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എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് 2022-ൽ നിന്നുള്ള 10 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ

Updated on September 28, 2025 , 48144 views

ഡെറ്റ് ഫണ്ട് വഴിഎസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് പതിവായി സൃഷ്ടിക്കാൻ ലക്ഷ്യമിടുന്നുവരുമാനം ഹ്രസ്വവും മധ്യകാലവും. ഈ ഫണ്ടുകൾ കടത്തിൽ നിക്ഷേപിച്ചിരിക്കുന്നു/വിപണി പണം ഉപകരണങ്ങൾ. കുറഞ്ഞ കാലയളവിനുള്ളിൽ നല്ല വരുമാനം നേടാനുള്ള നല്ലൊരു ഓപ്ഷനാണ് ഡെറ്റ് ഫണ്ടുകൾ.

രണ്ട് ദിവസം മുതൽ ഒരു മാസം വരെ നിക്ഷേപം നടത്താൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർ,ലിക്വിഡ് ഫണ്ടുകൾ ഒപ്പം അൾട്രാ-ഹ്രസ്വകാല ഡെറ്റ് ഫണ്ടുകൾ പ്രസക്തമായിരിക്കാം. ഒന്നോ രണ്ടോ വർഷത്തേക്ക് നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന ഒരാൾക്ക് ഹ്രസ്വകാല ഫണ്ടുകളിൽ നിക്ഷേപിക്കാം. 3 വർഷത്തിലേറെയായി ദീർഘകാലത്തേക്ക്, ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ അനുയോജ്യമാണ്, അതിൽ ചില അപകടസാധ്യതകൾ ഉൾപ്പെടുന്നു.

എസ്ബിഐ മ്യൂച്വൽ ഫണ്ട് ഇന്ത്യയിൽ മികച്ച പ്രകടനം നടത്തുന്ന ചില ഡെറ്റ് ഫണ്ടുകൾ വാഗ്ദാനം ചെയ്യുന്നു. മികച്ച എസ്‌ബിഐ സ്കീമുകൾ അവരുടെ മുൻകാല പ്രകടനങ്ങൾ, AUM മുതലായവ മുഖേനയാണ് ഏറ്റെടുത്തിരിക്കുന്നത്. നിക്ഷേപം നടത്താൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുകയും ഡെറ്റ് മാർക്കറ്റുകൾ പ്രയോജനപ്പെടുത്തി സ്ഥിരമായ വരുമാനം ഉണ്ടാക്കുകയും ചെയ്യാം.

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SBI

എസ്ബിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

  • മൂലധന വിലമതിപ്പ്:നിക്ഷേപിക്കുന്നു എസ്ബിഐയിൽ MF നിങ്ങൾക്ക് ഒരു നൽകാംമൂലധനം നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന ഫണ്ടിനെ ആശ്രയിച്ച് കുറഞ്ഞ അപകടസാധ്യതയുള്ള നിക്ഷേപങ്ങൾക്കും ഉയർന്ന അപകടസാധ്യതയുള്ള നിക്ഷേപങ്ങൾക്കുമുള്ള അഭിനന്ദനം.

  • സുരക്ഷ: എസ്ബിഐയുടെ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ രാജ്യത്തെ വിശ്വസനീയവും വിശ്വസനീയവുമായ ഫണ്ട് സ്കീമുകളിൽ ഒന്നാണ്.

  • വൈവിധ്യമാർന്ന ഓപ്ഷനുകൾ: എസ്‌ബിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് വിശാലമായി വരുന്നുപരിധി എസ്ബിഐ വാഗ്ദാനം ചെയ്യുന്ന ഈ സ്കീമുകളിൽ നിങ്ങൾക്ക് ഹ്രസ്വകാല, മധ്യകാല, ദീർഘകാലത്തേക്ക് നിക്ഷേപിക്കാം.

  • ആഭ്യന്തര, ഓഫ്‌ഷോർ ഫണ്ട് മാനേജ്‌മെന്റ്: കമ്പനിക്ക് ആഭ്യന്തരവും കൈകാര്യം ചെയ്യുന്നതിൽ വൈദഗ്ധ്യമുണ്ട്കടൽത്തീരത്ത് ഫണ്ടുകൾ.

