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SIP നിക്ഷേപം ഏറ്റവും അച്ചടക്കമുള്ള ഒന്നാണ്നിക്ഷേപിക്കുന്നു എപ്പോൾ ഓപ്ഷനുകൾമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നു. മാത്രമല്ല, നിക്ഷേപത്തിന്റെ ഏറ്റവും കുറഞ്ഞ തുക എഎസ്.ഐ.പി മ്യൂച്വൽ ഫണ്ട് 500 രൂപയിൽ താഴെയാണ്. ഇത് നിക്ഷേപം നടത്തുന്നുടോപ്പ് SIP വളരെ സൗകര്യപ്രദമായ പദ്ധതികൾ. സാധാരണയായി, SIP-കൾ അനുയോജ്യമാണ്ഇക്വിറ്റി ഫണ്ടുകൾ ദീർഘകാലാടിസ്ഥാനത്തിൽ എസ്‌ഐ‌പിക്ക് ഏറ്റവും പ്രയോജനം ലഭിക്കുന്നതിനാൽ, പല നിക്ഷേപകരും അത് സ്വീകരിക്കാൻ ഇഷ്ടപ്പെടുന്നുഡെറ്റ് ഫണ്ട് അതും. അതിനാൽ, മികച്ച വരുമാനം നൽകുന്ന ഇന്ത്യയിലെ ചില മികച്ച ഡെറ്റ് എസ്ഐപി പ്ലാനുകൾ ഇതാ.
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22 - 23 സാമ്പത്തിക വർഷത്തിൽ നിക്ഷേപിക്കാനുള്ള മികച്ച 10 ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ SIP പ്ലാനുകൾ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Credit Risk Fund Growth ₹23.0296
↑ 0.02 ₹1,044 100 2.2 5.1 13.6 10.8 11.9 7.78% 2Y 1M 6D 3Y 1M 13D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Medium Term Plan Growth ₹40.8852
↑ 0.03 ₹2,876 1,000 1.8 4.1 11.4 9.7 10.5 7.51% 3Y 4M 17D 4Y 6M 22D Franklin India Corporate Debt Fund Growth ₹101.84
↑ 0.06 ₹1,071 500 1.3 4.9 9.5 7.9 7.6 7.12% 2Y 11M 5D 6Y 4M 17D Nippon India Credit Risk Fund Growth ₹35.9412
↑ 0.02 ₹990 100 1.7 4.4 9.4 8.5 8.3 8.28% 1Y 11M 12D 2Y 3M 25D ICICI Prudential Regular Savings Fund Growth ₹32.7626
↑ 0.05 ₹6,013 100 2.3 5 9.3 8.5 8.5 8.07% 2Y 1M 24D 3Y 3M 7D ICICI Prudential Medium Term Bond Fund Growth ₹46.0667
↑ 0.07 ₹5,739 1,000 1.9 4.2 9.2 8.2 8 7.85% 3Y 3M 25D 5Y 8M 23D Kotak Credit Risk Fund Growth ₹30.359
↑ 0.06 ₹687 1,000 2.3 5.2 9.1 7.7 7.1 8.03% 2Y 4M 28D 3Y 4D IIFL Dynamic Bond Fund Growth ₹23.1684
↑ 0.04 ₹648 1,000 1.4 3.8 8.9 8.5 9.6 7.22% 7Y 1M 6D 7Y 1M 6D Kotak Medium Term Fund Growth ₹23.4009
↑ 0.05 ₹1,832 1,000 2.1 4.5 8.8 8.2 9 7.85% 3Y 4M 24D 5Y 4M 24D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Oct 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Aditya Birla Sun Life Credit Risk Fund Sundaram Low Duration Fund Aditya Birla Sun Life Medium Term Plan Franklin India Corporate Debt Fund Nippon India Credit Risk Fund ICICI Prudential Regular Savings Fund ICICI Prudential Medium Term Bond Fund Kotak Credit Risk Fund IIFL Dynamic Bond Fund Kotak Medium Term Fund Point 1 Lower mid AUM (₹1,044 Cr). Bottom quartile AUM (₹550 Cr). Upper mid AUM (₹2,876 Cr). Upper mid AUM (₹1,071 Cr). Lower mid AUM (₹990 Cr). Highest AUM (₹6,013 Cr). Top quartile AUM (₹5,739 Cr). Bottom quartile AUM (₹687 Cr). Bottom quartile AUM (₹648 Cr). Upper mid AUM (₹1,832 Cr). Point 2 Established history (10+ yrs). Established history (18+ yrs). Established history (16+ yrs). Oldest track record among peers (28 yrs). Established history (20+ yrs). Established history (14+ yrs). Established history (21+ yrs). Established history (15+ yrs). Established history (12+ yrs). Established history (11+ yrs). Point 3 Not Rated. Rating: 2★ (upper mid). Top rated. Rating: 2★ (upper mid). Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Rating: 2★ (lower mid). Rating: 3★ (top quartile). Not Rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 13.56% (top quartile). 1Y return: 11.79% (top quartile). 1Y return: 11.37% (upper mid). 1Y return: 9.47% (upper mid). 1Y return: 9.35% (upper mid). 1Y return: 9.28% (lower mid). 1Y return: 9.25% (lower mid). 1Y return: 9.10% (bottom quartile). 1Y return: 8.87% (bottom quartile). 1Y return: 8.83% (bottom quartile). Point 6 1M return: 1.09% (lower mid). 1M return: 0.28% (bottom quartile). 1M return: 1.13% (upper mid). 1M return: 0.79% (bottom quartile). 1M return: 0.87% (bottom quartile). 1M return: 1.10% (upper mid). 1M return: 1.16% (upper mid). 1M return: 1.09% (lower mid). 1M return: 1.19% (top quartile). 1M return: 1.29% (top quartile). Point 7 Sharpe: 2.29 (upper mid). Sharpe: 0.99 (bottom quartile). Sharpe: 2.36 (top quartile). Sharpe: 1.26 (lower mid). Sharpe: 2.73 (top quartile). Sharpe: 1.90 (upper mid). Sharpe: 1.49 (upper mid). Sharpe: 0.31 (bottom quartile). Sharpe: 0.66 (bottom quartile). Sharpe: 1.09 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.78% (lower mid). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 7.51% (lower mid). Yield to maturity (debt): 7.12% (bottom quartile). Yield to maturity (debt): 8.28% (top quartile). Yield to maturity (debt): 8.07% (top quartile). Yield to maturity (debt): 7.85% (upper mid). Yield to maturity (debt): 8.03% (upper mid). Yield to maturity (debt): 7.22% (bottom quartile). Yield to maturity (debt): 7.85% (upper mid). Point 10 Modified duration: 2.10 yrs (upper mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 3.38 yrs (bottom quartile). Modified duration: 2.93 yrs (lower mid). Modified duration: 1.95 yrs (top quartile). Modified duration: 2.15 yrs (upper mid). Modified duration: 3.32 yrs (lower mid). Modified duration: 2.41 yrs (upper mid). Modified duration: 7.10 yrs (bottom quartile). Modified duration: 3.40 yrs (bottom quartile). Aditya Birla Sun Life Credit Risk Fund
Sundaram Low Duration Fund
Aditya Birla Sun Life Medium Term Plan
Franklin India Corporate Debt Fund
Nippon India Credit Risk Fund
ICICI Prudential Regular Savings Fund
ICICI Prudential Medium Term Bond Fund
Kotak Credit Risk Fund
IIFL Dynamic Bond Fund
Kotak Medium Term Fund
*ഫണ്ട് ഉണ്ടെന്ന് സൂചിപ്പിച്ചിരിക്കുന്നുഫണ്ട് സൈസ് (AUM) 500 കോടിക്ക് മുകളിൽ.
(Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on (Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Research Highlights for Sundaram Low Duration Fund Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Medium Term Bond Fund Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on (Erstwhile Kotak Income Opportunities Fund) The investment objective of the scheme is to generate income by investing in debt/ and money market securities across the yield curve and credit spectrum. The scheme will also seek to maintain reasonable liquidity within the fund. Research Highlights for Kotak Credit Risk Fund Below is the key information for Kotak Credit Risk Fund Returns up to 1 year are on The investment objective of the scheme is to generate income and long term gains by investing in a range of debt and money market instruments of various maturities. The scheme will seek to flexibly manage its investment across the maturity spectrum with a view to optimize the risk return proposition for the investors. Research Highlights for IIFL Dynamic Bond Fund Below is the key information for IIFL Dynamic Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Research Highlights for Kotak Medium Term Fund Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (20 Oct 25) ₹23.0296 ↑ 0.02 (0.09 %) Net Assets (Cr) ₹1,044 on 15 Sep 25 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.54 Sharpe Ratio 2.29 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.78% Effective Maturity 3 Years 1 Month 13 Days Modified Duration 2 Years 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,843 30 Sep 22 ₹11,533 30 Sep 23 ₹12,341 30 Sep 24 ₹13,481 30 Sep 25 ₹15,632 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 1.1% 3 Month 2.2% 6 Month 5.1% 1 Year 13.6% 3 Year 10.8% 5 Year 9.2% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.9% 2023 6.9% 2022 7.1% 2021 6.4% 2020 9.4% 2019 2.1% 2018 6.6% 2017 8.1% 2016 10.3% 2015 Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 10.38 Yr. Mohit Sharma 6 Aug 20 5.07 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 5.84% Equity 7.64% Debt 86.2% Other 0.33% Debt Sector Allocation
Sector Value Corporate 68.82% Government 17.37% Cash Equivalent 5.84% Credit Quality
Rating Value A 4.22% AA 69.07% AAA 26.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹71 Cr 7,000,000 JSW Steel Limited
Debentures | -5% ₹55 Cr 550 Aditya Birla Real Estate Limited
Debentures | -4% ₹45 Cr 4,500 GMR Airports Limited
Debentures | -4% ₹37 Cr 3,700 7.18% Govt Stock 2037
Sovereign Bonds | -3% ₹36 Cr 3,500,000 9.40% Ikf Finance Ltd (12/08/2027) **
Debentures | -3% ₹35 Cr 3,500
↑ 3,500 Jubilant Bevco Limited
Debentures | -3% ₹31 Cr 3,000 Narayana Hrudayalaya Limited
Debentures | -3% ₹30 Cr 3,000 360 One Prime Limited
Debentures | -3% ₹30 Cr 3,000 JSW Energy Limited
Debentures | -3% ₹30 Cr 3,000 2. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹11,188 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (20 Oct 25) ₹40.8852 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹2,876 on 15 Sep 25 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.36 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.51% Effective Maturity 4 Years 6 Months 22 Days Modified Duration 3 Years 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,847 30 Sep 22 ₹13,395 30 Sep 23 ₹14,355 30 Sep 24 ₹15,641 30 Sep 25 ₹17,586 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 1.1% 3 Month 1.8% 6 Month 4.1% 1 Year 11.4% 3 Year 9.7% 5 Year 11.9% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.01 Yr. Mohit Sharma 6 Aug 20 5.07 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 6.08% Equity 4.1% Debt 89.57% Other 0.25% Debt Sector Allocation
Sector Value Corporate 54.88% Government 34.68% Cash Equivalent 6.08% Credit Quality
Rating Value A 3.19% AA 42.18% AAA 54.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹223 Cr 22,000,000
↑ 5,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹204 Cr 19,696,700
↑ 1,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹192 Cr 18,500,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹96 Cr 9,500 GMR Airports Limited
Debentures | -3% ₹80 Cr 8,000 Jubilant Bevco Limited
