായ ഫണ്ട് പ്രകടനം നൽകുന്നതിൽ ഫണ്ട് ഹൗസ് ശ്രദ്ധ കേന്ദ്രീകരിക്കുന്നു.

ഏറ്റവും പ്രധാനപ്പെട്ട ഒറ്റത്ഘടകം അത് എച്ച്ഡിഎഫ്സിയിൽ നിക്ഷേപം നടത്താൻ നിക്ഷേപകരെ പ്രേരിപ്പിക്കുന്നുമ്യൂച്വൽ ഫണ്ട് അതാണ് "അത് നൽകുന്നുനിക്ഷേപകൻ സാമ്പത്തികമായി ലാഭകരമായി നിക്ഷേപിക്കാനുള്ള അവസരംവിപണി, വിപണിയിലെ ചാഞ്ചാട്ടങ്ങളെക്കുറിച്ച് നിരന്തരം വേവലാതിപ്പെടാതെ. ഫണ്ട് ഹൗസ് മ്യൂച്വൽ ഫണ്ട് വിഭാഗത്തിൽ നിന്നുള്ള സ്കീമുകൾ വാഗ്ദാനം ചെയ്യുന്നു- ഇക്വിറ്റി, ഡെറ്റ്, ഫിക്സഡ്വരുമാനം,വിരമിക്കൽ ഫണ്ട് മുതലായവ.

നിക്ഷേപകർക്ക് അവരുടെ നിക്ഷേപ ലക്ഷ്യങ്ങൾക്കനുസരിച്ച് ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാംറിസ്ക് വിശപ്പ്. ഉയർന്ന റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് നിക്ഷേപിക്കാംഇക്വിറ്റി ഫണ്ടുകൾ ശരാശരി റിസ്‌ക് വിശപ്പുള്ള ഒരാൾക്ക് നിക്ഷേപിക്കാൻ കഴിയുംഡെറ്റ് ഫണ്ട്.

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HDFC മ്യൂച്വൽ ഫണ്ട് തിരഞ്ഞെടുക്കുന്നത് എന്തുകൊണ്ട്?

മികച്ച റേറ്റിംഗുകൾ: കമ്പനി സ്കീമുകളിൽ പലതിനും CRISIL റേറ്റിംഗ് മൂന്നോ അതിലധികമോ ആണ്.
വൈവിധ്യമാർന്ന ഓപ്ഷനുകൾ:നിക്ഷേപിക്കുന്നു എച്ച്‌ഡിഎഫ്‌സി മ്യൂച്വൽ ഫണ്ടിൽ വിപുലമായ സൗകര്യമുണ്ട്പരിധി തിരഞ്ഞെടുപ്പുകളുടെ.
നികുതി ആനുകൂല്യങ്ങൾ: HDFC മ്യൂച്വൽ ഫണ്ടിന്റെ ചില സ്കീമുകൾ നിക്ഷേപകർക്ക് നികുതി ആനുകൂല്യങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നു.
നിക്ഷേപകന്റെ ആവശ്യം നിറവേറ്റുന്നു: എല്ലാ തരത്തിലുള്ള നിക്ഷേപകർക്കും അനുയോജ്യമായ ഉൽപ്പന്നങ്ങൾ കമ്പനിക്കുണ്ട്. ഫണ്ടുകൾ ഹ്രസ്വകാല മുതൽ ദീർഘകാലം വരെയും ഓപ്പൺ-എൻഡ് മുതൽ ക്ലോസ്ഡ്-എൻഡ് ഫണ്ടുകൾ വരെയുമാണ്. നിക്ഷേപകന് ആവശ്യമുള്ളത് ലഭിക്കുന്നുണ്ടെന്ന് കമ്പനി ഉറപ്പാക്കുന്നു. കുറഞ്ഞ, ഇടത്തരം, ഉയർന്ന അപകടസാധ്യതയുള്ള ഉൽപ്പന്നങ്ങളും ഇത് വാഗ്ദാനം ചെയ്യുന്നു.

