2022-ലെ 10 മികച്ച എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Updated on October 27, 2026 , 197210 views

ഇന്ത്യയിലെ ഏറ്റവും പഴക്കമേറിയതും വലുതുമായ ഫണ്ട് ഹൗസ് ആയതിനാൽ, നിക്ഷേപകർ പലപ്പോഴും വാഗ്ദാനം ചെയ്യുന്ന മ്യൂച്വൽ ഫണ്ട് പ്ലാനുകളാൽ ആകർഷിക്കപ്പെടുന്നുഎസ്ബിഐ മ്യൂച്വൽ ഫണ്ട്. 30 വർഷത്തിലേറെ സാന്നിധ്യമുള്ളവിപണി, എസ്ബിഐ എംഎഫ് ഒരു വിപുലമായ ഉണ്ട്നിക്ഷേപകൻ 5 ദശലക്ഷത്തിലധികം അടിസ്ഥാനം. ഓരോ തരത്തിലുള്ള നിക്ഷേപകരെയും തൃപ്തിപ്പെടുത്തുന്നതിന്, കമ്പനി ധാരാളം മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ വാഗ്ദാനം ചെയ്യുന്നു.

നിക്ഷേപകർക്ക് അവരുടെ ഹ്രസ്വവും ഇടത്തരവും ദീർഘകാലവും ആസൂത്രണം ചെയ്യാൻ കഴിയുംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ വഴിനിക്ഷേപിക്കുന്നു ഈ സ്കീമുകളിൽ. കാലക്രമേണ മികച്ച വരുമാനം നൽകാൻ സാധ്യതയുള്ള മികച്ച 10 മികച്ച എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളുടെ ലിസ്റ്റ് ചുവടെയുണ്ട്. AUM പോലുള്ള നിരവധി പ്രധാന പാരാമീറ്ററുകൾ പരിഗണിച്ചാണ് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിരിക്കുന്നത്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം, മറ്റ് പ്രധാന പാരാമീറ്ററുകൾ.

എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

മൂലധന വിലമതിപ്പ്: എസ്ബിഐ എംഎഫിൽ നിക്ഷേപിക്കുന്നതിലൂടെ നിങ്ങൾക്ക് എമൂലധനം നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന ഫണ്ടിനെ ആശ്രയിച്ച് കുറഞ്ഞ അപകടസാധ്യതയുള്ള നിക്ഷേപങ്ങൾക്കും ഉയർന്ന അപകടസാധ്യതയുള്ള നിക്ഷേപങ്ങൾക്കുമുള്ള അഭിനന്ദനം.

സുരക്ഷ: എസ്ബിഐയുടെ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ രാജ്യത്തെ വിശ്വസനീയവും വിശ്വസനീയവുമായ ഫണ്ട് സ്കീമുകളിലൊന്നാണ്.

വൈവിധ്യമാർന്ന ഓപ്ഷനുകൾ: എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് വിശാലമായി വരുന്നുപരിധി എസ്ബിഐ വാഗ്ദാനം ചെയ്യുന്ന ഈ സ്കീമുകളിൽ നിങ്ങൾക്ക് ഹ്രസ്വകാല, മധ്യകാല, ദീർഘകാലത്തേക്ക് നിക്ഷേപിക്കാം.

മികച്ച റേറ്റിംഗുകൾ: SBI ഇക്വിറ്റി സ്കീമുകളിൽ പലതിനും CRISIL റേറ്റിംഗ് മൂന്നോ അതിലധികമോ ആണ്.

ആഭ്യന്തര, ഓഫ്‌ഷോർ ഫണ്ട് മാനേജ്‌മെന്റ്: ആഭ്യന്തരവും കൈകാര്യം ചെയ്യുന്നതിൽ കമ്പനിക്ക് വൈദഗ്ധ്യമുണ്ട്കടൽത്തീരത്ത് ഫണ്ടുകൾ.

നികുതി ആനുകൂല്യങ്ങൾ: എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ നികുതി ലാഭിക്കുന്നത് എളുപ്പമാണ്. കമ്പനി നൽകുന്നുഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ്സ് സ്കീം നിക്ഷേപകർക്ക് നികുതി ലാഭിക്കാൻ.

