മികച്ച പ്രകടനം നടത്തുന്ന ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകളുടെ SIP-കൾ 2022

Updated on October 19, 2025 , 4810 views

മികച്ച ഇക്വിറ്റിഎസ്.ഐ.പി പദ്ധതികൾ? അവരെ എങ്ങനെ തിരഞ്ഞെടുക്കാം? ചിന്തിക്കുമ്പോൾ നിക്ഷേപകരുടെ മനസ്സിൽ ഉണ്ടാകുന്ന പൊതുവായ ചില ചോദ്യങ്ങളാണിത്മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നു ഒരു SIP അല്ലെങ്കിൽ സിസ്റ്റമാറ്റിക് വഴിനിക്ഷേപ പദ്ധതി.SIP നിക്ഷേപം ഏറ്റവും അച്ചടക്കമുള്ള ഒന്നാണ്നിക്ഷേപിക്കുന്നു നിക്ഷേപം നടത്തുമ്പോൾ ഓപ്ഷനുകൾമ്യൂച്വൽ ഫണ്ടുകൾ. മാത്രമല്ല, ഒരു SIP മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നതിനുള്ള ഏറ്റവും കുറഞ്ഞ തുക 500 രൂപയിൽ താഴെയാണ്. ഇത് നിക്ഷേപം നടത്തുന്നുടോപ്പ് SIP വളരെ സൗകര്യപ്രദമായ പദ്ധതികൾ. സാധാരണയായി, ചിലത്മികച്ച SIP പ്ലാനുകൾ ഇന്ത്യയിൽ ദീർഘകാലത്തേക്ക് നിക്ഷേപിക്കുമ്പോൾ നല്ല വരുമാനം വാഗ്ദാനം ചെയ്യുന്നു. ഒരു SIP അല്ലെങ്കിൽ സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്‌മെന്റ് പ്ലാൻ നിക്ഷേപിക്കുന്നതിലൂടെ ഒരാൾക്ക് എത്രമാത്രം സമ്പാദിക്കാമെന്ന് അറിയാൻ.

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SIP ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