2022-ലെ 10 മികച്ച HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ നിന്ന് നിങ്ങൾക്ക് ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കാം. AUM പോലുള്ള ചില പ്രധാന പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

മികച്ച HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
HDFC Corporate Bond Fund Growth	₹33.2339 ↑ 0.01	₹35,700	5,000	300	1.2	3.1	8	8	6.2	8.2	8.6
HDFC Banking and PSU Debt Fund Growth	₹23.4867 ↑ 0.01	₹5,890	5,000	300	1.2	3.1	8	7.6	6	7.7	7.9
HDFC Credit Risk Debt Fund Growth	₹24.6385 ↑ 0.02	₹6,967	5,000	300	1.7	4	8.2	7.8	7	8.1	8.2
HDFC Hybrid Debt Fund Growth	₹83.2352 ↑ 0.14	₹3,359	5,000	300	0.9	2.6	4.7	10.7	11.3	10.2	10.5
HDFC Equity Savings Fund Growth	₹67.164 ↑ 0.12	₹5,691	5,000	300	2	5	4.5	10.6	12.5	9.5	10.3
HDFC Balanced Advantage Fund Growth	₹529.765 ↑ 2.16	₹101,080	5,000	300	1.9	6.8	4	19.4	24.3	18.1	16.7
HDFC Small Cap Fund Growth	₹142.464 ↑ 1.20	₹36,294	5,000	300	-1	16.1	1.2	22.8	30.3	16.3	20.4
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	500	500	1.2	15.4	35.5	20.6	17.4	21.4
HDFC Multi-Asset Fund Growth	₹74.895 ↓ -0.03	₹4,715	5,000	300	4.9	9	9.6	15.6	15.5	10.5	13.5
HDFC Focused 30 Fund Growth	₹239.811 ↑ 0.49	₹22,444	5,000	300	4.7	9.8	8.9	23	29.2	16.3	24
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	HDFC Corporate Bond Fund	HDFC Banking and PSU Debt Fund	HDFC Credit Risk Debt Fund	HDFC Hybrid Debt Fund	HDFC Equity Savings Fund	HDFC Balanced Advantage Fund	HDFC Small Cap Fund	HDFC Long Term Advantage Fund	HDFC Multi-Asset Fund	HDFC Focused 30 Fund
Point 1	Upper mid AUM (₹35,700 Cr).	Lower mid AUM (₹5,890 Cr).	Upper mid AUM (₹6,967 Cr).	Bottom quartile AUM (₹3,359 Cr).	Lower mid AUM (₹5,691 Cr).	Highest AUM (₹101,080 Cr).	Top quartile AUM (₹36,294 Cr).	Bottom quartile AUM (₹1,318 Cr).	Bottom quartile AUM (₹4,715 Cr).	Upper mid AUM (₹22,444 Cr).
Point 2	Established history (15+ yrs).	Established history (11+ yrs).	Established history (11+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Oldest track record among peers (25 yrs).	Established history (17+ yrs).	Established history (24+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	1Y return: 7.99% (upper mid).	1Y return: 7.96% (lower mid).	1Y return: 8.16% (upper mid).	5Y return: 11.28% (lower mid).	5Y return: 12.53% (lower mid).	5Y return: 24.30% (upper mid).	5Y return: 30.26% (top quartile).	5Y return: 17.39% (upper mid).	5Y return: 15.53% (upper mid).	5Y return: 29.21% (top quartile).
Point 6	1M return: 1.03% (upper mid).	1M return: 1.00% (lower mid).	1M return: 0.85% (bottom quartile).	3Y return: 10.73% (lower mid).	3Y return: 10.58% (lower mid).	3Y return: 19.36% (upper mid).	3Y return: 22.84% (top quartile).	3Y return: 20.64% (upper mid).	3Y return: 15.62% (upper mid).	3Y return: 23.03% (top quartile).
Point 7	Sharpe: 0.68 (upper mid).	Sharpe: 0.73 (upper mid).	Sharpe: 1.12 (top quartile).	1Y return: 4.74% (lower mid).	1Y return: 4.53% (bottom quartile).	1Y return: 3.99% (bottom quartile).	1Y return: 1.17% (bottom quartile).	1Y return: 35.51% (top quartile).	1Y return: 9.64% (top quartile).	1Y return: 8.94% (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	1M return: 1.21% (upper mid).	1M return: 0.67% (bottom quartile).	1M return: 1.04% (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 1.75 (top quartile).	1M return: 2.14% (top quartile).	Alpha: 5.69 (top quartile).
Point 9	Yield to maturity (debt): 7.06% (upper mid).	Yield to maturity (debt): 6.94% (upper mid).	Yield to maturity (debt): 8.11% (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Sharpe: -0.33 (lower mid).	Sharpe: 2.27 (top quartile).	Alpha: 0.00 (bottom quartile).	Sharpe: -0.07 (upper mid).
Point 10	Modified duration: 4.17 yrs (bottom quartile).	Modified duration: 3.43 yrs (lower mid).	Modified duration: 2.36 yrs (upper mid).	Sharpe: -0.84 (bottom quartile).	Sharpe: -0.76 (bottom quartile).	Sharpe: -0.76 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.15 (bottom quartile).	Sharpe: -0.16 (lower mid).	Information ratio: 1.54 (top quartile).

