യുടിഐ മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 9 മികച്ച പ്രകടനം നടത്തുന്ന ഇക്വിറ്റി ഫണ്ടുകൾ

Updated on September 28, 2025 , 62306 views

വർഷങ്ങളായി, ഇക്വിറ്റിമ്യൂച്വൽ ഫണ്ടുകൾ വഴിയുടിഐ മ്യൂച്വൽ ഫണ്ട് യിൽ ശക്തമായ വളർച്ച പ്രകടമാക്കിവിപണി. ഇത് നിക്ഷേപകർക്ക് ഗണ്യമായ വരുമാനം നൽകി, അതിനാൽ നിക്ഷേപകർ ഈ ഫണ്ടിൽ നിക്ഷേപിക്കാൻ താൽപ്പര്യപ്പെടുന്നു.

ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ വിവിധ കമ്പനികളുടെ സ്റ്റോക്കിൽ പണം നിക്ഷേപിക്കുന്നു. വിവിധ തരം ഉണ്ട്ഇക്വിറ്റി ഫണ്ടുകൾ പോലെവലിയ ക്യാപ് ഫണ്ടുകൾ,മിഡ് ക്യാപ് ഫണ്ടുകൾ,സ്മോൾ ക്യാപ് ഫണ്ടുകൾ,വൈവിധ്യമാർന്ന ഫണ്ടുകൾ, മുതലായവ ഈ ഫണ്ടുകൾ ദീർഘകാല സമ്പത്ത് സൃഷ്ടിക്കുന്നതിനുള്ള മികച്ച ഓപ്ഷനാണ്. പക്ഷേ, ഇക്വിറ്റി ഫണ്ടുകൾ ഉയർന്ന അപകടസാധ്യതയുള്ള നിക്ഷേപമാണെന്ന് ആരും മറക്കരുത്, അതിനാൽ ഒരാൾ ഉയർന്ന തുക കൈവശം വയ്ക്കണംറിസ്ക് വിശപ്പ് ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ.

എന്തുകൊണ്ടാണ് യുടിഐ ഇക്വിറ്റി ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത്?

പ്രധാന ഗുണങ്ങളിൽ ചിലത്നിക്ഷേപിക്കുന്നു യുടിഐ മ്യൂച്വൽ ഫണ്ടിന്റെ ഇക്വിറ്റി സ്കീമുകൾ ഇവയാണ്:

എ. നികുതി ആനുകൂല്യങ്ങൾ

ഫണ്ട് ഹൗസ് നികുതി ലാഭിക്കുന്ന മ്യൂച്വൽ ഫണ്ട് പേരുകൾ വാഗ്ദാനം ചെയ്യുന്നുയുടിഐ ലോംഗ് ടേം ഇക്വിറ്റി ഫണ്ട് അതിലൂടെ ആളുകൾക്ക് അവരുടെ കാര്യങ്ങൾ ആസൂത്രണം ചെയ്യാൻ കഴിയുംനികുതികൾ.

സി. സ്ഥിരമായ റിട്ടേണുകൾ

യുടിഐ മ്യൂച്വൽ ഫണ്ട് അവരുടെ നിക്ഷേപകർക്ക് അവരുടെ ലക്ഷ്യങ്ങൾ കൈവരിക്കുന്നതിന് സ്ഥിരമായ വരുമാനം നൽകാൻ എപ്പോഴും കഠിനമായി പരിശ്രമിക്കുന്നു. നല്ല വരുമാനം നേടുന്നതിന്, ദീർഘകാലത്തേക്ക് ഇക്വിറ്റി ഫണ്ടുകൾ കൈവശം വയ്ക്കാൻ നിർദ്ദേശിക്കുന്നു.

ഡി. ഈസി ഓഫ് ആക്സസ്

നിക്ഷേപകർക്ക് അവരുടെ മ്യൂച്വൽ ഫണ്ട് അക്കൗണ്ട് എപ്പോൾ വേണമെങ്കിലും ഓൺലൈനിൽ എവിടെയും നിരീക്ഷിക്കാനും ആക്സസ് ചെയ്യാനും കഴിയും. കൂടാതെ, ഫണ്ട് ഹൗസുമായുള്ള ഇടപാടും ഇടപെടൽ പ്രക്രിയയും തടസ്സരഹിതവും ഉപയോക്തൃ സൗഹൃദവുമാണ്.

