2022-ലെ മികച്ച 10 HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Updated on October 29, 2026 , 31578 views

HDFC മ്യൂച്വൽ ഫണ്ട് ഏറ്റവും വലിയ ഒന്നാണ്എഎംസിഇന്ത്യയിലാണ്. വിഭാഗങ്ങളിലുടനീളം സ്ഥിരമായ ഫണ്ട് പ്രകടനം നൽകുന്നതിൽ ഫണ്ട് ഹൗസ് ശ്രദ്ധ കേന്ദ്രീകരിക്കുന്നു.

ഏറ്റവും പ്രധാനപ്പെട്ട ഒറ്റത്ഘടകം അത് എച്ച്ഡിഎഫ്സിയിൽ നിക്ഷേപം നടത്താൻ നിക്ഷേപകരെ പ്രേരിപ്പിക്കുന്നുമ്യൂച്വൽ ഫണ്ട് അതാണ് "അത് നൽകുന്നുനിക്ഷേപകൻ സാമ്പത്തികമായി ലാഭകരമായി നിക്ഷേപിക്കാനുള്ള അവസരംവിപണി, വിപണിയിലെ ചാഞ്ചാട്ടങ്ങളെക്കുറിച്ച് നിരന്തരം വേവലാതിപ്പെടാതെ. ഫണ്ട് ഹൗസ് മ്യൂച്വൽ ഫണ്ട് വിഭാഗത്തിൽ നിന്നുള്ള സ്കീമുകൾ വാഗ്ദാനം ചെയ്യുന്നു- ഇക്വിറ്റി, ഡെറ്റ്, ഫിക്സഡ്വരുമാനം,വിരമിക്കൽ ഫണ്ട് മുതലായവ.

നിക്ഷേപകർക്ക് അവരുടെ നിക്ഷേപ ലക്ഷ്യങ്ങൾക്കനുസരിച്ച് ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാംറിസ്ക് വിശപ്പ്. ഉയർന്ന റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് നിക്ഷേപിക്കാംഇക്വിറ്റി ഫണ്ടുകൾ ശരാശരി റിസ്‌ക് വിശപ്പുള്ള ഒരാൾക്ക് നിക്ഷേപിക്കാൻ കഴിയുംഡെറ്റ് ഫണ്ട്.

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HDFC മ്യൂച്വൽ ഫണ്ട് തിരഞ്ഞെടുക്കുന്നത് എന്തുകൊണ്ട്?

മികച്ച റേറ്റിംഗുകൾ: കമ്പനി സ്കീമുകളിൽ പലതിനും CRISIL റേറ്റിംഗ് മൂന്നോ അതിലധികമോ ആണ്.
വൈവിധ്യമാർന്ന ഓപ്ഷനുകൾ:നിക്ഷേപിക്കുന്നു എച്ച്‌ഡിഎഫ്‌സി മ്യൂച്വൽ ഫണ്ടിൽ വിപുലമായ സൗകര്യമുണ്ട്പരിധി തിരഞ്ഞെടുപ്പുകളുടെ.
നികുതി ആനുകൂല്യങ്ങൾ: HDFC മ്യൂച്വൽ ഫണ്ടിന്റെ ചില സ്കീമുകൾ നിക്ഷേപകർക്ക് നികുതി ആനുകൂല്യങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നു.
നിക്ഷേപകന്റെ ആവശ്യം നിറവേറ്റുന്നു: എല്ലാ തരത്തിലുള്ള നിക്ഷേപകർക്കും അനുയോജ്യമായ ഉൽപ്പന്നങ്ങൾ കമ്പനിക്കുണ്ട്. ഫണ്ടുകൾ ഹ്രസ്വകാല മുതൽ ദീർഘകാലം വരെയും ഓപ്പൺ-എൻഡ് മുതൽ ക്ലോസ്ഡ്-എൻഡ് ഫണ്ടുകൾ വരെയുമാണ്. നിക്ഷേപകന് ആവശ്യമുള്ളത് ലഭിക്കുന്നുണ്ടെന്ന് കമ്പനി ഉറപ്പാക്കുന്നു. കുറഞ്ഞ, ഇടത്തരം, ഉയർന്ന അപകടസാധ്യതയുള്ള ഉൽപ്പന്നങ്ങളും ഇത് വാഗ്ദാനം ചെയ്യുന്നു.

