യുടിഐ മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 9 മികച്ച പ്രകടനം നടത്തുന്ന ഇക്വിറ്റി ഫണ്ടുകൾ

Updated on December 20, 2025 , 62496 views

വർഷങ്ങളായി, ഇക്വിറ്റിമ്യൂച്വൽ ഫണ്ടുകൾ വഴിയുടിഐ മ്യൂച്വൽ ഫണ്ട് യിൽ ശക്തമായ വളർച്ച പ്രകടമാക്കിവിപണി. ഇത് നിക്ഷേപകർക്ക് ഗണ്യമായ വരുമാനം നൽകി, അതിനാൽ നിക്ഷേപകർ ഈ ഫണ്ടിൽ നിക്ഷേപിക്കാൻ താൽപ്പര്യപ്പെടുന്നു.

ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ വിവിധ കമ്പനികളുടെ സ്റ്റോക്കിൽ പണം നിക്ഷേപിക്കുന്നു. വിവിധ തരം ഉണ്ട്ഇക്വിറ്റി ഫണ്ടുകൾ പോലെവലിയ ക്യാപ് ഫണ്ടുകൾ,മിഡ് ക്യാപ് ഫണ്ടുകൾ,സ്മോൾ ക്യാപ് ഫണ്ടുകൾ,വൈവിധ്യമാർന്ന ഫണ്ടുകൾ, മുതലായവ ഈ ഫണ്ടുകൾ ദീർഘകാല സമ്പത്ത് സൃഷ്ടിക്കുന്നതിനുള്ള മികച്ച ഓപ്ഷനാണ്. പക്ഷേ, ഇക്വിറ്റി ഫണ്ടുകൾ ഉയർന്ന അപകടസാധ്യതയുള്ള നിക്ഷേപമാണെന്ന് ആരും മറക്കരുത്, അതിനാൽ ഒരാൾ ഉയർന്ന തുക കൈവശം വയ്ക്കണംറിസ്ക് വിശപ്പ് ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ.

എന്തുകൊണ്ടാണ് യുടിഐ ഇക്വിറ്റി ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത്?

പ്രധാന ഗുണങ്ങളിൽ ചിലത്നിക്ഷേപിക്കുന്നു യുടിഐ മ്യൂച്വൽ ഫണ്ടിന്റെ ഇക്വിറ്റി സ്കീമുകൾ ഇവയാണ്:

എ. നികുതി ആനുകൂല്യങ്ങൾ

ഫണ്ട് ഹൗസ് നികുതി ലാഭിക്കുന്ന മ്യൂച്വൽ ഫണ്ട് പേരുകൾ വാഗ്ദാനം ചെയ്യുന്നുയുടിഐ ലോംഗ് ടേം ഇക്വിറ്റി ഫണ്ട് അതിലൂടെ ആളുകൾക്ക് അവരുടെ കാര്യങ്ങൾ ആസൂത്രണം ചെയ്യാൻ കഴിയുംനികുതികൾ.

സി. സ്ഥിരമായ റിട്ടേണുകൾ

യുടിഐ മ്യൂച്വൽ ഫണ്ട് അവരുടെ നിക്ഷേപകർക്ക് അവരുടെ ലക്ഷ്യങ്ങൾ കൈവരിക്കുന്നതിന് സ്ഥിരമായ വരുമാനം നൽകാൻ എപ്പോഴും കഠിനമായി പരിശ്രമിക്കുന്നു. നല്ല വരുമാനം നേടുന്നതിന്, ദീർഘകാലത്തേക്ക് ഇക്വിറ്റി ഫണ്ടുകൾ കൈവശം വയ്ക്കാൻ നിർദ്ദേശിക്കുന്നു.

ഡി. ഈസി ഓഫ് ആക്സസ്

നിക്ഷേപകർക്ക് അവരുടെ മ്യൂച്വൽ ഫണ്ട് അക്കൗണ്ട് എപ്പോൾ വേണമെങ്കിലും ഓൺലൈനിൽ എവിടെയും നിരീക്ഷിക്കാനും ആക്സസ് ചെയ്യാനും കഴിയും. കൂടാതെ, ഫണ്ട് ഹൗസുമായുള്ള ഇടപാടും ഇടപെടൽ പ്രക്രിയയും തടസ്സരഹിതവും ഉപയോക്തൃ സൗഹൃദവുമാണ്.