  • എൻആർഐ നിക്ഷേപം: കമ്പനി എൻആർഐകൾക്കും അതിൽ നിക്ഷേപം നടത്താൻ അനുവദിക്കുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ.

എസ്ബിഐയുടെ മികച്ച പ്രകടനം ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Credit Risk Fund Growth ₹46.3979
↓ 0.00
₹2,2101.548.28.18.18.17%2Y 2M 26D3Y 18D
SBI Short Term Debt Fund Growth ₹32.6442
↑ 0.00
₹16,3871.3487.57.77.02%2Y 9M 14D3Y 5M 26D
SBI Banking and PSU Fund Growth ₹3,161.73
↑ 0.64
₹4,0651.13.77.67.37.76.94%4Y 1M 2D5Y 10M 24D
SBI Magnum Low Duration Fund Growth ₹3,549.7
↑ 1.14
₹15,2081.43.77.47.17.36.59%10M 2D1Y 2M 1D
SBI Magnum Medium Duration Fund Growth ₹51.7883
↓ -0.01
₹6,51613.47.47.78.17.57%3Y 8M 8D5Y 4M 13D
SBI Savings Fund Growth ₹42.1377
↑ 0.02
₹38,4501.43.67.37.17.36.26%5M 16D5M 26D
SBI Magnum Ultra Short Duration Fund Growth ₹6,069.67
↑ 2.62
₹15,5251.53.57.37.17.46.22%5M 8D6M
SBI Liquid Fund Growth ₹4,139.17
↑ 1.58
₹63,8241.43.16.76.97.35.86%1M 6D1M 6D
SBI Magnum Constant Maturity Fund Growth ₹63.9709
↓ -0.08
₹1,882-0.12.46.489.16.87%6Y 8M 1D9Y 5M 26D
SBI Overnight Fund Growth ₹4,212.67
↑ 0.62
₹23,9031.32.766.46.65.41%1D1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 25

Research Highlights & Commentary of 10 Funds showcased

CommentarySBI Credit Risk FundSBI Short Term Debt FundSBI Banking and PSU FundSBI Magnum Low Duration FundSBI Magnum Medium Duration FundSBI Savings FundSBI Magnum Ultra Short Duration FundSBI Liquid FundSBI Magnum Constant Maturity FundSBI Overnight Fund
Point 1Bottom quartile AUM (₹2,210 Cr).Upper mid AUM (₹16,387 Cr).Bottom quartile AUM (₹4,065 Cr).Lower mid AUM (₹15,208 Cr).Lower mid AUM (₹6,516 Cr).Top quartile AUM (₹38,450 Cr).Upper mid AUM (₹15,525 Cr).Highest AUM (₹63,824 Cr).Bottom quartile AUM (₹1,882 Cr).Upper mid AUM (₹23,903 Cr).
Point 2Established history (21+ yrs).Established history (18+ yrs).Established history (15+ yrs).Established history (18+ yrs).Established history (21+ yrs).Established history (21+ yrs).Oldest track record among peers (26 yrs).Established history (18+ yrs).Established history (24+ yrs).Established history (23+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).Rating: 4★ (top quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Low.Risk profile: Moderately Low.Risk profile: Low.
Point 51Y return: 8.23% (top quartile).1Y return: 8.00% (top quartile).1Y return: 7.59% (upper mid).1Y return: 7.39% (upper mid).1Y return: 7.36% (upper mid).1Y return: 7.34% (lower mid).1Y return: 7.25% (lower mid).1Y return: 6.71% (bottom quartile).1Y return: 6.42% (bottom quartile).1Y return: 6.02% (bottom quartile).
Point 61M return: 0.68% (upper mid).1M return: 0.62% (upper mid).1M return: 0.69% (upper mid).1M return: 0.51% (lower mid).1M return: 0.76% (top quartile).1M return: 0.46% (bottom quartile).1M return: 0.50% (lower mid).1M return: 0.46% (bottom quartile).1M return: 0.83% (top quartile).1M return: 0.44% (bottom quartile).
Point 7Sharpe: 1.72 (upper mid).Sharpe: 1.26 (lower mid).Sharpe: 0.77 (lower mid).Sharpe: 1.68 (upper mid).Sharpe: 0.64 (bottom quartile).Sharpe: 2.26 (upper mid).Sharpe: 2.74 (top quartile).Sharpe: 2.79 (top quartile).Sharpe: 0.17 (bottom quartile).Sharpe: -10.39 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 8.17% (top quartile).Yield to maturity (debt): 7.02% (upper mid).Yield to maturity (debt): 6.94% (upper mid).Yield to maturity (debt): 6.59% (lower mid).Yield to maturity (debt): 7.57% (top quartile).Yield to maturity (debt): 6.26% (lower mid).Yield to maturity (debt): 6.22% (bottom quartile).Yield to maturity (debt): 5.86% (bottom quartile).Yield to maturity (debt): 6.87% (upper mid).Yield to maturity (debt): 5.41% (bottom quartile).
Point 10Modified duration: 2.24 yrs (lower mid).Modified duration: 2.79 yrs (lower mid).Modified duration: 4.09 yrs (bottom quartile).Modified duration: 0.84 yrs (upper mid).Modified duration: 3.69 yrs (bottom quartile).Modified duration: 0.46 yrs (upper mid).Modified duration: 0.44 yrs (upper mid).Modified duration: 0.10 yrs (top quartile).Modified duration: 6.67 yrs (bottom quartile).Modified duration: 0.00 yrs (top quartile).