2022-ലെ 10 മികച്ച HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ നിന്ന് നിങ്ങൾക്ക് ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കാം. AUM പോലുള്ള ചില പ്രധാന പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

മികച്ച HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2025 (%)
HDFC Banking and PSU Debt Fund Growth	₹24.2253 ↑ 0.01	₹5,055	5,000	300	-0.5	1.8	3.1	6.3	5.7	7.3	7.5
HDFC Corporate Bond Fund Growth	₹34.0706 ↑ 0.01	₹29,479	5,000	300	-0.9	1.6	2.6	6.3	5.7	7.8	7.3
HDFC Credit Risk Debt Fund Growth	₹26.0446 ↑ 0.03	₹7,631	5,000	300	0.7	3	5.6	7.4	6.4	7.9	8
HDFC Equity Savings Fund Growth	₹66.976 ↑ 0.12	₹5,532	5,000	300	-1.5	0.4	-0.5	7.3	6.9	9	6.8
HDFC Hybrid Debt Fund Growth	₹82.5544 ↑ 0.08	₹3,108	5,000	300	-1.8	0.2	-0.6	6.6	6.8	9.7	5.5
HDFC Balanced Advantage Fund Growth	₹501.73 ↓ -0.41	₹102,534	5,000	300	-4.4	-2.5	-5.8	9.9	12.3	17.3	7.2
HDFC Small Cap Fund Growth	₹129.334 ↓ -2.41	₹40,801	5,000	300	-7.3	-1.7	-10.6	8	12.1	14.8	-0.6
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	500	500	1.2	15.4	35.5	20.6	17.4	21.4
HDFC Liquid Fund Growth	₹5,551.39 ↑ 1.31	₹66,295	5,000	1,000	1.5	3.1	6.3	6.8	6.3	6.8	6.5
HDFC Money Market Fund Growth	₹6,202.8 ↑ 0.90	₹27,624	5,000	300	1.4	3.2	6.1	7.1	6.6	7	7.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	HDFC Banking and PSU Debt Fund	HDFC Corporate Bond Fund	HDFC Credit Risk Debt Fund	HDFC Equity Savings Fund	HDFC Hybrid Debt Fund	HDFC Balanced Advantage Fund	HDFC Small Cap Fund	HDFC Long Term Advantage Fund	HDFC Liquid Fund	HDFC Money Market Fund
Point 1	Bottom quartile AUM (₹5,055 Cr).	Upper mid AUM (₹29,479 Cr).	Lower mid AUM (₹7,631 Cr).	Lower mid AUM (₹5,532 Cr).	Bottom quartile AUM (₹3,108 Cr).	Highest AUM (₹102,534 Cr).	Upper mid AUM (₹40,801 Cr).	Bottom quartile AUM (₹1,318 Cr).	Top quartile AUM (₹66,295 Cr).	Upper mid AUM (₹27,624 Cr).
Point 2	Established history (12+ yrs).	Established history (16+ yrs).	Established history (12+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Oldest track record among peers (26 yrs).	Established history (18+ yrs).	Established history (25+ yrs).	Established history (26+ yrs).	Established history (26+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 3.06% (upper mid).	1Y return: 2.57% (lower mid).	1Y return: 5.62% (upper mid).	5Y return: 6.85% (upper mid).	5Y return: 6.82% (upper mid).	5Y return: 12.33% (top quartile).	5Y return: 12.06% (upper mid).	5Y return: 17.39% (top quartile).	1Y return: 6.35% (top quartile).	1Y return: 6.15% (upper mid).
Point 6	1M return: -0.46% (lower mid).	1M return: -0.62% (bottom quartile).	1M return: -0.10% (lower mid).	3Y return: 7.27% (upper mid).	3Y return: 6.60% (bottom quartile).	3Y return: 9.88% (top quartile).	3Y return: 7.96% (upper mid).	3Y return: 20.64% (top quartile).	1M return: 0.44% (top quartile).	1M return: 0.30% (upper mid).
Point 7	Sharpe: -0.47 (lower mid).	Sharpe: -0.54 (bottom quartile).	Sharpe: 0.55 (upper mid).	1Y return: -0.53% (lower mid).	1Y return: -0.62% (bottom quartile).	1Y return: -5.78% (bottom quartile).	1Y return: -10.58% (bottom quartile).	1Y return: 35.51% (top quartile).	Sharpe: 2.91 (top quartile).	Sharpe: 0.92 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	1M return: 0.39% (upper mid).	1M return: -0.07% (upper mid).	1M return: -0.71% (bottom quartile).	Alpha: -8.04 (bottom quartile).	Alpha: 1.75 (top quartile).	Information ratio: 1.10 (top quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.73% (upper mid).	Yield to maturity (debt): 7.80% (upper mid).	Yield to maturity (debt): 8.88% (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Sharpe: -0.35 (upper mid).	Sharpe: 2.27 (top quartile).	Yield to maturity (debt): 6.39% (bottom quartile).	Yield to maturity (debt): 7.06% (lower mid).
Point 10	Modified duration: 2.79 yrs (lower mid).	Modified duration: 3.59 yrs (bottom quartile).	Modified duration: 2.01 yrs (upper mid).	Sharpe: -0.68 (bottom quartile).	Sharpe: -0.82 (bottom quartile).	Sharpe: -0.52 (lower mid).	Information ratio: -0.49 (bottom quartile).	Information ratio: -0.15 (bottom quartile).	Modified duration: 0.14 yrs (upper mid).	Modified duration: 0.39 yrs (upper mid).