HDFC Corporate Bond Fund

Upper mid AUM (₹35,700 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.99% (upper mid).
1M return: 1.03% (upper mid).
Sharpe: 0.68 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.06% (upper mid).
Modified duration: 4.17 yrs (bottom quartile).

HDFC Banking and PSU Debt Fund

Lower mid AUM (₹5,890 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 7.96% (lower mid).
1M return: 1.00% (lower mid).
Sharpe: 0.73 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.94% (upper mid).
Modified duration: 3.43 yrs (lower mid).

HDFC Credit Risk Debt Fund

Upper mid AUM (₹6,967 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.16% (upper mid).
1M return: 0.85% (bottom quartile).
Sharpe: 1.12 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.11% (top quartile).
Modified duration: 2.36 yrs (upper mid).

HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,359 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.28% (lower mid).
3Y return: 10.73% (lower mid).
1Y return: 4.74% (lower mid).
1M return: 1.21% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.84 (bottom quartile).

HDFC Equity Savings Fund

Lower mid AUM (₹5,691 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.53% (lower mid).
3Y return: 10.58% (lower mid).
1Y return: 4.53% (bottom quartile).
1M return: 0.67% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.76 (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹101,080 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.30% (upper mid).
3Y return: 19.36% (upper mid).
1Y return: 3.99% (bottom quartile).
1M return: 1.04% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.76 (bottom quartile).

HDFC Small Cap Fund

Top quartile AUM (₹36,294 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 30.26% (top quartile).
3Y return: 22.84% (top quartile).
1Y return: 1.17% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.33 (lower mid).
Information ratio: 0.00 (bottom quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (24+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (upper mid).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

HDFC Multi-Asset Fund

Bottom quartile AUM (₹4,715 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 15.53% (upper mid).
3Y return: 15.62% (upper mid).
1Y return: 9.64% (top quartile).
1M return: 2.14% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.16 (lower mid).

HDFC Focused 30 Fund

Upper mid AUM (₹22,444 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.21% (top quartile).
3Y return: 23.03% (top quartile).
1Y return: 8.94% (upper mid).
Alpha: 5.69 (top quartile).
Sharpe: -0.07 (upper mid).
Information ratio: 1.54 (top quartile).

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

Upper mid AUM (₹35,700 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.99% (upper mid).
1M return: 1.03% (upper mid).
Sharpe: 0.68 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.06% (upper mid).
Modified duration: 4.17 yrs (bottom quartile).
Average maturity: 4.41 yrs (lower mid).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.92% Govt Stock 2039 (~5.9%).