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തുടങ്ങി

22 - 23 സാമ്പത്തിക വർഷത്തിൽ നിക്ഷേപിക്കാനുള്ള മികച്ച 10 ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ SIP പ്ലാനുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP US Flexible Equity Fund Growth	₹70.5162 ↑ 0.58	₹1,000	500	10.2	40.9	25.9	22.1	17.5	17.8
Franklin Asian Equity Fund Growth	₹34.5711 ↑ 0.47	₹260	500	10.9	27.3	16.3	16.7	4.5	14.4
ICICI Prudential Banking and Financial Services Fund Growth	₹137.74 ↑ 0.02	₹9,688	100	2.5	7.6	10.6	16.9	21.1	11.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹62.93 ↑ 0.23	₹3,374	1,000	2.7	7.6	9.8	16.8	21.3	8.7
Invesco India Growth Opportunities Fund Growth	₹104.42 ↑ 0.38	₹8,125	100	2.5	16.6	8.5	25.9	23.8	37.5
Kotak Standard Multicap Fund Growth	₹87.326 ↑ 0.51	₹53,626	500	2.5	11.5	6.1	17.9	19.1	16.5
Mirae Asset India Equity Fund Growth	₹115.954 ↑ 0.35	₹39,477	1,000	2.8	9.1	4.4	13.9	16.7	12.7
Axis Focused 25 Fund Growth	₹56.65 ↓ -0.09	₹12,286	500	2.9	8.2	2.7	11.5	13.3	14.8
Kotak Equity Opportunities Fund Growth	₹351.053 ↑ 1.95	₹27,655	1,000	2.8	11.7	1.6	19.9	22.2	24.2
Sundaram Rural and Consumption Fund Growth	₹101.952 ↑ 0.05	₹1,599	100	4.7	9.2	1.2	16.9	20.2	20.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP US Flexible Equity Fund	Franklin Asian Equity Fund	ICICI Prudential Banking and Financial Services Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Invesco India Growth Opportunities Fund	Kotak Standard Multicap Fund	Mirae Asset India Equity Fund	Axis Focused 25 Fund	Kotak Equity Opportunities Fund	Sundaram Rural and Consumption Fund
Point 1	Bottom quartile AUM (₹1,000 Cr).	Bottom quartile AUM (₹260 Cr).	Upper mid AUM (₹9,688 Cr).	Lower mid AUM (₹3,374 Cr).	Lower mid AUM (₹8,125 Cr).	Highest AUM (₹53,626 Cr).	Top quartile AUM (₹39,477 Cr).	Upper mid AUM (₹12,286 Cr).	Upper mid AUM (₹27,655 Cr).	Bottom quartile AUM (₹1,599 Cr).
Point 2	Established history (13+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (17+ yrs).	Established history (13+ yrs).	Oldest track record among peers (21 yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.49% (lower mid).	5Y return: 4.50% (bottom quartile).	5Y return: 21.05% (upper mid).	5Y return: 21.34% (upper mid).	5Y return: 23.76% (top quartile).	5Y return: 19.14% (lower mid).	5Y return: 16.71% (bottom quartile).	5Y return: 13.33% (bottom quartile).	5Y return: 22.19% (top quartile).	5Y return: 20.23% (upper mid).
Point 6	3Y return: 22.09% (top quartile).	3Y return: 16.69% (bottom quartile).	3Y return: 16.87% (lower mid).	3Y return: 16.78% (lower mid).	3Y return: 25.91% (top quartile).	3Y return: 17.92% (upper mid).	3Y return: 13.90% (bottom quartile).	3Y return: 11.52% (bottom quartile).	3Y return: 19.87% (upper mid).	3Y return: 16.88% (upper mid).
Point 7	1Y return: 25.94% (top quartile).	1Y return: 16.26% (top quartile).	1Y return: 10.64% (upper mid).	1Y return: 9.81% (upper mid).	1Y return: 8.51% (upper mid).	1Y return: 6.11% (lower mid).	1Y return: 4.43% (lower mid).	1Y return: 2.66% (bottom quartile).	1Y return: 1.64% (bottom quartile).	1Y return: 1.24% (bottom quartile).
Point 8	Alpha: -2.48 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: -2.57 (bottom quartile).	Alpha: -6.06 (bottom quartile).	Alpha: 11.03 (top quartile).	Alpha: 3.91 (top quartile).	Alpha: 1.60 (upper mid).	Alpha: 1.86 (upper mid).	Alpha: 0.72 (upper mid).	Alpha: -2.82 (bottom quartile).
Point 9	Sharpe: 0.77 (top quartile).	Sharpe: 0.49 (top quartile).	Sharpe: 0.03 (upper mid).	Sharpe: -0.18 (upper mid).	Sharpe: 0.03 (upper mid).	Sharpe: -0.37 (lower mid).	Sharpe: -0.52 (bottom quartile).	Sharpe: -0.49 (bottom quartile).	Sharpe: -0.51 (bottom quartile).	Sharpe: -0.36 (lower mid).
Point 10	Information ratio: -0.62 (bottom quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.32 (top quartile).	Information ratio: 0.14 (upper mid).	Information ratio: 1.26 (top quartile).	Information ratio: 0.19 (upper mid).	Information ratio: -0.17 (bottom quartile).	Information ratio: -1.03 (bottom quartile).	Information ratio: 0.13 (upper mid).	Information ratio: -0.05 (lower mid).

DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,000 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.49% (lower mid).
3Y return: 22.09% (top quartile).
1Y return: 25.94% (top quartile).
Alpha: -2.48 (lower mid).
Sharpe: 0.77 (top quartile).
Information ratio: -0.62 (bottom quartile).

Franklin Asian Equity Fund

Bottom quartile AUM (₹260 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 4.50% (bottom quartile).
3Y return: 16.69% (bottom quartile).
1Y return: 16.26% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.49 (top quartile).
Information ratio: 0.00 (lower mid).