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ഇ. ദീർഘകാല സാമ്പത്തിക ലക്ഷ്യങ്ങൾ

UTI ഇക്വിറ്റി സ്കീമുകൾ നിക്ഷേപകരെ അവരുടെ ഭാവി ആസൂത്രണം ചെയ്യാൻ സഹായിക്കുന്നു. നിക്ഷേപകർക്ക് വിവിധ ദീർഘകാല പദ്ധതികൾ ആസൂത്രണം ചെയ്യാൻ കഴിയുംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ വഴിവിരമിക്കൽ, കുട്ടിയുടെ കരിയർ, സമ്പത്ത് സൃഷ്ടിക്കൽ അല്ലെങ്കിൽ ലളിതമായിവരുമാനം തലമുറ.

ഈ സ്കീമിൽ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് യുടിഐ മ്യൂച്വൽ ഫണ്ട് നൽകുന്ന മികച്ച 5 ഇക്വിറ്റി ഫണ്ടുകളിൽ നിന്ന് തിരഞ്ഞെടുക്കാം. AUM പോലുള്ള പ്രധാനപ്പെട്ട പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം, മറ്റ് വിവര അനുപാതങ്ങൾ.

മികച്ച യുടിഐ ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Transportation & Logistics Fund Growth	₹295.072 ↑ 1.51	₹4,067	-0.7	14.4	20.2	25.8	24.2	18.7
UTI Core Equity Fund Growth	₹188.04 ↑ 1.45	₹5,498	4.5	5.6	7.7	22.6	23	27.2
UTI Infrastructure Fund Growth	₹142.901 ↑ 1.38	₹2,200	1	1.1	4.5	19.4	21.8	18.5
UTI Dividend Yield Fund Growth	₹182.278 ↑ 1.38	₹3,936	2.1	4.2	5.5	21	19.3	24.7
UTI Mid Cap Fund Growth	₹304.624 ↑ 1.40	₹12,050	-0.3	1.7	0.7	17.3	19.1	23.3
UTI Value Opportunities Fund Growth	₹174.707 ↑ 1.62	₹10,135	2.3	4.6	7.3	18.9	18.8	23.4
UTI Banking and Financial Services Fund Growth	₹197.249 ↑ 0.77	₹1,386	4.4	3.7	15.3	15.8	16.3	11.1
UTI Healthcare Fund Growth	₹287.188 ↑ 2.03	₹1,126	-2.7	3	0.3	23.9	15.7	42.9
UTI Long Term Equity Fund Growth	₹210.91 ↑ 1.36	₹3,785	1.3	2.2	4.6	14	14.7	13.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Dec 25