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (20 Oct 25)	₹33.2339 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹35,700 on 31 Aug 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	4 Years 4 Months 28 Days
Modified Duration	4 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,623
30 Sep 22	₹10,869
30 Sep 23	₹11,663
30 Sep 24	₹12,648
30 Sep 25	₹13,603

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1%
3 Month	1.2%
6 Month	3.1%
1 Year	8%
3 Year	8%
5 Year	6.2%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	7.2%
2022	3.3%
2021	3.9%
2020	11.8%
2019	10.3%
2018	6.5%
2017	6.5%
2016	10.6%
2015	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.85 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	3.12%
Debt	96.61%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	56.94%
Government	37.7%
Cash Equivalent	3.12%
Securitized	1.96%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	6%	₹2,088 Cr	207,500,000 ↓ -19,000,000
Bajaj Finance Limited Debentures \| -	3%	₹1,125 Cr	112,500
7.81% Govt Stock 2033 Sovereign Bonds \| -	3%	₹922 Cr	89,000,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	2%	₹838 Cr	85,000,000 ↓ -5,000,000
State Bank Of India Debentures \| -	2%	₹796 Cr	800
HDFC Bank Limited Debentures \| -	1%	₹513 Cr	50,000
Small Industries Development Bank Of India Debentures \| -	1%	₹508 Cr	50,000
LIC Housing Finance Ltd Debentures \| -	1%	₹508 Cr	5,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	1%	₹490 Cr	51,500,000 ↑ 1,500,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	1%	₹485 Cr	47,500,000

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for HDFC Banking and PSU Debt Fund

Lower mid AUM (₹5,890 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 7.96% (lower mid).
1M return: 1.00% (lower mid).
Sharpe: 0.73 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.94% (upper mid).
Modified duration: 3.43 yrs (lower mid).
Average maturity: 4.97 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Indian Railway Finance Corporation Limited (~4.7%).

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (20 Oct 25)	₹23.4867 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹5,890 on 31 Aug 25
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.78
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.94%
Effective Maturity	4 Years 11 Months 19 Days
Modified Duration	3 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,577
30 Sep 22	₹10,842
30 Sep 23	₹11,569
30 Sep 24	₹12,482
30 Sep 25	₹13,422

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1%
3 Month	1.2%
6 Month	3.1%
1 Year	8%
3 Year	7.6%
5 Year	6%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	6.8%
2022	3.3%
2021	3.7%
2020	10.6%
2019	10.2%
2018	5.9%
2017	6.3%
2016	10.8%
2015	9.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	11.44 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	3.86%
Debt	95.84%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	52.24%
Government	41.48%
Cash Equivalent	3.86%
Securitized	2.12%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹280 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹226 Cr	22,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹204 Cr	20,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹171 Cr	16,500,000 ↓ -2,500,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹153 Cr	15,000
Rec Limited Debentures \| -	3%	₹152 Cr	1,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹151 Cr	14,500,000
Housing And Urban Development Corporation Limited Debentures \| -	3%	₹151 Cr	15,000
State Bank Of India Debentures \| -	2%	₹144 Cr	145
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹131 Cr	1,250

3. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

Research Highlights for HDFC Credit Risk Debt Fund

Upper mid AUM (₹6,967 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.16% (upper mid).
1M return: 0.85% (bottom quartile).
Sharpe: 1.12 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.11% (top quartile).
Modified duration: 2.36 yrs (upper mid).
Average maturity: 3.68 yrs (upper mid).
Exit load: 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~87%).
High-quality debt (AAA/AA ~83%).
Largest holding The Sandur Manganese And Iron Ores Limited (~4.2%).

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (20 Oct 25)	₹24.6385 ↑ 0.02 (0.09 %)
Net Assets (Cr)	₹6,967 on 15 Sep 25
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	1.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	8.11%
Effective Maturity	3 Years 8 Months 5 Days
Modified Duration	2 Years 4 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹11,011
30 Sep 22	₹11,346
30 Sep 23	₹12,103
30 Sep 24	₹13,114
30 Sep 25	₹14,129

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.9%
3 Month	1.7%
6 Month	4%
1 Year	8.2%
3 Year	7.8%
5 Year	7%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	6.6%
2022	3.7%
2021	7%
2020	10.9%
2019	8.6%
2018	5.4%
2017	6.6%
2016	11%
2015	9%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	11.44 Yr.
Dhruv Muchhal	22 Jun 23	2.19 Yr.