ICICI Prudential Banking and Financial Services Fund

Upper mid AUM (₹9,688 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 21.05% (upper mid).
3Y return: 16.87% (lower mid).
1Y return: 10.64% (upper mid).
Alpha: -2.57 (bottom quartile).
Sharpe: 0.03 (upper mid).
Information ratio: 0.32 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Lower mid AUM (₹3,374 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 21.34% (upper mid).
3Y return: 16.78% (lower mid).
1Y return: 9.81% (upper mid).
Alpha: -6.06 (bottom quartile).
Sharpe: -0.18 (upper mid).
Information ratio: 0.14 (upper mid).

Invesco India Growth Opportunities Fund

Lower mid AUM (₹8,125 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.76% (top quartile).
3Y return: 25.91% (top quartile).
1Y return: 8.51% (upper mid).
Alpha: 11.03 (top quartile).
Sharpe: 0.03 (upper mid).
Information ratio: 1.26 (top quartile).

Kotak Standard Multicap Fund

Highest AUM (₹53,626 Cr).
Established history (16+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.14% (lower mid).
3Y return: 17.92% (upper mid).
1Y return: 6.11% (lower mid).
Alpha: 3.91 (top quartile).
Sharpe: -0.37 (lower mid).
Information ratio: 0.19 (upper mid).

Mirae Asset India Equity Fund

Top quartile AUM (₹39,477 Cr).
Established history (17+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.71% (bottom quartile).
3Y return: 13.90% (bottom quartile).
1Y return: 4.43% (lower mid).
Alpha: 1.60 (upper mid).
Sharpe: -0.52 (bottom quartile).
Information ratio: -0.17 (bottom quartile).

Axis Focused 25 Fund

Upper mid AUM (₹12,286 Cr).
Established history (13+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.33% (bottom quartile).
3Y return: 11.52% (bottom quartile).
1Y return: 2.66% (bottom quartile).
Alpha: 1.86 (upper mid).
Sharpe: -0.49 (bottom quartile).
Information ratio: -1.03 (bottom quartile).

Kotak Equity Opportunities Fund

Upper mid AUM (₹27,655 Cr).
Oldest track record among peers (21 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.19% (top quartile).
3Y return: 19.87% (upper mid).
1Y return: 1.64% (bottom quartile).
Alpha: 0.72 (upper mid).
Sharpe: -0.51 (bottom quartile).
Information ratio: 0.13 (upper mid).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,599 Cr).
Established history (19+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.23% (upper mid).
3Y return: 16.88% (upper mid).
1Y return: 1.24% (bottom quartile).
Alpha: -2.82 (bottom quartile).
Sharpe: -0.36 (lower mid).
Information ratio: -0.05 (lower mid).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,000 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.49% (lower mid).
3Y return: 22.09% (top quartile).
1Y return: 25.94% (top quartile).
Alpha: -2.48 (lower mid).
Sharpe: 0.77 (top quartile).
Information ratio: -0.62 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF US Flexible Equity I2 (~99.2%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (20 Oct 25)	₹70.5162 ↑ 0.58 (0.82 %)
Net Assets (Cr)	₹1,000 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	0.77
Information Ratio	-0.62
Alpha Ratio	-2.48
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,082
30 Sep 22	₹12,159
30 Sep 23	₹14,648
30 Sep 24	₹18,122
30 Sep 25	₹23,384

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	-1%
3 Month	10.2%
6 Month	40.9%
1 Year	25.9%
3 Year	22.1%
5 Year	17.5%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%
2015	2.5%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	33.83%
Financial Services	17%
Communication Services	13.87%
Health Care	10.58%
Consumer Cyclical	10.54%
Industrials	6.42%
Basic Materials	3.05%
Energy	2.38%

Asset Allocation

Asset Class	Value
Cash	2.31%
Equity	97.67%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	99%	₹992 Cr	2,024,037
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹9 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