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Core Equity Fund	UTI Infrastructure Fund	UTI Dividend Yield Fund	UTI Mid Cap Fund	UTI Value Opportunities Fund	UTI Banking and Financial Services Fund	UTI Healthcare Fund	UTI Long Term Equity Fund
Point 1	Upper mid AUM (₹4,067 Cr).	Upper mid AUM (₹5,498 Cr).	Bottom quartile AUM (₹2,200 Cr).	Lower mid AUM (₹3,936 Cr).	Highest AUM (₹12,050 Cr).	Top quartile AUM (₹10,135 Cr).	Bottom quartile AUM (₹1,386 Cr).	Bottom quartile AUM (₹1,126 Cr).	Lower mid AUM (₹3,785 Cr).
Point 2	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Oldest track record among peers (26 yrs).	Established history (26+ yrs).
Point 3	Top rated.	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 24.20% (top quartile).	5Y return: 23.00% (top quartile).	5Y return: 21.83% (upper mid).	5Y return: 19.29% (upper mid).	5Y return: 19.08% (lower mid).	5Y return: 18.82% (lower mid).	5Y return: 16.32% (bottom quartile).	5Y return: 15.68% (bottom quartile).	5Y return: 14.72% (bottom quartile).
Point 6	3Y return: 25.85% (top quartile).	3Y return: 22.64% (upper mid).	3Y return: 19.37% (lower mid).	3Y return: 21.02% (upper mid).	3Y return: 17.27% (bottom quartile).	3Y return: 18.91% (lower mid).	3Y return: 15.80% (bottom quartile).	3Y return: 23.90% (top quartile).	3Y return: 14.00% (bottom quartile).
Point 7	1Y return: 20.17% (top quartile).	1Y return: 7.73% (upper mid).	1Y return: 4.53% (bottom quartile).	1Y return: 5.54% (lower mid).	1Y return: 0.67% (bottom quartile).	1Y return: 7.33% (upper mid).	1Y return: 15.34% (top quartile).	1Y return: 0.28% (bottom quartile).	1Y return: 4.61% (lower mid).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -1.49 (top quartile).	Alpha: -7.46 (bottom quartile).	Alpha: -4.55 (bottom quartile).	Alpha: -7.34 (bottom quartile).	Alpha: -2.30 (upper mid).	Alpha: -2.70 (lower mid).	Alpha: -2.38 (upper mid).	Alpha: -3.42 (lower mid).
Point 9	Sharpe: 0.72 (top quartile).	Sharpe: 0.08 (upper mid).	Sharpe: -0.09 (upper mid).	Sharpe: -0.25 (bottom quartile).	Sharpe: -0.22 (bottom quartile).	Sharpe: -0.09 (lower mid).	Sharpe: 0.64 (top quartile).	Sharpe: -0.22 (bottom quartile).	Sharpe: -0.17 (lower mid).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.79 (top quartile).	Information ratio: -0.70 (bottom quartile).	Information ratio: 0.84 (top quartile).	Information ratio: -1.72 (bottom quartile).	Information ratio: 0.59 (upper mid).	Information ratio: 0.26 (upper mid).	Information ratio: -0.11 (lower mid).	Information ratio: -0.84 (bottom quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,067 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.20% (top quartile).
3Y return: 25.85% (top quartile).
1Y return: 20.17% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.72 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹5,498 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.00% (top quartile).
3Y return: 22.64% (upper mid).
1Y return: 7.73% (upper mid).
Alpha: -1.49 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: 0.79 (top quartile).

UTI Infrastructure Fund

Bottom quartile AUM (₹2,200 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.83% (upper mid).
3Y return: 19.37% (lower mid).
1Y return: 4.53% (bottom quartile).
Alpha: -7.46 (bottom quartile).
Sharpe: -0.09 (upper mid).
Information ratio: -0.70 (bottom quartile).

UTI Dividend Yield Fund

Lower mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.29% (upper mid).
3Y return: 21.02% (upper mid).
1Y return: 5.54% (lower mid).
Alpha: -4.55 (bottom quartile).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.84 (top quartile).

UTI Mid Cap Fund

Highest AUM (₹12,050 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.08% (lower mid).
3Y return: 17.27% (bottom quartile).
1Y return: 0.67% (bottom quartile).
Alpha: -7.34 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: -1.72 (bottom quartile).

UTI Value Opportunities Fund

Top quartile AUM (₹10,135 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.82% (lower mid).
3Y return: 18.91% (lower mid).
1Y return: 7.33% (upper mid).
Alpha: -2.30 (upper mid).
Sharpe: -0.09 (lower mid).
Information ratio: 0.59 (upper mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,386 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.32% (bottom quartile).
3Y return: 15.80% (bottom quartile).
1Y return: 15.34% (top quartile).
Alpha: -2.70 (lower mid).
Sharpe: 0.64 (top quartile).
Information ratio: 0.26 (upper mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,126 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.68% (bottom quartile).
3Y return: 23.90% (top quartile).
1Y return: 0.28% (bottom quartile).
Alpha: -2.38 (upper mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: -0.11 (lower mid).

UTI Long Term Equity Fund

Lower mid AUM (₹3,785 Cr).
Established history (26+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.72% (bottom quartile).
3Y return: 14.00% (bottom quartile).
1Y return: 4.61% (lower mid).
Alpha: -3.42 (lower mid).
Sharpe: -0.17 (lower mid).
Information ratio: -0.84 (bottom quartile).

