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SIP നിക്ഷേപം ഏറ്റവും അച്ചടക്കമുള്ള ഒന്നാണ്നിക്ഷേപിക്കുന്നു എപ്പോൾ ഓപ്ഷനുകൾമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നു. മാത്രമല്ല, നിക്ഷേപത്തിന്റെ ഏറ്റവും കുറഞ്ഞ തുക എഎസ്.ഐ.പി മ്യൂച്വൽ ഫണ്ട് 500 രൂപയിൽ താഴെയാണ്. ഇത് നിക്ഷേപം നടത്തുന്നുടോപ്പ് SIP വളരെ സൗകര്യപ്രദമായ പദ്ധതികൾ. സാധാരണയായി, SIP-കൾ അനുയോജ്യമാണ്ഇക്വിറ്റി ഫണ്ടുകൾ ദീർഘകാലാടിസ്ഥാനത്തിൽ എസ്‌ഐ‌പിക്ക് ഏറ്റവും പ്രയോജനം ലഭിക്കുന്നതിനാൽ, പല നിക്ഷേപകരും അത് സ്വീകരിക്കാൻ ഇഷ്ടപ്പെടുന്നുഡെറ്റ് ഫണ്ട് അതും. അതിനാൽ, മികച്ച വരുമാനം നൽകുന്ന ഇന്ത്യയിലെ ചില മികച്ച ഡെറ്റ് എസ്ഐപി പ്ലാനുകൾ ഇതാ.
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22 - 23 സാമ്പത്തിക വർഷത്തിൽ നിക്ഷേപിക്കാനുള്ള മികച്ച 10 ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ SIP പ്ലാനുകൾ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Credit Risk Fund Growth ₹25.4081
↑ 0.02 ₹1,657 100 0.7 3.3 10.2 11.9 13.4 8.24% 1Y 7M 10D 2Y 2M 12D Bandhan Government Securities Fund - Investment Plan Growth ₹37.5943
↑ 0.01 ₹1,686 1,000 0.6 4.5 6.8 7.7 3.7 5.29% 9M 14D 1Y 9M 25D Aditya Birla Sun Life Medium Term Plan Growth ₹43.6179
↑ 0.00 ₹3,370 1,000 0 2.7 6.7 9.6 10.9 7.99% 2Y 5M 8D 4Y 25D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D SBI Credit Risk Fund Growth ₹49.675
↑ 0.03 ₹2,182 500 0.7 3.6 6.4 7.6 7.9 8.86% 2Y 25D 2Y 9M 18D BOI AXA Liquid Fund Growth ₹3,262.06
↑ 0.74 ₹1,874 1,000 1.5 3.2 6.4 6.9 6.6 6.09% 1M 17D 1M 17D LIC MF Liquid Fund Growth ₹5,114.64
↑ 1.17 ₹12,872 1,000 1.5 3.1 6.4 6.8 6.4 6.68% 1M 23D 1M 23D Nippon India Liquid Fund Growth ₹6,905.45
↑ 1.59 ₹40,490 100 1.5 3.1 6.4 6.8 6.5 0.06% Tata Liquid Fund Growth ₹4,456.36
↑ 0.98 ₹28,037 500 1.5 3.1 6.3 6.8 6.5 6.19% 1M 7D 1M 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 Research Highlights & Commentary of 10 Funds showcased
Commentary Sundaram Low Duration Fund Aditya Birla Sun Life Credit Risk Fund Bandhan Government Securities Fund - Investment Plan Aditya Birla Sun Life Medium Term Plan IDBI Liquid Fund SBI Credit Risk Fund BOI AXA Liquid Fund LIC MF Liquid Fund Nippon India Liquid Fund Tata Liquid Fund Point 1 Bottom quartile AUM (₹550 Cr). Bottom quartile AUM (₹1,657 Cr). Lower mid AUM (₹1,686 Cr). Upper mid AUM (₹3,370 Cr). Bottom quartile AUM (₹503 Cr). Upper mid AUM (₹2,182 Cr). Lower mid AUM (₹1,874 Cr). Upper mid AUM (₹12,872 Cr). Highest AUM (₹40,490 Cr). Top quartile AUM (₹28,037 Cr). Point 2 Established history (19+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (22+ yrs). Established history (18+ yrs). Oldest track record among peers (24 yrs). Established history (22+ yrs). Established history (22+ yrs). Point 3 Rating: 2★ (bottom quartile). Not Rated. Rating: 3★ (upper mid). Top rated. Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 11.79% (top quartile). 1Y return: 10.20% (top quartile). 1Y return: 6.84% (upper mid). 1Y return: 6.69% (upper mid). 1Y return: 6.55% (upper mid). 1Y return: 6.45% (lower mid). 1Y return: 6.44% (lower mid). 1Y return: 6.35% (bottom quartile). 1Y return: 6.35% (bottom quartile). 1Y return: 6.34% (bottom quartile). Point 6 1M return: 0.28% (lower mid). 1M return: -0.15% (bottom quartile). 1M return: 0.22% (lower mid). 1M return: -0.34% (bottom quartile). 1M return: 0.53% (top quartile). 1M return: -0.23% (bottom quartile). 1M return: 0.46% (top quartile). 1M return: 0.45% (upper mid). 1M return: 0.43% (upper mid). 1M return: 0.44% (upper mid). Point 7 Sharpe: 0.99 (lower mid). Sharpe: 1.61 (upper mid). Sharpe: 0.36 (bottom quartile). Sharpe: 0.92 (bottom quartile). Sharpe: 0.20 (bottom quartile). Sharpe: 1.02 (lower mid). Sharpe: 3.52 (top quartile). Sharpe: 2.86 (upper mid). Sharpe: 2.86 (upper mid). Sharpe: 3.11 (top quartile). Point 8 Information ratio: 0.00 (upper mid). Information ratio: 1.23 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 2.55 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.24% (top quartile). Yield to maturity (debt): 5.29% (bottom quartile). Yield to maturity (debt): 7.99% (upper mid). Yield to maturity (debt): 6.66% (upper mid). Yield to maturity (debt): 8.86% (top quartile). Yield to maturity (debt): 6.09% (lower mid). Yield to maturity (debt): 6.68% (upper mid). Yield to maturity (debt): 0.06% (bottom quartile). Yield to maturity (debt): 6.19% (lower mid). Point 10 Modified duration: 0.47 yrs (lower mid). Modified duration: 1.61 yrs (bottom quartile). Modified duration: 0.79 yrs (lower mid). Modified duration: 2.44 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 2.07 yrs (bottom quartile). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.15 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.10 yrs (upper mid). Sundaram Low Duration Fund
Aditya Birla Sun Life Credit Risk Fund
Bandhan Government Securities Fund - Investment Plan
Aditya Birla Sun Life Medium Term Plan
IDBI Liquid Fund
SBI Credit Risk Fund
BOI AXA Liquid Fund
LIC MF Liquid Fund
Nippon India Liquid Fund
Tata Liquid Fund
*ഫണ്ട് ഉണ്ടെന്ന് സൂചിപ്പിച്ചിരിക്കുന്നുഫണ്ട് സൈസ് (AUM) 500 കോടിക്ക് മുകളിൽ.
(Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Credit Risk Fund Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. Research Highlights for Bandhan Government Securities Fund - Investment Plan Below is the key information for Bandhan Government Securities Fund - Investment Plan Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Liquid Fund Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on 1. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (30 Oct 26) ₹25.4081 ↑ 0.02 (0.09 %) Net Assets (Cr) ₹1,657 on 30 Sep 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.59 Sharpe Ratio 1.61 Information Ratio 1.23 Alpha Ratio 4.78 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.24% Effective Maturity 2 Years 2 Months 12 Days Modified Duration 1 Year 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,658 31 Oct 23 ₹11,393 31 Oct 24 ₹12,786 31 Oct 25 ₹14,488 31 Oct 26 ₹15,968 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -0.1% 3 Month 0.7% 6 Month 3.3% 1 Year 10.2% 3 Year 11.9% 5 Year 9.8% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 13.4% 2024 11.9% 2023 6.9% 2022 7.1% 2021 6.4% 2020 9.4% 2019 2.1% 2018 6.6% 2017 8.1% 2016 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 11.47 Yr. Mohit Sharma 6 Aug 20 6.16 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 8.68% Equity 6.93% Debt 84.03% Other 0.35% Debt Sector Allocation
Sector Value Corporate 71.6% Government 12.43% Cash Equivalent 8.68% Credit Quality
Rating Value A 4.5% AA 69.04% AAA 26.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -6% ₹99 Cr 10,000
↑ 5,000 SK Finance Limited
Debentures | -5% ₹92 Cr 9,300 Eris Lifesciences Limited
Debentures | -5% ₹79 Cr 7,900
↑ 500 Jubilant Bevco Limited
Debentures | -4% ₹73 Cr 6,500 6.94% Govt Stock 2036
Sovereign Bonds | -4% ₹73 Cr 7,500,000
↑ 2,000,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹63 Cr 5,877 Adani Airport Holdings Limited
Debentures | -3% ₹59 Cr 6,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹58 Cr 6,000
↑ 6,000 GMR Airports Limited
Debentures | -3% ₹55 Cr 5,200 Small Industries Development Bank Of India
Debentures | -3% ₹49 Cr 5,000 3. Bandhan Government Securities Fund - Investment Plan
Bandhan Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (30 Oct 26) ₹37.5943 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹1,686 on 30 Sep 26 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.14 Sharpe Ratio 0.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.29% Effective Maturity 1 Year 9 Months 25 Days Modified Duration 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,044 31 Oct 23 ₹10,625 31 Oct 24 ₹11,980 31 Oct 25 ₹12,415 31 Oct 26 ₹13,257 Returns for Bandhan Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.2% 3 Month 0.6% 6 Month 4.5% 1 Year 6.8% 3 Year 7.7% 5 Year 5.8% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 3.7% 2024 10.6% 2023 6.8% 2022 1.4% 2021 2.1% 2020 13.7% 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% Fund Manager information for Bandhan Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 15.97 Yr. Brijesh Shah 10 Jun 24 2.31 Yr. Data below for Bandhan Government Securities Fund - Investment Plan as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 93.19% Debt 6.81% Debt Sector Allocation
Sector Value Cash Equivalent 93.19% Government 6.81% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.36% Govt Stock 2052
Sovereign Bonds | -6% ₹105 Cr 11,100,000 7.3% Govt Stock 2053
Sovereign Bonds | -1% ₹9 Cr 1,000,000 Triparty Repo Trp_161026
CBLO/Reverse Repo | -93% ₹1,562 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹6 Cr Net Current Assets
Net Current Assets | -0% ₹0 Cr 4. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (30 Oct 26) ₹43.6179 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹3,370 on 30 Sep 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.99% Effective Maturity 4 Years 25 Days Modified Duration 2 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹12,395 31 Oct 23 ₹13,234 31 Oct 24 ₹14,687 31 Oct 25 ₹16,327 31 Oct 26 ₹17,410 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -0.3% 3 Month 0% 6 Month 2.7% 1 Year 6.7% 3 Year 9.6% 5 Year 11.7% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 10.9% 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 12.09 Yr. Mohit Sharma 6 Aug 20 6.16 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 14.53% Equity 3.99% Debt 81.25% Other 0.23% Debt Sector Allocation