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ഇ. ദീർഘകാല സാമ്പത്തിക ലക്ഷ്യങ്ങൾ

UTI ഇക്വിറ്റി സ്കീമുകൾ നിക്ഷേപകരെ അവരുടെ ഭാവി ആസൂത്രണം ചെയ്യാൻ സഹായിക്കുന്നു. നിക്ഷേപകർക്ക് വിവിധ ദീർഘകാല പദ്ധതികൾ ആസൂത്രണം ചെയ്യാൻ കഴിയുംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ വഴിവിരമിക്കൽ, കുട്ടിയുടെ കരിയർ, സമ്പത്ത് സൃഷ്ടിക്കൽ അല്ലെങ്കിൽ ലളിതമായിവരുമാനം തലമുറ.

ഈ സ്കീമിൽ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് യുടിഐ മ്യൂച്വൽ ഫണ്ട് നൽകുന്ന മികച്ച 5 ഇക്വിറ്റി ഫണ്ടുകളിൽ നിന്ന് തിരഞ്ഞെടുക്കാം. AUM പോലുള്ള പ്രധാനപ്പെട്ട പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം, മറ്റ് വിവര അനുപാതങ്ങൾ.

മികച്ച യുടിഐ ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Transportation & Logistics Fund Growth	₹290.489 ↓ -0.03	₹3,741	10	26.1	1	24.4	26.8	18.7
UTI Infrastructure Fund Growth	₹138.784 ↓ -0.31	₹2,108	-4.4	4.9	-9.1	20	26	18.5
UTI Core Equity Fund Growth	₹175.392 ↑ 0.27	₹4,861	-4.2	7	-5.9	21.2	25	27.2
UTI Banking and Financial Services Fund Growth	₹186.171 ↑ 0.33	₹1,255	-4.8	6	3.7	16.5	21.9	11.1
UTI Value Opportunities Fund Growth	₹166.038 ↑ 0.09	₹9,672	-2.7	6.3	-5.7	18.3	21.7	23.4
UTI Mid Cap Fund Growth	₹294.643 ↑ 0.53	₹11,668	-4.7	9.8	-8.8	15.6	21.7	23.3
UTI Dividend Yield Fund Growth	₹174.403 ↑ 0.24	₹3,794	-2.2	5.9	-7.4	20.4	21.5	24.7
UTI Long Term Equity Fund Growth	₹202.205 ↑ 0.06	₹3,665	-3.9	5.8	-8	12.5	18.1	13.9
UTI India Lifestyle Fund Growth	₹58.5667 ↓ -0.02	₹717	1.3	11.4	-9.1	12.6	17.7	20.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 25