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,067 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.20% (top quartile).
3Y return: 25.85% (top quartile).
1Y return: 20.17% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.72 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~15.2%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (22 Dec 25)	₹295.072 ↑ 1.51 (0.51 %)
Net Assets (Cr)	₹4,067 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹12,512
30 Nov 22	₹15,441
30 Nov 23	₹19,543
30 Nov 24	₹25,175
30 Nov 25	₹29,452

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	0.2%
3 Month	-0.7%
6 Month	14.4%
1 Year	20.2%
3 Year	25.8%
5 Year	24.2%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.2 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.03%
Industrials	13.97%

Asset Allocation

Asset Class	Value
Cash	5.41%
Equity	94.43%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹620 Cr	1,649,386 ↑ 45,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹411 Cr	258,455 ↓ -3,121
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹376 Cr	532,652 ↓ -21,875
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹255 Cr	8,494,093
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹211 Cr	357,935
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹202 Cr	327,739
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	5%	₹193 Cr	212,504
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹165 Cr	711,342
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹163 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹142 Cr	403,430

2. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹5,498 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.00% (top quartile).
3Y return: 22.64% (upper mid).
1Y return: 7.73% (upper mid).
Alpha: -1.49 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: 0.79 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~5.6%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (22 Dec 25)	₹188.04 ↑ 1.45 (0.78 %)
Net Assets (Cr)	₹5,498 on 30 Nov 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	0.08
Information Ratio	0.79
Alpha Ratio	-1.49
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,834
30 Nov 22	₹16,142
30 Nov 23	₹19,792
30 Nov 24	₹26,966
30 Nov 25	₹28,676

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	1.7%
3 Month	4.5%
6 Month	5.6%
1 Year	7.7%
3 Year	22.6%
5 Year	23%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.55 Yr.

Data below for UTI Core Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	28.65%
Consumer Cyclical	10.88%
Technology	10.31%
Industrials	8.28%
Energy	8.18%
Basic Materials	7.56%
Health Care	7.5%
Consumer Defensive	5.78%
Communication Services	4.75%
Real Estate	2.67%
Utility	1.93%

Asset Allocation

Asset Class	Value
Cash	3.52%
Equity	96.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	6%	₹307 Cr	3,049,721
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹198 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	4%	₹197 Cr	1,264,187 ↑ 45,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹175 Cr	1,116,380
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹150 Cr	5,833,275
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹144 Cr	3,559,906
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	2%	₹136 Cr	2,584,841
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹133 Cr	3,705,761 ↓ -245,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	2%	₹132 Cr	5,273,655
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹123 Cr	3,074,620

3. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Bottom quartile AUM (₹2,200 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.83% (upper mid).
3Y return: 19.37% (lower mid).
1Y return: 4.53% (bottom quartile).
Alpha: -7.46 (bottom quartile).
Sharpe: -0.09 (upper mid).
Information ratio: -0.70 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~13.5%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (22 Dec 25)	₹142.901 ↑ 1.38 (0.98 %)
Net Assets (Cr)	₹2,200 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.09
Information Ratio	-0.7
Alpha Ratio	-7.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,729
30 Nov 22	₹16,727
30 Nov 23	₹20,528
30 Nov 24	₹27,064
30 Nov 25	₹27,939

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-1.4%
3 Month	1%
6 Month	1.1%
1 Year	4.5%
3 Year	19.4%
5 Year	21.8%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4.25 Yr.
Deepesh Agarwal	16 Jun 25	0.46 Yr.

Data below for UTI Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	39.24%
Communication Services	14.6%
Energy	14%
Utility	9.97%
Basic Materials	7.29%
Financial Services	5.63%
Real Estate	2.62%
Consumer Cyclical	2.6%
Technology	0.48%
Health Care	0.13%

Asset Allocation

Asset Class	Value
Cash	2.32%
Equity	97.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹297 Cr	1,412,157 ↓ -31,315
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	11%	₹232 Cr	568,954
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	7%	₹152 Cr	971,178 ↓ -70,179
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| NTPC	6%	₹131 Cr	4,006,307
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| ULTRACEMCO	5%	₹102 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	5%	₹101 Cr	171,147 ↑ 3,824
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹69 Cr	457,905
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹69 Cr	2,839,955 ↑ 44,462
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| AXISBANK	3%	₹66 Cr	514,717
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 22 \| BPCL	2%	₹52 Cr	1,437,423 ↓ -87,575