SBI Credit Risk Fund

  • Bottom quartile AUM (₹2,210 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 8.23% (top quartile).
  • 1M return: 0.68% (upper mid).
  • Sharpe: 1.72 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.17% (top quartile).
  • Modified duration: 2.24 yrs (lower mid).

SBI Short Term Debt Fund

  • Upper mid AUM (₹16,387 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.00% (top quartile).
  • 1M return: 0.62% (upper mid).
  • Sharpe: 1.26 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.02% (upper mid).
  • Modified duration: 2.79 yrs (lower mid).

SBI Banking and PSU Fund

  • Bottom quartile AUM (₹4,065 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.59% (upper mid).
  • 1M return: 0.69% (upper mid).
  • Sharpe: 0.77 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.94% (upper mid).
  • Modified duration: 4.09 yrs (bottom quartile).

SBI Magnum Low Duration Fund

  • Lower mid AUM (₹15,208 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.39% (upper mid).
  • 1M return: 0.51% (lower mid).
  • Sharpe: 1.68 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.59% (lower mid).
  • Modified duration: 0.84 yrs (upper mid).

SBI Magnum Medium Duration Fund

  • Lower mid AUM (₹6,516 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.36% (upper mid).
  • 1M return: 0.76% (top quartile).
  • Sharpe: 0.64 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.57% (top quartile).
  • Modified duration: 3.69 yrs (bottom quartile).

SBI Savings Fund

  • Top quartile AUM (₹38,450 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.34% (lower mid).
  • 1M return: 0.46% (bottom quartile).
  • Sharpe: 2.26 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.26% (lower mid).
  • Modified duration: 0.46 yrs (upper mid).

SBI Magnum Ultra Short Duration Fund

  • Upper mid AUM (₹15,525 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.25% (lower mid).
  • 1M return: 0.50% (lower mid).
  • Sharpe: 2.74 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.22% (bottom quartile).
  • Modified duration: 0.44 yrs (upper mid).

SBI Liquid Fund

  • Highest AUM (₹63,824 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.71% (bottom quartile).
  • 1M return: 0.46% (bottom quartile).
  • Sharpe: 2.79 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 5.86% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

SBI Magnum Constant Maturity Fund

  • Bottom quartile AUM (₹1,882 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 6.42% (bottom quartile).
  • 1M return: 0.83% (top quartile).
  • Sharpe: 0.17 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.87% (upper mid).
  • Modified duration: 6.67 yrs (bottom quartile).

SBI Overnight Fund

  • Upper mid AUM (₹23,903 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.02% (bottom quartile).
  • 1M return: 0.44% (bottom quartile).
  • Sharpe: -10.39 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 5.41% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

1. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Research Highlights for SBI Credit Risk Fund

  • Bottom quartile AUM (₹2,210 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 8.23% (top quartile).
  • 1M return: 0.68% (upper mid).
  • Sharpe: 1.72 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.17% (top quartile).
  • Modified duration: 2.24 yrs (lower mid).
  • Average maturity: 3.05 yrs (lower mid).
  • Exit load: 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL).