Data below for HDFC Credit Risk Debt Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	8.81%
Equity	3.95%
Debt	86.89%
Other	0.35%

Debt Sector Allocation

Sector	Value
Corporate	75.09%
Government	11.08%
Cash Equivalent	8.81%
Securitized	0.72%

Credit Quality

Rating	Value
A	17.44%
AA	61.71%
AAA	20.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹292 Cr	30,000
TATA Projects Limited Debentures \| -	4%	₹253 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹231 Cr	2,190
GMR Airports Limited Debentures \| -	3%	₹231 Cr	23,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹203 Cr	20,000
Kalpataru Projects International Limited Debentures \| -	3%	₹202 Cr	20,000
SK Finance Limited Debentures \| -	3%	₹200 Cr	20,000
Jubilant Beverages Limited Debentures \| -	3%	₹200 Cr	19,190
Jubilant Bevco Limited Debentures \| -	3%	₹185 Cr	17,750
Kalpataru Projects International Limited Debentures \| -	3%	₹180 Cr	18,000

4. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,359 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.28% (lower mid).
3Y return: 10.73% (lower mid).
1Y return: 4.74% (lower mid).
1M return: 1.21% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.84 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~76%).
High-quality debt (AAA/AA ~98%).
Largest holding 7.34% Govt Stock 2064 (~4.2%).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (20 Oct 25)	₹83.2352 ↑ 0.14 (0.17 %)
Net Assets (Cr)	₹3,359 on 15 Sep 25
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,352
30 Sep 22	₹12,706
30 Sep 23	₹14,340
30 Sep 24	₹16,674
30 Sep 25	₹17,122

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1.2%
3 Month	0.9%
6 Month	2.6%
1 Year	4.7%
3 Year	10.7%
5 Year	11.3%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	13.9%
2022	6%
2021	13.4%
2020	10.2%
2019	6.6%
2018	0.6%
2017	10.8%
2016	13%
2015	3.8%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	18.01 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.72 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Hybrid Debt Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	3.51%
Equity	20.23%
Debt	75.97%
Other	0.29%

Equity Sector Allocation

Sector	Value
Financial Services	8.15%
Energy	2.21%
Technology	1.81%
Health Care	1.74%
Industrials	1.52%
Utility	1.24%
Consumer Cyclical	1.13%
Communication Services	1.01%
Consumer Defensive	0.61%
Real Estate	0.61%
Basic Materials	0.18%

Debt Sector Allocation

Sector	Value
Government	52.59%
Corporate	23.38%
Cash Equivalent	3.51%

Credit Quality

Rating	Value
A	1.7%
AA	7.51%
AAA	90.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹141 Cr	14,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹113 Cr	11,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹104 Cr	10,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹86 Cr	8,500,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹83 Cr	800
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹72 Cr	7,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹71 Cr	7,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹71 Cr	500,000
HDFC Bank Ltd (Financial Services) Equity, Since 15 Dec 21 \| HDFCBANK	2%	₹68 Cr	700,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	2%	₹67 Cr	6,739,400 ↓ -1,000,000

5. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

Lower mid AUM (₹5,691 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.53% (lower mid).
3Y return: 10.58% (lower mid).
1Y return: 4.53% (bottom quartile).
1M return: 0.67% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.76 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~40%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (20 Oct 25)	₹67.164 ↑ 0.12 (0.18 %)
Net Assets (Cr)	₹5,691 on 31 Aug 25
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	-0.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,000
30 Sep 22	₹13,395
30 Sep 23	₹14,913
30 Sep 24	₹17,623
30 Sep 25	₹18,042

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	5%
1 Year	4.5%
3 Year	10.6%
5 Year	12.5%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	13.8%
2022	6%
2021	16.8%
2020	8.8%
2019	5.8%
2018	0.9%
2017	16.5%
2016	14.1%
2015	2%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	20.97 Yr.
Arun Agarwal	17 Sep 04	20.97 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.72 Yr.
Dhruv Muchhal	22 Jun 23	2.19 Yr.
Nandita Menezes	29 Mar 25	0.42 Yr.