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Lower mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.29% (upper mid).
3Y return: 21.02% (upper mid).
1Y return: 5.54% (lower mid).
Alpha: -4.55 (bottom quartile).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.84 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.1%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (22 Dec 25)	₹182.278 ↑ 1.38 (0.76 %)
Net Assets (Cr)	₹3,936 on 30 Nov 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.25
Information Ratio	0.84
Alpha Ratio	-4.55
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,381
30 Nov 22	₹14,665
30 Nov 23	₹17,786
30 Nov 24	₹24,669
30 Nov 25	₹25,130

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	0.8%
3 Month	2.1%
6 Month	4.2%
1 Year	5.5%
3 Year	21%
5 Year	19.3%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.04 Yr.

Data below for UTI Dividend Yield Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	28.87%
Technology	14.67%
Consumer Cyclical	11.04%
Health Care	8.64%
Energy	6.13%
Consumer Defensive	6.06%
Industrials	5.66%
Utility	5.45%
Real Estate	4.19%
Communication Services	3.71%
Basic Materials	3.61%

Asset Allocation

Asset Class	Value
Cash	0.45%
Equity	99.03%
Debt	0.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹358 Cr	3,550,000 ↓ -75,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹208 Cr	1,500,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| TECHM	4%	₹140 Cr	925,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹137 Cr	1,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹134 Cr	860,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹133 Cr	625,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹122 Cr	325,000 ↓ -22,678
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹120 Cr	570,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	3%	₹105 Cr	2,600,000 ↑ 100,000
Knowledge Realty Trust Units (Real Estate) -, Since 31 Aug 25 \| 544481	3%	₹103 Cr	8,658,197 ↓ -58,862

5. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹12,050 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.08% (lower mid).
3Y return: 17.27% (bottom quartile).
1Y return: 0.67% (bottom quartile).
Alpha: -7.34 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: -1.72 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Polycab India Ltd (~2.5%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (22 Dec 25)	₹304.624 ↑ 1.40 (0.46 %)
Net Assets (Cr)	₹12,050 on 30 Nov 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.22
Information Ratio	-1.72
Alpha Ratio	-7.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,868
30 Nov 22	₹15,461
30 Nov 23	₹19,010
30 Nov 24	₹24,525
30 Nov 25	₹24,544

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	0.3%
3 Month	-0.3%
6 Month	1.7%
1 Year	0.7%
3 Year	17.3%
5 Year	19.1%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%
2015	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	0.46 Yr.

Data below for UTI Mid Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	21.65%
Industrials	18.03%
Consumer Cyclical	16.01%
Basic Materials	11.04%
Health Care	10.84%
Technology	10.77%
Real Estate	3.34%
Communication Services	2.31%
Utility	1.86%
Consumer Defensive	1.37%
Energy	1.03%

Asset Allocation

Asset Class	Value
Cash	1.77%
Equity	98.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹299 Cr	400,000 ↓ -3,783
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| PHOENIXLTD	2%	₹295 Cr	1,700,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹280 Cr	440,000 ↓ -15,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| MFSL	2%	₹277 Cr	1,630,000
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	2%	₹262 Cr	1,373,013
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| INDIANB	2%	₹261 Cr	3,000,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| FEDERALBNK	2%	₹258 Cr	10,000,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| HEROMOTOCO	2%	₹245 Cr	396,298 ↑ 72,826
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| AJANTPHARM	2%	₹215 Cr	840,000
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹209 Cr	750,000

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹10,135 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.82% (lower mid).
3Y return: 18.91% (lower mid).
1Y return: 7.33% (upper mid).
Alpha: -2.30 (upper mid).
Sharpe: -0.09 (lower mid).
Information ratio: 0.59 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.6%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (22 Dec 25)	₹174.707 ↑ 1.62 (0.93 %)
Net Assets (Cr)	₹10,135 on 30 Nov 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.09
Information Ratio	0.59
Alpha Ratio	-2.3
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,651
30 Nov 22	₹14,889
30 Nov 23	₹17,229
30 Nov 24	₹23,255
30 Nov 25	₹24,234

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	1.1%
3 Month	2.3%
6 Month	4.6%
1 Year	7.3%
3 Year	18.9%
5 Year	18.8%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.84 Yr.