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Infrastructure Fund	UTI Core Equity Fund	UTI Banking and Financial Services Fund	UTI Value Opportunities Fund	UTI Mid Cap Fund	UTI Dividend Yield Fund	UTI Long Term Equity Fund	UTI India Lifestyle Fund
Point 1	Lower mid AUM (₹3,741 Cr).	Bottom quartile AUM (₹2,108 Cr).	Upper mid AUM (₹4,861 Cr).	Bottom quartile AUM (₹1,255 Cr).	Top quartile AUM (₹9,672 Cr).	Highest AUM (₹11,668 Cr).	Upper mid AUM (₹3,794 Cr).	Lower mid AUM (₹3,665 Cr).	Bottom quartile AUM (₹717 Cr).
Point 2	Established history (21+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Oldest track record among peers (25 yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 26.81% (top quartile).	5Y return: 26.03% (top quartile).	5Y return: 25.04% (upper mid).	5Y return: 21.93% (upper mid).	5Y return: 21.74% (lower mid).	5Y return: 21.69% (lower mid).	5Y return: 21.45% (bottom quartile).	5Y return: 18.08% (bottom quartile).	5Y return: 17.65% (bottom quartile).
Point 6	3Y return: 24.40% (top quartile).	3Y return: 19.99% (upper mid).	3Y return: 21.19% (top quartile).	3Y return: 16.48% (lower mid).	3Y return: 18.27% (lower mid).	3Y return: 15.58% (bottom quartile).	3Y return: 20.40% (upper mid).	3Y return: 12.53% (bottom quartile).	3Y return: 12.63% (bottom quartile).
Point 7	1Y return: 0.98% (top quartile).	1Y return: -9.09% (bottom quartile).	1Y return: -5.90% (upper mid).	1Y return: 3.69% (top quartile).	1Y return: -5.73% (upper mid).	1Y return: -8.82% (bottom quartile).	1Y return: -7.37% (lower mid).	1Y return: -7.96% (lower mid).	1Y return: -9.13% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -5.39 (bottom quartile).	Alpha: -2.00 (upper mid).	Alpha: -3.36 (lower mid).	Alpha: -1.35 (top quartile).	Alpha: -3.13 (lower mid).	Alpha: -4.47 (bottom quartile).	Alpha: -3.02 (upper mid).	Alpha: -5.71 (bottom quartile).
Point 9	Sharpe: -0.33 (top quartile).	Sharpe: -0.84 (bottom quartile).	Sharpe: -0.69 (lower mid).	Sharpe: 0.01 (top quartile).	Sharpe: -0.71 (lower mid).	Sharpe: -0.64 (upper mid).	Sharpe: -0.93 (bottom quartile).	Sharpe: -0.82 (bottom quartile).	Sharpe: -0.52 (upper mid).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: -0.46 (lower mid).	Information ratio: 0.89 (top quartile).	Information ratio: 0.28 (upper mid).	Information ratio: 0.72 (upper mid).	Information ratio: -1.38 (bottom quartile).	Information ratio: 0.84 (top quartile).	Information ratio: -0.84 (bottom quartile).	Information ratio: -0.95 (bottom quartile).

UTI Transportation & Logistics Fund

Lower mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 26.81% (top quartile).
3Y return: 24.40% (top quartile).
1Y return: 0.98% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.33 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Infrastructure Fund

Bottom quartile AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 26.03% (top quartile).
3Y return: 19.99% (upper mid).
1Y return: -9.09% (bottom quartile).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.04% (upper mid).
3Y return: 21.19% (top quartile).
1Y return: -5.90% (upper mid).
Alpha: -2.00 (upper mid).
Sharpe: -0.69 (lower mid).
Information ratio: 0.89 (top quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.93% (upper mid).
3Y return: 16.48% (lower mid).
1Y return: 3.69% (top quartile).
Alpha: -3.36 (lower mid).
Sharpe: 0.01 (top quartile).
Information ratio: 0.28 (upper mid).

UTI Value Opportunities Fund

Top quartile AUM (₹9,672 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.74% (lower mid).
3Y return: 18.27% (lower mid).
1Y return: -5.73% (upper mid).
Alpha: -1.35 (top quartile).
Sharpe: -0.71 (lower mid).
Information ratio: 0.72 (upper mid).

UTI Mid Cap Fund

Highest AUM (₹11,668 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.69% (lower mid).
3Y return: 15.58% (bottom quartile).
1Y return: -8.82% (bottom quartile).
Alpha: -3.13 (lower mid).
Sharpe: -0.64 (upper mid).
Information ratio: -1.38 (bottom quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.45% (bottom quartile).
3Y return: 20.40% (upper mid).
1Y return: -7.37% (lower mid).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).

UTI Long Term Equity Fund

Lower mid AUM (₹3,665 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.08% (bottom quartile).
3Y return: 12.53% (bottom quartile).
1Y return: -7.96% (lower mid).
Alpha: -3.02 (upper mid).
Sharpe: -0.82 (bottom quartile).
Information ratio: -0.84 (bottom quartile).

UTI India Lifestyle Fund

Bottom quartile AUM (₹717 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 17.65% (bottom quartile).
3Y return: 12.63% (bottom quartile).
1Y return: -9.13% (bottom quartile).
Alpha: -5.71 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.95 (bottom quartile).