Bottom quartile AUM (₹260 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 4.50% (bottom quartile).
3Y return: 16.69% (bottom quartile).
1Y return: 16.26% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.49 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Taiwan Semiconductor Manufacturing Co Ltd (~9.1%).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund Growth
Launch Date	16 Jan 08
NAV (20 Oct 25)	₹34.5711 ↑ 0.47 (1.37 %)
Net Assets (Cr)	₹260 on 31 Aug 25
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.54
Sharpe Ratio	0.49
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹11,378
30 Sep 22	₹8,513
30 Sep 23	₹9,152
30 Sep 24	₹11,434
30 Sep 25	₹12,785

Franklin Asian Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450 Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	2.9%
3 Month	10.9%
6 Month	27.3%
1 Year	16.3%
3 Year	16.7%
5 Year	4.5%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.4%
2023	0.7%
2022	-14.5%
2021	-5.9%
2020	25.8%
2019	28.2%
2018	-13.6%
2017	35.5%
2016	7.2%
2015	-4.6%

Fund Manager information for Franklin Asian Equity Fund

Name	Since	Tenure
Sandeep Manam	18 Oct 21	3.87 Yr.
Shyam Sriram	26 Sep 24	0.93 Yr.

Data below for Franklin Asian Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	23.88%
Financial Services	23.34%
Technology	23.16%
Industrials	7.52%
Communication Services	6.1%
Consumer Defensive	4.33%
Health Care	3.89%
Basic Materials	2.49%
Real Estate	2.11%
Utility	1.2%

Asset Allocation

Asset Class	Value
Cash	1.99%
Equity	98.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology) Equity, Since 31 Mar 09 \| 2330	9%	₹24 Cr	71,000 ↓ -8,000
Tencent Holdings Ltd (Communication Services) Equity, Since 31 Jul 14 \| 00700	6%	₹16 Cr	23,500 ↓ -1,100
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| HDFCBANK	5%	₹14 Cr	143,242 ↑ 6,748
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| ICICIBANK	5%	₹13 Cr	92,546 ↑ 5,049
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	3%	₹9 Cr	274,237 ↓ -13,269
Samsung Electronics Co Ltd (Technology) Equity, Since 31 Mar 08 \| 005930	3%	₹8 Cr	18,979 ↑ 916
MediaTek Inc (Technology) Equity, Since 31 Aug 20 \| 2454	3%	₹8 Cr	21,000 ↓ -1,000
AIA Group Ltd (Financial Services) Equity, Since 31 Mar 12 \| 01299	3%	₹8 Cr	91,200 ↓ -4,400
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 20 \| 09988	3%	₹7 Cr	56,904 ↓ -2,700
Contemporary Amperex Technology Co Ltd Class A (Industrials) Equity, Since 30 Apr 24 \| 300750	3%	₹7 Cr	18,100 ↓ -800

3. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Upper mid AUM (₹9,688 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 21.05% (upper mid).
3Y return: 16.87% (lower mid).
1Y return: 10.64% (upper mid).
Alpha: -2.57 (bottom quartile).
Sharpe: 0.03 (upper mid).
Information ratio: 0.32 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~20.5%).
Top-3 holdings concentration ~47.7%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (20 Oct 25)	₹137.74 ↑ 0.02 (0.01 %)
Net Assets (Cr)	₹9,688 on 31 Aug 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.03
Information Ratio	0.32
Alpha Ratio	-2.57
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,263
30 Sep 22	₹17,101
30 Sep 23	₹20,162
30 Sep 24	₹25,799
30 Sep 25	₹26,594

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	2.8%
3 Month	2.5%
6 Month	7.6%
1 Year	10.6%
3 Year	16.9%
5 Year	21.1%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.6%
2023	17.9%
2022	11.9%
2021	23.5%
2020	-5.5%
2019	14.5%
2018	-0.4%
2017	45.1%
2016	21.1%
2015	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.59 Yr.
Sharmila D’mello	30 Jun 22	3.17 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	95.04%
Health Care	1.4%
Industrials	0.33%