Sector Value Corporate 54.75% Government 26.5% Cash Equivalent 14.53% Credit Quality
Rating Value A 5.77% AA 48.97% AAA 45.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -7% ₹238 Cr 24,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹123 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹112 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹109 Cr 11,000 Cholamandalam Investment And Finance Company Limited
Debentures | -3% ₹102 Cr 10,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹98 Cr 10,000
↑ 5,000 Small Industries Development Bank Of India
Debentures | -3% ₹98 Cr 10,000
↑ 10,000 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹85 Cr 8,000 Jubilant Bevco Limited
Debentures | -2% ₹83 Cr 7,400 5. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (30 Oct 26) ₹49.675 ↑ 0.03 (0.07 %) Net Assets (Cr) ₹2,182 on 30 Sep 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.86% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 25 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,378 31 Oct 23 ₹11,224 31 Oct 24 ₹12,136 31 Oct 25 ₹13,136 31 Oct 26 ₹13,980 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -0.2% 3 Month 0.7% 6 Month 3.6% 1 Year 6.4% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.67 Yr. Prashanth Sridhar 1 Jul 26 0.25 Yr. Data below for SBI Credit Risk Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 4.81% Equity 5.7% Debt 85.88% Other 3.61% Debt Sector Allocation
Sector Value Corporate 73.42% Government 12.45% Cash Equivalent 4.81% Credit Quality
Rating Value A 7.34% AA 73.28% AAA 19.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity H.G. Infra Engineering Limited
Debentures | -5% ₹101 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 TATA Projects Limited
Debentures | -5% ₹99 Cr 10,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹99 Cr 11,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹97 Cr 9,000 Lodha Developers Limited
Debentures | -4% ₹86 Cr 10,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 7. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (30 Oct 26) ₹3,262.06 ↑ 0.74 (0.02 %) Net Assets (Cr) ₹1,874 on 30 Sep 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.52 Information Ratio 2.55 Alpha Ratio 0.11 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.09% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,439 31 Oct 23 ₹11,168 31 Oct 24 ₹12,001 31 Oct 25 ₹12,812 31 Oct 26 ₹13,637 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.2% 1 Year 6.4% 3 Year 6.9% 5 Year 6.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 5.13 Yr. Data below for BOI AXA Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 99.7% Other 0.3% Debt Sector Allocation
Sector Value Cash Equivalent 45.61% Corporate 36.47% Government 17.61% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Certificate of Deposit | -6% ₹149 Cr 15,000,000 Repo
CBLO/Reverse Repo | -6% ₹149 Cr Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹100 Cr 10,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹99 Cr 10,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹75 Cr 7,500,000
↑ 7,500,000 India (Republic of)
- | -3% ₹75 Cr 7,500,000 26/11/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹75 Cr 7,500,000 Aditya Birla Housing Finance Ltd.
Commercial Paper | -3% ₹75 Cr 7,500,000 Canara Bank
Domestic Bonds | -3% ₹74 Cr 7,500,000 Indian Bank
Certificate of Deposit | -3% ₹74 Cr 7,500,000 8. LIC MF Liquid Fund
LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (30 Oct 26) ₹5,114.64 ↑ 1.17 (0.02 %) Net Assets (Cr) ₹12,872 on 30 Sep 26 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 2.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.68% Effective Maturity 1 Month 23 Days Modified Duration 1 Month 23 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,422 31 Oct 23 ₹11,136 31 Oct 24 ₹11,963 31 Oct 25 ₹12,753 31 Oct 26 ₹13,563 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.1% 1 Year 6.4% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.4% 2023 7% 2022 4.7% 2021 3.3% 2020 4.3% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 11 Yr. Aakash Dhulia 1 Sep 25 1.08 Yr. Data below for LIC MF Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 85.94% Government 7.78% Corporate 6.08% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -14% ₹2,448 Cr Bank of Baroda
Debentures | -4% ₹741 Cr 15,000
↑ 15,000 India (Republic of)
- | -3% ₹574 Cr 57,500,000 Power Finance Corp Ltd.