Data below for HDFC Equity Savings Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	40.18%
Equity	37.53%
Debt	22.29%

Equity Sector Allocation

Sector	Value
Financial Services	22.94%
Consumer Cyclical	9.21%
Energy	7.12%
Industrials	5.99%
Health Care	5.59%
Technology	5.11%
Basic Materials	3.24%
Consumer Defensive	2.99%
Utility	2.35%
Communication Services	2.03%
Real Estate	1.6%

Debt Sector Allocation

Sector	Value
Cash Equivalent	38.46%
Corporate	13.36%
Government	10.66%

Credit Quality

Rating	Value
AA	13.58%
AAA	86.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	9%	₹494 Cr	5,186,900
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	7%	₹387 Cr	2,771,900
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 15 \| RELIANCE	6%	₹324 Cr	2,388,500
Future on HDFC Bank Ltd Derivatives \| -	6%	-₹315 Cr	3,287,900
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹224 Cr	1,638,500
Future on ICICI Bank Ltd Derivatives \| -	4%	-₹221 Cr	1,569,400
Future on Titan Co Ltd Derivatives \| -	3%	-₹175 Cr	479,325
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	3%	₹174 Cr	479,325
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 16 \| SUNPHARMA	3%	₹170 Cr	1,068,350
Infosys Ltd (Technology) Equity, Since 30 Nov 16 \| INFY	3%	₹166 Cr	1,129,600

6. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹101,080 Cr).
Oldest track record among peers (25 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.30% (upper mid).
3Y return: 19.36% (upper mid).
1Y return: 3.99% (bottom quartile).
1M return: 1.04% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.76 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Government.
High-quality debt (AAA/AA ~98%).
Largest holding HDFC Bank Ltd (~5.3%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (20 Oct 25)	₹529.765 ↑ 2.16 (0.41 %)
Net Assets (Cr)	₹101,080 on 31 Aug 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	-0.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,015
30 Sep 22	₹17,416
30 Sep 23	₹22,053
30 Sep 24	₹29,552
30 Sep 25	₹29,596

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1%
3 Month	1.9%
6 Month	6.8%
1 Year	4%
3 Year	19.4%
5 Year	24.3%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	3.09 Yr.
Gopal Agrawal	29 Jul 22	3.09 Yr.
Arun Agarwal	6 Oct 22	2.9 Yr.
Srinivasan Ramamurthy	29 Jul 22	3.09 Yr.
Dhruv Muchhal	22 Jun 23	2.19 Yr.
Nandita Menezes	29 Mar 25	0.42 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	11.21%
Equity	61.54%
Debt	27.25%

Equity Sector Allocation

Sector	Value
Financial Services	21.4%
Industrials	8.02%
Energy	6.87%
Consumer Cyclical	6.68%
Technology	5.84%
Utility	4.1%
Health Care	4.03%
Communication Services	3.5%
Consumer Defensive	2.75%
Basic Materials	1.92%
Real Estate	1.48%

Debt Sector Allocation

Sector	Value
Government	13.58%
Corporate	13.24%
Cash Equivalent	11.63%

Credit Quality

Rating	Value
AA	0.91%
AAA	97.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	5%	₹5,311 Cr	55,808,702
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹4,012 Cr	28,699,224 ↑ 1,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	3%	₹3,312 Cr	24,405,634 ↑ 840,346
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,165 Cr	16,754,354
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹2,809 Cr	35,000,000
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	3%	₹2,706 Cr	18,414,203
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,369 Cr	6,579,083
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,354 Cr	228,533,300
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| NTPC	2%	₹2,247 Cr	68,585,915
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| AXISBANK	2%	₹2,072 Cr	19,827,457

7. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

Research Highlights for HDFC Small Cap Fund

Top quartile AUM (₹36,294 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 30.26% (top quartile).
3Y return: 22.84% (top quartile).
1Y return: 1.17% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.33 (lower mid).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~90%).
Largest holding Firstsource Solutions Ltd (~5.3%).