HDFC Banking and PSU Debt Fund

Bottom quartile AUM (₹5,055 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 3.06% (upper mid).
1M return: -0.46% (lower mid).
Sharpe: -0.47 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.73% (upper mid).
Modified duration: 2.79 yrs (lower mid).

HDFC Corporate Bond Fund

Upper mid AUM (₹29,479 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 2.57% (lower mid).
1M return: -0.62% (bottom quartile).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.80% (upper mid).
Modified duration: 3.59 yrs (bottom quartile).

HDFC Credit Risk Debt Fund

Lower mid AUM (₹7,631 Cr).
Established history (12+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.62% (upper mid).
1M return: -0.10% (lower mid).
Sharpe: 0.55 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.88% (top quartile).
Modified duration: 2.01 yrs (upper mid).

HDFC Equity Savings Fund

Lower mid AUM (₹5,532 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 6.85% (upper mid).
3Y return: 7.27% (upper mid).
1Y return: -0.53% (lower mid).
1M return: 0.39% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.68 (bottom quartile).

HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,108 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 6.82% (upper mid).
3Y return: 6.60% (bottom quartile).
1Y return: -0.62% (bottom quartile).
1M return: -0.07% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.82 (bottom quartile).

HDFC Balanced Advantage Fund

Highest AUM (₹102,534 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.33% (top quartile).
3Y return: 9.88% (top quartile).
1Y return: -5.78% (bottom quartile).
1M return: -0.71% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (lower mid).

HDFC Small Cap Fund

Upper mid AUM (₹40,801 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.06% (upper mid).
3Y return: 7.96% (upper mid).
1Y return: -10.58% (bottom quartile).
Alpha: -8.04 (bottom quartile).
Sharpe: -0.35 (upper mid).
Information ratio: -0.49 (bottom quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

HDFC Liquid Fund

Top quartile AUM (₹66,295 Cr).
Established history (26+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.35% (top quartile).
1M return: 0.44% (top quartile).
Sharpe: 2.91 (top quartile).
Information ratio: 1.10 (top quartile).
Yield to maturity (debt): 6.39% (bottom quartile).
Modified duration: 0.14 yrs (upper mid).

HDFC Money Market Fund

Upper mid AUM (₹27,624 Cr).
Established history (26+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.15% (upper mid).
1M return: 0.30% (upper mid).
Sharpe: 0.92 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.06% (lower mid).
Modified duration: 0.39 yrs (upper mid).

1. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Research Highlights for HDFC Banking and PSU Debt Fund

Bottom quartile AUM (₹5,055 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 3.06% (upper mid).
1M return: -0.46% (lower mid).
Sharpe: -0.47 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.73% (upper mid).
Modified duration: 2.79 yrs (lower mid).
Average maturity: 3.75 yrs (lower mid).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~87%).
High-quality debt (AAA/AA ~100%).
Largest holding Indian Railway Finance Corporation Limited (~5.4%).