Data below for UTI Value Opportunities Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	34.97%
Consumer Cyclical	13.76%
Technology	10.42%
Health Care	7.94%
Communication Services	7.61%
Industrials	6.59%
Energy	5.58%
Basic Materials	4.06%
Consumer Defensive	2.99%
Utility	2.54%
Real Estate	2.5%

Asset Allocation

Asset Class	Value
Cash	0.77%
Equity	98.98%
Debt	0.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	10%	₹977 Cr	9,700,000 ↓ -75,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹590 Cr	4,250,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	5%	₹462 Cr	2,197,804
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹452 Cr	2,900,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹410 Cr	3,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹393 Cr	1,850,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	4%	₹372 Cr	3,800,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹310 Cr	825,000 ↓ -20,355
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹306 Cr	1,950,000 ↓ -50,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| TECHM	3%	₹262 Cr	1,725,000

7. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,386 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.32% (bottom quartile).
3Y return: 15.80% (bottom quartile).
1Y return: 15.34% (top quartile).
Alpha: -2.70 (lower mid).
Sharpe: 0.64 (top quartile).
Information ratio: 0.26 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~18.6%).
Top-3 holdings concentration ~42.9%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (22 Dec 25)	₹197.249 ↑ 0.77 (0.39 %)
Net Assets (Cr)	₹1,386 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.64
Information Ratio	0.26
Alpha Ratio	-2.7
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹12,433
30 Nov 22	₹14,147
30 Nov 23	₹15,611
30 Nov 24	₹18,943
30 Nov 25	₹21,771

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-0.1%
3 Month	4.4%
6 Month	3.7%
1 Year	15.3%
3 Year	15.8%
5 Year	16.3%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.46 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	97.15%
Technology	1.09%

Asset Allocation

Asset Class	Value
Cash	1.75%
Equity	98.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	19%	₹257 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹219 Cr	2,175,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	9%	₹118 Cr	925,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	8%	₹117 Cr	550,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	6%	₹83 Cr	850,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	6%	₹83 Cr	800,000 ↓ -20,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	3%	₹43 Cr	500,000 ↓ -50,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| KARURVYSYA	3%	₹42 Cr	1,700,000 ↓ -100,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| MFSL	3%	₹41 Cr	240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹36 Cr	6,534,317

8. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,126 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.68% (bottom quartile).
3Y return: 23.90% (top quartile).
1Y return: 0.28% (bottom quartile).
Alpha: -2.38 (upper mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: -0.11 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.8%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (22 Dec 25)	₹287.188 ↑ 2.03 (0.71 %)
Net Assets (Cr)	₹1,126 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.22
Information Ratio	-0.11
Alpha Ratio	-2.38
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹12,244
30 Nov 22	₹11,512
30 Nov 23	₹14,895
30 Nov 24	₹21,543
30 Nov 25	₹21,790

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	-0.2%
3 Month	-2.7%
6 Month	3%
1 Year	0.3%
3 Year	23.9%
5 Year	15.7%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.59 Yr.

Data below for UTI Healthcare Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Health Care	97.71%
Basic Materials	1.03%

Asset Allocation

Asset Class	Value
Cash	1.25%
Equity	98.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹110 Cr	600,000 ↓ -50,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| AJANTPHARM	6%	₹73 Cr	285,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| LUPIN	6%	₹67 Cr	319,570
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| GLENMARK	4%	₹46 Cr	235,028 ↓ -9,972
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	4%	₹42 Cr	335,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹39 Cr	221,162 ↑ 8,021
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹39 Cr	53,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹39 Cr	68,000 ↓ -4,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹38 Cr	67,014
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| CIPLA	3%	₹38 Cr	250,000 ↓ -30,000

9. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

Research Highlights for UTI Long Term Equity Fund

Lower mid AUM (₹3,785 Cr).
Established history (26+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.72% (bottom quartile).
3Y return: 14.00% (bottom quartile).
1Y return: 4.61% (lower mid).
Alpha: -3.42 (lower mid).
Sharpe: -0.17 (lower mid).
Information ratio: -0.84 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~9.5%).