NRI നിക്ഷേപം: എൻആർഐകൾക്ക് ഇതിൽ നിക്ഷേപം നടത്താനും കമ്പനി അനുവദിക്കുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ.

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മികച്ച എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	5,000	500	3.9	6.2	25.1	6.9	8.3
SBI Gold Fund Growth	₹40.5176 ↓ -0.43	₹17,423	5,000	500	-0.5	-4.5	16.6	30.9	22.7	71.5
SBI Healthcare Opportunities Fund Growth	₹507.077 ↑ 2.79	₹5,870	5,000	500	-1.6	15.1	15.1	23.3	17.8	-3.5
SBI Magnum Global Fund Growth	₹383.642 ↓ -0.61	₹6,381	5,000	500	-3.9	3.8	7.6	6	6.3	-5.6
SBI Magnum Children's Benefit Plan Growth	₹117.453 ↓ -0.40	₹152	5,000	500	-0.2	4.3	6.8	10.3	9.7	3.2
SBI Credit Risk Fund Growth	₹49.675 ↑ 0.03	₹2,182	5,000	500	0.6	3.4	6.3	7.6	6.9	7.9
SBI Liquid Fund Growth	₹4,421.85 ↑ 0.94	₹77,481	50,000	500	1.5	3.1	6.3	6.7	6.3	6.4
SBI Magnum Ultra Short Duration Fund Growth	₹6,468.79 ↑ 1.19	₹11,237	5,000	500	1.4	3.1	6.1	6.9	6.3	7
SBI Arbitrage Opportunities Fund Growth	₹36.5128 ↑ 0.07	₹46,309	5,000	500	1.3	2.7	5.9	6.6	6.3	6.5
SBI Savings Fund Growth	₹44.783 ↑ 0.01	₹27,850	500	500	1.4	3	5.8	6.8	6.2	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jul 21

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Dynamic Asset Allocation Fund	SBI Gold Fund	SBI Healthcare Opportunities Fund	SBI Magnum Global Fund	SBI Magnum Children's Benefit Plan	SBI Credit Risk Fund	SBI Liquid Fund	SBI Magnum Ultra Short Duration Fund	SBI Arbitrage Opportunities Fund	SBI Savings Fund
Point 1	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹17,423 Cr).	Lower mid AUM (₹5,870 Cr).	Lower mid AUM (₹6,381 Cr).	Bottom quartile AUM (₹152 Cr).	Bottom quartile AUM (₹2,182 Cr).	Highest AUM (₹77,481 Cr).	Upper mid AUM (₹11,237 Cr).	Top quartile AUM (₹46,309 Cr).	Upper mid AUM (₹27,850 Cr).
Point 2	Established history (11+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (24+ yrs).	Established history (22+ yrs).	Established history (19+ yrs).	Oldest track record among peers (27 yrs).	Established history (20+ yrs).	Established history (22+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	5Y return: 8.31% (upper mid).	5Y return: 22.71% (top quartile).	5Y return: 17.85% (top quartile).	5Y return: 6.29% (lower mid).	5Y return: 9.65% (upper mid).	1Y return: 6.34% (lower mid).	1Y return: 6.34% (lower mid).	1Y return: 6.05% (bottom quartile).	5Y return: 6.26% (bottom quartile).	1Y return: 5.79% (bottom quartile).
Point 6	3Y return: 6.92% (upper mid).	3Y return: 30.92% (top quartile).	3Y return: 23.26% (top quartile).	3Y return: 6.00% (bottom quartile).	3Y return: 10.33% (upper mid).	1M return: -0.22% (lower mid).	1M return: 0.44% (upper mid).	1M return: 0.37% (upper mid).	3Y return: 6.64% (bottom quartile).	1M return: 0.31% (upper mid).
Point 7	1Y return: 25.12% (top quartile).	1Y return: 16.57% (top quartile).	1Y return: 15.08% (upper mid).	1Y return: 7.56% (upper mid).	1Y return: 6.76% (upper mid).	Sharpe: 1.02 (upper mid).	Sharpe: 2.85 (top quartile).	Sharpe: 0.94 (upper mid).	1Y return: 5.93% (bottom quartile).	Sharpe: 0.50 (bottom quartile).
Point 8	1M return: 1.04% (top quartile).	1M return: -3.58% (bottom quartile).	Alpha: 3.63 (top quartile).	Alpha: 10.50 (top quartile).	1M return: -1.91% (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	1M return: 0.62% (top quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Sharpe: 0.95 (upper mid).	Sharpe: 0.56 (bottom quartile).	Alpha: 0.00 (upper mid).	Yield to maturity (debt): 8.86% (top quartile).	Yield to maturity (debt): 6.27% (lower mid).	Yield to maturity (debt): 7.03% (upper mid).	Alpha: 0.00 (bottom quartile).	Yield to maturity (debt): 6.84% (upper mid).
Point 10	Sharpe: 2.59 (top quartile).	Sharpe: 0.79 (lower mid).	Information ratio: 0.10 (top quartile).	Information ratio: -0.66 (bottom quartile).	Sharpe: 0.76 (lower mid).	Modified duration: 2.07 yrs (bottom quartile).	Modified duration: 0.09 yrs (upper mid).	Modified duration: 0.29 yrs (lower mid).	Sharpe: 0.73 (bottom quartile).	Modified duration: 0.31 yrs (bottom quartile).

SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (upper mid).
3Y return: 6.92% (upper mid).
1Y return: 25.12% (top quartile).
1M return: 1.04% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.59 (top quartile).

SBI Gold Fund

Upper mid AUM (₹17,423 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.71% (top quartile).
3Y return: 30.92% (top quartile).
1Y return: 16.57% (top quartile).
1M return: -3.58% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.79 (lower mid).

SBI Healthcare Opportunities Fund

Lower mid AUM (₹5,870 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 17.85% (top quartile).
3Y return: 23.26% (top quartile).
1Y return: 15.08% (upper mid).
Alpha: 3.63 (top quartile).
Sharpe: 0.95 (upper mid).
Information ratio: 0.10 (top quartile).

SBI Magnum Global Fund

Lower mid AUM (₹6,381 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.29% (lower mid).
3Y return: 6.00% (bottom quartile).
1Y return: 7.56% (upper mid).
Alpha: 10.50 (top quartile).
Sharpe: 0.56 (bottom quartile).
Information ratio: -0.66 (bottom quartile).

SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹152 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.65% (upper mid).
3Y return: 10.33% (upper mid).
1Y return: 6.76% (upper mid).
1M return: -1.91% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.76 (lower mid).

SBI Credit Risk Fund

Bottom quartile AUM (₹2,182 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 6.34% (lower mid).
1M return: -0.22% (lower mid).
Sharpe: 1.02 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.86% (top quartile).
Modified duration: 2.07 yrs (bottom quartile).

SBI Liquid Fund

Highest AUM (₹77,481 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.34% (lower mid).
1M return: 0.44% (upper mid).
Sharpe: 2.85 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.27% (lower mid).
Modified duration: 0.09 yrs (upper mid).

SBI Magnum Ultra Short Duration Fund

Upper mid AUM (₹11,237 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.05% (bottom quartile).
1M return: 0.37% (upper mid).
Sharpe: 0.94 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.03% (upper mid).
Modified duration: 0.29 yrs (lower mid).

SBI Arbitrage Opportunities Fund

Top quartile AUM (₹46,309 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.26% (bottom quartile).
3Y return: 6.64% (bottom quartile).
1Y return: 5.93% (bottom quartile).
1M return: 0.62% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.73 (bottom quartile).

SBI Savings Fund

Upper mid AUM (₹27,850 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.79% (bottom quartile).
1M return: 0.31% (upper mid).
Sharpe: 0.50 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.84% (upper mid).
Modified duration: 0.31 yrs (bottom quartile).

* ഫണ്ട് ഉള്ളതിനെ അടിസ്ഥാനമാക്കിയാണെങ്കിൽ ലിസ്റ്റ് ചെയ്യുകആസ്തി > 100 കോടി ക്രമീകരിച്ചുകഴിഞ്ഞ 1 വർഷത്തെ റിട്ടേണുകൾ.

1. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (upper mid).
3Y return: 6.92% (upper mid).
1Y return: 25.12% (top quartile).
1M return: 1.04% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.59 (top quartile).
Information ratio: 0.00 (top quartile).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Upper mid AUM (₹17,423 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.71% (top quartile).
3Y return: 30.92% (top quartile).
1Y return: 16.57% (top quartile).
1M return: -3.58% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.79 (lower mid).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.2%).
Top-3 holdings concentration ~100.9%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (30 Oct 26)	₹40.5176 ↓ -0.43 (-1.05 %)
Net Assets (Cr)	₹17,423 on 30 Sep 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.33
Sharpe Ratio	0.79
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,812
30 Sep 23	₹12,329
30 Sep 24	₹15,913
30 Sep 25	₹23,991
30 Sep 26	₹30,338

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-3.6%
3 Month	-0.5%
6 Month	-4.5%
1 Year	16.6%
3 Year	30.9%
5 Year	22.7%
10 Year
15 Year
Since launch	9.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	71.5%
2024	19.6%
2023	14.1%
2022	12.6%
2021	-5.7%
2020	27.4%
2019	22.8%
2018	6.4%
2017	3.5%
2016	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.59 Yr.

Data below for SBI Gold Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	1.5%
Other	98.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹17,451 Cr	1,389,274,664 ↑ 45,015,601
Net Receivable / Payable CBLO \| -	0%	-₹78 Cr
Treps CBLO/Reverse Repo \| -	0%	₹50 Cr

3. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Healthcare Opportunities Fund

Lower mid AUM (₹5,870 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 17.85% (top quartile).
3Y return: 23.26% (top quartile).
1Y return: 15.08% (upper mid).
Alpha: 3.63 (top quartile).
Sharpe: 0.95 (upper mid).
Information ratio: 0.10 (top quartile).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Sun Pharmaceuticals Industries Ltd (~11.1%).

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (30 Oct 26)	₹507.077 ↑ 2.79 (0.55 %)
Net Assets (Cr)	₹5,870 on 30 Sep 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.95
Information Ratio	0.1
Alpha Ratio	3.63
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,325
30 Sep 23	₹12,027
30 Sep 24	₹17,974
30 Sep 25	₹17,998
30 Sep 26	₹21,672

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-2.3%
3 Month	-1.6%
6 Month	15.1%
1 Year	15.1%
3 Year	23.3%
5 Year	17.8%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.5%
2024	42.2%
2023	38.2%
2022	-6%
2021	20.1%
2020	65.8%
2019	-0.5%
2018	-9.9%
2017	2.1%
2016	-14%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	15.35 Yr.

Data below for SBI Healthcare Opportunities Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Health Care	88.34%
Basic Materials	7.2%

Asset Allocation

Asset Class	Value
Cash	4.47%
Equity	95.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	11%	₹654 Cr	3,600,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	8%	₹465 Cr	500,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 543349	5%	₹295 Cr	900,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jan 26 \| APOLLOHOSP	4%	₹261 Cr	320,000
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 21 \| TORNTPHARM	4%	₹259 Cr	540,000
Cipla Ltd (Healthcare) Equity, Since 31 May 26 \| 500087	4%	₹258 Cr	1,920,000
Laurus Labs Ltd (Healthcare) Equity, Since 31 Aug 23 \| 540222	4%	₹238 Cr	1,200,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	4%	₹223 Cr	2,400,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 Mar 26 \| AUROPHARMA	3%	₹201 Cr	1,200,000 ↓ -118,192
Aster DM Quality Care Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| ASTERDM	3%	₹188 Cr	2,700,000

4. SBI Magnum Global Fund

To provide investors maximum growth opportunity through well researched investments in Indian equities, PCDs and FCDs from selected industries with high growth potential and in Bonds.

Research Highlights for SBI Magnum Global Fund

Lower mid AUM (₹6,381 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.29% (lower mid).
3Y return: 6.00% (bottom quartile).
1Y return: 7.56% (upper mid).
Alpha: 10.50 (top quartile).
Sharpe: 0.56 (bottom quartile).
Information ratio: -0.66 (bottom quartile).
Top sector: Health Care.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Divi's Laboratories Ltd (~5.8%).