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (30 Oct 26)	₹24.2253 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹5,055 on 30 Sep 26
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.77
Sharpe Ratio	-0.47
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.73%
Effective Maturity	3 Years 9 Months
Modified Duration	2 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,278
31 Oct 23	₹10,958
31 Oct 24	₹11,853
31 Oct 25	₹12,787
31 Oct 26	₹13,175

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.5%
3 Month	-0.5%
6 Month	1.8%
1 Year	3.1%
3 Year	6.3%
5 Year	5.7%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.5%
2024	7.9%
2023	6.8%
2022	3.3%
2021	3.7%
2020	10.6%
2019	10.2%
2018	5.9%
2017	6.3%
2016	10.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	12.53 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	12.22%
Debt	87.42%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	59.49%
Government	31.79%
Cash Equivalent	8.36%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹272 Cr	27,500
Bajaj Housing Finance Limited Debentures \| -	3%	₹150 Cr	15,000
Rec Limited Debentures \| -	3%	₹149 Cr	1,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹149 Cr	15,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹127 Cr	1,250
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹124 Cr	12,500
Power Finance Corporation Limited Debentures \| -	2%	₹122 Cr	12,500
Punjab National Bank Debentures \| -	2%	₹119 Cr	12,500
Small Industries Development Bank Of India Debentures \| -	2%	₹100 Cr	10,000
LIC Housing Finance Ltd Debentures \| -	2%	₹99 Cr	1,000

2. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

Research Highlights for HDFC Corporate Bond Fund

Upper mid AUM (₹29,479 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately Low.
1Y return: 2.57% (lower mid).
1M return: -0.62% (bottom quartile).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.80% (upper mid).
Modified duration: 3.59 yrs (bottom quartile).
Average maturity: 6.14 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Bajaj Finance Limited (~3.6%).

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (30 Oct 26)	₹34.0706 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹29,479 on 30 Sep 26
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.6
Sharpe Ratio	-0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.8%
Effective Maturity	6 Years 1 Month 20 Days
Modified Duration	3 Years 7 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,263
31 Oct 23	₹10,999
31 Oct 24	₹11,964
31 Oct 25	₹12,898
31 Oct 26	₹13,222

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.6%
3 Month	-0.9%
6 Month	1.6%
1 Year	2.6%
3 Year	6.3%
5 Year	5.7%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.3%
2024	8.6%
2023	7.2%
2022	3.3%
2021	3.9%
2020	11.8%
2019	10.3%
2018	6.5%
2017	6.5%
2016	10.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	10.94 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.

Data below for HDFC Corporate Bond Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	3.9%
Debt	95.74%
Other	0.36%

Debt Sector Allocation

Sector	Value
Corporate	66.19%
Government	29.36%
Cash Equivalent	3.92%
Securitized	0.17%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bajaj Finance Limited Debentures \| -	4%	₹1,034 Cr	110,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	3%	₹954 Cr	108,000,000 ↓ -20,000,000
State Bank Of India Debentures \| -	3%	₹745 Cr	775
LIC Housing Finance Ltd Debentures \| -	2%	₹496 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	2%	₹496 Cr	50,000
HDFC Bank Limited Debentures \| -	2%	₹487 Cr	50,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹454 Cr	46,542
Rural Electrification Corporation Limited Debentures \| -	2%	₹454 Cr	4,500
6.75% Govt Stock 2033 Sovereign Bonds \| -	1%	₹430 Cr	41,500,000 ↓ -1,000,000
National Highways Authority Of India Debentures \| -	1%	₹415 Cr	4,100

3. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

Research Highlights for HDFC Credit Risk Debt Fund

Lower mid AUM (₹7,631 Cr).
Established history (12+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.62% (upper mid).
1M return: -0.10% (lower mid).
Sharpe: 0.55 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.88% (top quartile).
Modified duration: 2.01 yrs (upper mid).
Average maturity: 2.66 yrs (upper mid).
Exit load: 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~88%).
High-quality debt (AAA/AA ~98%).
Largest holding GMR Airports Limited (~4.9%).

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (30 Oct 26)	₹26.0446 ↑ 0.03 (0.12 %)
Net Assets (Cr)	₹7,631 on 30 Sep 26
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.53
Sharpe Ratio	0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	8.88%
Effective Maturity	2 Years 7 Months 28 Days
Modified Duration	2 Years 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,334
31 Oct 23	₹11,013
31 Oct 24	₹11,967
31 Oct 25	₹12,915
31 Oct 26	₹13,641

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.1%
3 Month	0.7%
6 Month	3%
1 Year	5.6%
3 Year	7.4%
5 Year	6.4%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8%
2024	8.2%
2023	6.6%
2022	3.7%
2021	7%
2020	10.9%
2019	8.6%
2018	5.4%
2017	6.6%
2016	11%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Praveen Jain	7 Mar 26	0.57 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.
Bhavyesh Divecha	7 Mar 26	0.57 Yr.