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Lower mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 26.81% (top quartile).
3Y return: 24.40% (top quartile).
1Y return: 0.98% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.33 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~13.5%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (30 Sep 25)	₹290.489 ↓ -0.03 (-0.01 %)
Net Assets (Cr)	₹3,741 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,271
30 Sep 22	₹17,035
30 Sep 23	₹20,680
30 Sep 24	₹32,475

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	5.3%
3 Month	10%
6 Month	26.1%
1 Year	1%
3 Year	24.4%
5 Year	26.8%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.95 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.64%
Industrials	15.07%

Asset Allocation

Asset Class	Value
Cash	5.11%
Equity	94.71%
Debt	0.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹504 Cr	1,575,675 ↑ 20,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹391 Cr	264,013 ↓ -7,500
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	10%	₹357 Cr	584,527
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹253 Cr	8,074,415
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	6%	₹219 Cr	387,991
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	6%	₹207 Cr	239,786
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹167 Cr	327,739
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹144 Cr	586,342
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹141 Cr	1,076,157 ↓ -150,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	3%	₹128 Cr	390,372

2. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Bottom quartile AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 26.03% (top quartile).
3Y return: 19.99% (upper mid).
1Y return: -9.09% (bottom quartile).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Bharti Airtel Ltd (~13.9%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (30 Sep 25)	₹138.784 ↓ -0.31 (-0.23 %)
Net Assets (Cr)	₹2,108 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.84
Information Ratio	-0.46
Alpha Ratio	-5.39
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,821
30 Sep 22	₹18,406
30 Sep 23	₹23,040
30 Sep 24	₹34,978

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	1.6%
3 Month	-4.4%
6 Month	4.9%
1 Year	-9.1%
3 Year	20%
5 Year	26%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4 Yr.
Deepesh Agarwal	16 Jun 25	0.21 Yr.

Data below for UTI Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	37.92%
Communication Services	14.8%
Energy	13.3%
Utility	11.4%
Basic Materials	7.59%
Financial Services	5.4%
Real Estate	3.13%
Consumer Cyclical	2.16%
Technology	0.58%
Health Care	0.06%

Asset Allocation

Asset Class	Value
Cash	3.65%
Equity	96.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	14%	₹292 Cr	1,545,731
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹205 Cr	568,954
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| NTPC	7%	₹140 Cr	4,260,012
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	6%	₹131 Cr	967,547 ↑ 53,745
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| ULTRACEMCO	5%	₹111 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	5%	₹97 Cr	170,972
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| ONGC	3%	₹65 Cr	2,795,493 ↓ -90,594
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹60 Cr	457,905
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| AXISBANK	3%	₹56 Cr	533,167
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| ICICIBANK	2%	₹48 Cr	343,610

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.04% (upper mid).
3Y return: 21.19% (top quartile).
1Y return: -5.90% (upper mid).
Alpha: -2.00 (upper mid).
Sharpe: -0.69 (lower mid).
Information ratio: 0.89 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~6.3%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (30 Sep 25)	₹175.392 ↑ 0.27 (0.15 %)
Net Assets (Cr)	₹4,861 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.69
Information Ratio	0.89
Alpha Ratio	-2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,360
30 Sep 22	₹17,176
30 Sep 23	₹21,504
30 Sep 24	₹32,486

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.8%
3 Month	-4.2%
6 Month	7%
1 Year	-5.9%
3 Year	21.2%
5 Year	25%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.3 Yr.

Data below for UTI Core Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	28.85%
Technology	10%
Consumer Cyclical	9.78%
Basic Materials	9.16%
Health Care	8.06%
Industrials	7.84%
Energy	6.34%
Consumer Defensive	5.68%
Communication Services	5.65%
Real Estate	2.46%
Utility	2.11%

Asset Allocation

Asset Class	Value
Cash	4.07%
Equity	95.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	6%	₹307 Cr	3,225,126
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹200 Cr	1,427,555 ↓ -20,000
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹157 Cr	1,068,187 ↑ 80,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹132 Cr	975,401 ↑ 150,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹129 Cr	3,149,879 ↑ 261,135
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹117 Cr	4,703,248 ↑ 390,813
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	2%	₹115 Cr	6,023,475
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹110 Cr	3,950,761
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	2%	₹106 Cr	2,508,415
Indian Bank (Financial Services) Equity, Since 31 May 23 \| INDIANB	2%	₹105 Cr	1,607,816 ↓ -100,000

4. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.93% (upper mid).
3Y return: 16.48% (lower mid).
1Y return: 3.69% (top quartile).
Alpha: -3.36 (lower mid).
Sharpe: 0.01 (top quartile).
Information ratio: 0.28 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~20.6%).
Top-3 holdings concentration ~44.1%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (30 Sep 25)	₹186.171 ↑ 0.33 (0.18 %)
Net Assets (Cr)	₹1,255 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.01
Information Ratio	0.28
Alpha Ratio	-3.36
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,238
30 Sep 22	₹17,050
30 Sep 23	₹20,071
30 Sep 24	₹25,986

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	2.1%
3 Month	-4.8%
6 Month	6%
1 Year	3.7%
3 Year	16.5%
5 Year	21.9%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.21 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	97.76%
Technology	0.47%

Asset Allocation

Asset Class	Value
Cash	1.76%
Equity	98.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	21%	₹259 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹196 Cr	2,061,854 ↑ 50,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	8%	₹98 Cr	500,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	7%	₹94 Cr	900,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	6%	₹74 Cr	842,570
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹68 Cr	850,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| KARURVYSYA	4%	₹51 Cr	2,400,000 ↓ -84,944
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	3%	₹41 Cr	700,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| MFSL	3%	₹40 Cr	250,000 ↓ -25,000
Indian Bank (Financial Services) Equity, Since 31 May 23 \| INDIANB	3%	₹39 Cr	590,843

5. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹9,672 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.74% (lower mid).
3Y return: 18.27% (lower mid).
1Y return: -5.73% (upper mid).
Alpha: -1.35 (top quartile).
Sharpe: -0.71 (lower mid).
Information ratio: 0.72 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.5%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (30 Sep 25)	₹166.038 ↑ 0.09 (0.05 %)
Net Assets (Cr)	₹9,672 on 31 Aug 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.72
Information Ratio	0.72
Alpha Ratio	-1.35
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,161
30 Sep 22	₹16,166
30 Sep 23	₹18,945
30 Sep 24	₹28,368

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.7%
3 Month	-2.7%
6 Month	6.3%
1 Year	-5.7%
3 Year	18.3%
5 Year	21.7%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.58 Yr.

Data below for UTI Value Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	32.48%
Consumer Cyclical	14.56%
Technology	10.58%
Health Care	8.29%
Basic Materials	8%
Communication Services	7.49%
Industrials	6.12%
Energy	5.46%
Utility	2.66%
Consumer Defensive	2.37%
Real Estate	1.4%

Asset Allocation

Asset Class	Value
Cash	0.33%
Equity	99.4%
Debt	0.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	9%	₹918 Cr	9,650,000 ↓ -100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹587 Cr	4,200,000 ↓ -100,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹426 Cr	2,900,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹415 Cr	2,197,804
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹353 Cr	1,800,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	3%	₹334 Cr	3,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹305 Cr	3,800,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹282 Cr	2,075,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹272 Cr	850,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| TECHM	3%	₹256 Cr	1,725,000

6. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹11,668 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.69% (lower mid).
3Y return: 15.58% (bottom quartile).
1Y return: -8.82% (bottom quartile).
Alpha: -3.13 (lower mid).
Sharpe: -0.64 (upper mid).
Information ratio: -1.38 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Polycab India Ltd (~2.5%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (30 Sep 25)	₹294.643 ↑ 0.53 (0.18 %)
Net Assets (Cr)	₹11,668 on 31 Aug 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.64
Information Ratio	-1.38
Alpha Ratio	-3.13
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,825
30 Sep 22	₹17,285
30 Sep 23	₹20,618
30 Sep 24	₹29,271

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	-0.1%
3 Month	-4.7%
6 Month	9.8%
1 Year	-8.8%
3 Year	15.6%
5 Year	21.7%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%
2015	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	0.21 Yr.