Below is the key information for SBI Magnum Global Fund

SBI Magnum Global Fund Growth
Launch Date	27 Jun 05
NAV (30 Oct 26)	₹383.642 ↓ -0.61 (-0.16 %)
Net Assets (Cr)	₹6,381 on 30 Sep 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	0.56
Information Ratio	-0.66
Alpha Ratio	10.5
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,295
30 Sep 23	₹11,921
30 Sep 24	₹13,705
30 Sep 25	₹12,367
30 Sep 26	₹14,244

SBI Magnum Global Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for SBI Magnum Global Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-4.1%
3 Month	-3.9%
6 Month	3.8%
1 Year	7.6%
3 Year	6%
5 Year	6.3%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-5.6%
2024	8.2%
2023	23.5%
2022	-5.7%
2021	39.6%
2020	19.9%
2019	5.6%
2018	-10%
2017	41.9%
2016	-2%

Fund Manager information for SBI Magnum Global Fund

Name	Since	Tenure
Tanmaya Desai	1 Apr 24	2.5 Yr.

Data below for SBI Magnum Global Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Health Care	26.89%
Consumer Cyclical	23.74%
Industrials	20.31%
Basic Materials	15.61%
Consumer Defensive	6.15%
Technology	3.57%

Asset Allocation

Asset Class	Value
Cash	3.73%
Equity	96.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	6%	₹372 Cr	400,000
Cummins India Ltd (Industrials) Equity, Since 28 Feb 26 \| 500480	5%	₹305 Cr	640,000 ↑ 40,000
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Jun 26 \| 500530	4%	₹264 Cr	56,000 ↑ 2,000
Sona BLW Precision Forgings Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| SONACOMS	4%	₹249 Cr	3,000,000
Vedanta Aluminium Metal Ltd (Basic Materials) Equity, Since 30 Apr 26 \| VAML	4%	₹248 Cr	6,000,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Mar 25 \| NAVINFLUOR	4%	₹231 Cr	280,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Jan 25 \| SUNPHARMA	3%	₹218 Cr	1,200,000
Aether Industries Ltd (Basic Materials) Equity, Since 31 May 22 \| AETHER	3%	₹204 Cr	1,200,000 ↓ -119,872
ABB India Ltd (Industrials) Equity, Since 31 Mar 26 \| ABB	3%	₹203 Cr	300,000 ↑ 20,000
Anthem Biosciences Ltd (Healthcare) Equity, Since 31 Jul 25 \| ANTHEM	3%	₹189 Cr	2,200,000 ↓ -120,000

5. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹152 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.65% (upper mid).
3Y return: 10.33% (upper mid).
1Y return: 6.76% (upper mid).
1M return: -1.91% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.76 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Consumer Cyclical.
Higher exposure to Government (bond sector) vs peer median.
Debt-heavy allocation (~70%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.18% Govt Stock 2033 (~6.6%).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (30 Oct 26)	₹117.453 ↓ -0.40 (-0.34 %)
Net Assets (Cr)	₹152 on 30 Sep 26
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.23
Sharpe Ratio	0.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,490
30 Sep 23	₹11,842
30 Sep 24	₹14,414
30 Sep 25	₹14,809
30 Sep 26	₹16,269

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-1.9%
3 Month	-0.2%
6 Month	4.3%
1 Year	6.8%
3 Year	10.3%
5 Year	9.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.2%
2024	17.4%
2023	16.9%
2022	1.9%
2021	18.3%
2020	14.8%
2019	2.6%
2018	0.1%
2017	24.3%
2016	16.1%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	5.72 Yr.
Lokesh Mallya	1 Jul 25	1.25 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	8.32%
Equity	22.17%
Debt	69.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	6%	₹9 Cr	1,000,000 ↓ -500,000
Jsw Jfe Kalinga Steel Limited Debentures \| -	3%	₹5 Cr	500
Rec Limited Debentures \| -	3%	₹5 Cr	500
Motilal Oswal Financial Services Ltd. Debentures \| -	3%	₹5 Cr	500 ↑ 500
LIC Housing Finance Ltd Debentures \| -	3%	₹5 Cr	500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹5 Cr	500
Tamil Nadu (Government of) 7.73% - \| -	3%	₹5 Cr	500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹5 Cr	500
State Government Of Rajasthan Sovereign Bonds \| -	3%	₹5 Cr	500,000

6. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Research Highlights for SBI Credit Risk Fund

Bottom quartile AUM (₹2,182 Cr).
Established history (22+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 6.34% (lower mid).
1M return: -0.22% (lower mid).
Sharpe: 1.02 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.86% (top quartile).
Modified duration: 2.07 yrs (bottom quartile).
Average maturity: 2.80 yrs (bottom quartile).
Exit load: 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL).
Top sector: Industrials.
Higher exposure to Corporate (bond sector) vs peer median.
Debt-heavy allocation (~86%).
High-quality debt (AAA/AA ~93%).
Largest holding H.G. Infra Engineering Limited (~4.6%).