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund Growth
Launch Date	3 Apr 08
NAV (20 Oct 25)	₹142.464 ↑ 1.20 (0.85 %)
Net Assets (Cr)	₹36,294 on 31 Aug 25
Category	Equity - Small Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,232
30 Sep 22	₹19,913
30 Sep 23	₹27,468
30 Sep 24	₹37,138
30 Sep 25	₹36,557

HDFC Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	-2.2%
3 Month	-1%
6 Month	16.1%
1 Year	1.2%
3 Year	22.8%
5 Year	30.3%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	44.8%
2022	4.6%
2021	64.9%
2020	20.2%
2019	-9.5%
2018	-8.1%
2017	60.8%
2016	5.4%
2015	6.4%

Fund Manager information for HDFC Small Cap Fund

Name	Since	Tenure
Chirag Setalvad	28 Jun 14	11.19 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Small Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	22.28%
Consumer Cyclical	18.62%
Technology	13.47%
Health Care	12.52%
Financial Services	10.72%
Basic Materials	7.57%
Consumer Defensive	2.29%
Communication Services	1.87%
Utility	0.31%

Asset Allocation

Asset Class	Value
Cash	10.36%
Equity	89.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 18 \| FSL	5%	₹1,917 Cr	54,611,834 ↑ 158,714
eClerx Services Ltd (Technology) Equity, Since 31 Mar 18 \| ECLERX	4%	₹1,591 Cr	3,769,083 ↓ -210
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Jun 19 \| ASTERDM	4%	₹1,450 Cr	24,127,134
Gabriel India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| GABRIEL	3%	₹1,261 Cr	10,940,190 ↓ -566,582
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	3%	₹1,094 Cr	6,077,924 ↑ 42,042
Bank of Baroda (Financial Services) Equity, Since 31 Mar 19 \| BANKBARODA	3%	₹1,090 Cr	46,828,792
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Jul 23 \| FORTIS	3%	₹918 Cr	10,073,132
Sudarshan Chemical Industries Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SUDARSCHEM	2%	₹863 Cr	5,767,180 ↑ 32,905
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Jul 23 \| 543308	2%	₹805 Cr	11,127,166
Power Mech Projects Ltd (Industrials) Equity, Since 31 Aug 15 \| POWERMECH	2%	₹719 Cr	2,392,936

8. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (24+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (upper mid).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,632

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. HDFC Multi-Asset Fund

(Erstwhile HDFC Multiple Yield Fund - Plan 2005)

To generate positive returns over medium time frame with low risk of capital loss over medium time frame. However, there can be no assurance that the investment objective of the Scheme will be achieved

Research Highlights for HDFC Multi-Asset Fund

Bottom quartile AUM (₹4,715 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 15.53% (upper mid).
3Y return: 15.62% (upper mid).
1Y return: 9.64% (top quartile).
1M return: 2.14% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~27%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Gold ETF (~10.8%).

Below is the key information for HDFC Multi-Asset Fund

HDFC Multi-Asset Fund Growth
Launch Date	17 Aug 05
NAV (20 Oct 25)	₹74.895 ↓ -0.03 (-0.04 %)
Net Assets (Cr)	₹4,715 on 31 Aug 25
Category	Hybrid - Multi Asset
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	-0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-15 Months (1%),15 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,235
30 Sep 22	₹13,549
30 Sep 23	₹15,442
30 Sep 24	₹19,498
30 Sep 25	₹20,550

HDFC Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for HDFC Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	2.1%
3 Month	4.9%
6 Month	9%
1 Year	9.6%
3 Year	15.6%
5 Year	15.5%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.5%
2023	18%
2022	4.3%
2021	17.9%
2020	20.9%
2019	9.3%
2018	-1.9%
2017	11.8%
2016	8.9%
2015	4.7%

Fund Manager information for HDFC Multi-Asset Fund

Name	Since	Tenure
Anil Bamboli	17 Aug 05	20.05 Yr.
Arun Agarwal	24 Aug 20	5.02 Yr.
Srinivasan Ramamurthy	13 Jan 22	3.63 Yr.
Bhagyesh Kagalkar	2 Feb 22	3.58 Yr.
Dhruv Muchhal	22 Jun 23	2.19 Yr.
Nandita Menezes	29 Mar 25	0.42 Yr.