Asset Allocation

Asset Class	Value
Cash	3.23%
Equity	96.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	21%	₹1,988 Cr	14,219,497 ↑ 131,277
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	19%	₹1,842 Cr	19,359,856 ↑ 1,349,342
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	8%	₹790 Cr	7,555,437
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	8%	₹762 Cr	9,489,675
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹522 Cr	2,892,347
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	5%	₹462 Cr	2,356,388
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	4%	₹394 Cr	5,099,696 ↑ 1,537
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| MFSL	3%	₹264 Cr	1,649,161 ↓ -199,065
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹249 Cr	1,355,046
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	2%	₹192 Cr	3,450,348 ↑ 866,055

4. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Lower mid AUM (₹3,374 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 21.34% (upper mid).
3Y return: 16.78% (lower mid).
1Y return: 9.81% (upper mid).
Alpha: -6.06 (bottom quartile).
Sharpe: -0.18 (upper mid).
Information ratio: 0.14 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~20.4%).
Top-3 holdings concentration ~46.1%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (20 Oct 25)	₹62.93 ↑ 0.23 (0.37 %)
Net Assets (Cr)	₹3,374 on 31 Aug 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	-0.18
Information Ratio	0.14
Alpha Ratio	-6.06
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,779
30 Sep 22	₹17,350
30 Sep 23	₹21,687
30 Sep 24	₹26,653
30 Sep 25	₹27,010

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	3.4%
3 Month	2.7%
6 Month	7.6%
1 Year	9.8%
3 Year	16.8%
5 Year	21.3%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%
2015	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.02 Yr.
Dhaval Joshi	21 Nov 22	2.78 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	96.39%
Technology	1.15%

Asset Allocation

Asset Class	Value
Cash	2.46%
Equity	97.54%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	20%	₹689 Cr	4,927,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	19%	₹626 Cr	6,583,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	7%	₹241 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹218 Cr	2,718,689
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹188 Cr	2,137,250
HDB Financial Services Ltd (Financial Services) Equity, Since 30 Jun 25 \| HDBFS	3%	₹111 Cr	1,429,781
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	3%	₹108 Cr	623,906
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹104 Cr	565,076
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	3%	₹104 Cr	1,446,861
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹92 Cr	469,972

5. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Lower mid AUM (₹8,125 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.76% (top quartile).
3Y return: 25.91% (top quartile).
1Y return: 8.51% (upper mid).
Alpha: 11.03 (top quartile).
Sharpe: 0.03 (upper mid).
Information ratio: 1.26 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Trent Ltd (~5.3%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (20 Oct 25)	₹104.42 ↑ 0.38 (0.37 %)
Net Assets (Cr)	₹8,125 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.03
Information Ratio	1.26
Alpha Ratio	11.03
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,981
30 Sep 22	₹14,705
30 Sep 23	₹17,365
30 Sep 24	₹27,973
30 Sep 25	₹28,281

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.7%
3 Month	2.5%
6 Month	16.6%
1 Year	8.5%
3 Year	25.9%
5 Year	23.8%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.5%
2023	31.6%
2022	-0.4%
2021	29.7%
2020	13.3%
2019	10.7%
2018	-0.2%
2017	39.6%
2016	3.3%
2015	3.8%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.81 Yr.
Amit Ganatra	21 Jan 22	3.61 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	27.29%
Consumer Cyclical	20.16%
Health Care	20.02%
Industrials	13.09%
Real Estate	6.87%
Technology	5.99%
Basic Materials	4.33%
Communication Services	1.69%

Asset Allocation

Asset Class	Value
Cash	0.56%
Equity	99.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| TRENT	5%	₹432 Cr	815,029
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	5%	₹430 Cr	13,689,301 ↑ 1,720,863
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	5%	₹422 Cr	747,445 ↑ 32,614
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| 543220	5%	₹420 Cr	3,641,271 ↑ 322,602
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	4%	₹365 Cr	8,909,867
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	4%	₹353 Cr	4,283,799 ↑ 1,156,100
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 23 \| CHOLAFIN	4%	₹348 Cr	2,449,413 ↑ 35,677
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	4%	₹331 Cr	1,580,775
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	4%	₹299 Cr	1,914,877
L&T Finance Ltd (Financial Services) Equity, Since 30 Apr 24 \| LTF	4%	₹291 Cr	13,404,597

6. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Highest AUM (₹53,626 Cr).
Established history (16+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.14% (lower mid).
3Y return: 17.92% (upper mid).
1Y return: 6.11% (lower mid).
Alpha: 3.91 (top quartile).
Sharpe: -0.37 (lower mid).
Information ratio: 0.19 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding ICICI Bank Ltd (~6.9%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (20 Oct 25)	₹87.326 ↑ 0.51 (0.58 %)
Net Assets (Cr)	₹53,626 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	-0.37
Information Ratio	0.19
Alpha Ratio	3.91
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,201
30 Sep 22	₹14,967
30 Sep 23	₹17,785
30 Sep 24	₹24,378
30 Sep 25	₹24,102

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	1.5%
3 Month	2.5%
6 Month	11.5%
1 Year	6.1%
3 Year	17.9%
5 Year	19.1%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	24.2%
2022	5%
2021	25.4%
2020	11.8%
2019	12.3%
2018	-0.9%
2017	34.3%
2016	9.4%
2015	3%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.08 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	25.47%
Industrials	19.95%
Basic Materials	14.39%
Consumer Cyclical	10.72%
Technology	7.19%
Energy	5.69%
Utility	3.47%
Health Care	3.18%
Communication Services	3.03%
Consumer Defensive	2.58%

Asset Allocation

Asset Class	Value
Cash	4.33%
Equity	95.67%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	7%	₹3,704 Cr	26,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	6%	₹3,177 Cr	86,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	6%	₹3,045 Cr	32,000,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| ULTRACEMCO	4%	₹2,180 Cr	1,725,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,017 Cr	5,600,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	4%	₹1,910 Cr	23,800,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| JINDALSTEL	3%	₹1,797 Cr	19,000,000
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	3%	₹1,773 Cr	6,250,000
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	3%	₹1,690 Cr	11,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| AXISBANK	3%	₹1,672 Cr	16,000,000

7. Mirae Asset India Equity Fund

(Erstwhile Mirae Asset India Opportunities Fund)

The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities.

Research Highlights for Mirae Asset India Equity Fund

Top quartile AUM (₹39,477 Cr).
Established history (17+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.71% (bottom quartile).
3Y return: 13.90% (bottom quartile).
1Y return: 4.43% (lower mid).
Alpha: 1.60 (upper mid).
Sharpe: -0.52 (bottom quartile).
Information ratio: -0.17 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~9.7%).

Below is the key information for Mirae Asset India Equity Fund

Mirae Asset India Equity Fund Growth
Launch Date	4 Apr 08
NAV (20 Oct 25)	₹115.954 ↑ 0.35 (0.30 %)
Net Assets (Cr)	₹39,477 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.16
Sharpe Ratio	-0.52
Information Ratio	-0.17
Alpha Ratio	1.6
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,431
30 Sep 22	₹14,979
30 Sep 23	₹17,067
30 Sep 24	₹22,438
30 Sep 25	₹21,682

Mirae Asset India Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Mirae Asset India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	2.8%
6 Month	9.1%
1 Year	4.4%
3 Year	13.9%
5 Year	16.7%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.7%
2023	18.4%
2022	1.6%
2021	27.7%
2020	13.7%
2019	12.7%
2018	-0.6%
2017	38.6%
2016	8.1%
2015	4.3%

Fund Manager information for Mirae Asset India Equity Fund

Name	Since	Tenure
Gaurav Misra	31 Jan 19	6.59 Yr.