Debentures | -3% ₹77 Cr 7,400 Indian Railway Finance Corporation Limited
Debentures | -3% ₹75 Cr 7,500 National Bank For Financing Infrastructure And Development
Debentures | -2% ₹71 Cr 7,000 Power Grid Corporation Of India Limited
Debentures | -2% ₹69 Cr 7,000 360 One Prime Limited
Debentures | -2% ₹66 Cr 6,500 4. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (20 Oct 25) ₹101.84 ↑ 0.06 (0.06 %) Net Assets (Cr) ₹1,071 on 31 Aug 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.12% Effective Maturity 6 Years 4 Months 17 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,591 30 Sep 22 ₹10,837 30 Sep 23 ₹11,538 30 Sep 24 ₹12,397 30 Sep 25 ₹13,551 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.3% 6 Month 4.9% 1 Year 9.5% 3 Year 7.9% 5 Year 6.1% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.5% 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 1.9 Yr. Anuj Tagra 7 Mar 24 1.48 Yr. Chandni Gupta 7 Mar 24 1.48 Yr. Data below for Franklin India Corporate Debt Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 2.63% Debt 93.41% Other 3.96% Debt Sector Allocation
Sector Value Corporate 71.97% Government 21.44% Cash Equivalent 2.63% Credit Quality
Rating Value AA 10.65% AAA 89.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Bevco Limited
Debentures | -6% ₹69 Cr 6,576 HDFC Bank Limited
Debentures | -6% ₹62 Cr 60 Small Industries Development Bank Of India
Debentures | -5% ₹53 Cr 500 Summit Digitel Infrastructure Limited
Debentures | -5% ₹52 Cr 5,000 Rec Limited
Debentures | -5% ₹52 Cr 500 Sikka Ports & Terminals Limited
Debentures | -5% ₹51 Cr 500 Embassy Office Parks Reit
Debentures | -5% ₹51 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹51 Cr 5,000 Rec Limited
Debentures | -5% ₹50 Cr 9,000 Power Finance Corporation Limited
Debentures | -4% ₹48 Cr 4,550 5. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (20 Oct 25) ₹35.9412 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹990 on 31 Aug 25 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 2.73 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.28% Effective Maturity 2 Years 3 Months 25 Days Modified Duration 1 Year 11 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹11,539 30 Sep 22 ₹11,950 30 Sep 23 ₹12,883 30 Sep 24 ₹13,923 30 Sep 25 ₹15,200 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 0.9% 3 Month 1.7% 6 Month 4.4% 1 Year 9.4% 3 Year 8.5% 5 Year 8.7% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.9% 2022 3.9% 2021 13.5% 2020 -5.9% 2019 1.9% 2018 6.1% 2017 7% 2016 10% 2015 8.8% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 7.28 Yr. Sushil Budhia 1 Feb 20 5.59 Yr. Data below for Nippon India Credit Risk Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 9.85% Debt 89.85% Other 0.29% Debt Sector Allocation
Sector Value Corporate 78.38% Government 13.94% Cash Equivalent 7.39% Credit Quality
Rating Value A 25.28% AA 45.65% AAA 29.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -8% ₹77 Cr 7,500,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹48 Cr 5,000 Jubilant Bevco Limited
Debentures | -4% ₹42 Cr 4,000 TRuhome Finance Limited
Debentures | -4% ₹41 Cr 4,000 Mancherial Repallewada Road Private Limited
Debentures | -4% ₹41 Cr 4,500 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹39 Cr 4,000 Delhi International Airport Limited
Debentures | -4% ₹36 Cr 3,500 Vedanta Limited
Debentures | -4% ₹35 Cr 3,500 Renserv Global Private Limited
Debentures | -4% ₹35 Cr 3,500 Hiranandani Financial Services Private Limited
Debentures | -4% ₹35 Cr 3,500 6. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (20 Oct 25) ₹32.7626 ↑ 0.05 (0.17 %) Net Assets (Cr) ₹6,013 on 15 Sep 25 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 1.9 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.07% Effective Maturity 3 Years 3 Months 7 Days Modified Duration 2 Years 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,785 30 Sep 22 ₹11,266 30 Sep 23 ₹12,047 30 Sep 24 ₹13,126 30 Sep 25 ₹14,307 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 1.1% 3 Month 2.3% 6 Month 5% 1 Year 9.3% 3 Year 8.5% 5 Year 7.4% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.2% 2022 5.1% 2021 6.2% 2020 9.8% 2019 9.5% 2018 6.6% 2017 6.8% 2016 9.5% 2015 9% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 8.82 Yr. Akhil Kakkar 22 Jan 24 1.61 Yr. Data below for ICICI Prudential Regular Savings Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 5.92% Equity 8.21% Debt 85.5% Other 0.37% Debt Sector Allocation