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund Growth
Launch Date	19 Jul 04
NAV (30 Oct 26)	₹49.675 ↑ 0.03 (0.07 %)
Net Assets (Cr)	₹2,182 on 30 Sep 26
Category	Debt - Credit Risk
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	1.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity	8.86%
Effective Maturity	2 Years 9 Months 18 Days
Modified Duration	2 Years 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,343
30 Sep 23	₹11,197
30 Sep 24	₹12,078
30 Sep 25	₹13,072
30 Sep 26	₹14,027

SBI Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	-0.2%
3 Month	0.6%
6 Month	3.4%
1 Year	6.3%
3 Year	7.6%
5 Year	6.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.9%
2024	8.1%
2023	8.3%
2022	4.2%
2021	5%
2020	9.8%
2019	6.5%
2018	6.2%
2017	6.9%
2016	10.5%

Fund Manager information for SBI Credit Risk Fund

Name	Since	Tenure
Lokesh Mallya	1 Feb 17	9.67 Yr.
Prashanth Sridhar	1 Jul 26	0.25 Yr.

Data below for SBI Credit Risk Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	4.81%
Equity	5.7%
Debt	85.88%
Other	3.61%

Debt Sector Allocation

Sector	Value
Corporate	73.42%
Government	12.45%
Cash Equivalent	4.81%

Credit Quality

Rating	Value
A	7.34%
AA	73.28%
AAA	19.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
H.G. Infra Engineering Limited Debentures \| -	5%	₹101 Cr	10,000
Nj Capital Private Limited Debentures \| -	5%	₹99 Cr	10,000
TATA Projects Limited Debentures \| -	5%	₹99 Cr	10,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹99 Cr	11,000
Jtpm Metal TRaders Limited Debentures \| -	4%	₹97 Cr	9,000
Lodha Developers Limited Debentures \| -	4%	₹86 Cr	10,000
Renserv Global Private Limited Debentures \| -	4%	₹80 Cr	8,000
Jsw Jfe Kalinga Steel Limited Debentures \| -	4%	₹78 Cr	7,500
Aditya Birla Renewables Limited Debentures \| -	3%	₹75 Cr	7,500
Motilal Oswal Home Finance Limited Debentures \| -	3%	₹75 Cr	7,500

7. SBI Liquid Fund

(Erstwhile SBI - Premier Liquid Fund)

To provide attractive returns to the Magnum/Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Liquid Fund

Highest AUM (₹77,481 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.34% (lower mid).
1M return: 0.44% (upper mid).
Sharpe: 2.85 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.27% (lower mid).
Modified duration: 0.09 yrs (upper mid).
Average maturity: 0.10 yrs (upper mid).
Exit load: NIL.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~3.5%).

Below is the key information for SBI Liquid Fund

SBI Liquid Fund Growth
Launch Date	22 Mar 07
NAV (30 Oct 26)	₹4,421.85 ↑ 0.94 (0.02 %)
Net Assets (Cr)	₹77,481 on 30 Sep 26
Category	Debt - Liquid Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.3
Sharpe Ratio	2.85
Information Ratio	0
Alpha Ratio	0
Min Investment	50,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.27%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 2 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,401
30 Sep 23	₹11,109
30 Sep 24	₹11,919
30 Sep 25	₹12,718
30 Sep 26	₹13,527

SBI Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	3.1%
1 Year	6.3%
3 Year	6.7%
5 Year	6.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.4%
2024	7.3%
2023	6.9%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.5%
2018	7.3%
2017	6.6%
2016	7.6%

Fund Manager information for SBI Liquid Fund

Name	Since	Tenure
Rajeev Radhakrishnan	1 Dec 23	2.84 Yr.