Data below for Mirae Asset India Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	31.14%
Consumer Cyclical	12.85%
Technology	11.86%
Consumer Defensive	10.68%
Basic Materials	7.83%
Industrials	7.04%
Energy	5.53%
Health Care	4.93%
Communication Services	3.99%
Utility	3.18%
Real Estate	0.6%

Asset Allocation

Asset Class	Value
Cash	0.36%
Equity	99.64%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 09 \| HDFCBANK	10%	₹3,822 Cr	40,160,960 ↑ 408,946
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹3,217 Cr	23,014,569 ↑ 2,406,411
Infosys Ltd (Technology) Equity, Since 31 May 08 \| INFY	6%	₹2,301 Cr	15,659,399 ↓ -270,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 08 \| RELIANCE	5%	₹1,837 Cr	13,533,143
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	4%	₹1,708 Cr	41,682,621 ↑ 3,393,022
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 10 \| BHARTIARTL	4%	₹1,577 Cr	8,349,033
Tata Consultancy Services Ltd (Technology) Equity, Since 31 May 09 \| TCS	4%	₹1,512 Cr	4,900,679 ↓ -277,612
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	3%	₹1,377 Cr	3,822,728
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 14 \| AXISBANK	3%	₹1,271 Cr	12,161,259 ↓ -353,567
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	3%	₹1,004 Cr	678,906 ↑ 94,232

8. Axis Focused 25 Fund

To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies.

Research Highlights for Axis Focused 25 Fund

Upper mid AUM (₹12,286 Cr).
Established history (13+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.33% (bottom quartile).
3Y return: 11.52% (bottom quartile).
1Y return: 2.66% (bottom quartile).
Alpha: 1.86 (upper mid).
Sharpe: -0.49 (bottom quartile).
Information ratio: -1.03 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding ICICI Bank Ltd (~9.0%).

Below is the key information for Axis Focused 25 Fund

Axis Focused 25 Fund Growth
Launch Date	29 Jun 12
NAV (20 Oct 25)	₹56.65 ↓ -0.09 (-0.16 %)
Net Assets (Cr)	₹12,286 on 31 Aug 25
Category	Equity - Focused
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.73
Sharpe Ratio	-0.49
Information Ratio	-1.03
Alpha Ratio	1.86
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,191
30 Sep 22	₹13,823
30 Sep 23	₹14,422
30 Sep 24	₹19,600
30 Sep 25	₹18,535

Axis Focused 25 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Axis Focused 25 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	2.9%
6 Month	8.2%
1 Year	2.7%
3 Year	11.5%
5 Year	13.3%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.8%
2023	17.2%
2022	-14.5%
2021	24%
2020	21%
2019	14.7%
2018	0.6%
2017	45.2%
2016	4.6%
2015	3.9%

Fund Manager information for Axis Focused 25 Fund

Name	Since	Tenure
Sachin Relekar	1 Feb 24	1.58 Yr.
Krishnaa N	1 Mar 24	1.5 Yr.

Data below for Axis Focused 25 Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	32.29%
Consumer Cyclical	13.89%
Health Care	10.99%
Industrials	10.53%
Communication Services	8.68%
Technology	5.23%
Basic Materials	3.88%
Real Estate	3.52%
Utility	3.04%
Consumer Defensive	1.54%

Asset Allocation

Asset Class	Value
Cash	6.42%
Equity	93.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 21 \| ICICIBANK	9%	₹1,112 Cr	7,951,967
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	9%	₹1,047 Cr	11,005,258
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 23 \| BHARTIARTL	6%	₹782 Cr	4,138,784
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹779 Cr	8,872,088
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| 543320	6%	₹726 Cr	23,117,495 ↑ 1,019,191
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 19 \| DIVISLAB	5%	₹603 Cr	983,954
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Dec 22 \| CHOLAFIN	5%	₹570 Cr	4,014,437
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 24 \| INDIGO	4%	₹530 Cr	939,076 ↑ 47,899
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Sep 22 \| APOLLOHOSP	4%	₹490 Cr	644,223 ↑ 80,269
Pidilite Industries Ltd (Basic Materials) Equity, Since 30 Jun 16 \| PIDILITIND	4%	₹476 Cr	1,561,988

9. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Upper mid AUM (₹27,655 Cr).
Oldest track record among peers (21 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.19% (top quartile).
3Y return: 19.87% (upper mid).
1Y return: 1.64% (bottom quartile).
Alpha: 0.72 (upper mid).
Sharpe: -0.51 (bottom quartile).
Information ratio: 0.13 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~6.2%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (20 Oct 25)	₹351.053 ↑ 1.95 (0.56 %)
Net Assets (Cr)	₹27,655 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.51
Information Ratio	0.13
Alpha Ratio	0.72
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,518
30 Sep 22	₹16,003
30 Sep 23	₹19,627
30 Sep 24	₹28,168
30 Sep 25	₹27,056

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.9%
3 Month	2.8%
6 Month	11.7%
1 Year	1.6%
3 Year	19.9%
5 Year	22.2%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.2%
2023	29.3%
2022	7%
2021	30.4%
2020	16.5%
2019	13.2%
2018	-5.6%
2017	34.9%
2016	9.6%
2015	3.3%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.08 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	23.55%
Industrials	17.45%
Consumer Cyclical	14.02%
Basic Materials	12.4%
Technology	8.34%
Health Care	7.29%
Energy	5.51%
Utility	4.43%
Communication Services	3.04%
Consumer Defensive	1.67%
Real Estate	0.93%

Asset Allocation

Asset Class	Value
Cash	1.34%
Equity	98.66%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	6%	₹1,713 Cr	18,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	4%	₹1,099 Cr	35,000,000 ↑ 194,801
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	4%	₹1,034 Cr	28,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	4%	₹978 Cr	7,000,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	3%	₹883 Cr	11,000,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	3%	₹852 Cr	5,800,000
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 16 \| COROMANDEL	3%	₹750 Cr	3,250,001
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	2%	₹689 Cr	3,650,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	2%	₹666 Cr	1,850,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| AXISBANK	2%	₹648 Cr	6,200,000

10. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Research Highlights for Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,599 Cr).
Established history (19+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.23% (upper mid).
3Y return: 16.88% (upper mid).
1Y return: 1.24% (bottom quartile).
Alpha: -2.82 (bottom quartile).
Sharpe: -0.36 (lower mid).
Information ratio: -0.05 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Bharti Airtel Ltd (~9.3%).

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (20 Oct 25)	₹101.952 ↑ 0.05 (0.05 %)
Net Assets (Cr)	₹1,599 on 31 Aug 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	-0.36
Information Ratio	-0.05
Alpha Ratio	-2.82
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,368
30 Sep 22	₹15,819
30 Sep 23	₹18,189
30 Sep 24	₹26,183
30 Sep 25	₹24,178

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	4.7%
6 Month	9.2%
1 Year	1.2%
3 Year	16.9%
5 Year	20.2%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.1%
2023	30.2%
2022	9.3%
2021	19.3%
2020	13.5%
2019	2.7%
2018	-7.8%
2017	38.7%
2016	21.1%
2015	6.3%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	3.67 Yr.

Data below for Sundaram Rural and Consumption Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	42.39%
Consumer Defensive	31.06%
Communication Services	11.17%
Health Care	3.76%
Financial Services	2.87%
Real Estate	1.85%
Basic Materials	1.52%

Asset Allocation

Asset Class	Value
Cash	5.38%
Equity	94.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	9%	₹149 Cr	789,519
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	8%	₹133 Cr	416,173 ↑ 25,453
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 13 \| ITC	8%	₹126 Cr	3,085,016
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 16 \| HINDUNILVR	7%	₹117 Cr	440,212
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	6%	₹91 Cr	2,892,836
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	5%	₹77 Cr	212,692
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	4%	₹66 Cr	44,812 ↓ -5,699
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 22 \| APOLLOHOSP	4%	₹60 Cr	79,027
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 523025	3%	₹48 Cr	225,560
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| TRENT	3%	₹47 Cr	89,438

Disclaimer:
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