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (30 Sep 25) ₹46.3979 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹2,210 on 15 Sep 25
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 1.72
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 8.17%
Effective Maturity 3 Years 18 Days
Modified Duration 2 Years 2 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,722
30 Sep 22₹11,089
30 Sep 23₹12,006
30 Sep 24₹12,950

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.7%
3 Month 1.5%
6 Month 4%
1 Year 8.2%
3 Year 8.1%
5 Year 7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 8.3%
2022 4.2%
2021 5%
2020 9.8%
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 178.59 Yr.

Data below for SBI Credit Risk Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash5.16%
Equity3.01%
Debt91.46%
Other0.36%
Debt Sector Allocation
SectorValue
Corporate69.63%
Government21.83%
Cash Equivalent5.16%
Credit Quality
RatingValue
A20.2%
AA64.02%
AAA15.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
7%₹151 Cr15,000,000
Aadhar Housing Finance Limited
Debentures | -
5%₹113 Cr11,200
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹107 Cr10,500,000
↑ 2,500,000
Infopark Properties Limited
Debentures | -
5%₹106 Cr10,500
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
5%₹106 Cr11,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹102 Cr10,000
↑ 10,000
H.G. Infra Engineering Limited
Debentures | -
5%₹100 Cr10,000
Nj Capital Private Limited
Debentures | -
5%₹99 Cr10,000
The Sandur Manganese And Iron Ores Limited
Debentures | -
4%₹83 Cr8,500
Avanse Financial Services Limited
Debentures | -
4%₹80 Cr8,000

2. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

Research Highlights for SBI Short Term Debt Fund

  • Upper mid AUM (₹16,387 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.00% (top quartile).
  • 1M return: 0.62% (upper mid).
  • Sharpe: 1.26 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.02% (upper mid).
  • Modified duration: 2.79 yrs (lower mid).
  • Average maturity: 3.49 yrs (lower mid).
  • Exit load: NIL.

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (30 Sep 25) ₹32.6442 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹16,387 on 31 Aug 25
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio 1.26
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.02%
Effective Maturity 3 Years 5 Months 26 Days
Modified Duration 2 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,475
30 Sep 22₹10,721
30 Sep 23₹11,449
30 Sep 24₹12,334

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 4%
1 Year 8%
3 Year 7.5%
5 Year 5.9%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.7%
2022 3.5%
2021 2.8%
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
2015 8.2%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Mansi Sajeja1 Dec 231.75 Yr.

Data below for SBI Short Term Debt Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash8.32%
Debt91.41%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate63.81%
Government27.19%
Securitized4.5%
Cash Equivalent4.23%
Credit Quality
RatingValue
AA12.64%
AAA87.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.33% Govt Stock 2035
Sovereign Bonds | -
5%₹840 Cr85,000,000
↓ -15,000,000
7.17% Govt Stock 2030
Sovereign Bonds | -
4%₹682 Cr66,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹660 Cr65,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹507 Cr50,000
Rec Limited
Debentures | -
3%₹507 Cr50,000
08.32 RJ Sdl 2029
Sovereign Bonds | -
3%₹471 Cr45,000,000
TATA Communications Limited
Debentures | -
2%₹403 Cr40,000
Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Tru
Unlisted bonds | -
2%₹375 Cr375
↑ 375
Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure
Unlisted bonds | -
2%₹375 Cr375
↑ 375
National Bank For Agriculture And Rural Development
Debentures | -
2%₹373 Cr37,500

3. SBI Banking and PSU Fund

(Erstwhile SBI Treasury Advantage Fund)

The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities.

Research Highlights for SBI Banking and PSU Fund

  • Bottom quartile AUM (₹4,065 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 7.59% (upper mid).
  • 1M return: 0.69% (upper mid).
  • Sharpe: 0.77 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.94% (upper mid).
  • Modified duration: 4.09 yrs (bottom quartile).
  • Average maturity: 5.90 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for SBI Banking and PSU Fund

SBI Banking and PSU Fund
Growth
Launch Date 9 Oct 09
NAV (30 Sep 25) ₹3,161.73 ↑ 0.64   (0.02 %)
Net Assets (Cr) ₹4,065 on 31 Aug 25
Category Debt - Banking & PSU Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.8
Sharpe Ratio 0.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.94%
Effective Maturity 5 Years 10 Months 24 Days
Modified Duration 4 Years 1 Month 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,492
30 Sep 22₹10,679
30 Sep 23₹11,384
30 Sep 24₹12,270

SBI Banking and PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Banking and PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.7%
3 Month 1.1%
6 Month 3.7%
1 Year 7.6%
3 Year 7.3%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.6%
2022 2.9%
2021 2.6%
2020 10.5%
2019 9.7%
2018 7.4%
2017 6.4%
2016 8.3%
2015 8.7%
Fund Manager information for SBI Banking and PSU Fund
NameSinceTenure
Ardhendu Bhattacharya1 Dec 231.75 Yr.
Pradeep Kesavan1 Dec 231.75 Yr.