Data below for UTI Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	18.95%
Consumer Cyclical	18.38%
Industrials	17.28%
Basic Materials	12.35%
Health Care	12.31%
Technology	9.91%
Real Estate	3.06%
Communication Services	2.4%
Utility	1.89%
Consumer Defensive	0.84%
Energy	0.84%

Asset Allocation

Asset Class	Value
Cash	1.8%
Equity	98.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹286 Cr	403,783
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| PHOENIXLTD	2%	₹256 Cr	1,700,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| MFSL	2%	₹242 Cr	1,512,968
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹241 Cr	455,000 ↑ 5,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Aug 20 \| JKCEMENT	2%	₹240 Cr	345,000 ↓ -30,943
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| INDIANB	2%	₹239 Cr	3,656,918
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	2%	₹237 Cr	1,373,013 ↓ -26,987
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 Jul 21 \| ALKEM	2%	₹223 Cr	420,958
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹222 Cr	750,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	2%	₹217 Cr	130,000

7. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.45% (bottom quartile).
3Y return: 20.40% (upper mid).
1Y return: -7.37% (lower mid).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.0%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (30 Sep 25)	₹174.403 ↑ 0.24 (0.14 %)
Net Assets (Cr)	₹3,794 on 31 Aug 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.93
Information Ratio	0.84
Alpha Ratio	-4.47
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,441
30 Sep 22	₹15,141
30 Sep 23	₹18,666
30 Sep 24	₹28,527

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	1%
3 Month	-2.2%
6 Month	5.9%
1 Year	-7.4%
3 Year	20.4%
5 Year	21.5%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.79 Yr.

Data below for UTI Dividend Yield Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	26.06%
Technology	13.91%
Consumer Cyclical	12.34%
Health Care	9.43%
Consumer Defensive	7.25%
Industrials	6.34%
Energy	6.13%
Utility	5.81%
Real Estate	3.99%
Basic Materials	3.99%
Communication Services	3.61%

Asset Allocation

Asset Class	Value
Cash	0.59%
Equity	98.87%
Debt	0.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹343 Cr	3,600,000 ↓ -100,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹203 Cr	1,450,000 ↓ -61,670
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| TECHM	4%	₹135 Cr	910,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹126 Cr	860,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹123 Cr	625,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹112 Cr	1,400,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹112 Cr	350,000 ↓ -25,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹108 Cr	570,000 ↑ 220,000
Knowledge Realty Trust Units (Real Estate) -, Since 31 Aug 25 \| 544481	2%	₹93 Cr	8,717,059 ↑ 8,717,059
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	2%	₹90 Cr	2,200,000

8. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

Research Highlights for UTI Long Term Equity Fund

Lower mid AUM (₹3,665 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.08% (bottom quartile).
3Y return: 12.53% (bottom quartile).
1Y return: -7.96% (lower mid).
Alpha: -3.02 (upper mid).
Sharpe: -0.82 (bottom quartile).
Information ratio: -0.84 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~9.5%).

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (30 Sep 25)	₹202.205 ↑ 0.06 (0.03 %)
Net Assets (Cr)	₹3,665 on 31 Aug 25
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.82
Information Ratio	-0.84
Alpha Ratio	-3.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,471
30 Sep 22	₹16,113
30 Sep 23	₹18,096
30 Sep 24	₹24,943

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.8%
3 Month	-3.9%
6 Month	5.8%
1 Year	-8%
3 Year	12.5%
5 Year	18.1%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.9%
2023	24.3%
2022	-3.5%
2021	33.1%
2020	20.2%
2019	10.4%
2018	-6.5%
2017	33.1%
2016	3.3%
2015	2.6%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.21 Yr.

Data below for UTI Long Term Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	32.36%
Consumer Cyclical	14.57%
Technology	10.21%
Industrials	8.19%
Communication Services	7.21%
Health Care	6.66%
Consumer Defensive	6.13%
Energy	4.54%
Utility	3.58%
Basic Materials	3.21%
Real Estate	2.31%

Asset Allocation

Asset Class	Value
Cash	1.02%
Equity	98.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	9%	₹347 Cr	3,650,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	7%	₹252 Cr	1,800,000 ↓ -100,000
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹178 Cr	1,210,185
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	5%	₹170 Cr	900,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| KOTAKBANK	4%	₹137 Cr	700,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	4%	₹134 Cr	990,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| AXISBANK	3%	₹126 Cr	1,210,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	3%	₹101 Cr	1,150,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 13 \| TECHM	2%	₹89 Cr	600,000
Tata Steel Ltd (Basic Materials) Equity, Since 29 Feb 24 \| TATASTEEL	2%	₹86 Cr	5,535,778