Data below for SBI Liquid Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	98.43%
Debt	1.3%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78%
Corporate	11.58%
Government	10.16%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹2,686 Cr	270,000,000 ↑ 100,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹2,483 Cr	50,000 ↑ 50,000
Punjab National Bank Debentures \| -	3%	₹2,482 Cr	50,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹2,435 Cr	49,000
Canara Bank Domestic Bonds \| -	3%	₹2,195 Cr	44,000
12/11/2026 Maturing 364 DTB Sovereign Bonds \| -	3%	₹2,057 Cr	207,000,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹1,991 Cr	40,000
Reliance Retail Ventures Ltd. Net Current Assets \| -	3%	₹1,991 Cr	40,000 ↑ 30,000
Union Bank Of India Net Current Assets \| -	3%	₹1,988 Cr	40,000
India (Republic of) - \| -	2%	₹1,747 Cr	175,000,000

8. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

Research Highlights for SBI Magnum Ultra Short Duration Fund

Upper mid AUM (₹11,237 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.05% (bottom quartile).
1M return: 0.37% (upper mid).
Sharpe: 0.94 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.03% (upper mid).
Modified duration: 0.29 yrs (lower mid).
Average maturity: 0.48 yrs (bottom quartile).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~112%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~7.1%).

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund Growth
Launch Date	21 May 99
NAV (30 Oct 26)	₹6,468.79 ↑ 1.19 (0.02 %)
Net Assets (Cr)	₹11,237 on 30 Sep 26
Category	Debt - Ultrashort Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.55
Sharpe Ratio	0.94
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.03%
Effective Maturity	5 Months 23 Days
Modified Duration	3 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,371
30 Sep 23	₹11,080
30 Sep 24	₹11,895
30 Sep 25	₹12,757
30 Sep 26	₹13,549

SBI Magnum Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	3.1%
1 Year	6.1%
3 Year	6.9%
5 Year	6.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7%
2024	7.4%
2023	7%
2022	4.5%
2021	3.4%
2020	5.9%
2019	8%
2018	7.9%
2017	6.6%
2016	7.7%

Fund Manager information for SBI Magnum Ultra Short Duration Fund

Name	Since	Tenure
Sudhir Agrawal	15 May 25	1.38 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	112.22%
Other	0.44%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.63%
Corporate	39.63%

Credit Quality

Rating	Value
AA	22.75%
AAA	77.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	7%	₹798 Cr	80,000,000
Muthoot Finance Limited Debentures \| -	3%	₹323 Cr	32,500
Adani Power Limited Debentures \| -	3%	₹299 Cr	30,000
Deutsche Bank AG - \| -	2%	-₹250 Cr
HSBC Bank PLC Debentures \| -	2%	-₹250 Cr
Avanse Financial Services Limited Debentures \| -	2%	₹248 Cr	25,000
Axis Bank Ltd. Debentures \| -	2%	₹247 Cr	5,000
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	2%	₹243 Cr	255
Eris Lifesciences Limited Debentures \| -	2%	₹200 Cr	20,000 ↑ 5,000
Bharat Petroleum Corporation Limited Debentures \| -	2%	₹200 Cr	2,000

9. SBI Arbitrage Opportunities Fund

To provide capital appreciation and regular income for unitholders by identifying profitable arbitrage opportunities between the spot and derivative market segments as also through investment of surplus cash in debt and money market instruments.

Research Highlights for SBI Arbitrage Opportunities Fund

Top quartile AUM (₹46,309 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
5Y return: 6.26% (bottom quartile).
3Y return: 6.64% (bottom quartile).
1Y return: 5.93% (bottom quartile).
1M return: 0.62% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Basic Materials.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding SBI Liquid Dir Gr (~7.2%).

Below is the key information for SBI Arbitrage Opportunities Fund

SBI Arbitrage Opportunities Fund Growth
Launch Date	3 Nov 06
NAV (30 Oct 26)	₹36.5128 ↑ 0.07 (0.18 %)
Net Assets (Cr)	₹46,309 on 30 Sep 26
Category	Hybrid - Arbitrage
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately Low
Expense Ratio	0.91
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,421
30 Sep 23	₹11,185
30 Sep 24	₹12,009
30 Sep 25	₹12,817
30 Sep 26	₹13,592

SBI Arbitrage Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for SBI Arbitrage Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	2.7%
1 Year	5.9%
3 Year	6.6%
5 Year	6.3%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.5%
2024	7.5%
2023	7.4%
2022	4.6%
2021	4%
2020	3.5%
2019	6%
2018	6.2%
2017	5.3%
2016	6.4%

Fund Manager information for SBI Arbitrage Opportunities Fund

Name	Since	Tenure
Neeraj Kumar	5 Oct 12	14 Yr.
Ardhendu Bhattacharya	27 Dec 24	1.76 Yr.