Data below for SBI Banking and PSU Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash12.44%
Debt87.2%
Other0.35%
Debt Sector Allocation
SectorValue
Corporate45.86%
Government43.15%
Cash Equivalent10.64%
Credit Quality
RatingValue
AA7.35%
AAA92.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.24% Govt Stock 2055
Sovereign Bonds | -
7%₹296 Cr29,500,000
↑ 19,500,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹211 Cr23,000
Ongc Petro Additions Limited
Debentures | -
4%₹177 Cr17,500
National Bank For Financing Infrastructure And Development
Debentures | -
4%₹172 Cr17,000
ICICI Bank Limited
Debentures | -
4%₹161 Cr1,600
GAil (India) Limited
Debentures | -
4%₹152 Cr1,500
India Infrastructure Finance Company Limited
Debentures | -
4%₹150 Cr15,000
National Highways Infra TRust
Debentures | -
3%₹124 Cr25,000
Nuclear Power Corporation Of India Limited
Debentures | -
3%₹106 Cr10,400
Power Finance Corporation Limited
Debentures | -
2%₹101 Cr10,000

4. SBI Magnum Low Duration Fund

(Erstwhile SBI-Short Horizon Fund - Ultra Short Term)

To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency.

Research Highlights for SBI Magnum Low Duration Fund

  • Lower mid AUM (₹15,208 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.39% (upper mid).
  • 1M return: 0.51% (lower mid).
  • Sharpe: 1.68 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.59% (lower mid).
  • Modified duration: 0.84 yrs (upper mid).
  • Average maturity: 1.17 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for SBI Magnum Low Duration Fund

SBI Magnum Low Duration Fund
Growth
Launch Date 27 Jul 07
NAV (30 Sep 25) ₹3,549.7 ↑ 1.14   (0.03 %)
Net Assets (Cr) ₹15,208 on 31 Aug 25
Category Debt - Low Duration
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.95
Sharpe Ratio 1.68
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.59%
Effective Maturity 1 Year 2 Months 1 Day
Modified Duration 10 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,381
30 Sep 22₹10,711
30 Sep 23₹11,427
30 Sep 24₹12,249

SBI Magnum Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.7%
1 Year 7.4%
3 Year 7.1%
5 Year 5.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.7%
2022 4%
2021 3.2%
2020 6.7%
2019 8.3%
2018 7.5%
2017 6.6%
2016 8.3%
2015 8.6%
Fund Manager information for SBI Magnum Low Duration Fund
NameSinceTenure
Sudhir Agrawal15 May 250.3 Yr.

Data below for SBI Magnum Low Duration Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash27.54%
Debt72.19%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate63.93%
Government23.42%
Cash Equivalent8.93%
Securitized3.45%
Credit Quality
RatingValue
AA8.59%
AAA91.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
6%₹863 Cr85,000
07.03 CG Sdl 2026
Sovereign Bonds | -
6%₹859 Cr84,992,300
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure T
Unlisted bonds | -
3%₹525 Cr525
↑ 525
TRent Limited
Debentures | -
3%₹496 Cr5,000
Indigrid Infrastructure Trust
Debentures | -
3%₹387 Cr3,850
Rec Limited
Debentures | -
2%₹354 Cr35,000
↑ 20,000
Bajaj Housing Finance Limited
Debentures | -
2%₹253 Cr25,000
TATA Motors Limited
Debentures | -
2%₹252 Cr2,500
Bajaj Finance Limited
Debentures | -
2%₹251 Cr25,000
Citicorp Finance (India) Limited
Debentures | -
2%₹250 Cr25,000

5. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

Research Highlights for SBI Magnum Medium Duration Fund

  • Lower mid AUM (₹6,516 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.36% (upper mid).
  • 1M return: 0.76% (top quartile).
  • Sharpe: 0.64 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.57% (top quartile).
  • Modified duration: 3.69 yrs (bottom quartile).
  • Average maturity: 5.37 yrs (bottom quartile).
  • Exit load: 0-12 Months (1.5%),12 Months and above(NIL).