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹717 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 17.65% (bottom quartile).
3Y return: 12.63% (bottom quartile).
1Y return: -9.13% (bottom quartile).
Alpha: -5.71 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.95 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Bharti Airtel Ltd (~7.7%).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (30 Sep 25)	₹58.5667 ↓ -0.02 (-0.03 %)
Net Assets (Cr)	₹717 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.52
Information Ratio	-0.95
Alpha Ratio	-5.71
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,971
30 Sep 22	₹15,777
30 Sep 23	₹16,678
30 Sep 24	₹24,806

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 25

Duration	Returns
1 Month	0.3%
3 Month	1.3%
6 Month	11.4%
1 Year	-9.1%
3 Year	12.6%
5 Year	17.7%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	23%
2022	-2.3%
2021	26.4%
2020	15.2%
2019	5.8%
2018	-2.5%
2017	32.6%
2016	3.2%
2015	-1.9%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vishal Chopda	28 Feb 18	7.51 Yr.
Vicky Punjabi	16 Jun 25	0.21 Yr.

Data below for UTI India Lifestyle Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	42.79%
Consumer Defensive	24.67%
Communication Services	10.44%
Industrials	6.73%
Financial Services	5.56%
Basic Materials	3.25%
Health Care	3.24%
Real Estate	1.97%

Asset Allocation

Asset Class	Value
Cash	1.34%
Equity	98.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	8%	₹55 Cr	292,500 ↑ 2,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	7%	₹48 Cr	32,500
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	5%	₹38 Cr	118,000 ↑ 5,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 17 \| DMART	5%	₹33 Cr	70,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	5%	₹33 Cr	800,000 ↑ 111,233
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	5%	₹33 Cr	90,000
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| GODREJCP	4%	₹26 Cr	210,000 ↓ -15,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	4%	₹26 Cr	815,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	3%	₹23 Cr	37,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	3%	₹22 Cr	44,000

യുടിഐ മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

പതിവുചോദ്യങ്ങൾ

1. UTI മ്യൂച്വൽ ഫണ്ടുകളുടെ സ്വഭാവം എന്താണ്?

എ: ദിസെബി പഴയ യുടിഐയിൽ നിന്ന് യുടിഐ മ്യൂച്വൽ ഫണ്ടുകൾ രൂപീകരിച്ചുബാങ്ക് 2003 ഫെബ്രുവരി 1-ന്. ഫണ്ട് കൈകാര്യം ചെയ്യുന്നത് UTI അസറ്റ് മാനേജ്‌മെന്റ് കമ്പനിയും അതിന്റെ പ്രധാന സ്പോൺസർമാരായ സ്റ്റേറ്റ് ബാങ്ക് ഓഫ് ഇന്ത്യ (SBI), പഞ്ചാബ് ആണ്.നാഷണൽ ബാങ്ക് (PNB), ബാങ്ക് ഓഫ് ബറോഡ, ഒപ്പംലൈഫ് ഇൻഷുറൻസ് കോർപ്പറേഷൻ ഓഫ് ഇന്ത്യ.

2. യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളുടെ ഓഹരികൾ മറ്റേതെങ്കിലും ഗ്രൂപ്പിന്റെ കൈവശമാണോ?

എ: അതെ, യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളുടെ 26% ഓഹരികളും ടി റോ പ്രൈസ് ഗ്രൂപ്പ് ഐഎൻസിയുടെ കൈവശമാണ്. ഇത് ടി റോ പ്രൈസ് ഗ്ലോബൽ ഇൻവെസ്റ്റ്‌മെന്റ് സർവീസസ് ലിമിറ്റഡിന്റെ അനുബന്ധ സ്ഥാപനമാണ്.

3. യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് മൂല്യവത്താണോ?

എ: യുടിഐ മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ഇഷ്ടപ്പെട്ട ഒന്നാണ്എഎംസികൾ. ചരിത്രപരമായി, ഇത് ഏറ്റവും വിശ്വസനീയമായ നിക്ഷേപ പദ്ധതിയാണെന്ന് തെളിയിക്കപ്പെട്ടിട്ടുണ്ട്.

4. യുടിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ ഏറ്റവും ജനപ്രിയമായത് ഏതാണ്?

എ: 1986-ൽ സമാരംഭിച്ച യുടിഐ മാസ്റ്റർഷെയർ, പഴയ യുടിഐ ബാങ്കിന്റെ പിൻബലത്തിൽ, ഏറ്റവും ദൈർഘ്യമേറിയതും വിജയകരവുമായ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിലൊന്നാണ്.

5. എനിക്ക് യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ ഓൺലൈനിൽ നിക്ഷേപിക്കാൻ കഴിയുമോ?

എ: അതെ, കമ്പനിയുടെ വെബ്സൈറ്റിൽ ലോഗിൻ ചെയ്യുക. അതിനുശേഷം, നിങ്ങളുടെ ഐഡന്റിറ്റി പ്രൂഫ്, അഡ്രസ് പ്രൂഫ്, മറ്റ് സമാന വിശദാംശങ്ങൾ എന്നിവ പോലുള്ള കെ‌വൈ‌സി മാനദണ്ഡങ്ങൾക്കനുസൃതമായി നിങ്ങളുടെ വ്യക്തിഗത വിശദാംശങ്ങൾ നൽകേണ്ടതുണ്ട്. നിങ്ങൾ രജിസ്ട്രേഷൻ പൂർത്തിയാക്കിക്കഴിഞ്ഞാൽ, നിങ്ങൾ റിസ്ക് ലെവലും നിക്ഷേപത്തിന്റെ തരവും തിരഞ്ഞെടുക്കേണ്ടതുണ്ട്. നിങ്ങളുടെ വിശദാംശങ്ങൾ പരിശോധിച്ചുറപ്പിക്കാനും ഓൺലൈനായി രജിസ്ട്രേഷൻ പ്രക്രിയ പൂർത്തിയാക്കാനും 1-2 പ്രവൃത്തി ദിവസമെടുക്കും. ഇത് പൂർത്തിയാകുമ്പോൾ, നിങ്ങൾക്ക് അപ്ഡേറ്റ് ചെയ്യാനും നിങ്ങളുടെ ആവശ്യങ്ങൾക്കനുസരിച്ച് നിക്ഷേപം മാറ്റാനും കഴിയും.

6. അനുയോജ്യമായ UTI മ്യൂച്വൽ ഫണ്ട് എങ്ങനെ തിരഞ്ഞെടുക്കാം?

എ: നിങ്ങൾ ആദ്യം പരിശോധിക്കേണ്ടത് എൻഎവിയും പ്രത്യേക ഫണ്ടിന്റെ ചരിത്രപരമായ റിട്ടേണുകളുമാണ്. ഉദാഹരണത്തിന്, UTI ട്രാൻസ്പോർട്ടേഷൻ & ലോജിസ്റ്റിക്സ് ഫണ്ടിന് 122.133 രൂപയുടെ NAV ഉണ്ട് കൂടാതെ 5 വർഷത്തിനുള്ളിൽ 8.9% റിട്ടേൺ കാണിക്കുന്നു. ഇതുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ, യുടിഐ ഇക്വിറ്റി ഫണ്ടിന് എൻഎവി രൂപയുണ്ട്. 212.768, എന്നാൽ 5 വർഷത്തിനുള്ളിൽ 31.5% ചരിത്രപരമായ വരുമാനം കാണിക്കുന്നു.

യുടിഐ ഇക്വിറ്റിയുടെ എൻഎവി യുടിഐ ട്രാൻസ്‌പോർട്ടേഷൻ & ലോജിസ്റ്റിക്‌സിനേക്കാൾ കൂടുതലാണെങ്കിലും, ആദ്യത്തേതിന്റെ റിട്ടേൺ രണ്ടാമത്തേതിനേക്കാൾ കൂടുതലാണ്. അതിനാൽ, നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന പണത്തിന്റെയും ROIയുടെയും അടിസ്ഥാനത്തിൽ, നിങ്ങൾ ഒരു പ്രത്യേക ഫണ്ട് തിരഞ്ഞെടുക്കണം.

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.