Data below for HDFC Credit Risk Debt Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	3.9%
Equity	6.26%
Debt	88.2%
Other	1.64%

Debt Sector Allocation

Sector	Value
Corporate	74.67%
Government	13.53%
Cash Equivalent	3.9%

Credit Quality

Rating	Value
A	2.24%
AA	69.14%
AAA	28.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GMR Airports Limited Debentures \| -	5%	₹372 Cr	35,000
Nirma Limited Debentures \| -	4%	₹300 Cr	30,000
Indus Infra Trust Unit (Financial Services) Equity, Since 29 Feb 24 \| 544137	3%	₹240 Cr	18,951,606
Triumph Composites Private Limited Debentures \| -	3%	₹237 Cr	24,000
Jubilant Beverages Limited Debentures \| -	3%	₹215 Cr	19,190
Aditya Birla Renewables Limited Debentures \| -	3%	₹210 Cr	21,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹200 Cr	20,000
Jubilant Bevco Limited Debentures \| -	3%	₹200 Cr	17,750
Kalpataru Projects International Limited Debentures \| -	3%	₹199 Cr	20,000
8.28% Tamilnadu SDL 2028 Sovereign Bonds \| -	2%	₹178 Cr	17,500,000

4. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

Research Highlights for HDFC Equity Savings Fund

Lower mid AUM (₹5,532 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 6.85% (upper mid).
3Y return: 7.27% (upper mid).
1Y return: -0.53% (lower mid).
1M return: 0.39% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.68 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~35%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.0%).

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (30 Oct 26)	₹66.976 ↑ 0.12 (0.18 %)
Net Assets (Cr)	₹5,532 on 30 Sep 26
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.87
Sharpe Ratio	-0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,441
31 Oct 23	₹11,277
31 Oct 24	₹13,250
31 Oct 25	₹13,978
31 Oct 26	₹13,931

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.4%
3 Month	-1.5%
6 Month	0.4%
1 Year	-0.5%
3 Year	7.3%
5 Year	6.9%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.8%
2024	10.3%
2023	13.8%
2022	6%
2021	16.8%
2020	8.8%
2019	5.8%
2018	0.9%
2017	16.5%
2016	14.1%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	22.05 Yr.
Arun Agarwal	17 Sep 04	22.05 Yr.
Anand Laddha	11 Sep 26	0.05 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.
Nandita Menezes	29 Mar 25	1.51 Yr.

Data below for HDFC Equity Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	34.79%
Equity	39.98%
Debt	25.23%

Equity Sector Allocation

Sector	Value
Financial Services	14.45%
Consumer Cyclical	5.02%
Health Care	3.7%
Industrials	3.34%
Technology	3.01%
Energy	2.9%
Utility	2.55%
Communication Services	1.65%
Basic Materials	1.58%
Consumer Defensive	1.34%
Real Estate	0.43%

Debt Sector Allocation

Sector	Value
Cash Equivalent	34.08%
Corporate	15.37%
Government	10.56%

Credit Quality

Rating	Value
AA	16.37%
AAA	83.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	7%	₹385 Cr	5,430,850
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 15 \| RELIANCE	5%	₹289 Cr	2,438,500
Future on HDFC Bank Ltd Derivatives \| -	4%	-₹235 Cr	3,281,850
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	4%	₹197 Cr	6,088,500 ↓ -219,000
Future on Titan Co Ltd Derivatives \| -	3%	-₹179 Cr	386,050
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	3%	₹177 Cr	386,050
Future on Reliance Industries Ltd Derivatives \| -	3%	-₹165 Cr	1,388,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 15 \| LT	3%	₹164 Cr	437,325
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 16 \| SUNPHARMA	3%	₹160 Cr	879,550 ↑ 3,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	3%	₹159 Cr	1,202,500

5. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for HDFC Hybrid Debt Fund

Bottom quartile AUM (₹3,108 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 6.82% (upper mid).
3Y return: 6.60% (bottom quartile).
1Y return: -0.62% (bottom quartile).
1M return: -0.07% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.82 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~73%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.23% Govt Stock 2039 (~3.2%).