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (30 Sep 25) ₹51.7883 ↓ -0.01   (-0.01 %)
Net Assets (Cr) ₹6,516 on 31 Aug 25
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.22
Sharpe Ratio 0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 7.57%
Effective Maturity 5 Years 4 Months 13 Days
Modified Duration 3 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,656
30 Sep 22₹10,889
30 Sep 23₹11,706
30 Sep 24₹12,663

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.8%
3 Month 1%
6 Month 3.4%
1 Year 7.4%
3 Year 7.7%
5 Year 6.3%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3.4%
2021 3.8%
2020 12.3%
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Lokesh Mallya1 Dec 231.75 Yr.
Mohit Jain30 Nov 177.76 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash9.24%
Equity0.5%
Debt89.96%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate51.66%
Government34.46%
Cash Equivalent9.24%
Securitized3.84%
Credit Quality
RatingValue
A6.93%
AA47.22%
AAA45.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
12%₹793 Cr76,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
9%₹599 Cr59,000,000
↓ -22,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹553 Cr53,500,000
Godrej Properties Limited
Debentures | -
5%₹304 Cr30,000
Avanse Financial Services Limited
Debentures | -
4%₹251 Cr25,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹231 Cr24,000
Yes Bank Limited
Debentures | -
3%₹224 Cr2,250
Aditya Birla Real Estate Limited
Debentures | -
3%₹223 Cr22,000
Renserv Global Private Limited
Debentures | -
3%₹205 Cr20,500
Motilal Oswal Finvest Ltd.
Debentures | -
3%₹200 Cr20,000
↑ 20,000

6. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

Research Highlights for SBI Savings Fund

  • Top quartile AUM (₹38,450 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 7.34% (lower mid).
  • 1M return: 0.46% (bottom quartile).
  • Sharpe: 2.26 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.26% (lower mid).
  • Modified duration: 0.46 yrs (upper mid).
  • Average maturity: 0.49 yrs (upper mid).
  • Exit load: 0-3 Days (0.1%),3 Days and above(NIL).

Below is the key information for SBI Savings Fund

SBI Savings Fund
Growth
Launch Date 19 Jul 04
NAV (30 Sep 25) ₹42.1377 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹38,450 on 31 Aug 25
Category Debt - Money Market
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.74
Sharpe Ratio 2.26
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load 0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity 6.26%
Effective Maturity 5 Months 26 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,351
30 Sep 22₹10,719
30 Sep 23₹11,446
30 Sep 24₹12,270

SBI Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.6%
1 Year 7.3%
3 Year 7.1%
5 Year 5.7%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.9%
2022 4.3%
2021 3.3%
2020 5.7%
2019 7.7%
2018 7.1%
2017 6.3%
2016 8.4%
2015 8.3%
Fund Manager information for SBI Savings Fund
NameSinceTenure
Rajeev Radhakrishnan1 Dec 231.75 Yr.

Data below for SBI Savings Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash74.18%
Debt25.58%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent47.15%
Corporate36.07%
Government16.54%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd.
Debentures | -
4%₹1,695 Cr35,000
5.63% Govt Stock 2026
Sovereign Bonds | -
4%₹1,398 Cr139,845,000
Punjab National Bank
Domestic Bonds | -
3%₹1,163 Cr24,000
Bank of Baroda
Debentures | -
2%₹640 Cr13,500
↓ -6,500
364 DTB 04122025
Sovereign Bonds | -
1%₹509 Cr51,500,000
Csb Bank Ltd
Debentures | -
1%₹500 Cr10,000
Csb Bank Ltd
Debentures | -
1%₹491 Cr10,000
06.90 OIL SPL 2026
Domestic Bonds | -
1%₹486 Cr48,397,000
91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -
1%₹474 Cr47,500,000
Indian Bank
Domestic Bonds | -
1%₹436 Cr9,000

7. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

Research Highlights for SBI Magnum Ultra Short Duration Fund

  • Upper mid AUM (₹15,525 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 7.25% (lower mid).
  • 1M return: 0.50% (lower mid).
  • Sharpe: 2.74 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.22% (bottom quartile).
  • Modified duration: 0.44 yrs (upper mid).
  • Average maturity: 0.50 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund
Growth
Launch Date 21 May 99
NAV (30 Sep 25) ₹6,069.67 ↑ 2.62   (0.04 %)
Net Assets (Cr) ₹15,525 on 31 Aug 25
Category Debt - Ultrashort Bond
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.54
Sharpe Ratio 2.74
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.22%
Effective Maturity 6 Months
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,360
30 Sep 22₹10,744
30 Sep 23₹11,479
30 Sep 24₹12,323

SBI Magnum Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.5%
1 Year 7.3%
3 Year 7.1%
5 Year 5.7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.4%
2023 7%
2022 4.5%
2021 3.4%
2020 5.9%
2019 8%
2018 7.9%
2017 6.6%
2016 7.7%
2015 8.3%
Fund Manager information for SBI Magnum Ultra Short Duration Fund
NameSinceTenure
Sudhir Agrawal15 May 250.3 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash54.71%
Debt44.99%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate51.81%
Cash Equivalent25.63%
Government19.97%
Securitized2.29%
Credit Quality
RatingValue
AA3.68%
AAA96.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Rec Limited
Debentures | -
4%₹694 Cr6,950
5.63% Govt Stock 2026
Sovereign Bonds | -
4%₹685 Cr68,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹516 Cr5,150
HDFC Bank Ltd.
Debentures | -
3%₹484 Cr10,000
Bharti Telecom Limited
Debentures | -
2%₹371 Cr3,700
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure T
Unlisted bonds | -
2%₹355 Cr355
↑ 355
Ntpc Limited
Debentures | -
2%₹349 Cr34,800
National Bank For Agriculture And Rural Development
Debentures | -
2%₹296 Cr29,500
Bank of Baroda
Debentures | -
2%₹292 Cr6,000
Citicorp Finance (India) Limited
Debentures | -
2%₹250 Cr25,000

8. SBI Liquid Fund

(Erstwhile SBI - Premier Liquid Fund)

To provide attractive returns to the Magnum/Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

Research Highlights for SBI Liquid Fund

  • Highest AUM (₹63,824 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.71% (bottom quartile).
  • 1M return: 0.46% (bottom quartile).
  • Sharpe: 2.79 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 5.86% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).
  • Average maturity: 0.10 yrs (top quartile).
  • Exit load: NIL.

Below is the key information for SBI Liquid Fund

SBI Liquid Fund
Growth
Launch Date 22 Mar 07
NAV (30 Sep 25) ₹4,139.17 ↑ 1.58   (0.04 %)
Net Assets (Cr) ₹63,824 on 31 Aug 25
Category Debt - Liquid Fund
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.3
Sharpe Ratio 2.79
Information Ratio 0
Alpha Ratio 0
Min Investment 50,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.86%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,318
30 Sep 22₹10,732
30 Sep 23₹11,462
30 Sep 24₹12,297

SBI Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.1%
1 Year 6.7%
3 Year 6.9%
5 Year 5.6%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.9%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.3%
Fund Manager information for SBI Liquid Fund
NameSinceTenure
Rajeev Radhakrishnan1 Dec 231.75 Yr.

Data below for SBI Liquid Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash99.71%
Other0.29%
Debt Sector Allocation
SectorValue
Cash Equivalent77.48%
Corporate14.24%
Government7.99%
Credit Quality
RatingValue
AA0.68%
AAA99.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 Days Tbill Red 23-10-2025
Sovereign Bonds | -
4%₹2,685 Cr270,000,000
Bank Of India
Net Current Assets | -
3%₹1,975 Cr40,000
↑ 40,000
Treps
CBLO/Reverse Repo | -
3%₹1,594 Cr
India (Republic of)
- | -
3%₹1,586 Cr160,000,000
India (Republic of)
- | -
3%₹1,540 Cr154,500,000
↑ 154,500,000
Bharti Airtel Ltd.
Commercial Paper | -
2%₹1,498 Cr30,000
Hdfc Bank Ltd.
Net Current Assets | -
2%₹1,485 Cr30,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹1,481 Cr30,000
↑ 30,000
91 Days Tbill Red 30-10-2025
Sovereign Bonds | -
2%₹1,445 Cr145,500,000
India (Republic of)
- | -
2%₹1,340 Cr135,000,000

9. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

Research Highlights for SBI Magnum Constant Maturity Fund

  • Bottom quartile AUM (₹1,882 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 6.42% (bottom quartile).
  • 1M return: 0.83% (top quartile).
  • Sharpe: 0.17 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.87% (upper mid).
  • Modified duration: 6.67 yrs (bottom quartile).
  • Average maturity: 9.49 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (30 Sep 25) ₹63.9709 ↓ -0.08   (-0.12 %)
Net Assets (Cr) ₹1,882 on 31 Aug 25
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.63
Sharpe Ratio 0.17
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.87%
Effective Maturity 9 Years 5 Months 26 Days
Modified Duration 6 Years 8 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,501
30 Sep 22₹10,450
30 Sep 23₹11,243
30 Sep 24₹12,380

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.8%
3 Month -0.1%
6 Month 2.4%
1 Year 6.4%
3 Year 8%
5 Year 5.7%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.1%
2023 7.5%
2022 1.3%
2021 2.4%
2020 11.6%
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Sudhir Agarwal1 Jul 250.17 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash2.61%
Debt97.39%
Debt Sector Allocation
SectorValue
Government97.39%
Cash Equivalent2.61%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
66%₹1,246 Cr120,500,000
↓ -6,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
27%₹506 Cr48,999,500
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹66 Cr6,500,000
↑ 6,500,000
6.33% Govt Stock 2035
Sovereign Bonds | -
1%₹15 Cr1,500,000
↑ 1,000,000
Net Receivable / Payable
CBLO | -
2%₹46 Cr
Treps
CBLO/Reverse Repo | -
0%₹3 Cr

10. SBI Overnight Fund

(Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan)

To mitigate interest rate risk and generate opportunities for regular income through a portfolio investing predominantly in floating rate securities and Money Market instruments.

Research Highlights for SBI Overnight Fund

  • Upper mid AUM (₹23,903 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.02% (bottom quartile).
  • 1M return: 0.44% (bottom quartile).
  • Sharpe: -10.39 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 5.41% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).
  • Average maturity: 0.00 yrs (top quartile).
  • Exit load: 0-1 Months (0.2%),1 Months and above(NIL).

Below is the key information for SBI Overnight Fund

SBI Overnight Fund
Growth
Launch Date 1 Oct 02
NAV (30 Sep 25) ₹4,212.67 ↑ 0.62   (0.01 %)
Net Assets (Cr) ₹23,903 on 31 Aug 25
Category Debt - Overnight
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.15
Sharpe Ratio -10.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load 0-1 Months (0.2%),1 Months and above(NIL)
Yield to Maturity 5.41%
Effective Maturity 1 Day
Modified Duration 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Sep 20₹10,000
30 Sep 21₹10,302
30 Sep 22₹10,704
30 Sep 23₹11,386
30 Sep 24₹12,145

SBI Overnight Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Overnight Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.7%
1 Year 6%
3 Year 6.4%
5 Year 5.2%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 6.6%
2023 6.6%
2022 4.6%
2021 3.1%
2020 3.3%
2019 5.6%
2018 6.2%
2017 5.8%
2016 6.8%
2015 7.8%
Fund Manager information for SBI Overnight Fund
NameSinceTenure
Ranjana Gupta27 Dec 240.68 Yr.

Data below for SBI Overnight Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent98.31%
Government1.06%
Corporate0.63%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
56%₹13,440 Cr
Reverse Repo
CBLO/Reverse Repo | -
32%₹7,721 Cr
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹1,050 Cr21,000
↑ 21,000
HDFC Securities Limited
Commercial Paper | -
1%₹300 Cr6,000
↑ 6,000
India (Republic of)
- | -
1%₹254 Cr25,500,000
↑ 25,500,000
ICICI Home Finance Company Limited
Commercial Paper | -
1%₹250 Cr5,000
↑ 5,000
91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -
1%₹250 Cr25,000,000
91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -
1%₹250 Cr25,000,000
Treasury Bills
Sovereign Bonds | -
1%₹249 Cr25,000,000
↑ 25,000,000
Union Bank Of India
Certificate of Deposit | -
1%₹150 Cr3,000
↑ 3,000

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Santwana kundu, posted on 8 Feb 20 8:45 AM

I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.

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