Sector Value Corporate 72.4% Government 14.3% Cash Equivalent 4.72% Credit Quality
Rating Value A 16.3% AA 59.05% AAA 23.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹328 Cr 31,767,530 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426024% ₹247 Cr 6,030,181 Millennia Realtors Private Limited
Debentures | -4% ₹211 Cr 2,100 Vedanta Limited
Debentures | -3% ₹201 Cr 20,000 Varroc Engineering Limited
Debentures | -3% ₹188 Cr 25,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹188 Cr 18,500 Aadhar Housing Finance Limited
Debentures | -3% ₹177 Cr 17,500 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹168 Cr 16,539,430 Nirma Limited
Debentures | -3% ₹152 Cr 15,000 Lodha Developers Limited
Debentures | -2% ₹150 Cr 15,000 7. ICICI Prudential Medium Term Bond Fund
ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (20 Oct 25) ₹46.0667 ↑ 0.07 (0.14 %) Net Assets (Cr) ₹5,739 on 15 Sep 25 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 1.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.85% Effective Maturity 5 Years 8 Months 23 Days Modified Duration 3 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,762 30 Sep 22 ₹11,110 30 Sep 23 ₹11,881 30 Sep 24 ₹12,846 30 Sep 25 ₹13,970 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 1.2% 3 Month 1.9% 6 Month 4.2% 1 Year 9.2% 3 Year 8.2% 5 Year 6.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 7% 2022 4.2% 2021 5.5% 2020 10.4% 2019 9.2% 2018 5.1% 2017 6.5% 2016 10.2% 2015 8.4% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 8.82 Yr. Akhil Kakkar 22 Jan 24 1.61 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 15 Sep 25
Asset Allocation
Asset Class Value Cash 5.35% Equity 6.42% Debt 87.91% Other 0.32% Debt Sector Allocation
Sector Value Corporate 62.32% Government 22.98% Cash Equivalent 5.35% Securitized 2.61% Credit Quality
Rating Value AA 58.91% AAA 40.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹553 Cr 53,458,200 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426023% ₹195 Cr 4,765,556 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹189 Cr 18,801,500 Vedanta Limited
Debentures | -3% ₹171 Cr 17,000 Godrej Properties Limited
Debentures | -3% ₹153 Cr 15,000 Oberoi Realty Limited
Debentures | -3% ₹153 Cr 15,000 TATA Projects Limited
Debentures | -3% ₹151 Cr 15,000 Siddhivinayak Securitisation Trust **
Unlisted bonds | -3% ₹150 Cr 150
↑ 150 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹148 Cr 14,538,300 TVS Credit Services Limited
Debentures | -2% ₹114 Cr 110 8. Kotak Credit Risk Fund
Kotak Credit Risk Fund
Growth Launch Date 11 May 10 NAV (20 Oct 25) ₹30.359 ↑ 0.06 (0.20 %) Net Assets (Cr) ₹687 on 31 Aug 25 Category Debt - Credit Risk AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.71 Sharpe Ratio 0.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.03% Effective Maturity 3 Years 4 Days Modified Duration 2 Years 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,648 30 Sep 22 ₹10,689 30 Sep 23 ₹11,285 30 Sep 24 ₹12,203 30 Sep 25 ₹13,252 Returns for Kotak Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 1.1% 3 Month 2.3% 6 Month 5.2% 1 Year 9.1% 3 Year 7.7% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 6.4% 2022 0.9% 2021 5.3% 2020 6.6% 2019 9% 2018 6.2% 2017 6.6% 2016 10.4% 2015 9.1% Fund Manager information for Kotak Credit Risk Fund
Name Since Tenure Deepak Agrawal 11 May 10 15.32 Yr. Sunit garg 1 Nov 22 2.83 Yr. Data below for Kotak Credit Risk Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 6.59% Equity 6.42% Debt 82.78% Other 4.2% Debt Sector Allocation
Sector Value Corporate 66.46% Government 16.32% Cash Equivalent 6.59% Credit Quality
Rating Value A 15.81% AA 60.86% AAA 23.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹62 Cr 5,965,000 Jubilant Bevco Limited
Debentures | -8% ₹52 Cr 500 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -7% ₹51 Cr 5,000 TATA Projects Limited