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (30 Oct 26)	₹82.5544 ↑ 0.08 (0.10 %)
Net Assets (Cr)	₹3,108 on 30 Sep 26
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	-0.82
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,438
31 Oct 23	₹11,479
31 Oct 24	₹13,332
31 Oct 25	₹13,990
31 Oct 26	₹13,910

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.1%
3 Month	-1.8%
6 Month	0.2%
1 Year	-0.6%
3 Year	6.6%
5 Year	6.8%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.5%
2024	10.5%
2023	13.9%
2022	6%
2021	13.4%
2020	10.2%
2019	6.6%
2018	0.6%
2017	10.8%
2016	13%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Anupam Joshi	7 Mar 26	0.57 Yr.
Anand Laddha	11 Sep 26	0.05 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.

Data below for HDFC Hybrid Debt Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	5.67%
Equity	20.59%
Debt	73.41%
Other	0.33%

Equity Sector Allocation

Sector	Value
Financial Services	8.56%
Energy	2.15%
Technology	1.81%
Health Care	1.44%
Utility	1.38%
Industrials	1.35%
Consumer Cyclical	0.98%
Communication Services	0.97%
Real Estate	0.7%
Consumer Defensive	0.43%
Basic Materials	0.2%

Debt Sector Allocation

Sector	Value
Government	38.31%
Corporate	35.1%
Cash Equivalent	5.67%

Credit Quality

Rating	Value
AA	14.79%
AAA	85.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹99 Cr	10,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹92 Cr	10,000,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹81 Cr	800
6.45% Govt Stock 2034 Sovereign Bonds \| -	2%	₹77 Cr	7,500,000
Torrent Power Limited Debentures \| -	2%	₹74 Cr	7,500
7.3% Govt Stock 2053 Sovereign Bonds \| -	2%	₹71 Cr	7,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹69 Cr	500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹61 Cr	6,500,000 ↓ -3,000,000
Altius Telecom Infrastructure Trust Debentures \| -	2%	₹53 Cr	5,500
HDFC Bank Ltd (Financial Services) Equity, Since 15 Dec 21 \| HDFCBANK	2%	₹51 Cr	700,000

6. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

Research Highlights for HDFC Balanced Advantage Fund

Highest AUM (₹102,534 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.33% (top quartile).
3Y return: 9.88% (top quartile).
1Y return: -5.78% (bottom quartile).
1M return: -0.71% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.52 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Equity-heavy allocation (~75%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.1%).

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (30 Oct 26)	₹501.73 ↓ -0.41 (-0.08 %)
Net Assets (Cr)	₹102,534 on 30 Sep 26
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.35
Sharpe Ratio	-0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹11,349
31 Oct 23	₹13,488
31 Oct 24	₹17,909
31 Oct 25	₹18,937
31 Oct 26	₹17,888

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-0.7%
3 Month	-4.4%
6 Month	-2.5%
1 Year	-5.8%
3 Year	9.9%
5 Year	12.3%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.2%
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	4.18 Yr.
Gopal Agrawal	29 Jul 22	4.18 Yr.
Arun Agarwal	6 Oct 22	3.99 Yr.
Ihab Dalwai	11 Sep 26	0.05 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.
Nandita Menezes	29 Mar 25	1.51 Yr.

Data below for HDFC Balanced Advantage Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	2.22%
Equity	75.08%
Debt	22.7%

Equity Sector Allocation

Sector	Value
Financial Services	24.9%
Industrials	9.48%
Consumer Cyclical	8.09%
Energy	7.02%
Health Care	5.84%
Technology	5.06%
Utility	3.86%
Communication Services	3.33%
Basic Materials	3.11%
Consumer Defensive	2.33%
Real Estate	2.06%

Debt Sector Allocation

Sector	Value
Corporate	14.14%
Government	9.04%
Cash Equivalent	1.74%

Credit Quality

Rating	Value
AA	5.71%
AAA	94.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹5,187 Cr	39,244,463
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	4%	₹4,427 Cr	62,464,555
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹3,727 Cr	31,400,311
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹3,358 Cr	35,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,132 Cr	17,823,283 ↑ 500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| 532215	3%	₹2,713 Cr	22,125,438
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	3%	₹2,587 Cr	6,879,083
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,092 Cr	208,533,300
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	2%	₹2,049 Cr	63,500,000
Coal India Ltd (Energy) Equity, Since 31 Jan 18 \| COALINDIA	2%	₹1,819 Cr	42,800,000

7. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

Research Highlights for HDFC Small Cap Fund

Upper mid AUM (₹40,801 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.06% (upper mid).
3Y return: 7.96% (upper mid).
1Y return: -10.58% (bottom quartile).
Alpha: -8.04 (bottom quartile).
Sharpe: -0.35 (upper mid).
Information ratio: -0.49 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~90%).
Largest holding Firstsource Solutions Ltd (~3.7%).