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (22 Dec 25)	₹210.91 ↑ 1.36 (0.65 %)
Net Assets (Cr)	₹3,785 on 30 Nov 25
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	-0.17
Information Ratio	-0.84
Alpha Ratio	-3.42
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,012
30 Nov 22	₹14,268
30 Nov 23	₹16,155
30 Nov 24	₹19,838
30 Nov 25	₹20,441

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Dec 25

Duration	Returns
1 Month	0.8%
3 Month	1.3%
6 Month	2.2%
1 Year	4.6%
3 Year	14%
5 Year	14.7%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.9%
2023	24.3%
2022	-3.5%
2021	33.1%
2020	20.2%
2019	10.4%
2018	-6.5%
2017	33.1%
2016	3.3%
2015	2.6%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.46 Yr.

Data below for UTI Long Term Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	33.83%
Consumer Cyclical	13.26%
Technology	10.77%
Industrials	7.69%
Communication Services	7.07%
Health Care	5.79%
Energy	5.54%
Consumer Defensive	5.1%
Basic Materials	3.91%
Utility	3.3%
Real Estate	3.12%

Asset Allocation

Asset Class	Value
Cash	0.61%
Equity	99.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	9%	₹358 Cr	3,550,000 ↓ -100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹240 Cr	1,725,000 ↓ -75,000
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹189 Cr	1,210,185
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	5%	₹179 Cr	850,000 ↓ -25,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| AXISBANK	4%	₹155 Cr	1,210,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| KOTAKBANK	4%	₹149 Cr	700,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹125 Cr	800,000 ↓ -100,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	3%	₹109 Cr	1,050,000 ↓ -25,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 13 \| TECHM	2%	₹91 Cr	600,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| M&M	2%	₹85 Cr	225,000

യുടിഐ മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

പതിവുചോദ്യങ്ങൾ

1. UTI മ്യൂച്വൽ ഫണ്ടുകളുടെ സ്വഭാവം എന്താണ്?

എ: ദിസെബി പഴയ യുടിഐയിൽ നിന്ന് യുടിഐ മ്യൂച്വൽ ഫണ്ടുകൾ രൂപീകരിച്ചുബാങ്ക് 2003 ഫെബ്രുവരി 1-ന്. ഫണ്ട് കൈകാര്യം ചെയ്യുന്നത് UTI അസറ്റ് മാനേജ്‌മെന്റ് കമ്പനിയും അതിന്റെ പ്രധാന സ്പോൺസർമാരായ സ്റ്റേറ്റ് ബാങ്ക് ഓഫ് ഇന്ത്യ (SBI), പഞ്ചാബ് ആണ്.നാഷണൽ ബാങ്ക് (PNB), ബാങ്ക് ഓഫ് ബറോഡ, ഒപ്പംലൈഫ് ഇൻഷുറൻസ് കോർപ്പറേഷൻ ഓഫ് ഇന്ത്യ.

2. യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളുടെ ഓഹരികൾ മറ്റേതെങ്കിലും ഗ്രൂപ്പിന്റെ കൈവശമാണോ?

എ: അതെ, യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളുടെ 26% ഓഹരികളും ടി റോ പ്രൈസ് ഗ്രൂപ്പ് ഐഎൻസിയുടെ കൈവശമാണ്. ഇത് ടി റോ പ്രൈസ് ഗ്ലോബൽ ഇൻവെസ്റ്റ്‌മെന്റ് സർവീസസ് ലിമിറ്റഡിന്റെ അനുബന്ധ സ്ഥാപനമാണ്.

3. യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് മൂല്യവത്താണോ?

എ: യുടിഐ മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ഇഷ്ടപ്പെട്ട ഒന്നാണ്എഎംസികൾ. ചരിത്രപരമായി, ഇത് ഏറ്റവും വിശ്വസനീയമായ നിക്ഷേപ പദ്ധതിയാണെന്ന് തെളിയിക്കപ്പെട്ടിട്ടുണ്ട്.

4. യുടിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ ഏറ്റവും ജനപ്രിയമായത് ഏതാണ്?

എ: 1986-ൽ സമാരംഭിച്ച യുടിഐ മാസ്റ്റർഷെയർ, പഴയ യുടിഐ ബാങ്കിന്റെ പിൻബലത്തിൽ, ഏറ്റവും ദൈർഘ്യമേറിയതും വിജയകരവുമായ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിലൊന്നാണ്.

5. എനിക്ക് യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ ഓൺലൈനിൽ നിക്ഷേപിക്കാൻ കഴിയുമോ?

എ: അതെ, കമ്പനിയുടെ വെബ്സൈറ്റിൽ ലോഗിൻ ചെയ്യുക. അതിനുശേഷം, നിങ്ങളുടെ ഐഡന്റിറ്റി പ്രൂഫ്, അഡ്രസ് പ്രൂഫ്, മറ്റ് സമാന വിശദാംശങ്ങൾ എന്നിവ പോലുള്ള കെ‌വൈ‌സി മാനദണ്ഡങ്ങൾക്കനുസൃതമായി നിങ്ങളുടെ വ്യക്തിഗത വിശദാംശങ്ങൾ നൽകേണ്ടതുണ്ട്. നിങ്ങൾ രജിസ്ട്രേഷൻ പൂർത്തിയാക്കിക്കഴിഞ്ഞാൽ, നിങ്ങൾ റിസ്ക് ലെവലും നിക്ഷേപത്തിന്റെ തരവും തിരഞ്ഞെടുക്കേണ്ടതുണ്ട്. നിങ്ങളുടെ വിശദാംശങ്ങൾ പരിശോധിച്ചുറപ്പിക്കാനും ഓൺലൈനായി രജിസ്ട്രേഷൻ പ്രക്രിയ പൂർത്തിയാക്കാനും 1-2 പ്രവൃത്തി ദിവസമെടുക്കും. ഇത് പൂർത്തിയാകുമ്പോൾ, നിങ്ങൾക്ക് അപ്ഡേറ്റ് ചെയ്യാനും നിങ്ങളുടെ ആവശ്യങ്ങൾക്കനുസരിച്ച് നിക്ഷേപം മാറ്റാനും കഴിയും.

6. അനുയോജ്യമായ UTI മ്യൂച്വൽ ഫണ്ട് എങ്ങനെ തിരഞ്ഞെടുക്കാം?

എ: നിങ്ങൾ ആദ്യം പരിശോധിക്കേണ്ടത് എൻഎവിയും പ്രത്യേക ഫണ്ടിന്റെ ചരിത്രപരമായ റിട്ടേണുകളുമാണ്. ഉദാഹരണത്തിന്, UTI ട്രാൻസ്പോർട്ടേഷൻ & ലോജിസ്റ്റിക്സ് ഫണ്ടിന് 122.133 രൂപയുടെ NAV ഉണ്ട് കൂടാതെ 5 വർഷത്തിനുള്ളിൽ 8.9% റിട്ടേൺ കാണിക്കുന്നു. ഇതുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ, യുടിഐ ഇക്വിറ്റി ഫണ്ടിന് എൻഎവി രൂപയുണ്ട്. 212.768, എന്നാൽ 5 വർഷത്തിനുള്ളിൽ 31.5% ചരിത്രപരമായ വരുമാനം കാണിക്കുന്നു.

യുടിഐ ഇക്വിറ്റിയുടെ എൻഎവി യുടിഐ ട്രാൻസ്‌പോർട്ടേഷൻ & ലോജിസ്റ്റിക്‌സിനേക്കാൾ കൂടുതലാണെങ്കിലും, ആദ്യത്തേതിന്റെ റിട്ടേൺ രണ്ടാമത്തേതിനേക്കാൾ കൂടുതലാണ്. അതിനാൽ, നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന പണത്തിന്റെയും ROIയുടെയും അടിസ്ഥാനത്തിൽ, നിങ്ങൾ ഒരു പ്രത്യേക ഫണ്ട് തിരഞ്ഞെടുക്കണം.

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.