Data below for SBI Arbitrage Opportunities Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	99.17%
Equity	0.12%
Debt	0.66%
Other	0.04%

Equity Sector Allocation

Sector	Value
Basic Materials	1.57%
Consumer Defensive	0.91%
Consumer Cyclical	0.67%
Communication Services	0.59%
Energy	0.53%
Financial Services	0.33%
Real Estate	0.09%

Debt Sector Allocation

Sector	Value
Cash Equivalent	91.89%
Corporate	5.85%
Government	2.1%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Liquid Dir Gr Investment Fund \| -	7%	₹3,357 Cr	7,538,173 ↑ 1,691,823
SBI Money Market Dir Gr Investment Fund \| -	7%	₹3,271 Cr	679,406,835 ↓ -344,800,000
Future on Reliance Industries Ltd Derivatives \| -	6%	-₹2,597 Cr	21,771,000 ↑ 5,833,500
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	6%	₹2,584 Cr	21,771,000 ↑ 5,833,500
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹2,299 Cr	32,117,150 ↓ -2,148,900
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	5%	₹2,276 Cr	32,117,150 ↓ -2,148,900
Future on State Bank of India Derivatives \| -	4%	-₹1,720 Cr	17,772,000 ↑ 1,050,000
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	4%	₹1,705 Cr	17,772,000 ↑ 1,050,000
Future on ICICI Bank Ltd Derivatives \| -	3%	-₹1,284 Cr	9,648,100 ↑ 1,636,600
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| ICICIBANK	3%	₹1,275 Cr	9,648,100 ↑ 1,636,600

10. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

Research Highlights for SBI Savings Fund

Upper mid AUM (₹27,850 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.79% (bottom quartile).
1M return: 0.31% (upper mid).
Sharpe: 0.50 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.84% (upper mid).
Modified duration: 0.31 yrs (bottom quartile).
Average maturity: 0.35 yrs (lower mid).
Exit load: 0-3 Days (0.1%),3 Days and above(NIL).
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~6.5%).

Below is the key information for SBI Savings Fund

SBI Savings Fund Growth
Launch Date	19 Jul 04
NAV (30 Oct 26)	₹44.783 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹27,850 on 30 Sep 26
Category	Debt - Money Market
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.66
Sharpe Ratio	0.5
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	500
Exit Load	0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity	6.84%
Effective Maturity	4 Months 6 Days
Modified Duration	3 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,356
30 Sep 23	₹11,059
30 Sep 24	₹11,854
30 Sep 25	₹12,725
30 Sep 26	₹13,485

SBI Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21

Duration	Returns
1 Month	0.3%
3 Month	1.4%
6 Month	3%
1 Year	5.8%
3 Year	6.8%
5 Year	6.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.1%
2024	7.3%
2023	6.9%
2022	4.3%
2021	3.3%
2020	5.7%
2019	7.7%
2018	7.1%
2017	6.3%
2016	8.4%

Fund Manager information for SBI Savings Fund

Name	Since	Tenure
Rajeev Radhakrishnan	1 Dec 23	2.84 Yr.
Sankalp Jain	1 Jul 26	0.25 Yr.

Data below for SBI Savings Fund as on 30 Sep 26

Asset Allocation

Asset Class	Value
Cash	94.58%
Debt	5.07%
Other	0.35%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.86%
Corporate	39.69%
Government	20.1%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	7%	₹1,817 Cr	184,000,000
India (Republic of) - \| -	4%	₹986 Cr	100,000,000
India (Republic of) - \| -	1%	₹398 Cr	40,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹368 Cr	7,600
7.52% Uttarpradesh Sdl 2027 Sovereign Bonds \| -	1%	₹328 Cr	32,500,000
Axis Bank Ltd. Debentures \| -	1%	₹292 Cr	6,000
Equitas Small Finance Bank Ltd. Debentures \| -	1%	₹246 Cr	5,000
Equitas Small Finance Bank Ltd. Debentures \| -	1%	₹246 Cr	5,000
The Jammu And Kashmir Bank Limited Debentures \| -	1%	₹243 Cr	5,000
Day Tbill Sovereign Bonds \| -	1%	₹195 Cr	20,000,000

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