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund Growth
Launch Date	3 Apr 08
NAV (30 Oct 26)	₹129.334 ↓ -2.41 (-1.83 %)
Net Assets (Cr)	₹40,801 on 30 Sep 26
Category	Equity - Small Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	-0.35
Information Ratio	-0.49
Alpha Ratio	-8.04
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,539
31 Oct 23	₹14,028
31 Oct 24	₹19,087
31 Oct 25	₹19,656
31 Oct 26	₹17,669

HDFC Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	-5%
3 Month	-7.3%
6 Month	-1.7%
1 Year	-10.6%
3 Year	8%
5 Year	12.1%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.6%
2024	20.4%
2023	44.8%
2022	4.6%
2021	64.9%
2020	20.2%
2019	-9.5%
2018	-8.1%
2017	60.8%
2016	5.4%

Fund Manager information for HDFC Small Cap Fund

Name	Since	Tenure
Chirag Setalvad	28 Jun 14	12.27 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.

Data below for HDFC Small Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	22.04%
Industrials	20.82%
Financial Services	12.3%
Health Care	10.8%
Technology	10.74%
Basic Materials	7.82%
Consumer Defensive	3.6%
Communication Services	1.96%

Asset Allocation

Asset Class	Value
Cash	9.94%
Equity	90.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 18 \| FSL	4%	₹1,502 Cr	58,722,189
Aster DM Quality Care Ltd Ordinary Shares (Healthcare) Equity, Since 30 Jun 19 \| ASTERDM	3%	₹1,376 Cr	19,740,031
Gabriel India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| GABRIEL	3%	₹1,259 Cr	9,381,123 ↓ -100,000
eClerx Services Ltd (Technology) Equity, Since 31 Mar 18 \| ECLERX	3%	₹1,192 Cr	6,547,683
Bank of Baroda (Financial Services) Equity, Since 31 Mar 19 \| 532134	3%	₹1,080 Cr	46,828,792
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Jul 23 \| KIMS	2%	₹831 Cr	11,133,566
Apar Industries Ltd (Industrials) Equity, Since 30 Sep 16 \| APARINDS	2%	₹782 Cr	450,044
Indian Bank (Financial Services) Equity, Since 31 Jul 16 \| 532814	2%	₹781 Cr	9,688,128
Pearl Global Industries Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| PGIL	2%	₹775 Cr	6,042,408 ↑ 25,696
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹771 Cr	6,464,629

8. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (top quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. HDFC Liquid Fund

The primary objective of the Scheme is to enhance income consistent with a high level of liquidity, through a judicious portfolio mix comprising of money market and debt instruments.

Research Highlights for HDFC Liquid Fund

Top quartile AUM (₹66,295 Cr).
Established history (26+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.35% (top quartile).
1M return: 0.44% (top quartile).
Sharpe: 2.91 (top quartile).
Information ratio: 1.10 (top quartile).
Yield to maturity (debt): 6.39% (bottom quartile).
Modified duration: 0.14 yrs (upper mid).
Average maturity: 0.15 yrs (upper mid).
Exit load: NIL.
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding Treps - Tri-Party Repo (~5.3%).

Below is the key information for HDFC Liquid Fund

HDFC Liquid Fund Growth
Launch Date	17 Oct 00
NAV (30 Oct 26)	₹5,551.39 ↑ 1.31 (0.02 %)
Net Assets (Cr)	₹66,295 on 30 Sep 26
Category	Debt - Liquid Fund
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.91
Information Ratio	1.1
Alpha Ratio	-0.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.39%
Effective Maturity	1 Month 25 Days
Modified Duration	1 Month 21 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,425
31 Oct 23	₹11,142
31 Oct 24	₹11,962
31 Oct 25	₹12,759
31 Oct 26	₹13,570

HDFC Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	3.1%
1 Year	6.3%
3 Year	6.8%
5 Year	6.3%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.5%
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.1%
2019	6.5%
2018	7.2%
2017	6.5%
2016	7.6%

Fund Manager information for HDFC Liquid Fund

Name	Since	Tenure
Swapnil Jangam	6 Oct 22	3.99 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.
Rohan Pillai	1 Oct 25	1 Yr.