Commercial Paper | -3% ₹547 Cr 11,000
↑ 1,000 Reverse Repo
CBLO/Reverse Repo | -3% ₹546 Cr Motilal Oswal Financial Services Ltd. **
Net Current Assets | -3% ₹499 Cr 10,000 Grasim Industries Ltd. **
Net Current Assets | -3% ₹497 Cr 10,000 Bank Of India
Certificate of Deposit | -3% ₹495 Cr 10,000
↑ 10,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹421 Cr 8,500
↑ 500 Reliance Retail Ventures Ltd. **
Net Current Assets | -2% ₹398 Cr 8,000 9. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (30 Oct 26) ₹6,905.45 ↑ 1.59 (0.02 %) Net Assets (Cr) ₹40,490 on 30 Sep 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio 2.86 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 0.06% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,426 31 Oct 23 ₹11,144 31 Oct 24 ₹11,963 31 Oct 25 ₹12,761 31 Oct 26 ₹13,572 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.1% 1 Year 6.4% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 8.36 Yr. Vikash Agarwal 14 Sep 24 2.05 Yr. Amber Singhania 11 Mar 26 0.56 Yr. Data below for Nippon India Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 96.94% Debt 2.88% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 86.3% Government 8.11% Corporate 5.41% Credit Quality
Rating Value AA 0.6% AAA 99.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -5% ₹3,023 Cr Triparty Repo
CBLO/Reverse Repo | -4% ₹1,933 Cr Canara Bank
Certificate of Deposit | -3% ₹1,495 Cr 30,000
↑ 30,000 Hdfc Bank Limited**
Net Current Assets | -2% ₹1,237 Cr 25,000 91 Days Tbill
Sovereign Bonds | -2% ₹1,183 Cr 120,000,000
↑ 120,000,000 Tata Steel Limited**
Net Current Assets | -2% ₹992 Cr 20,000
↑ 20,000 Small Industries Development Bank of India
Commercial Paper | -2% ₹992 Cr 20,000 India (Republic of)
- | -2% ₹929 Cr 93,000,000
↓ -24,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹847 Cr 17,000 Union Bank Of India
Certificate of Deposit | -1% ₹822 Cr 16,500
↑ 16,500 10. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (30 Oct 26) ₹4,456.36 ↑ 0.98 (0.02 %) Net Assets (Cr) ₹28,037 on 30 Sep 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 3.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.19% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 21 ₹10,000 31 Oct 22 ₹10,425 31 Oct 23 ₹11,142 31 Oct 24 ₹11,960 31 Oct 25 ₹12,762 31 Oct 26 ₹13,571 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.1% 1 Year 6.3% 3 Year 6.8% 5 Year 6.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Harsh Dave 1 Aug 24 2.17 Yr. Dhawal Joshi 1 Jun 26 0.33 Yr. Data below for Tata Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 78.81% Government 14.05% Corporate 6.94% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹1,055 Cr 106,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹996 Cr 20,000
↑ 20,000 ** Treasury Bill 91 Days (31/12/2026)
Sovereign Bonds | -3% ₹949 Cr 96,000,000
↑ 96,000,000 Central Bank Of India
Certificate of Deposit | -3% ₹947 Cr 19,000 ** Treasury Bill 91 Days (10/12/2026)
Sovereign Bonds | -2% ₹818 Cr 82,500,000
↑ 82,500,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹773 Cr 15,500 ** - Reliance Industries Ltd - Cp - 09/12/2026
Net Current Assets | -2% ₹768 Cr 15,500 YES Bank Ltd.
Debentures | -2% ₹746 Cr 15,000 HDFC Securities Limited
Commercial Paper | -2% ₹745 Cr 15,000 Canara Bank
Certificate of Deposit | -2% ₹744 Cr 15,000
↑ 15,000
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