Debentures | -7% ₹51 Cr 5,000 Vedanta Limited
Debentures | -7% ₹50 Cr 5,000 Aditya Birla Real Estate Limited
Debentures | -7% ₹46 Cr 4,500 Aditya Birla Renewables Limited
Debentures | -6% ₹41 Cr 4,000 Au Small Finance Bank Limited
Debentures | -4% ₹30 Cr 30 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426024% ₹26 Cr 636,630 National Bank For Agriculture And Rural Development
Debentures | -4% ₹25 Cr 2,500 9. IIFL Dynamic Bond Fund
IIFL Dynamic Bond Fund
Growth Launch Date 24 Jun 13 NAV (20 Oct 25) ₹23.1684 ↑ 0.04 (0.17 %) Net Assets (Cr) ₹648 on 31 Aug 25 Category Debt - Dynamic Bond AMC IIFL Asset Management Limited Rating Risk Moderate Expense Ratio 0.52 Sharpe Ratio 0.66 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 1,000 Exit Load 0-18 Months (1%),18 Months and above(NIL) Yield to Maturity 7.22% Effective Maturity 7 Years 1 Month 6 Days Modified Duration 7 Years 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,757 30 Sep 22 ₹11,082 30 Sep 23 ₹11,803 30 Sep 24 ₹13,002 30 Sep 25 ₹14,060 Returns for IIFL Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 1.2% 3 Month 1.4% 6 Month 3.8% 1 Year 8.9% 3 Year 8.5% 5 Year 7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.6% 2023 6.8% 2022 3.6% 2021 5.6% 2020 8.2% 2019 7.8% 2018 5.2% 2017 7.4% 2016 7.8% 2015 6.3% Fund Manager information for IIFL Dynamic Bond Fund
Name Since Tenure Milan Mody 2 Mar 21 4.5 Yr. Ashish Ongari 29 Aug 25 0.01 Yr. Data below for IIFL Dynamic Bond Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 1.92% Equity 10.53% Debt 87.21% Other 0.34% Debt Sector Allocation
Sector Value Government 53.78% Corporate 33.43% Cash Equivalent 1.92% Credit Quality
Rating Value AA 16.28% AAA 83.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26% Govt Stock 2032
Sovereign Bonds | -11% ₹73 Cr 7,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -7% ₹46 Cr 4,500,000 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426025% ₹35 Cr 850,507 7.41% Govt Stock 2036
Sovereign Bonds | -5% ₹32 Cr 3,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -5% ₹30 Cr 3,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹26 Cr 2,500,000 LIC Housing Finance Ltd
Debentures | -4% ₹26 Cr 2,500,000 HDFC Bank Limited
Debentures | -4% ₹26 Cr 2,500,000 07.60 GJ Sgs 2035
Sovereign Bonds | -4% ₹26 Cr 2,500,000 07.64 MP Sgs 2033
Sovereign Bonds | -4% ₹26 Cr 2,500,000 10. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (20 Oct 25) ₹23.4009 ↑ 0.05 (0.19 %) Net Assets (Cr) ₹1,832 on 31 Aug 25 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 1.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 7.85% Effective Maturity 5 Years 4 Months 24 Days Modified Duration 3 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,762 30 Sep 22 ₹11,010 30 Sep 23 ₹11,629 30 Sep 24 ₹12,770 30 Sep 25 ₹13,826 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25 Duration Returns 1 Month 1.3% 3 Month 2.1% 6 Month 4.5% 1 Year 8.8% 3 Year 8.2% 5 Year 6.5% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 3.2% 2021 4.7% 2020 8.5% 2019 7% 2018 5.4% 2017 6.6% 2016 10.9% 2015 9.3% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 11.45 Yr. Vihag Mishra 1 Jun 25 0.25 Yr. Data below for Kotak Medium Term Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 3.09% Equity 7.13% Debt 88.07% Other 1.71% Debt Sector Allocation
Sector Value Corporate 64.44% Government 19.27% Securitized 3.99% Cash Equivalent 3.47% Credit Quality
Rating Value A 10.72% AA 37.76% AAA 51.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹146 Cr 14,043,470 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹112 Cr 10,820,896 L&T Metro Rail (Hyderabad) Limited
Debentures | -5% ₹99 Cr 10,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹91 Cr 9,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 5426024% ₹82 Cr 1,998,346 TATA Steel Limited
Debentures | -4% ₹76 Cr 750 Pipeline Infrastructure Limited
Debentures | -3% ₹64 Cr 6,280 Aditya Birla Renewables Limited
Debentures | -3% ₹61 Cr 6,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹56 Cr 5,500 Indigrid Infrastructure Trust
Debentures | -3% ₹51 Cr 5,000
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