Data below for HDFC Liquid Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	90.27%
Debt	9.47%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.94%
Government	15.58%
Corporate	7.22%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps - Tri-Party Repo CBLO/Reverse Repo \| -	5%	₹4,018 Cr
91 Days Tbill Mat 171226^ Sovereign Bonds \| -	4%	₹2,828 Cr	285,500,000 ↑ 500,000
India (Republic of) - \| -	3%	₹2,477 Cr	249,500,000
Reverse Repo CBLO/Reverse Repo \| -	3%	₹2,366 Cr
Union Bank Of India^ Net Current Assets \| -	3%	₹1,989 Cr	40,000
Reliance Retail Ventures Ltd.^ Net Current Assets \| -	3%	₹1,981 Cr	40,000
Small Industries Development Bank of India Commercial Paper \| -	2%	₹1,785 Cr	36,000
Union Bank of India Debentures \| -	2%	₹1,500 Cr	30,000
Export - Import Bank Of India^ Net Current Assets \| -	2%	₹1,486 Cr	30,000
Bank Of India Certificate of Deposit \| -	2%	₹1,485 Cr	30,000 ↑ 30,000

10. HDFC Money Market Fund

(Erstwhile HDFC Cash Management Fund - Savings Plan)

To generate optimal returns while maintaining safety and high liquidity.

Research Highlights for HDFC Money Market Fund

Upper mid AUM (₹27,624 Cr).
Established history (26+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.15% (upper mid).
1M return: 0.30% (upper mid).
Sharpe: 0.92 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.06% (lower mid).
Modified duration: 0.39 yrs (upper mid).
Average maturity: 0.42 yrs (upper mid).
Exit load: NIL.
Top bond sector: Corporate.
Conservative stance with elevated cash (~74%).
High-quality debt (AAA/AA ~100%).
Largest holding Indian Overseas Bank (~3.4%).

Below is the key information for HDFC Money Market Fund

HDFC Money Market Fund Growth
Launch Date	18 Nov 99
NAV (30 Oct 26)	₹6,202.8 ↑ 0.90 (0.01 %)
Net Assets (Cr)	₹27,624 on 30 Sep 26
Category	Debt - Money Market
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.4
Sharpe Ratio	0.92
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	5 Months 2 Days
Modified Duration	4 Months 21 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 21	₹10,000
31 Oct 22	₹10,422
31 Oct 23	₹11,184
31 Oct 24	₹12,039
31 Oct 25	₹12,949
31 Oct 26	₹13,743

HDFC Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 26

Duration	Returns
1 Month	0.3%
3 Month	1.4%
6 Month	3.2%
1 Year	6.1%
3 Year	7.1%
5 Year	6.6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	7.7%
2023	7.3%
2022	4.7%
2021	3.8%
2020	6.5%
2019	8.1%
2018	7.4%
2017	6.5%
2016	7.5%

Fund Manager information for HDFC Money Market Fund

Name	Since	Tenure
Praveen Jain	31 Aug 24	2.08 Yr.
Dhruv Muchhal	22 Jun 23	3.28 Yr.

Data below for HDFC Money Market Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	74.41%
Debt	25.27%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	39.94%
Cash Equivalent	35.91%
Government	23.82%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Overseas Bank Debentures \| -	3%	₹976 Cr	20,000
India (Republic of) - \| -	2%	₹689 Cr	70,000,000
India (Republic of) - \| -	2%	₹688 Cr	70,000,000
India (Republic of) - \| -	2%	₹687 Cr	70,000,000 ↑ 70,000,000
Punjab & Sind Bank Debentures \| -	2%	₹634 Cr	13,000
Bank of India Ltd. Debentures \| -	2%	₹439 Cr	9,000
India (Republic of) - \| -	1%	₹394 Cr	40,000,000 ↑ 15,000,000
India (Republic of) - \| -	1%	₹329 Cr	33,600,000
India (Republic of) - \| -	1%	₹297 Cr	30,000,000 ↓ -20,000,000
AU Small Finance Bank Ltd. Debentures \| -	1%	₹293 Cr	6,000

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