Data below for HDFC Multi-Asset Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	26.94%
Equity	49.62%
Debt	12.79%
Other	10.65%

Equity Sector Allocation

Sector	Value
Financial Services	21.76%
Consumer Cyclical	8.51%
Energy	6.79%
Technology	6.1%
Consumer Defensive	5.12%
Health Care	4.96%
Industrials	4.95%
Basic Materials	3.25%
Communication Services	2.91%
Real Estate	2.39%
Utility	2.07%

Debt Sector Allocation

Sector	Value
Cash Equivalent	26.42%
Corporate	7.41%
Government	5.9%

Credit Quality

Rating	Value
AA	23.23%
AAA	76.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Gold ETF - \| -	11%	₹510 Cr	57,946,747
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	7%	₹311 Cr	2,225,700
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 18 \| RELIANCE	6%	₹274 Cr	2,016,500
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 18 \| HDFCBANK	5%	₹246 Cr	2,583,200
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹173 Cr	1,266,500
Future on ICICI Bank Ltd Derivatives \| -	3%	-₹155 Cr	1,099,700
Infosys Ltd (Technology) Equity, Since 31 Jan 16 \| INFY	3%	₹131 Cr	888,800 ↑ 120,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Jun 18 \| BHARTIARTL	3%	₹120 Cr	636,925
Tata Consultancy Services Ltd (Technology) Equity, Since 28 Feb 21 \| TCS	2%	₹90 Cr	291,450 ↑ 20,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Jun 20 \| HINDUNILVR	2%	₹89 Cr	334,300

10. HDFC Focused 30 Fund

(Erstwhile HDFC Core & Satellite Fund)

To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value.

Research Highlights for HDFC Focused 30 Fund

Upper mid AUM (₹22,444 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.21% (top quartile).
3Y return: 23.03% (top quartile).
1Y return: 8.94% (upper mid).
Alpha: 5.69 (top quartile).
Sharpe: -0.07 (upper mid).
Information ratio: 1.54 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~88%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.0%).

Below is the key information for HDFC Focused 30 Fund

HDFC Focused 30 Fund Growth
Launch Date	17 Sep 04
NAV (20 Oct 25)	₹239.811 ↑ 0.49 (0.20 %)
Net Assets (Cr)	₹22,444 on 31 Aug 25
Category	Equity - Focused
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	-0.07
Information Ratio	1.54
Alpha Ratio	5.69
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,330
30 Sep 22	₹19,247
30 Sep 23	₹23,469
30 Sep 24	₹34,339
30 Sep 25	₹35,268

HDFC Focused 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for HDFC Focused 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1%
3 Month	4.7%
6 Month	9.8%
1 Year	8.9%
3 Year	23%
5 Year	29.2%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24%
2023	29.6%
2022	18.3%
2021	40.1%
2020	4.2%
2019	3.8%
2018	-14.6%
2017	38.7%
2016	2.1%
2015	5%

Fund Manager information for HDFC Focused 30 Fund

Name	Since	Tenure
Roshi Jain	13 Jan 22	3.64 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Focused 30 Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	37.98%
Consumer Cyclical	23.8%
Health Care	8.11%
Industrials	4.77%
Technology	4.21%
Basic Materials	2.68%
Real Estate	2.64%
Communication Services	2.52%
Utility	1.68%

Asset Allocation

Asset Class	Value
Cash	11.36%
Equity	88.41%
Debt	0.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	9%	₹2,027 Cr	14,500,000 ↑ 500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 17 \| HDFCBANK	8%	₹1,846 Cr	19,400,000 ↑ 1,400,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| AXISBANK	7%	₹1,526 Cr	14,600,000 ↑ 400,000
State Bank of India (Financial Services) Equity, Since 30 Apr 12 \| SBIN	5%	₹1,083 Cr	13,500,000 ↑ 1,000,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| MARUTI	4%	₹961 Cr	650,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 22 \| CIPLA	4%	₹954 Cr	6,000,000 ↑ 300,000
HCL Technologies Ltd (Technology) Equity, Since 30 Apr 22 \| HCLTECH	4%	₹946 Cr	6,500,000 ↑ 500,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| KOTAKBANK	4%	₹902 Cr	4,600,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	4%	₹812 Cr	4,500,000
Tata Steel Ltd (Basic Materials) Equity, Since 30 Sep 24 \| TATASTEEL	3%	₹602 Cr	39,000,000 ↑ 1,000,000

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